Two months ago my wife and child where injured at a store when an improperly built display toppled over. My wife had quite a few bumps and bruises and my 5yr old suffered a mild concussion. The insurance company has stated they want to settle the injuries. I've dealt with insurance companies in the past with a couple minor car wrecks in my life time, but I've never dealt with an injury to a minor. I tried to research my state's law, but can't really find anything. Depending on the amount I'm not sure if they'd allow us to take the check and put it up for her. We already have trusts, 529 accounts, plus our kids have their own investment accounts. I see a lot of stuff on the internet where some states make you either buy an annuity or even put it in a bank account that the court holds till the minor turns 18...Personally I'd rather just put everything she gets into her own account that she already owns, but not sure if the courts will allow that. I was going to try to handle this myself, but if we have to jump through a bunch of hoops as far as putting the money up ect I think we might be forced to hire an Attorney. Was just wondering if anyone has any ideas what to expect?