I always cringe about health insurance costs for Americans. In Canada we don't really have to worry about this as anything major would be covered. Now stuff like optical, dental and prescription drugs are not covered. I am wondering what other Mustachians are doing or are planning to do on retirement. Do you plan to self fund these costs by putting away $x per month or do you plan on getting some kind of insurance coverage.
The more I think about this, I think the insurance thing makes sense as the cost would be tax deductible which should result in about a 20% reduction in premiums when you get the tax refund. I am healthy now (not on any drugs), but any kind of moderate dental work will set you back thousands and it would seem insurance would pay off the first time such a cost comes up