Hello there. We live in Victoria, BC. We have a large mortgage of $276,000 which we expect to be paid off in about 8 years, earlier when we receive an inheritance. We have one child who is homeschooled and is taking lots of classes here like horseback riding, gymnastics and art. We have no debt other than our mortgage. We own 1 vehicle, a hot tub and a boat. We go to Maui once every 2 years and eat very well all on basically one income. Victoria is beautiful but about 4 hours away from skiing and boating which we enjoy and frankly can't afford much because of our mortgage payments. All in all we are very lucky except that we live in about 1000 square feet with one bathroom because we have to have a renter in our basement to afford our mortgage. We have the opportunity to be mortgage free if we move to Vernon, BC (in the Okanagan) which is close to beautiful lakes and ski hills but is very hot. We also would like to be able to have a bit more space. We are torn - we love Victoria, our daughter is happy and settled here but the allure of being mortgage free at 37 is strong. Thoughts?