I'm considering reducing the size of my emergency fund to pay off debt sooner. My husband and I own our dwelling, but it's not a traditional house, so we wouldn't be eligible for a home equity line of credit.
I was thinking about getting a credit card for the lowest interest rate we can find, just in case (of a layoff, home repair or medical bill we can't cash flow, etc). We have a credit card for points that we pay off every month, but the interest rate is high. Are there any other options we should consider?
