Author Topic: Besides Citi, are there any other CC banks who hard inquiry EquiFax only?  (Read 712 times)

jnw

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I have a lot less hard inquiries on my Equifax credit report comapared to TransUnion and Experion.

I am thinking about applying for CitiBusiness Aadvantage Platinum Select card next since I am 4/24 (Chase rule) and have the room for hard inquiries on EquiFax.

All the other banks I have dealt with so far do not exclusively hard inquiry EquiFax like Citi does.  Are there others which do?  Perhaps a business credit card since I am at 4/24?   (I read that business cards don't count against 5/24 rule).

Nutty

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I have a lot less hard inquiries on my Equifax credit report comapared to TransUnion and Experion.

I am thinking about applying for CitiBusiness Aadvantage Platinum Select card next since I am 4/24 (Chase rule) and have the room for hard inquiries on EquiFax.

All the other banks I have dealt with so far do not exclusively hard inquiry EquiFax like Citi does.  Are there others which do?  Perhaps a business credit card since I am at 4/24?   (I read that business cards don't count against 5/24 rule).
You have the option of locking the other two credit reports and force an Equifax pull.  I've seen references on DOC.  Try searching to see what comes up.

kpd905

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Might be a good time to try, the Citi AA Business card is offering 75,000 miles right now: https://www.doctorofcredit.com/citi-american-airlines-75000-miles-business-offer-2/