We need some advice. The kids next door ALWAYS want to play basketball in our driveway. Nearly every day. They have their own hoop, but honestly, ours is better. Theirs is a portable one. Ours is in concrete, and because we have a rear-entry garage, our driveway back there is pretty darn big. We have asked them over and over again to ask us first, but they simply don't. And we're not always home to stop them. And they bring their friends.
Part of me wants to simply remove the damn basketball goal altogether.
The other part of me (the more human part) understands that these kids have no father figure, mom is trying her best, and if the kids are playing basketball, then they're not doing drugs or engaging in other bad behaviors. Plus, my husband and I like to play on occasion, and this thing was pretty expensive to purchase and install, so why not leave it there for ourselves?
So...let's assume for now that the neighbor kids (and their friends) are going to continue to play basketball in our driveway, and we need to protect our ass(ets). What kind of insurance policy do we need?
Thanks!