Hey all- I run my own seasonal business that generates the book of my income, then work a job I enjoy the rest of the year for dirt cheap. I need to double check on this, but I believe that given my status in the company, I won't be eligible for employer matching 401k contributions. In that case, is there any advantage to using their plans versus a self-employed plan from vanguard? Would it somehow reduce my expenses or increase my contribution limit or anything else?
What are the important questions to ask them before enrolling? So far for tax advantaged accounts, I've only contributed to a personal Roth IRA through vanguard, which seems incredibly simple in comparison with the manual the company gave me describing their offerings.
Thanks for your help!