I am hunting auto insurance for quotes.
Currently Geico kills me with $200/mo on auto insurance. For the same coverage, Progressive quotes me $740.
I am still thinking if I should pay off the 3k on my credit union and get only the state minimal and go without collision and comprehensive. But I am still not sure about Michigan drivers.
Ok, on the Progressive, there is a snapshot program, where they would ask me to attach the gps/chip into car computer system to track my driving habits.
Depending upon state, the days that device should be attached to the car. For Mi, it is the complete term.
The pro they say is the discount they would give me (about 25%), con is that I had to plug the device for 6 months, and the crazy calculations it does who knows the Premium may go up during renewal. Though I may never stick for higher prices, or not afraid of bad driving with my Prius, I wanted to see if any of you guys actually tried (attached to your car) and share some ideas?
Edit: My initial search didnt fetch any posts related to snapshot, then I posted here.
But I reran the search and found below thread
https://forum.mrmoneymustache.com/ask-a-mustachian/saving-money-on-car-insurance-does-anyone-use-snapshot/msg670844/#msg670844The thread cannot be closed, just keeping it open but not expecting anyone to reply.
I am not going to pursue the device for two reasons. 1) Its bad if i even do occasional mistakes during first period, as they take it as base for habits 2) We are planning lot of trips during summer, we will slam on brakes.