I was just told I would have to defer 20% of my salary for the 6 mo. April - Septmber 2020 due to COVID-19 business impact. The deferred amount will be repaid to us as a lump sum, along with 6% annualized interest, between 10/1/20 and 3/31/21. Given I have a 65% savings rate, this doesn't impact my ability to cover expenses in any way, but wanted to see if fellow Mustachians have any tips to manage this most efficiently?
I could cut back on investing, but would not like to do that with stocks on sale right now.
Currently, I have $11k in cash and $19k in US Savings Bonds (earning 4% interest) I could cash. I am getting married in September and will need about $7-8k for that still over the next 6 mo (I'm not planning to change this plan at all), including honeymoon. I am considering cashing the bonds slowly so the amount I am investing per month does not go down.
Any other tips/ideas?