Well, there are two or three people complaining that I'm being a spendypants, and the rest of the folks are being more positive and constructive, and still helping me save money, so I'll take that ratio any day of the week. I've yet to figure out how to please everyone in real life, much less a message board.
But to recap, advice I AM taking
I'm taking advice from posters about the best "bang for the buck" shore excursions.
I'm taking advice from posters about not spending $ on alcohol or gambling on the cruise.
I'm taking advice from posters about some travel hacks: (Venture card should arrive this week, as will our Delta card. SW card will likely follow)
We booked the CHEAPEST flight available that would get us to Puerto Rico the night before the cruise (Delta); it was so much cheaper than SW that the difference will also pay for the night's hotel AND dinner, AND we have an afternoon to see a little of San Juan.
We will likely fly out on SW and use travel hack to at least partially pay for it. But we only have a few months, and we just don't have enough expenses to funnel through a card to earn tons of travel miles by the time of the cruise. I am focusing on spending $3K first on one card, and then doing it on another.
I took advice from posters about using cruisecompete.com and it resulted in us getting a $275 OBC.
So anyone who says "I ignored most advice" is being over the top dramatic.
Advice I did not take.
Take a cruise in off-season. Well, I'd LOVE to save money and do that, but we have two kids in school and we sure as hell aren't taking them out of school for a week in the middle of the school year. Worst case scenario, it results in unexcused absences and a ton of zeros in the gradebook. Best case scenario, they get excused absences, miss a ton of classes, and have a shit-ton of homework to tackle when they get back. Even a fall cruise would result in a MINIMUM of 2-3 days of missed school, likely closer to 4. We aren't doing that. I'm not sure if folks without kids understand this or not.
Don't fly unless you can fully pay for the airfare with travel hacks. Well, we can't drive to San Juan. Travel hacks we can likely use are discussed above, but I will NOT put discretionary expenses on a credit card just to get miles. That will loosen up spending too much and likely defeat the purpose of the hack in the first place. We will limit it to gas, groceries, utilities, car repairs, medical expenses, braces payments, etc.
Go to an all-inclusive with a time share presentation. I think someone suggested this. Uh, no.
Don't go to a single shore excursion. As someone else responded more politely, what is the fucking point of visiting other countries if you don't see any of them? We might never be back the rest of our lives! We will likely limit ourselves to two 'nice' (private) excursions. Then we'll probably pick two ports that are better suited to taking a cab into town and seeing the sights on foot for a few hours. And we might even skip one country to take advantage of a less crowded boat one day.
So we're all excited! The kids are super pumped, as is my wife, and this also gives us an automatic "no" to pretty much every other entertainment invite for the rest of the year. Someone asked us last week if we wanted to see Elton John, and of course I would love that, but we said, "No, saving for cruise." That will be our default this year.
I really appreciate the help I've received! I guess I'll even say to the folks who have ridiculed me, that I guess your intentions are noble and that I hope you are actually trying to be constructive as opposed to bashing someone for making decisions that don't exactly mirror your own. I have learned a few things over my 44 years, and one is that being ultra standoffish or extreme RARELY changes another person's views or actions.