Rob,
We are very close in age, and I just found MMM around 45 days ago. I have some savings in place, but did not have a defined budget until I punched myself in the face a few times. I have a new budget using Mint (Cool tool), lowered my car insurance, cut my phone expenses, cut the chord - now Netflix (no regrets), cut my food expenses by 35% taking lunch to work while eating out once every two weeks.
No matter what your financial situation I must say everyone around this forum is doing very similar things in regards to money while they work on finances. Forget the money, I found more time for my family, talked more with my wife about our future in the last 30 days than I have in twenty years, not so stressed about work, even noticed my pants are fitting me better. This is all in 30 days of applying some of the knowledge others have shared on this forum.
Take one step at a time and this place will keep you headed out of debt.
SC