I've been using Quicken Essentials for many years to track my spending, but am looking for an alternative.
My needs are pretty basic - I like to check in about twice per year to see where my money is going and analyze what I see. That's all I use it for. With Quicken Essentials, I wasn't getting good bank syncing, so I gave up on that feature. Instead, I downloaded and then imported .qfx files from my credit card a couple times per year and I actually did my banking/brokerage account entries manually (slight pain, but Charles Schwab only lets you download the data as a .csv file and I could never get Quicken to import that). At this point, I actually DON'T want a program that will automatically sync up with all of my various accounts - call me paranoid, but I don't like the idea of all of my account numbers/data in one spot. I also would prefer freeware or cheap, and definitely nothing with a subscription service like Quicken currently has.
Why am I ditching Quicken Essentials if it fits my needs? Well, my old Macbook Pro finally got so slow I couldn't tolerate it anymore, so I got a new one. Unfortunately, I can't use Quicken Essentials with the newer operating system.
So... is there a basic program that will work with newer Mac that will fit my needs? It should not have a subscription service and it should allow me to enter the data via csv, qfx, and other common file types. Big bonus points if it recognizes patterns/helps me categorize the various transactions.
Thanks for any suggestions.