First off thanks to everyone who took the time to answer, we're all thinking along the same lines, the willingness to be open and a desire to learn more. I can't tell you how much reading blogs like this have totally changed my life for the better.
My thoughts/suggestions will be two fold.
1. Spend time on blogs like this, yes life is busy but take a bit of time each day as well as some recommended books.
2. Investing, that's a tougher one, as I wrote in my hardly ever updated blog, My Dad lived in similer times. The investing information overload is almost overwehlming. How is the average Joe to sort through all of this. It's no wonder people are so suspicious of the stock market and in Canada anyways tend to stick the bank or real estate. like one lady who complained that her investment advisors got rich off off her.
Finally to encourage them, that they are young and being is part of life on one income and kids, and with some effort and a bit of luck they can do well.
As well I need to listen more and talk les, but that's a story for another day.
Rob