Thanks Six-car-habit, Paul der krake, former player, bloop bloop, nora jean for the reply. @six-car-habitYes, I should stop worrying about his issues.
Yes Police reported to the scene and wrote the report. The old guy gave an insurance card which says it is valid from Sep19 to Mar 2020, which the cops believed and did not write it off as ticket. They did not validate it against Progressive insurance company. I came to know that his insurance is cancelled in Nov after I file a claim to his insurance company.
He went behind my back and filed a claim on my insurance for his car, which I was very furious (as he agreed it was his fault coming into my lane taking a left on the intersection). The copy of my insurance I gave him was a old card although my insurance is active all the time.
Yeah they paid 6k to fix the car last time in the first accident.
As of now, I had reported everything to my insurance and had a call with his insurance as well, who clearly said “he was not covered”. So my insurance guys have already put me on appointment to fix it and they will go behind him, but I still owe the deductible. Which will be paid back once the insurance gets the money from him.
@Paul1.5 yrs ago, a lady rear ended me at a signal moving from rest ( red to green ) when taking a left. She did not stay in her lane
Yesterday, I was heading north and the old guy was taking a left from the opposite traffic. He was at rest, just accelerated to cut the oncoming traffic (which I was on) and hit me on the front.
Yeah, I put a long post and deleted it thought it would confuse the readers with the series of events. Not a good story teller. :(
@former player,
Yes, 1.5 yrs back rear ended and yesterday I was front ended.
Yes spot on, I did not know about Diminished value claim that time, so did not ask. They just fixed my car at their preferred body shop. I did not get any money per say. I will check those documents and update here.
Yes, police was called to the spot. Yes the cop did not cite me and said not to worry as “I had the right of way”. a copy of the report will be available in 5days. Yes, I have called and clearly told the sequence of events. Luckily, the at-fault driver’s insurance agent called when I was on phone with my insurance agent, so I put them on conference. The progressive insurance agent confirmed that the at-fault driver did not have insurance. Thank you, I need to be inconsiderate in such matters keeping who else will be affected. I saw the punishment for not carrying insurance is 300-1000 fine, plus suspension of license for a year for first offense. It is much worse for second offense with jail time. So scary.
@thanks Bloop. Now I don’t think I have to do it. He shot himself in his foot by reporting it to my insurance. I am sure my insurance will report this or threaten him based on this. Also, he said he got his new insurance in the same lizard company he reported this accident to. I will check with my insurance and how they will proceed.
@norajean. Thanks, I will check into this as well when all the dust settles. I just wonder sometimes, am I that unlucky or there are bad drivers and bad people all around. I had my parked car hit twice with body damage in two separate incidents in two different states in two different cars. No camera’s around, no insurance or contact info left.
Twice in accident in the past 1.5 yrs, where some one just did not keep their lane or just thought they decided to cut first and decided against it after realizing their goofup.
Even if I park my car to far far away in a parking lot and walk 3 mins in shit cold to the store, I come back to see parking dings by people opening and closing doors. Once I was sitting inside the car just waiting for someone, when someone just slammed the door open in their car and just say ‘Sorry” and leave while I have a visible ding.