My sister needs a mention in this thread. Until last year she was self-employed, making well under minimum wage, with a couple side hustles that were very part-time. Needless to say, she's been bailed out multiple times by my parents for mortgage payments, cosigning of loans, etc.
Her current job is a very well paid position (over 50k, maybe 80k a year?) - gotten through being friends with the boss. She immediately began eating out at restaurants every day, buying new outfits, etc. She knows that I've been making a decent wage for several decades now consistently. So I mentioned to her that I still buy clothes at thrift shops, that I still pack a lunch every day, that my husband, who earns over 100k, packs his lunch every day. She said that's great for me, but she really just needs to get out of the office for a "break" during lunch, or people will just keep interrupting her lunch for work related things. Nevermind that she's coming off a 30 year long break (we are in our 50's), or that last year she was looking into filing for bankruptcy, or that she owes tens of thousands on her credit card, or has no retirement savings at all.
Anyway, she got told recently that she will be downgraded to a secretary, basically, with her salary cut in half this winter. She is depressed because she won't be able to afford going out to lunch daily with her boss once that happens, and doesn't want to deal with that awkward conversation - "Now that you cut my pay, I can't afford to eat out every day." But even knowing that's coming up, she won't stop eating out yet, because right now, she can still afford it.
The kicker in all of this is the position she was appointed to - CAO of an organization with an almost 100 million dollar annual budget, that at one point last year was within days of not being able to pay its employees because of budget problems.