- Debt is good, especially mortgage debt, because you can write the interest off your taxes. Buy the biggest house you can, at the longest mortgage term you can find, make the smallest down payment possible.
- Never, ever rent a place to live. ALWAYS buy.
- Debt is good because it helps you build credit.
^^ I didn't get the full list, but I definitely got those. Also the miracle of the "tax deductible" purchases. Somehow, buying something you don't need is a Good Thing if it's tax deductible.
And every single time I moved, "So, when are you going to buy a house out there?" My answer has always been, "When I decide to stick around long term." So far, hasn't happened. :) Yeah, I'd probably have come out ahead in a few cases, but not others. And not having to sell a house when I move is a rather nice perk.
On the other hand, my credit score is pretty damned good. And I haven't paid much interest on my CCs in years (what interest I have paid was floating large sums of money to help start a business that's doing quite well, so... no real complaints there).
Was it "Doomsday Preppers" - is on Netflix? From the first hand full of episodes I have seen it seems like most of the people profiled can afford to do what they are doing or at least dont have to put it on cc.
"Look! We interview preppers who are stupid enough to let TV crews to their location and to see all their stuff!" **sigh** Idiots, the lot of them.
That said everyone should have a week or twos worth of food and water at home + other related supplies.
Yeah... that's not really a thing in the Seattle area. :( I've actually heard people say (mildly paraphrased), "Well, that sounds like prepping, and preppers are crazy, so I'm not going to be like them."
I bet there are some REALLY interesting forums on the net about off grid bitcoin mining.
I know some people who do that, but I'm quite certain they've got far more sunk into the project than they'll ever make. It's just a hobby for them that keeps them outside messing with panels and such.
Current freelancing clients get the same pricing structure: you pay more if working with you annoys me. That way, I'm happy if they pay and I'm happy if they leave. Best pricing structure. :)
done exactly that before. "Ok, here's what I think it will cost, I'll double it for scope creep, add a 40% bonus scope creep factor because you guys always do that, and you don't pay your bills on time, so... another 35%." If they find someone else, I win, and if they don't, I get paid enough to put up with their crap. :D