I have two neghbours that fit this thread...
The first is directly across the street. They have four dogs that they spoil, new toys all the time etc. They do a few things that I find quite... interesting... They own their own business, which, by all accounts is quite successful. I have spoken to them about retirement, as they are in their late 50 or early 60's. They say over and over again, that they cant retire. They have no saving, no exit plan for the business, and they have opted out of CPP because they are self employed, so cant rely on that either. They are on the second brand new car since we have lived there, in 3 years. They have a nice four or 5 year old boat, that I have yet to see move, and their dogs have run of their back yard, so they have to lay new sod to make it look good every summer... They cant seem to figure out why it is so hard to save though.
The neighbours directly to the north of us, seem to have an addiction to cars. They both bought brand new GMC SUV's the weekend we move into the place 3 years ago. I am not sure what they drove prior. My wife and I were out in the garden doing some work, and they wandered out to their back yard, a couple of weeks ago. They wanted us to come check out what they bought. So we wonder around, and in their drive way was a matching pair of 2018 new GM SUV's. They did not share what they paid, but to say that they were having issues getting financing for both, but one would not be an issue. The story is that they told the car company, either they figure out both, or they don't get a sale on either. This couple work in the oil/gas sector. He has been laid off almost as much as he worked, since we moved next door, and she is constantly talking that her company will be doing layoffs. She just had a health scare and could not work for 8 months, but 2 new cars to replace their new cars makes since... SMH.