Author Topic: Overheard on Facebook  (Read 4502011 times)

cupcakery

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Re: Overheard on Facebook
« Reply #8250 on: March 04, 2020, 07:14:36 AM »
Sounds like humble bragging to me, especially since he uses that ridiculous baby-talk "vacay".

Definitely some bragging in there. "This vacay" as in "I've taken others and plan to do it again."  They're either advertising that they're incredibly stupid at planning and not reading price tags, or bragging that they can afford to blow that much money.  The last time I had a $1000 hotel bill I was staying somewhere for two weeks.

I canít even with the fat fire community



This is particularly funny to me.  A few years ago, I spent the day with one of my out of town friends.  She had just lost her job and had her car repossessed.  We were just walking around and she wanted to go in the candle shop because they were having a sale.  I said that I thought it was a bad idea given her financial situation, but was told that they were 50% off so she HAD to get them.  When it was time to go, she asked if I wanted to get dinner.  I said no, I was going to eat at home and save my money.  She said we could go somewhere cheap.  No thanks.  Meanwhile, I was gainfully employed with money in the bank.  It made me sad.

partgypsy

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Re: Overheard on Facebook
« Reply #8251 on: March 04, 2020, 01:51:57 PM »
Being seriously ill will melt that fat away in record time. Your body does need resources to fight with. Having said that, a healthy weight has enough body fat for that. You're not saving up for anything by being 300 pounds! It's funny how doctor's change advice over time though - before old age they encourage you to lose a few pounds, once you hit "old age" they encourage you to maintain your weight.

You're right.  Part of the problem is that what is marketed to be healthy is like <10% body fat.

Anything that's suggested that has you actively working against your own healthy body isn't healthy. Very low bodyfat is hard for most people to maintain for a reason. There will always be a few who are just genetically of very low bodyfat. That's their healthy. It isn't my healthy. There isn't one healthy, just as there isn't an ideal height or skintone or eyecolour or orientation. You have to remember that people who deal with large groups of folk, like medical agencies, use statistics to tell them what is "normal" and therefore healthy. Outliers aren't automatically unhealthy. I've got friends whose baby was classed as very underweight by their local medical center. By the general standards of kiwi babies, she was a very small baby for her age. Except that her parents are of East Asian extraction, both below 5'5 and both of tiny build. The med staff were also concerned at what the child was being fed - a traditional East Asian type of baby food, one that has raised millions of East Asians! Suffice to say, the child was absolutely fine, although it took awhile for the do-gooders to come to that conclusion.

Or get a doctor with common sense. My oldest daughter was always around 50% of weight but- as she is long/skinny, for a long time her bmi was very low, around the 5% level. The doctor simply tracked her weight. She was healthy, she stayed in the same percentile but just following her own track). She only ended up getting into the 25% later in life when she hit puberty and got some curves. Still, her bmi will always be on the low side because she just has a stretched out body shape (long limbs).

otoh with pregnancy with youngest, they were concerned about her in utero, bugging me to eat more because based on the ultrasounds were estimating her to be underweight saying she was going to be around 4.5-5.5 lbs at birth. When she was born she was 7 lb 1 ounce.
« Last Edit: March 04, 2020, 02:03:11 PM by partgypsy »

ysette9

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Re: Overheard on Facebook
« Reply #8252 on: March 05, 2020, 08:53:25 PM »
Iíve read that the causal arrow goes the other direction though: you eat more and gain more weight because the baby you are growing is big, not that eating more will make the baby bigger.

Iíve made three babies and each pregnancy I pretty much ate the same. My first baby I was told not to do strenuous exercise and she was tiny (1.65kg). My second I ate the same and exercised and she was gigantic for her gestational age and has remained consistently 90th percentile for weight from day 1. My third baby is somewhere in the middle and was the pregnancy where I worked out pretty much daily.

partgypsy

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Re: Overheard on Facebook
« Reply #8253 on: March 06, 2020, 10:00:30 AM »
Iíve read that the causal arrow goes the other direction though: you eat more and gain more weight because the baby you are growing is big, not that eating more will make the baby bigger.

Iíve made three babies and each pregnancy I pretty much ate the same. My first baby I was told not to do strenuous exercise and she was tiny (1.65kg). My second I ate the same and exercised and she was gigantic for her gestational age and has remained consistently 90th percentile for weight from day 1. My third baby is somewhere in the middle and was the pregnancy where I worked out pretty much daily.

What I have heard, is that the baby steals from the mom. The baby is typically going to get what it needs regardless. But not an excuse not to eat well or nutritionally because it will definitely impact the mother's health and possibly impact the baby.  The opposite thing happened when my mother when pregnant with me was told to STOP EATING so much, you are getting too fat! She was basically put on a diet. The doctor didn't realize she was having twins. It is true we were both on the small side and probably would have weighed more if she ate the way she wanted. But we were both perfectly healthy. 
« Last Edit: March 06, 2020, 11:36:18 AM by partgypsy »

Sibley

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Re: Overheard on Facebook
« Reply #8254 on: March 06, 2020, 12:27:42 PM »
Iíve read that the causal arrow goes the other direction though: you eat more and gain more weight because the baby you are growing is big, not that eating more will make the baby bigger.

Iíve made three babies and each pregnancy I pretty much ate the same. My first baby I was told not to do strenuous exercise and she was tiny (1.65kg). My second I ate the same and exercised and she was gigantic for her gestational age and has remained consistently 90th percentile for weight from day 1. My third baby is somewhere in the middle and was the pregnancy where I worked out pretty much daily.

What I have heard, is that the baby steals from the mom. The baby is typically going to get what it needs regardless. But not an excuse not to eat well or nutritionally because it will definitely impact the mother's health and possibly impact the baby.  The opposite thing happened when my mother when pregnant with me was told to STOP EATING so much, you are getting too fat! She was basically put on a diet. The doctor didn't realize she was having twins. It is true we were both on the small side and probably would have weighed more if she ate the way she wanted. But we were both perfectly healthy.

I sincerely hope that doctor apologized on hands and knees to your mother when they realized that they starved a pregnant woman because of stupid "norms". But I doubt that happened. Sometimes doctors are really, really stupid.

partgypsy

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Re: Overheard on Facebook
« Reply #8255 on: March 06, 2020, 02:01:15 PM »
No. This was when pregnant and laboring women were treated like cattle. Things have definitely improved.

Travis

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Re: Overheard on Facebook
« Reply #8256 on: March 13, 2020, 04:11:28 AM »
From the comments section of the Garrison Commander's daily update:

Quote
Will my kids be excused if I don't school them at home? I am not a teacher nor do I want to be

School has been closed for three weeks and counting. The students are receiving daily assignments on the school portal.  As parents we don't have to teach a damn thing - just make sure the kids are logging in and doing the work.  Regardless, we're parents. Making sure our kids are getting an education somehow is what parents do.  Several other spouses gave her hell for the comment.

DadJokes

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Re: Overheard on Facebook
« Reply #8257 on: March 13, 2020, 10:14:25 AM »
Found this gen today:

Quote
I feel some businesses are taking advantage of the situation regarding the Tornado and this Virus!!! I went to one of the Cigarette stores that have been to a few times but not my regular place I stop at. As the 2 places I normally go to were blown way or damaged by tornado. ANYWAY...go into this Cigarette store couple days ago and ask for just a couple of packs of my brand (generic) until I get paid this Friday, The person behind counter....tells me they don't sell by the pack!! WHAT..I say?? What the HELL?? He tells me that they only sell the "Edgefield RED 100's Box" only by the CARTON!!  Because his customers only buy by the carton and never packs?? I just about turned around and wallked out of there. I told him my cigarette places both of them got hit by tornado and just wanted couple packs to hold me over for couple days till I get paid!! He gave in and opened a carton and let me buy 2 packs!! I GUESS THEY MAKE MORE MONEY OFF SELLING CARTONS THAN PACKS??... ó feeling mad.

Taran Wanderer

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Re: Overheard on Facebook
« Reply #8258 on: March 13, 2020, 06:39:34 PM »
Found this gen today:

Addiction sucks.

La Bibliotecaria Feroz

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Re: Overheard on Facebook
« Reply #8259 on: March 14, 2020, 09:59:59 AM »
Found this gen today:

Addiction sucks.

Many smokers never buy more than one pack at a time because they will smoke faster if they have more. My mother, as a smoker in the 80s, bought by the carton because it was cheaper, whereas my father, who still smokes, has always done just one pack at a time. Which is obviously terrible in many ways, but at least shows  some self-awareness?

AnnaGrowsAMustache

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Re: Overheard on Facebook
« Reply #8260 on: March 14, 2020, 06:13:05 PM »
Found this gen today:

Addiction sucks.

Many smokers never buy more than one pack at a time because they will smoke faster if they have more. My mother, as a smoker in the 80s, bought by the carton because it was cheaper, whereas my father, who still smokes, has always done just one pack at a time. Which is obviously terrible in many ways, but at least shows  some self-awareness?

I employ the same logic about chocolate. Big bars are cheaper, but little bars mean I can't eat as much...... sigh

Travis

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Re: Overheard on Facebook
« Reply #8261 on: March 14, 2020, 06:27:20 PM »
Found this gen today:

Addiction sucks.

Many smokers never buy more than one pack at a time because they will smoke faster if they have more. My mother, as a smoker in the 80s, bought by the carton because it was cheaper, whereas my father, who still smokes, has always done just one pack at a time. Which is obviously terrible in many ways, but at least shows  some self-awareness?

I employ the same logic about chocolate. Big bars are cheaper, but little bars mean I can't eat as much...... sigh

I'll continue to eat as much chocolate as you put in front of me, often to the point of it making me sick. When there's chocolate candy in the house, normal procedure is for her to grab one or two, my son has a stash, and the rest goes with me to work.  After Halloween, Christmas, and Easter my wife has to remind me of my eating habits and how unsympathetic she'll be if I give myself a stomach ache. 

dragoncar

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Re: Overheard on Facebook
« Reply #8262 on: March 14, 2020, 11:26:33 PM »
Found this gen today:

Addiction sucks.

Many smokers never buy more than one pack at a time because they will smoke faster if they have more. My mother, as a smoker in the 80s, bought by the carton because it was cheaper, whereas my father, who still smokes, has always done just one pack at a time. Which is obviously terrible in many ways, but at least shows  some self-awareness?

I employ the same logic about chocolate. Big bars are cheaper, but little bars mean I can't eat as much...... sigh

Gotta get a chocobuddy

AnnaGrowsAMustache

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Re: Overheard on Facebook
« Reply #8263 on: March 15, 2020, 02:35:59 AM »
Found this gen today:

Addiction sucks.

Many smokers never buy more than one pack at a time because they will smoke faster if they have more. My mother, as a smoker in the 80s, bought by the carton because it was cheaper, whereas my father, who still smokes, has always done just one pack at a time. Which is obviously terrible in many ways, but at least shows  some self-awareness?

I employ the same logic about chocolate. Big bars are cheaper, but little bars mean I can't eat as much...... sigh

Gotta get a chocobuddy

Been there. Turns out that sharing doesn't mean halving.......

jinga nation

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Re: Overheard on Facebook
« Reply #8264 on: March 17, 2020, 09:08:24 AM »
Found this gen today:

Addiction sucks.

Many smokers never buy more than one pack at a time because they will smoke faster if they have more. My mother, as a smoker in the 80s, bought by the carton because it was cheaper, whereas my father, who still smokes, has always done just one pack at a time. Which is obviously terrible in many ways, but at least shows  some self-awareness?

I employ the same logic about chocolate. Big bars are cheaper, but little bars mean I can't eat as much...... sigh

Gotta get a chocobuddy

Been there. Turns out that sharing doesn't mean halving.......
Split your choc according to your asset allocation. I share 80/20 or 70/30 with wife, sometimes 60/40 if I'm in a good mood.

frugalnacho

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Re: Overheard on Facebook
« Reply #8265 on: March 17, 2020, 09:11:39 AM »
I take the boglehead approach to chocolate and consume about 10X what is realistically required just in case.  2,000 calories a day? preposterous, I don't see how anyone could survive on less than 20,000.

dragoncar

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Re: Overheard on Facebook
« Reply #8266 on: March 17, 2020, 11:03:07 AM »
Found this gen today:

Addiction sucks.

Many smokers never buy more than one pack at a time because they will smoke faster if they have more. My mother, as a smoker in the 80s, bought by the carton because it was cheaper, whereas my father, who still smokes, has always done just one pack at a time. Which is obviously terrible in many ways, but at least shows  some self-awareness?

I employ the same logic about chocolate. Big bars are cheaper, but little bars mean I can't eat as much...... sigh

Gotta get a chocobuddy

Been there. Turns out that sharing doesn't mean halving.......
Split your choc according to your asset allocation. I share 80/20 or 70/30 with wife, sometimes 60/40 if I'm in a good mood.

This seems like a good strategy until you have to rebalance

jinga nation

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Re: Overheard on Facebook
« Reply #8267 on: March 18, 2020, 06:48:23 AM »
Found this gen today:

Addiction sucks.

Many smokers never buy more than one pack at a time because they will smoke faster if they have more. My mother, as a smoker in the 80s, bought by the carton because it was cheaper, whereas my father, who still smokes, has always done just one pack at a time. Which is obviously terrible in many ways, but at least shows  some self-awareness?

I employ the same logic about chocolate. Big bars are cheaper, but little bars mean I can't eat as much...... sigh

Gotta get a chocobuddy

Been there. Turns out that sharing doesn't mean halving.......
Split your choc according to your asset allocation. I share 80/20 or 70/30 with wife, sometimes 60/40 if I'm in a good mood.

This seems like a good strategy until you have to rebalance
Always rebalance in your favor.
I'm in shape, round is a shape.

Uturn

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Re: Overheard on Facebook
« Reply #8268 on: April 01, 2020, 07:24:40 PM »
Three posts this week from the same person

Upset that their annual Disney World trip is cancelled
Grateful for restaurant delivery services, because who has time to cook and
Upset that they won't be getting a stimulus check because they cannot afford to pay taxes, therefore does not have returns filed for the last few years
 

Kris

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Re: Overheard on Facebook
« Reply #8269 on: April 01, 2020, 07:48:50 PM »
Three posts this week from the same person

Upset that their annual Disney World trip is cancelled
Grateful for restaurant delivery services, because who has time to cook and
Upset that they won't be getting a stimulus check because they cannot afford to pay taxes, therefore does not have returns filed for the last few years

That last one almost literally made my head explode.

zolotiyeruki

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Re: Overheard on Facebook
« Reply #8270 on: April 01, 2020, 07:51:48 PM »
Three posts this week from the same person

Upset that their annual Disney World trip is cancelled
Grateful for restaurant delivery services, because who has time to cook and
Upset that they won't be getting a stimulus check because they cannot afford to pay taxes, therefore does not have returns filed for the last few years
Wow.  The thing is, Disney is offering some substantial discounts to people who had reservations cancelled because of COVID-19.  I.e. if you had hotel and park tickets, they are giving away free dining plans.

Posting on social media that you haven't filed your taxes the last few years seems...unwise.

SwordGuy

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Re: Overheard on Facebook
« Reply #8271 on: April 01, 2020, 08:03:17 PM »
Three posts this week from the same person

Upset that their annual Disney World trip is cancelled
Grateful for restaurant delivery services, because who has time to cook and
Upset that they won't be getting a stimulus check because they cannot afford to pay taxes, therefore does not have returns filed for the last few years
Wow.  The thing is, Disney is offering some substantial discounts to people who had reservations cancelled because of COVID-19.  I.e. if you had hotel and park tickets, they are giving away free dining plans.

Posting on social media that you haven't filed your taxes the last few years seems...unwise.

Yeah, with up to a 30% of collected taxes bounty going to the person who reported them...

https://money.howstuffworks.com/personal-finance/personal-income-taxes/how-to-report-tax-fraud3.htm


Given the person's posts they deserve to be turned in.  Even when we were dirt poor we paid our damn taxes.   

ohsnap

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Re: Overheard on Facebook
« Reply #8272 on: April 05, 2020, 03:15:02 PM »
Someone posted a PSA yesterday on my community's FB page that we should all go out and buy new cars right now because the deals are so good.  "Support your local business people and donít let these programs go to waste."  He traded in his 2016 SUV for a 2019 and got to keep the same payment.  For 7 years.

Out of 142 comments, only one person pointed out that he'd just put himself into debt for 7 years and would likely be underwater for half of that time.  He got some angry responses to that saying he was just jealous.  The other comments are painful to read.  Lots of folks saying "I have a 2017 and I'd love to trade mine in!"

Miss Piggy

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Re: Overheard on Facebook
« Reply #8273 on: April 05, 2020, 04:50:27 PM »
Someone posted a PSA yesterday on my community's FB page that we should all go out and buy new cars right now because the deals are so good.  "Support your local business people and donít let these programs go to waste."  He traded in his 2016 SUV for a 2019 and got to keep the same payment.  For 7 years.

Out of 142 comments, only one person pointed out that he'd just put himself into debt for 7 years and would likely be underwater for half of that time.  He got some angry responses to that saying he was just jealous.  The other comments are painful to read.  Lots of folks saying "I have a 2017 and I'd love to trade mine in!"

I mean...just...wow. I don't understand the car mentality sometimes.

jinga nation

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Re: Overheard on Facebook
« Reply #8274 on: April 06, 2020, 07:12:32 AM »
Someone posted a PSA yesterday on my community's FB page that we should all go out and buy new cars right now because the deals are so good.  "Support your local business people and donít let these programs go to waste."  He traded in his 2016 SUV for a 2019 and got to keep the same payment.  For 7 years.

Out of 142 comments, only one person pointed out that he'd just put himself into debt for 7 years and would likely be underwater for half of that time.  He got some angry responses to that saying he was just jealous.  The other comments are painful to read.  Lots of folks saying "I have a 2017 and I'd love to trade mine in!"

I mean...just...wow. I don't understand the car mentality sometimes.
Misery loves company. Birds of a feather...
All too common at my workplace (govt agency) where a lot of the Gov Civilians and Military keep on rolling loans, buying/upgrading/leasing new vehicles, focus on monthly payment only...
Contractors are used to periods of leanness during transition, protests, etc. In the row that I sit in, the 6 contractors have used cars or buy new and keep for life, none commute in trucks (one has a ~1994 Nissan Frontier at home).
« Last Edit: April 06, 2020, 07:56:13 AM by jinga nation »

Sugaree

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Re: Overheard on Facebook
« Reply #8275 on: April 09, 2020, 04:39:23 AM »
Someone posted a PSA yesterday on my community's FB page that we should all go out and buy new cars right now because the deals are so good.  "Support your local business people and donít let these programs go to waste."  He traded in his 2016 SUV for a 2019 and got to keep the same payment.  For 7 years.

Out of 142 comments, only one person pointed out that he'd just put himself into debt for 7 years and would likely be underwater for half of that time.  He got some angry responses to that saying he was just jealous.  The other comments are painful to read.  Lots of folks saying "I have a 2017 and I'd love to trade mine in!"

I mean...just...wow. I don't understand the car mentality sometimes.
Misery loves company. Birds of a feather...
All too common at my workplace (govt agency) where a lot of the Gov Civilians and Military keep on rolling loans, buying/upgrading/leasing new vehicles, focus on monthly payment only...
Contractors are used to periods of leanness during transition, protests, etc. In the row that I sit in, the 6 contractors have used cars or buy new and keep for life, none commute in trucks (one has a ~1994 Nissan Frontier at home).

I see this a lot too.  Contractors never know when a stop-work order could come down.  The civilians are more confident that a paycheck will be consistent for the next 5-7 years.

wonkette

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Re: Overheard on Facebook
« Reply #8276 on: April 10, 2020, 09:30:23 AM »
On a mainstream women's personal finance group

OP: Is anyone pulling out money from their 401k now that penalties have been lifted?

Early Comment: What? Penalties are lifted? Thanks in advance!

[Many many comments about how exactly to take advantage of this exciting opportunity because "it is your money anyway." There were some comments warning people away from this, but not many.]

Obviously if you are in dire straights you need to do what you need to do, I understand that many people don't have emergency savings, but I think highlighting this "opportunity" is going to lead to a lot of dumb decisions.

frugalnacho

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Re: Overheard on Facebook
« Reply #8277 on: April 10, 2020, 09:53:25 AM »
The same people in 10 years will be promoting gold or bitcoin and talking about how the stock market is such "a scam" and how after diligently investing (like 3% of their income) for decades they have "nothing" to show for it in terms of investment returns because the whole system was rigged against them while conveniently forgetting to mention that they under saved in the first place, and at the first opportunity decided to sell during a recession and lock in losses to be able to buy a hot tub, and then lock in even further losses with the upkeep of said hot tub.  The crooks of wall street strike again.

Kris

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Re: Overheard on Facebook
« Reply #8278 on: April 10, 2020, 09:54:27 AM »
On a mainstream women's personal finance group

OP: Is anyone pulling out money from their 401k now that penalties have been lifted?

Early Comment: What? Penalties are lifted? Thanks in advance!

[Many many comments about how exactly to take advantage of this exciting opportunity because "it is your money anyway." There were some comments warning people away from this, but not many.]

Obviously if you are in dire straights you need to do what you need to do, I understand that many people don't have emergency savings, but I think highlighting this "opportunity" is going to lead to a lot of dumb decisions.

This was my reaction to that news, as well. Ugh.

I mean, the problem is, I know some people will find themselves in dire enough straits that this will help them immensely.

But my gut is, the vast majority of people who will pull money out of their 401ks because this temporary lift in penalties will be doing it to buy something big out of a lack of self-control.

partgypsy

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Re: Overheard on Facebook
« Reply #8279 on: April 10, 2020, 11:04:29 AM »
Similar to the post about everyone should now buy a new car, I am closing in on paying off the car I got in 2016 (366 to go!). So of course included in the most recent invoice for payment is an ad about buying a new car with the great interest rates! I am so looking forward to having a paid off car. I don't understand people who have a paid off car, wanting to go right back into debt again.

partgypsy

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Re: Overheard on Facebook
« Reply #8280 on: April 10, 2020, 11:07:07 AM »
On a mainstream women's personal finance group

OP: Is anyone pulling out money from their 401k now that penalties have been lifted?

Early Comment: What? Penalties are lifted? Thanks in advance!

[Many many comments about how exactly to take advantage of this exciting opportunity because "it is your money anyway." There were some comments warning people away from this, but not many.]

Obviously if you are in dire straights you need to do what you need to do, I understand that many people don't have emergency savings, but I think highlighting this "opportunity" is going to lead to a lot of dumb decisions.

This was my reaction to that news, as well. Ugh.

I mean, the problem is, I know some people will find themselves in dire enough straits that this will help them immensely.

But my gut is, the vast majority of people who will pull money out of their 401ks because this temporary lift in penalties will be doing it to buy something big out of a lack of self-control.
.

My lil brother told his work that he's not coming in. He's used up all his annual leave now, and now had to decide and send correspondence of how much unpaid leave he wants to take off.
He is kind of freaked out about the virus, especially as my elderly mother lives with him. He said, I took out a 50K on my house. So I'm good for the rest of the year." And I said, and yeah, what about after that? If you want to actually hold onto your house you might need a plan B.

jinga nation

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Re: Overheard on Facebook
« Reply #8281 on: April 10, 2020, 03:47:03 PM »
Similar to the post about everyone should now buy a new car, I am closing in on paying off the car I got in 2016 (366 to go!). So of course included in the most recent invoice for payment is an ad about buying a new car with the great interest rates! I am so looking forward to having a paid off car. I don't understand people who have a paid off car, wanting to go right back into debt again.

Congrats! You're going to enjoy the next several years and use them to expand your little green army.

Sadly, Mustachians/savers see it as debt, many do not. They see it as "just another monthly payment" akin to cellphone plans, subscription services, gym payments, etc.

solon

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Re: Overheard on Facebook
« Reply #8282 on: April 13, 2020, 07:39:13 AM »
Overheard on Twitter.

wonkette

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Re: Overheard on Facebook
« Reply #8283 on: April 13, 2020, 07:47:27 AM »
Overheard on Twitter.

I really wish anyone who described consumables as an investment was required to post a year later about the ROI of said investment. Instagram likes don't count.

The best therapist is the therapist that calls you on your bullshit. The money she's spending on that "investment" also seems misplaced.

partgypsy

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Re: Overheard on Facebook
« Reply #8284 on: April 13, 2020, 07:48:05 AM »
Overheard on Twitter.

wow that therapist seems like an enabler and yes-man.

SugarMountain

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Re: Overheard on Facebook
« Reply #8285 on: April 13, 2020, 02:11:24 PM »
Overheard on Twitter.

I really wish anyone who described consumables as an investment was required to post a year later about the ROI of said investment. Instagram likes don't count.

The best therapist is the therapist that calls you on your bullshit. The money she's spending on that "investment" also seems misplaced.

I assume for her (Best of Nextdoor creator), much of her income comes from speaking engagements and her appearances at SXSW are opportunities for her to showcase herself, so it likely is an "investment" that may help her get more gigs.  Whether it's a worthwhile investment is not really for me to say, I don't know whether bookers that would be interested in her care that much about what her hair looks like.

dragoncar

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Re: Overheard on Facebook
« Reply #8286 on: April 13, 2020, 02:13:04 PM »
Overheard on Twitter.

I really wish anyone who described consumables as an investment was required to post a year later about the ROI of said investment. Instagram likes don't count.

The best therapist is the therapist that calls you on your bullshit. The money she's spending on that "investment" also seems misplaced.

If it was for a paid gig, I could see it.  Unclear from the tweet what the purpose of the purchase was.

Same way toner carriages would be an investment if you have a business.

Wrenchturner

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Re: Overheard on Facebook
« Reply #8287 on: April 13, 2020, 05:59:08 PM »
Overheard on Twitter.

I really wish anyone who described consumables as an investment was required to post a year later about the ROI of said investment. Instagram likes don't count.

The best therapist is the therapist that calls you on your bullshit. The money she's spending on that "investment" also seems misplaced.

If it was for a paid gig, I could see it.  Unclear from the tweet what the purpose of the purchase was.

Same way toner carriages would be an investment if you have a business.

That's what I was thinking, although I am not qualified enough in the hair department to really know.

(It's also possible the thairapist didn't actually say this or mean this.)

Davnasty

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Re: Overheard on Facebook
« Reply #8288 on: April 13, 2020, 07:58:15 PM »
Overheard on Twitter.

I really wish anyone who described consumables as an investment was required to post a year later about the ROI of said investment. Instagram likes don't count.

The best therapist is the therapist that calls you on your bullshit. The money she's spending on that "investment" also seems misplaced.

If it was for a paid gig, I could see it.  Unclear from the tweet what the purpose of the purchase was.

Same way toner carriages would be an investment if you have a business.

That's what I was thinking, although I am not qualified enough in the hair department to really know.

(It's also possible the thairapist didn't actually say this or mean this.)

Very true. People hear what that want to hear.

dragoncar

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Re: Overheard on Facebook
« Reply #8289 on: April 13, 2020, 11:19:42 PM »
Overheard on Twitter.

I really wish anyone who described consumables as an investment was required to post a year later about the ROI of said investment. Instagram likes don't count.

The best therapist is the therapist that calls you on your bullshit. The money she's spending on that "investment" also seems misplaced.

If it was for a paid gig, I could see it.  Unclear from the tweet what the purpose of the purchase was.

Same way toner carriages would be an investment if you have a business.

That's what I was thinking, although I am not qualified enough in the hair department to really know.

(It's also possible the thairapist didn't actually say this or mean this.)

Very true. People hear what that want to hear.

You are right, I am very handsome

AnnaGrowsAMustache

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Re: Overheard on Facebook
« Reply #8290 on: April 14, 2020, 02:15:54 AM »
Overheard on Twitter.

I really wish anyone who described consumables as an investment was required to post a year later about the ROI of said investment. Instagram likes don't count.

The best therapist is the therapist that calls you on your bullshit. The money she's spending on that "investment" also seems misplaced.

If it was for a paid gig, I could see it.  Unclear from the tweet what the purpose of the purchase was.

Same way toner carriages would be an investment if you have a business.

That's what I was thinking, although I am not qualified enough in the hair department to really know.

(It's also possible the thairapist didn't actually say this or mean this.)

Very true. People hear what that want to hear.

You are right, I am very handsome

LOL!

mm1970

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Re: Overheard on Facebook
« Reply #8291 on: April 20, 2020, 06:15:10 PM »
Today, on FB:

I am in California.  We've been basically shut down for a little over a month.  Our YMCA shut down on 3/17/2020 officially (my last day there was a week before that), and they immediately sent an email to members.  The email has general "this is a hard time, we are hoping to open April 1, etc.) with other useful info like:

1. Please keep your membership active if you can, it is helpful
2. If you need to cancel or put on hold, contact us here (email)

They sent another email a month later.
Their website has a form you can fill out to put your membership on hold.
Their FB page has periodically had updates - including daily streaming workouts, links to other member benefits, and notes that if you choose to keep your membership, you can get future discounts AND take credit for charitable giving on your taxes.

Today, someone asked how to hold the membership because nobody answers the phone.  So I told them: go to the website, there's a contact form.

Someone else goes OFF on me like "they should automatically hold ALL memberships because it's a SERVICE we aren't getting and WHY DIDN'T THEY TELL US RIGHT AWAY."

Um, they did?  Turns out, this particular lady doesn't have email.  So, she's known that the Y is closed since they closed, but hasn't bothered to figure out how to hold her membership?  We are living in the digital age man...

Bloop Bloop

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Re: Overheard on Facebook
« Reply #8292 on: April 21, 2020, 01:12:15 AM »
I can see the reasoning, though. Service providers who obviously can't provide a service shouldn't be outsourcing their labour costs to their customers. The memberships should simply have been put on hold by default, which is what gyms here have done.

Dicey

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Re: Overheard on Facebook
« Reply #8293 on: April 21, 2020, 05:20:36 AM »
On a mainstream women's personal finance group...
Which blog might that be? Asking for a friend.

jinga nation

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Re: Overheard on Facebook
« Reply #8294 on: April 21, 2020, 10:25:16 AM »
Our YMCA is still open, but only to take care of the children of law-enforcement, first responders, etc. I haven't stopped my monthly dues, it's my charitable giving in times of need. A couple of months of dues won't make an effect on my net worth, but I'll be happier knowing my Y will be operational in the future. Been a member since 2006, no plan to stop.

Goatee Joe

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Re: Overheard on Facebook
« Reply #8295 on: April 22, 2020, 06:53:09 AM »
Today on Facebook:

[paraphrasing]:  "Load up on stocks of XYZ Oil Company!  It's literally too big to fail!!"  Uh oh.  Where have we heard this one before?

Another face-palm from today on FB:

"It is SO important for those near retirement to focus on capital preservation instead of maximizing returns."

Speak for yourself, pal.  While you're busy selling all your stock funds and transferring them to cash, I'll enjoy the next several decades of gains.  (Caveat:  I suppose this could be "good" advice for Joe Sixpack, who retires with close to no savings, no plan, and no ability to control himself and his spending.  For Mustachians.... not so much.)

ysette9

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Re: Overheard on Facebook
« Reply #8296 on: April 22, 2020, 03:30:34 PM »
Today on Facebook:

[paraphrasing]:  "Load up on stocks of XYZ Oil Company!  It's literally too big to fail!!"  Uh oh.  Where have we heard this one before?

Another face-palm from today on FB:

"It is SO important for those near retirement to focus on capital preservation instead of maximizing returns."

Speak for yourself, pal.  While you're busy selling all your stock funds and transferring them to cash, I'll enjoy the next several decades of gains.  (Caveat:  I suppose this could be "good" advice for Joe Sixpack, who retires with close to no savings, no plan, and no ability to control himself and his spending.  For Mustachians.... not so much.)
It also depends on how old you are when you retire. If you retire at 75 then I imagine capital preservation is the most important thing. If you are 35 when you retire then capital preservation is one of the things that you can do that will give you almost no chance of your portfolio going the distance.

LWYRUP

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Re: Overheard on Facebook
« Reply #8297 on: April 23, 2020, 05:05:27 PM »
I recently got dragged into a convo about babysitting. There's a mom asking a group what a reasonable price would be for a sitter for 4 kids 5 and under (three age 4, one infant).

Well, mostly the responses were $25-30 an hour, maybe $20.

But she didn't really like that.  So I pointed out that it's FOUR kids UNDER the age of 5.  The # of kids and the age of the kids matter.   Then she and two others went on a HUGE rant about how can ANYONE afford to go out, and that's ridiculous.

It moved on to "well, preschool teachers get $15 / hour for 8 kids under 5!"

I mean, aside from the fact that preschool teachers get benefits AND experienced ones get more than that AND they work close to full time - what are you expecting?  Because my babysitter is/was a preschool teacher.  She's in her 30's.  She's WELL WORTH the extra $ because she plays with the kids and they are asleep in their beds when we get home. 

She needs to make a living too, yes?  And $15 / hour is really peanuts here.  Cleaning ladies make $20+.

(FWIW, I was paying $15-18/hr for 2 kids who were 6 and 12).

I didn't SAY it (but thought about it): Look, you don't like the numbers, don't go out.  You find the unicorn willing to watch your four kids under five, and get them to bed, for $12-15 an hour?  Great, enjoy it.  Otherwise?  Find someone to swap with, or do what we did for 10 years.  Don't go out!  The sitters will tell you what they charge, pay it or stay home.

Disagree here.  I live in a very expensive area.  Also part of a relatively conservative catholic church with lots of large families.  We have three little ones and that's below average.  I can usually find a 15 year old for $12 an hour.  They are very experienced because they have siblings and mom and dad are usually just a few blocks away.  When they go to college they usually want more money, but there's a neverending supply of 15 year olds.

For $25 an hour, I'm pretty sure my wife and I would take turns going out for the next four years until the oldest turns 10.  $100 bucks for four hours, probably two of which the kids are asleep anyways?  No way. 

I do agree that market rates are what they are, but nothing wrong in wanting to find a good deal. 

mm1970

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Re: Overheard on Facebook
« Reply #8298 on: April 24, 2020, 10:41:27 AM »
Quote
Disagree here.  I live in a very expensive area.  Also part of a relatively conservative catholic church with lots of large families.  We have three little ones and that's below average.  I can usually find a 15 year old for $12 an hour.  They are very experienced because they have siblings and mom and dad are usually just a few blocks away.  When they go to college they usually want more money, but there's a neverending supply of 15 year olds.

For $25 an hour, I'm pretty sure my wife and I would take turns going out for the next four years until the oldest turns 10.  $100 bucks for four hours, probably two of which the kids are asleep anyways?  No way.

I do agree that market rates are what they are, but nothing wrong in wanting to find a good deal.
A bit of a necro post, but I'll reiterate.

You get what you pay for.

Yes, you can find a 15 year old for $12-15 an hour.
There aren't a lot of them.  Many 15 year olds don't want to work, or don't have to work.
Also, many 15 year olds are not terribly experienced.

What do you want?  Do you want a teenager to play with your kids for a couple of hours?  The last teen I hired, we got home at 11 pm, the 18 month old was still awake, had cried all night, and was wearing a diaper backwards.  The 7 yo fessed up that the kid cried all evening.  Two weeks later we hired the 30-something.  Got home at 10, both kids asleep in bed.

Also, as mentioned above, we were talking about an infant and 3 other kids under the age of 5.  That's a LOT of kids, mostly likely too much for all but the most experienced teenagers.

For the record...we almost never went out, for years.  Until we found that great babysitter. 

ixtap

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Re: Overheard on Facebook
« Reply #8299 on: April 24, 2020, 11:48:06 AM »
SIL got a new med alert bracelet to add the info on her chemo port. She paid extra for a beautiful, rose gold cuff. The med alert symbol is lost with all the engraving, and ras a cuff it would have to be removed in order to read the information. It doesn't seem designed to do it's job, but I have no doubt it costs more than the $20 standard.