Author Topic: Overheard on Facebook  (Read 2104598 times)

Cherry Lane

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Re: Overheard on Facebook
« Reply #800 on: September 12, 2014, 05:44:56 PM »
Friend shows photo of herself:  Which do you like better?  I'm thinking the right one.
Friend 2:  You mean the right ... boob?
F:  Yes!  I'm getting an augmentation and was trying on different sizes.
(conversation continues about sizes)
F2:  So... how much does something like that cost?
F:  the quote was $9400
F2:  O.o  Wha...?
F:  Oh, it's not that bad. They have payment plans. It's like buying a car.

fantabulous

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Re: Overheard on Facebook
« Reply #801 on: September 12, 2014, 07:28:16 PM »
Friend shows photo of herself:  Which do you like better?  I'm thinking the right one.
Friend 2:  You mean the right ... boob?
F:  Yes!  I'm getting an augmentation and was trying on different sizes.
(conversation continues about sizes)
F2:  So... how much does something like that cost?
F:  the quote was $9400
F2:  O.o  Wha...?
F:  Oh, it's not that bad. They have payment plans. It's like buying a car.

Is it terrible that I'd consider doing this myself down the line? Probably not financed, though.

Gen Y Finance Journey

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Re: Overheard on Facebook
« Reply #802 on: September 12, 2014, 07:37:21 PM »
Friend shows photo of herself:  Which do you like better?  I'm thinking the right one.
Friend 2:  You mean the right ... boob?
F:  Yes!  I'm getting an augmentation and was trying on different sizes.
(conversation continues about sizes)
F2:  So... how much does something like that cost?
F:  the quote was $9400
F2:  O.o  Wha...?
F:  Oh, it's not that bad. They have payment plans. It's like buying a car.

Is it terrible that I'd consider doing this myself down the line? Probably not financed, though.

Still, you should probably pay a doctor to do it for you.

fantabulous

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Re: Overheard on Facebook
« Reply #803 on: September 12, 2014, 08:45:29 PM »
Friend shows photo of herself:  Which do you like better?  I'm thinking the right one.
Friend 2:  You mean the right ... boob?
F:  Yes!  I'm getting an augmentation and was trying on different sizes.
(conversation continues about sizes)
F2:  So... how much does something like that cost?
F:  the quote was $9400
F2:  O.o  Wha...?
F:  Oh, it's not that bad. They have payment plans. It's like buying a car.

Is it terrible that I'd consider doing this myself down the line? Probably not financed, though.

Still, you should probably pay a doctor to do it for you.

:)

AlanStache

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Re: Overheard on Facebook
« Reply #804 on: September 12, 2014, 08:47:43 PM »
Friend shows photo of herself:  Which do you like better?  I'm thinking the right one.
Friend 2:  You mean the right ... boob?
F:  Yes!  I'm getting an augmentation and was trying on different sizes.
(conversation continues about sizes)
F2:  So... how much does something like that cost?
F:  the quote was $9400
F2:  O.o  Wha...?
F:  Oh, it's not that bad. They have payment plans. It's like buying a car.

Is it terrible that I'd consider doing this myself down the line? Probably not financed, though.

Still, you should probably pay a doctor to do it for you.

+1 and
Maybe you could find a guy (or gal) to go halfsies?
Be the person Mr. Rogers knows you can be.

farmstache

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Re: Overheard on Facebook
« Reply #805 on: September 12, 2014, 09:17:36 PM »
So I have read a lot of different posts on this thread and finally have one. I have heard of people purchasing events or activities while the new couple is on their honeymoon in lue of giving a wedding gift but I feel like this is too much. The items on their list are $50 increments to pay for their flights, dinners, and they even have a section for alcohol. Seriously?


"So we finally booked our honeymoon! Can't wait to explore what Europe has to offer with my amazing soon to be wife. If any of you are as excited as I am and would like to live vicariously through us, check out this link. But seriously, we appreciate anything to help make this trip as wonderful and adventurous as we hope it to be. ~ Dick and Jane

Jane & Dick's Honeymoon Registry
--
So far, the plan for this trip is to explore a little piece of what Europe has to offer. We'll be staying in Paris, Rome, and a 3rd TBD city. We want to be able to make the most out of our first week as husband and wife. Jeremy and I are so excited to be able to have this opportunity to do something we have really come to enjoy - exploring new cities. We're hoping to really take in all of the sights in the short time we're there. A trip to the Eiffel Tower. Espresso in a small cafe. Wine in Italy. Exploring the history, architecture, and beauty. But most importantly, we'll be enjoying the time with each other. "

I had a couple of friends add honeymoon activities to their wedding registry and really liked it. They didn't want any more "stuff" (there were a couple big items they still needed for their house, but mostly for grandparents and godfathers to get), and this was a cute way to contribute a cash gift. I never feel comfortable giving cash gifts so I really loved this option, and if they are my dear friends I'll enjoy seeing them get some extra fun on their trip (and even more if they actually save the money for something else).

fantabulous

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Re: Overheard on Facebook
« Reply #806 on: September 13, 2014, 04:17:51 AM »
Still, you should probably pay a doctor to do it for you.

+1 and
Maybe you could find a guy (or gal) to go halfsies?

Well. If I have this done, I'd want them both done and not just one.

Cherry Lane

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Re: Overheard on Facebook
« Reply #807 on: September 13, 2014, 06:54:22 AM »
Friend shows photo of herself:  Which do you like better?  I'm thinking the right one.
Friend 2:  You mean the right ... boob?
F:  Yes!  I'm getting an augmentation and was trying on different sizes.
(conversation continues about sizes)
F2:  So... how much does something like that cost?
F:  the quote was $9400
F2:  O.o  Wha...?
F:  Oh, it's not that bad. They have payment plans. It's like buying a car.

Is it terrible that I'd consider doing this myself down the line? Probably not financed, though.

Yeah, I wasn't judging the action so much as the financing - and the car comparison.

We need pictures
Yeah, that's not gonna happen.

Threshkin

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Re: Overheard on Facebook
« Reply #808 on: September 15, 2014, 11:01:13 AM »
Friend shows photo of herself:  Which do you like better?  I'm thinking the right one.
Friend 2:  You mean the right ... boob?
F:  Yes!  I'm getting an augmentation and was trying on different sizes.
(conversation continues about sizes)
F2:  So... how much does something like that cost?
F:  the quote was $9400
F2:  O.o  Wha...?
F:  Oh, it's not that bad. They have payment plans. It's like buying a car.

Is it terrible that I'd consider doing this myself down the line? Probably not financed, though.

Still, you should probably pay a doctor to do it for you.

+1 and
Maybe you could find a guy (or gal) to go halfsies?
One each?

dragoncar

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Re: Overheard on Facebook
« Reply #809 on: September 15, 2014, 11:12:41 AM »
Friend shows photo of herself:  Which do you like better?  I'm thinking the right one.
Friend 2:  You mean the right ... boob?
F:  Yes!  I'm getting an augmentation and was trying on different sizes.
(conversation continues about sizes)
F2:  So... how much does something like that cost?
F:  the quote was $9400
F2:  O.o  Wha...?
F:  Oh, it's not that bad. They have payment plans. It's like buying a car.

Is it terrible that I'd consider doing this myself down the line? Probably not financed, though.

Still, you should probably pay a doctor to do it for you.

+1 and
Maybe you could find a guy (or gal) to go halfsies?
One each?

I'm glad you are enjoying my left boob.  Brought to you by Carl's Jr.
« Last Edit: September 15, 2014, 11:14:29 AM by dragoncar »

AlanStache

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Re: Overheard on Facebook
« Reply #810 on: September 15, 2014, 12:19:14 PM »
Friend shows photo of herself:  Which do you like better?  I'm thinking the right one.
Friend 2:  You mean the right ... boob?
F:  Yes!  I'm getting an augmentation and was trying on different sizes.
(conversation continues about sizes)
F2:  So... how much does something like that cost?
F:  the quote was $9400
F2:  O.o  Wha...?
F:  Oh, it's not that bad. They have payment plans. It's like buying a car.

Is it terrible that I'd consider doing this myself down the line? Probably not financed, though.

Still, you should probably pay a doctor to do it for you.

+1 and
Maybe you could find a guy (or gal) to go halfsies?
One each?

I'm glad you are enjoying my left boob.  Brought to you by Carl's Jr.

It was intended that fantabulous would get both but that her and her partner would each pay for half the procedure; see halfsies.  But if you all want to split them-one each -please dont let me stop you - they are your bodies; do as you like :-)
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eyePod

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Re: Overheard on Facebook
« Reply #811 on: September 16, 2014, 10:26:00 AM »
My FB feed is boring.  People mowing their own lawns, cooking their own meals, going to the zoo (annual membership), stripping and repainting old dressers to give them new life.

Emphasis mine. Seeing your FB friends stripping isn't boring!
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Ascotillion

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Re: Overheard on Facebook
« Reply #812 on: September 19, 2014, 06:17:27 PM »
I'm in a gaming group on Facebook with about 30 people. Everyone on there is extremely excited about buying an upcoming game, Super Smash Brothers 3DS, but about half the people are also getting extremely excited about paying an extra $15 dollars each for plastic toys that can interface with the game. There will be ten available at launch but more released later. The game is going to cost me $60 already (paid for with vouchers like a good moustache!), I can't fathom spending another two and a half times that on clutter to give me a slightly different play experience.

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Re: Overheard on Facebook
« Reply #813 on: September 19, 2014, 07:43:26 PM »
I'm in a gaming group on Facebook with about 30 people. Everyone on there is extremely excited about buying an upcoming game, Super Smash Brothers 3DS, but about half the people are also getting extremely excited about paying an extra $15 dollars each for plastic toys that can interface with the game. There will be ten available at launch but more released later. The game is going to cost me $60 already (paid for with vouchers like a good moustache!), I can't fathom spending another two and a half times that on clutter to give me a slightly different play experience.

One of my friends always buys those limited edition versions of the game that has extra plastic toys liked you talked about. And he buys a ton of games. He also lives in a nice house and I'm pretty sure he's up to his eyeballs with mortgage (although it's possible that he's not). He lives only with his wife in a single family home with like 3 bedrooms. He and his wife live 20 miles from work, and they both commute separately via car. And they don't exactly have high paying jobs.
It's possible he's independently wealthy...but that's statistically unlikely.

austin

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Re: Overheard on Facebook
« Reply #814 on: September 19, 2014, 10:02:46 PM »
It's almost like people have different hobbies.

rocksinmyhead

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Re: Overheard on Facebook
« Reply #815 on: September 20, 2014, 10:45:16 AM »
"Played more pull tabs, now up $80!!! Can blow my paycheck bc of triple paycheck month and now I'm making money. Perfect bday. Shots are now being bought!"

I love this guy but LOL, what a view of your three-paycheck month

cats

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Re: Overheard on Facebook
« Reply #816 on: September 21, 2014, 12:04:24 AM »
Friend from HS is posting about Academy of Art University and Adobe licenses getting pulled.  Mentions that she owes "a HOUSE" in student loans to AAU, where she got a graduate degree.

I have been so perpetually puzzled by this woman's decision to get this degree (well before this most recent posting).  When we were in HS, she seemed like a smart person who had her sh*t together.  She had been out of school and working for a few years when she decided to do the degree, so I have a hard time believing she was totally ignorant about debt the way an 18 (or even 22) year old might be.  Just one of those things that makes me tilt my head to the side and go "whaaaaaaaaaat?".  Of course, she's also one of those people who's always playing whatever the newest dumb facebook game is, so maybe she played a few too many and it fried her brain....

eyePod

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Re: Overheard on Facebook
« Reply #817 on: September 22, 2014, 10:26:35 AM »
Of course, she's also one of those people who's always playing whatever the newest dumb facebook game is, so maybe she played a few too many and it fried her brain....

Quickest way to be unfriended by me is to invite me to one of those games. Can't bite the bullet on Grandma though; she's just too sweet. But seriously, I hate candy crush and I don't want to help feed your addiction.
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rocksinmyhead

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Re: Overheard on Facebook
« Reply #818 on: September 22, 2014, 02:34:25 PM »
Of course, she's also one of those people who's always playing whatever the newest dumb facebook game is, so maybe she played a few too many and it fried her brain....

Quickest way to be unfriended by me is to invite me to one of those games. Can't bite the bullet on Grandma though; she's just too sweet. But seriously, I hate candy crush and I don't want to help feed your addiction.

I know, right?!? If I'm gonna burn time on the internet there's about a million other ways I'd rather do it.

Dr. A

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Re: Overheard on Facebook
« Reply #819 on: September 23, 2014, 08:37:32 PM »
Two positive ones, just to break things up (and because there's no "anti-anti" Facebook thread):

Within the last hour, from two of my oldest friends:

#1 - "We just cancelled cable..." followed by lot's of "way to go, here are some cheap alternatives" comments

#2 - "Welp! as of October 10th, I'll be leaving [Old Job] for my new role as an Inside Sales Executive with [New Job]. I leave behind a 42 mile drive in exchange for a 3.7 mile one. BOOYAH." - I of course gave him a hard time for even thinking of DRIVING a mere four miles to work, then congratulated him on a major quality-of-life improvement.

strider3700

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Re: Overheard on Facebook
« Reply #820 on: September 24, 2014, 12:22:25 PM »
Yesterday someone I know got in their car and the oil light was on and wouldn't turn off by adding more oil.     It's 14 years old.  likely the oil pump but could easily have been a bad sensor or wiring to it.

They also had to get the tie rods done on the car and that was going to be $140.   

This was bad timing as they're getting ready to go on a roadtrip vacation and the truck they own also isn't running well.

So the first thing they did was cancel the appointment to get the tierods replaced "saving" $140.   She then spent that on a different weekend getaway which was a great deal....

Then she was research renting a car to go on this other vacation but that would be $300-$400.

I had spent 10 minutes researching and figured  I could replace the oil pump in a few hours for less then $300.  so under $500 and the cars back on the road. paying someone to do the work should have been under $1000

Today I see she bought a brand new car.   

Not that long ago she was complaining about not having $2 to pay for a coffee  and I know that she has 2 kids in daycare because she needs to work even though after paying for daycare she only brings home $200-$300 a month.  They also have a huge house that they got with a 0% down interest only 40 year loan  back when that was legal.   When they renewed the first time rates were even lower but they had to do a lot of juggling and sell a few toys to qualify for renewal to a 35 year.     The other family I write about is bad with money and will likely lose a lot but these guys are going to leave a smoking crater in the ground when their finances catch up to them.



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Re: Overheard on Facebook
« Reply #821 on: September 24, 2014, 01:12:42 PM »
The last "good thing I saw" post inspired me.

I opened my facebook feed and saw "Friend 1 has ended their relationship." As I know this guy pretty well I felt bad for him. Coming out of relationships can be a tough time. Then I saw the name of the ex: Sallie Mae. Nice!

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Re: Overheard on Facebook
« Reply #822 on: September 24, 2014, 01:44:50 PM »
The last "good thing I saw" post inspired me.

I opened my facebook feed and saw "Friend 1 has ended their relationship." As I know this guy pretty well I felt bad for him. Coming out of relationships can be a tough time. Then I saw the name of the ex: Sallie Mae. Nice!

Well played!
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trailrated

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Re: Overheard on Facebook
« Reply #823 on: September 24, 2014, 01:48:41 PM »
"Anyone have any discounts for hotels they want to share or someone that is overdue for a good deed and wants to pay, please help! I am going on a trip next week for my bday and need some help due to the recent unemployment"

WTF?!
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Re: Overheard on Facebook
« Reply #824 on: September 24, 2014, 03:03:26 PM »
Yesterday someone I know got in their car and the oil light was on and wouldn't turn off by adding more oil.     It's 14 years old.  likely the oil pump but could easily have been a bad sensor or wiring to it.

 . . .

Today I see she bought a brand new car.   

Not that long ago she was complaining about not having $2 to pay for a coffee  and I know that she has 2 kids in daycare because she needs to work even though after paying for daycare she only brings home $200-$300 a month. 

What do you think her new car payment is? I think it's about $300 a month.

strider3700

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Re: Overheard on Facebook
« Reply #825 on: September 24, 2014, 03:10:09 PM »
What do you think her new car payment is? I think it's about $300 a month.

Easy enough to work out thanks to the manufactures build and price.   

so the car works out to $23,600.05.     and financed over 84 months at 0% the payment is $280.95/month 
If they got 2k for the trade in then it's $250/month.   

 so yup you win

tofuchampion

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Re: Overheard on Facebook
« Reply #826 on: September 24, 2014, 08:31:03 PM »
craigslist, not facebook:  http://wilmington.craigslist.org/bab/4674446133.html

Lady is selling a brand-new $250 breastpump, never opened.  She says she bought 3, one for every floor of her house, then adds, "I didn't need 3."

No shit.
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dragoncar

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Re: Overheard on Facebook
« Reply #827 on: September 24, 2014, 10:47:37 PM »
craigslist, not facebook:  http://wilmington.craigslist.org/bab/4674446133.html

Lady is selling a brand-new $250 breastpump, never opened.  She says she bought 3, one for every floor of her house, then adds, "I didn't need 3."

No shit.

I would like to go to monkey junction one day...

eyePod

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Re: Overheard on Facebook
« Reply #828 on: September 25, 2014, 11:16:21 AM »
craigslist, not facebook:  http://wilmington.craigslist.org/bab/4674446133.html

Lady is selling a brand-new $250 breastpump, never opened.  She says she bought 3, one for every floor of her house, then adds, "I didn't need 3."

No shit.

You can get one for free now because of recent changes in health care law. We were guilty of having one and "buying" a 2nd one after the law came into effect. But our first one was losing suction power. I don't really feel guilty about it. We weren't buying one for each floor though. Unbelievable.
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jda1984

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Re: Overheard on Facebook
« Reply #829 on: September 25, 2014, 02:01:59 PM »
craigslist, not facebook:  http://wilmington.craigslist.org/bab/4674446133.html

Lady is selling a brand-new $250 breastpump, never opened.  She says she bought 3, one for every floor of her house, then adds, "I didn't need 3."

No shit.

You can get one for free now because of recent changes in health care law. We were guilty of having one and "buying" a 2nd one after the law came into effect. But our first one was losing suction power. I don't really feel guilty about it. We weren't buying one for each floor though. Unbelievable.

Eyepod, please explain a bit more regarding the recent health care law and breast pumps.  We're expecting in January and the pump we bought for our first isn't performing like it should.  If we can get one covered by insurance that would be great!

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Re: Overheard on Facebook
« Reply #830 on: September 25, 2014, 02:19:08 PM »
craigslist, not facebook:  http://wilmington.craigslist.org/bab/4674446133.html

Lady is selling a brand-new $250 breastpump, never opened.  She says she bought 3, one for every floor of her house, then adds, "I didn't need 3."

No shit.

You can get one for free now because of recent changes in health care law. We were guilty of having one and "buying" a 2nd one after the law came into effect. But our first one was losing suction power. I don't really feel guilty about it. We weren't buying one for each floor though. Unbelievable.

Don't you need one for each breast though?

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Re: Overheard on Facebook
« Reply #831 on: September 25, 2014, 02:24:24 PM »

CommonCents

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Re: Overheard on Facebook
« Reply #832 on: September 25, 2014, 03:18:36 PM »
craigslist, not facebook:  http://wilmington.craigslist.org/bab/4674446133.html

Lady is selling a brand-new $250 breastpump, never opened.  She says she bought 3, one for every floor of her house, then adds, "I didn't need 3."

No shit.

You can get one for free now because of recent changes in health care law. We were guilty of having one and "buying" a 2nd one after the law came into effect. But our first one was losing suction power. I don't really feel guilty about it. We weren't buying one for each floor though. Unbelievable.

Eyepod, please explain a bit more regarding the recent health care law and breast pumps.  We're expecting in January and the pump we bought for our first isn't performing like it should.  If we can get one covered by insurance that would be great!

Call your health insurance to discuss it, but eyepod is correct.  In short though, I understand one "catch" is that you may not be able to buy it before delivery (when you'd prefer to line things up for the baby) and have your plan pay.  You may need to buy after delivery.

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Re: Overheard on Facebook
« Reply #833 on: September 25, 2014, 07:19:38 PM »
craigslist, not facebook:  http://wilmington.craigslist.org/bab/4674446133.html

Lady is selling a brand-new $250 breastpump, never opened.  She says she bought 3, one for every floor of her house, then adds, "I didn't need 3."

No shit.

You can get one for free now because of recent changes in health care law. We were guilty of having one and "buying" a 2nd one after the law came into effect. But our first one was losing suction power. I don't really feel guilty about it. We weren't buying one for each floor though. Unbelievable.

Eyepod, please explain a bit more regarding the recent health care law and breast pumps.  We're expecting in January and the pump we bought for our first isn't performing like it should.  If we can get one covered by insurance that would be great!

Call your health insurance to discuss it, but eyepod is correct.  In short though, I understand one "catch" is that you may not be able to buy it before delivery (when you'd prefer to line things up for the baby) and have your plan pay.  You may need to buy after delivery.

Also, the covered pump may not be what you want. The free one I got was just a little hand pump & I had to pay (with pre-tax FSA dollars, at least) for the double electronic pump I use at work.

tofuchampion

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Re: Overheard on Facebook
« Reply #834 on: September 25, 2014, 10:24:50 PM »
Yeah, i can't order mine till after delivery. No idea what kind they'll pay for.
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Re: Overheard on Facebook
« Reply #835 on: September 26, 2014, 06:39:37 AM »
craigslist, not facebook:  http://wilmington.craigslist.org/bab/4674446133.html

Lady is selling a brand-new $250 breastpump, never opened.  She says she bought 3, one for every floor of her house, then adds, "I didn't need 3."

No shit.

You can get one for free now because of recent changes in health care law. We were guilty of having one and "buying" a 2nd one after the law came into effect. But our first one was losing suction power. I don't really feel guilty about it. We weren't buying one for each floor though. Unbelievable.

Eyepod, please explain a bit more regarding the recent health care law and breast pumps.  We're expecting in January and the pump we bought for our first isn't performing like it should.  If we can get one covered by insurance that would be great!

Call your health insurance to discuss it, but eyepod is correct.  In short though, I understand one "catch" is that you may not be able to buy it before delivery (when you'd prefer to line things up for the baby) and have your plan pay.  You may need to buy after delivery.

Also, the covered pump may not be what you want. The free one I got was just a little hand pump & I had to pay (with pre-tax FSA dollars, at least) for the double electronic pump I use at work.

Must depend on what type of insurance you have...my wife recently got a double electronic pump fully covered by insurance.  I believe she was able to file the paperwork 1 week before our son was due as there was a UPS box on our front porch when we got home from the hospital.

Long story short, call your insurance company and find out their policies.

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Re: Overheard on Facebook
« Reply #836 on: September 26, 2014, 06:45:53 AM »
craigslist, not facebook:  http://wilmington.craigslist.org/bab/4674446133.html

Lady is selling a brand-new $250 breastpump, never opened.  She says she bought 3, one for every floor of her house, then adds, "I didn't need 3."

No shit.

You can get one for free now because of recent changes in health care law. We were guilty of having one and "buying" a 2nd one after the law came into effect. But our first one was losing suction power. I don't really feel guilty about it. We weren't buying one for each floor though. Unbelievable.

Eyepod, please explain a bit more regarding the recent health care law and breast pumps.  We're expecting in January and the pump we bought for our first isn't performing like it should.  If we can get one covered by insurance that would be great!

This is only one brand, but http://www.ameda.com/breastfeeding-products/breast-pump-coverage/affordable-care-act. I agree with the others that it's not the top of the line pumps, but the one we got worked well enough and was an improvement. I think my wife just called our insurance provider to figure it out. They had a list that you could order from and it was mailed to our house.
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Re: Overheard on Facebook
« Reply #837 on: September 26, 2014, 07:31:43 AM »
No boobs this time, but it was actually on Facebook.  I took a screenshot but am not sure how to color over names & profile pics, so I'll just describe it.

Photo of a house.  Caption says, "There are 18,600,000 vacant homes in the United States.  That's enough for every homeless person to have 6."  It's from a site called "The Anti-Media," and they've added, "Consumption-based economy...side effects."

Person who shared it adds, "I don't like this."

Friend adds, "I don't either, not one thing about it that I like. The scary part...most of us are from 1 to 4 paychecks away from finding ourselves in that situation! AND, most of us work long hard hours to keep the wolves at bay."

I replied.  I then edited my reply.  All I said in the end was, "...and how many of these houses are fit to live in - up to code, etc.?  How do these homeless people pay rent, utilities, etc., and keep from becoming homeless again?"  Originally I had also said, "The 'consumption-based economy might be a factor in having so many unused houses, but it's also the root cause of so many people being a paycheck away from homelessness.  Teaching basic financial principles would go a lot further towards reducing the homeless population than... what is the solution being proposed here?  I don't see one.  Giving away houses?  Regardless, teach a man to fish..."

I deleted the second part because this is family and I don't want to start shit.  However, I have been homeless before, though only for a short time (a couple of months), so I do think I'm qualified to weigh in.  And I fully admit that, though there were some difficult circumstances involved, being in that situation was 100% my fault and preventable, had I been less stupid.  Doesn't mean anyone owes me a house.
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Re: Overheard on Facebook
« Reply #838 on: September 26, 2014, 08:20:35 AM »
And how many of those houses are in places that people actually want to live?  I live in a county that has about a 10% vacant house rate.  Only 90% of the houses that exist are actually lived in!  And, from what I know of the area, most of the vacant houses are in one city.  Nobody wants to live there, and they certainly don't want their kids going to school there!

And this is no inner city situation, but a fairly rural county that got hit hard when the steel industry went out.  Many places around here have recovered, but not here.

Edited for horrible grammar.
« Last Edit: September 26, 2014, 02:15:08 PM by Zaga »

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Re: Overheard on Facebook
« Reply #839 on: September 26, 2014, 08:45:19 AM »
Apparently, the house thing works though not in a vacuum other services have to be provided as well. It turns out not having to worry about housing allows you to focus on other issues.  http://www.deseretnews.com/article/865605568/Utahs-Housing-First-program-proves-successful-with-large-decrease-in-chronic-homelessness-in-past.html?pg=all 

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Re: Overheard on Facebook
« Reply #840 on: September 26, 2014, 12:48:56 PM »
Apparently, the house thing works though not in a vacuum other services have to be provided as well. It turns out not having to worry about housing allows you to focus on other issues.  http://www.deseretnews.com/article/865605568/Utahs-Housing-First-program-proves-successful-with-large-decrease-in-chronic-homelessness-in-past.html?pg=all

Makes sense since housing is generally the highest portion of a person's budget...
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Re: Overheard on Facebook
« Reply #841 on: September 26, 2014, 05:59:53 PM »
Okay, okay, I stand (partially) corrected.

Still, something about it bugs me.

Someone else replied with, "How many of those houses are empty because the owners were foreclosed on after being only a few months behind on their payments?"

WTF.  "Only a few months?"  If you can't afford the house, you can't keep the house.  A few months is not like a few days.  If I was a few months behind on my rent... well, I wouldn't be; I'd be evicted well before that point.  And I would deserve it, regardless of what caused me to fall behind.  If you can't pay, you can't stay, and owners/mortgage companies have every right to kick someone out.

I get the whole subprime mortgage thing and banks lending to people who can't afford it, and that sucks.  But at the end of the day, I don't have much sympathy for the vast majority of people in that situation, and that kind of comments annoys the hell out of me.
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Re: Overheard on Facebook
« Reply #842 on: September 26, 2014, 06:51:39 PM »
Okay, okay, I stand (partially) corrected.

Still, something about it bugs me.

Someone else replied with, "How many of those houses are empty because the owners were foreclosed on after being only a few months behind on their payments?"

WTF.  "Only a few months?"  If you can't afford the house, you can't keep the house.  A few months is not like a few days.  If I was a few months behind on my rent... well, I wouldn't be; I'd be evicted well before that point.  And I would deserve it, regardless of what caused me to fall behind.  If you can't pay, you can't stay, and owners/mortgage companies have every right to kick someone out.

I get the whole subprime mortgage thing and banks lending to people who can't afford it, and that sucks.  But at the end of the day, I don't have much sympathy for the vast majority of people in that situation, and that kind of comments annoys the hell out of me.

Detroit is giving houses away for free http://writeahouse.com/ or even paying people to take them http://www.businessinsider.com/abandoned-houses-detroit-2011-2?op=1 to combat blight.

Your stance makes sense in areas where these foreclosures are the exception and the housing market is otherwise flourishing; if a customer is not keeping up their end of the bargain that was made and the bank can sell the house to someone who will, it is rational to undergo that process. But there are neighborhoods, not just in Detroit, but in lower-income areas of probably most major cities (Chicago for sure), where a foreclosure won't sell. Without residents to care for it, the house will deteriorate, further losing value. And the former residents will have to find other housing or become homeless.

The homeless, particularly the chronically so, are not free; and numerous studies have found that providing them housing significantly reduces the costs to the taxpayer incurred by them in emergency rooms and jails. I'll just give you the whole google search: https://www.google.com/webhp?sourceid=chrome-instant&ion=1&espv=2&ie=UTF-8#q=giving%20homeless%20apartments. The state of Utah instituted a statewide program to do this. Not to mention, from a human perspective, can't we agree that having people on the street is just undesirable for society as a whole?

Anyway, I guess it comes down to, I think your friend AND you are both oversimplifying a complex problem. I think a solution that is both rational and humane exists, but requires banks, government, and individuals working together. Perhaps in some communities, housing the homeless in foreclosed homes is a reasonable solution. Perhaps in others, special, low-cost housing needs to be built. In some climates, what about campgrounds for the homeless? What about tiny houses http://occupymadisoninc.com/ ?

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Re: Overheard on Facebook
« Reply #843 on: September 27, 2014, 04:35:55 AM »

Anyway, I guess it comes down to, I think your friend AND you are both oversimplifying a complex problem.

Probably.  I'm not saying that everyone who is homeless deserves it - I don't think that at all.  I recognize that it's a complex problem with a lot of factors, both in cause and solution.

My beef is mostly with the person who posted it in the first place, and the first commenter, because I know they're both horrible with money.  Not sure about the commenter, but the OP very much does not see it as his fault that he's always behind on bills, has horrible credit, etc., even though he's made a lot of glaringly stupid mistakes.  The commenter... is his mother.  3 kids and they're all bad with money, so I assume it's a learned behavior.

So when I see people who are terrible at managing money complaining about being "1-4 paychecks away from homelessness," I'm not sympathetic.
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Re: Overheard on Facebook
« Reply #844 on: September 28, 2014, 11:34:50 AM »
I have a Facebook friend who's a high-school classmate.  I'm not going to reveal her age, but I'm nearly 54 years old.  She was our class' stereotypical smokin'-hot cheerleader.  At our five-year reunion she was the stereotypical Mile-High-Club hot flight attendant, complete with '80s hair, stiletto heels, and the leather miniskirt.  (But, hey, it was a five-year high-school reunion and she worked hard on her image.)  Her Facebook postings include numerous explicit photos of her 1980s-90s "career" as a metal groupie (use your imagination) along with memorials of the artists she's known who have succumbed to their addictions/vices.  (Presumably those unfortunate fatalities were not her fault.)  A casual review of her FB photos over the years reveals extensive cosmetic surgery/enhancements.  (Her recent photo in a leopard-print string bikini is particularly revealing, so to speak, of these efforts.)  Her posted occupations during our FB friendship have switched among "actress", "artist", "model", and "fashion consultant".  She's perpetually in & out of  FB relationships.

If you're my high school classmate then you know exactly which of our other 384 alumni I'm describing.  Heck, if you were in the classes on either side of us you might still figure it out. 

For everyone else, I hope my description has placed her following FB comment in its appropriate context.

Quote
Forgot my Tiffany diamond bracelet and ring in my robe pocket at the spa, can you believe they just returned them?  Never would have happened in the USA.  Love Italy!
I've had many pieces of jewelry less valuable disappear in luxury hotels in the states.  This piece I forgot was easily a person's annual income and I'm quite sure I would not have seen it returned in the USA.  Just sayin...

I should probably unfriend her and shed the accompanying drama from my feed, but frankly it's hard to stop reading her defensive commentary.

craigslist, not facebook:  http://wilmington.craigslist.org/bab/4674446133.html
Lady is selling a brand-new $250 breastpump, never opened.  She says she bought 3, one for every floor of her house, then adds, "I didn't need 3."
You can get one for free now because of recent changes in health care law. We were guilty of having one and "buying" a 2nd one after the law came into effect. But our first one was losing suction power. I don't really feel guilty about it. We weren't buying one for each floor though. Unbelievable.
Eyepod, please explain a bit more regarding the recent health care law and breast pumps.  We're expecting in January and the pump we bought for our first isn't performing like it should.  If we can get one covered by insurance that would be great!
This is only one brand, but http://www.ameda.com/breastfeeding-products/breast-pump-coverage/affordable-care-act. I agree with the others that it's not the top of the line pumps, but the one we got worked well enough and was an improvement.
So the consensus seems to be that:  these pumps really suck, even when they don't?
« Last Edit: September 28, 2014, 11:41:57 AM by Nords »
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Re: Overheard on Facebook
« Reply #845 on: September 29, 2014, 11:28:11 AM »
I have a Facebook friend who's a high-school classmate.  I'm not going to reveal her age, but I'm nearly 54 years old.  She was our class' stereotypical smokin'-hot cheerleader.  At our five-year reunion she was the stereotypical Mile-High-Club hot flight attendant, complete with '80s hair, stiletto heels, and the leather miniskirt.  (But, hey, it was a five-year high-school reunion and she worked hard on her image.)  Her Facebook postings include numerous explicit photos of her 1980s-90s "career" as a metal groupie (use your imagination) along with memorials of the artists she's known who have succumbed to their addictions/vices.  (Presumably those unfortunate fatalities were not her fault.)  A casual review of her FB photos over the years reveals extensive cosmetic surgery/enhancements.  (Her recent photo in a leopard-print string bikini is particularly revealing, so to speak, of these efforts.)  Her posted occupations during our FB friendship have switched among "actress", "artist", "model", and "fashion consultant".  She's perpetually in & out of  FB relationships.

If you're my high school classmate then you know exactly which of our other 384 alumni I'm describing.  Heck, if you were in the classes on either side of us you might still figure it out. 

For everyone else, I hope my description has placed her following FB comment in its appropriate context.

Quote
Forgot my Tiffany diamond bracelet and ring in my robe pocket at the spa, can you believe they just returned them?  Never would have happened in the USA.  Love Italy!
I've had many pieces of jewelry less valuable disappear in luxury hotels in the states.  This piece I forgot was easily a person's annual income and I'm quite sure I would not have seen it returned in the USA.  Just sayin...

I should probably unfriend her and shed the accompanying drama from my feed, but frankly it's hard to stop reading her defensive commentary.

craigslist, not facebook:  http://wilmington.craigslist.org/bab/4674446133.html
Lady is selling a brand-new $250 breastpump, never opened.  She says she bought 3, one for every floor of her house, then adds, "I didn't need 3."
You can get one for free now because of recent changes in health care law. We were guilty of having one and "buying" a 2nd one after the law came into effect. But our first one was losing suction power. I don't really feel guilty about it. We weren't buying one for each floor though. Unbelievable.
Eyepod, please explain a bit more regarding the recent health care law and breast pumps.  We're expecting in January and the pump we bought for our first isn't performing like it should.  If we can get one covered by insurance that would be great!
This is only one brand, but http://www.ameda.com/breastfeeding-products/breast-pump-coverage/affordable-care-act. I agree with the others that it's not the top of the line pumps, but the one we got worked well enough and was an improvement.
So the consensus seems to be that:  these pumps really suck, even when they don't?

I think I know who you're talking about, but I'll need to see some pics to verify.

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Re: Overheard on Facebook
« Reply #846 on: September 30, 2014, 10:03:39 AM »
Anti-anti-Mustachian on Facebook yesterday... poor girl, but good for her!

An acquaintance posted a status asking how to deal with debt collectors calling for a debt that isn't hers (they're looking for John Doe, she's Jane Smith). She's told them multiple times she is not John Doe, she doesn't know who or where he is, and to please stop calling. They haven't, and they won't tell her where they're calling from. Most posters were sympathizers or offered good advice, but one guy said something along the lines of "suck it up and pay what you owe." Clearly, he didn't read her full post where she said it's not her debt. Her response? "Person - please read my original post. This is not my debt. I have zero debt other than my student loan, which will be paid off next year, five years ahead of schedule."

It sucks that she's in that situation, but good for her for a) not having any debts other than student loans, and b) rapidly paying them off!

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Re: Overheard on Facebook
« Reply #847 on: October 01, 2014, 02:53:58 PM »
I had a friend who awhile back posted on Facebook her Gofundme for her dog to have surgery. This I might have been in support of (I'm an animal lover myself) except for the fact that the surgery was to remove a skin tag! A: my dog has several of these and each time I talk to the vet she does not recommend surgery, tells me that it's completely unnecessary. B: if for some reason her dog really does need this surgery because the skin tag is a major issue, how expensive can it be to remove a skin tag? I never did bother to go in and look at the Gofundme for the stupid skin tag removal.  Just never made any sense to me...

BTW:  This exact same friend just moved into a new house about 2 weeks ago... less than a year after the Gofundme for her dog's surgery.

mydogismyheart

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Re: Overheard on Facebook
« Reply #848 on: October 02, 2014, 03:12:53 PM »
OK, here is another one. I have a very dear friend who just recently moved out of state.  He lives in a little tiny 650 sq ft condo and works a decent government job making OK money.  Nothing wrong with that picture.  However, this guy HAS to buy all the latest and greatest and biggest and baddest EVERYTHING.  He is always posting pictures of all the gadgets he is buying. ithis and ithat (his current profile pic is of the new iwatch), Bose stereos, fitbits and fitbit scales, etc, etc, etc...

But this is my absolute favorite.  I remember when he went out and purchased this completely UNNECESSARY 70 inch TV for his 650 sq ft condo.  That's right. 70 inch TV.  And the kicker?  The PS4 was purchased slightly after because he enjoys playing games on his computer but gets uncomfortable after several hours because of the position he has to sit in to have his laptop on the coffee table in front of him.  So in order to be more comfortable he purchased the PS4 so he could lay back on the couch and play games instead...

I don't even know what to say...


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Re: Overheard on Facebook
« Reply #849 on: October 02, 2014, 09:44:42 PM »
But this is my absolute favorite.  I remember when he went out and purchased this completely UNNECESSARY 70 inch TV for his 650 sq ft condo.  That's right. 70 inch TV.  And the kicker?  The PS4 was purchased slightly after because he enjoys playing games on his computer but gets uncomfortable after several hours because of the position he has to sit in to have his laptop on the coffee table in front of him.  So in order to be more comfortable he purchased the PS4 so he could lay back on the couch and play games instead...

Anybody else notice the irony on the wall above the upper left corner of the TV?
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