Author Topic: Overheard on Facebook  (Read 3104869 times)

better late

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Re: Overheard on Facebook
« Reply #7650 on: July 19, 2018, 08:49:40 AM »
So I don't spend much time on Facebook anymore, and thus have not had anything to post in quite some time... but this gem rolled across my Facebook this morning.... it is pretty amazing.

Friend posts how she has spent the last 10 years digging out of the mountain of debt that she had gotten herself under at one point, now she is going to celebrate.  This makes sense to me, celebrate success right?

So I meander over to her profile to see if I could see what shenanigans she got up to.  A post that is labeled two hours later has her sitting in her brand new, financed, dodge ram 1500.  So to celebrate getting out of debt, she got into more debt on a clown car.

SMH

Oh Geeze.  It's really hard to believe someone would do that. Unless "digging out of the mountain of debt" means consolidating it and rolling over one vehicle loan to another.

Hedge_87

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Re: Overheard on Facebook
« Reply #7651 on: July 19, 2018, 09:33:40 AM »
So I don't spend much time on Facebook anymore, and thus have not had anything to post in quite some time... but this gem rolled across my Facebook this morning.... it is pretty amazing.

Friend posts how she has spent the last 10 years digging out of the mountain of debt that she had gotten herself under at one point, now she is going to celebrate.  This makes sense to me, celebrate success right?

So I meander over to her profile to see if I could see what shenanigans she got up to.  A post that is labeled two hours later has her sitting in her brand new, financed, dodge ram 1500.  So to celebrate getting out of debt, she got into more debt on a clown car.

SMH

Oh Geeze.  It's really hard to believe someone would do that. Unless "digging out of the mountain of debt" means consolidating it and rolling over one vehicle loan to another.

Periodically guys come in with a new truck and brag about how they had the car dealer sweating. How they wanted the new truck while trading the old truck that still isnít paid off and keep their payments the same. Iíve tried to tell them the car dealer is more interested in financing the new vehicle to you to keep you in payments forever. This is met with resistance. Then I get the following excuses

Our 5 year old vehicle had 50k miles on it and we need something reliable

Youíll always have a car payment thatís just a fact of life

I wanted to trade the old vehicle off while it was still worth something

These are the same guys that get upset when they donít get called in for overtime work. Iíve given up they can live paycheck to paycheck and complain the whole time they are doing it lol

Dabnasty

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Re: Overheard on Facebook
« Reply #7652 on: July 19, 2018, 11:37:59 AM »
So I don't spend much time on Facebook anymore, and thus have not had anything to post in quite some time... but this gem rolled across my Facebook this morning.... it is pretty amazing.

Friend posts how she has spent the last 10 years digging out of the mountain of debt that she had gotten herself under at one point, now she is going to celebrate.  This makes sense to me, celebrate success right?

So I meander over to her profile to see if I could see what shenanigans she got up to.  A post that is labeled two hours later has her sitting in her brand new, financed, dodge ram 1500.  So to celebrate getting out of debt, she got into more debt on a clown car.

SMH

Oh Geeze.  It's really hard to believe someone would do that. Unless "digging out of the mountain of debt" means consolidating it and rolling over one vehicle loan to another.

Periodically guys come in with a new truck and brag about how they had the car dealer sweating. How they wanted the new truck while trading the old truck that still isnít paid off and keep their payments the same. Iíve tried to tell them the car dealer is more interested in financing the new vehicle to you to keep you in payments forever. This is met with resistance. Then I get the following excuses

Our 5 year old vehicle had 50k miles on it and we need something reliable

Youíll always have a car payment thatís just a fact of life

I wanted to trade the old vehicle off while it was still worth something

These are the same guys that get upset when they donít get called in for overtime work. Iíve given up they can live paycheck to paycheck and complain the whole time they are doing it lol

These are all ridiculous excuses of course, but that last one makes me short circuit. "But, it's not, you still... Math!"

ysette9

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Re: Overheard on Facebook
« Reply #7653 on: July 19, 2018, 11:41:11 AM »
My dear friend who is otherwise really smart got into credit card debt. He and his wife started using YNAB and wiped it out by sticking to an budget. I was really proud of them and hoping that once it was gone they would then start saving that extra monthly cash flow.
Nope, he said they are now spending it all on a leased electric vehicle. ~sigh~
He has also mentioned he would like to upgrade their housing from the 2/2 condo they currently have as the kids get bigger. I mentioned something casual about using the next several years to save up for a down payment and he admitted that they don’t do that, their plan was to just hope money appeared somehow.

Just Joe

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Re: Overheard on Facebook
« Reply #7654 on: July 19, 2018, 11:48:29 AM »
So wishing is a valid adult strategy? I had no idea...

BDWW

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Re: Overheard on Facebook
« Reply #7655 on: July 19, 2018, 11:56:57 AM »
So wishing is a valid adult strategy? I had no idea...

Well, I don't waste my wishes on silly stuff I can actually get myself. I use my wishes for things like super powers.

ysette9

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Re: Overheard on Facebook
« Reply #7656 on: July 19, 2018, 11:57:22 AM »
So wishing is a valid adult strategy? I had no idea...
For me it is. Every night at bedtime I cross my fingers and wish for a peaceful night’s sleep with no kiddos waking up and screaming. :)

Admittedly, I do a lot less wishing when it comes to my finances.

craiglepaige

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Re: Overheard on Facebook
« Reply #7657 on: July 19, 2018, 11:58:45 AM »
So I don't spend much time on Facebook anymore, and thus have not had anything to post in quite some time... but this gem rolled across my Facebook this morning.... it is pretty amazing.

Friend posts how she has spent the last 10 years digging out of the mountain of debt that she had gotten herself under at one point, now she is going to celebrate.  This makes sense to me, celebrate success right?

So I meander over to her profile to see if I could see what shenanigans she got up to.  A post that is labeled two hours later has her sitting in her brand new, financed, dodge ram 1500.  So to celebrate getting out of debt, she got into more debt on a clown car.

SMH

But the old debt was from old stuff - yuck.

This new debt is totally different. This new debt is from a brand new, smells like a new truck - we all LOVE that new truck smell don't we? - new truck. So it's NOT the same type of debt. This one makes her happy. Why you #hate?

In 2-3 years it will once again be that dreadful debt everyone hates. And the smell will be long gone - sad and double yuck. Then she'll roll this loan into another new truck because it smells so good - LOVE IT - and because #trucklife and #girlboss and #yolo (do people still #yolo?) and the new truck has Apple Play 47.0 and it's so much better than the old crappy truck because that truck only has Apple Play - What? - so the new truck will make her even happier. Why you #hate?

/s

Hedge_87

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Re: Overheard on Facebook
« Reply #7658 on: July 19, 2018, 02:44:38 PM »
So I don't spend much time on Facebook anymore, and thus have not had anything to post in quite some time... but this gem rolled across my Facebook this morning.... it is pretty amazing.

Friend posts how she has spent the last 10 years digging out of the mountain of debt that she had gotten herself under at one point, now she is going to celebrate.  This makes sense to me, celebrate success right?

So I meander over to her profile to see if I could see what shenanigans she got up to.  A post that is labeled two hours later has her sitting in her brand new, financed, dodge ram 1500.  So to celebrate getting out of debt, she got into more debt on a clown car.

SMH

Oh Geeze.  It's really hard to believe someone would do that. Unless "digging out of the mountain of debt" means consolidating it and rolling over one vehicle loan to another.

Periodically guys come in with a new truck and brag about how they had the car dealer sweating. How they wanted the new truck while trading the old truck that still isnít paid off and keep their payments the same. Iíve tried to tell them the car dealer is more interested in financing the new vehicle to you to keep you in payments forever. This is met with resistance. Then I get the following excuses

Our 5 year old vehicle had 50k miles on it and we need something reliable

Youíll always have a car payment thatís just a fact of life

I wanted to trade the old vehicle off while it was still worth something

These are the same guys that get upset when they donít get called in for overtime work. Iíve given up they can live paycheck to paycheck and complain the whole time they are doing it lol

These are all ridiculous excuses of course, but that last one makes me short circuit. "But, it's not, you still... Math!"

That one is my favorite too!! As I said before these guys beg and plead for overtime. Then when they actually get some they complain cause itís ďtaxed at a higher rateĒ. I tried dispelling that myth once... never again lol

Raymond Reddington

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Re: Overheard on Facebook
« Reply #7659 on: July 19, 2018, 10:18:10 PM »
So I don't spend much time on Facebook anymore, and thus have not had anything to post in quite some time... but this gem rolled across my Facebook this morning.... it is pretty amazing.

Friend posts how she has spent the last 10 years digging out of the mountain of debt that she had gotten herself under at one point, now she is going to celebrate.  This makes sense to me, celebrate success right?

So I meander over to her profile to see if I could see what shenanigans she got up to.  A post that is labeled two hours later has her sitting in her brand new, financed, dodge ram 1500.  So to celebrate getting out of debt, she got into more debt on a clown car.

SMH

Oh Geeze.  It's really hard to believe someone would do that. Unless "digging out of the mountain of debt" means consolidating it and rolling over one vehicle loan to another.

Periodically guys come in with a new truck and brag about how they had the car dealer sweating. How they wanted the new truck while trading the old truck that still isnít paid off and keep their payments the same. Iíve tried to tell them the car dealer is more interested in financing the new vehicle to you to keep you in payments forever. This is met with resistance. Then I get the following excuses

Our 5 year old vehicle had 50k miles on it and we need something reliable

Youíll always have a car payment thatís just a fact of life

I wanted to trade the old vehicle off while it was still worth something

These are the same guys that get upset when they donít get called in for overtime work. Iíve given up they can live paycheck to paycheck and complain the whole time they are doing it lol

These are all ridiculous excuses of course, but that last one makes me short circuit. "But, it's not, you still... Math!"

That one is my favorite too!! As I said before these guys beg and plead for overtime. Then when they actually get some they complain cause itís ďtaxed at a higher rateĒ. I tried dispelling that myth once... never again lol

If your profile didn't say KS, i'd swear we were coworkers. I hear that all the time about the overtime. Killing themselves for it and doing nothing of consequence with it. Just new cars, cruises, expensive trips to mediocre parts of the world where they "live large" on the resort, and stupid club style events with coworkers with dumb dj names, for people who are way too old for that shit.

BTDretire

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Re: Overheard on Facebook
« Reply #7660 on: July 20, 2018, 07:27:55 AM »
The pointers and squatters referenced here are the people who are going to use the bathrooms, not the facilities themselves. (ie: Male = pointer; Female = squatter)

It might also be phrased that way to be more accepting to transgender people. Heck, I know cis men who prefer to sit to pee.

 Ya, I doubt that, I saw these labels over 40 years ago in a hunting lodge type building.
 I think PC thinking has gone too far when these labels need to be explained!
Accepting different is fine, but you should still know the anatomical difference between
the common man and woman.

prudent_one

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Re: Overheard on Facebook
« Reply #7661 on: July 20, 2018, 02:16:19 PM »
I hear that all the time about the overtime. Killing themselves for it and doing nothing of consequence with it.

Ah, this reminded me of a co-worker from long ago.  He had been working there a long time and I was a snot-nosed "summer worker" kid, May-August. He told me he squirreled away every dime from overtime pay and if I ever had the chance I should do the same. It wasn't a lucrative gig but it was unionized and for the times, it paid pretty good for an office non-managerial job, and the OT opportunities were usually plentiful (maybe another 10-18 hours/week, equal to roughly a 30-35% pay boost on average if you worked it all (and he did, for many years).

When he turned 58, he gave his 2 week notice and left. Never said he was retiring, just that he was quitting.  In those days there was no concept of ER. What were people saying? He must have gotten some terrible illness, had a mental breakdown, some scandal must have happened and made him move away, all kinds of fanciful thoughts.

I found out from friends-of-friends that he actually did simply ER, powered by those years of saved OT pay (and his pension).  But he never told co-workers he was actually retiring. It would have make their heads explode, that kind of thing just couldn't happen to a Joe Six-pack. Who could imagine someone would voluntarily walk away from a job when you're making the highest salary of your career?

It was the first I ever heard (or imagined) it was conceivable that one might not need to work to age 65.

But thinking of the other people in the office, he made the right move in not saying he was retiring early. They would have been bitter and resentful and probably accuse him of criminal activity.

marty998

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Re: Overheard on Facebook
« Reply #7662 on: July 21, 2018, 07:25:28 PM »
I am really disappointed. Devastated even. I hate picking on mustachians but this cut deep for whatever reason.

On the Mustache Australia FB page of all places. Someone put up a screen cap of their TV showing the Tour De France with the caption "Ever since I discovered mustachianism I love watching this" (paraphrased). I clicked "Like" on that post.

I shit you not the first comment was "what does this have to do with MMM?"

I mean really.

BIKES BIKES BIKES BIKES BIKES BIKES BIKES

As far as the eye can see!!!

Sometimes I shake my head and wonder.

Little Aussie Battler

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Re: Overheard on Facebook
« Reply #7663 on: July 21, 2018, 10:15:55 PM »
Those bikes probably cost $10-20k each, so I don't think the link is that obvious.

For me the TDF is a reminder that almost any hobby or lifestyle choice can be expensive if you let it.

craiglepaige

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Re: Overheard on Facebook
« Reply #7664 on: July 22, 2018, 04:53:59 AM »
I don't correlate the two.

Expensive bikes. Expensive equipment. Cars, helicopters and drones following them means money spent/wasted on gas, drivers and pilots (although that's their job so whatever). Seems toe like a waste of resources to see a bicycle race.

Kyle Schuant

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Re: Overheard on Facebook
« Reply #7665 on: July 22, 2018, 05:24:33 AM »
The TdF bears the same relationship to cycling for commuting as Formula One does to driving for commuting.


Most racing is inherently anti-frugal. You run, ride or drive in circles, coming back to where you started. Nothing could better symbolise the modern consumerist economy than a competition in who can spend vast amounts of energy and money to go nowhere the fastest.
« Last Edit: July 22, 2018, 05:54:15 PM by Kyle Schuant »

AlanStache

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Re: Overheard on Facebook
« Reply #7666 on: July 22, 2018, 01:55:48 PM »
Racing has been a good force for the development of new tech that eventually filters down to normal consumer options.  I would expect that Formula E and that Pikes Peak electric are using tech that will find there way into cars I will buy (second hand) in future years.  No doubt that conspicuous consumption plays a part in the early version of the consumer tech but I am not to opposed to letting others pay for the development costs of my stuff :-)

The Fake Cheap

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Re: Overheard on Facebook
« Reply #7667 on: July 23, 2018, 08:29:02 AM »

Our 5 year old vehicle had 50k miles on it and we need something reliable

Youíll always have a car payment thatís just a fact of life

I wanted to trade the old vehicle off while it was still worth something

These are the same guys that get upset when they donít get called in for overtime work. Iíve given up they can live paycheck to paycheck and complain the whole time they are doing it lol

I had a friend fall for this recently.  He traded in his 4 or 5 year old car because it had 98,000 KM on it or something like that, so the salesman convinced him that he should trade it in now (towards a new car of course) while "it has maximum value, before it hits 100,000 KMs.  Of course the car he was trading in wasn't paid off, so the payments were conveniently added to the new car loan!  Yay!!  *Facepam*

one piece at a time

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Re: Overheard on Facebook
« Reply #7668 on: July 25, 2018, 03:34:51 PM »
On Facebook somebody got offended because they received a face punch and were forced to question why they were following societies latest trends rather than reviewing core values and doing a solid cost benefit analysis.

Facebook is the worst.

jambongris

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Re: Overheard on Facebook
« Reply #7669 on: July 25, 2018, 05:30:23 PM »
Well, in French (French French at least, not Belgian French) 95 is « four-twenty fifteen » and other such fun things. :)

We're indeed using the "ninety-five" (nonante-cinq) form over here.

When did "quatre-vingts" die out?

quatre-vingt isn't used anymore? What's used for eighty then? Wow I'm getting old if my high school French is no longer up to date!

The always entertaining Numberphile on odd numbers from a linguistic perspective. Quatre-vingt has nothing on Danish 58.


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Re: Overheard on Facebook
« Reply #7670 on: July 26, 2018, 08:05:01 AM »
I am a member of an anti-MLM group on Facebook, and it is usually hilarious (and sad). [MLM = multi level marketing] Someone posted about a book to do with "Retiring Your Husband" written by an MLM'er - and this was a comment. The IRP are angry!

"Step 1.... Write a book and scam people into buying it. This reminds me of that idiot guy that goes by Mr. Money Mustache. He makes all his followers believe he and his wife retired at 30 or something like that and they only do the odd job here and there but never once does he admit how much money he makes from his site or from his endorsement deals. It's absolutely disgusting."

dragoncar

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Re: Overheard on Facebook
« Reply #7671 on: July 26, 2018, 03:20:08 PM »
I am a member of an anti-MLM group on Facebook, and it is usually hilarious (and sad). [MLM = multi level marketing] Someone posted about a book to do with "Retiring Your Husband" written by an MLM'er - and this was a comment. The IRP are angry!

"Step 1.... Write a book and scam people into buying it. This reminds me of that idiot guy that goes by Mr. Money Mustache. He makes all his followers believe he and his wife retired at 30 or something like that and they only do the odd job here and there but never once does he admit how much money he makes from his site or from his endorsement deals. It's absolutely disgusting."

Wait, MMM wrote a book?

barbaz

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Re: Overheard on Facebook
« Reply #7672 on: July 27, 2018, 12:33:31 AM »
At least, unlike MLM, MMM works as a get rich scheme. So whatever money Pete made off me probably had the best ROI I’ll ever get.

Sun Hat

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Re: Overheard on Facebook
« Reply #7673 on: July 27, 2018, 07:22:45 AM »
I am really disappointed. Devastated even. I hate picking on mustachians but this cut deep for whatever reason.

On the Mustache Australia FB page of all places. Someone put up a screen cap of their TV showing the Tour De France with the caption "Ever since I discovered mustachianism I love watching this" (paraphrased). I clicked "Like" on that post.

I shit you not the first comment was "what does this have to do with MMM?"

I mean really.

BIKES BIKES BIKES BIKES BIKES BIKES BIKES

As far as the eye can see!!!

Sometimes I shake my head and wonder.

Now if they had been racing to the store to see who could nab discounted cheese, that'd be MMM-MMM good!

KodeBlue

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Re: Overheard on Facebook
« Reply #7674 on: July 27, 2018, 08:41:07 AM »
I am a member of an anti-MLM group on Facebook, and it is usually hilarious (and sad). [MLM = multi level marketing "most lose money"]

Edited for clarity. :)

I'm a red panda

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Re: Overheard on Facebook
« Reply #7675 on: July 27, 2018, 09:11:39 AM »
Those bikes probably cost $10-20k each, so I don't think the link is that obvious.

For me the TDF is a reminder that almost any hobby or lifestyle choice can be expensive if you let it.

How much of their own money does anyone in that race spend?  While some of them likely receive only a small salary- aren't all of them paid to be doing this?  If anything, isn't the message that a job you love is the one to take?

Polaria

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Re: Overheard on Facebook
« Reply #7676 on: August 02, 2018, 03:49:07 AM »
Well, in French (French French at least, not Belgian French) 95 is ę four-twenty fifteen Ľ and other such fun things. :)

We're indeed using the "ninety-five" (nonante-cinq) form over here.

When did "quatre-vingts" die out?

quatre-vingt isn't used anymore? What's used for eighty then? Wow I'm getting old if my high school French is no longer up to date!

Huh? I was talking only about number 95, not 80? Did I miss something?
« Last Edit: August 02, 2018, 04:02:35 AM by Polaria »

RetiredAt63

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Re: Overheard on Facebook
« Reply #7677 on: August 02, 2018, 01:48:31 PM »
Well, in French (French French at least, not Belgian French) 95 is ę four-twenty fifteen Ľ and other such fun things. :)

We're indeed using the "ninety-five" (nonante-cinq) form over here.

When did "quatre-vingts" die out?

quatre-vingt isn't used anymore? What's used for eighty then? Wow I'm getting old if my high school French is no longer up to date!

Huh? I was talking only about number 95, not 80? Did I miss something?

You mean quatre-vingt quinze?

Polaria

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Re: Overheard on Facebook
« Reply #7678 on: August 03, 2018, 12:14:45 AM »
Well, in French (French French at least, not Belgian French) 95 is ę four-twenty fifteen Ľ and other such fun things. :)

We're indeed using the "ninety-five" (nonante-cinq) form over here.

When did "quatre-vingts" die out?

quatre-vingt isn't used anymore? What's used for eighty then? Wow I'm getting old if my high school French is no longer up to date!

Huh? I was talking only about number 95, not 80? Did I miss something?

You mean quatre-vingt quinze?

Let me rephrase my original post: in Belgium we do not use quatre-vingt quinze (four-twenty fifteen) for 95 but nonante-cinq, which is literally ninety-five. 80 is quatre-vingts in both Belgium and France.
« Last Edit: August 03, 2018, 12:25:09 AM by Polaria »

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Re: Overheard on Facebook
« Reply #7679 on: August 03, 2018, 12:36:30 AM »
Well, in French (French French at least, not Belgian French) 95 is ę four-twenty fifteen Ľ and other such fun things. :)

We're indeed using the "ninety-five" (nonante-cinq) form over here.

When did "quatre-vingts" die out?

quatre-vingt isn't used anymore? What's used for eighty then? Wow I'm getting old if my high school French is no longer up to date!

Huh? I was talking only about number 95, not 80? Did I miss something?

You mean quatre-vingt quinze?

Let me rephrase my original post: in Belgium we do not use quatre-vingt quinze (four-twenty fifteen) for 95 but nonante-cinq, which is literally ninety-five. 80 is quatre-vingts in both Belgium and France.

I like "nonante" instead of "quatre-vingt dix"; it makes the numbers easier to think about. Do you get some form of "septante" also, or are you still stuck with "soixante-dix"?

Polaria

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Re: Overheard on Facebook
« Reply #7680 on: August 03, 2018, 01:20:35 AM »
Let me rephrase my original post: in Belgium we do not use quatre-vingt quinze (four-twenty fifteen) for 95 but nonante-cinq, which is literally ninety-five. 80 is quatre-vingts in both Belgium and France.

I like "nonante" instead of "quatre-vingt dix"; it makes the numbers easier to think about. Do you get some form of "septante" also, or are you still stuck with "soixante-dix"?
Yes we use septante and not soixante-dix.

marty998

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Re: Overheard on Facebook
« Reply #7681 on: August 03, 2018, 01:57:17 AM »
Let me rephrase my original post: in Belgium we do not use quatre-vingt quinze (four-twenty fifteen) for 95 but nonante-cinq, which is literally ninety-five. 80 is quatre-vingts in both Belgium and France.

I like "nonante" instead of "quatre-vingt dix"; it makes the numbers easier to think about. Do you get some form of "septante" also, or are you still stuck with "soixante-dix"?
Yes we use septante and not soixante-dix.

For the untrained, this sounds like an interesting sex position  :D

Languages can be funny like that...
« Last Edit: August 03, 2018, 01:58:52 AM by marty998 »

barbaz

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Re: Overheard on Facebook
« Reply #7682 on: August 03, 2018, 04:33:02 AM »
I started learning French in the beautiful year   dix-neuf cent quatre-vingt dix-neuf, but my favorite French number is 555.

boyerbt

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Re: Overheard on Facebook
« Reply #7683 on: August 03, 2018, 05:51:34 AM »
Not from Facebook but Reddit which I think is close enough...from the Financial Independence subreddit

"I probably spend $800/month on food just myself...I feel like all these lower budgets cant be correct. Or it's just a lot of home cooking I guess."

This person almost gets that 1+1=2 with his/her thinking (home cooking = cheaper) but I don't think any changes are going to be made here. $800/month for one person, we spend a little more than half of that for two people but guess what? We cook A LOT!

And to keep with the French trend - C'est la vie!

mm1970

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Re: Overheard on Facebook
« Reply #7684 on: August 03, 2018, 09:28:00 AM »
Let me rephrase my original post: in Belgium we do not use quatre-vingt quinze (four-twenty fifteen) for 95 but nonante-cinq, which is literally ninety-five. 80 is quatre-vingts in both Belgium and France.

I like "nonante" instead of "quatre-vingt dix"; it makes the numbers easier to think about. Do you get some form of "septante" also, or are you still stuck with "soixante-dix"?
Yes we use septante and not soixante-dix.
My HS French is so long ago I had to google.  I knew I should have known soixante-dix.  And of course, it was easier for me to figure out by figuring septante was probably 70.

dragoncar

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Re: Overheard on Facebook
« Reply #7685 on: August 03, 2018, 10:23:25 AM »
Let me rephrase my original post: in Belgium we do not use quatre-vingt quinze (four-twenty fifteen) for 95 but nonante-cinq, which is literally ninety-five. 80 is quatre-vingts in both Belgium and France.

I like "nonante" instead of "quatre-vingt dix"; it makes the numbers easier to think about. Do you get some form of "septante" also, or are you still stuck with "soixante-dix"?
Yes we use septante and not soixante-dix.

For the untrained, this sounds like an interesting sex position  :D

Languages can be funny like that...

Try soixante-neuf

JAYSLOL

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Re: Overheard on Facebook
« Reply #7686 on: August 03, 2018, 12:04:22 PM »
I don't have anything from Facebook, but...

dragoncar

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Re: Overheard on Facebook
« Reply #7687 on: August 03, 2018, 12:22:59 PM »


JAYSLOL

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Re: Overheard on Facebook
« Reply #7688 on: August 03, 2018, 03:14:01 PM »
Nah, not worth it

fruitfly

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Re: Overheard on Facebook
« Reply #7689 on: August 27, 2018, 05:11:36 PM »
An old acquaintance on FB (I've known this lady 30 years and she's been a hot mess the whole time) posted a couple weeks ago about driving three hours to get a half sleeve arm tattoo. I think tattoos are dumb (and this one was ugly) but whatever.

Then today she posts that she's going to have to drop out of community college* unless "someone" (not her or her husband I guess) buys her books. The total for all the books was less than $50.

*This is not a slag on community college, I went 3 years and loved it. Just context for how expensive her books and tuition are.

JAYSLOL

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Re: Overheard on Facebook
« Reply #7690 on: August 31, 2018, 07:43:21 AM »
A friend on Facebook who is from India just shared a post that shows a chart of the exchange rate between the Indian Rupee and US dollar for the last month.  The chart shows the US dollar equalling 68 Rupees at the start of the month and ending at 71 Rupees.  Whoever s post it was put the caption "Great to see our currency hitting new highs! Amazing growth!"

I don't think they get how that works.

CptCool

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Re: Overheard on Facebook
« Reply #7691 on: August 31, 2018, 08:49:18 AM »
A friend on Facebook who is from India just shared a post that shows a chart of the exchange rate between the Indian Rupee and US dollar for the last month.  The chart shows the US dollar equalling 68 Rupees at the start of the month and ending at 71 Rupees.  Whoever s post it was put the caption "Great to see our currency hitting new highs! Amazing growth!"

I don't think they get how that works.

Haha maybe they were excited that tourism & exports may increase due to the weaker currency

JAYSLOL

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Re: Overheard on Facebook
« Reply #7692 on: August 31, 2018, 11:02:55 AM »
A friend on Facebook who is from India just shared a post that shows a chart of the exchange rate between the Indian Rupee and US dollar for the last month.  The chart shows the US dollar equalling 68 Rupees at the start of the month and ending at 71 Rupees.  Whoever s post it was put the caption "Great to see our currency hitting new highs! Amazing growth!"

I don't think they get how that works.

Haha maybe they were excited that tourism & exports may increase due to the weaker currency

Could be, or maybe they are an exporter, but the way it was worded it I kind of doubt it

Primm

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Re: Overheard on Facebook
« Reply #7693 on: September 07, 2018, 04:25:39 PM »
Thread on a Facebook group dedicated to a budgeting software app (4 letters, starts with Y) where someone posted the new vanity plates they'd purchased for their new Tesla.

Both purchases were thanks to "this amazing software, which has enabled me to get enough money to pay for both of these things!" The kicker? The plates spelled out the name of the software... Nothing like providing free advertising for a company. I thought brand logo t-shirts were bad!

MrsWhipple

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Re: Overheard on Facebook
« Reply #7694 on: September 07, 2018, 09:58:14 PM »
I provided free advertising for YNAB when they sent me a free T-shirt, does that count? ;) I think half of my work shirts are from promotional advertising!

dragoncar

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Re: Overheard on Facebook
« Reply #7695 on: September 07, 2018, 10:51:03 PM »
I know a lot of people here love YNAB but really paying a monthly fee for something you can do for free is not very mustachian

Will

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Re: Overheard on Facebook
« Reply #7696 on: September 07, 2018, 11:17:59 PM »
I know a lot of people here love YNAB but really paying a monthly fee for something you can do for free is not very mustachian

I don't pay anything to use my version of YNAB.

dragoncar

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Re: Overheard on Facebook
« Reply #7697 on: September 08, 2018, 10:56:03 AM »
I know a lot of people here love YNAB but really paying a monthly fee for something you can do for free is not very mustachian

I don't pay anything to use my version of YNAB.

Huh, maybe you can link to the free version since I only see paid options.  Fully admit I might be missing it comepletly

Will

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Re: Overheard on Facebook
« Reply #7698 on: September 09, 2018, 08:46:16 AM »
I know a lot of people here love YNAB but really paying a monthly fee for something you can do for free is not very mustachian

I don't pay anything to use my version of YNAB.

Huh, maybe you can link to the free version since I only see paid options.  Fully admit I might be missing it comepletly

The version I am using is YNAB4, which was the last one before they switched over to the web-based monthly fee version.  Still fully functional and paid-for, so no reason to switch.  Hopefully it is a long while before it craps out.  I despise paying monthly fees for anything and probably wouldn't for YNAB.

carolinap

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Re: Overheard on Facebook
« Reply #7699 on: September 24, 2018, 07:43:51 AM »
Actually "Overheard at Youtube comment section"

In Brazil there are some fixed-income investments with very good return, and a famous finances-related youtuber has a lot of videos talking about one of this options. But for this fixed-income investment be a good option, she says that you have to call your bank and negotiate for them to drop the "bank transaction fee", or go to a online bank with no fees (I did the last one).

But 1 out of 10 comments on her videos were about how this investment was not good because their bank currently charged R$10 for the bank transaction fee. So they couldn't bother to do one call or open a new bank account online for a basically zero-risk fixed-income investment that is better than the basic savings account people usually have.

Also, this youtuber showed a simulation comparing the fixed-income investment with the saving account, and R$ 100 invested in 6 months gave a R$ 0,80 difference in return, and this same people who didn't do anything about the R$ 10 fee where like "that isn't worth the trouble to do things differently"
« Last Edit: September 24, 2018, 08:12:30 AM by carolinap »