Author Topic: Overheard on Facebook  (Read 2824315 times)

dandarc

  • Magnum Stache
  • ******
  • Posts: 3136
  • Age: 35
Re: Overheard on Facebook
« Reply #6800 on: September 28, 2017, 08:23:01 AM »

JAYSLOL

  • Pencil Stache
  • ****
  • Posts: 823
Re: Overheard on Facebook
« Reply #6801 on: October 08, 2017, 07:34:27 PM »
Today somebody posted a chunk of "Gold Ore" for sale on several local Facebook buy and sell groups for "$1400 firm" and stated it was "VERY RARE, HAS A LOT OF GOLD IN IT".  It was Pyrite.  Fools Gold.  100% sure.  Either they wanted to rip someone off or were really that clueless.  Many offers of around $1 came in. 

Imma

  • Pencil Stache
  • ****
  • Posts: 899
  • Location: Europe
Re: Overheard on Facebook
« Reply #6802 on: October 09, 2017, 08:39:56 AM »
Not on facebook, but I saw it in my Facebook feed:

http://www.dailymail.co.uk/news/article-4960378/Childhood-sweethearts-buy-home-say-it.html

Young couple save up for a downpayment on a fixer-upper house and buy it at the age of 22 and 24 and plan to pay off the mortgage well before the age of 40.

3000 people let them know they are wasting their lives and are making the worst decision ever.

Raenia

  • Bristles
  • ***
  • Posts: 482
Re: Overheard on Facebook
« Reply #6803 on: October 09, 2017, 09:17:22 AM »
Not on facebook, but I saw it in my Facebook feed:

http://www.dailymail.co.uk/news/article-4960378/Childhood-sweethearts-buy-home-say-it.html

Young couple save up for a downpayment on a fixer-upper house and buy it at the age of 22 and 24 and plan to pay off the mortgage well before the age of 40.

3000 people let them know they are wasting their lives and are making the worst decision ever.

Love all the comments that they must have had an inheritance or help to get a down-payment, because obviously two young people couldn't save it up by themselves.

fruitfly

  • 5 O'Clock Shadow
  • *
  • Posts: 88
  • Location: Portland, Oregon
Re: Overheard on Facebook
« Reply #6804 on: October 09, 2017, 03:22:44 PM »
My favorite comment: "Make happy memories or pay off the mortgage on number 4 Privet Drive. I know which one I choose."

I guess if you don't go out for kabobs you're automatically the Dursleys?! What about making happy memories AT number 4 Privet Drive?

martyconlonontherun

  • Stubble
  • **
  • Posts: 141
Re: Overheard on Facebook
« Reply #6805 on: October 10, 2017, 05:08:20 AM »
There are different tricks at a dealer with interest rate

0% new car- typically instead of cash rebate on a higher manufacturer sticker price

1.9% example of certified used. For gm it's actually a good deal because the rate is subsidized by gm to get people into service and build loyalty. Price of car was determined ahead of time when they bought and valued it. They only put in like 125 for certification they add to the cost but as a buyer you also get warranties extensions and a little more piece of mind since they are supposed to have standards.

Bank deals- they do get commission with loans from their banks. They have working relationship with banks and can get people "bought" even if the bank normally wouldn't service the loan. I've seen them beat credit unions even with the commission so go in with a pre approved loan and let them beat it. You just need the leverage.

Imma

  • Pencil Stache
  • ****
  • Posts: 899
  • Location: Europe
Re: Overheard on Facebook
« Reply #6806 on: October 10, 2017, 06:23:30 AM »
My favorite comment: "Make happy memories or pay off the mortgage on number 4 Privet Drive. I know which one I choose."

I guess if you don't go out for kabobs you're automatically the Dursleys?! What about making happy memories AT number 4 Privet Drive?

I bought a home at 24 without an inheritance, a well paying job or rich parents. And I hope we're more fun than the Dursleys ... The large cupboard under the stairs was a huge selling point for me though.

Actually my life has become so much more fun since we have bought this house. The mortgage on our terraced house is about half of the rent we used to pay for our terrible apartment and it's twice as big with a little garden. Many of our friends still live in shared rental flats so they all like to come over. We have BBQ's in summer and film nights in winter and everyone can stay over at night because our house is so big (well, 800 square foot, but that's like a mansion for the average 20-something). We can decorate the house exactly the way we like. We have control over the heating! We finally have a proper sized kitchen and dinner table so we can invite people over for dinner. We do live in a bog standard terraced home on a housing estate that might not be 'good enough' for everyone but that's a small price to pay for all this fun.

economista

  • Bristles
  • ***
  • Posts: 319
  • Age: 28
  • Location: Colorado
Re: Overheard on Facebook
« Reply #6807 on: October 11, 2017, 12:04:31 PM »
My favorite comment: "Make happy memories or pay off the mortgage on number 4 Privet Drive. I know which one I choose."

I guess if you don't go out for kabobs you're automatically the Dursleys?! What about making happy memories AT number 4 Privet Drive?

These kind of comments really piss me off.  I grew up below the poverty level and we always lived in subsidized housing.  I saved up a down payment and bought a house by myself at 24 in mid-COL area, without receiving $0.01 from my parents after I turned 18.  No inheritance, no gifts, not even any financial help while in college.  And I have certainly have more fun than the Dursleys :D
Follow along on my journey toward becoming (semi) mustacian :) http://forum.mrmoneymustache.com/journals/economista's-journal/

dragoncar

  • Walrus Stache
  • *******
  • Posts: 7787
  • Registered member
Re: Overheard on Facebook
« Reply #6808 on: October 11, 2017, 11:29:07 PM »
My favorite comment: "Make happy memories or pay off the mortgage on number 4 Privet Drive. I know which one I choose."

I guess if you don't go out for kabobs you're automatically the Dursleys?! What about making happy memories AT number 4 Privet Drive?

Nope, Dursleys only eat avocado toast

marielle

  • Pencil Stache
  • ****
  • Posts: 863
  • Age: 25
  • Location: South Carolina
Re: Overheard on Facebook
« Reply #6809 on: October 12, 2017, 07:23:11 AM »
I wanted to comment that you should invest that money in index funds but I refrained.

martyconlonontherun

  • Stubble
  • **
  • Posts: 141
Re: Overheard on Facebook
« Reply #6810 on: October 12, 2017, 09:06:41 AM »
It amazes me how much people think saving money and having fun is mutually exclusive.
My friend group all makes anywhere from 60k-100k and just turning 30. We had a blast in college and had a blast when I was making 30k less right out of college. Not sure why it got more expensive?

marcela

  • Pencil Stache
  • ****
  • Posts: 524
Re: Overheard on Facebook
« Reply #6811 on: October 12, 2017, 09:29:46 AM »
My favorite comment: "Make happy memories or pay off the mortgage on number 4 Privet Drive. I know which one I choose."

I guess if you don't go out for kabobs you're automatically the Dursleys?! What about making happy memories AT number 4 Privet Drive?

I bought a home at 24 without an inheritance, a well paying job or rich parents. And I hope we're more fun than the Dursleys ... The large cupboard under the stairs was a huge selling point for me though.


We just put an offer in on a house and when touring it, I found the closet under the stairs and exclaimed "That's where Harry Potter will live!"

dragoncar

  • Walrus Stache
  • *******
  • Posts: 7787
  • Registered member
Re: Overheard on Facebook
« Reply #6812 on: October 12, 2017, 02:03:30 PM »
My favorite comment: "Make happy memories or pay off the mortgage on number 4 Privet Drive. I know which one I choose."

I guess if you don't go out for kabobs you're automatically the Dursleys?! What about making happy memories AT number 4 Privet Drive?

I bought a home at 24 without an inheritance, a well paying job or rich parents. And I hope we're more fun than the Dursleys ... The large cupboard under the stairs was a huge selling point for me though.


We just put an offer in on a house and when touring it, I found the closet under the stairs and exclaimed "That's where Harry Potter will live!"

Definitely get a dog or cat, call him harry, set that up as his room

Rowellen

  • Bristles
  • ***
  • Posts: 422
  • Location: Australia
Re: Overheard on Facebook
« Reply #6813 on: October 12, 2017, 08:54:24 PM »
Posted by a friend who is raising money for charity by organising a raffle with multiple prizes. This is one of the prizes.

"Summer drinks for your dog."

I'm pretty certain the only appropriate drink for a dog is tap water. I can't believe there is a market for this.

TheGrimSqueaker

  • Handlebar Stache
  • *****
  • Posts: 1864
  • Location: A desert wasteland, where none but the weird survive
  • www.theliveinlandlord.com
    • The Live-In Landlord
Re: Overheard on Facebook
« Reply #6814 on: October 12, 2017, 11:42:09 PM »
Posted by a friend who is raising money for charity by organising a raffle with multiple prizes. This is one of the prizes.

"Summer drinks for your dog."

I'm pretty certain the only appropriate drink for a dog is tap water. I can't believe there is a market for this.

Mine likes the garden hose and has a positive fascination from the output of the rain catchment barrels. She's never sampled the toilet since she's a teacup Chihuahua who would probably die if she fell in by accident and couldn't get out. However she's also a Venomous Spaz Beast, possibly from outer space, so YMMV.
I squeak softly, but carry a big schtick.

Fomerly known as something

  • Bristles
  • ***
  • Posts: 488
  • Location: Midwest
Re: Overheard on Facebook
« Reply #6815 on: October 13, 2017, 04:59:38 AM »
Posted by a friend who is raising money for charity by organising a raffle with multiple prizes. This is one of the prizes.

"Summer drinks for your dog."

I'm pretty certain the only appropriate drink for a dog is tap water. I can't believe there is a market for this.

Mine likes the garden hose and has a positive fascination from the output of the rain catchment barrels. She's never sampled the toilet since she's a teacup Chihuahua who would probably die if she fell in by accident and couldn't get out. However she's also a Venomous Spaz Beast, possibly from outer space, so YMMV.

"Wild water"  The best water there is.  One of my cats loves the water in that has drained through the flower pots into the catch basin.

paddedhat

  • Handlebar Stache
  • *****
  • Posts: 2238
Re: Overheard on Facebook
« Reply #6816 on: October 13, 2017, 05:23:56 AM »
Our Cairn Terrier will walk past a bowl of cold fresh filtered water, just filled from the fridge door, and head for the toilet. Clearly toilet water is superior, as it's quite an effort for the little bugger to get a drink. It involves standing on her toenails, stretching over the rim, armpits hooked on the edge, while barely being able to reach the water to lap.

shelivesthedream

  • Magnum Stache
  • ******
  • Posts: 3195
  • Location: London, UK
Re: Overheard on Facebook
« Reply #6817 on: October 13, 2017, 06:00:58 AM »
My parents barely bother to change the cats' water bowl. The cats prefer either "human water" (any half-full glass left around will acquire a cat diligently dipping in and licking a paw - this is, of course, the exact same tap water that goes into their bowl) or the mouldering algae-green water that accumulates in a bowl left outside the back door, originally by accident but now for this express purpose.

jinga nation

  • Pencil Stache
  • ****
  • Posts: 883
  • Location: 'Murica's Wang
  • Left, Right, Peddlin' Shite
Re: Overheard on Facebook
« Reply #6818 on: October 13, 2017, 08:12:02 AM »
So... based on the last few posts... cats like their water flavored... albeit natural flavors.
Signature worthless. I'm worth more dead than alive. Wife and kids will collect. Or Uncle Sam will, you can rely on Him.

LeRainDrop

  • Handlebar Stache
  • *****
  • Posts: 1822
Re: Overheard on Facebook
« Reply #6819 on: October 13, 2017, 08:25:30 AM »
"Wild water"  The best water there is.  One of my cats loves the water in that has drained through the flower pots into the catch basin.

My cats do, too!  They were staying with my mom while I was out of town recently, and she has a plant that is just in water for now sitting on her kitchen table.  She caught them several times going up there and drinking out of the plant water, despite their filtered water bowl being like 5 feet away.  At my home, they strongly prefer to turn on the kitchen sink and drink from there -- even over the pet drinking fountain I bought for the express purpose of getting them away from the habit of turning on the kitchen sink.

Rural

  • Magnum Stache
  • ******
  • Posts: 4492
Re: Overheard on Facebook
« Reply #6820 on: October 13, 2017, 10:02:05 PM »
Great Danes very much prefer to drink from human tumblers. Next best is the toilet, then any available muddy puddle, and last their water "bowl" (a 5-gallon bucket).

Sibley

  • Magnum Stache
  • ******
  • Posts: 2835
  • Age: 32
  • Location: Chicago, IL
Re: Overheard on Facebook
« Reply #6821 on: October 14, 2017, 09:25:32 PM »
My cats are happy to drink from the 2 water fountains, toilets, and whatever puddles they can find outside. Mud is not a problem. Puddles are the #1 preferred source of course. They aren't generally interested in glasses. I've given up and just hope they get enough water.

mustachepungoeshere

  • Handlebar Stache
  • *****
  • Posts: 2226
  • Location: Sydney, Oz
Re: Overheard on Facebook
« Reply #6822 on: October 14, 2017, 11:53:54 PM »
Apparently my in-laws' cat was a special snowflake.

It would only drink from the ceramic bowl on the dining table, which also held floating candles.

marty998

  • Walrus Stache
  • *******
  • Posts: 5373
  • Location: Sydney, Oz
Re: Overheard on Facebook
« Reply #6823 on: October 15, 2017, 12:11:26 AM »
Apparently my in-laws' cat was a special snowflake.

It would only drink from the ceramic bowl on the dining table, which also held floating candles.

I'm surprised your in-laws hadn't broken the bowl - you've told me they've broken virtually everything in your place >_<

mustachepungoeshere

  • Handlebar Stache
  • *****
  • Posts: 2226
  • Location: Sydney, Oz
Re: Overheard on Facebook
« Reply #6824 on: October 15, 2017, 12:13:24 AM »
Apparently my in-laws' cat was a special snowflake.

It would only drink from the ceramic bowl on the dining table, which also held floating candles.

I'm surprised your in-laws hadn't broken the bowl - you've told me they've broken virtually everything in your place >_<

It is an unfortunately long list! :D They're expensive guests...

I'm a red panda

  • Walrus Stache
  • *******
  • Posts: 6310
  • Location: United States
Re: Overheard on Facebook
« Reply #6825 on: October 17, 2017, 04:55:17 PM »
Not facebook, but we don't have a YouTube thread.

This is one of the saddest frugal challenges ever. So much eating out!
https://youtu.be/wemkO8Aaj3U

druth

  • Bristles
  • ***
  • Posts: 330
  • Location: 'sota
Re: Overheard on Facebook
« Reply #6826 on: October 17, 2017, 08:59:32 PM »
Not facebook, but we don't have a YouTube thread.

This is one of the saddest frugal challenges ever. So much eating out!
https://youtu.be/wemkO8Aaj3U

Most of them learned something, the one guy that went over just seemed to totally not get it.  At the end he kind of said the words he thought he was supposed to say, but you could tell he didn't really buy it.  Exhibit A) Buying 30$ of canned tea?  what?  That Yerba Mate Guyaki tea comes as bags for like 5$ for 40 servings.  He really didn't get the point that he doesn't need stupid shit.

Just Joe

  • Handlebar Stache
  • *****
  • Posts: 1845
Re: Overheard on Facebook
« Reply #6827 on: October 19, 2017, 08:43:55 AM »
My favorite comment: "Make happy memories or pay off the mortgage on number 4 Privet Drive. I know which one I choose."

I guess if you don't go out for kabobs you're automatically the Dursleys?! What about making happy memories AT number 4 Privet Drive?

Hopefully they'll still be able to hang out with their friends. With so many crazy spenders out there, being frugal can be socially isolating.

Good for them!!!

Looked at the YT video. 8.3M subscribers. Then go looking for serious videos about making good financial choices and nobody's watching.... :)

Its like people might be thinking there is something to learn about frugality but they are just scratching the surface with the $50 challenge video.
« Last Edit: October 19, 2017, 09:19:01 AM by Just Joe »

zephyr911

  • Magnum Stache
  • ******
  • Posts: 3634
  • Age: 39
  • Location: Northern Alabama
  • I'm just happy to be here. \m/ ^_^ \m/
    • Pinhook Development LLC
Re: Overheard on Facebook
« Reply #6828 on: October 19, 2017, 09:27:08 AM »

Mine likes the garden hose and has a positive fascination from the output of the rain catchment barrels. She's never sampled the toilet since she's a teacup Chihuahua who would probably die if she fell in by accident and couldn't get out. However she's also a Venomous Spaz Beast, possibly from outer space, so YMMV.

Wharrgarbl?

Semi-FIREd December 2017, part-time entrepreneur, lover of puppies and saltwater.

zephyr911

  • Magnum Stache
  • ******
  • Posts: 3634
  • Age: 39
  • Location: Northern Alabama
  • I'm just happy to be here. \m/ ^_^ \m/
    • Pinhook Development LLC
Re: Overheard on Facebook
« Reply #6829 on: October 19, 2017, 09:30:56 AM »
This showed up today:


Link: https://www.facebook.com/jakelikesonions/photos/a.1979459829000876.1073741829.1704653189814876/1982867701993422/

#Choices

Argh. So, I know I'm not going to do this (the lifelong trap), but I have slid into this mode repeatedly during my MMM-ish time. I'm two months from the endpoint and my marriage sucks, and I'm pretty sure my failure to maintain a healthy balance and a clear, stress-free mindset are huge contributors.

It's hard to find the right level of commitment and output.
Semi-FIREd December 2017, part-time entrepreneur, lover of puppies and saltwater.

dandarc

  • Magnum Stache
  • ******
  • Posts: 3136
  • Age: 35
Re: Overheard on Facebook
« Reply #6830 on: October 19, 2017, 09:44:15 AM »
Argh. So, I know I'm not going to do this (the lifelong trap), but I have slid into this mode repeatedly during my MMM-ish time. I'm two months from the endpoint and my marriage sucks, and I'm pretty sure my failure to maintain a healthy balance and a clear, stress-free mindset are huge contributors.

It's hard to find the right level of commitment and output.
When in doubt, work less.  At least I try to tell myself that.  Sometimes I make the mistake of thinking "if I work all of the hours allotted in my contract, we can send wife to school, pay for everything, and still max out retirement to the tune of $60K every year (self employed)".  While that would be nice, reality is I am a horrible person when I work too much.  So the solution is to work less.

zephyr911

  • Magnum Stache
  • ******
  • Posts: 3634
  • Age: 39
  • Location: Northern Alabama
  • I'm just happy to be here. \m/ ^_^ \m/
    • Pinhook Development LLC
Re: Overheard on Facebook
« Reply #6831 on: October 19, 2017, 10:04:10 AM »

When in doubt, work less.  At least I try to tell myself that.  Sometimes I make the mistake of thinking "if I work all of the hours allotted in my contract, we can send wife to school, pay for everything, and still max out retirement to the tune of $60K every year (self employed)".  While that would be nice, reality is I am a horrible person when I work too much.  So the solution is to work less.

I'm pretty shitty too, but my side business has grown to consume all my free time and I'm still not quite in the cash position to quit FT. I feel stuck.
She is actually staying across town right now, that's how bad it is. And I'm so spun up about shit that I can't sleep even when I do get it all done.
Semi-FIREd December 2017, part-time entrepreneur, lover of puppies and saltwater.

dandarc

  • Magnum Stache
  • ******
  • Posts: 3136
  • Age: 35
Re: Overheard on Facebook
« Reply #6832 on: October 19, 2017, 10:51:23 AM »
That sucks zephyr - hope things turn around for you.

BJacks

  • 5 O'Clock Shadow
  • *
  • Posts: 30
Re: Overheard on Facebook
« Reply #6833 on: October 19, 2017, 11:33:25 AM »
Someone on one of the Dave Ramsey groups I'm on is bragging about their 'dream house'. It's a 9,000 sq ft.

I mean they put down 50% down and have a 15 year loan; but 9,000 square feet?

Just the thought of keeping it clean . . .

Xlar

  • Stubble
  • **
  • Posts: 108
Re: Overheard on Facebook
« Reply #6834 on: October 19, 2017, 01:22:46 PM »

When in doubt, work less.  At least I try to tell myself that.  Sometimes I make the mistake of thinking "if I work all of the hours allotted in my contract, we can send wife to school, pay for everything, and still max out retirement to the tune of $60K every year (self employed)".  While that would be nice, reality is I am a horrible person when I work too much.  So the solution is to work less.

I'm pretty shitty too, but my side business has grown to consume all my free time and I'm still not quite in the cash position to quit FT. I feel stuck.
She is actually staying across town right now, that's how bad it is. And I'm so spun up about shit that I can't sleep even when I do get it all done.

I second working less! Getting to the end faster isn't worth it if you don't get there with who you want to be with!!!

Just Joe

  • Handlebar Stache
  • *****
  • Posts: 1845
Re: Overheard on Facebook
« Reply #6835 on: October 19, 2017, 01:23:46 PM »
I keep thinking of the maintenance beyond keeping it clean.

I mean it could have a leaky roof for days or weeks and you might not never know about it until it was a big problem.

I dream about interior space but mostly empty space.

A HUGE garage for our cars (still mostly empty). Like 40x60 for cars plus the family bicycles.

A HUGE covered and screened in porch again mostly empty.

A small den to use daily but a HUGE den to entertain in - mostly couches and chairs and a big fireplace. Make it to function as a dining room too.

Everything would have ten feet of space or more to maneuver around the furniture or the cars or the porch.

Then reality pops back into focus and I don't want to pay for all that space. It would just be nice to never feel cramped or crowded.

zephyr911

  • Magnum Stache
  • ******
  • Posts: 3634
  • Age: 39
  • Location: Northern Alabama
  • I'm just happy to be here. \m/ ^_^ \m/
    • Pinhook Development LLC
Re: Overheard on Facebook
« Reply #6836 on: October 19, 2017, 02:16:47 PM »
Someone on one of the Dave Ramsey groups I'm on is bragging about their 'dream house'. It's a 9,000 sq ft.

I mean they put down 50% down and have a 15 year loan; but 9,000 square feet?

Just the thought of keeping it clean . . .

I don't care if you have a billion dollars and pay cash for it, that is muh-fuggin' retarded.
Semi-FIREd December 2017, part-time entrepreneur, lover of puppies and saltwater.

MgoSam

  • Magnum Stache
  • ******
  • Posts: 3600
  • Location: Minnesota
Re: Overheard on Facebook
« Reply #6837 on: October 19, 2017, 02:21:29 PM »
Someone on one of the Dave Ramsey groups I'm on is bragging about their 'dream house'. It's a 9,000 sq ft.

I mean they put down 50% down and have a 15 year loan; but 9,000 square feet?

Just the thought of keeping it clean . . .

I don't care if you have a billion dollars and pay cash for it, that is muh-fuggin' retarded.

True story, I know someone that is insanely wealthy (not a billionaire but still insanely wealthy) and he owns a house that's bigger than 9k sf and he regrets the hell out of it. I've been in it, he has a waterfall that he doesn't use because it's maintenance is a pain and half the rooms would be covered in dust if he didn't have a maid service clean the house on a regular basis. He knows that he won't be able to sell it for anywhere near what he wants, and will still need to pay property taxes until he does end up dumping it.

AlanStache

  • Handlebar Stache
  • *****
  • Posts: 1735
  • Age: 38
  • Location: South East Virginia
Re: Overheard on Facebook
« Reply #6838 on: October 19, 2017, 02:56:46 PM »
I just looked on zillow for >7000sqft and the first things that came up where a marina warehouse with a studio apartment and a church.   Zooming out I found some really nice looking huge houses, one has been on zillow for almost 1000 days.  I dont know how many hours per month you would have to spend dealing with contractors just for upkeep but even ignoring the money side it seems a huge house would be a lot of work; except for the marina warehouse - that could be fun :-)
Be the person Mr. Rogers knows you can be.

With This Herring

  • Handlebar Stache
  • *****
  • Posts: 1216
  • Location: New York STATE, not city
  • TANSTAAFL!
Re: Overheard on Facebook
« Reply #6839 on: October 19, 2017, 06:46:33 PM »

When in doubt, work less.  At least I try to tell myself that.  Sometimes I make the mistake of thinking "if I work all of the hours allotted in my contract, we can send wife to school, pay for everything, and still max out retirement to the tune of $60K every year (self employed)".  While that would be nice, reality is I am a horrible person when I work too much.  So the solution is to work less.

I'm pretty shitty too, but my side business has grown to consume all my free time and I'm still not quite in the cash position to quit FT. I feel stuck.
She is actually staying across town right now, that's how bad it is. And I'm so spun up about shit that I can't sleep even when I do get it all done.

I second working less! Getting to the end faster isn't worth it if you don't get there with who you want to be with!!!

Are your side business clients demanding too much time?  Increase your rates.  Increase your rates until the demand decreases to the hours you want to work.

Seriously, if you have enough of a savings cushion to survive a bout of unemployment, don't lose your wife over this.  Even if you are in the red on the side gig for a while, there's nothing stopping you from getting another job if the side gig fails, right?
Go soak your beans.  You know you keep forgetting.

Shalamar

  • 5 O'Clock Shadow
  • *
  • Posts: 49
Re: Overheard on Facebook
« Reply #6840 on: October 20, 2017, 09:24:10 AM »
Seen on FB this morning - a co-worker friend, "Tracey", had proudly posted photos of her brand-new car.

Friend:  Wow, nice!
Tracey:  Yeah, I felt like treating myself.
Friend:  So, are you going to drive that bad boy down here and visit me?
Tracey:  No can do - I gotta work to pay for it!

The kicker is that Tracey is working two jobs (one in I.T., and a part-time gig as a grocery clerk).

AMandM

  • Bristles
  • ***
  • Posts: 451
Re: Overheard on Facebook
« Reply #6841 on: October 20, 2017, 12:17:36 PM »
I'm pretty shitty too, but my side business has grown to consume all my free time and I'm still not quite in the cash position to quit FT. I feel stuck.
She is actually staying across town right now, that's how bad it is. And I'm so spun up about shit that I can't sleep even when I do get it all done.

I am so sorry!
If the side gig is so busy, could quitting your ft job make room for the side gig to grow to enough to keep you afloat so you have time to give to your wife?  Alternatively, could you cut back on the side gig, just do the FT job, and have time for your marriage?  If it's a choice between retiring early and alone vs retiring later together....
Good luck. I really wish you and your wife the best.

squirrel

  • 5 O'Clock Shadow
  • *
  • Posts: 15
  • Location: Northumbria
Re: Overheard on Facebook
« Reply #6842 on: October 21, 2017, 04:22:10 AM »
So a FB friend has just posted that he got "scammed" by a binary trading group for £2k following promises of gains around 160x higher than UK base rate.

Somehow he still managed to make it sound as if it was just his bad luck, like getting pooped on by a passing pigeon, instead of a combination of greed, bad judgement and lack of research. I sadly suspect that this was also most of his savings.

It's kind of sad. Also in our non FB life over a decade ago, I did teach him for a while, so I know that he would respect any suggestion offered and take it in the spirit it was meant, but I just haven't figured out how to deliver a gently corrective face punch yet!

marty998

  • Walrus Stache
  • *******
  • Posts: 5373
  • Location: Sydney, Oz
Re: Overheard on Facebook
« Reply #6843 on: October 21, 2017, 05:39:39 AM »
2k is actually quite a small price to pay for falling for these spruikers.

People tend to be out of pocket in the tens of thousands after paying for "courses" and "seminars" to learn the "secrets"

dragoncar

  • Walrus Stache
  • *******
  • Posts: 7787
  • Registered member
Re: Overheard on Facebook
« Reply #6844 on: October 22, 2017, 11:18:49 PM »
I just looked on zillow for >7000sqft and the first things that came up where a marina warehouse with a studio apartment and a church.   Zooming out I found some really nice looking huge houses, one has been on zillow for almost 1000 days.  I dont know how many hours per month you would have to spend dealing with contractors just for upkeep but even ignoring the money side it seems a huge house would be a lot of work; except for the marina warehouse - that could be fun :-)

The idea of a >9k sqft warehouse made me google a ride-on vaccum cleaner:
 
https://www.youtube.com/watch?v=Ya5n1qvVdWc

honestly it looks pretty awesome

dragoncar

  • Walrus Stache
  • *******
  • Posts: 7787
  • Registered member
Re: Overheard on Facebook
« Reply #6845 on: October 22, 2017, 11:19:59 PM »
So a FB friend has just posted that he got "scammed" by a binary trading group for £2k following promises of gains around 160x higher than UK base rate.

Somehow he still managed to make it sound as if it was just his bad luck, like getting pooped on by a passing pigeon, instead of a combination of greed, bad judgement and lack of research. I sadly suspect that this was also most of his savings.

It's kind of sad. Also in our non FB life over a decade ago, I did teach him for a while, so I know that he would respect any suggestion offered and take it in the spirit it was meant, but I just haven't figured out how to deliver a gently corrective face punch yet!

"BINARY TRADING" is just gambling, right?

Playing with Fire UK

  • Handlebar Stache
  • *****
  • Posts: 2200
Re: Overheard on Facebook
« Reply #6846 on: October 23, 2017, 12:17:38 AM »
So a FB friend has just posted that he got "scammed" by a binary trading group for £2k following promises of gains around 160x higher than UK base rate.

Somehow he still managed to make it sound as if it was just his bad luck, like getting pooped on by a passing pigeon, instead of a combination of greed, bad judgement and lack of research. I sadly suspect that this was also most of his savings.

It's kind of sad. Also in our non FB life over a decade ago, I did teach him for a while, so I know that he would respect any suggestion offered and take it in the spirit it was meant, but I just haven't figured out how to deliver a gently corrective face punch yet!

"BINARY TRADING" is just gambling, right?

It's gambling for amateurs, but a SURE FIRE WIN for professionals who have completed my premium training course and ELITE TRAINING PACKAGE. WORK FROM HOME!! EARN $10k PER DAY!!

It's a flavour of gambling where your losses can exceed your stake, so perfect for amateurs who click on Facebook ads.

Goldielocks

  • Walrus Stache
  • *******
  • Posts: 5348
  • Location: BC
Re: Overheard on Facebook
« Reply #6847 on: October 23, 2017, 12:53:38 AM »
So a FB friend has just posted that he got "scammed" by a binary trading group for £2k following promises of gains around 160x higher than UK base rate.

Somehow he still managed to make it sound as if it was just his bad luck, like getting pooped on by a passing pigeon, instead of a combination of greed, bad judgement and lack of research. I sadly suspect that this was also most of his savings.


"BINARY TRADING" is just gambling, right?

It's gambling for amateurs, but a SURE FIRE WIN for professionals who have completed my premium training course and ELITE TRAINING PACKAGE. WORK FROM HOME!! EARN $10k PER DAY!!

That was very funny.  Best this week. Thanks.

zephyr911

  • Magnum Stache
  • ******
  • Posts: 3634
  • Age: 39
  • Location: Northern Alabama
  • I'm just happy to be here. \m/ ^_^ \m/
    • Pinhook Development LLC
Re: Overheard on Facebook
« Reply #6848 on: October 23, 2017, 01:09:06 PM »
I'm pretty shitty too, but my side business has grown to consume all my free time and I'm still not quite in the cash position to quit FT. I feel stuck.
She is actually staying across town right now, that's how bad it is. And I'm so spun up about shit that I can't sleep even when I do get it all done.

I am so sorry!
If the side gig is so busy, could quitting your ft job make room for the side gig to grow to enough to keep you afloat so you have time to give to your wife?  Alternatively, could you cut back on the side gig, just do the FT job, and have time for your marriage?  If it's a choice between retiring early and alone vs retiring later together....
Good luck. I really wish you and your wife the best.

Yes, that is the actual plan. It's just not paying me anything yet and I've been trying to maximize funds INTO it for the sake of future income. I have a deal in Jan that will net me the equivalent of 3 months' pay (not from the company, a seller-paid commission, as our buying agent) and I think I'm golden after that. Plan to quit FT by Xmas.

We are talking all the time and I think we're going to be OK. Just have to make it through the next couple of months.
Semi-FIREd December 2017, part-time entrepreneur, lover of puppies and saltwater.

Beard N Bones

  • Stubble
  • **
  • Posts: 126
  • Location: Canada
Re: Overheard on Facebook
« Reply #6849 on: October 25, 2017, 08:29:50 AM »
I woke up this morning to the following post on my Facebook feed.  I'm not going to post the picture the poster refers to - but the vehicle he is driving is a fairly new Hummer.  I found this whiny-pants-rant hard to understand and fathom.

Has anyone had any issues with the management of our local Canadian tire? Iíve had a issue with the manager when I had some rims and wheels bought and installed. Long story short, they couldnít honour the 12 month payment plan I was offered so the manager called and screamed at me a day after me and the automotive manager worked out a deal. I went to talk to him and he demanded I pay up the $2800 on the spot. I donít have the kinda money just laying around. So he called the police on me while I was in his office in Canadian tire. The police came and all she said this is a civil matter. Work it out or take it to court I canít do anything. Finally me and the store manger work out a deal after 1.5 hours of him screaming at me, which was 4 Cheques each on a payday of $1000, $500, $500 and $787. These are steep payments I could barely make anyway but wanted this to just be over. Since then he has issued a small claim court order because he has only been around to receive one cheque, it is not my fault he is incredibly difficult to contact and never at the store. He has taken to court the full amount and has since cashed one of the Cheques too. I finally managed to see him today after almost ten attempts to contact him and gave him post dated Cheques which initially I didnít want to do as he has given me many reasons to not trust him. He then kicked me out of Canadian tire and told me to never come back. He refused me a receipt for the first cheque and gave me photocopyís of the 3 he received today.

Now on top of his incredibly rude behaviour he told my girlfriend while she was holding our daughter to ďshut her mouthĒ and he boxed in my vehicle and denied it was his vehicles (photo attached). This has been going on since sept 19th when he called and screamed at me over phone. I contacted corporate some time ago and they promised to get back to me and never did. Frankly I am not impressed and Canadian tire is a place I shop frequently and him blacklisting me is stupid. He takes my money and is taking me to court. He gets his Cheques and then blacklists me?

I plan to contact cooperate again today. And the better Business Bureau. Has anyone else had issues with him? I am just not impressed with the grief he has cause me and my family over some tires I bought to keep my family safe over winter. Itís incredibly unprofessional and when he boxed in my vehicle my alarm went off which is how I noticed this. He denied itís his vehicles until the very end of our talk. I have never seen my alarm go off randomly so I believe he attempted to enter it with force