Author Topic: Overheard on Facebook  (Read 2798772 times)

jinga nation

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Re: Overheard on Facebook
« Reply #6050 on: February 08, 2017, 07:46:00 AM »

Ha! Some people just clearly do not track their money...
And there are several apps with notifications to track... How do these people... Whatever.
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horsepoor

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Re: Overheard on Facebook
« Reply #6051 on: February 08, 2017, 10:23:34 AM »
No one I know, or if it is, not visiting their house

cheapass

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Re: Overheard on Facebook
« Reply #6052 on: February 08, 2017, 12:12:48 PM »
Saw this gem on the ODs on Facebook page, a forum for doctors of optometry to post interesting cases and other career related tips. The best part is that this is the guy who regularly posts photos of the expensive shoes he buys his wife when he "messes up."

"So you are 28 years old and graduated OD school with a $250K student loan. You work your behind to pay that loan off in 10 years, so that makes you 38. You feel like you are in a grove so you decided to get a $350K business loan and open a practice. Your practice is an average practice generating about $600K a year. Good enough to service that loan for the next 15 years and pay yourself a good salary. A couple of years into the business, you get married and bought a house to raise your children. Another $250K for the next 15 years. Maybe 30.
By the time you paid off your business loan, you just hit 53, and you still have the mortgage left and the kid's college.
Where the hell do you have time to save for your retirement, if retiring comfortably requires about $2 million?
Edited: you are the sole provider! Throw that one in."

The comments are predictable whining about how one "couldn't possibly ONLY spend $250K on a house" and "try starting over after divorce!" followed by the one-upmanship of who has the worst financial situation. My personal favorite: "I'm worth more dead than alive thanks to life insurance."

It's an unwritten rule that you MUST spend every dollar that comes your way, there is no other use for them. Why do you think it's called "disposable income"? You must dispose of it before it sits around too long in your account and rots.
Every single decision you make with money either shortens or lengthens your working career.

ariapluscat

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Re: Overheard on Facebook
« Reply #6053 on: February 08, 2017, 01:19:35 PM »
think about it.

i actually love the meme format

dragoncar

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Re: Overheard on Facebook
« Reply #6054 on: February 08, 2017, 01:42:11 PM »
No one I know, or if it is, not visiting their house

Haha, horsepoor doesn't know how to use the three sea shells!!

mm1970

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Re: Overheard on Facebook
« Reply #6055 on: February 08, 2017, 01:51:03 PM »
I'm in the Bay Area and the expression for the last year or so has been "brown is the new green". I think people look positively on people getting rid of the grass and replacing it with something less water-intensive.
i'd think (even hope) w succulents being the Cool Young People Plant that this would be a trendy and eco friendly thing to do :)
Yup.  Lots of fake grass going in here.  Our back yard has been dirt for years now.  Our front is dirt and weeds (yes we are *those* neighbors).  We have plans to put in a low water ground cover (silver carpet), and even pulled out the weeds so it could go in.  then did nothing, then it rained, now the weeds are back.  Ah well.


RWD

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Re: Overheard on Facebook
« Reply #6056 on: February 08, 2017, 02:20:19 PM »
No one I know, or if it is, not visiting their house

Haha, horsepoor doesn't know how to use the three sea shells!!

*snicker*

Goldielocks

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Re: Overheard on Facebook
« Reply #6057 on: February 08, 2017, 06:00:22 PM »
No one I know, or if it is, not visiting their house

Haha, horsepoor doesn't know how to use the three sea shells!!

ARRGH!   Quotes from bad movies that no one else recognizes... except RWD and i?    [waves hands without purpose]
« Last Edit: February 08, 2017, 06:01:57 PM by Goldielocks »

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Re: Overheard on Facebook
« Reply #6058 on: February 08, 2017, 08:14:35 PM »


Is that a Barbie doll or did someone really make her own face look like that?
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druth

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Re: Overheard on Facebook
« Reply #6059 on: February 08, 2017, 10:39:10 PM »

Is that a Barbie doll or did someone really make her own face look like that?

Its from a movie where Tyra Banks plays a doll that comes to life, so... A little of both?

https://en.m.wikipedia.org/wiki/Life-Size

HappierAtHome

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Re: Overheard on Facebook
« Reply #6060 on: February 08, 2017, 10:56:20 PM »
No one I know, or if it is, not visiting their house

Haha, horsepoor doesn't know how to use the three sea shells!!

ARRGH!   Quotes from bad movies that no one else recognizes... except RWD and i?    [waves hands without purpose]

I know that this wasn't part of your plan... but yes, I too have seen that excellent film.

wauske

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Re: Overheard on Facebook
« Reply #6061 on: February 09, 2017, 05:30:07 AM »
No one I know, or if it is, not visiting their house
So, what do they use when they need wet wipes? Tea bags?
Everything I say is my personal opinion which is based on my subjective experience.

faithless

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Re: Overheard on Facebook
« Reply #6062 on: February 09, 2017, 08:02:47 AM »

Haha, horsepoor doesn't know how to use the three sea shells!!

*snicker*


+1

4alpacas

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Re: Overheard on Facebook
« Reply #6063 on: February 09, 2017, 09:37:31 AM »
No one I know, or if it is, not visiting their house

Haha, horsepoor doesn't know how to use the three sea shells!!

ARRGH!   Quotes from bad movies that no one else recognizes... except RWD and i?    [waves hands without purpose]

I know that this wasn't part of your plan... but yes, I too have seen that excellent film.
I have also watched the movie.  Years ago.  I loved it.

tarheeldan

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Re: Overheard on Facebook
« Reply #6064 on: February 09, 2017, 09:41:46 AM »
No one I know, or if it is, not visiting their house

Haha, horsepoor doesn't know how to use the three sea shells!!

ARRGH!   Quotes from bad movies that no one else recognizes... except RWD and i?    [waves hands without purpose]

I know that this wasn't part of your plan... but yes, I too have seen that excellent film.
I have also watched the movie.  Years ago.  I loved it.

I've only seen it dubbed in Spanish. "Mi perro es mejor quel tuyo..."

dragoncar

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Re: Overheard on Facebook
« Reply #6065 on: February 09, 2017, 10:43:50 AM »
Man, now I want to watch it again.  For those in Scandinavia, Demolition Man is only available on Netflix in your region for some reason.

MgoSam

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Re: Overheard on Facebook
« Reply #6066 on: February 09, 2017, 10:58:31 AM »
Man, now I want to watch it again.  For those in Scandinavia, Demolition Man is only available on Netflix in your region for some reason.

Me too, I didn't find the movie to be particularly good, but I would like to give them another chance. Maybe I'll also check out the original Judge Dredd as well.

infogoon

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Re: Overheard on Facebook
« Reply #6067 on: February 09, 2017, 02:25:43 PM »
Man, now I want to watch it again.  For those in Scandinavia, Demolition Man is only available on Netflix in your region for some reason.

Me too, I didn't find the movie to be particularly good, but I would like to give them another chance. Maybe I'll also check out the original Judge Dredd as well.

The remake of Dredd from a couple years ago is surprisingly good.

dragoncar

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Re: Overheard on Facebook
« Reply #6068 on: February 09, 2017, 03:44:33 PM »
Man, now I want to watch it again.  For those in Scandinavia, Demolition Man is only available on Netflix in your region for some reason.

Me too, I didn't find the movie to be particularly good, but I would like to give them another chance. Maybe I'll also check out the original Judge Dredd as well.

The remake of Dredd from a couple years ago is surprisingly good.

Rob Schneider double feature

BeardedLady

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Re: Overheard on Facebook
« Reply #6069 on: February 09, 2017, 05:29:33 PM »
Saw this gem on the ODs on Facebook page, a forum for doctors of optometry to post interesting cases and other career related tips. The best part is that this is the guy who regularly posts photos of the expensive shoes he buys his wife when he "messes up."

"So you are 28 years old and graduated OD school with a $250K student loan. You work your behind to pay that loan off in 10 years, so that makes you 38. You feel like you are in a grove so you decided to get a $350K business loan and open a practice. Your practice is an average practice generating about $600K a year. Good enough to service that loan for the next 15 years and pay yourself a good salary. A couple of years into the business, you get married and bought a house to raise your children. Another $250K for the next 15 years. Maybe 30.
By the time you paid off your business loan, you just hit 53, and you still have the mortgage left and the kid's college.
Where the hell do you have time to save for your retirement, if retiring comfortably requires about $2 million?
Edited: you are the sole provider! Throw that one in."

The comments are predictable whining about how one "couldn't possibly ONLY spend $250K on a house" and "try starting over after divorce!" followed by the one-upmanship of who has the worst financial situation. My personal favorite: "I'm worth more dead than alive thanks to life insurance."
Major plot twist! Comments on this thread took a positive turn to how much one needs to retire with good arguments to combat the complainers. Someone even mentioned MMM, and now there are over 500 comments with the most recent debating the merits of early retirement vs part time work. Guess I should have posted on the anti-anti-mustachian thread. Proud of my colleagues! Any optometrists on here who would like to chat, please PM me.

Sent from my XT1049 using Tapatalk


marielle

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Re: Overheard on Facebook
« Reply #6070 on: February 10, 2017, 01:51:23 PM »
Why do you need 11 iPhone cases? One to match each purse?

MgoSam

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Re: Overheard on Facebook
« Reply #6071 on: February 10, 2017, 01:53:59 PM »
Why do you need 11 iPhone cases? One to match each purse?

Well I'm trying to cut back. I finally realized that 13 Iphone cases were too many.....

/s

ketchup

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Re: Overheard on Facebook
« Reply #6072 on: February 10, 2017, 03:11:21 PM »
Jeez, I guess whenever I saw someone with a new phone case I just assumed the old one was cheap and wore out.  Clearly I'm not thinking correctly...

ketchup

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Re: Overheard on Facebook
« Reply #6073 on: February 10, 2017, 03:13:49 PM »
Saw this gem on the ODs on Facebook page, a forum for doctors of optometry to post interesting cases and other career related tips. The best part is that this is the guy who regularly posts photos of the expensive shoes he buys his wife when he "messes up."

"So you are 28 years old and graduated OD school with a $250K student loan. You work your behind to pay that loan off in 10 years, so that makes you 38. You feel like you are in a grove so you decided to get a $350K business loan and open a practice. Your practice is an average practice generating about $600K a year. Good enough to service that loan for the next 15 years and pay yourself a good salary. A couple of years into the business, you get married and bought a house to raise your children. Another $250K for the next 15 years. Maybe 30.
By the time you paid off your business loan, you just hit 53, and you still have the mortgage left and the kid's college.
Where the hell do you have time to save for your retirement, if retiring comfortably requires about $2 million?
Edited: you are the sole provider! Throw that one in."

The comments are predictable whining about how one "couldn't possibly ONLY spend $250K on a house" and "try starting over after divorce!" followed by the one-upmanship of who has the worst financial situation. My personal favorite: "I'm worth more dead than alive thanks to life insurance."
Major plot twist! Comments on this thread took a positive turn to how much one needs to retire with good arguments to combat the complainers. Someone even mentioned MMM, and now there are over 500 comments with the most recent debating the merits of early retirement vs part time work. Guess I should have posted on the anti-anti-mustachian thread. Proud of my colleagues! Any optometrists on here who would like to chat, please PM me.

Sent from my XT1049 using Tapatalk
Nice!  My parents are both optometrists and they've said they hear a lot of moaning like that so I'm glad people were there to straighten them out.

RentSeeking

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Re: Overheard on Facebook
« Reply #6074 on: February 10, 2017, 08:49:08 PM »
When my company started paying our expenses late I had a mild dose of panic because that is what happens when a company has crap cash flow and is about to start folding or canning people. It turned out they were just crap at maths and the US hadn't accounted for our public holidays properly.

Our expenses are always inconsistent--but only because our outsourced accountants are somehow not good at actually cutting checks.

tallen

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Re: Overheard on Facebook
« Reply #6075 on: February 10, 2017, 09:02:01 PM »
Jeez, I guess whenever I saw someone with a new phone case I just assumed the old one was cheap and wore out.  Clearly I'm not thinking correctly...

Literally the only reason I get a new phone case is it broken, couldn't care less how it looks as long as it protects the phone. I've usually kept the same case for the life of the phone and any decals or designs are wore off by that time also. Just the other day my wife's "kickstand" broke on her phone and she said I should order her a new case off ebay. Instead, since we have the same phones and cases I detached the  kickstand off mine and put it on hers since I hardly use it anyway.

Metric Mouse

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Re: Overheard on Facebook
« Reply #6076 on: February 10, 2017, 10:01:49 PM »
Man, now I want to watch it again.  For those in Scandinavia, Demolition Man is only available on Netflix in your region for some reason.

Me too, I didn't find the movie to be particularly good, but I would like to give them another chance. Maybe I'll also check out the original Judge Dredd as well.

The remake of Dredd from a couple years ago is surprisingly good.
I wasn't too hot on it. Wasn't as bad as it could have been, I guess.
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Re: Overheard on Facebook
« Reply #6077 on: February 11, 2017, 01:26:46 PM »
A former co-worker of mine just posted about how she has saves "so much time and $$$" by using a company called Dream Dinners. According to her, it's great b/c she doesn't have to shop, just shows up to the store to cook her food, then she doesn't have to prep every night.

Well, I looked up Dream Dinners to see if it was actually a good deal. I already figured it wasn't, since this FB friend is not known for her financial prowess. Turns out the dinners come in packs of 3 or 6 servings & there is no discount for buying more servings - it's just double the price. The cheapest meal I could find was $16.15 for 3 servings, or $5.38 per serving. Most of the other meals are about $21 for 3 servings, or $7/serving. And you still have to prepare them! I honestly cannot figure out how she thinks this is a good deal, especially when the most time-consuming part is cooking IMO. I could accomplish the same thing by grocery shopping on my own then batch-cooking one afternoon. If I'm paying $7/person, I better be getting a fully cooked meal with zero work on my part.

I guess I shouldn't be surprised. This is the same person who just *had* to upgrade her gas-guzzling SUV to an even larger SUV with third-row seating when her second child was born. I told DH about that and his (sarcastic) response was, "Makes sense. Two babies, two rows."

ShoulderThingThatGoesUp

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Re: Overheard on Facebook
« Reply #6078 on: February 11, 2017, 06:57:40 PM »
No one I know, or if it is, not visiting their house

Haha, horsepoor doesn't know how to use the three sea shells!!

Damnit man, I'm trying to convince a baby it's sleep time here.

Paul der Krake

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Re: Overheard on Facebook
« Reply #6079 on: February 12, 2017, 09:04:25 AM »
Another dumpster fire from the local Buy Nothing group...



Even if she finds a good Samaritan to give her a car free and clear (who the !@#$ keeps a spare lying around in this zipcode), the parking alone is going to cost just as much as a couple zipcar rides per month.

infogoon

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Re: Overheard on Facebook
« Reply #6080 on: February 13, 2017, 07:15:36 AM »
There are a shocking number of my acquaintances who pop up on Facebook typing "AMEN" into the comments of a cheesy stock photo promising that they will be blessed with money for doing so.

Most of them would benefit from spending their time looking for a goddamned job instead of typing AMEN all day long.

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Re: Overheard on Facebook
« Reply #6081 on: February 13, 2017, 07:32:57 AM »
There are a shocking number of my acquaintances who pop up on Facebook typing "AMEN" into the comments of a cheesy stock photo promising that they will be blessed with money for doing so.

Most of them would benefit from spending their time looking for a goddamned job instead of typing AMEN all day long.
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marielle

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Re: Overheard on Facebook
« Reply #6082 on: February 14, 2017, 06:16:18 AM »
I feel like I could post something from Facebook everyday.

I love when people sell barely used stuff. I get to reap all the benefits.

Also...they don't want it just because it's too small but "must sell"? I guess they can't afford their new bigger camper without selling this one?

JAYSLOL

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Re: Overheard on Facebook
« Reply #6083 on: February 14, 2017, 04:49:18 PM »
This is my favourite from todays Facebook Buy and Sell page


gimp

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Re: Overheard on Facebook
« Reply #6084 on: February 14, 2017, 05:43:11 PM »
The remake of Dredd from a couple years ago is surprisingly good.

I wouldn't call it a remake. More like ... well, not really even a reboot - a re-try?

In any case, I thought it was excellent. Really, really fucking great.

Unfortunately the advertising for the movie was terrible - they focused on it being 3d, as opposed to focusing on it being an awesome fucking movie - and as a result it's basically a cult classic and not much more. (Though an almost-instant cult classic.) As a result, they're unlikely to make a second one, which is unfortunate. Karl Urban was incredible as Dredd.

shelivesthedream

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Re: Overheard on Facebook
« Reply #6085 on: February 15, 2017, 12:50:37 AM »
I saw an advert for a new car. The advert was for leasing it. Somehow the fine print caught my eye: "there is no ownership option for this model". Yikes! Not only have I been completely unaware that leasing cars was a thing in this country but now they are making "must have" cars that you cannot buy outright.

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Re: Overheard on Facebook
« Reply #6086 on: February 15, 2017, 01:09:33 AM »
I saw an advert for a new car. The advert was for leasing it. Somehow the fine print caught my eye: "there is no ownership option for this model". Yikes! Not only have I been completely unaware that leasing cars was a thing in this country but now they are making "must have" cars that you cannot buy outright.
Then it's impossible to "have", now, isn't it? If you can't acquire it, you can't have it. Leasing it really isn't the same as having it. There are certain liberties one cannot take.
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marielle

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Re: Overheard on Facebook
« Reply #6087 on: February 15, 2017, 07:38:46 AM »
If this even sells for what they're listing for, that's a $1450 loss for a 5-month old couch that was "barely sat on". Maybe more if it was on credit?

Why did you buy it if it was barely sat on...

Inaya

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Re: Overheard on Facebook
« Reply #6088 on: February 15, 2017, 08:22:18 AM »
If this even sells for what they're listing for, that's a $1450 loss for a 5-month old couch that was "barely sat on". Maybe more if it was on credit?

Why did you buy it if it was barely sat on...
Maybe they mean that although they sat on it every day, they only sat on the very edge?
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Re: Overheard on Facebook
« Reply #6089 on: February 15, 2017, 10:04:44 AM »
Given that it was 5 months old and the expected life for a couch is, what, 10 years?  I'd qualify that as "barely sat on".  OR, it was in a room, maybe a formal living room, that was rarely used, so it truly was barely sat on.

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marielle

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Re: Overheard on Facebook
« Reply #6090 on: February 15, 2017, 10:34:50 AM »
Given that it was 5 months old and the expected life for a couch is, what, 10 years?  I'd qualify that as "barely sat on".  OR, it was in a room, maybe a formal living room, that was rarely used, so it truly was barely sat on.

I hope they meant that it was barely sat on due to age, and not due to lack of use. Because that means someone bought a $2700 couch just to look pretty.

JordanOfGilead

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Re: Overheard on Facebook
« Reply #6091 on: February 15, 2017, 11:00:40 AM »
Given that it was 5 months old and the expected life for a couch is, what, 10 years?  I'd qualify that as "barely sat on".  OR, it was in a room, maybe a formal living room, that was rarely used, so it truly was barely sat on.

I hope they meant that it was barely sat on due to age, and not due to lack of use. Because that means someone bought a $2700 couch just to look pretty.
Would that really surprise you though?

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Re: Overheard on Facebook
« Reply #6092 on: February 15, 2017, 11:17:10 AM »
I hope they meant that it was barely sat on due to age, and not due to lack of use. Because that means someone bought a $2700 couch just to look pretty.
Would that really surprise you though?

DW and I were at a furniture store some years back, and the salesman mentioned that most of their clients were people who regularly, like every 5-8 years, bought new furniture to "freshen the look of their house". 

Chris22

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Re: Overheard on Facebook
« Reply #6093 on: February 15, 2017, 11:19:22 AM »
I hope they meant that it was barely sat on due to age, and not due to lack of use. Because that means someone bought a $2700 couch just to look pretty.
Would that really surprise you though?

DW and I were at a furniture store some years back, and the salesman mentioned that most of their clients were people who regularly, like every 5-8 years, bought new furniture to "freshen the look of their house".

Well, depending on what it is, that makes sense.  I mean, a couch used daily is only going to last so long.  A table probably lasts longer, same with a hutch.  A mattress probably similar to a couch.  At some point for most people, things with upholstery are going to look so shabby that people will want to replace them.
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zolotiyeruki

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Re: Overheard on Facebook
« Reply #6094 on: February 15, 2017, 11:22:21 AM »
I hope they meant that it was barely sat on due to age, and not due to lack of use. Because that means someone bought a $2700 couch just to look pretty.
Would that really surprise you though?

DW and I were at a furniture store some years back, and the salesman mentioned that most of their clients were people who regularly, like every 5-8 years, bought new furniture to "freshen the look of their house".

Well, depending on what it is, that makes sense.  I mean, a couch used daily is only going to last so long.  A table probably lasts longer, same with a hutch.  A mattress probably similar to a couch.  At some point for most people, things with upholstery are going to look so shabby that people will want to replace them.
I wonder if they have 6 kids?  If their kids are anything like mine, those sofas may *need* to be replaced after 5 years. 

MgoSam

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Re: Overheard on Facebook
« Reply #6095 on: February 15, 2017, 11:24:11 AM »
I hope they meant that it was barely sat on due to age, and not due to lack of use. Because that means someone bought a $2700 couch just to look pretty.
Would that really surprise you though?

DW and I were at a furniture store some years back, and the salesman mentioned that most of their clients were people who regularly, like every 5-8 years, bought new furniture to "freshen the look of their house".

Well, depending on what it is, that makes sense.  I mean, a couch used daily is only going to last so long.  A table probably lasts longer, same with a hutch.  A mattress probably similar to a couch.  At some point for most people, things with upholstery are going to look so shabby that people will want to replace them.

I wish I could find out who these people are just so I could take their "old" couches off their hand. I'm still steamed at one of my mom's friends who a few weeks before I was closing was getting all new couches and so was happy to allow me to pick them up, but then decided it wasn't worth the hassle of picking up the phone (I was trying to get a hold of her to find out when I could pick them up) and so instead called and paid a company to dispose of them. They were beautiful couches too!

JordanOfGilead

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Re: Overheard on Facebook
« Reply #6096 on: February 15, 2017, 11:42:01 AM »
I hope they meant that it was barely sat on due to age, and not due to lack of use. Because that means someone bought a $2700 couch just to look pretty.
Would that really surprise you though?

DW and I were at a furniture store some years back, and the salesman mentioned that most of their clients were people who regularly, like every 5-8 years, bought new furniture to "freshen the look of their house".

Well, depending on what it is, that makes sense.  I mean, a couch used daily is only going to last so long.  A table probably lasts longer, same with a hutch.  A mattress probably similar to a couch.  At some point for most people, things with upholstery are going to look so shabby that people will want to replace them.
I wonder if they have 6 kids?  If their kids are anything like mine, those sofas may *need* to be replaced after 5 years.
My grandma makes furniture slips for this exact reason. She has had the same couch/loveseat set for over 20 years.

dragoncar

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Re: Overheard on Facebook
« Reply #6097 on: February 15, 2017, 11:51:01 AM »
Seems like a good deal... I'm actually surprised they were able to buy anything from Raped over a Barrel for under $4k.

Couches are like the one furniture item I consider semi-disposable.  I'll treat most furniture as BIFL and pay extra for solid wood, timeless designs, etc.  But as far as I know there is no such thing as a BIFL couch.  The padding and fabric will need to be replaced every so often.  I'd rather buy a cheaper version that can be "trendy" with the knowledge that it'll only last 5-10 years.
« Last Edit: February 15, 2017, 11:54:03 AM by dragoncar »

jorjor

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Re: Overheard on Facebook
« Reply #6098 on: February 15, 2017, 12:19:52 PM »
If this even sells for what they're listing for, that's a $1450 loss for a 5-month old couch that was "barely sat on". Maybe more if it was on credit?

Why did you buy it if it was barely sat on...

We bought a sectional off someone on Nextdoor last fall. I don't know if it qualified as "barely sat on" but it was in pristine condition. Little wear and they professionally cleaned/maintained it.  It was a $4k couch from C&B and we bought it for $1k or a little less. The seller was gutting the interior of their house to redecorate and wanted something new. The interior of the house was already gorgeous.

marielle

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Re: Overheard on Facebook
« Reply #6099 on: February 15, 2017, 12:39:33 PM »
If this even sells for what they're listing for, that's a $1450 loss for a 5-month old couch that was "barely sat on". Maybe more if it was on credit?

Why did you buy it if it was barely sat on...

We bought a sectional off someone on Nextdoor last fall. I don't know if it qualified as "barely sat on" but it was in pristine condition. Little wear and they professionally cleaned/maintained it.  It was a $4k couch from C&B and we bought it for $1k or a little less. The seller was gutting the interior of their house to redecorate and wanted something new. The interior of the house was already gorgeous.

Ugh, I feel like some of these people just get bored with certain looks/arrangements over time. I get it, I'm like that too. But I don't spend thousands on new furniture when I get bored. I'd rather just move to a new place or rearrange some furniture...