Author Topic: Overheard on Facebook  (Read 1959596 times)

MgoSam

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Re: Overheard on Facebook
« Reply #3950 on: February 23, 2016, 02:47:31 PM »

Some of us do, but most don't make the leap from applying what we do at work to our personal lives.  It's easy to track and control money when it isn't yours and you can't spend it on yourself.


Fair point.

Kitsune

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Re: Overheard on Facebook
« Reply #3951 on: February 23, 2016, 06:47:32 PM »
Overheard on facebook:

Friend makes a post about the advantages of a space heater in the room he's in so that he can work from home and heat only his office instead of the entire house, which cut his electricity bill by 20% compared to the previous month. (Similar to my experience, and the reason we have a baseboard in the office).

Friend of his (NOT mine): posts a reply about how he's just cold and miserable and how that's such a cheap way to live and why would anyone do that.

... Um. Um. WHAT. The point of a space heater is that you can stay warm. Empty rooms, however, don't NEED to stay warm. Paying to heat empty rooms for 8 hours a day is folly.

I had a tenant who would turn his space heater up a little extra because otherwise it didn't heat the entire basement suite enough. In JULY. I'd lived in that suite before and never needed a space heater at all. When I went to do some work there it was soooo hot, even after I took off as many clothes as was appropriate. He said he didn't want to have to wear a hoodie in his house. AND he would leave it on during the day while he was away so it was warm when he got home.

I was SOOOO thankful I wasn't paying his utilities. I tried to explain to him that the reason the space heater was inefficient at heating up the entire suite was because that's not what it's designed to do.

... Omg, I am so thankful I don't have to pay for that. Space heaters are great for heating an 8x10 room (thus avoiding heating the house), but they're really inefficient for large spaces!

ringer707

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Re: Overheard on Facebook
« Reply #3952 on: February 24, 2016, 10:40:23 AM »
Got another one. Can't believe I didn't lead with this.

We have some friends who fell on hard times a couple years ago. The husband trained horses for a living and was injured when a horse he was riding slipped and fell on top of him. He ended up breaking his neck and was in the hospital for some time. I believe they had health insurance through wife's work, but the medical bills were still pretty high, plus the fact that the husband could obviously no longer work training horses, which he had done for many years. They ended up having their truck repossessed, sold their horse trailer, and the land they owned adjacent to their home was foreclosed on. Through all of this, the wife would REPEATEDLY post things on facebook about how she wanted to buy a new horse and couldn't wait until husband was better so he could train this new horse for her. Uhhh.... he just broke his neck so maybe now is not the time to be asking him to train a horse for you. She has, on multiple occasions, bought a new horse and posted nonstop about how she's going to show it and is so excited, and then six months later posts about how she has to sell all their horses, they have to cut back, the expenses are too high. I'd say she's probably done this three times or so in the five years since his injury, all while the truck is being repossessed, land is foreclosed on, etc.

In their most recent update, their dog passed away very suddenly, wasn't old and just had a heart attack one day. So she buys a puppy not long after that. Fine, whatever, I'm a pet lover and I can understand wanting to have a dog, though you don't necessarily have to get a puppy who's going to need shots, etc. Well now she just posts on facebook how she's just bought ANOTHER puppy and can't wait to get it home! TWO HOURS before this she posted about how a tooth was really bothering her but she couldn't afford to go to the dentist to get it fixed! Ugh.  People. 

horsepoor

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Re: Overheard on Facebook
« Reply #3953 on: February 24, 2016, 11:39:30 AM »
Got another one. Can't believe I didn't lead with this.

We have some friends who fell on hard times a couple years ago. The husband trained horses for a living and was injured when a horse he was riding slipped and fell on top of him. He ended up breaking his neck and was in the hospital for some time. I believe they had health insurance through wife's work, but the medical bills were still pretty high, plus the fact that the husband could obviously no longer work training horses, which he had done for many years. They ended up having their truck repossessed, sold their horse trailer, and the land they owned adjacent to their home was foreclosed on. Through all of this, the wife would REPEATEDLY post things on facebook about how she wanted to buy a new horse and couldn't wait until husband was better so he could train this new horse for her. Uhhh.... he just broke his neck so maybe now is not the time to be asking him to train a horse for you. She has, on multiple occasions, bought a new horse and posted nonstop about how she's going to show it and is so excited, and then six months later posts about how she has to sell all their horses, they have to cut back, the expenses are too high. I'd say she's probably done this three times or so in the five years since his injury, all while the truck is being repossessed, land is foreclosed on, etc.

In their most recent update, their dog passed away very suddenly, wasn't old and just had a heart attack one day. So she buys a puppy not long after that. Fine, whatever, I'm a pet lover and I can understand wanting to have a dog, though you don't necessarily have to get a puppy who's going to need shots, etc. Well now she just posts on facebook how she's just bought ANOTHER puppy and can't wait to get it home! TWO HOURS before this she posted about how a tooth was really bothering her but she couldn't afford to go to the dentist to get it fixed! Ugh.  People.

Horse people be crazy.

When I was in college a friend of mine was training horses for this couple that were the very definition of big hat, no cattle.  They were constantly trying to look flashy, but were so bad with money they couldn't even get a checking account.  Friend said that multiple times when he was at their place, they'd be racing to have a friend write a check to avoid having the water turned off or whatever (and hiding vehicles to prevent them from being repossessed).  Not knowing this, I loaned a hat to this woman when we were at a horse show, and she said she liked it and agreed to buy it from me for like $75.  It took me six months or so of pestering, mostly through my poor friend, to get my goddamn' money.  For a poor college student to get $75 from these jerks who lived in a McMansion on a horse farm full of Arabian stallions.  Pretty sure that all got foreclosed on them soon after, but it blew my mind.

Kaydedid

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Re: Overheard on Facebook
« Reply #3954 on: February 24, 2016, 11:40:19 AM »
Here's the latest from a friend who's perpetually poor, somewhat due to circumstances, but mostly due to bad choices.

Tons of posts about how she hates the apartment where they live, and grumbling that no affordable apartment will allow dogs (they got a new puppy several months ago).  Finally a heart-wrenching post about having to give their puppy to a friend, which was one of their smarter choices.

Friend's elementary school diabetic child has a seizure.  First thing friend puts up is a gofundme page for 10k (!) to get her daughter a service dog.  It gets maybe $40 in several weeks.  A whiny post ensues, and several friends comment with resources that could help pay for the dog.  No response from friend, possibly since most placement agencies want a seizure disorder diagnosis for a service animal placement, and child has had only 1 seizure without any identifiable cause.

Friend's child has another seizure.  Another plea for service dog.  Then someone brings up the whole no-affordable-apartment-with-dogs thing, and friend gleefully posts back that apartments have to allow service dogs, and isn't it a nice loophole so they can finally have the dog they want? 

JordanOfGilead

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Re: Overheard on Facebook
« Reply #3955 on: February 24, 2016, 01:13:01 PM »
Here's the latest from a friend who's perpetually poor, somewhat due to circumstances, but mostly due to bad choices.

Tons of posts about how she hates the apartment where they live, and grumbling that no affordable apartment will allow dogs (they got a new puppy several months ago).  Finally a heart-wrenching post about having to give their puppy to a friend, which was one of their smarter choices.

Friend's elementary school diabetic child has a seizure.  First thing friend puts up is a gofundme page for 10k (!) to get her daughter a service dog.  It gets maybe $40 in several weeks.  A whiny post ensues, and several friends comment with resources that could help pay for the dog.  No response from friend, possibly since most placement agencies want a seizure disorder diagnosis for a service animal placement, and child has had only 1 seizure without any identifiable cause.

Friend's child has another seizure.  Another plea for service dog.  Then someone brings up the whole no-affordable-apartment-with-dogs thing, and friend gleefully posts back that apartments have to allow service dogs, and isn't it a nice loophole so they can finally have the dog they want?
It blows my mind that people don't understand that service animals are not pets.
If you want to have a dog as a service dog for a medical condition, or even as a guard dog for your home, then that dog is no longer a family pet. They work for you.
Every minute that they are awake they are on duty. If you try and turn a working dog into a pet (or a pet into a working animal) then you will either diminish the animal's ability to do their job effectively, or you will be disappointed that your "pet" doesn't behave as playfully/affectionately/energetically as you would like.
You can't ask a dog to be a happy playful family pet AND do their job as a service animal at the same time. Something has to give. So no, if they get a service dog, they CANNOT finally have the dog they want since they clearly wanted a dog as a pet and nothing more.

[/rant]

JLee

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Re: Overheard on Facebook
« Reply #3956 on: February 24, 2016, 01:51:31 PM »
Here's the latest from a friend who's perpetually poor, somewhat due to circumstances, but mostly due to bad choices.

Tons of posts about how she hates the apartment where they live, and grumbling that no affordable apartment will allow dogs (they got a new puppy several months ago).  Finally a heart-wrenching post about having to give their puppy to a friend, which was one of their smarter choices.

Friend's elementary school diabetic child has a seizure.  First thing friend puts up is a gofundme page for 10k (!) to get her daughter a service dog.  It gets maybe $40 in several weeks.  A whiny post ensues, and several friends comment with resources that could help pay for the dog.  No response from friend, possibly since most placement agencies want a seizure disorder diagnosis for a service animal placement, and child has had only 1 seizure without any identifiable cause.

Friend's child has another seizure.  Another plea for service dog.  Then someone brings up the whole no-affordable-apartment-with-dogs thing, and friend gleefully posts back that apartments have to allow service dogs, and isn't it a nice loophole so they can finally have the dog they want?
It blows my mind that people don't understand that service animals are not pets.
If you want to have a dog as a service dog for a medical condition, or even as a guard dog for your home, then that dog is no longer a family pet. They work for you.
Every minute that they are awake they are on duty. If you try and turn a working dog into a pet (or a pet into a working animal) then you will either diminish the animal's ability to do their job effectively, or you will be disappointed that your "pet" doesn't behave as playfully/affectionately/energetically as you would like.
You can't ask a dog to be a happy playful family pet AND do their job as a service animal at the same time. Something has to give. So no, if they get a service dog, they CANNOT finally have the dog they want since they clearly wanted a dog as a pet and nothing more.

[/rant]

I used to be a security supervisor for the Light Rail in Phoenix - you wouldn't believe the amount of people we'd see with "service dogs" (usually a pit cross with a rope leash, or something similar)...because service dogs were allowed on the train, but pets weren't.

Psychstache

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Re: Overheard on Facebook
« Reply #3957 on: February 24, 2016, 02:03:10 PM »
Here's the latest from a friend who's perpetually poor, somewhat due to circumstances, but mostly due to bad choices.

Tons of posts about how she hates the apartment where they live, and grumbling that no affordable apartment will allow dogs (they got a new puppy several months ago).  Finally a heart-wrenching post about having to give their puppy to a friend, which was one of their smarter choices.

Friend's elementary school diabetic child has a seizure.  First thing friend puts up is a gofundme page for 10k (!) to get her daughter a service dog.  It gets maybe $40 in several weeks.  A whiny post ensues, and several friends comment with resources that could help pay for the dog.  No response from friend, possibly since most placement agencies want a seizure disorder diagnosis for a service animal placement, and child has had only 1 seizure without any identifiable cause.

Friend's child has another seizure.  Another plea for service dog.  Then someone brings up the whole no-affordable-apartment-with-dogs thing, and friend gleefully posts back that apartments have to allow service dogs, and isn't it a nice loophole so they can finally have the dog they want?
It blows my mind that people don't understand that service animals are not pets.
If you want to have a dog as a service dog for a medical condition, or even as a guard dog for your home, then that dog is no longer a family pet. They work for you.
Every minute that they are awake they are on duty. If you try and turn a working dog into a pet (or a pet into a working animal) then you will either diminish the animal's ability to do their job effectively, or you will be disappointed that your "pet" doesn't behave as playfully/affectionately/energetically as you would like.
You can't ask a dog to be a happy playful family pet AND do their job as a service animal at the same time. Something has to give. So no, if they get a service dog, they CANNOT finally have the dog they want since they clearly wanted a dog as a pet and nothing more.

[/rant]

+1

When I was in grad school, there was a blind girl who was frequently in the gym at the same time as me, and she has a beautiful service dog that I wanted nothing more than to run over to and love on, but I know he was trained and on the clock, so I restrained myself. Some people I'm sure did not make that distinction.

MgoSam

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Re: Overheard on Facebook
« Reply #3958 on: February 24, 2016, 02:58:49 PM »
beautiful service dog that I wanted nothing more than to run over to and love on, but I know he was trained and on the clock, so I restrained myself. Some people I'm sure did not make that distinction.

Yeah it can be tough to explain to people, but when the vest is on the dog is working. I know a guy that would be very rude when people tried to pet his service dog and he would tell people, "How would you feel someone came up to and poked you in the eye?"

ringer707

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Re: Overheard on Facebook
« Reply #3959 on: February 24, 2016, 04:35:26 PM »

Horse people be crazy.


Agreed. I, too, am a horse person. They are definitely the least-mustachian thing about my life, but they are my true passion and what I save my money for (and retirement, obviously). But people will do the craziest things and throw away huge amounts of money. I recently had another facebook friend who came home to find a nail through her horse's frog. She took him to the vet and was told if they did surgery he'd have a 25% chance of being pasture sound. She's going through a divorce and has two small kids and did the surgery!!! She posted on facebook about how it was expensive and she didn't know how she was going to make it work but that she wasn't going do a Go Fund Me. I saw her mom made one for her later though.

ringer707

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Re: Overheard on Facebook
« Reply #3960 on: February 24, 2016, 04:40:00 PM »

Yeah it can be tough to explain to people, but when the vest is on the dog is working. I know a guy that would be very rude when people tried to pet his service dog and he would tell people, "How would you feel someone came up to and poked you in the eye?"

I worked for a judge who had a service dog. His rule was "if you wouldn't pet the judge, don't pet the dog." He did have a retired service dog he brought to work that we were allowed to play with.

serpentstooth

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Re: Overheard on Facebook
« Reply #3961 on: February 24, 2016, 05:09:52 PM »
Here's the latest from a friend who's perpetually poor, somewhat due to circumstances, but mostly due to bad choices.

Tons of posts about how she hates the apartment where they live, and grumbling that no affordable apartment will allow dogs (they got a new puppy several months ago).  Finally a heart-wrenching post about having to give their puppy to a friend, which was one of their smarter choices.

Friend's elementary school diabetic child has a seizure.  First thing friend puts up is a gofundme page for 10k (!) to get her daughter a service dog.  It gets maybe $40 in several weeks.  A whiny post ensues, and several friends comment with resources that could help pay for the dog.  No response from friend, possibly since most placement agencies want a seizure disorder diagnosis for a service animal placement, and child has had only 1 seizure without any identifiable cause.

Friend's child has another seizure.  Another plea for service dog.  Then someone brings up the whole no-affordable-apartment-with-dogs thing, and friend gleefully posts back that apartments have to allow service dogs, and isn't it a nice loophole so they can finally have the dog they want?
It blows my mind that people don't understand that service animals are not pets.
If you want to have a dog as a service dog for a medical condition, or even as a guard dog for your home, then that dog is no longer a family pet. They work for you.
Every minute that they are awake they are on duty. If you try and turn a working dog into a pet (or a pet into a working animal) then you will either diminish the animal's ability to do their job effectively, or you will be disappointed that your "pet" doesn't behave as playfully/affectionately/energetically as you would like.
You can't ask a dog to be a happy playful family pet AND do their job as a service animal at the same time. Something has to give. So no, if they get a service dog, they CANNOT finally have the dog they want since they clearly wanted a dog as a pet and nothing more.

[/rant]

I used to be a security supervisor for the Light Rail in Phoenix - you wouldn't believe the amount of people we'd see with "service dogs" (usually a pit cross with a rope leash, or something similar)...because service dogs were allowed on the train, but pets weren't.

I used to know someone who had extensive experience with several different kinds of working service dogs, both from the user side and the training side. I remember telling her about this really awfully behaved lady and her dog that I saw in Walgreens. I got two sentences into the story before she said, "Fake service dog! Fake service dog!" It blew my mind, and then I discovered that you can buy service dog vests on the internet to "allow" you to take your pet on the airplane for free. Gaaaaaaaah.

johnny847

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Re: Overheard on Facebook
« Reply #3962 on: February 24, 2016, 06:56:42 PM »
Back when interest rates were higher people would open cc's with 0% intro APRs (and no fees for balance transfer checks) and stick the balance into a savings account.
I'm sure some people still do this, but with standard savings accounts at 1%, it's not worth the effort. Now if you put it in a rewards checking account, which can earn 4-5%, then it's a different story. The problem with those is that they're not scalable - they cap the balance that can earn the high rate of interest.
The better comparison is stock market returns, real estate cap rates, etc.
This is why I'm still postponing the complete payoff of my consumer debt, FWIW. Most is at 0%, a little is at 2-4%, and I'm reliably pulling double digits on investments. Right before retiring I'll start putting those returns into a rapid payoff plan.
My partnership is putting half the DP for an upcoming buy on credit - some from a private loan at 6% and some on a 12% LOC. It's all paid out of rents in 5-6mos and the math still works out.

Yes this is true, but it's also riskier because if there's a market downturn close enough to when your 0% promo period is up, you have to find the money from elsewhere. I'm sure many people can swing that. But everybody has their own risk tolerance.

coffeehound

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Re: Overheard on Facebook
« Reply #3963 on: February 24, 2016, 09:15:29 PM »

[/quote]

Yeah it can be tough to explain to people, but when the vest is on the dog is working. I know a guy that would be very rude when people tried to pet his service dog and he would tell people, "How would you feel someone came up to and poked you in the eye?"
[/quote]

If that's the rudest the guy got, well....I think that's a great question to ask people who interfere with actual, real, working service dogs. It's a nice analogy - 'this dog is my eyes - why are you poking me in the eye'?

Taran Wanderer

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Re: Overheard on Facebook
« Reply #3964 on: February 24, 2016, 09:30:18 PM »
Horses have frogs?

horsepoor

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Re: Overheard on Facebook
« Reply #3965 on: February 24, 2016, 09:38:01 PM »
Horses have frogs?

Yes, that's why they can jump so high.  ;)

The whole triangular part is the frog.  Why it's called that, I couldn't tell you.

coolistdude

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Re: Overheard on Facebook
« Reply #3966 on: February 25, 2016, 01:03:21 PM »

Horse people be crazy.


Agreed. I, too, am a horse person. They are definitely the least-mustachian thing about my life, but they are my true passion and what I save my money for (and retirement, obviously). But people will do the craziest things and throw away huge amounts of money. I recently had another facebook friend who came home to find a nail through her horse's frog. She took him to the vet and was told if they did surgery he'd have a 25% chance of being pasture sound. She's going through a divorce and has two small kids and did the surgery!!! She posted on facebook about how it was expensive and she didn't know how she was going to make it work but that she wasn't going do a Go Fund Me. I saw her mom made one for her later though.

This reminds me of my in laws unable to make mortgage payments for their primary property but paying for the horse living on said property. It's okay though, they pay less now that they've refinanced to a 40 year mortgage...they will have paid for a mortgage on their property for almost 60 years.
The good: 27 years old, 1 car, not renting anymore.
The bad: Single income, only about $17k in retirement, and no FI date.
The ugly: 1 year ago I was doing much better but lost all possessions due to mold. It has been an emotional roller coaster.

Blog: http://bravelycontent.blogspot.com/

frugalparagon

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Re: Overheard on Facebook
« Reply #3967 on: February 25, 2016, 02:14:27 PM »

Yeah it can be tough to explain to people, but when the vest is on the dog is working. I know a guy that would be very rude when people tried to pet his service dog and he would tell people, "How would you feel someone came up to and poked you in the eye?"

I worked for a judge who had a service dog. His rule was "if you wouldn't pet the judge, don't pet the dog." He did have a retired service dog he brought to work that we were allowed to play with.

Oh my gosh, like in Alice's Restaurant!
I blog about Mustachianism during the child-raising years at frugalparagon.com.

And I tell the real story in my journal, https://forum.mrmoneymustache.com/journals/still-living-well-in-the-living-room-but-what's-my-next-move/

partgypsy

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Re: Overheard on Facebook
« Reply #3968 on: February 25, 2016, 02:16:31 PM »
Horses have frogs?

Yes, that's why they can jump so high.  ;)

The whole triangular part is the frog.  Why it's called that, I couldn't tell you.

Because it looks like a frog! Learned something new today.

Taran Wanderer

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Re: Overheard on Facebook
« Reply #3969 on: February 26, 2016, 08:32:18 PM »
Thanks horsepoor!  I was trying to figure out how autocorrect got that one wrong. Instead I learned something new!

Kaydedid

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Re: Overheard on Facebook
« Reply #3970 on: February 27, 2016, 10:53:10 AM »
The friggin LuLaRoe crap is all over the newsfeed.  It seems like every week another person is having an 'online popup party' for $40+ simple shirts and $60+ dresses and skirts.  The company has a very successful business model:  limited styles, but tons of limited-number prints, and MLM distribution with sellers paying for all inventory up front.  Their biggest seller is $15+ leggings in the most awful prints.  Everyone swears the clothes are super comfy, but IMHO they are incredibly ugly and usually unflattering.  I'm also still not convinced leggings are pants.  The below pic popped up today from a seller, with a comment about it being "one of her favorite outfits". 
« Last Edit: February 27, 2016, 10:55:35 AM by Kaydedid »

Sibley

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Re: Overheard on Facebook
« Reply #3971 on: February 27, 2016, 01:23:06 PM »
The friggin LuLaRoe crap is all over the newsfeed.  It seems like every week another person is having an 'online popup party' for $40+ simple shirts and $60+ dresses and skirts.  The company has a very successful business model:  limited styles, but tons of limited-number prints, and MLM distribution with sellers paying for all inventory up front.  Their biggest seller is $15+ leggings in the most awful prints.  Everyone swears the clothes are super comfy, but IMHO they are incredibly ugly and usually unflattering.  I'm also still not convinced leggings are pants.  The below pic popped up today from a seller, with a comment about it being "one of her favorite outfits".

I don't mean to be nasty, but if they think that looks good, their sense of style is very questionable.

Travis

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Re: Overheard on Facebook
« Reply #3972 on: February 27, 2016, 03:56:11 PM »
One of my friends posted today that she's upset her phone carrier no longer does upgrades. She would rather go back to having a contract and a phone upgrade (amortized indefinitely in the contract) than buy the phone outright and pay less each month.  She is otherwise a very intelligent professional, but her need for convenience is trumping her math skills in this case.

Kaydedid

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Re: Overheard on Facebook
« Reply #3973 on: February 27, 2016, 04:55:38 PM »
The friggin LuLaRoe crap is all over the newsfeed.  It seems like every week another person is having an 'online popup party' for $40+ simple shirts and $60+ dresses and skirts.  The company has a very successful business model:  limited styles, but tons of limited-number prints, and MLM distribution with sellers paying for all inventory up front.  Their biggest seller is $15+ leggings in the most awful prints.  Everyone swears the clothes are super comfy, but IMHO they are incredibly ugly and usually unflattering.  I'm also still not convinced leggings are pants.  The below pic popped up today from a seller, with a comment about it being "one of her favorite outfits".

I don't mean to be nasty, but if they think that looks good, their sense of style is very questionable.

I get that everyone has their own style, which is great!  However, the price really doesn't seem to match the quality-these look more like thrift store finds, especially with the fit.  The biggest annoyance is the constant invites and chatter.

coin

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Re: Overheard on Facebook
« Reply #3974 on: February 27, 2016, 05:49:21 PM »
One of my friends posted today that she's upset her phone carrier no longer does upgrades. She would rather go back to having a contract and a phone upgrade (amortized indefinitely in the contract) than buy the phone outright and pay less each month.  She is otherwise a very intelligent professional, but her need for convenience is trumping her math skills in this case.

I worked with a woman like this. She seemingly had a huge blind spot when it came to money. It was infuriating to hear some variation of "look at my shiney new on contract phone" then hear her complain about how "poor" she was every single pay day.

LeRainDrop

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Re: Overheard on Facebook
« Reply #3975 on: February 27, 2016, 10:20:02 PM »
The friggin LuLaRoe crap is all over the newsfeed.  It seems like every week another person is having an 'online popup party' for $40+ simple shirts and $60+ dresses and skirts.  The company has a very successful business model:  limited styles, but tons of limited-number prints, and MLM distribution with sellers paying for all inventory up front.  Their biggest seller is $15+ leggings in the most awful prints.  Everyone swears the clothes are super comfy, but IMHO they are incredibly ugly and usually unflattering.  I'm also still not convinced leggings are pants.  The below pic popped up today from a seller, with a comment about it being "one of her favorite outfits".

I don't mean to be nasty, but if they think that looks good, their sense of style is very questionable.

I get that everyone has their own style, which is great!  However, the price really doesn't seem to match the quality-these look more like thrift store finds, especially with the fit.  The biggest annoyance is the constant invites and chatter.

Yeah, I'm certainly not the most stylish lady, but I have to say: (1) That outfit looks mismatched -- did she let her child pick out random pieces of clothing?  (2) Even as separates, I don't like either one -- especially those horizontal stripes on a skirt.  (3) It has a cheap-looking quality, but obviously I can't really be sure of that from the photo.

MgoSam

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Re: Overheard on Facebook
« Reply #3976 on: February 28, 2016, 03:11:17 PM »
One of my friends posted today that she's upset her phone carrier no longer does upgrades. She would rather go back to having a contract and a phone upgrade (amortized indefinitely in the contract) than buy the phone outright and pay less each month.  She is otherwise a very intelligent professional, but her need for convenience is trumping her math skills in this case.

I worked with a woman like this. She seemingly had a huge blind spot when it came to money. It was infuriating to hear some variation of "look at my shiney new on contract phone" then hear her complain about how "poor" she was every single pay day.

Yeah, my plan is split between me and my parents, and it took work to convince them to change their contracts and buy their phones outright. They resisted until I showed them the numbers, we pay ___ now, which is ___ more than we will pay once we get the new rate, so that saves us ____ in a year, which is more than enough to buy a new phone.

merula

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Re: Overheard on Facebook
« Reply #3977 on: February 29, 2016, 08:35:38 AM »
I have one friend that I only really keep for her value in this thread. Her latest thing is involvement in a MLM scam, which she posts about daily. This morning's gem:

82% of women who make over $100,000 a year, do it through a home-based business.

That doesn't even pass a smell test. Even if everyone in MLM did that well (which they can't, because it's a scam) there can't possibly be four times as many women in "home-based business" full-time as there are women who are doctors, lawyers, accountants, engineers, professors, pharmacists, executives, middle- and upper-managers, and probably a whole bunch of other miscellaneous jobs that make over $100,000 per year.

Heck, I met this woman through work originally, and if she had done well at the job she was in when I met her, she'd be at $100,000/year by now. But she got pushed out essentially for laziness, and then laid off from the place she went, so she's now in MLM. And as far as I can tell, she's still lazy, so I really really doubt she's going to be successful at this.

Paul der Krake

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Re: Overheard on Facebook
« Reply #3978 on: February 29, 2016, 08:54:43 AM »
I have one friend that I only really keep for her value in this thread.
That is hilariously mean. Wow.

infogoon

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Re: Overheard on Facebook
« Reply #3979 on: February 29, 2016, 09:34:18 AM »
That MLM stuff is the worst. I'd rather see a thousand poorly-Photoshopped Tea Party memes than one person trying to sell fingernail stickers or "essential oils".

merula

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Re: Overheard on Facebook
« Reply #3980 on: February 29, 2016, 09:51:29 AM »
I have one friend that I only really keep for her value in this thread.
That is hilariously mean. Wow.

I don't tell her that! I'm not a monster. :) I just would have unfriended her long ago for her rambling rants about how anyone who is pro-choice must hate all babies ([picture of cute baby], "If you think she's cute, you're pro-life."), how Obama is a despot and how we need to build a wall and not let any foreigners in. But, in my selflessness, I decided to not unfriend her and instead share her ridiculousness for the entertainment of everyone in this thread.

Dollar Slice

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Re: Overheard on Facebook
« Reply #3981 on: February 29, 2016, 10:00:19 AM »
I'm seeing all these ads in e-mail and FB about "celebrating" Leap Day. Mostly acting as though it's some magic extra day, like we have an 8-day week or a 3-day weekend or something. And therefore we should spend money, because that's what marketers think you should do on literally every occasion.

Dear world: Leap Day is not a holiday. Or anything. It's just a day. Stop trying to use it to sell me shit. Thank you.
...it's not at all alarming that people have started quoting me in their siggy lines.

LeRainDrop

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Re: Overheard on Facebook
« Reply #3982 on: February 29, 2016, 10:23:36 AM »
I'm seeing all these ads in e-mail and FB about "celebrating" Leap Day. Mostly acting as though it's some magic extra day, like we have an 8-day week or a 3-day weekend or something. And therefore we should spend money, because that's what marketers think you should do on literally every occasion.

Dear world: Leap Day is not a holiday. Or anything. It's just a day. Stop trying to use it to sell me shit. Thank you.

True, but I do like your idea to use it as a 3-day weekend!  Let's do that going forward -- February 29th is a bonus day of rest and relaxation (or whatever else you want to do with it).

FIREwoman

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Re: Overheard on Facebook
« Reply #3983 on: February 29, 2016, 11:23:34 AM »
I'm seeing all these ads in e-mail and FB about "celebrating" Leap Day. Mostly acting as though it's some magic extra day, like we have an 8-day week or a 3-day weekend or something. And therefore we should spend money, because that's what marketers think you should do on literally every occasion.

Dear world: Leap Day is not a holiday. Or anything. It's just a day. Stop trying to use it to sell me shit. Thank you.

True, but I do like your idea to use it as a 3-day weekend!  Let's do that going forward -- February 29th is a bonus day of rest and relaxation (or whatever else you want to do with it).

by BF took a vacation day today. "we get an extra day this year, i'm not spending it working!". he's spending it watching tradecentre. and yes, he's Canadian.
Earns little, spends less.

Nederstash

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Re: Overheard on Facebook
« Reply #3984 on: February 29, 2016, 11:25:31 AM »
I have one friend that I only really keep for her value in this thread.
That is hilariously mean. Wow.

I don't tell her that! I'm not a monster. :) I just would have unfriended her long ago for her rambling rants about how anyone who is pro-choice must hate all babies ([picture of cute baby], "If you think she's cute, you're pro-life."), how Obama is a despot and how we need to build a wall and not let any foreigners in. But, in my selflessness, I decided to not unfriend her and instead share her ridiculousness for the entertainment of everyone in this thread.

Can I have her as a friend too? She sounds hilarious.

MgoSam

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Re: Overheard on Facebook
« Reply #3985 on: February 29, 2016, 11:51:48 AM »
I have one friend that I only really keep for her value in this thread.
That is hilariously mean. Wow.

I don't tell her that! I'm not a monster. :) I just would have unfriended her long ago for her rambling rants about how anyone who is pro-choice must hate all babies ([picture of cute baby], "If you think she's cute, you're pro-life."), how Obama is a despot and how we need to build a wall and not let any foreigners in. But, in my selflessness, I decided to not unfriend her and instead share her ridiculousness for the entertainment of everyone in this thread.

Can I have her as a friend too? She sounds hilarious.

There must be something wrong with me because I generally don't find babies to be cute. There are a few that are, but most I don't know. Of course, I don't say anything aloud, especially not to the parents or family members.

dycker1978

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Re: Overheard on Facebook
« Reply #3986 on: February 29, 2016, 01:07:05 PM »
I'm seeing all these ads in e-mail and FB about "celebrating" Leap Day. Mostly acting as though it's some magic extra day, like we have an 8-day week or a 3-day weekend or something. And therefore we should spend money, because that's what marketers think you should do on literally every occasion.

Dear world: Leap Day is not a holiday. Or anything. It's just a day. Stop trying to use it to sell me shit. Thank you.

True, but I do like your idea to use it as a 3-day weekend!  Let's do that going forward -- February 29th is a bonus day of rest and relaxation (or whatever else you want to do with it).

by BF took a vacation day today. "we get an extra day this year, i'm not spending it working!". he's spending it watching tradecentre. and yes, he's Canadian.

HAHA I saw two posts on this today:

1. Everyone who is working today, that gets paid twice monthly, you are working for free today.(not sure the logic but thought it was funny) http://www.cbc.ca/news/canada/nova-scotia/leap-day-compensation-semi-monthly-payments-annual-salary-1.3454536

2. This was an ad for a TV sales company asking everyone to thank them for giving one more day this year so they can come in and buy a TV... Because of course... some sale is on.

edited to ad link to article
« Last Edit: February 29, 2016, 01:10:10 PM by dycker1978 »

HairyUpperLip

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Re: Overheard on Facebook
« Reply #3987 on: February 29, 2016, 01:09:08 PM »
There must be something wrong with me because I generally don't find babies to be cute. There are a few that are, but most I don't know. Of course, I don't say anything aloud, especially not to the parents or family members.

lol - not all babies are cute though. A lot of people have ugly babies.


HairyUpperLip

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Re: Overheard on Facebook
« Reply #3988 on: February 29, 2016, 01:10:42 PM »
I'm seeing all these ads in e-mail and FB about "celebrating" Leap Day. Mostly acting as though it's some magic extra day, like we have an 8-day week or a 3-day weekend or something. And therefore we should spend money, because that's what marketers think you should do on literally every occasion.

Dear world: Leap Day is not a holiday. Or anything. It's just a day. Stop trying to use it to sell me shit. Thank you.

True, but I do like your idea to use it as a 3-day weekend!  Let's do that going forward -- February 29th is a bonus day of rest and relaxation (or whatever else you want to do with it).

by BF took a vacation day today. "we get an extra day this year, i'm not spending it working!". he's spending it watching tradecentre. and yes, he's Canadian.

HAHA I saw two posts on this today:

1. Everyone who is working today, that gets paid twice monthly, you are working for free today.(not sure the logic but thought it was funny) http://www.cbc.ca/news/canada/nova-scotia/leap-day-compensation-semi-monthly-payments-annual-salary-1.3454536

2. This was an ad for a TV sales company asking everyone to thank them for giving one more day this year so they can come in and buy a TV... Because of course... some sale is on.

edited to ad link to article

haha, I just got an email promoting 29 cent shipping for today only.

ShoulderThingThatGoesUp

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Re: Overheard on Facebook
« Reply #3989 on: February 29, 2016, 01:33:50 PM »
1. Everyone who is working today, that gets paid twice monthly, you are working for free today.(not sure the logic but thought it was funny) http://www.cbc.ca/news/canada/nova-scotia/leap-day-compensation-semi-monthly-payments-annual-salary-1.3454536

Doesn't that just mean February is slightly less generous than usual?

Nederstash

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Re: Overheard on Facebook
« Reply #3990 on: February 29, 2016, 02:10:53 PM »
There must be something wrong with me because I generally don't find babies to be cute. There are a few that are, but most I don't know. Of course, I don't say anything aloud, especially not to the parents or family members.

lol - not all babies are cute though. A lot of people have ugly babies.

Kids are like farts: you're really proud of your own.. when it's someone else's it's sometimes funny but mostly just disgusting.

Making Cookies

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Re: Overheard on Facebook
« Reply #3991 on: February 29, 2016, 03:02:40 PM »
There must be something wrong with me because I generally don't find babies to be cute. There are a few that are, but most I don't know. Of course, I don't say anything aloud, especially not to the parents or family members.

lol - not all babies are cute though. A lot of people have ugly babies.

Alot more cute puppies and kittens than cute babies IMHO. ;)

MgoSam

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Re: Overheard on Facebook
« Reply #3992 on: February 29, 2016, 03:09:21 PM »
There must be something wrong with me because I generally don't find babies to be cute. There are a few that are, but most I don't know. Of course, I don't say anything aloud, especially not to the parents or family members.

lol - not all babies are cute though. A lot of people have ugly babies.

Alot more cute puppies and kittens than cute babies IMHO. ;)

Completely agree, there are few things better in life than playing with a puppy imo. I saw a 4 month labrador just the other day, I didn't want to leave, just had to stay there and keep playing with such a sweet puppy.

Making Cookies

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Re: Overheard on Facebook
« Reply #3993 on: February 29, 2016, 03:52:49 PM »
Dogs are a good yardstick of "good person" for me. If a person treats their dog well then I might expect them to be good people. If they fall for every puppy and then ignore it as it gets older - warning bells. A dog is a lifetime commitment but I've been surprised at how many don't see it that way.

ringer707

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Re: Overheard on Facebook
« Reply #3994 on: February 29, 2016, 05:38:49 PM »
Thanks horsepoor!  I was trying to figure out how autocorrect got that one wrong. Instead I learned something new!

LOL! I knew horsepoor would know what I was talking about, guess I didn't think how odd it would sound to everyone else :)

MgoSam

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Re: Overheard on Facebook
« Reply #3995 on: February 29, 2016, 07:15:11 PM »
Dogs are a good yardstick of "good person" for me. If a person treats their dog well then I might expect them to be good people. If they fall for every puppy and then ignore it as it gets older - warning bells. A dog is a lifetime commitment but I've been surprised at how many don't see it that way.

Yeah that's a good point. I learned that there is a HUGE difference between a dog lover and a dog owner. Some day I would like to get a dog, but if I do it likely won't be a puppy, they are adorably cute but a ton of work, instead I plan to see what's currently available in a shelter.

LeRainDrop

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Re: Overheard on Facebook
« Reply #3996 on: February 29, 2016, 08:02:43 PM »
Dogs are a good yardstick of "good person" for me. If a person treats their dog well then I might expect them to be good people. If they fall for every puppy and then ignore it as it gets older - warning bells. A dog is a lifetime commitment but I've been surprised at how many don't see it that way.

Yeah that's a good point. I learned that there is a HUGE difference between a dog lover and a dog owner. Some day I would like to get a dog, but if I do it likely won't be a puppy, they are adorably cute but a ton of work, instead I plan to see what's currently available in a shelter.

Totally agree with Jethrosnose, and that is so good of you, MgoSam!  I visit our local humane society a fair amount and whenever I do, I make sure to spend some time visiting the adult dogs, not just the puppies and cats.  One of my friends set a good example for me -- she took me the first time and spent probably an hour visiting to make sure that she engaged each adult dog who wasn't sleeping.

turketron

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Re: Overheard on Facebook
« Reply #3997 on: February 29, 2016, 08:15:06 PM »
I'm seeing all these ads in e-mail and FB about "celebrating" Leap Day. Mostly acting as though it's some magic extra day, like we have an 8-day week or a 3-day weekend or something. And therefore we should spend money, because that's what marketers think you should do on literally every occasion.

Dear world: Leap Day is not a holiday. Or anything. It's just a day. Stop trying to use it to sell me shit. Thank you.

You need to watch more 30 Rock!  https://www.youtube.com/watch?v=ZcRYnmYJNHc

nnls

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Re: Overheard on Facebook
« Reply #3998 on: March 01, 2016, 12:29:52 AM »
Saw this on facebook last night.

She was asking if it was better to get a pay-day loan for $1000 or a $1000 credit card for spending money for a holiday. She wouldn't listen to anyone who told her not to get a loan at all. Though most people were suggesting she go to the bank and get out a loan.

Adventine

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Re: Overheard on Facebook
« Reply #3999 on: March 01, 2016, 01:06:53 AM »
Expect the fabulous vacation photos, followed by whining about the repayments, in 3, 2, 1...