Author Topic: Overheard on Facebook  (Read 1822047 times)

Insanity

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Re: Overheard on Facebook
« Reply #2500 on: June 19, 2015, 12:54:05 PM »
Part of it is fear and value estimation.  I have friends that have had to repair (because their home warranty company requires it) their dishwasher so much it is effectively new. 

If you donMy have the warranty company, though, and you are paying $150-$200 a repair, the concern is that the thing is starting to break down.

At 2-4 repairs, the challenge of not knowing when the repair is needed,  the the no idea if the $150-$200 is the max, and the age of the washer, it can most certainly be better to replace it. 

Would I spend $4k to fix a 10 year old car or $12k to get a 4 year old car?  I would do the later every time.. 

Joggernot

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Re: Overheard on Facebook
« Reply #2501 on: June 19, 2015, 02:25:13 PM »
Part of it is fear and value estimation.  I have friends that have had to repair (because their home warranty company requires it) their dishwasher so much it is effectively new. 

If you donMy have the warranty company, though, and you are paying $150-$200 a repair, the concern is that the thing is starting to break down.

At 2-4 repairs, the challenge of not knowing when the repair is needed,  the the no idea if the $150-$200 is the max, and the age of the washer, it can most certainly be better to replace it. 

Would I spend $4k to fix a 10 year old car or $12k to get a 4 year old car?  I would do the later every time..
I put in a new transmission on a car with 210k miles and 12 years.  I still have the car at 270k miles and it's doing just fine.

Rural

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Re: Overheard on Facebook
« Reply #2502 on: June 19, 2015, 02:59:37 PM »
Part of it is fear and value estimation.  I have friends that have had to repair (because their home warranty company requires it) their dishwasher so much it is effectively new. 

If you donMy have the warranty company, though, and you are paying $150-$200 a repair, the concern is that the thing is starting to break down.

At 2-4 repairs, the challenge of not knowing when the repair is needed,  the the no idea if the $150-$200 is the max, and the age of the washer, it can most certainly be better to replace it. 

Would I spend $4k to fix a 10 year old car or $12k to get a 4 year old car?  I would do the later every time..
I put in a new transmission on a car with 210k miles and 12 years.  I still have the car at 270k miles and it's doing just fine.


Yeah, I've paid a grand total of $14,600 for all vehicle purchases over the last three decades. Repair costs have been considerably lower than that, but there have been three transmissions, of which one was a mistake in hindsight... So how many such mistakes would I have had to make to equal one $12k vehicle?

Insanity

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Re: Overheard on Facebook
« Reply #2503 on: June 19, 2015, 09:15:40 PM »

Part of it is fear and value estimation.  I have friends that have had to repair (because their home warranty company requires it) their dishwasher so much it is effectively new. 

If you donMy have the warranty company, though, and you are paying $150-$200 a repair, the concern is that the thing is starting to break down.

At 2-4 repairs, the challenge of not knowing when the repair is needed,  the the no idea if the $150-$200 is the max, and the age of the washer, it can most certainly be better to replace it. 

Would I spend $4k to fix a 10 year old car or $12k to get a 4 year old car?  I would do the later every time..
I put in a new transmission on a car with 210k miles and 12 years.  I still have the car at 270k miles and it's doing just fine.


Yeah, I've paid a grand total of $14,600 for all vehicle purchases over the last three decades. Repair costs have been considerably lower than that, but there have been three transmissions, of which one was a mistake in hindsight... So how many such mistakes would I have had to make to equal one $12k vehicle?

Read my post again.  You will see I say fear and inconvenience.  I never once said it was mathematically better.




Rural

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Re: Overheard on Facebook
« Reply #2504 on: June 20, 2015, 10:24:16 AM »

Part of it is fear and value estimation.  I have friends that have had to repair (because their home warranty company requires it) their dishwasher so much it is effectively new. 

If you donMy have the warranty company, though, and you are paying $150-$200 a repair, the concern is that the thing is starting to break down.

At 2-4 repairs, the challenge of not knowing when the repair is needed,  the the no idea if the $150-$200 is the max, and the age of the washer, it can most certainly be better to replace it. 

Would I spend $4k to fix a 10 year old car or $12k to get a 4 year old car?  I would do the later every time..
I put in a new transmission on a car with 210k miles and 12 years.  I still have the car at 270k miles and it's doing just fine.


Yeah, I've paid a grand total of $14,600 for all vehicle purchases over the last three decades. Repair costs have been considerably lower than that, but there have been three transmissions, of which one was a mistake in hindsight... So how many such mistakes would I have had to make to equal one $12k vehicle?

Read my post again.  You will see I say fear and inconvenience.  I never once said it was mathematically better.


You said value, not inconvenience, which is why I was addressing the numbers. But I think it's perfectly okay to consider inconvenience, especially at the numbers we're both talking about, if that's what you want to do.

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Re: Overheard on Facebook
« Reply #2505 on: June 20, 2015, 10:51:43 AM »
The Queen's English never uses locations as a descriptor?
Location-descriptors used in everyday American English that may have nothing to do with where the product or service was produced:
French manicure
dutch Chocolate
Alabama Slammer
German Measles

I can't think of any more.

French doors
French vanilla
French fries
Italian ice
Greek yogurt
Belgian waffles
Swedish fish
etc

Canadian bacon

We don't even have such a thing in Canada! We have regular bacon (side bacon), and back bacon (sometimes called peameal back bacon) because it's rolled in yellow meal. Yum... bacon.

grantmeaname

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Re: Overheard on Facebook
« Reply #2506 on: June 20, 2015, 11:53:10 AM »
Canadian bacon
Again, I never asserted that such phrases didn't exist in American English. They obviously do.

dragoncar

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Re: Overheard on Facebook
« Reply #2507 on: June 20, 2015, 03:37:06 PM »
Canadian bacon
Again, I never asserted that such phrases didn't exist in American English. They obviously do.

shh, don't ruin the foam.

KodeBlue

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Re: Overheard on Facebook
« Reply #2508 on: June 20, 2015, 07:38:55 PM »
The Queen's English never uses locations as a descriptor?
Location-descriptors used in everyday American English that may have nothing to do with where the product or service was produced:
French manicure
dutch Chocolate
Alabama Slammer
German Measles

I can't think of any more.

French doors
French vanilla
French fries
Italian ice
Greek yogurt
Belgian waffles
Swedish fish
etc

What? No one's mentioned French Ticklers!

Elderwood17

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Re: Overheard on Facebook
« Reply #2509 on: June 20, 2015, 07:57:38 PM »
The Queen's English never uses locations as a descriptor?
Location-descriptors used in everyday American English that may have nothing to do with where the product or service was produced:
French manicure
dutch Chocolate
Alabama Slammer
German Measles

I can't think of any more.

French doors
French vanilla
French fries
Italian ice
Greek yogurt
Belgian waffles
Swedish fish
etc

What? No one's mentioned French Ticklers!

You just had to go there.......!

lostamonkey

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Re: Overheard on Facebook
« Reply #2510 on: June 20, 2015, 10:35:20 PM »
Would I spend $4k to fix a 10 year old car or $12k to get a 4 year old car?  I would do the later every time..

This is really just a math question. I would have to know the market value of the 10 year old car (without the repair), the expected market value of both these cars at a certain point in the future, the expected repairs savings per year due to having a new car, and your expected return on investments. It's not that difficult to calculate which is the better option if you had all this information.

cerebus

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Re: Overheard on Facebook
« Reply #2511 on: June 21, 2015, 10:29:15 PM »
A $4k fix in a 10 year old car sounds enormous, like nearly the value of the car. If you're buying properly and not using the manufacturer costs to repair you shouldn't ever have to spend that much in one big chunk. The most we had to spend at once was $1k on a 10 year old bmw and that hurt - we ended up swapping the car for a same aged camry.


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theadvicist

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Re: Overheard on Facebook
« Reply #2512 on: June 22, 2015, 04:31:11 AM »
Talking of fixing appliances, I can see why a lot of un-handy people don't do it.

Our dishwasher stopped heating the water (here in the UK dishwashers and washing machines are only connected to the cold water supply. They heat whatever water is needed. I don't know if this is unusual on the grand scheme of things or not).

Anyway, we figured it was either the heating element or the thermostat that was the problem. The drying cycle was leaving dishes warm, so we figured the element was working, perhaps it was just a faulty thermostat that wasn't telling the heating element to come on.

It's a Bosch machine. 2003 model, always worked perfectly. We started taking it to bits. It wasn't easy. After much frustration and YouTubing, we got to the thermostat, and removed it. A replacement was not available.

I looked at how much a similar used Bosch machine would cost. I could get one locally for 30.

We eventually tracked down a used thermostat of the correct spec on ebay. 8. Ordered, put the machine back together so it wouldn't be in the way. Part arrived, took it all apart again, fitted it, works perfectly.

This took, in total... 3 hours? Trying to disassemble a machine that is clipped, not screwed together, trying to find a manual online (it came to us second hand) etc.

A new (used machine) would have only cost 22 more than the repair (so less than 3 times the cost of the repair). If we weren't handy people, I can totally see why you would just buy a new (although we would buy used) one, because the economies are similar - a repair guy would have charged 50 call out, then gone away to source the part (20 new if he could get it?), then 50 to come back and fit it.. and a new machine would be under 360.

But I'm glad we are able to fix things like this, partly for the cost savings, but mainly for keeping it in circulation and out of landfill for longer (though much of the machine will be recycled, some can't be).

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Re: Overheard on Facebook
« Reply #2513 on: June 22, 2015, 06:57:47 AM »
FYI, the larger style is properly called a "Freedom Fridge" where the smaller one is "Kenyan Socialist Rot Box".  /sarcasm
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Jags4186

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Re: Overheard on Facebook
« Reply #2514 on: June 22, 2015, 12:27:47 PM »
"When I feel like crap- I spend money...  This past weekend I got us a brand new couch, new guest room furniture, and a trip booked to the Bahamas... So you can only imagine how terrible I've been feeling LOL."

Avidconsumer

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Re: Overheard on Facebook
« Reply #2515 on: June 22, 2015, 12:54:39 PM »
Talking of fixing appliances, I can see why a lot of un-handy people don't do it.

Our dishwasher stopped heating the water (here in the UK dishwashers and washing machines are only connected to the cold water supply. They heat whatever water is needed. I don't know if this is unusual on the grand scheme of things or not).

Anyway, we figured it was either the heating element or the thermostat that was the problem. The drying cycle was leaving dishes warm, so we figured the element was working, perhaps it was just a faulty thermostat that wasn't telling the heating element to come on.

It's a Bosch machine. 2003 model, always worked perfectly. We started taking it to bits. It wasn't easy. After much frustration and YouTubing, we got to the thermostat, and removed it. A replacement was not available.

I looked at how much a similar used Bosch machine would cost. I could get one locally for 30.

We eventually tracked down a used thermostat of the correct spec on ebay. 8. Ordered, put the machine back together so it wouldn't be in the way. Part arrived, took it all apart again, fitted it, works perfectly.

This took, in total... 3 hours? Trying to disassemble a machine that is clipped, not screwed together, trying to find a manual online (it came to us second hand) etc.

A new (used machine) would have only cost 22 more than the repair (so less than 3 times the cost of the repair). If we weren't handy people, I can totally see why you would just buy a new (although we would buy used) one, because the economies are similar - a repair guy would have charged 50 call out, then gone away to source the part (20 new if he could get it?), then 50 to come back and fit it.. and a new machine would be under 360.

But I'm glad we are able to fix things like this, partly for the cost savings, but mainly for keeping it in circulation and out of landfill for longer (though much of the machine will be recycled, some can't be).

I bought a washing machine and didn't realize for 6 months that the drum that was screwed into the back needed to be unscrewed. It would rattle like crazy and actually snapped the back outside casing. It just wanted to be free, but nope. I went and bought a new back casing and screwed it even tighter. I mentioned the issue to someone with a little bit of knowledge and oh boy did I feel stupid. haha. Luckily it still works.

MgoSam

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Re: Overheard on Facebook
« Reply #2516 on: June 22, 2015, 12:56:11 PM »
"When I feel like crap- I spend money...  This past weekend I got us a brand new couch, new guest room furniture, and a trip booked to the Bahamas... So you can only imagine how terrible I've been feeling LOL."

Ouch, terrible way to manage moods. I am getting better about going for walks when I feel bad. Heck I feel bad getting candy as a crutch when I've had a bad day, or going and getting some Korean food instead of cooking.

Beaker

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Re: Overheard on Facebook
« Reply #2517 on: June 22, 2015, 01:49:39 PM »
You would think so wouldn't you.  You would not believe the amount of times when I was in business, I would give a quote of 150 or 200 and would get the Oh wow... that is so expensive. ... I would then mention that I could dispose of the old one for them for $75 a piece.  The would take me up on that about 1/2 the time.  I would do the repair, and sell the set for a tidy profit.

Wait... so they wouldn't spend $150 to repair the machine, but they would drop $150 to have it hauled away? I can't even begin to fathom how that makes sense to anyone.

trailrated

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Re: Overheard on Facebook
« Reply #2518 on: June 22, 2015, 01:57:14 PM »
This is slightly embarrassing because it was done by me... but I had been trying to talk my sister into bringing me a milkshake to work. After a few facebook posts I resorted to a gofundme page and posted the link on her fb.

The info said something along the lines of "After two days of trying, and still no milkshake... I have decided to take up my cause with the internet. Please through your generosity and kindness help donate to thaw my sisters ice cold heart to milkshake temperature."

Her friends thought it was funny and I quickly hit my $10 goal and shut it down. And I got a milkshake. :)
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dycker1978

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Re: Overheard on Facebook
« Reply #2519 on: June 22, 2015, 02:11:38 PM »
You would think so wouldn't you.  You would not believe the amount of times when I was in business, I would give a quote of 150 or 200 and would get the Oh wow... that is so expensive. ... I would then mention that I could dispose of the old one for them for $75 a piece.  The would take me up on that about 1/2 the time.  I would do the repair, and sell the set for a tidy profit.

Wait... so they wouldn't spend $150 to repair the machine, but they would drop $150 to have it hauled away? I can't even begin to fathom how that makes sense to anyone.

I know good deal right... People are nothing if they are not predictable.

MgoSam

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Re: Overheard on Facebook
« Reply #2520 on: June 22, 2015, 02:22:59 PM »
You would think so wouldn't you.  You would not believe the amount of times when I was in business, I would give a quote of 150 or 200 and would get the Oh wow... that is so expensive. ... I would then mention that I could dispose of the old one for them for $75 a piece.  The would take me up on that about 1/2 the time.  I would do the repair, and sell the set for a tidy profit.

Wait... so they wouldn't spend $150 to repair the machine, but they would drop $150 to have it hauled away? I can't even begin to fathom how that makes sense to anyone.

I know good deal right... People are nothing if they are not predictable.

The predictable stupidity of people might make for a profitable sideline. I wonder if you would ever ask them a week later (after they've paid you $150 to dispose of it), if they would like to buy them back for $300?

Jags4186

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Re: Overheard on Facebook
« Reply #2521 on: June 22, 2015, 04:28:14 PM »
"When I feel like crap- I spend money...  This past weekend I got us a brand new couch, new guest room furniture, and a trip booked to the Bahamas... So you can only imagine how terrible I've been feeling LOL."

Ouch, terrible way to manage moods. I am getting better about going for walks when I feel bad. Heck I feel bad getting candy as a crutch when I've had a bad day, or going and getting some Korean food instead of cooking.

I should point out that this person commutes from PENNSYLVANIA TO MANHATTAN every day.

cerebus

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Re: Overheard on Facebook
« Reply #2522 on: June 23, 2015, 12:48:21 AM »
"When I feel like crap- I spend money...  This past weekend I got us a brand new couch, new guest room furniture, and a trip booked to the Bahamas... So you can only imagine how terrible I've been feeling LOL."

Ouch, terrible way to manage moods. I am getting better about going for walks when I feel bad. Heck I feel bad getting candy as a crutch when I've had a bad day, or going and getting some Korean food instead of cooking.

I should point out that this person commutes from PENNSYLVANIA TO MANHATTAN every day.

My dad used to commute from Baltimore to I think Colombus every day, something like that. 400 mile round trip. 

golden1

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Re: Overheard on Facebook
« Reply #2523 on: June 23, 2015, 06:39:40 AM »
Quote
Under a set of pictures of a cute 6-year old at the hairdresser's:

"Amy gets her first Brazilian blowout!"

And the comments are all along the line of "What a great day for her!"

My unvoiced thoughts are "Seriously? What six year old needs a Brazilian blowout?"

I have seen a few FB posts that show elementary school girls getting high maintenance and expensive hair dye and highlight treatments.  Ridiculous.

MgoSam

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Re: Overheard on Facebook
« Reply #2524 on: June 23, 2015, 08:22:08 AM »
"When I feel like crap- I spend money...  This past weekend I got us a brand new couch, new guest room furniture, and a trip booked to the Bahamas... So you can only imagine how terrible I've been feeling LOL."

Ouch, terrible way to manage moods. I am getting better about going for walks when I feel bad. Heck I feel bad getting candy as a crutch when I've had a bad day, or going and getting some Korean food instead of cooking.

I should point out that this person commutes from PENNSYLVANIA TO MANHATTAN every day.

My dad used to commute from Baltimore to I think Colombus every day, something like that. 400 mile round trip.

I pity everyone that has such a comment. I can't imagine imaging having to do that. I drive to Chicago and back twice about 8 times a year, about 400 miles each way and can't imagine having to do a long commute on a daily basis. How does anyone do 400 miles each day? That would mean 6 hours of driving in addition to their work day?

zolotiyeruki

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Re: Overheard on Facebook
« Reply #2525 on: June 23, 2015, 08:25:23 AM »

I pity everyone that has such a comment. I can't imagine imaging having to do that. I drive to Chicago and back twice about 8 times a year, about 400 miles each way and can't imagine having to do a long commute on a daily basis. How does anyone do 400 miles each day? That would mean 6 hours of driving in addition to their work day?
Maybe he flies? :)  ExFlyBoy could have made that trip in an hour each way back when he had a plane :)

cerebus

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Re: Overheard on Facebook
« Reply #2526 on: June 23, 2015, 08:26:00 AM »
I pity everyone that has such a comment. I can't imagine imaging having to do that. I drive to Chicago and back twice about 8 times a year, about 400 miles each way and can't imagine having to do a long commute on a daily basis. How does anyone do 400 miles each day? That would mean 6 hours of driving in addition to their work day?

Yeah my dad's a bit crazy like that. He does very high paid contract work, like $300/hour type stuff, all over the country. But his wife is in Baltimore so he would just pay the price to get back home every evening. He literally had no life apart from working and driving. And now at age 60 after doing this contract stuff for like 15 years, he tells me he's doing 2 jobs because he doesn't feel that he has enough to retire on. He owns 7 homes, 6 rentals. He's one of the main reasons I've taken this route and I want to check out of the race as early as possible.

(and no he drove it each way, every day).

zephyr911

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Re: Overheard on Facebook
« Reply #2527 on: June 23, 2015, 09:25:22 AM »
I should point out that this person commutes from PENNSYLVANIA TO MANHATTAN every day.
Depending where in Pennsylvania, that's not necessarily terrible... right? Well... OK, it probably is.
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Jags4186

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Re: Overheard on Facebook
« Reply #2528 on: June 23, 2015, 09:27:36 AM »

I should point out that this person commutes from PENNSYLVANIA TO MANHATTAN every day.
Depending where in Pennsylvania, that's not necessarily terrible... right? Well... OK, it probably is.

75 miles one way at the closest point...

zephyr911

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Re: Overheard on Facebook
« Reply #2529 on: June 23, 2015, 09:34:25 AM »
75 miles one way at the closest point...
Yeah, that's terrible with the traffic jams they get.
I can hardly stand my unbikeable 9.8 miles with 5-10 minutes of congestion on a bad day (total time 20-30 minutes). LOL
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iowajes

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Re: Overheard on Facebook
« Reply #2530 on: June 23, 2015, 09:37:59 AM »

I should point out that this person commutes from PENNSYLVANIA TO MANHATTAN every day.
I know a number of people who either do Philadelphia to NYC or vice versus. 
The only ones who make sense are the low level pilots who pick up jobs out of both airports so it is a bit erratic. 

The others, I can only assume are a spouse compromise.

It's a 2-hour commute apparently.

zephyr911

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Re: Overheard on Facebook
« Reply #2531 on: June 23, 2015, 09:40:26 AM »
I know a number of people who either do Philadelphia to NYC or vice versus. 
The only ones who make sense are the low level pilots who pick up jobs out of both airports so it is a bit erratic. 

The others, I can only assume are a spouse compromise.

It's a 2-hour commute apparently.
If the traffic isn't too bad, yeah....
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Insanity

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Re: Overheard on Facebook
« Reply #2532 on: June 23, 2015, 12:38:55 PM »

I know a number of people who either do Philadelphia to NYC or vice versus. 
The only ones who make sense are the low level pilots who pick up jobs out of both airports so it is a bit erratic. 

The others, I can only assume are a spouse compromise.

It's a 2-hour commute apparently.
If the traffic isn't too bad, yeah....

A good friend works for MSNBC.  He does the Philly commute to NYC.  He was working off hours an drove, but now takes the train.  It is a hellish long commute.  Oddly,  they do not even live between  the two jobs.  She drives in the same direction he does to get to the train.

Rheagar

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Re: Overheard on Facebook
« Reply #2533 on: June 23, 2015, 03:45:56 PM »
From a girl I knew in college:

"Ever road - EVERY. FRIGGIN. ROAD. Is under construction. I could bike to work faster."

Hmmm maybe she's on to something here...

Murse

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Re: Overheard on Facebook
« Reply #2534 on: June 23, 2015, 06:58:01 PM »
Well its been a long hour and half... after 4 long phone calls and 10 minutes of waiting on each I'm finally getting the phone I want... I broke my phone today (white note 4) I went to file the claim and asurion told me I can only get black so after talking to AT&T and calling asurion back and speaking with a supervisor he was able to find me a white note 4 smile emoticon after spending 900 for the phone and now an additional 150 for this replacement I want what I want! After all I want to thank Chris in Resolutions at Asurion for taking care of me smile emoticon OPINION TIME: Am I crazy to go this far all because of a color?

Sibley

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Re: Overheard on Facebook
« Reply #2535 on: June 24, 2015, 08:50:25 AM »
Well its been a long hour and half... after 4 long phone calls and 10 minutes of waiting on each I'm finally getting the phone I want... I broke my phone today (white note 4) I went to file the claim and asurion told me I can only get black so after talking to AT&T and calling asurion back and speaking with a supervisor he was able to find me a white note 4 smile emoticon after spending 900 for the phone and now an additional 150 for this replacement I want what I want! After all I want to thank Chris in Resolutions at Asurion for taking care of me smile emoticon OPINION TIME: Am I crazy to go this far all because of a color?

Yes.

boyerbt

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Re: Overheard on Facebook
« Reply #2536 on: June 24, 2015, 09:24:32 AM »
Well its been a long hour and half... after 4 long phone calls and 10 minutes of waiting on each I'm finally getting the phone I want... I broke my phone today (white note 4) I went to file the claim and asurion told me I can only get black so after talking to AT&T and calling asurion back and speaking with a supervisor he was able to find me a white note 4 smile emoticon after spending 900 for the phone and now an additional 150 for this replacement I want what I want! After all I want to thank Chris in Resolutions at Asurion for taking care of me smile emoticon OPINION TIME: Am I crazy to go this far all because of a color?

Yes.

Especially if you are going to put said phone into some kind of case that hides most, if not all, of the color anyways...
If it's free, I'll take three!

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RetiredAt63

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Re: Overheard on Facebook
« Reply #2537 on: June 24, 2015, 11:53:22 AM »
Standard joke/comment in Canada - we have 2 seasons, winter and road construction.

From a girl I knew in college:

"Ever road - EVERY. FRIGGIN. ROAD. Is under construction. I could bike to work faster."

Hmmm maybe she's on to something here...
The measure of civilization is how people treat one another.

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MgoSam

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Re: Overheard on Facebook
« Reply #2538 on: June 24, 2015, 11:54:50 AM »
Standard joke/comment in Canada - we have 2 seasons, winter and road construction.


Same here in Minnesota.

RetiredAt63

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Re: Overheard on Facebook
« Reply #2539 on: June 24, 2015, 11:56:44 AM »
Back to the previous foam.

In Quebec a "California stop" is an "American stop".  Ask me how I know.
The measure of civilization is how people treat one another.

http://forum.mrmoneymustache.com/meetups-and-social-events/ontario's-own-camp-mustache-2017/ - MEET US THERE!

lemanfan

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Re: Overheard on Facebook
« Reply #2540 on: June 24, 2015, 12:29:05 PM »
Standard joke/comment in Canada - we have 2 seasons, winter and road construction.


Same here in Minnesota.

And Sweden.

DeepEllumStache

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Re: Overheard on Facebook
« Reply #2541 on: June 24, 2015, 01:27:28 PM »
Standard joke/comment in Canada - we have 2 seasons, winter and road construction.


Same here in Minnesota.

And Sweden.

Texas doesn't have that, but we have construction year round which translates to a bunch of lane closures on construction sites that you rarely see anyone working on.

The joke in Texas is that our seasons are December, January, February, and Summer!
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flamingo25

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Re: Overheard on Facebook
« Reply #2542 on: June 24, 2015, 11:48:46 PM »
I am part of a local free/swap group on FB. It's pretty neat overall, but occasionally gets weird.

For example, today (Wednesday) someone asked for a bottle of bleach b/c they need to do laundry and don't get paid until Friday.

justajane

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Re: Overheard on Facebook
« Reply #2543 on: June 25, 2015, 06:35:27 PM »
Has anybody mentioned an Irish Goodbye? I just learned that one.

A SAHD I know "checks in" on Facebook almost every day at a coffee shop or restaurant with his two kids. Photos of his coffee drink or food is often included. This is in between checking a pools, children's museums, etc. He must spend a fortune on food and entertainment for them during the day. As far as I know he's almost never with his wife - she must be putting in extra hours to pay for all this!

Kitsune

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Re: Overheard on Facebook
« Reply #2544 on: June 26, 2015, 07:06:54 AM »
A relative just posted to Facebook about his "early retirement as of this Monday!!"

He's 67.

dividend

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Re: Overheard on Facebook
« Reply #2545 on: June 26, 2015, 10:13:35 AM »
A dear friend of mine posted this :
Quote
What would you do?
Car is paid for.
A/C completely hosed and will cost $2600+tax to repair ($2800). (Assuming a 2nd opinion will confirm this).
Trade-in Value for car WHEN working = $10,500.
Trade in value as-is - $8000.
Repair? Trade-In?
Now, she is receptive to mustachianism.  I sent her a blog link a while back and she got all excited and we had a really fun long discussion about cutting out things that don't add value.  So rest assured that she ultimately made a smart decision.  It's the replies that made me shake my head.  Keep in mind that this happened the month after she made the final payment on a 5 year loan.
Some choice examples :
Quote
Honestly, given how cheap financing is right now, I'm heavily biased toward buying new in most situations if you can handle the payment fairly easily.
Quote
vote Trade in car get new one ... Downhill mechanically from here ... Warrantee is always a good thing
Quote
Yeah, if someone will give you 8k for it I'd totally buy a low mileage used SUV. You could probably get something in the 20k mile range for $15k or so post trade.
My personal favorite :
Quote
I will say I kinda disagree with the premise that every car needs repairs. While it's true, I can't think of a single repair in the last decade that I've had to pay for because they've all been covered under warranty.

It's always a bit of a gamble but you're not trading $3k for a $15k loan, you're trading a *minimum* of $3k. I mean, yes, the current car can have another $12k of repairs before it equals the cost of buying something else. But, in those two scenarios you're left with still spending $15k but ending up with a new lower mileage vehicle in one of them. And that ignores any improvements in gas mileage, safety improvements and other technological advancements.

When you're dealing with negligible interest rates (total interest on $15k at 1.5% over 5 years is $578.90) there doesn't really seem to be much benefit to avoiding a car loan. *Personally* I'll choose paying an extra $600 over waiting 5 years before buying a car every time.

Oh, also, if the interest rate is below inflation, you actually lose more money saving it than you do borrowing it.

Then there was a slew of posts saying she should be sure to take a man with her when she went to buy a new car.

fartface

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Re: Overheard on Facebook
« Reply #2546 on: June 26, 2015, 12:03:50 PM »
Woo hoo check is in! Half already gone to my mom for rent and bill coverage.....next step is activating smartphone, then donating to a campaign fund, making a few purchases for things I need, and the rest is mine. Love "payday"! LOL

Way to celebrate/advertise your absolute stupidity. Gosh. I'd be really embarrassed if that were my kid. No shame.
If this tool could see an interest calculator he might not be activating a smartphone or donating to politicians. WTH is wrong with people? Even my 11 and 14 year olds understand how debt and interest rates work.

mm1970

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Re: Overheard on Facebook
« Reply #2547 on: June 26, 2015, 01:14:41 PM »
Standard joke/comment in Canada - we have 2 seasons, winter and road construction.

From a girl I knew in college:

"Ever road - EVERY. FRIGGIN. ROAD. Is under construction. I could bike to work faster."

Hmmm maybe she's on to something here...
My relatives in PA say the same thing.  Two seasons: winter and PENNDOT

gooki

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Re: Overheard on Facebook
« Reply #2548 on: June 28, 2015, 04:24:08 AM »
A dear friend of mine posted this :
Quote
What would you do?
Car is paid for.
A/C completely hosed and will cost $2600+tax to repair ($2800). (Assuming a 2nd opinion will confirm this).
Trade-in Value for car WHEN working = $10,500.
Trade in value as-is - $8000.
Repair? Trade-In?

When I first read this, I was like, what why is she selling her car to fix her home A/C. Then I realised it was the cars A/C. Fucken hell, just don't repair it and drive without aircon if it's that much to fix.
Follow me on my journey to FI.

Paul der Krake

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Re: Overheard on Facebook
« Reply #2549 on: June 28, 2015, 07:07:01 AM »
Worrying about the resale value of depreciating assets, tut tut tut.