Author Topic: Overheard on Facebook  (Read 2956235 times)

MishMash

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Re: Overheard on Facebook
« Reply #1850 on: March 19, 2015, 06:28:44 AM »
I never understood why they FRG coordination meetings were in the middle of the work day.

I've asked and was told it's because the kids are in school so they can have the meetings uninterrupted and without child care being provided and that it doesn't cut into family time.  I asked, well what about those of us that work, and was told point blank that we can't do what everyone wants so we do what's best for the bulk of the people.  Which, to me, means the bulk of spouses don't work. 


zephyr911

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Re: Overheard on Facebook
« Reply #1851 on: March 19, 2015, 08:08:12 AM »

HA!  zephyr that was my exact thought (on both the dependapotomus and the "get a fucking job") when I read it.  That was followed by me thinking "so there is truth in the military spouse dependapotomus myth"  Caveat, I too am married to a guy in the military but I haven't spent much time with military spouses outside of mandatory fun days because I have a job, have always had a job, and don't take time off for spousey meettings that are in the middle of the day.  I honestly thought this was some stupid myth until I saw this...it was my holy shit it IS real moment.
Oh, it's real and I've witnessed it countless times, many of them up close and personal. My first wife dorked around for a solid year after I graduated & got commissioned, watching soap operas and getting fat[ter], just one distance learning course shy of her education degree. She got her shit together and landed a full-time job the month she left me. One of my good soldier friends got married and put his wife through a trade school then paid for her to lie around the house for a year+ whining about how hard it was to get certified in their new state, refusing to do "lesser" work (she was an experienced server but had decided she was too good for it) and, like the chick above, getting expensive ink done while he was off paying for it all. She too gained a ton of weight during that period, and then got off her ass to earn an income right when she left him. There really is something about that steady, secure paycheck that somehow helps mil couples rationalize all sorts of idiotic behavior. The spouse uses the unique hardships of mil family life as an excuse for being fucking worthless, and the member continually enables them. Meanwhile they both contribute to an inordinate accumulation of debt, because that paycheck will always be there, and will probably always go up, unless and until [insert disaster here] brings down the entire house of cards.
« Last Edit: March 19, 2015, 08:10:01 AM by zephyr911 »
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RFAAOATB

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Re: Overheard on Facebook
« Reply #1852 on: March 19, 2015, 11:41:48 AM »
She better get a fucking job and stop being a dumbass, is more like it.

If the sticker in the PX is a reliable source, being an Army Wife is the hardest job in the Army.  Show her you care with this 1/5 CT TDW Army Wife pendant.  Of course if you're frugal with that sweet sweet BAH money, than it should be enough to support the spouse without having to work.

mm1970

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Re: Overheard on Facebook
« Reply #1853 on: March 19, 2015, 12:16:01 PM »

DAMMIT! now you have me craving Wendys chicken nuggets for dinner.

Overheard on Facebook:

"Anyone have 300 bucks I can have, the gas bill just came in and I have no money." 

Not even borrow, have, at least she's honest. 

Posts from the last week, her new finished full sleeve color tattoo, her and her THREE year old at the salon getting matching highlights, some fancy pants new fish and coral for her HUGE saltwater tank and the best of them, the signed contract for their in ground pool...they live 20 minutes from the beach, if that, and 5 minutes from a lake in a state that is only warm 4 months or so of the year.   It's also only five days post payday for her husband who is in the military as an E5.
Classic dependopotamus. Friggin' disgusting.


She better push him to go to OCS, then she could have more than an extra $300 every month.

She better get a fucking job and stop being a dumbass, is more like it.

HA!  zephyr that was my exact thought (on both the dependapotomus and the "get a fucking job") when I read it.  That was followed by me thinking "so there is truth in the military spouse dependapotomus myth"  Caveat, I too am married to a guy in the military but I haven't spent much time with military spouses outside of mandatory fun days because I have a job, have always had a job, and don't take time off for spousey meettings that are in the middle of the day.  I honestly thought this was some stupid myth until I saw this...it was my holy shit it IS real moment.
This is interesting. I have a friend still in the military and he was a sub commander at least 2x.  Well, there are a lot of responsibility for the sub commander's wife.  I know, seems silly, but the sub CO's wife generally does a lot of baby sitting the other spouses of the young sailors.  Unpaid, of course.  Now, this was fine - my friend (the wife) had a couple of kids, didn't have a job (had an MBA but was difficult to work with all of the moving), so she took on the work.

But I was talking to her at the change of command ceremony when her husband was the outgoing.  She said "I don't know who is going to do the job now.  The new CO's wife has a job - owns her own business.  She's been clear that she has no time nor the interest."

zephyr911

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Re: Overheard on Facebook
« Reply #1854 on: March 19, 2015, 12:27:28 PM »
This is interesting. I have a friend still in the military and he was a sub commander at least 2x.  Well, there are a lot of responsibility for the sub commander's wife.  I know, seems silly, but the sub CO's wife generally does a lot of baby sitting the other spouses of the young sailors.  Unpaid, of course.  Now, this was fine - my friend (the wife) had a couple of kids, didn't have a job (had an MBA but was difficult to work with all of the moving), so she took on the work.

But I was talking to her at the change of command ceremony when her husband was the outgoing.  She said "I don't know who is going to do the job now.  The new CO's wife has a job - owns her own business.  She's been clear that she has no time nor the interest."
Commanders tend to be high achiever types with neither the time nor the tolerance for the kind of leech in question... it's most often young and immature junior servicemembers who end up saddled with them. Most high-ranking officers' spouses I've met were high achievers themselves - though, obviously that nature expresses itself in many different ways. Some run the domestic machine and serve as an unpaid auxiliary so the officer can be a badass and keep rising to the top, like your friend. Others find a way to have their own careers and businesses despite the constant upheaval, and I imagine they just meet up at home late at night to compare notes on the daily grind.
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OneCoolCat

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Re: Overheard on Facebook
« Reply #1855 on: March 19, 2015, 02:30:41 PM »
Oh god, honey...I don't like chicken nuggets from anywhere but Wendy's, but I do love me some honey on them.

DAMMIT! now you have me craving Wendys chicken nuggets for dinner.

Overheard on Facebook:

"Anyone have 300 bucks I can have, the gas bill just came in and I have no money." 

Not even borrow, have, at least she's honest. 

Posts from the last week, her new finished full sleeve color tattoo, her and her THREE year old at the salon getting matching highlights, some fancy pants new fish and coral for her HUGE saltwater tank and the best of them, the signed contract for their in ground pool...they live 20 minutes from the beach, if that, and 5 minutes from a lake in a state that is only warm 4 months or so of the year.   It's also only five days post payday for her husband who is in the military as an E5.

Unreal.  If not for her three year old, I would hope her gas gets shut off.
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MishMash

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Re: Overheard on Facebook
« Reply #1856 on: March 19, 2015, 06:12:48 PM »

DAMMIT! now you have me craving Wendys chicken nuggets for dinner.

Overheard on Facebook:

"Anyone have 300 bucks I can have, the gas bill just came in and I have no money." 

Not even borrow, have, at least she's honest. 

Posts from the last week, her new finished full sleeve color tattoo, her and her THREE year old at the salon getting matching highlights, some fancy pants new fish and coral for her HUGE saltwater tank and the best of them, the signed contract for their in ground pool...they live 20 minutes from the beach, if that, and 5 minutes from a lake in a state that is only warm 4 months or so of the year.   It's also only five days post payday for her husband who is in the military as an E5.
Classic dependopotamus. Friggin' disgusting.


She better push him to go to OCS, then she could have more than an extra $300 every month.

She better get a fucking job and stop being a dumbass, is more like it.

HA!  zephyr that was my exact thought (on both the dependapotomus and the "get a fucking job") when I read it.  That was followed by me thinking "so there is truth in the military spouse dependapotomus myth"  Caveat, I too am married to a guy in the military but I haven't spent much time with military spouses outside of mandatory fun days because I have a job, have always had a job, and don't take time off for spousey meettings that are in the middle of the day.  I honestly thought this was some stupid myth until I saw this...it was my holy shit it IS real moment.
This is interesting. I have a friend still in the military and he was a sub commander at least 2x.  Well, there are a lot of responsibility for the sub commander's wife.  I know, seems silly, but the sub CO's wife generally does a lot of baby sitting the other spouses of the young sailors.  Unpaid, of course.  Now, this was fine - my friend (the wife) had a couple of kids, didn't have a job (had an MBA but was difficult to work with all of the moving), so she took on the work.

But I was talking to her at the change of command ceremony when her husband was the outgoing.  She said "I don't know who is going to do the job now.  The new CO's wife has a job - owns her own business.  She's been clear that she has no time nor the interest."

*snort!*  My husband was the commander (Army though) a number of years back.  Your second paragraph was it to a T.  I got SO much crap for 1. Not being at meetings because I was travelling for work (hubz was there and we worked together to set it up) or 2. Scheduling things at 5 to 5:30, we got demands of 1. No PT in the morning, 2. the next day off, 3. mandatory free food, when the fundraising rules were insane and volunteer opportunities for fundraising were only in the middle of the day (and no one wanted to give up time)...I would have willingly paid a check into the FRG fund, my time is more valuable then the small amount of cash we could hold in the fund, but wasn't allowed to or 4. (and my favorite) blatant bribery of "you can't give my husband an article 15 because we came to meetings.

You can give these groups what you can, but if you don't fit the mold of what they expect, it's not really going to work I have found.  In regards to moving, we have moved many many times over the past decade or so, I've either found work, or I haven't moved to keep working...where there is a will, there is a way to continue a career.  It does no good to anyone when you have similar goals and one spouse can't attain them, we aim for career progression and happiness (and early retirement) on both our parts.

RetiredAt63

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Re: Overheard on Facebook
« Reply #1857 on: March 20, 2015, 06:54:47 AM »
Where's the one for Army Husband?

If the sticker in the PX is a reliable source, being an Army Wife is the hardest job in the Army.  Show her you care with this 1/5 CT TDW Army Wife pendant.  Of course if you're frugal with that sweet sweet BAH money, than it should be enough to support the spouse without having to work.
The measure of civilization is how people treat one another.

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RFAAOATB

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Re: Overheard on Facebook
« Reply #1858 on: March 20, 2015, 11:27:00 AM »
Where's the one for Army Husband?

If the sticker in the PX is a reliable source, being an Army Wife is the hardest job in the Army.  Show her you care with this 1/5 CT TDW Army Wife pendant.  Of course if you're frugal with that sweet sweet BAH money, than it should be enough to support the spouse without having to work.

Not much jewelry available.  No Army Husband bling bling shows we still have work to do in being an all inclusive society.  How about a flask to tide you over?

RetiredAt63

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Re: Overheard on Facebook
« Reply #1859 on: March 21, 2015, 07:15:33 AM »
Such stereotyping.  And it only holds 1 oz?

Where's the one for Army Husband?

If the sticker in the PX is a reliable source, being an Army Wife is the hardest job in the Army.  Show her you care with this 1/5 CT TDW Army Wife pendant.  Of course if you're frugal with that sweet sweet BAH money, than it should be enough to support the spouse without having to work.

Not much jewelry available.  No Army Husband bling bling shows we still have work to do in being an all inclusive society.  How about a flask to tide you over?
The measure of civilization is how people treat one another.

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frugalnacho

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Re: Overheard on Facebook
« Reply #1860 on: March 21, 2015, 12:59:14 PM »
Such stereotyping.  And it only holds 1 oz?


For when you only want to do 2/3 of a shot.

Davids

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Re: Overheard on Facebook
« Reply #1861 on: March 21, 2015, 02:50:15 PM »
I am so glad I am not on facebook. I would be calling people out if I saw these posts and probably losing friends in the process.

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Re: Overheard on Facebook
« Reply #1862 on: March 22, 2015, 12:03:37 PM »
A male friend's FB Post: "She told me were heading to the mall to buy her a dress and wound up with THIS!"

Cue to close-up photo of a brilliant diamond on her ring finger. Apparently after five years of marriage, she was due for an upgrade?

Further down, after many gushing comments and 100+ likes, he then posts a photo of HIS own ring finger w/a BUTT-ASS ugly band (looked like a nut or bolt from my husband's garage). And makes the comment, "I upgraded too!"

Dafaq. These two have GMAC, Ford Motor credit, Discover card, etc judgments against them on the state circuit court website. Granted it was 8-10 years ago, but those records don't go away.

He got a VA loan on their 400K home with 0% down. How is that even possible?

Saves NOTHING in his 401k but brags that he makes 200K in sales-- may or may not be true -- guy is a consummate  bragger/bullshitter.

Made a comment to me once that as long as he has enough money to pay the bills he has no worries. Acknowledged that if he lost his job tomorrow, his family of five would be on the street one day later.

He says the reason he lives high on the hog is because he grew up in extreme poverty with no dad and mentally ill (hoarder) mother. This is his way of showing the world he 'made it'.  Aaargghhh.

dragoncar

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Re: Overheard on Facebook
« Reply #1863 on: March 22, 2015, 02:15:02 PM »
Acknowledged that if he lost his job tomorrow, his family of five would be on the street one day later.


WOW!  Daily mortgage/rent payments?

caliq

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Re: Overheard on Facebook
« Reply #1864 on: March 22, 2015, 04:14:16 PM »
He got a VA loan on their 400K home with 0% down. How is that even possible?

VA loans are also available to active duty soldiers and I think the 0% is intended to help with the frequent moving?  (Whether or not they should be purchasing with that frequency of move is a whole different question...)

I'm guilty of using a 0% VA loan, but we did do our research on the costs of buying vs. renting first (though this was pre-MMM and I have a feeling that if I did the math again we'd come out as a wash or in favor of renting, whereas before buying was solidly the top choice). 

AH013

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Re: Overheard on Facebook
« Reply #1865 on: March 23, 2015, 07:06:38 AM »
An acquaintance posted 2 days ago about how they are struggling financially and sometimes aren't able to pay the electricity bill in full, etc.

Today they posted about the brand-new Keurig they just bought. I'n hoping maybe it was purchased with a gift card, but I doubt it.
If you can't pay the bills, coffee is a luxury in my opinion....

How karma-perfect would it be if in the middle of brewing up a Keurig the electricity was shut off?

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Re: Overheard on Facebook
« Reply #1866 on: March 23, 2015, 09:56:20 AM »
Friend: When the wife goes back to work after maternity leave we're talking about trading in my car (had for less than a year) for something that can fit 3 car seats
Me: I've heard numerous stories of people fitting three car seats in cars like a Honda Fit, you just need the right car seats
F: But then I'd have to buy new car seats, I don't want to do that
Me: So you'd rather buy a new car? That's some logic for you right there

I'm actually proud of myself for getting that out in a light hearted tone so I didn't sound too judgmental but his wife has a 9 passenger SUV and I can't even imaging they'd need to have all three kids in his car very often anyway. He just gave a non-committal shrug that said "yeah it's dumb but we're probably going to do it anyway" and started talking about mid-sized Jeeps

Isn't it hysterical? I'd rather spend 12k than a couple hundred because it's "easier." The ruined day of being at a car dealership is enough to make me avoid it as long as possible.
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MgoSam

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Re: Overheard on Facebook
« Reply #1867 on: March 23, 2015, 10:08:53 AM »
Friend: When the wife goes back to work after maternity leave we're talking about trading in my car (had for less than a year) for something that can fit 3 car seats
Me: I've heard numerous stories of people fitting three car seats in cars like a Honda Fit, you just need the right car seats
F: But then I'd have to buy new car seats, I don't want to do that
Me: So you'd rather buy a new car? That's some logic for you right there

I'm actually proud of myself for getting that out in a light hearted tone so I didn't sound too judgmental but his wife has a 9 passenger SUV and I can't even imaging they'd need to have all three kids in his car very often anyway. He just gave a non-committal shrug that said "yeah it's dumb but we're probably going to do it anyway" and started talking about mid-sized Jeeps

Isn't it hysterical? I'd rather spend 12k than a couple hundred because it's "easier." The ruined day of being at a car dealership is enough to make me avoid it as long as possible.

Can't place link from Youtube but reminds me Krusty the Klown when he had financial problems, there's a line in particular, "My house is dirty, go buy me a new one!" And an assistant runs off to do as he wants, a moment later Krusty is lighting a cigar with a $100 bill.

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Re: Overheard on Facebook
« Reply #1868 on: March 23, 2015, 10:45:49 AM »
Friend: When the wife goes back to work after maternity leave we're talking about trading in my car (had for less than a year) for something that can fit 3 car seats
Me: I've heard numerous stories of people fitting three car seats in cars like a Honda Fit, you just need the right car seats
F: But then I'd have to buy new car seats, I don't want to do that
Me: So you'd rather buy a new car? That's some logic for you right there

I'm actually proud of myself for getting that out in a light hearted tone so I didn't sound too judgmental but his wife has a 9 passenger SUV and I can't even imaging they'd need to have all three kids in his car very often anyway. He just gave a non-committal shrug that said "yeah it's dumb but we're probably going to do it anyway" and started talking about mid-sized Jeeps

Isn't it hysterical? I'd rather spend 12k than a couple hundred because it's "easier." The ruined day of being at a car dealership is enough to make me avoid it as long as possible.

I don't know what to say to people like this. Unfortunately logic is lost on some people.
I guess there isn't really anything to say. All you can do is share the story with your logical friends for your amusement (and the MMM community ;) ).

karaishere

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Re: Overheard on Facebook
« Reply #1869 on: March 25, 2015, 11:22:47 AM »
My cousin linked a gofundme fundraiser for a $4800 surgery for her dog (ruptured 2 vertebrae and can't walk). They "love him like family" but can't afford the surgery. I feel conflicted... How do you not have and extra 5k lying around in case of an emergency (they have a baby after all)? At the very least, use a credit card. I feel very sad for her. If my dogs were hurt and surgery would give them a happy full life, then I'd pay for it to be done. I just can't help but think, why should I have to pay for your dog when I already prepared for mine? I'm a horrible person, right?

---

Apparently they knew Dachshunds are prone to disc problems. I guess the positive is that they already know that 40% interest on a 6 month vet payment plan is way out of their budget? Oy vey.
« Last Edit: March 25, 2015, 11:43:45 AM by karaishere »

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Re: Overheard on Facebook
« Reply #1870 on: March 25, 2015, 11:45:02 AM »
My cousin linked a gofundme fundraiser for a $4800 surgery for her dog (ruptured 2 vertebrae and can't walk). They "love him like family" but can't afford the surgery. I feel conflicted... How do you not have and extra 5k lying around in case of an emergency (they have a baby after all)? At the very least, use a credit card. I feel very sad for her. If my dogs were hurt and surgery would give them a happy full life, then I'd pay for it to be done. I just can't help but think, why should I have to pay for your dog when I already prepared for mine? I'm a horrible person, right?

No you're not. I'm an animal lover. But seriously, an injury like that and you can't get it treated immediately (or even with treatment the quality of life isn't great), then put the animal down. That animal is in incredible pain.

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Re: Overheard on Facebook
« Reply #1871 on: March 25, 2015, 12:09:21 PM »

Apparently they knew Dachshunds are prone to disc problems. I guess the positive is that they already know that 40% interest on a 6 month vet payment plan is way out of their budget? Oy vey.

What the hell kind of crazy vet do they have?  40% interest to set up a payment plan.  That is robbery.

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Re: Overheard on Facebook
« Reply #1872 on: March 25, 2015, 12:46:48 PM »
A male friend's FB Post: "She told me were heading to the mall to buy her a dress and wound up with THIS!"

Cue to close-up photo of a brilliant diamond on her ring finger. Apparently after five years of marriage, she was due for an upgrade?

Further down, after many gushing comments and 100+ likes, he then posts a photo of HIS own ring finger w/a BUTT-ASS ugly band (looked like a nut or bolt from my husband's garage). And makes the comment, "I upgraded too!"

Dafaq. These two have GMAC, Ford Motor credit, Discover card, etc judgments against them on the state circuit court website. Granted it was 8-10 years ago, but those records don't go away.

He got a VA loan on their 400K home with 0% down. How is that even possible?

Saves NOTHING in his 401k but brags that he makes 200K in sales-- may or may not be true -- guy is a consummate  bragger/bullshitter.

Made a comment to me once that as long as he has enough money to pay the bills he has no worries. Acknowledged that if he lost his job tomorrow, his family of five would be on the street one day later.

He says the reason he lives high on the hog is because he grew up in extreme poverty with no dad and mentally ill (hoarder) mother. This is his way of showing the world he 'made it'.  Aaargghhh.

I have never understood the notion that someone needs to "upgrade" their ring.  It's just mind-boggling stupidity to me, but I do have a friend who is young, has massive student loan debts, just bought a house and got a dog, has been married for less than 3 years and has sometimes posted about money problems, yet they felt the need to upgrade her ring.  It is, naturally, hideous.

I suppose I shouldn't be surprised since this is also the same person who posts about her weight loss goals, posts a few things about exercise, then posts a picture of her and her husband getting fast food for dinner because it's "so delish!"  I've also seen the two of them sitting in one of their cars at lunch, with the car running for heat obviously, eating fast food.  This is a regular occurrence.  The idea that they could eat something other than fast food/takeout, or even just walk into the building they're in front of to eat rather than running their SUV for twenty minutes outside, doesn't seem to occur to them.  There really does seem to be a logical disconnect somewhere in her mind.

karaishere

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Re: Overheard on Facebook
« Reply #1873 on: March 25, 2015, 01:19:50 PM »
No you're not. I'm an animal lover. But seriously, an injury like that and you can't get it treated immediately (or even with treatment the quality of life isn't great), then put the animal down. That animal is in incredible pain.
I can agree with that. They apparently started the fundraiser on Monday, so the dog has already been suffering a few days... :(

What the hell kind of crazy vet do they have?  40% interest to set up a payment plan.  That is robbery.
No clue. I suggested to her that even credit card interest wouldn't be as bad as that. But why pay any interest if you can get family, friends, and strangers to pay for it?

---

Good news: The pup got out of surgery tonight and he's walking. I don't know how they're paying for it, but I'm happy their dog isn't suffering anymore.
« Last Edit: March 25, 2015, 08:33:32 PM by karaishere »

Joggernot

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Re: Overheard on Facebook
« Reply #1874 on: March 25, 2015, 07:31:30 PM »
Do I need to elaborate on this?  Facebook today...

"ISO somewhere in the area that sells puppy birthday cakes. Need to get one tomorrow."

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Re: Overheard on Facebook
« Reply #1875 on: March 26, 2015, 06:57:10 AM »
Do I need to elaborate on this?  Facebook today...

"ISO somewhere in the area that sells puppy birthday cakes. Need to get one tomorrow."

Stick a candle in a can of dog food. Or the litter box for that matter. Dog would love either one.
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Pooperman

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Re: Overheard on Facebook
« Reply #1876 on: March 26, 2015, 07:26:06 AM »
Do I need to elaborate on this?  Facebook today...

"ISO somewhere in the area that sells puppy birthday cakes. Need to get one tomorrow."

Stick a candle in a can of dog food. Or the litter box for that matter. Dog would love either one.

Joggernot - say you can provide a cake and do exactly this :D. I see a side business.

Joggernot

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Re: Overheard on Facebook
« Reply #1877 on: March 26, 2015, 10:21:44 AM »
If it hadn't been needed by tomorrow, I would have mixed up a box cake, drawn a dog on it, and charged $40 for the rush job.  Yep, could be a good side business, although the candle in the cat box probably would have been appreciated by the dog more than the cake...:)

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Re: Overheard on Facebook
« Reply #1878 on: March 26, 2015, 11:17:20 AM »
I work next door to a dog bakery. No human food sold, just upscale dog treats, handmade in house. They have been there for 10 years, so not a start up that is going to fail.

1 pound of undecorated biscuits is $10.99-$12.99
Decorated biscuits (they look like fancy cookies) are about $3 each!

Cookie78

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Re: Overheard on Facebook
« Reply #1879 on: March 26, 2015, 11:33:16 AM »
I work next door to a dog bakery. No human food sold, just upscale dog treats, handmade in house. They have been there for 10 years, so not a start up that is going to fail.

1 pound of undecorated biscuits is $10.99-$12.99
Decorated biscuits (they look like fancy cookies) are about $3 each!

I made dog treats at home once for super cheap, but I can't even imagine spending $3 per treat!

RFAAOATB

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Re: Overheard on Facebook
« Reply #1880 on: March 26, 2015, 12:02:30 PM »
I work next door to a dog bakery. No human food sold, just upscale dog treats, handmade in house. They have been there for 10 years, so not a start up that is going to fail.

1 pound of undecorated biscuits is $10.99-$12.99
Decorated biscuits (they look like fancy cookies) are about $3 each!

A good dog is a better investment than a poor person.  That's the only conclusion I can see where luxury dog biscuits cost $3 and subsidized meals for the needy cost $1.59.

Unfortunately we have too many homeless dogs and homeless people.  At least the people get no kill shelters.

rocksinmyhead

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Re: Overheard on Facebook
« Reply #1881 on: March 26, 2015, 01:22:41 PM »
I work next door to a dog bakery. No human food sold, just upscale dog treats, handmade in house. They have been there for 10 years, so not a start up that is going to fail.

1 pound of undecorated biscuits is $10.99-$12.99
Decorated biscuits (they look like fancy cookies) are about $3 each!

I made dog treats at home once for super cheap, but I can't even imagine spending $3 per treat!

me too, it was awesome! every time I had to cut fat off chicken but lost a little meat with it, I put it in the freezer. so I had this bag of frozen chicken fat and scraps. I threw it in the stand mixer with some old chopped butternut squash I also had in the freezer, plus flour and eggs to hold it together. then I put little scoops of it in mini muffin tins and baked it. it was awesome, a fun project for someone who likes to bake, my dog of course loved it as did all the dogs at our running club, and I got to feel hilariously hipster and awesome about my dog eating these gourmet treats made with locally grown squash. LOL.

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Re: Overheard on Facebook
« Reply #1882 on: March 26, 2015, 09:18:49 PM »
Saw a good anti-antimustachian one on Facebook today. Someone was talking about the deals they got at various Boxing Day sales. One of the replies was:

"I save a ton of money every year on Boxing Day.  Haven't been in a store on Boxing Day in decades."

Love this! I saved a fortune this year's Black Friday, of course I spent it by sleeping in, and then when I was up I ate leftovers and read a book.

(This ones a bit old, but still relevant) I not only save, I earn time and a half by working Black Friday. Last year the company decided to make blackfriday holiday pay, and since I'd rather be shot than be in a store that day, it's worked well for me

johnny847

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Re: Overheard on Facebook
« Reply #1883 on: March 26, 2015, 11:55:00 PM »
Saw a good anti-antimustachian one on Facebook today. Someone was talking about the deals they got at various Boxing Day sales. One of the replies was:

"I save a ton of money every year on Boxing Day.  Haven't been in a store on Boxing Day in decades."

Love this! I saved a fortune this year's Black Friday, of course I spent it by sleeping in, and then when I was up I ate leftovers and read a book.

(This ones a bit old, but still relevant) I not only save, I earn time and a half by working Black Friday. Last year the company decided to make blackfriday holiday pay, and since I'd rather be shot than be in a store that day, it's worked well for me

Haha well I did literally save money on Black Friday by buying a $300 gift card at Target for $270, and $11.70 in cash back on my credit card - that's a 13.9% discount!
I've spent $217 of it so far, mostly on food.

eyePod

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Re: Overheard on Facebook
« Reply #1884 on: March 30, 2015, 09:01:47 AM »
Saw a good anti-antimustachian one on Facebook today. Someone was talking about the deals they got at various Boxing Day sales. One of the replies was:

"I save a ton of money every year on Boxing Day.  Haven't been in a store on Boxing Day in decades."

Love this! I saved a fortune this year's Black Friday, of course I spent it by sleeping in, and then when I was up I ate leftovers and read a book.

There's re-sellers who make most of their money on giftcards and promos like this. It's nuts and one of those machines that requires the companies to keep it up the deals, but it'st still neat.

(This ones a bit old, but still relevant) I not only save, I earn time and a half by working Black Friday. Last year the company decided to make blackfriday holiday pay, and since I'd rather be shot than be in a store that day, it's worked well for me

Haha well I did literally save money on Black Friday by buying a $300 gift card at Target for $270, and $11.70 in cash back on my credit card - that's a 13.9% discount!
I've spent $217 of it so far, mostly on food.
I blog on items flipped for a profit on eBay:
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ms

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Re: Overheard on Facebook
« Reply #1885 on: April 04, 2015, 02:07:47 AM »
Same mom who could not afford her phone bill a few months back has now purchased:
CUSTOM Diaper Bag Set- Expedient Diaper Bag w/ Changing Pad and Wetbag- PREMIUM FABRIC
$185.74 CAD

https://www.etsy.com/listing/220119351/custom-diaper-bag-set-expedient-diaper

Everyone needs a Happy Potter diaper bag! ;)



MikeBear

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Re: Overheard on Facebook
« Reply #1886 on: April 04, 2015, 01:06:43 PM »
Same mom who could not afford her phone bill a few months back has now purchased:
CUSTOM Diaper Bag Set- Expedient Diaper Bag w/ Changing Pad and Wetbag- PREMIUM FABRIC
$185.74 CAD

https://www.etsy.com/listing/220119351/custom-diaper-bag-set-expedient-diaper

Everyone needs a Happy Potter diaper bag! ;)

Who's "Happy Potter"? Is that Harry Potter's lost brother? lol

ms

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Re: Overheard on Facebook
« Reply #1887 on: April 04, 2015, 05:25:46 PM »
LOL! Maybe it's a Harry Potter knock off. No idea how I miss typed that!

Elliot

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Re: Overheard on Facebook
« Reply #1888 on: April 04, 2015, 06:03:49 PM »

inSecurity

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Re: Overheard on Facebook
« Reply #1889 on: April 05, 2015, 02:50:16 AM »
First, I haven't found many women who enjoy being called "females," which is a completely unsolicited anecdote, but take it or leave it.

As for your question, the kind of ring each woman will want (what gem, what size, what style, if she prioritizes size or quality, or even wants a ring at all) will vary greatly based on the woman in question. Ideally, by the time you plan to propose you will know and understand your future bride well enough to know what styles she gravitates toward, or you'll be in a relationship that's comfortable and mature enough to allow the two of you to have frank discussions about the topic.
I'm so happy that my wife was cool with me proposing before I got a ring.  We went to a pawn shop later that week and got a ring for ~400.  I still wish she hadn't wanted one at all, but meh.  I hadn't found the site yet at the time so who knows how it would go today.

bludreamin

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Re: Overheard on Facebook
« Reply #1890 on: April 05, 2015, 09:30:33 AM »
"The Easter Bunny Visited" under a picture of massive baskets filled with candy along with a new American doll and dirt bike....

My thought - when did Easter become Xmas? Then I feel old beside the next thought is "when I was a kid all I got was candy and I had to search for it hiding in plastic eggs"

Although I've not seen complaints about money from this poster I have seen complaints about job dissatisfaction... Oh and probably most annoying complaints at Xmas time of the use of "happy holidays" instead of "Merry Xmas" AND complaining about commercialization of Christian holidays (that one is really the icing on the hypocritical cake)

Joshin

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Re: Overheard on Facebook
« Reply #1891 on: April 05, 2015, 10:32:22 AM »
A certain person has been posting on my feed all week, begging for work clothes because she just got a new job but has no money to buy clothes. I'm not sure why her old clothing won't work, because she is still in the same industry which is a "business casual" industry.

Today, the Easter basket pictures popped up. There were brand new video games, an RC car, and a new cell phone. (Not a smart phone at least. Her oldest is only 9.)

I'm only "friends" with this person because our kids are in a club together, so I decided to rock the boat. "Wow! How did you get all the loot? I thought you had to save for work clothes?"

Her retort? "Oh, my mom sent me some money for clothes but I decided the kids were more important."

Yep, you're such a martyr. An irresponsible, selfish, ignorant martyr.

justajane

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Re: Overheard on Facebook
« Reply #1892 on: April 05, 2015, 01:21:56 PM »
Same mom who could not afford her phone bill a few months back has now purchased:
CUSTOM Diaper Bag Set- Expedient Diaper Bag w/ Changing Pad and Wetbag- PREMIUM FABRIC
$185.74 CAD

https://www.etsy.com/listing/220119351/custom-diaper-bag-set-expedient-diaper

Everyone needs a Happy Potter diaper bag! ;)

I have a love/hate relationship with Etsy. On the one hand, I love the entrepreneurship and hand made items. On the other, everything is so damned expensive that my Mustachian side just can't purchase anything.

merula

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Re: Overheard on Facebook
« Reply #1893 on: April 05, 2015, 01:50:40 PM »
"The Easter Bunny Visited" under a picture of massive baskets filled with candy along with a new American doll and dirt bike....

My thought - when did Easter become Xmas? Then I feel old beside the next thought is "when I was a kid all I got was candy and I had to search for it hiding in plastic eggs"

Although I've not seen complaints about money from this poster I have seen complaints about job dissatisfaction... Oh and probably most annoying complaints at Xmas time of the use of "happy holidays" instead of "Merry Xmas" AND complaining about commercialization of Christian holidays (that one is really the icing on the hypocritical cake)

I hate the anti-"Happy Holidays" rants. Even if you're Christian and everyone else you ever meet is also Christian, you're still celebrating Christmas and New Years in close succession, so "Happy Holidays" is appropriate. It's basically "I want to be able to pretend that no one exists who is different from me, just like the 1950s."

Those who take it one step further choose to rant against the abbreviation "Xmas", as it's "crossing Christ out of the holiday". Except that X (or the Greek letter Chi) has been used by Christians to abbreviate Christ for going on 19 centuries.

Back on topic:

Post from a friend-of-a-friend: "2014 Taxes are done! Only owed Uncle Sam an additional $1008 and [State] an additional $186. I'm sure they will give it back someday... Not"

Response: "You had to pay in? here I was going to ask you for insight on getting the most out of uncle Sam!"

Because the goal is to get a tax refund, of course.

Argyle

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Re: Overheard on Facebook
« Reply #1894 on: April 05, 2015, 02:12:00 PM »
Of course Uncle Sam and the state are giving it back every day.  Where does she think roads, street lights, police forces, food inspectors, national security, and all that come from?  They get volunteers to undertake all that?

But definitely lol about people who think that getting a tax refund (in other words, overpaying your taxes) is free money.

johnny847

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Re: Overheard on Facebook
« Reply #1895 on: April 05, 2015, 02:13:48 PM »
Back on topic:

Post from a friend-of-a-friend: "2014 Taxes are done! Only owed Uncle Sam an additional $1008 and [State] an additional $186. I'm sure they will give it back someday... Not"

Response: "You had to pay in? here I was going to ask you for insight on getting the most out of uncle Sam!"

Because the goal is to get a tax refund, of course.

*sigh*

If only people would understand that the friend of a friend did it far closer to optimal than most Americans (dunno if that person ended up paying penalties for underpayment of tax, but even if he or she did, it can't have been all that much for that low a balance).
I believe the average tax refund for households in this country is $3k.

RWD

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Re: Overheard on Facebook
« Reply #1896 on: April 05, 2015, 02:44:10 PM »
Back on topic:

Post from a friend-of-a-friend: "2014 Taxes are done! Only owed Uncle Sam an additional $1008 and [State] an additional $186. I'm sure they will give it back someday... Not"

Response: "You had to pay in? here I was going to ask you for insight on getting the most out of uncle Sam!"

Because the goal is to get a tax refund, of course.

*sigh*

If only people would understand that the friend of a friend did it far closer to optimal than most Americans (dunno if that person ended up paying penalties for underpayment of tax, but even if he or she did, it can't have been all that much for that low a balance).
I believe the average tax refund for households in this country is $3k.

The W-4 is biased towards refunds. If you set the correct number of allowances and don't have any other income it is designed to overwithhold.

shedinator

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Re: Overheard on Facebook
« Reply #1897 on: April 05, 2015, 04:29:13 PM »
Of course Uncle Sam and the state are giving it back every day.  Where does she think roads, street lights, police forces, food inspectors, national security, and all that come from?  They get volunteers to undertake all that?

But definitely lol about people who think that getting a tax refund (in other words, overpaying your taxes) is free money.

Not necessarily lol. I've had years where my tax refund exceeded my taxes paid for the year due to combinations of credits, especially the EITC, which can equate to upwards of 6,000 in free money for a two-child four person household (more/less depending on household size). Even with fully optimized withholding, there's no way to get the Fed to prepay the EITC. According to 2012 numbers, some 47% of Americans get more back than they ever put in.
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Megma

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Re: Overheard on Facebook
« Reply #1898 on: April 05, 2015, 07:37:00 PM »
Same mom who could not afford her phone bill a few months back has now purchased:
CUSTOM Diaper Bag Set- Expedient Diaper Bag w/ Changing Pad and Wetbag- PREMIUM FABRIC
$185.74 CAD

https://www.etsy.com/listing/220119351/custom-diaper-bag-set-expedient-diaper

Everyone needs a Happy Potter diaper bag! ;)

I have a love/hate relationship with Etsy. On the one hand, I love the entrepreneurship and hand made items. On the other, everything is so damned expensive that my Mustachian side just can't purchase anything.

I feel exactly the same about Etsy! Apparently I should be making custom diaper bags, just the bag was $150, the additional matching accessories were more!

johnny847

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Re: Overheard on Facebook
« Reply #1899 on: April 05, 2015, 09:40:37 PM »
Back on topic:

Post from a friend-of-a-friend: "2014 Taxes are done! Only owed Uncle Sam an additional $1008 and [State] an additional $186. I'm sure they will give it back someday... Not"

Response: "You had to pay in? here I was going to ask you for insight on getting the most out of uncle Sam!"

Because the goal is to get a tax refund, of course.

*sigh*

If only people would understand that the friend of a friend did it far closer to optimal than most Americans (dunno if that person ended up paying penalties for underpayment of tax, but even if he or she did, it can't have been all that much for that low a balance).
I believe the average tax refund for households in this country is $3k.

The W-4 is biased towards refunds. If you set the correct number of allowances and don't have any other income it is designed to overwithhold.

Wrong. If you answer the questions correctly, don't have any other income, and don't qualify for any tax deductions or credits the W-4 doesn't ask you about, the tax withholding will be exactly right (that is, so long as the employer follows IRS instructions).

Take Bob, a fresh college graduate. Single, no kids. No other sources of income other than a W-2 from a job.

Suppose Bob makes $50k. To make the calculations simple, assume no 401k, HSA, etc. (Or because we're Mustachians, just say that he reports $50k as wages on his tax returns after taking into account 401k and HSA contributions). When Bob fills out the W-4, it instructs him to claim 2 allowances - one for himself and one because he is single and has only one job.

Suppose Bob is paid semimonthly. Every paycheck his gross wages are $2083.33. IRS publication 15 is what employers use to calculate the correct withholding. Lets take a look at page 43. www.irs.gov/pub/irs-pdf/p15.pdf
Each withholding allownace for the semimonthly pay period is worth $166.70. Bob claims two allowances. Hence, $2083.33 - 2*166.70 = $1749.93 is subject to tax withholding on every paycheck. Now we jump to page 45 for the withholding tables.
On page 45, we find table 3, semimonthly payroll period. Use table a because Bob is single. Amount to withhold is (1749.93-1656)*.25 + 214.80 = $238.28.
Multiply this over 24 paychecks, and we get a total tax withholding of $5718.72.

What's his true tax liability? Let's calculate using the tax tables from http://www.forbes.com/sites/kellyphillipserb/2014/10/30/irs-announces-2015-tax-brackets-standard-deduction-amounts-and-more/

Standard deduction is $6300, exemption is $4000. Remember, Bob has nothing special for simplicity. No student loan interest deduction, no IRA, etc.
$50,000 - $6300 - $4000 = $39700 of taxable income.
Tax liability = (39700-37450)*.25 + 5156.25 = $5718.75

I'm three cents off, but that's just a couple rounding errors - not every paycheck is $2083.33 if you want his income to total to exactly $50k.

I could do the same exercise for a different pay cycle (biweekly, monthly, etc) and it will result in the same thing: tax liability = tax withholding.



The W-4 is not biased towards refunds. What happens is that for a large chunk of people, their tax situation is far more complicated than the short worksheet on the W-4 can handle. The only way to get your W-4 correct is to project your total tax liability for the year by taking into account all sources of income, tax deductions, and tax credits, and then manipulating the withhodling to match your projected tax liability. And then come November/December, check it again.
But the W-4 can't possibly ask you about all tax credits and deductions you qualify for because people aren't going to essentially project a full out tax refund when they fill out a W-4. Especially considering most Americans are clueless about taxes and wouldn't be able to do that without any assistance from software or an accountant.
« Last Edit: April 05, 2015, 09:46:56 PM by johnny847 »