Author Topic: Overheard on Facebook  (Read 2245804 times)

california_daze

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Re: Overheard on Facebook
« Reply #1500 on: January 22, 2015, 12:15:52 PM »
Facebook Acquaintance is going to community college and getting financial aid to help pay for school (good).
Facebook Acquaintance is also restoring an old Hi-Watt guitar amplifier head in a custom blue tolex cabinet (well... some of us need hobbies... right??)


*Facebook Acquaintance posts picture of the progress*
Acquaintance:  Restoring a Hi-Watt amp head...
Acquaintance friend:  Awesome! When is the rig going to be complete?!
Acquaintance:  Amp will be done soon - I'll be finishing the speaker cabinets once my financial aid check comes in!

*face-palm*

NumberCruncher

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Re: Overheard on Facebook
« Reply #1501 on: January 22, 2015, 01:04:46 PM »
This site about Asian character tattoos gone horribly wrong is always good for a laugh: www.hanzismatter.blogspot.com

Enjoy, y'all.

I have never gotten a tatto, but I always said that if I ever did, I would have a chinese character tattoo on my shoulder.  Instead of some b.s. "Inspirational" saying, it would say:

"Beef with broccoli"
That's hilarious!

I have an Asian name IRL, so I suppose I could get a tattoo of that.  But who could I trust to give me the correct characters?

Sadly, that wouldn't be your only concern. Many tattoo artists that aren't familiar with the characters can make some pretty wonky strokes if they freehand it. If you really wanted a tattoo, you might be safe by bringing in exactly what you wanted (verified by a native speaker), and they could create a stencil from that.

greenmimama

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Re: Overheard on Facebook
« Reply #1502 on: January 22, 2015, 02:38:46 PM »
A girl I know, just got an upgraded ring, from a 1/2 carat to a full carat.

He hasn't even asked her to marry him yet and they live in her grandmas basement because her hours were cut during her pregnancy.

Ohhh it hurts my head to think of all the stooopid wrapped up in that one picture of her new ring!

im confused. if no one has asked her to marry them, why does she have an engagement ring, from whence did it come?

Not sure, I mean she does have a baby daddy who is in the picture, But this picture of her upgraded ring, SHE said in the comments that he hasn't asked her yet, it's very strange and I have her on ignore, but I wanted to see if she had given birth yet.

I can just imagine her Grandpa, my uncle, what he has to say about it all, since they are living with him, all I can hope is that it's a fake diamond.

caliq

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Re: Overheard on Facebook
« Reply #1503 on: January 22, 2015, 03:36:15 PM »
A girl I know, just got an upgraded ring, from a 1/2 carat to a full carat.

He hasn't even asked her to marry him yet and they live in her grandmas basement because her hours were cut during her pregnancy.

Ohhh it hurts my head to think of all the stooopid wrapped up in that one picture of her new ring!

im confused. if no one has asked her to marry them, why does she have an engagement ring, from whence did it come?

Not sure, I mean she does have a baby daddy who is in the picture, But this picture of her upgraded ring, SHE said in the comments that he hasn't asked her yet, it's very strange and I have her on ignore, but I wanted to see if she had given birth yet.

I can just imagine her Grandpa, my uncle, what he has to say about it all, since they are living with him, all I can hope is that it's a fake diamond.

Maybe they've agreed to get married but she wants to have a formal special proposal, like him getting down on one knee and all that? 

I went right from cohabitating to married without an engagement period or actual proposal though so I probably have no idea what I'm talking about ;D

Ascotillion

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Re: Overheard on Facebook
« Reply #1504 on: January 22, 2015, 05:59:35 PM »
Had a chat with my housemate today about money. I make him meals that he buys at $5 a portion, which I was feeling a little uneasy about because even though I know it's mutually beneficial, sometimes it feels like I'm taking advantage of him.

Him: Well, I used to have a really bad fast food habit so this works out better.
Me: Oh god, me too. Exam time last year led me to spend about $150 in a month. I'm so glad I curbed it!
Him: Yeah.. I was spending $200 a week.
Me: what
Him: Probably more if you include lunches!
Me: ...


I don't feel bad about the meal prices any more! Plus he expressed interest in my low grocery budget so he might start learning to cook. I love helping other people to save money too!

MgoSam

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Re: Overheard on Facebook
« Reply #1505 on: January 23, 2015, 02:48:51 AM »
Had a chat with my housemate today about money. I make him meals that he buys at $5 a portion, which I was feeling a little uneasy about because even though I know it's mutually beneficial, sometimes it feels like I'm taking advantage of him.

Him: Well, I used to have a really bad fast food habit so this works out better.
Me: Oh god, me too. Exam time last year led me to spend about $150 in a month. I'm so glad I curbed it!
Him: Yeah.. I was spending $200 a week.
Me: what
Him: Probably more if you include lunches!
Me: ...


I don't feel bad about the meal prices any more! Plus he expressed interest in my low grocery budget so he might start learning to cook. I love helping other people to save money too!

I applaud this. The way I see it, either he's going to get his lunches from you or he's going to get them from a pricier, and unhealthier place. You're both benefiting, plus if he finds out that he can start cooking he might start taking it up. I first started cooking when I made chili in a crock pot and saw how easy it was, and then progressed from there.

partgypsy

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Re: Overheard on Facebook
« Reply #1506 on: January 23, 2015, 10:31:06 AM »
This site about Asian character tattoos gone horribly wrong is always good for a laugh: www.hanzismatter.blogspot.com

Enjoy, y'all.

I have never gotten a tatto, but I always said that if I ever did, I would have a chinese character tattoo on my shoulder.  Instead of some b.s. "Inspirational" saying, it would say:

"Beef with broccoli"
That's hilarious!

I have an Asian name IRL, so I suppose I could get a tattoo of that.  But who could I trust to give me the correct characters?

These are hilarious! It seems when people are asking for one thing, (strength, virtue, love overcomes all)  the tattoo artist is tattooing things like "addicted to marijuana" "Hepatitis" "trashy", or even just gibberish instead. OMG!

iowajes

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Re: Overheard on Facebook
« Reply #1507 on: January 23, 2015, 11:19:55 AM »

LMAO. Although, I do remember the terrible feeling of dropping the 12k on my Scion. Seeing that much in my checking and then out of my checking was a weird one. I would love it if they could see all of our retirement accounts!

We had to transfer over $70k into our account for the down payment on our house.  So that, plus the usual amount we keep in there made for a fun ATM receipt before the wire transfer got pulled.

msjd123

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Re: Overheard on Facebook
« Reply #1508 on: January 23, 2015, 06:39:34 PM »
This site about Asian character tattoos gone horribly wrong is always good for a laugh: www.hanzismatter.blogspot.com

Enjoy, y'all.

I have never gotten a tatto, but I always said that if I ever did, I would have a chinese character tattoo on my shoulder.  Instead of some b.s. "Inspirational" saying, it would say:

"Beef with broccoli"

I'm not into tattoos, but I've always loved what a friend did. Her first two tattoos were quite small; she asked her children to write their own names, and then had that tattooed onto her shoulder. Small, cute, nice. For her third tattoo, she got one of those very elaborate calligraphy things on her hip where it can be hard to read what it says. I assumed it was a name because it was two words, but when I asked her what it said, she said, "Oh, it's another tattoo." I said, "I know, but what does it say?" (wait for it.....) It literally said "Another Tattoo."

LOVE it!!! That totally cracked me up!


Threshkin

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Re: Overheard on Facebook
« Reply #1509 on: January 24, 2015, 01:42:45 PM »
This site about Asian character tattoos gone horribly wrong is always good for a laugh: www.hanzismatter.blogspot.com

Enjoy, y'all.

I have never gotten a tatto, but I always said that if I ever did, I would have a chinese character tattoo on my shoulder.  Instead of some b.s. "Inspirational" saying, it would say:

"Beef with broccoli"
That's hilarious!

I have an Asian name IRL, so I suppose I could get a tattoo of that.  But who could I trust to give me the correct characters?

Google Translate

Kris

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Re: Overheard on Facebook
« Reply #1510 on: January 24, 2015, 11:04:12 PM »
This site about Asian character tattoos gone horribly wrong is always good for a laugh: www.hanzismatter.blogspot.com

Enjoy, y'all.

I have never gotten a tatto, but I always said that if I ever did, I would have a chinese character tattoo on my shoulder.  Instead of some b.s. "Inspirational" saying, it would say:

"Beef with broccoli"
That's hilarious!

I have an Asian name IRL, so I suppose I could get a tattoo of that.  But who could I trust to give me the correct characters?

Google Translate

Oh, god, google translate is absolutely not to be trusted.  High probability of gibberish.
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Zaga

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Re: Overheard on Facebook
« Reply #1511 on: January 25, 2015, 09:09:58 AM »
This site about Asian character tattoos gone horribly wrong is always good for a laugh: www.hanzismatter.blogspot.com

Enjoy, y'all.

I have never gotten a tatto, but I always said that if I ever did, I would have a chinese character tattoo on my shoulder.  Instead of some b.s. "Inspirational" saying, it would say:

"Beef with broccoli"
That's hilarious!

I have an Asian name IRL, so I suppose I could get a tattoo of that.  But who could I trust to give me the correct characters?

Google Translate

Oh, god, google translate is absolutely not to be trusted.  High probability of gibberish.
Exactly!  No way I would trust that!  In any case, not getting a tattoo.  I have a piercing, which is nice because when it's out no-one can tell I have it. 

MgoSam

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Re: Overheard on Facebook
« Reply #1512 on: January 25, 2015, 09:45:39 AM »
This site about Asian character tattoos gone horribly wrong is always good for a laugh: www.hanzismatter.blogspot.com

Enjoy, y'all.

I have never gotten a tatto, but I always said that if I ever did, I would have a chinese character tattoo on my shoulder.  Instead of some b.s. "Inspirational" saying, it would say:

"Beef with broccoli"
That's hilarious!

I have an Asian name IRL, so I suppose I could get a tattoo of that.  But who could I trust to give me the correct characters?

Google Translate

Oh, god, google translate is absolutely not to be trusted.  High probability of gibberish.
Exactly!  No way I would trust that!  In any case, not getting a tattoo.  I have a piercing, which is nice because when it's out no-one can tell I have it.

Wait, is Asian character tattoos still a thing? I could never understand the concept of being 'different,' by doing what every 'different' person has done to demonstrate that he/she is 'different.'

robotclown

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Re: Overheard on Facebook
« Reply #1513 on: January 25, 2015, 09:49:57 AM »
Consecutive posts I saw on someone's wall:

"Never so excited to spend so much money...hello car payments :)"

"When I say, 'I'm broke' I don't mean I have $0.  It means I have responsibilities to take care of before wasting money on dumb stuff"

Joggernot

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Re: Overheard on Facebook
« Reply #1514 on: January 25, 2015, 10:20:05 AM »

I have never gotten a tatto, but I always said that if I ever did, I would have a chinese character tattoo on my shoulder.  Instead of some b.s. "Inspirational" saying, it would say:

"Beef with broccoli"

Google translate gives 牛肉西蘭花 for "beef with broccoli".  Maybe someone can do a real translation.

grantmeaname

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Re: Overheard on Facebook
« Reply #1515 on: January 25, 2015, 05:26:09 PM »
If I ever got a Chinese tattoo it would say "confused porridge". Truer words were never spoken.

pancakes

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Re: Overheard on Facebook
« Reply #1516 on: January 26, 2015, 02:14:56 AM »
This isn't so much overhead on Facebook rather than via Facebook.

One of the guys I studied teaching with a number of years ago has been spruiking his new financial blog relentlessly on Facebook. Apparently he noticed that a lot of young people were not very good at budgeting and wants to help them out.

His first bit of advice? Build a buffer of 3 months income but don't worry about racing to do it, just start by saving 10% (???) of your income and eventually it will be there and then you can start saving that 10% for other things, like a deposit ($50-$100k where we live). Of course don't beat yourself up if you don't manage to meeting 10% all the time because budgeting is hard and you will fail but you'll get it some of the time if you keep trying...

I understand that saving 10% is better than spending 110% but it is talk like his which makes people think that not spending money is harder than it actually is. Here is a well educated guy telling young people to expect to fail at saving 10% of their income? No wonder some people have trouble comprehending saving 50%!

Pooperman

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Re: Overheard on Facebook
« Reply #1517 on: January 26, 2015, 05:13:47 AM »
This isn't so much overhead on Facebook rather than via Facebook.

One of the guys I studied teaching with a number of years ago has been spruiking his new financial blog relentlessly on Facebook. Apparently he noticed that a lot of young people were not very good at budgeting and wants to help them out.

His first bit of advice? Build a buffer of 3 months income but don't worry about racing to do it, just start by saving 10% (???) of your income and eventually it will be there and then you can start saving that 10% for other things, like a deposit ($50-$100k where we live). Of course don't beat yourself up if you don't manage to meeting 10% all the time because budgeting is hard and you will fail but you'll get it some of the time if you keep trying...

I understand that saving 10% is better than spending 110% but it is talk like his which makes people think that not spending money is harder than it actually is. Here is a well educated guy telling young people to expect to fail at saving 10% of their income? No wonder some people have trouble comprehending saving 50%!

Keep it in perspective though. For your average 20-something, SAVING is a miracle. 10% is great! When you weigh 10% vs the Mustachian Minimum (50%), it looks bad, but when you weigh it against the -2% of the average, then it's totally acceptable. It's a start, and a much better one than most people that age. For someone retiring on time, saving 10% in their 20s sets them up to save more when the realize they need to, but also starts them on the path towards a healthy retirement fund.

MgoSam

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Re: Overheard on Facebook
« Reply #1518 on: January 26, 2015, 06:26:50 AM »
This isn't so much overhead on Facebook rather than via Facebook.

One of the guys I studied teaching with a number of years ago has been spruiking his new financial blog relentlessly on Facebook. Apparently he noticed that a lot of young people were not very good at budgeting and wants to help them out.

His first bit of advice? Build a buffer of 3 months income but don't worry about racing to do it, just start by saving 10% (???) of your income and eventually it will be there and then you can start saving that 10% for other things, like a deposit ($50-$100k where we live). Of course don't beat yourself up if you don't manage to meeting 10% all the time because budgeting is hard and you will fail but you'll get it some of the time if you keep trying...

I understand that saving 10% is better than spending 110% but it is talk like his which makes people think that not spending money is harder than it actually is. Here is a well educated guy telling young people to expect to fail at saving 10% of their income? No wonder some people have trouble comprehending saving 50%!

Keep it in perspective though. For your average 20-something, SAVING is a miracle. 10% is great! When you weigh 10% vs the Mustachian Minimum (50%), it looks bad, but when you weigh it against the -2% of the average, then it's totally acceptable. It's a start, and a much better one than most people that age. For someone retiring on time, saving 10% in their 20s sets them up to save more when the realize they need to, but also starts them on the path towards a healthy retirement fund.

I'm fortunate in that most of my friends do save a portion of their income, but I imagine that they are the exception to the rule. For those that aren't already saving, I imagine them saving anything at all much more beneficial than nothing at all. Let's take someone that is spending 110% of their income and within a short period they start saving some money. If they find that they don't have to hate life to do it and realize that it is way less stressful this way, then perhaps they will increase their savings rate.

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pancakes

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Re: Overheard on Facebook
« Reply #1519 on: January 26, 2015, 07:53:36 AM »
I really didn't like the way he was so sympathetic to the idea that saving is really really hard and gave excuses such that it is expected we fail at a simple goal like saving 10%. I get the whole baby steps thing but a person in Australia who on full time min wage get just shy of AU$30 000 after tax. There was no talk of starting at 10% and working up. It was as though 10% was the end goal.

Now if you are working part time fine but almost any young person without kids who doesn't have extenuating family/health circumstances should be able to save more than $3k/year on $30k.

I'm not sure how many people are paid min wage over here either. I was paid more than it in a completely unskilled role in a supermarket years ago.

frugalnacho

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Re: Overheard on Facebook
« Reply #1520 on: January 26, 2015, 09:19:27 AM »
This site about Asian character tattoos gone horribly wrong is always good for a laugh: www.hanzismatter.blogspot.com

Enjoy, y'all.

I have never gotten a tatto, but I always said that if I ever did, I would have a chinese character tattoo on my shoulder.  Instead of some b.s. "Inspirational" saying, it would say:

"Beef with broccoli"

I'm not into tattoos, but I've always loved what a friend did. Her first two tattoos were quite small; she asked her children to write their own names, and then had that tattooed onto her shoulder. Small, cute, nice. For her third tattoo, she got one of those very elaborate calligraphy things on her hip where it can be hard to read what it says. I assumed it was a name because it was two words, but when I asked her what it said, she said, "Oh, it's another tattoo." I said, "I know, but what does it say?" (wait for it.....) It literally said "Another Tattoo."

LOVE it!!! That totally cracked me up!

This seems appropriate: https://www.youtube.com/watch?v=BF6ct9ZEq5s

It's a weird al song, Another Tattoo (Parody of "Nothin' On You" by B.o.B. featuring Bruno Mars)

grantmeaname

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Re: Overheard on Facebook
« Reply #1521 on: January 26, 2015, 10:37:49 AM »
Keep it in perspective though. For your average 20-something, SAVING is a miracle.
"I've never met a young person, but I heard they're awful!"

Pooperman

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Re: Overheard on Facebook
« Reply #1522 on: January 26, 2015, 11:11:13 AM »
Keep it in perspective though. For your average 20-something, SAVING is a miracle.
"I've never met a young person, but I heard they're awful!"

From two people under 30 ;)

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Re: Overheard on Facebook
« Reply #1523 on: January 26, 2015, 05:17:35 PM »
I don't think 20-somethings are any worse than 50-somethings at saving for retirement - or especially any worse than today's 50-somethings were thirty years ago.

Pooperman

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Re: Overheard on Facebook
« Reply #1524 on: January 26, 2015, 05:40:43 PM »
I don't think 20-somethings are any worse than 50-somethings at saving for retirement - or especially any worse than today's 50-somethings were thirty years ago.

Probably better, actually! I think I saw something comparing 20s people in the 1980s vs today with regards to savings that it was lower back then.

Psychstache

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Re: Overheard on Facebook
« Reply #1525 on: January 26, 2015, 06:04:38 PM »
I don't think 20-somethings are any worse than 50-somethings at saving for retirement - or especially any worse than today's 50-somethings were thirty years ago.

Probably better, actually! I think I saw something comparing 20s people in the 1980s vs today with regards to savings that it was lower back then.

It is time honored tradition to insult and belittle the previous generation. I would assume it dates back to the creation of the 2nd generation.

resy

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Re: Overheard on Facebook
« Reply #1526 on: January 26, 2015, 06:23:04 PM »
I don't think 20-somethings are any worse than 50-somethings at saving for retirement - or especially any worse than today's 50-somethings were thirty years ago.

Probably better, actually! I think I saw something comparing 20s people in the 1980s vs today with regards to savings that it was lower back then.
Maybe. Except these weird things known as "pensions" used to exist.

johnny847

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Re: Overheard on Facebook
« Reply #1527 on: January 26, 2015, 06:50:14 PM »
I don't think 20-somethings are any worse than 50-somethings at saving for retirement - or especially any worse than today's 50-somethings were thirty years ago.

Probably better, actually! I think I saw something comparing 20s people in the 1980s vs today with regards to savings that it was lower back then.
Maybe. Except these weird things known as "pensions" used to exist.
Haha yes. They got replaced by 401k's....where the burden is on the employee to manage funding his or her retirement.

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Re: Overheard on Facebook
« Reply #1528 on: January 26, 2015, 08:59:14 PM »
I don't think 20-somethings are any worse than 50-somethings at saving for retirement - or especially any worse than today's 50-somethings were thirty years ago.

Probably better, actually! I think I saw something comparing 20s people in the 1980s vs today with regards to savings that it was lower back then.
Maybe. Except these weird things known as "pensions" used to exist.

Yeah but... the previous generations got the exact children they raised.

eyePod

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Re: Overheard on Facebook
« Reply #1529 on: January 27, 2015, 06:31:42 AM »
I don't think 20-somethings are any worse than 50-somethings at saving for retirement - or especially any worse than today's 50-somethings were thirty years ago.

Probably better, actually! I think I saw something comparing 20s people in the 1980s vs today with regards to savings that it was lower back then.
Maybe. Except these weird things known as "pensions" used to exist.

Hey now, I'm getting a lump sum of my pension because it was under 50k when I left the company. If I were a lot older, I'd probably have kept at it.
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infogoon

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Re: Overheard on Facebook
« Reply #1530 on: January 27, 2015, 06:47:25 AM »
I don't think 20-somethings are any worse than 50-somethings at saving for retirement - or especially any worse than today's 50-somethings were thirty years ago.

Probably better, actually! I think I saw something comparing 20s people in the 1980s vs today with regards to savings that it was lower back then.
Maybe. Except these weird things known as "pensions" used to exist.

Yeah, that's the rub. I grew up in Rochester, New York, the definition of a company town. Literally every adult male in my family worked for Kodak, and was promised a generous pension and health insurance coverage for life. Some of them never bothered saving anything as a backup.

Kodak's bankruptcy really messed up a lot of plans.

Catomi

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Re: Overheard on Facebook
« Reply #1531 on: February 03, 2015, 09:21:35 AM »
Found a doozy in a mom's group I'm in:

Advice/Insight? We moved to CO last April and both of our car registration for VA was due in May, so we didn't renew. We planned on going to the DMV in CO and just registering here, but then life happened…my mom died, my grandma died, and things just happened financially where we put it off. So we are both still driving with expired VA tags in CO. We don't have our CO license yet either. Someone just told us that you can't register in CO with expired tags, that you have to update them in the previous state first…..how the heck do you do that? VA won't let us do it online. Anyone have any insight or had this happen before? Im kicking myself for putting it off. DH suggested we just trade in both cars and get new ones…maybe thats a better option?

SpicyMcHaggus

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Re: Overheard on Facebook
« Reply #1532 on: February 03, 2015, 09:36:43 AM »
Found a doozy in a mom's group I'm in:

Advice/Insight? We moved to CO last April and both of our car registration for VA was due in May, so we didn't renew. We planned on going to the DMV in CO and just registering here, but then life happened…my mom died, my grandma died, and things just happened financially where we put it off. So we are both still driving with expired VA tags in CO. We don't have our CO license yet either. Someone just told us that you can't register in CO with expired tags, that you have to update them in the previous state first…..how the heck do you do that? VA won't let us do it online. Anyone have any insight or had this happen before? Im kicking myself for putting it off. DH suggested we just trade in both cars and get new ones…maybe thats a better option?

so much stupid here.
1) stop believing people know what they are talking about
2) stop being helpless and look into it yourself
3) 2 new cars? AHAHAHAHAHHAHA. go ahead. it supplies the secondary used car market with fresh blood that I drive for a fraction of new.
ET ERE: 5yrs

Gin1984

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Re: Overheard on Facebook
« Reply #1533 on: February 03, 2015, 09:41:31 AM »
I don't think 20-somethings are any worse than 50-somethings at saving for retirement - or especially any worse than today's 50-somethings were thirty years ago.

Probably better, actually! I think I saw something comparing 20s people in the 1980s vs today with regards to savings that it was lower back then.
Maybe. Except these weird things known as "pensions" used to exist.
Haha yes. They got replaced by 401k's....where the burden is on the employee to manage funding his or her retirement.
And the employer can pay less into the 401k than they were paying into the pension.

dycker1978

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Re: Overheard on Facebook
« Reply #1534 on: February 03, 2015, 11:40:42 AM »
Just saw this one... "Tim Horton Roll up the rim has finally commenced"

For you people in the US, this is the annual buy coffee from us, roll up the rim and there is a one in 6 chance you can win coffee.

LucyBIT

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Re: Overheard on Facebook
« Reply #1535 on: February 03, 2015, 11:57:10 AM »
This is about Black Friday, so it's kind of old, but I just remembered it today and can't not share.

Original post: 'Best Buy has the curved 4k UHD tv for $1200 on Black Friday...YES PLEASE!'
Later comment: '55" curved homie. That's where it's at!'
My comment: 'Jesus Christ, $1200 for a tv? Are you opening a small-town-style movie theater in your basement?'
His response: 'This one is for my bedroom. I have a bigger 3d tv in my living room!'

infogoon

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Re: Overheard on Facebook
« Reply #1536 on: February 03, 2015, 12:11:34 PM »
Original post: 'Best Buy has the curved 4k UHD tv for $1200 on Black Friday...YES PLEASE!'
Later comment: '55" curved homie. That's where it's at!'
My comment: 'Jesus Christ, $1200 for a tv? Are you opening a small-town-style movie theater in your basement?'
His response: 'This one is for my bedroom. I have a bigger 3d tv in my living room!'

It's sometimes inconvenient, but I have to admit that I really like having an old house with only one power outlet in our bedroom. That's enough for reading lamps and not enough for nonsense like this.

iowajes

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Re: Overheard on Facebook
« Reply #1537 on: February 03, 2015, 12:15:17 PM »
55" TV in the BEDROOM?  I'll admit we have one in our TV room, but that is insane as a bedroom TV.

MandalayVA

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Re: Overheard on Facebook
« Reply #1538 on: February 03, 2015, 12:41:15 PM »
I don't think 20-somethings are any worse than 50-somethings at saving for retirement - or especially any worse than today's 50-somethings were thirty years ago.

Probably better, actually! I think I saw something comparing 20s people in the 1980s vs today with regards to savings that it was lower back then.
Maybe. Except these weird things known as "pensions" used to exist.
Haha yes. They got replaced by 401k's....where the burden is on the employee to manage funding his or her retirement.
And the employer can pay less into the 401k than they were paying into the pension.

My Semi-Largecorp employer got bought out by Ginormocorp ten years ago.  I have a 401k and a fully funded pension.  Even if Ginormocorp crashes like a Malaysian jetliner, it can't touch the pension fund because it came from Semi-Largecorp and fully funding the pension was a condition of the sale. 
Follow my road to semi-FIRE here:  The Road To Mandalay

Post-corporate life blog: Mandalay At Play  Latest entry: The Ginormocorp Survivors Page

LucyBIT

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Re: Overheard on Facebook
« Reply #1539 on: February 03, 2015, 12:46:12 PM »
55" TV in the BEDROOM?  I'll admit we have one in our TV room, but that is insane as a bedroom TV.

Um, yeah. He's single, too, so it's not like he's having family movie nights in the king-sized bed or something.

robotclown

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Re: Overheard on Facebook
« Reply #1540 on: February 03, 2015, 12:57:45 PM »
I keep seeing many, many posts on FB asking which tax preparer will get them the biggest refund.  This doesn't even make sense to me.  Your 2014 numbers are already done; shouldn't every place get you the same amount?

Catomi

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Re: Overheard on Facebook
« Reply #1541 on: February 03, 2015, 12:59:20 PM »
55" TV in the BEDROOM?  I'll admit we have one in our TV room, but that is insane as a bedroom TV.

Um, yeah. He's single, too, so it's not like he's having family movie nights in the king-sized bed or something.

I really don't want to know what he IS watching on that giant bedroom TV.

SpicyMcHaggus

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Re: Overheard on Facebook
« Reply #1542 on: February 03, 2015, 01:06:56 PM »
55" TV in the BEDROOM?  I'll admit we have one in our TV room, but that is insane as a bedroom TV.

Um, yeah. He's single, too, so it's not like he's having family movie nights in the king-sized bed or something.

I really don't want to know what he IS watching on that giant bedroom TV.

I have been convinced that I don't need a TV in the bedroom. In fact, we don't have cable, or a large TV. I sold my facepunch TV (51" LG plasma 1080p ) that I got for a super mustachian price of $300 to my room mate for $400 when I moved.  I only miss it 16 times per year(football games). But for those few hours, I can survive.
ET ERE: 5yrs

johnny847

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Re: Overheard on Facebook
« Reply #1543 on: February 03, 2015, 01:15:17 PM »
I keep seeing many, many posts on FB asking which tax preparer will get them the biggest refund.  This doesn't even make sense to me.  Your 2014 numbers are already done; shouldn't every place get you the same amount?
Well so long as they find all the tax credits and deductions that the taxpayer is eligible for, then yes. But some may not.

Software can also be poorly written. For example, when I tried H&R Block last year, it minimized federal and state returns separately, which can lead to the situation that I faced where I could reduce my federal tax liability by taking the lifetime learning credit, but I would actually increase my Georgia state tax liability by more than the lifetime learning credit benefit (lifetime learning credit is 20% of educational expenses, whereas I could take a 15% tax deduction on my federal taxes, and because that was an above the line deduction, it would lower my AGI - which GA uses as the starting point for their AGI - so I effectively also get a 21% tax deduction on my state taxes. So 21% > 20%, I should take the tax deduction (though admittedly, the difference is just 1% of my education expenses).
The software was strictly speaking still correctly written. It just used the wrong optimization criteria (minimize federal and state separately as opposed to federal+state).
I'd imagine this could also occur if your state forces you to itemize your deductions on your state returns if you itemize on federal, and the only thing you were able to itemize on federal returns was your state taxes. It'd have to be pretty extreme though.
There may exist other situations where this can occur.

voidmain

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Re: Overheard on Facebook
« Reply #1544 on: February 03, 2015, 04:30:30 PM »
This is about Black Friday, so it's kind of old, but I just remembered it today and can't not share.

Original post: 'Best Buy has the curved 4k UHD tv for $1200 on Black Friday...YES PLEASE!'
Later comment: '55" curved homie. That's where it's at!'
My comment: 'Jesus Christ, $1200 for a tv? Are you opening a small-town-style movie theater in your basement?'
His response: 'This one is for my bedroom. I have a bigger 3d tv in my living room!'

4k TVs are the new TV marketing propaganda, after 3D failed. MIGHT be worth considering in a few years, but mostly useless right now considering the lack of content.

thatbrowncat

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Re: Overheard on Facebook
« Reply #1545 on: February 03, 2015, 08:37:39 PM »
Had a friend who asked me how to save money. So i treated her to McDonalds and asked her why exactly she was saving.

Turns out she wanted to BURN it!

I explained to her she was trapped in a deadly cycle of saving-burning cash, but she was really determined to burn it.

So i lent her some books about saving cash and we parted ways.

A few weeks later, she posted a status on FB.

I can't  remember exactly what my friend posted, but it went like this:

"I want to go to ______ for vacation! I want to buy ________ & ________ brand of make up! I want to study in this __________ school for my masteral education! But I'm broke! Huhuhu!"

Cinder

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Re: Overheard on Facebook
« Reply #1546 on: February 04, 2015, 07:02:10 AM »
Had a friend who asked me how to save money. So i treated her to McDonalds and asked her why exactly she was saving.

Turns out she wanted to BURN it!

I explained to her she was trapped in a deadly cycle of saving-burning cash, but she was really determined to burn it.
...
"I want to go to ______ for vacation! I want to buy ________ & ________ brand of make up! I want to study in this __________ school for my masteral education! But I'm broke! Huhuhu!"

I remember hearing this one 'debt free scream' on Dave Ramsey's show where they thought the husband was a good saver and the wife was the spender... Turned out that the husband 'saved' for toys... tv, motorcycle, etc... and the wife was 'spending' on things the kids needed, food, etc....  Once they realized what their real spending problem was, they were able to address it and start aggressively paying off debts. 

iowajes

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Re: Overheard on Facebook
« Reply #1547 on: February 04, 2015, 07:07:13 AM »
I have a facebook friend who is constantly complaining about her student loans and how she worries she is never going to get a job that will allow her to pay them off.

So why has she  gone Bachelors-Masters-PhD (she hasn't had a job yet) in a not-useless, but incredibly rare to actually find a job field?

How about actually work to earn some money and THEN do the next degree?

infogoon

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Re: Overheard on Facebook
« Reply #1548 on: February 04, 2015, 07:55:08 AM »
A friend-of-a-friend on Facebook came out from jury duty to find that one of her windshield wipers had broken. Being as how the weather this week has been slushy and snowy and terrible, this was an inconvenient time to be without a wiper.

So she drove to the dealership and traded in her car on a 2015 model.

That seems reasonable, right?

frugalnacho

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Re: Overheard on Facebook
« Reply #1549 on: February 04, 2015, 08:20:28 AM »
A friend-of-a-friend on Facebook came out from jury duty to find that one of her windshield wipers had broken. Being as how the weather this week has been slushy and snowy and terrible, this was an inconvenient time to be without a wiper.

So she drove to the dealership and traded in her car on a 2015 model.

That seems reasonable, right?