Author Topic: Overheard on Facebook  (Read 2163056 times)

Primm

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Re: Overheard on Facebook
« Reply #1250 on: November 30, 2014, 05:35:01 PM »
I had never heard of non consumer advocate so intrigued I googled and landed on their site. Ummm...so first thing I see is a post for black friday telling you its the day to ditch your family and "shop till you drop"(yes, written close by to whay seems to be their motto of wear it out, use it up or do without or something of the like) then came a long list of promo codes.
I kept looking for the hidden joke but didn't find it, this was a real post. Didn't want to see anything else after that.

Did you read the promo codes?

IALREADYHAVEENOUGH

ILIKELYHAVETOOMUCHSTUFF

THEBESTSAVINGSISMONEYNOTEVENSPENT

SLEEPINGINISBETTERTHANWAITINGINLINE

MALL?NOTHANKYOU

USEITUPWEARITUPMAKEITDOORDOWITHOUT


Here, I'll do them for you with the spaces between the words...

I ALREADY HAVE ENOUGH

I LIKELY HAVE TOO MUCH STUFF

THE BEST SAVINGS IS MONEY NOT EVEN SPENT

SLEEPING IN IS BETTER THAN WAITING IN LINE

MALL? NO THANK YOU

USE IT UP WEAR IT UP MAKE IT DO OR DO WITHOUT


And there are no links. Yes, it was a real post. The "codes" were the hidden joke.


ETA: Sorry, just realised someone else had pointed this out up-thread. Late to the party as usual!

homehandymum

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Re: Overheard on Facebook
« Reply #1251 on: November 30, 2014, 08:49:19 PM »
I follow the Non-Consumer Advocate, which has a facebook group.  This was just posted:

Quote
"Sigh. I was really digging Mister Money Mustache and was reading through the archives from the first post...until I got to the post where he says that he started making $41,000 at 22 right out of college and had zero student loan debt...and now I can't bring myself to read further. NCA is definitely more for the normal person and thank you for that (and no pretension)"

"He also claims to be retired but seems to basically flip houses, expensive houses. To each their own."

"I can't read his level of all-knowing pretension now that I know it comes from a place of such...I don't want to say privilege...maybe ease? Like I feel like his blog is now only useful to 19 year olds as an "hey don't spend like a dumbass or go to a college you can't afford" Like who are you to talk like you are so powerful and all-knowing when you've never actually had to worry about your cash flow?"

"He claims he made good decisions early on, but he had some good luck as well. A lot of financial success is luck...born in the US, not a third world country, born to educated, middle class parents instead of into poverty...much greater chance you will make it."

"Yep, he's totally privileged. Not his fault; he was just dealt a great hand and therefore can live the life he chooses (I wouldn't choose to retire at 30 anyway, myself, even if I could). I do wish these guys would acknowledge their privilege, though. I think he's got wisdom to share but isn't really able to be grounded enough to advise people who didn't get dealt such a great hand."

Anyway, the complainypants was really getting to me. Of course MMM had many gifts given to him, but to ignore the hard work and sacrifice is a way of saying "I can't do the same, he is privileged". I have noticed this group has a lot of women who are barely scraping by. But there's too much "Have you tried 'family cloths instead of toilet paper?" Instead of "How can I train for a better career?" Some principles of frugality are common in both groups, but the victim mentality is (thankfully) missing here.

Yes, I saw that one too!  I remember reading somewhere that one of the frugal divas (can't remember her blog at all, it was some years ago), saying that 9 times out of 10, if someone is writing in for their laundry soap recipe there are MUCH bigger fish to fry in their budgets.  Basically, when in a debt crisis, people will start being incredibly penny wise, but still astoundingly pound foolish - they'll start making their own laundry soap (saving, maximum $2 per week?), or using family cloths (how expensive is cheap toilet paper?!) while still running multiple cars and keeping cable tv and pricey cell phone plans.

Obviously there are exceptions to that rule, but for me it's a nice reminder to take a step back and look at my overall spending as well, whenever I get the impulse to make those little minor changes.
Parenting 4 kids while keeping costs under control.

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rocksinmyhead

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Re: Overheard on Facebook
« Reply #1252 on: December 01, 2014, 09:57:46 AM »
I follow the Non-Consumer Advocate, which has a facebook group.  This was just posted:

Quote
"Sigh. I was really digging Mister Money Mustache and was reading through the archives from the first post...until I got to the post where he says that he started making $41,000 at 22 right out of college and had zero student loan debt...and now I can't bring myself to read further. NCA is definitely more for the normal person and thank you for that (and no pretension)"

"He also claims to be retired but seems to basically flip houses, expensive houses. To each their own."

"I can't read his level of all-knowing pretension now that I know it comes from a place of such...I don't want to say privilege...maybe ease? Like I feel like his blog is now only useful to 19 year olds as an "hey don't spend like a dumbass or go to a college you can't afford" Like who are you to talk like you are so powerful and all-knowing when you've never actually had to worry about your cash flow?"

"He claims he made good decisions early on, but he had some good luck as well. A lot of financial success is luck...born in the US, not a third world country, born to educated, middle class parents instead of into poverty...much greater chance you will make it."

"Yep, he's totally privileged. Not his fault; he was just dealt a great hand and therefore can live the life he chooses (I wouldn't choose to retire at 30 anyway, myself, even if I could). I do wish these guys would acknowledge their privilege, though. I think he's got wisdom to share but isn't really able to be grounded enough to advise people who didn't get dealt such a great hand."

Anyway, the complainypants was really getting to me. Of course MMM had many gifts given to him, but to ignore the hard work and sacrifice is a way of saying "I can't do the same, he is privileged". I have noticed this group has a lot of women who are barely scraping by. But there's too much "Have you tried 'family cloths instead of toilet paper?" Instead of "How can I train for a better career?" Some principles of frugality are common in both groups, but the victim mentality is (thankfully) missing here.
I had never heard of non consumer advocate so intrigued I googled and landed on their site. Ummm...so first thing I see is a post for black friday telling you its the day to ditch your family and "shop till you drop"(yes, written close by to whay seems to be their motto of wear it out, use it up or do without or something of the like) then came a long list of promo codes.
I kept looking for the hidden joke but didn't find it, this was a real post. Didn't want to see anything else after that.

Um, that post is a joke. Read the promo codes: "THEBESTSAVINGSISMONEYNOTEVENSPENT"  "USEITUPWEARITUPMAKEITDOORDOWITHOUT"

Katy's site is awesome, but different than MMM. I like both. The Facebook group is sometimes great, but other times it's filled with a bunch of complainypants (like the above FB post). There's a subset on the FB group that I get the distinct vibe are forced to be frugal, and they aren't really nonconsumer by choice so they feel a grudge against those that are -- especially those that are financially better off than them and still choosing frugal/nonconsumer options. Overall, it's a pretty DIY minded group, but more DIYing decor, gifts, food and luxuries than construction/car type DIY.

Agree with all of this. I love Katy's blog and get some good things out of the Facebook site, but definitely get a complainypants/victim vibe from some posters. Like, if you suggest things like being open to moving to a lower COL area or working on ways to increase your income, you are treated like an insane person. If I revealed that I work for "Big Oil" and make six figures I feel like I would be run out of "town". LOL. But I guess that's why MMM resonates more with me, I'm a young person who hasn't had time to make a lot of big mistakes yet, and my biggest mistake (private undergrad --> $70k student loan debt) was largely ameliorated by landing a lucrative job out of school (which, yeah, totally had a large luck/privilege component).

Oh, and that one woman who kept commenting things like, "But MMM is so LUCKY to have all those DIY construction-type skills!!" ... WTF? Are you familiar with the meaning of the word "luck"? :)

Joshin

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Re: Overheard on Facebook
« Reply #1253 on: December 01, 2014, 11:09:04 AM »

Agree with all of this. I love Katy's blog and get some good things out of the Facebook site, but definitely get a complainypants/victim vibe from some posters. Like, if you suggest things like being open to moving to a lower COL area or working on ways to increase your income, you are treated like an insane person. If I revealed that I work for "Big Oil" and make six figures I feel like I would be run out of "town". LOL. But I guess that's why MMM resonates more with me, I'm a young person who hasn't had time to make a lot of big mistakes yet, and my biggest mistake (private undergrad --> $70k student loan debt) was largely ameliorated by landing a lucrative job out of school (which, yeah, totally had a large luck/privilege component).

Oh, and that one woman who kept commenting things like, "But MMM is so LUCKY to have all those DIY construction-type skills!!" ... WTF? Are you familiar with the meaning of the word "luck"? :)

Yeah, I made the possible mistake of wading in. I have never, ever, ever met any adult with absolutely no options that could improve their life -- no matter where they fall on the financial or social spectrum. I HAVE met many, many people that have made plenty of excuses for not making said changes. There is a lot of overlooking of the fact that just about everyone that was born in a first world country with even the slightest social safety net is way more privileged than most of the world's population -- in other words, they are all highly privileged! I was also a little taken aback to see someone say that empowering someone was akin to looking down upon them. The saving grace is there are quite a few posters on that thread that "get it," and of the ones that don't, some have a history of arguing just for argument's sake.

C'est la vie. The discussion at least will make a few people think, and possibly even set a few on the road to making positive changes in their own lives. There will always be a few deaf ears and complainypants!

Poopsio

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Re: Overheard on Facebook
« Reply #1254 on: December 01, 2014, 11:15:36 AM »
OVERHEARD ON FACEBOOK

Wait, I deleted that thing, I don't hear anything.

galliver

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Re: Overheard on Facebook
« Reply #1255 on: December 01, 2014, 11:37:23 AM »


Oh, and that one woman who kept commenting things like, "But MMM is so LUCKY to have all those DIY construction-type skills!!" ... WTF? Are you familiar with the meaning of the word "luck"? :)

Actually that is is of the issues I have with his rhetoric sometimes. No one can go from zero to DIY everything in no time flat. MMM had a handy dad that showed him around power tools and car repairs. That have him the basic skills to evaluate the information online and in YouTube videos about, eg, fixing his car's brakes. He had intuition about how to do these things even if he needs to look up specifics.

My dad took the car to the mechanic and hates manual labor/tools/DIY. I took woodshop in middle school and loved it, but I've spent my whole life in apartments...Not much space to set up tools. I can sew, assemble IKEA furniture, paint a room, and disassemble a drain to clean it, but I wouldn't repair a major appliance or vehicle. Yet.

Basically, he's lucky to have been in a situation with the opportunity and resources to learn his DIY skills. That's not nothing.

ketchup

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Re: Overheard on Facebook
« Reply #1256 on: December 01, 2014, 12:30:36 PM »
"You're so lucky to know how to fix your car." bothers me tremendously.  Three years ago I didn't know a crackshaft from a brake caliper or a torque wrench from an oil pan.  Then I bought an old car.  An old car and the internet taught me everything I needed to know about dealing with cars.  Two Novembers ago I replaced the head gasket in my roommate's car on the side of the road in front of our house without a garage.  No luck involved.

dycker1978

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Re: Overheard on Facebook
« Reply #1257 on: December 01, 2014, 12:42:14 PM »
"You're so lucky to know how to fix your car." bothers me tremendously.  Three years ago I didn't know a crackshaft from a brake caliper or a torque wrench from an oil pan.  Then I bought an old car.  An old car and the internet taught me everything I needed to know about dealing with cars.  Two Novembers ago I replaced the head gasket in my roommate's car on the side of the road in front of our house without a garage.  No luck involved.

I agree with this... any person can learn anything... given the proper time and effort.  Now you may not want to take that time and effort, that is up to you, but do say you can, you can.

MgoSam

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Re: Overheard on Facebook
« Reply #1258 on: December 01, 2014, 01:02:12 PM »
"You're so lucky to know how to fix your car." bothers me tremendously.  Three years ago I didn't know a crackshaft from a brake caliper or a torque wrench from an oil pan.  Then I bought an old car.  An old car and the internet taught me everything I needed to know about dealing with cars.  Two Novembers ago I replaced the head gasket in my roommate's car on the side of the road in front of our house without a garage.  No luck involved.

+1, this is something that I would love to do as well. I grew up with parents who hired people to do most everything, including things that don't take much skill but take up a little time, such as cutting the grass (we have a HUGE backyard...um, you knew that when you bought the house?), or plowing the driveway (we have a HUGE driveway...again, you knew that when you bought the house. Now don't get me wrong, these aren't pleasant things, and had my dad just said, "I feel like I work ___ hours a week and so spending some money to pay a guy to mow the line so I can enjoy my Sundays is worth ___ to me," would make a lot more sense. Or had they had brought up the opportunity cost of it.

The sad part is, I distinctly remember offering to shovel when I was in middle school (I don't know), and being declined.

For handyman situations, they would bring someone in to do it for them, instead of learning. Thankfully most of the people that came in didn't mind me standing by them, watching. Right now I have very little handyman skills, but I'm always willing to learn and try. When my car stereo didn't work, I bought on online and installed it myself, which I found to be incredibly satisfying. Each time I listen to NPR on it, I think "I installed this!"

rocksinmyhead

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Re: Overheard on Facebook
« Reply #1259 on: December 01, 2014, 01:28:28 PM »
Oh, and that one woman who kept commenting things like, "But MMM is so LUCKY to have all those DIY construction-type skills!!" ... WTF? Are you familiar with the meaning of the word "luck"? :)

Actually that is is of the issues I have with his rhetoric sometimes. No one can go from zero to DIY everything in no time flat. MMM had a handy dad that showed him around power tools and car repairs. That have him the basic skills to evaluate the information online and in YouTube videos about, eg, fixing his car's brakes. He had intuition about how to do these things even if he needs to look up specifics.

My dad took the car to the mechanic and hates manual labor/tools/DIY. I took woodshop in middle school and loved it, but I've spent my whole life in apartments...Not much space to set up tools. I can sew, assemble IKEA furniture, paint a room, and disassemble a drain to clean it, but I wouldn't repair a major appliance or vehicle. Yet.

Basically, he's lucky to have been in a situation with the opportunity and resources to learn his DIY skills. That's not nothing.

Yeah, I see what you're saying. But really, my parents didn't teach me anything about household/construction DIY either (my mom did teach me about sewing, which is helpful), and I still feel like I can learn how to do stuff. You even said yourself: "I wouldn't repair a major appliance or vehicle. Yet." THAT'S the mustachian attitude, I think, in contrast to complainypants who just think they could NEVER do something like that.

For handyman situations, they would bring someone in to do it for them, instead of learning. Thankfully most of the people that came in didn't mind me standing by them, watching. Right now I have very little handyman skills, but I'm always willing to learn and try. When my car stereo didn't work, I bought on online and installed it myself, which I found to be incredibly satisfying. Each time I listen to NPR on it, I think "I installed this!"

See, stuff like this. I'm WAY not handy, but I'm slowly getting there. "Handy" projects within the last few years have included: learning to change and/or patch a bike tube, and replace rim tape; learning to rig my sailboat (I was generally familiar with the setup of standing rigging on <20' sloop rigged boats, but not my particular boat from 1979 that I had never heard of before I bought it); and recently, taking out the screws and wall anchors that were holding our plastic bag holder to the kitchen wall so we could move it, and then patching said holes... seriously, BASIC shit, but I still feel so accomplished when I do pretty much anything! Granted, in general home handiness situations I do have the luxury of a handy boyfriend who makes me try to do things so I learn, but is always there to help salvage things that go wrong... but in the case of bikes and sailboats, he knows less about them than I do, so it's just me and the internet.

Joshin

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Re: Overheard on Facebook
« Reply #1260 on: December 01, 2014, 02:18:10 PM »
Yep, most of us can learn almost anything, and better yet, learn it for free. A year or two ago an acquaintance was begging for money on -- you guessed it -- Facebook to call a plumber because the trap beneath the bathroom sink had somehow got a hole in it. Now, I'm not super repair savvy, but I know this is one of those no-brainer plumbing fixes. I have two boys, I have removed that trap countless times to retrieve small toys or just clean it out. I've even replaced one. So, I told her the basic procedure, linked her to a youtube video, and told her she could do the whole repair for less than $10, depending on which pipe she picks out (PVC or chrome). Her response was along the lines of, "oh no, my dad says never mess with the plumbing yourself or you'll end up with an even bigger problem." Okaaaaaay. Personally, I'd prefer to take my chances on something simple than beg for money, but to each their own.

As for DIY skills, the hubs and I only had a few. Most I had learned from being absolutely broke with no other options than to just try. But, most of the big box hardware stores offer free tool classes. Habitat for humanity is a great way to learn skills just for volunteering on a build here and there. We know a couple that volunteered with habitat for a few years, and then took the skills they learned to build themselves a cabin. (They were not habitat recipients, just volunteers.) I learned to change my brake pads back in the day with the help of a Chilton's and Autozone (the internet wasn't quite as helpful for this sort of thing 17 years ago).

So sure, some people have the privilege of learning young, but all of us on this board have the privilege of unlimited free information and learning resources on our computers, so I think that pretty much washes out as "equal" in the long run.

Poopsio

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Re: Overheard on Facebook
« Reply #1261 on: December 01, 2014, 03:25:04 PM »
Yep, most of us can learn almost anything, and better yet, learn it for free. A year or two ago an acquaintance was begging for money on -- you guessed it -- Facebook to call a plumber because the trap beneath the bathroom sink had somehow got a hole in it. Now, I'm not super repair savvy, but I know this is one of those no-brainer plumbing fixes. I have two boys, I have removed that trap countless times to retrieve small toys or just clean it out. I've even replaced one. So, I told her the basic procedure, linked her to a youtube video, and told her she could do the whole repair for less than $10, depending on which pipe she picks out (PVC or chrome). Her response was along the lines of, "oh no, my dad says never mess with the plumbing yourself or you'll end up with an even bigger problem." Okaaaaaay. Personally, I'd prefer to take my chances on something simple than beg for money, but to each their own.

As for DIY skills, the hubs and I only had a few. Most I had learned from being absolutely broke with no other options than to just try. But, most of the big box hardware stores offer free tool classes. Habitat for humanity is a great way to learn skills just for volunteering on a build here and there. We know a couple that volunteered with habitat for a few years, and then took the skills they learned to build themselves a cabin. (They were not habitat recipients, just volunteers.) I learned to change my brake pads back in the day with the help of a Chilton's and Autozone (the internet wasn't quite as helpful for this sort of thing 17 years ago).

So sure, some people have the privilege of learning young, but all of us on this board have the privilege of unlimited free information and learning resources on our computers, so I think that pretty much washes out as "equal" in the long run.
See, this is the point of business--to outsource things you can't do yourself. I think the downside of mustachianism is that we all think we can and should become DIYers. So we do and spend our time fixing shit. But the downside is that good jobs are hard to find because most of our needs are being taken care of ourselves.

Money is simply a means to improve the quality of life. In a perfect world of money, there would be no mustachian sacrifices to be made. You would work, no doubt, but then you would use your money to do things you don't know how to do. Right now a lot of people don't have jobs because there isn't as much work. But we still shed skin--floors are just as dirty as they have always been and need cleaning. We still get sick, we just put off going to the doctor. We still eat, we just eat in. A lot of economic activity is BS "spreading the wealth" that ingrains spending habits with social habits, not necessarily the efficient allocation or conservation of resources (that would be not driving because gas prices are too high). Someone "working" at a restaurant really isn't doing anything you can't do at home but you pay them your "money" because eating out is a pleasurable affair where you can try out new things, socialize, and not have to worry about cooking.

If work wasn't looked down upon mustachianism would be stupid. It's only a good thing because A. the market is volatile B. saving is a good thing to an extent C. the option to quit working is a good thing and D. nobody here is bill gates. The more mustachian society gets, the more expensive plumbers are going to be. I don't think it's a bad thing to spend money on hiring a plumber if you have the money. I do think the mustachian ethos, by looking down on people who want to pay for a plumber, can make people take it too far and lose the bigger picture of why we have money, business, and society. i want to say "to each his own" but historically, in the great depression, that was not good, and it was the collective action of WWII that really brought people out of the depression.

so in conclusion, I think too much mustachianism can be unhealthy for society because so much of our economy is based on spending that in many ways *should* be considered a good thing. if we all depended on plumbers, the cost of plumbing services would go down inevitably, and we wouldn't be living lives thinking our only option for unclogging our drain is to spend our weekend fixing it. i think there's nothing wrong with thinking that that's a good thing but I also think that wanting to pay a plumber should not be looked down upon.

Joshin

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Re: Overheard on Facebook
« Reply #1262 on: December 01, 2014, 03:55:50 PM »
I don't disagree with you, Poopsio, but this person COULDN'T pay for a plumber yet WOULDN'T even consider doing it herself.

I honestly believe everyone needs some basic DIY skills. It's seems to be becoming basic rule that many people just live with things the way they are if they can't afford to pay someone to fix them and don't know how to do it themselves. In this instance, no one gets paid and quality of life suffers. If learning the basics lets them save money so they can outsource the big things, that's a big win all around.

There's no need to pay someone to change my car battery, but if I have the resources I sure as hell will pay someone else to replace my engine. At most, I'll find someone that will let me source my own engine so I can avoid the parts mark-up, but engine replacement isn't on my list of desirable skills to learn. If I've been wasting money on battery and tail light replacement, chances are the car will sit in the drive without an engine until I can afford it, which may not ever happen if I'm in the habit of pissing away cash outsourcing little problems.

I just realized this is wandering way off topic, so I'll stop now!

gimp

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Re: Overheard on Facebook
« Reply #1263 on: December 01, 2014, 06:51:11 PM »
Wow, a trifecta! Who the heck leaves $100 in a car?

I always have, like, $40-100 in the car, depending. Usually less, but more if I travel. It's emergency money. There are a lot of reasons while driving that I might need a few 20s. I also keep an emergency road kit and survival kit in there; it's all the same thing. Seems reasonable to me.

Then again, most people drive normal places, near home, with cell service and the ability to call for help should anything happen. Many people don't even carry a jack and spare, or jumper cables, or a tire pump. I'm regularly places where if I break down, I'm fucked unless I can fix the problem myself (where problem might be less mechanical, and more death from exposure, cold, or thirst.)

terrier56

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Re: Overheard on Facebook
« Reply #1264 on: December 01, 2014, 08:51:08 PM »
Poopsio,

I think that mustashian would have a much smaller effect than the up and coming automation of everything. It requires a deeper understanding of economics to understand where the world economy is going.

Many jobs have become obsolete over the year but time and time again the human race has found jobs for the people (be it more mundane perhaps). A few hundred years ago more than 90% of the population worked in food production. Now that number is less than 1%. With the automatic car coming about in the next few years. Taxis, truckers and delivery service men will all hit the jobless line. These are some of the largest employment sectors in the US.

I could go on but it is getting off topic. My point is that a very small percentage of DIYers is not costing the economy.

In fact it could (and should be) argued the opposite. It has been proven that investing money (giving it to businesses) employs more people than just spending that cash.

Poopsio

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Re: Overheard on Facebook
« Reply #1265 on: December 01, 2014, 09:07:53 PM »
Poopsio,

I think that mustashian would have a much smaller effect than the up and coming automation of everything. It requires a deeper understanding of economics to understand where the world economy is going.

Many jobs have become obsolete over the year but time and time again the human race has found jobs for the people (be it more mundane perhaps). A few hundred years ago more than 90% of the population worked in food production. Now that number is less than 1%. With the automatic car coming about in the next few years. Taxis, truckers and delivery service men will all hit the jobless line. These are some of the largest employment sectors in the US.

I could go on but it is getting off topic. My point is that a very small percentage of DIYers is not costing the economy.

In fact it could (and should be) argued the opposite. It has been proven that investing money (giving it to businesses) employs more people than just spending that cash.

I will never use a car that can drive me and I will always go out of my house to run errands instead of sitting on my ass ordering things. I like the present just fine. I think the "automation" predictions are done by people with economic interests in the industry.

For every cab driver out of business I believe there will be more people that will have to maintain these robots. Plus robots are a bitch to talk to. Siri blows. People like talking to people.

I worked in a lab once where we could have used a computer program to perform a task but we did research and determined that humans did a better job.

Really I think it's an idea advanced by the industry (silicon valley) that you read about on google news and "tech" websites. I think it's a bunch of hot air.

firelight

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Re: Overheard on Facebook
« Reply #1266 on: December 01, 2014, 11:00:45 PM »
Not every one has the ability to run errands or drive themselves everywhere... I'd love it if there was an automated way I can get groceries or anything home without me spending much effort if it meant I can spend more quality time with my kids and I definitely like the idea of a car driving itself if it meant lesser accidents and safer roads.

Ask people that are sick or at home on bed rest or simply not able to go out of home, they'd love the automation that would bring them food and other necessities home without much effort. Ask anyone over 70 and they'd love the convenience of not having to drive or be dependent on others. Its all in the perspective.

In these cases automation is the savior, even if it took more people to maintain this automation. It would not have been possible just 5 years back.
« Last Edit: December 01, 2014, 11:03:57 PM by cutenila »

resy

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Re: Overheard on Facebook
« Reply #1267 on: December 01, 2014, 11:56:47 PM »
I follow the Non-Consumer Advocate, which has a facebook group.  This was just posted:

Quote
"Sigh. I was really digging Mister Money Mustache and was reading through the archives from the first post...until I got to the post where he says that he started making $41,000 at 22 right out of college and had zero student loan debt...and now I can't bring myself to read further. NCA is definitely more for the normal person and thank you for that (and no pretension)"

"He also claims to be retired but seems to basically flip houses, expensive houses. To each their own."

"I can't read his level of all-knowing pretension now that I know it comes from a place of such...I don't want to say privilege...maybe ease? Like I feel like his blog is now only useful to 19 year olds as an "hey don't spend like a dumbass or go to a college you can't afford" Like who are you to talk like you are so powerful and all-knowing when you've never actually had to worry about your cash flow?"

"He claims he made good decisions early on, but he had some good luck as well. A lot of financial success is luck...born in the US, not a third world country, born to educated, middle class parents instead of into poverty...much greater chance you will make it."

"Yep, he's totally privileged. Not his fault; he was just dealt a great hand and therefore can live the life he chooses (I wouldn't choose to retire at 30 anyway, myself, even if I could). I do wish these guys would acknowledge their privilege, though. I think he's got wisdom to share but isn't really able to be grounded enough to advise people who didn't get dealt such a great hand."

Anyway, the complainypants was really getting to me. Of course MMM had many gifts given to him, but to ignore the hard work and sacrifice is a way of saying "I can't do the same, he is privileged". I have noticed this group has a lot of women who are barely scraping by. But there's too much "Have you tried 'family cloths instead of toilet paper?" Instead of "How can I train for a better career?" Some principles of frugality are common in both groups, but the victim mentality is (thankfully) missing here.
I had never heard of non consumer advocate so intrigued I googled and landed on their site. Ummm...so first thing I see is a post for black friday telling you its the day to ditch your family and "shop till you drop"(yes, written close by to whay seems to be their motto of wear it out, use it up or do without or something of the like) then came a long list of promo codes.
I kept looking for the hidden joke but didn't find it, this was a real post. Didn't want to see anything else after that.

Um, that post is a joke. Read the promo codes: "THEBESTSAVINGSISMONEYNOTEVENSPENT"  "USEITUPWEARITUPMAKEITDOORDOWITHOUT"

Katy's site is awesome, but different than MMM. I like both. The Facebook group is sometimes great, but other times it's filled with a bunch of complainypants (like the above FB post). There's a subset on the FB group that I get the distinct vibe are forced to be frugal, and they aren't really nonconsumer by choice so they feel a grudge against those that are -- especially those that are financially better off than them and still choosing frugal/nonconsumer options. Overall, it's a pretty DIY minded group, but more DIYing decor, gifts, food and luxuries than construction/car type DIY.

Agree with all of this. I love Katy's blog and get some good things out of the Facebook site, but definitely get a complainypants/victim vibe from some posters. Like, if you suggest things like being open to moving to a lower COL area or working on ways to increase your income, you are treated like an insane person. If I revealed that I work for "Big Oil" and make six figures I feel like I would be run out of "town". LOL. But I guess that's why MMM resonates more with me, I'm a young person who hasn't had time to make a lot of big mistakes yet, and my biggest mistake (private undergrad --> $70k student loan debt) was largely ameliorated by landing a lucrative job out of school (which, yeah, totally had a large luck/privilege component).

Oh, and that one woman who kept commenting things like, "But MMM is so LUCKY to have all those DIY construction-type skills!!" ... WTF? Are you familiar with the meaning of the word "luck"? :)
dude, I'm glad I went back to check out the site again, it is pretty cool. And another plus? She and I live in the same city so even more relatable!
the only thing that I don't get is why she isn't biking...biking is pretty big here lol and the city is SO accessible to bikes.

GuitarStv

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Re: Overheard on Facebook
« Reply #1268 on: December 02, 2014, 08:03:15 AM »
Not really heard on facebook, but a story told by my uncle at thanksgiving:

Neighbor of his calls out of the blue recently to ask how long my uncle's toilet tanks take to refill. My uncle has no idea. So the neighbor comes over to time them for comparison purposes. Apparently the neighbor's tanks take 60 seconds, and this is unacceptably slow.

Turns out my uncle's tanks take 60 seconds, too. This does not mollify the neighbor. He goes out and buys all new toilets, at a cost of $700 each, to cut the time down to 40 seconds.

Hrm.  60 seconds was an unreasonable time to wait for the tank to refill?

Maybe just schedule taco night a little less often?

Simple Abundant Living

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Re: Overheard on Facebook
« Reply #1269 on: December 02, 2014, 09:31:15 AM »
I follow the Non-Consumer Advocate, which has a facebook group.  This was just posted:

Quote
"Sigh. I was really digging Mister Money Mustache and was reading through the archives from the first post...until I got to the post where he says that he started making $41,000 at 22 right out of college and had zero student loan debt...and now I can't bring myself to read further. NCA is definitely more for the normal person and thank you for that (and no pretension)"

"He also claims to be retired but seems to basically flip houses, expensive houses. To each their own."

"I can't read his level of all-knowing pretension now that I know it comes from a place of such...I don't want to say privilege...maybe ease? Like I feel like his blog is now only useful to 19 year olds as an "hey don't spend like a dumbass or go to a college you can't afford" Like who are you to talk like you are so powerful and all-knowing when you've never actually had to worry about your cash flow?"

"He claims he made good decisions early on, but he had some good luck as well. A lot of financial success is luck...born in the US, not a third world country, born to educated, middle class parents instead of into poverty...much greater chance you will make it."

"Yep, he's totally privileged. Not his fault; he was just dealt a great hand and therefore can live the life he chooses (I wouldn't choose to retire at 30 anyway, myself, even if I could). I do wish these guys would acknowledge their privilege, though. I think he's got wisdom to share but isn't really able to be grounded enough to advise people who didn't get dealt such a great hand."

Anyway, the complainypants was really getting to me. Of course MMM had many gifts given to him, but to ignore the hard work and sacrifice is a way of saying "I can't do the same, he is privileged". I have noticed this group has a lot of women who are barely scraping by. But there's too much "Have you tried 'family cloths instead of toilet paper?" Instead of "How can I train for a better career?" Some principles of frugality are common in both groups, but the victim mentality is (thankfully) missing here.
I had never heard of non consumer advocate so intrigued I googled and landed on their site. Ummm...so first thing I see is a post for black friday telling you its the day to ditch your family and "shop till you drop"(yes, written close by to whay seems to be their motto of wear it out, use it up or do without or something of the like) then came a long list of promo codes.
I kept looking for the hidden joke but didn't find it, this was a real post. Didn't want to see anything else after that.

Um, that post is a joke. Read the promo codes: "THEBESTSAVINGSISMONEYNOTEVENSPENT"  "USEITUPWEARITUPMAKEITDOORDOWITHOUT"

Katy's site is awesome, but different than MMM. I like both. The Facebook group is sometimes great, but other times it's filled with a bunch of complainypants (like the above FB post). There's a subset on the FB group that I get the distinct vibe are forced to be frugal, and they aren't really nonconsumer by choice so they feel a grudge against those that are -- especially those that are financially better off than them and still choosing frugal/nonconsumer options. Overall, it's a pretty DIY minded group, but more DIYing decor, gifts, food and luxuries than construction/car type DIY.

Agree with all of this. I love Katy's blog and get some good things out of the Facebook site, but definitely get a complainypants/victim vibe from some posters. Like, if you suggest things like being open to moving to a lower COL area or working on ways to increase your income, you are treated like an insane person. If I revealed that I work for "Big Oil" and make six figures I feel like I would be run out of "town". LOL. But I guess that's why MMM resonates more with me, I'm a young person who hasn't had time to make a lot of big mistakes yet, and my biggest mistake (private undergrad --> $70k student loan debt) was largely ameliorated by landing a lucrative job out of school (which, yeah, totally had a large luck/privilege component).

Oh, and that one woman who kept commenting things like, "But MMM is so LUCKY to have all those DIY construction-type skills!!" ... WTF? Are you familiar with the meaning of the word "luck"? :)
dude, I'm glad I went back to check out the site again, it is pretty cool. And another plus? She and I live in the same city so even more relatable!
the only thing that I don't get is why she isn't biking...biking is pretty big here lol and the city is SO accessible to bikes.
Yeah, I'm a fan of her blog and Portland seems like a great place to be a non-consumer! Join the FB group so there are some more balanced voices! ;)
Don't take your organs to heaven.  Heaven knows we need them here!!!

Scandium

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Re: Overheard on Facebook
« Reply #1270 on: December 02, 2014, 10:41:39 AM »
now that's tasty foam!  Printing articles and mailing them is priceless :)

I think I'm going to start a new thread to see if we can get more gems like that one.

My mom prints articles from websites, puts them in a mailing envelope, and sends them to me.  Just send me the link in an email Mom!  Ink, paper, postage, envelope, fuel, time, ahhhhhh!

My MIL visited her new grandson/us. A week later we get a "happy thanksgiving grandson" card in the mail. A week after that she came for Thanksgiving... And we got a "welcome baby" card 3 days before she arrived too. Oh the wasted stamps..
She also buys presents for her other grandkid fro valentine's day, easter and all other dumb holidays so I fear we'll get lots of crap from now on.

Dr.Vibrissae

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Re: Overheard on Facebook
« Reply #1271 on: December 02, 2014, 02:10:04 PM »
Speaking of dumb baby food stuff, this competition was in my news feed a while ago
http://www.kiwifamilies.co.nz/competitions/rollie-eggmaster/

wtaf?  A whole benchtop appliance devoted to cooking a single egg?
I had to look this up.  It makes tubular eggs on a stick wtf?
http://forum.mrmoneymustache.com/journals/dr-and-mr-and-jr

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justajane

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Re: Overheard on Facebook
« Reply #1272 on: December 03, 2014, 04:51:32 PM »
Speaking of superfluous baby things, I came across this one:

http://www.skiphop.com/product/mobyfloatingbaththermometer.html

A cutsie whale thermometer to float in the water to get the optimum bath temperature for your precious baby. And here I thought all these years that my hand dipped in the water to test its temperature was sufficient!

Eludia

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Re: Overheard on Facebook
« Reply #1273 on: December 03, 2014, 10:31:40 PM »
So - in sum: spend hundreds of thousands of dollars on a vacation condo you visit twice per year PLUS thousands of dollars traveling there and THEN, when you arrive spend your time shopping at the Disney mall, going to the Disney movies, and bowling at the Disney  alley because it's a far more magical experience than any mall, theater or bowling alley you've got at home. amirite?

Yeah, but lets keep it real - Splitsville is pretty damn awesome.  So they have that going for them, which is nice.  :-)

eyePod

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Re: Overheard on Facebook
« Reply #1274 on: December 04, 2014, 06:14:48 AM »


Oh, and that one woman who kept commenting things like, "But MMM is so LUCKY to have all those DIY construction-type skills!!" ... WTF? Are you familiar with the meaning of the word "luck"? :)

Actually that is is of the issues I have with his rhetoric sometimes. No one can go from zero to DIY everything in no time flat. MMM had a handy dad that showed him around power tools and car repairs. That have him the basic skills to evaluate the information online and in YouTube videos about, eg, fixing his car's brakes. He had intuition about how to do these things even if he needs to look up specifics.

My dad took the car to the mechanic and hates manual labor/tools/DIY. I took woodshop in middle school and loved it, but I've spent my whole life in apartments...Not much space to set up tools. I can sew, assemble IKEA furniture, paint a room, and disassemble a drain to clean it, but I wouldn't repair a major appliance or vehicle. Yet.

Basically, he's lucky to have been in a situation with the opportunity and resources to learn his DIY skills. That's not nothing.

And then there's the guy who had MORE DIY skills learned, more money, and free time, but squandered it. or did even better. or who the hell cares.

A - no one is saying that your starting point doesn't affect your ending point.
B - It's a damn spectrum for all of us. We all start different places, end up different places.
C - The point is to realize that this is within your control. You are the most important piece of the puzzle. Take action. If you don't, the blame still ends up on you, not your circumstance. The circumstance helps make things easier, but it's not the end all/be all.
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eyePod

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Re: Overheard on Facebook
« Reply #1275 on: December 04, 2014, 06:48:14 AM »
Yep, most of us can learn almost anything, and better yet, learn it for free. A year or two ago an acquaintance was begging for money on -- you guessed it -- Facebook to call a plumber because the trap beneath the bathroom sink had somehow got a hole in it. Now, I'm not super repair savvy, but I know this is one of those no-brainer plumbing fixes. I have two boys, I have removed that trap countless times to retrieve small toys or just clean it out. I've even replaced one. So, I told her the basic procedure, linked her to a youtube video, and told her she could do the whole repair for less than $10, depending on which pipe she picks out (PVC or chrome). Her response was along the lines of, "oh no, my dad says never mess with the plumbing yourself or you'll end up with an even bigger problem." Okaaaaaay. Personally, I'd prefer to take my chances on something simple than beg for money, but to each their own.

As for DIY skills, the hubs and I only had a few. Most I had learned from being absolutely broke with no other options than to just try. But, most of the big box hardware stores offer free tool classes. Habitat for humanity is a great way to learn skills just for volunteering on a build here and there. We know a couple that volunteered with habitat for a few years, and then took the skills they learned to build themselves a cabin. (They were not habitat recipients, just volunteers.) I learned to change my brake pads back in the day with the help of a Chilton's and Autozone (the internet wasn't quite as helpful for this sort of thing 17 years ago).

So sure, some people have the privilege of learning young, but all of us on this board have the privilege of unlimited free information and learning resources on our computers, so I think that pretty much washes out as "equal" in the long run.
See, this is the point of business--to outsource things you can't do yourself. I think the downside of mustachianism is that we all think we can and should become DIYers. So we do and spend our time fixing shit. But the downside is that good jobs are hard to find because most of our needs are being taken care of ourselves.

Money is simply a means to improve the quality of life. In a perfect world of money, there would be no mustachian sacrifices to be made. You would work, no doubt, but then you would use your money to do things you don't know how to do. Right now a lot of people don't have jobs because there isn't as much work. But we still shed skin--floors are just as dirty as they have always been and need cleaning. We still get sick, we just put off going to the doctor. We still eat, we just eat in. A lot of economic activity is BS "spreading the wealth" that ingrains spending habits with social habits, not necessarily the efficient allocation or conservation of resources (that would be not driving because gas prices are too high). Someone "working" at a restaurant really isn't doing anything you can't do at home but you pay them your "money" because eating out is a pleasurable affair where you can try out new things, socialize, and not have to worry about cooking.

If work wasn't looked down upon mustachianism would be stupid. It's only a good thing because A. the market is volatile B. saving is a good thing to an extent C. the option to quit working is a good thing and D. nobody here is bill gates. The more mustachian society gets, the more expensive plumbers are going to be. I don't think it's a bad thing to spend money on hiring a plumber if you have the money. I do think the mustachian ethos, by looking down on people who want to pay for a plumber, can make people take it too far and lose the bigger picture of why we have money, business, and society. i want to say "to each his own" but historically, in the great depression, that was not good, and it was the collective action of WWII that really brought people out of the depression.

so in conclusion, I think too much mustachianism can be unhealthy for society because so much of our economy is based on spending that in many ways *should* be considered a good thing. if we all depended on plumbers, the cost of plumbing services would go down inevitably, and we wouldn't be living lives thinking our only option for unclogging our drain is to spend our weekend fixing it. i think there's nothing wrong with thinking that that's a good thing but I also think that wanting to pay a plumber should not be looked down upon.

I'd argue that you don't understand the mustachian ideals. It's not that work is unhealthy. It's UNCONSCIOUS decisions that are unhealthy, whether that's spending, working, paying for someone to do X. All of these have tradeoffs, and you should try to understand them as best you can. Want to buy a house? Try to understand what it's going to cost you (time, money, repairs, etc.). It's not one cookie cutter "you need to bike everywhere." It's more of a try to figure out what you're paying by driving everywhere instead of biking and decide if that's worth it.
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Cinder

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Re: Overheard on Facebook
« Reply #1276 on: December 04, 2014, 09:43:02 AM »

so in conclusion, I think too much mustachianism can be unhealthy for society because so much of our economy is based on spending that in many ways *should* be considered a good thing. if we all depended on plumbers, the cost of plumbing services would go down inevitably, and we wouldn't be living lives thinking our only option for unclogging our drain is to spend our weekend fixing it. i think there's nothing wrong with thinking that that's a good thing but I also think that wanting to pay a plumber should not be looked down upon.

I'd argue that you don't understand the mustachian ideals. It's not that work is unhealthy. It's UNCONSCIOUS decisions that are unhealthy, whether that's spending, working, paying for someone to do X. All of these have tradeoffs, and you should try to understand them as best you can. Want to buy a house? Try to understand what it's going to cost you (time, money, repairs, etc.). It's not one cookie cutter "you need to bike everywhere." It's more of a try to figure out what you're paying by driving everywhere instead of biking and decide if that's worth it.

@eyePod very well said!

resy

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Re: Overheard on Facebook
« Reply #1277 on: December 04, 2014, 10:09:27 AM »
I follow the Non-Consumer Advocate, which has a facebook group.  This was just posted:

Quote
"Sigh. I was really digging Mister Money Mustache and was reading through the archives from the first post...until I got to the post where he says that he started making $41,000 at 22 right out of college and had zero student loan debt...and now I can't bring myself to read further. NCA is definitely more for the normal person and thank you for that (and no pretension)"

"He also claims to be retired but seems to basically flip houses, expensive houses. To each their own."

"I can't read his level of all-knowing pretension now that I know it comes from a place of such...I don't want to say privilege...maybe ease? Like I feel like his blog is now only useful to 19 year olds as an "hey don't spend like a dumbass or go to a college you can't afford" Like who are you to talk like you are so powerful and all-knowing when you've never actually had to worry about your cash flow?"

"He claims he made good decisions early on, but he had some good luck as well. A lot of financial success is luck...born in the US, not a third world country, born to educated, middle class parents instead of into poverty...much greater chance you will make it."

"Yep, he's totally privileged. Not his fault; he was just dealt a great hand and therefore can live the life he chooses (I wouldn't choose to retire at 30 anyway, myself, even if I could). I do wish these guys would acknowledge their privilege, though. I think he's got wisdom to share but isn't really able to be grounded enough to advise people who didn't get dealt such a great hand."

Anyway, the complainypants was really getting to me. Of course MMM had many gifts given to him, but to ignore the hard work and sacrifice is a way of saying "I can't do the same, he is privileged". I have noticed this group has a lot of women who are barely scraping by. But there's too much "Have you tried 'family cloths instead of toilet paper?" Instead of "How can I train for a better career?" Some principles of frugality are common in both groups, but the victim mentality is (thankfully) missing here.
I had never heard of non consumer advocate so intrigued I googled and landed on their site. Ummm...so first thing I see is a post for black friday telling you its the day to ditch your family and "shop till you drop"(yes, written close by to whay seems to be their motto of wear it out, use it up or do without or something of the like) then came a long list of promo codes.
I kept looking for the hidden joke but didn't find it, this was a real post. Didn't want to see anything else after that.

Um, that post is a joke. Read the promo codes: "THEBESTSAVINGSISMONEYNOTEVENSPENT"  "USEITUPWEARITUPMAKEITDOORDOWITHOUT"

Katy's site is awesome, but different than MMM. I like both. The Facebook group is sometimes great, but other times it's filled with a bunch of complainypants (like the above FB post). There's a subset on the FB group that I get the distinct vibe are forced to be frugal, and they aren't really nonconsumer by choice so they feel a grudge against those that are -- especially those that are financially better off than them and still choosing frugal/nonconsumer options. Overall, it's a pretty DIY minded group, but more DIYing decor, gifts, food and luxuries than construction/car type DIY.
ahh I see lol a little confusing to a newcomer though-I'm sure I cant be the only person that doesn't look at promo codes intently. Will check out the site again

Sorry but you're the only person ever to think that was a real promo code. Ever. There's not even a link to an actual site to use it.
and your point is? You really felt you had to make that asshole remark that bad huh? Well you sound lovely.

solon

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Re: Overheard on Facebook
« Reply #1278 on: December 04, 2014, 11:20:22 AM »
I'd argue that you don't understand the mustachian ideals. It's not that work is unhealthy. It's UNCONSCIOUS decisions that are unhealthy, whether that's spending, working, paying for someone to do X. All of these have tradeoffs, and you should try to understand them as best you can. Want to buy a house? Try to understand what it's going to cost you (time, money, repairs, etc.). It's not one cookie cutter "you need to bike everywhere." It's more of a try to figure out what you're paying by driving everywhere instead of biking and decide if that's worth it.

Well, no, it IS all about riding the bike. MMM says it's not just a matter of deciding if riding a bike is worth it. You must ride a bike, all the time.

Here are some quotes from http://www.mrmoneymustache.com/2012/05/07/what-do-you-mean-you-dont-have-a-bike/:

But if I had to strip it down as far as possible, down to just one single action, and I wasn’t allowed to talk about anything else, the choice would still be simple: “Ride a Bike”.

inside I could only scream “WHAT THE HELL DO YOU MEAN YOU DON’T HAVE A BIKE!?!?!?“

It’s time for this silliness to come to an end. You must ride a bike. We all must.

But no, biking is not just about the money.

it’s even MORE than the money and the exercise.

A bike is really an automatic life balancing machine

Not biking because you don’t have a bike is like letting the excrement pile up on your bathroom floor because “I just haven’t flushed the toilet recently”. JUST GET A DAMNED BIKE!! IT’S SO EASY!!!

MgoSam

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Re: Overheard on Facebook
« Reply #1279 on: December 04, 2014, 11:26:27 AM »
Someone I know posted a picture about the Starbucks silver card thingy, it's $200 I believe and comes with $50 credit, so basically you're paying $150 for the privilege of carrying a limited edition reusable gift card. The poster commented about how the store he went to was sold out, but another location has "only 4 left."

As expected, responses were immediate and full of people wanting one, though there were a few mentioning how ridiculous it is.

fitzgeralday

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Re: Overheard on Facebook
« Reply #1280 on: December 04, 2014, 02:43:32 PM »
Someone I know posted a picture about the Starbucks silver card thingy, it's $200 I believe and comes with $50 credit, so basically you're paying $150 for the privilege of carrying a limited edition reusable gift card. The poster commented about how the store he went to was sold out, but another location has "only 4 left."

As expected, responses were immediate and full of people wanting one, though there were a few mentioning how ridiculous it is.

Funny you mentioned this - some friends and I met in Starbucks last night and ended up staying pretty late (slightly past closing).  Anywho, the barista proceeds to share with us the idiocy (his words, not mine) of this new gift card that indeed costs $200 but can only purchase $50 worth of Starbucks.  I asked if the card itself was worth the balance of $150.  He was quick to respond with a side eye, and then went in the back and brought one out for me to see.  The card itself does not look expensive at all, and what's worse he mentioned that the design was flawed.  Because it was on a keychain, he spoke of the hassle that customers face when making purchases through drive thru.  They essentially have to turn their cars off to hand them their whole gang of keys to use their giftcard.  Clearly Starbucks is on to something if these cards are selling like hotcakes though.  I need to figure out a similar side hustle ;)
“You can only become truly accomplished at something you love. Don’t make money your goal. Instead, pursue the things you love doing, and then do them so well that people can’t take their eyes off you.” -Maya Angelou

greenmimama

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Re: Overheard on Facebook
« Reply #1281 on: December 04, 2014, 02:49:56 PM »
I had to google this starbucks card. It is made of silver and it literally costs you $150 just to have the privilege of carrying it? $200 cost but it comes with $50 credit on it.

I don't get it, so maybe next season SBux will start selling fresh hot steaming shit and charging you for it, oh wait they already do that.

What the Hell is the purpose of this thing except to tell everyone you are dumb enough to buy it?

RFAAOATB

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Re: Overheard on Facebook
« Reply #1282 on: December 04, 2014, 03:32:17 PM »
I had to google this starbucks card. It is made of silver and it literally costs you $150 just to have the privilege of carrying it? $200 cost but it comes with $50 credit on it.

I don't get it, so maybe next season SBux will start selling fresh hot steaming shit and charging you for it, oh wait they already do that.

What the Hell is the purpose of this thing except to tell everyone you are dumb enough to buy it?

Tell everyone you are rich enough to buy it?  Although this does seem like one of the dumber luxury items on the market.  Its low visibility makes the aspect of presentation quite low.  Now what we need is a Starbucks VIP card for $1000 a year.  This card will allow you the pleasure of foot-baths and massages from employees while you enjoy your attainable luxury coffee in full sight of the rest of the shop.  Bonus if the shop consists of people mostly waiting in line for your massage to be finished so the employee can get back to taking more orders.

auntie_betty

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Re: Overheard on Facebook
« Reply #1283 on: December 05, 2014, 04:42:21 AM »


Tell everyone you are rich enough to buy it?
Tell everyone you have enough available credit to get it and ultiately pay €250+ for it.

Corrected it for you :)

DeepEllumStache

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Re: Overheard on Facebook
« Reply #1284 on: December 05, 2014, 09:37:03 AM »
Saw a GoFundMe this morning for a girl who went the Apple Store to replace her screen, claims she was quoted $100 but they ended up doing the more expensive fix for $330 without warning her once they realized the damage was deeper.  She said it was not a serious campaign but decided to try since it worked for the dude who did it for the potato salad.  The GoFundMe is not exactly humorous and goes the "woe is me I'm a poor pharmacy student, I waited forever to upgrade, and this is my first iphone" route. 

Sigh.  Potato salad dude at least was going to send his potato salad... but now he's going to be used as the reason for a lot of whiny campaigns.
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eyePod

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Re: Overheard on Facebook
« Reply #1285 on: December 05, 2014, 09:42:06 AM »
and your point is? You really felt you had to make that asshole remark that bad huh? Well you sound lovely.

You're right. I was in the heat of the moment with other stuff. Retracted and sorry for being an a-hole.
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eyePod

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Re: Overheard on Facebook
« Reply #1286 on: December 05, 2014, 09:43:39 AM »
I had to google this starbucks card. It is made of silver and it literally costs you $150 just to have the privilege of carrying it? $200 cost but it comes with $50 credit on it.

I don't get it, so maybe next season SBux will start selling fresh hot steaming shit and charging you for it, oh wait they already do that.

What the Hell is the purpose of this thing except to tell everyone you are dumb enough to buy it?

They sell for more than $200 on eBay.. not enough to cover the costs and fees (you'd make about $10 total), but still funny.

http://www.ebay.com/sch/i.html?_from=R40%7CR40&_sacat=0&_nkw=starbucks+gift+card+silver&LH_Complete=1&LH_Sold=1&rt=nc
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MgoSam

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Re: Overheard on Facebook
« Reply #1287 on: December 05, 2014, 09:51:14 AM »
I had to google this starbucks card. It is made of silver and it literally costs you $150 just to have the privilege of carrying it? $200 cost but it comes with $50 credit on it.

I don't get it, so maybe next season SBux will start selling fresh hot steaming shit and charging you for it, oh wait they already do that.

What the Hell is the purpose of this thing except to tell everyone you are dumb enough to buy it?

I've never actually done this before, I wonder if I could buy the silver card and then post it on Ebay. If it sells great, if not can I return it for a full refund?

They sell for more than $200 on eBay.. not enough to cover the costs and fees (you'd make about $10 total), but still funny.

http://www.ebay.com/sch/i.html?_from=R40%7CR40&_sacat=0&_nkw=starbucks+gift+card+silver&LH_Complete=1&LH_Sold=1&rt=nc

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Re: Overheard on Facebook
« Reply #1288 on: December 05, 2014, 10:27:09 AM »
I had to google this starbucks card. It is made of silver and it literally costs you $150 just to have the privilege of carrying it? $200 cost but it comes with $50 credit on it.

I don't get it, so maybe next season SBux will start selling fresh hot steaming shit and charging you for it, oh wait they already do that.

What the Hell is the purpose of this thing except to tell everyone you are dumb enough to buy it?

I've never actually done this before, I wonder if I could buy the silver card and then post it on Ebay. If it sells great, if not can I return it for a full refund?

They sell for more than $200 on eBay.. not enough to cover the costs and fees (you'd make about $10 total), but still funny.

http://www.ebay.com/sch/i.html?_from=R40%7CR40&_sacat=0&_nkw=starbucks+gift+card+silver&LH_Complete=1&LH_Sold=1&rt=nc

I think some people have a portion of their identity tied up in the Starbucks brand (like some people are Apple people).  To get gold rewards status, you have to buy 30 drinks in a year.  After that, you get a free drink or food item every 12 drinks (to be fair, this free item can be like a $12 value).  And I know a few people who get multiple rewards per year.  So they are already spending hundreds, if not thousands, per year, and probably are like "life. love. starbucks."  I mean, that doesn't excuse it, but it's not fundamentally different from people who pay an extra $500 on their wardrobe so all their shirts can say Tommy Hilfiger.

http://www.ctvnews.ca/business/starbucks-for-life-contest-launches-with-10-karat-gold-card-1.2130776

dandarc

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Re: Overheard on Facebook
« Reply #1289 on: December 05, 2014, 10:38:34 AM »
I think some people have a portion of their identity tied up in the Starbucks brand (like some people are Apple people).  To get gold rewards status, you have to buy 30 drinks in a year.  After that, you get a free drink or food item every 12 drinks (to be fair, this free item can be like a $12 value).  And I know a few people who get multiple rewards per year.  So they are already spending hundreds, if not thousands, per year, and probably are like "life. love. starbucks."  I mean, that doesn't excuse it, but it's not fundamentally different from people who pay an extra $500 on their wardrobe so all their shirts can say Tommy Hilfiger.
Neither work nor facebook, but at the community orchestra I'm in, our librarian is convinced that our brand new printer needs toner / is broken because his also brand new Macbook prints only blank pages on it.  I kept telling him it wasn't the printer - I have no problem with it (I'm the treasurer, so I do print from time to time).  He doesn't believe me, but he gets to rehearsal late enough that I don't have time to demonstrate.  Finally last night, I have time to plug my computer (Dell laptop I received as a gift) in while he's in the room and it immediately prints no issue at all.  I seriously don't get the draw of the Mac laptop these days - they cost so much more and really aren't any better.  We've spent more repairing my wife's Macbook than I have on my last 2 or 3 laptops combined.  Its gotta be the "I'm an Apple person factor"[/rant]

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Re: Overheard on Facebook
« Reply #1290 on: December 05, 2014, 11:05:56 AM »
I had to google this starbucks card. It is made of silver and it literally costs you $150 just to have the privilege of carrying it? $200 cost but it comes with $50 credit on it.

I don't get it, so maybe next season SBux will start selling fresh hot steaming shit and charging you for it, oh wait they already do that.

What the Hell is the purpose of this thing except to tell everyone you are dumb enough to buy it?

Tell everyone you are rich enough to buy it?  Although this does seem like one of the dumber luxury items on the market.  Its low visibility makes the aspect of presentation quite low.  Now what we need is a Starbucks VIP card for $1000 a year.  This card will allow you the pleasure of foot-baths and massages from employees while you enjoy your attainable luxury coffee in full sight of the rest of the shop.  Bonus if the shop consists of people mostly waiting in line for your massage to be finished so the employee can get back to taking more orders.

There should be an even more expensive card that also works as a 'front of the line pass', that way you can wave it around like a big shot while walking past the suckers standing in line.
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fantabulous

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Re: Overheard on Facebook
« Reply #1291 on: December 05, 2014, 11:56:48 AM »
I had to google this starbucks card. It is made of silver and it literally costs you $150 just to have the privilege of carrying it? $200 cost but it comes with $50 credit on it.

I don't get it, so maybe next season SBux will start selling fresh hot steaming shit and charging you for it, oh wait they already do that.

What the Hell is the purpose of this thing except to tell everyone you are dumb enough to buy it?

Tell everyone you are rich enough to buy it?  Although this does seem like one of the dumber luxury items on the market.  Its low visibility makes the aspect of presentation quite low.  Now what we need is a Starbucks VIP card for $1000 a year.  This card will allow you the pleasure of foot-baths and massages from employees while you enjoy your attainable luxury coffee in full sight of the rest of the shop.  Bonus if the shop consists of people mostly waiting in line for your massage to be finished so the employee can get back to taking more orders.

There should be an even more expensive card that also works as a 'front of the line pass', that way you can wave it around like a big shot while walking past the suckers standing in line.

A bunch of cranky people waiting for their coffee being cut in line? Suddenly turned into the face punch line.

frugalnacho

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Re: Overheard on Facebook
« Reply #1292 on: December 05, 2014, 12:00:18 PM »
I had to google this starbucks card. It is made of silver and it literally costs you $150 just to have the privilege of carrying it? $200 cost but it comes with $50 credit on it.

I don't get it, so maybe next season SBux will start selling fresh hot steaming shit and charging you for it, oh wait they already do that.

What the Hell is the purpose of this thing except to tell everyone you are dumb enough to buy it?

I've never actually done this before, I wonder if I could buy the silver card and then post it on Ebay. If it sells great, if not can I return it for a full refund?

They sell for more than $200 on eBay.. not enough to cover the costs and fees (you'd make about $10 total), but still funny.

http://www.ebay.com/sch/i.html?_from=R40%7CR40&_sacat=0&_nkw=starbucks+gift+card+silver&LH_Complete=1&LH_Sold=1&rt=nc

I think some people have a portion of their identity tied up in the Starbucks brand (like some people are Apple people).  To get gold rewards status, you have to buy 30 drinks in a year.  After that, you get a free drink or food item every 12 drinks (to be fair, this free item can be like a $12 value).  And I know a few people who get multiple rewards per year.  So they are already spending hundreds, if not thousands, per year, and probably are like "life. love. starbucks."  I mean, that doesn't excuse it, but it's not fundamentally different from people who pay an extra $500 on their wardrobe so all their shirts can say Tommy Hilfiger.

http://www.ctvnews.ca/business/starbucks-for-life-contest-launches-with-10-karat-gold-card-1.2130776

I would argue that the extra $500 for the TH wardrobe (over priced shirts) is already the equivalent of buying SB coffee (over priced coffee) and/or walking around with a SB cup. 

A better analogy would be like spending an extra $500 on your wardrobe just so it says tommy hilfiger, and then buying a $50 TH silver gift card for $200.

In all cases it's utter insanity.


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Re: Overheard on Facebook
« Reply #1293 on: December 05, 2014, 03:44:41 PM »
Funny you mentioned this - some friends and I met in Starbucks last night and ended up staying pretty late (slightly past closing).  Anywho, the barista proceeds to share with us the idiocy (his words, not mine) of this new gift card that indeed costs $200 but can only purchase $50 worth of Starbucks.  I asked if the card itself was worth the balance of $150.  He was quick to respond with a side eye, and then went in the back and brought one out for me to see.  The card itself does not look expensive at all, and what's worse he mentioned that the design was flawed.  Because it was on a keychain, he spoke of the hassle that customers face when making purchases through drive thru.  They essentially have to turn their cars off to hand them their whole gang of keys to use their giftcard.  Clearly Starbucks is on to something if these cards are selling like hotcakes though.  I need to figure out a similar side hustle ;)
Bahahaha. Are you serious that there's a drive through for Starbucks???

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Re: Overheard on Facebook
« Reply #1294 on: December 05, 2014, 03:56:55 PM »

Bahahaha. Are you serious that there's a drive through for Starbucks???

There is a Starbucks by me that is DRIVE-THRU only. Meaning if you don't have a car, you can't buy coffee because they don't even have a walk-up window.

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Re: Overheard on Facebook
« Reply #1295 on: December 05, 2014, 04:11:11 PM »
I had to google this starbucks card. It is made of silver and it literally costs you $150 just to have the privilege of carrying it? $200 cost but it comes with $50 credit on it.

I don't get it, so maybe next season SBux will start selling fresh hot steaming shit and charging you for it, oh wait they already do that.

What the Hell is the purpose of this thing except to tell everyone you are dumb enough to buy it?

They sell for more than $200 on eBay.. not enough to cover the costs and fees (you'd make about $10 total), but still funny.

http://www.ebay.com/sch/i.html?_from=R40%7CR40&_sacat=0&_nkw=starbucks+gift+card+silver&LH_Complete=1&LH_Sold=1&rt=nc

This just really blows my mind.  Really. I am not a coffee drinker so maybe I just am not hip enough to understand, but I really just don't understand.

dandarc

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Re: Overheard on Facebook
« Reply #1296 on: December 05, 2014, 04:16:37 PM »

Bahahaha. Are you serious that there's a drive through for Starbucks???

There is a Starbucks by me that is DRIVE-THRU only. Meaning if you don't have a car, you can't buy coffee because they don't even have a walk-up window.
Wow - about the only time I patronize starbucks is if I'm out of town and it is conveniently located (sometimes this means not in my in-laws house) and need WiFi so I can work.  So with nowhere to sit they're totally missing out on people like me.

dragoncar

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Re: Overheard on Facebook
« Reply #1297 on: December 05, 2014, 04:39:39 PM »
I had to google this starbucks card. It is made of silver and it literally costs you $150 just to have the privilege of carrying it? $200 cost but it comes with $50 credit on it.

I don't get it, so maybe next season SBux will start selling fresh hot steaming shit and charging you for it, oh wait they already do that.

What the Hell is the purpose of this thing except to tell everyone you are dumb enough to buy it?

I've never actually done this before, I wonder if I could buy the silver card and then post it on Ebay. If it sells great, if not can I return it for a full refund?

They sell for more than $200 on eBay.. not enough to cover the costs and fees (you'd make about $10 total), but still funny.

http://www.ebay.com/sch/i.html?_from=R40%7CR40&_sacat=0&_nkw=starbucks+gift+card+silver&LH_Complete=1&LH_Sold=1&rt=nc

I think some people have a portion of their identity tied up in the Starbucks brand (like some people are Apple people).  To get gold rewards status, you have to buy 30 drinks in a year.  After that, you get a free drink or food item every 12 drinks (to be fair, this free item can be like a $12 value).  And I know a few people who get multiple rewards per year.  So they are already spending hundreds, if not thousands, per year, and probably are like "life. love. starbucks."  I mean, that doesn't excuse it, but it's not fundamentally different from people who pay an extra $500 on their wardrobe so all their shirts can say Tommy Hilfiger.

http://www.ctvnews.ca/business/starbucks-for-life-contest-launches-with-10-karat-gold-card-1.2130776

I would argue that the extra $500 for the TH wardrobe (over priced shirts) is already the equivalent of buying SB coffee (over priced coffee) and/or walking around with a SB cup. 

A better analogy would be like spending an extra $500 on your wardrobe just so it says tommy hilfiger, and then buying a $50 TH silver gift card for $200.

In all cases it's utter insanity.

No, getting shirts at the Gap is buying overpriced shirts.  The extra for TH (or whatever) is the gift card.  Don't you make your own shirts at home???

frugalnacho

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Re: Overheard on Facebook
« Reply #1298 on: December 05, 2014, 08:26:37 PM »

No, getting shirts at the Gap is buying overpriced shirts.  The extra for TH (or whatever) is the gift card.  Don't you make your own shirts at home???

No, I wear grey shirts from walmart.  They are like $5 each.  My wife jokes that i'm a cartoon character.  What am I gonna wear today? How about a grey shirt and jeans?

dragoncar

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Re: Overheard on Facebook
« Reply #1299 on: December 05, 2014, 09:55:52 PM »

No, getting shirts at the Gap is buying overpriced shirts.  The extra for TH (or whatever) is the gift card.  Don't you make your own shirts at home???

No, I wear grey shirts from walmart.  They are like $5 each.  My wife jokes that i'm a cartoon character.  What am I gonna wear today? How about a grey shirt and jeans?

$5??? All those nachos are making you fat, fatcat!  I get mine here: http://www.blankshirts.com/Hanes_5280.htm

Seriously, though, I've had those shirts for 6 years ... best value ever.  One or two have finally started to get small holes and fade.


*these may not be the exact model I have, but I'm pretty sure it's from that web site