Well, the financial trainwreck that are my coworkers continues... 2 stories here:
1).
CW: I'm thinking about hiring a cleaning service for my house. I am ok spending around 100 dollars a week. (This is our receptionist, who makes under 40k a year).
Me: (After my face stopped melting) That seems a tad pricey. That's like 5200 dollars a year, or almost 20% of your take home pay. Is having a spotless home that important?
CW: Yeah, I need a clean home. You don't own one, so you wouldn't understand (I'm the 22 year old "kid"). I never think about things like that. It's only 100 dollars a week! I just won't think about how much it costs per year.
Me: (Walks away in disgust).
2).
Conversation with our warehouse associate:
Me: My credit score is right around 730. I am pretty happy with that since I have only had a CC for a few months. I try to never carry a balance. (Glowing with MMM smugness).
CW: That's awesome! My credit is right around 600. It was 343 at its lowest.
Me: Sounds like there's a story there, if you want to share...
CW: Sure! When I was 20, I wanted to build my credit so I applied for two credit cards and then maxed them out and payed monthly payments on them. I thought that was how you built credit. Then, I went to automotive school and didn't like it; the classes weren't what I was expecting or told to expect. So, I refused to pay the bills for school on principle. I wasn't employed at the time...
Me: Did you declare bankruptcy? (Trying to look away from the train wreck, but just couldn't)
CW: Nah, man. It cost $2,000 to declare bankruptcy, and I didn't have much money at the time.
Me: Why didn't you pay that tuition?
CW: I refuse to pay people if their service doesn't live up my expectations.
Me: Didn't you sign a contract saying you'd pay that money?
CW: Yeah, but those F****** said that the school would be like XYZ and it wasn't, so I chose not to pay.
Me: (Trying to extricate my self from this poison ASAP) Well, I'm glad you got it figured out... (promptly ran to the MMM forums for some sanity)