My coworkers aren't too bad compared to a lot of the others on this thread, but they have their moments...
One coworker was complaining to me about how she recently refi-ed her student loans and her monthly payment went up and now it's hard for her to afford. I'm not sure how much debt she has, but her loans are from undergrad and grad school, so I think it's significant. To be fair she is the lowest paid person in our department of the low-paying non-profit we work for. BUT in the same conversation, she was also telling me about 2 separate vacations that she has coming up! Both vacations will definitely involve air travel and a lot going out to eat and a "treat yo'self" type mentality. She also goes out for lunch way more often than she brings it in, and drives to work everyday even though she lives less than 2 miles from our office. Girl, if you can't afford the minimum payment on your student loans, you can't afford to take 2 fancypants vacations in 4 months!
She is also my cautionary tale about grad school. She's the only person in my department with a masters degree, but is the lowest ranking and lowest paid in the department. I love the idea of grad school because I like school, but career-wise, I don't feel like I can justify it and definitely wouldn't do it if it meant taking on any debt at all.