Author Topic: Overheard at Work  (Read 8898347 times)

Melody

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Re: Overheard at Work
« Reply #8250 on: May 17, 2015, 08:14:00 AM »
Another one who love pay day here! Just opened a stock broking account, so excited to make my next purchase!
Like others here I run a tight budget so I usually have sub $20 in my "spending" account by the time payday rolls about so I'm always happy to have a bit more freedom too :-)

thingamabobs

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Re: Overheard at Work
« Reply #8251 on: May 18, 2015, 02:55:08 AM »
Apparently there is a trend to get fake lashes put on, but not by just anyone it has to be a "master". The 2 CW discussing said lashes recommended that I should get mine done as well.

Me: how much does it cost?
CW1: well, it was $150 for the initial visit and then $75 every 2 weeks for touch ups!
CW2: it's so worth it! Then you wouldn't have to worry about mascara!

Gulp! CW1 only makes 10/hr gross...

eyePod

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Re: Overheard at Work
« Reply #8252 on: May 18, 2015, 06:48:41 AM »

You still have to esign an efiling.  So it can't be "nobody signs" but it can be "husband fraudulently signs for wife"

Do you really?  What do you do to esign?  Is it just click a button? If so, my husband has always done that for me...
I guess I figured if we were filing jointly he signed for the household.

If you are a paid tax preparer, you are required to obtain signatures (for your files only) of both spouses. I've often had a hunch many husbands were forging their wives signatures, but more out of laziness than anything fraudulent or inappropriate.

But, when you have access to a software that can efile tax returns, you can file without a signature. Yes this is how tax fraud (ID theft) occurs. Getting signatures is the rule, by so is driving 55 MPH and that rule is broken all the time. I'm just saying, most people follow the rules, but that doesn't mean it's impossible to drive 95 MPH. It happens.

Either way, you have to esign with a PIN.  It's a legal signature, but obviously doesn't look like pen and paper.  See:

Quote
As with an income tax return submitted to the IRS on paper, the taxpayer and paid preparer (if applicable) must sign an electronic income tax return. Taxpayers must sign individual income tax returns electronically. There are currently two methods for signing individual income tax returns electronically (see Electronic Signature Methods, below).

...

Both methods allow taxpayers to use a Personal Identification Number (PIN) to sign the return and the Declaration of Taxpayer.

(http://www.irs.gov/uac/Signing-an-Electronic-Tax-Return)

So if your wife doesn't type the PIN herself, you are forging her signature, and are likely guilty of any crimes related thereto (technically, it probably wouldn't come up unless you go through a nasty divorce!)

Not if they have power of attorney.

greenmimama

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Re: Overheard at Work
« Reply #8253 on: May 18, 2015, 07:09:52 AM »
Apparently there is a trend to get fake lashes put on, but not by just anyone it has to be a "master". The 2 CW discussing said lashes recommended that I should get mine done as well.

Me: how much does it cost?
CW1: well, it was $150 for the initial visit and then $75 every 2 weeks for touch ups!
CW2: it's so worth it! Then you wouldn't have to worry about mascara!

Gulp! CW1 only makes 10/hr gross...

It is so amazing to me to see how easily people can be talked into spending money they don't have on beauty treatments, yikes

eyePod

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Re: Overheard at Work
« Reply #8254 on: May 18, 2015, 07:18:16 AM »
We get mad that Ticketmaster wants to charge us a $5 convenience fee to print our tickets at home

Which is why I refuse to buy from ticketmaster.  I'll drive out of my way to go to the box office, or if I can't/don't want to, I'll forgo the show.  The full ticketmaster fee was $2, which included real tickets in the mail, when I started going to concerts.  That wasn't that long ago (I'm only 35).  I hate ticketmaster with a passion.

I get mad about this too but I wonder how much you're paying in gas/wear/tear on your car to get to the site to purchase your ticket.

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Re: Overheard at Work
« Reply #8255 on: May 18, 2015, 07:24:35 AM »
Apparently there is a trend to get fake lashes put on, but not by just anyone it has to be a "master". The 2 CW discussing said lashes recommended that I should get mine done as well.

Me: how much does it cost?
CW1: well, it was $150 for the initial visit and then $75 every 2 weeks for touch ups!
CW2: it's so worth it! Then you wouldn't have to worry about mascara!

Gulp! CW1 only makes 10/hr gross...

I'm having a moment of clarity.  I met a woman at the pool last week.  I could tell from the conversation (they neighborhood they live in, the neighborhood they're moving to, the clothes she was wearing, and other small details) that they're high earners and spenders.  I also noticed her extraordinarily long eyelashes.  Unusually, oddly long.  I now realize that they must be fake.  This makes a lot of sense!

Sign me up as another who likes payday.  I actually never knew when payday was until I started tracking our investments using Mint.  Now I have fun seeing the jump in value on the days contributions hit Vanguard.  It's fun to celebrate small victories.

eyePod

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Re: Overheard at Work
« Reply #8256 on: May 18, 2015, 07:41:03 AM »
I've been working in the same department for about 7 years and given our rate of new hires, am now an "older" employee, despite being 30. The other day, the following exchange occurred with a new CW that makes 60% less than me.

Me: Hey, you have a good weekend?
CW: Yeah, my friend visited and we went shopping. I like having a job now where I have a bunch of money to spend
Me: (wincing internally). Yeah, a paycheck sure is nice. You at least get anything fun?
CW: No, Just a pair of jeans. They were $200, but I find the nice ones last longer, you know?
Me: I don't know, I just get mine from Kohls.
CW: Ugh, no way I would do that... you gotta look good man.

The conversation ended as it was time for me to grab my packed lunch and eat quietly at my desk. Frankly (and my perspective is probably now different as I'm married), but Im perfectly happy judging my self-worth in front of my computer checking my increasing balances than standing in front of a mirror.


Another exchange with a different CW (very stereotypical here, but funny nonetheless)

CW: Hey, my new Iphone came today, I can finally get rid of this crappy 5.
Me: Nice, I heard you can still sell those for a good bit of money on ebay.
CW: Nah, doing that stuff is a ton of work. I'll probably just keep it as a backup, or junk it.
Me <slightly puzzled look>: Hmm. You should try it, it takes about 10 minutes to list something at most. I'm sure you could earn a higher hourly rate than working here by selling it.
CW <staring at me as if I vomited on their shirt>: Wow, nerd alert, who thinks of their time like that?


Fortunately I have likeminded family members that can fill my need to engage in more mustachian conversations.

It's true. We sold our iphone 3GS's and then our 5's (when we switched over to RW). Was easy and made a lot of money back to cover our new phones each time.

eyePod

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Re: Overheard at Work
« Reply #8257 on: May 18, 2015, 07:42:40 AM »
Yes. I keep myself on a very tight budget. My roommate, who makes 1/3 what I do, is freer with her money than I am. I also keep very little in my checking account. It's effective for me. The more money I see, the more I'll spend. I'm working on it though.
I'm almost 37 and I still have to do that. It's sort of embarrassing in the presence of Badasses, but oh well, it works. $30K->$250K in five years... could do worse.

I find it amusing that my wife (who makes, and spends, about 1/3 of what I do) doesn't feel comfortable without a $2-3K "cushion" in her checking account (we maintain mostly separate finances, though we freely transfer for convenience or need). I can't keep that much around without getting antsy. My cushion consists of diversified income streams and overdraft protection. I try to have every dollar allocated ahead of time, to avoid impulse buying.

Anywho, sorry to ramble... I say good on ya. Whatever works for you is the right approach.

This blows my mind. We have 10k+ in our checking accounts because we save up for things: SIL wedding next year, appliance replacement, other crap too and it all just adds up. We are YNAB believers though so it really doesn't matter which account the money is actually in.

Kris

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Re: Overheard at Work
« Reply #8258 on: May 18, 2015, 09:28:26 AM »
Yes. I keep myself on a very tight budget. My roommate, who makes 1/3 what I do, is freer with her money than I am. I also keep very little in my checking account. It's effective for me. The more money I see, the more I'll spend. I'm working on it though.
I'm almost 37 and I still have to do that. It's sort of embarrassing in the presence of Badasses, but oh well, it works. $30K->$250K in five years... could do worse.

I find it amusing that my wife (who makes, and spends, about 1/3 of what I do) doesn't feel comfortable without a $2-3K "cushion" in her checking account (we maintain mostly separate finances, though we freely transfer for convenience or need). I can't keep that much around without getting antsy. My cushion consists of diversified income streams and overdraft protection. I try to have every dollar allocated ahead of time, to avoid impulse buying.

Anywho, sorry to ramble... I say good on ya. Whatever works for you is the right approach.

This blows my mind. We have 10k+ in our checking accounts because we save up for things: SIL wedding next year, appliance replacement, other crap too and it all just adds up. We are YNAB believers though so it really doesn't matter which account the money is actually in.

But this just speaks to the psychological/emotional side of money.  Some people can do this, others can't.  We save up for things, as well, but I don't leave that money in our checking account.  We have a number of savings accounts designated for specific things we're saving for, and we put a set amount of money in each of those accounts every month.  It's not because we "cant" save it in a checking account, it's because I like the feeling of having these pots of money designated, and I like seeing the actual amounts we have saved up for each project.  In the checking accounts (his and mine) we maintain about $700-1000 most of the time. 

It doesn't matter where you put the money.  It's whatever works best for your particular personality.

Elderwood17

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Re: Overheard at Work
« Reply #8259 on: May 18, 2015, 09:45:51 AM »
Apparently there is a trend to get fake lashes put on, but not by just anyone it has to be a "master". The 2 CW discussing said lashes recommended that I should get mine done as well.

Me: how much does it cost?
CW1: well, it was $150 for the initial visit and then $75 every 2 weeks for touch ups!
CW2: it's so worth it! Then you wouldn't have to worry about mascara!

Gulp! CW1 only makes 10/hr gross...
It always amazes me how just optional expenses are seen as "worth it" to ordinary we earners.  It is worth working 7.5 hours every two weeks (not including taxes!) just to avoid worrying about mascara? 

Sibley

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Re: Overheard at Work
« Reply #8260 on: May 18, 2015, 09:47:11 AM »
Yes. I keep myself on a very tight budget. My roommate, who makes 1/3 what I do, is freer with her money than I am. I also keep very little in my checking account. It's effective for me. The more money I see, the more I'll spend. I'm working on it though.
I'm almost 37 and I still have to do that. It's sort of embarrassing in the presence of Badasses, but oh well, it works. $30K->$250K in five years... could do worse.

I find it amusing that my wife (who makes, and spends, about 1/3 of what I do) doesn't feel comfortable without a $2-3K "cushion" in her checking account (we maintain mostly separate finances, though we freely transfer for convenience or need). I can't keep that much around without getting antsy. My cushion consists of diversified income streams and overdraft protection. I try to have every dollar allocated ahead of time, to avoid impulse buying.

Anywho, sorry to ramble... I say good on ya. Whatever works for you is the right approach.

This blows my mind. We have 10k+ in our checking accounts because we save up for things: SIL wedding next year, appliance replacement, other crap too and it all just adds up. We are YNAB believers though so it really doesn't matter which account the money is actually in.

But this just speaks to the psychological/emotional side of money.  Some people can do this, others can't.  We save up for things, as well, but I don't leave that money in our checking account.  We have a number of savings accounts designated for specific things we're saving for, and we put a set amount of money in each of those accounts every month.  It's not because we "cant" save it in a checking account, it's because I like the feeling of having these pots of money designated, and I like seeing the actual amounts we have saved up for each project.  In the checking accounts (his and mine) we maintain about $700-1000 most of the time. 

It doesn't matter where you put the money.  It's whatever works best for your particular personality.

In my case, the shit may hit the fan in a few months. Thanks to the lovely posters on the forum, it finally dawned on me that I have a cash back credit card, so I should be using that rather than my debit card. Result? Very few transactions in the checking account and the meaning of the balance is changing. I'm having to relearn how to manage my budget, on the fly. So far, so good, though ask me in 6 months...

cripzychiken

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Re: Overheard at Work
« Reply #8261 on: May 18, 2015, 10:16:25 AM »
My coworker is about to go back to school. I was discussing how when I attended the same program I used to ride the bus (free with student ID) to save money on parking. Oh, no, he says, he'd rather drive every day, even though he lives literally right on the other side of campus. He could walk, but it's further than he wants to walk. My guess would be a 20-30 minute walk or less if he took the campus shuttle bus. By the time he gets across campus by car in horrific morning traffic, parks, and walks in, he's going to take almost that long. But he wants the extra sleep, which he doesn't seem to realize is going to be maybe 5-10 minutes a day. He reasons he's already borrowing a ton of money for school and what's a little more for parking. The only reasoning he had which would have held any water for me is that if he wanted to go somewhere right after class he'd want his car right there rather than having to hike back and get it.

I just looked it up and a parking pass costs about $300 a year, or more like $750 if you want garage access, which he does. I also think he may not realize that the garage pass probably will not get him access to the garages most convenient to our program.

When I was in school, a neighbor drove to class everyday.  He had to park on the wrong side of campus (since he didn't want to wake up 25minutes earlier to get a parking spot in a closer lot), then catch a bus to the main part of campus.  I walked 2 blocks to the normal bus stop and rode the free bus in (had to switch buses on campus to get to the right spot on campus).  I would spend less time from "leaves house" to "gets to class" than he would.  He paid $275/yr plus gas for the 'convenience' of waiting in traffic and taking longer.

RyanAtTanagra

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Re: Overheard at Work
« Reply #8262 on: May 18, 2015, 10:38:50 AM »
We get mad that Ticketmaster wants to charge us a $5 convenience fee to print our tickets at home

Which is why I refuse to buy from ticketmaster.  I'll drive out of my way to go to the box office, or if I can't/don't want to, I'll forgo the show.  The full ticketmaster fee was $2, which included real tickets in the mail, when I started going to concerts.  That wasn't that long ago (I'm only 35).  I hate ticketmaster with a passion.

I get mad about this too but I wonder how much you're paying in gas/wear/tear on your car to get to the site to purchase your ticket.

I usually do joint errands to get tickets, but I probably have spent more to go get tickets and not pay ticketmaster, which is fine.  It's not just about the money, it's about not supporting money gouging or business practices you don't agree with.  Like paying more to get the same item at a small local business vs getting it at walmart.

MgoSam

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Re: Overheard at Work
« Reply #8263 on: May 18, 2015, 10:40:06 AM »
My coworker is about to go back to school. I was discussing how when I attended the same program I used to ride the bus (free with student ID) to save money on parking. Oh, no, he says, he'd rather drive every day, even though he lives literally right on the other side of campus. He could walk, but it's further than he wants to walk. My guess would be a 20-30 minute walk or less if he took the campus shuttle bus. By the time he gets across campus by car in horrific morning traffic, parks, and walks in, he's going to take almost that long. But he wants the extra sleep, which he doesn't seem to realize is going to be maybe 5-10 minutes a day. He reasons he's already borrowing a ton of money for school and what's a little more for parking. The only reasoning he had which would have held any water for me is that if he wanted to go somewhere right after class he'd want his car right there rather than having to hike back and get it.

I just looked it up and a parking pass costs about $300 a year, or more like $750 if you want garage access, which he does. I also think he may not realize that the garage pass probably will not get him access to the garages most convenient to our program.

When I was in school, a neighbor drove to class everyday.  He had to park on the wrong side of campus (since he didn't want to wake up 25minutes earlier to get a parking spot in a closer lot), then catch a bus to the main part of campus.  I walked 2 blocks to the normal bus stop and rode the free bus in (had to switch buses on campus to get to the right spot on campus).  I would spend less time from "leaves house" to "gets to class" than he would.  He paid $275/yr plus gas for the 'convenience' of waiting in traffic and taking longer.

The part that also gets me is that walking 20 minutes each way will do wonders for the person's health. That's at least a mile and as someone that finds walking to be a relaxing and easy way to unwind, I recommend it for others.

QueenAlice

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Re: Overheard at Work
« Reply #8264 on: May 18, 2015, 12:44:04 PM »
My coworker is about to go back to school. I was discussing how when I attended the same program I used to ride the bus (free with student ID) to save money on parking. Oh, no, he says, he'd rather drive every day, even though he lives literally right on the other side of campus. He could walk, but it's further than he wants to walk. My guess would be a 20-30 minute walk or less if he took the campus shuttle bus. By the time he gets across campus by car in horrific morning traffic, parks, and walks in, he's going to take almost that long. But he wants the extra sleep, which he doesn't seem to realize is going to be maybe 5-10 minutes a day. He reasons he's already borrowing a ton of money for school and what's a little more for parking. The only reasoning he had which would have held any water for me is that if he wanted to go somewhere right after class he'd want his car right there rather than having to hike back and get it.

I just looked it up and a parking pass costs about $300 a year, or more like $750 if you want garage access, which he does. I also think he may not realize that the garage pass probably will not get him access to the garages most convenient to our program.

When I was in school, a neighbor drove to class everyday.  He had to park on the wrong side of campus (since he didn't want to wake up 25minutes earlier to get a parking spot in a closer lot), then catch a bus to the main part of campus.  I walked 2 blocks to the normal bus stop and rode the free bus in (had to switch buses on campus to get to the right spot on campus).  I would spend less time from "leaves house" to "gets to class" than he would.  He paid $275/yr plus gas for the 'convenience' of waiting in traffic and taking longer.

The part that also gets me is that walking 20 minutes each way will do wonders for the person's health. That's at least a mile and as someone that finds walking to be a relaxing and easy way to unwind, I recommend it for others.

I walk 2 miles to work and 2 miles home. I've timed it multiple times, it takes me ~36 minutes one way, regardless of which cross-walks I hit/miss. My friends/co-workers think I'm crazy... I sit in front of a computer, in a cubicle with no window in sight ALL DAY. I'll take the little bit of time outside + slight exercise, thank you!

RyanAtTanagra

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Re: Overheard at Work
« Reply #8265 on: May 18, 2015, 12:50:14 PM »
My coworker is about to go back to school. I was discussing how when I attended the same program I used to ride the bus (free with student ID) to save money on parking. Oh, no, he says, he'd rather drive every day, even though he lives literally right on the other side of campus. He could walk, but it's further than he wants to walk. My guess would be a 20-30 minute walk or less if he took the campus shuttle bus. By the time he gets across campus by car in horrific morning traffic, parks, and walks in, he's going to take almost that long. But he wants the extra sleep, which he doesn't seem to realize is going to be maybe 5-10 minutes a day. He reasons he's already borrowing a ton of money for school and what's a little more for parking. The only reasoning he had which would have held any water for me is that if he wanted to go somewhere right after class he'd want his car right there rather than having to hike back and get it.

I just looked it up and a parking pass costs about $300 a year, or more like $750 if you want garage access, which he does. I also think he may not realize that the garage pass probably will not get him access to the garages most convenient to our program.

When I was in school, a neighbor drove to class everyday.  He had to park on the wrong side of campus (since he didn't want to wake up 25minutes earlier to get a parking spot in a closer lot), then catch a bus to the main part of campus.  I walked 2 blocks to the normal bus stop and rode the free bus in (had to switch buses on campus to get to the right spot on campus).  I would spend less time from "leaves house" to "gets to class" than he would.  He paid $275/yr plus gas for the 'convenience' of waiting in traffic and taking longer.

The part that also gets me is that walking 20 minutes each way will do wonders for the person's health. That's at least a mile and as someone that finds walking to be a relaxing and easy way to unwind, I recommend it for others.

I walk 2 miles to work and 2 miles home. I've timed it multiple times, it takes me ~36 minutes one way, regardless of which cross-walks I hit/miss. My friends/co-workers think I'm crazy... I sit in front of a computer, in a cubicle with no window in sight ALL DAY. I'll take the little bit of time outside + slight exercise, thank you!

36 minutes isn't even that bad of a commute compared to a lot of people, and to have it be 100% exercise and fresh air, how is that not win-win-win

LucyBIT

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Re: Overheard at Work
« Reply #8266 on: May 18, 2015, 01:20:19 PM »
It is worth working 7.5 hours every two weeks (not including taxes!) just to avoid worrying about mascara?

I use the time-honored yet radical method of "not wearing mascara" in order to avoid worrying about mascara. Totally worth it ;-)

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Re: Overheard at Work
« Reply #8267 on: May 18, 2015, 03:09:54 PM »
Co-worker today: "have you heard of Hot Pot?"  She explained it's a new thing where you select ingredients and then cook them yourself in a stew

Me:  "Did you go to your GF's house or cook it at your place?"

Co-worker: "No at this new Asian restaurant"

Me: "So you pay a restaurant while you cook your own food?"

Co-worker: "But you also get sushi"

MgoSam

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Re: Overheard at Work
« Reply #8268 on: May 18, 2015, 03:12:45 PM »
Co-worker today: "have you heard of Hot Pot?"  She explained it's a new thing where you select ingredients and then cook them yourself in a stew

Me:  "Did you go to your GF's house or cook it at your place?"

Co-worker: "No at this new Asian restaurant"

Me: "So you pay a restaurant while you cook your own food?"

Co-worker: "But you also get sushi"

It's really tasty and honestly worth doing. That said, if you plan ahead you can do it at home. One of my best friends is a great cook and her favorite restaurant here in town is nearly solely Hot Pot only and she wants to go often.

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Re: Overheard at Work
« Reply #8269 on: May 18, 2015, 03:19:43 PM »
I haven't been to hot pot, but I've been to korean BBQ places where you cook your own stuff, and melting pot (fondue) where you do the same.

It's fun and delicious.
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Re: Overheard at Work
« Reply #8270 on: May 18, 2015, 03:36:04 PM »
Hot pot and korean barbecue and etc are pretty cool. As always, in moderation.

ScienceRules

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Re: Overheard at Work
« Reply #8271 on: May 18, 2015, 04:52:10 PM »
Co-worker today: "have you heard of Hot Pot?"  She explained it's a new thing where you select ingredients and then cook them yourself in a stew

Me:  "Did you go to your GF's house or cook it at your place?"

Co-worker: "No at this new Asian restaurant"

Me: "So you pay a restaurant while you cook your own food?"

Co-worker: "But you also get sushi"

Hot Pot is fantastic and if you get authentic Sichuan Hot Pot, it is pretty much the best thing ever. It is also hard to make at home unless you bring the right soup bases back from China and you don't mind your house and EVERYTHING in it smelling like Hot Pot for more than a week. That being said, I make it at home all the time, but do enjoy the occasionally Hot Pot out so I don't have to deal with the smell.

Merrie

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Re: Overheard at Work
« Reply #8272 on: May 18, 2015, 09:49:55 PM »
My coworker is about to go back to school. I was discussing how when I attended the same program I used to ride the bus (free with student ID) to save money on parking. Oh, no, he says, he'd rather drive every day, even though he lives literally right on the other side of campus. He could walk, but it's further than he wants to walk. My guess would be a 20-30 minute walk or less if he took the campus shuttle bus. By the time he gets across campus by car in horrific morning traffic, parks, and walks in, he's going to take almost that long. But he wants the extra sleep, which he doesn't seem to realize is going to be maybe 5-10 minutes a day. He reasons he's already borrowing a ton of money for school and what's a little more for parking. The only reasoning he had which would have held any water for me is that if he wanted to go somewhere right after class he'd want his car right there rather than having to hike back and get it.

I just looked it up and a parking pass costs about $300 a year, or more like $750 if you want garage access, which he does. I also think he may not realize that the garage pass probably will not get him access to the garages most convenient to our program.

When I was in school, a neighbor drove to class everyday.  He had to park on the wrong side of campus (since he didn't want to wake up 25minutes earlier to get a parking spot in a closer lot), then catch a bus to the main part of campus.  I walked 2 blocks to the normal bus stop and rode the free bus in (had to switch buses on campus to get to the right spot on campus).  I would spend less time from "leaves house" to "gets to class" than he would.  He paid $275/yr plus gas for the 'convenience' of waiting in traffic and taking longer.

Mindboggling. My coworker is a smart guy. Maybe he will figure this out. I told my husband and he said this guy should buy a bike. I'm going to have to suggest that to him when I see him next.

When I was in school, I had a classmate who lived right next to the shuttle bus stop. A couple of quarters I did buy a parking pass to park in the far-out lot and rode this bus which dropped me off right across from our classes. So I rode with this gal and she told me that usually she rode this bus (which took about 10 minutes) but sometimes she drove... headscratch.

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Re: Overheard at Work
« Reply #8273 on: May 19, 2015, 07:20:45 AM »
I've gone out for hot pot before and like it.  I think it would be too hard to do at home.
I've never  gone out for fondue because it seems so expensive (and we don't have a place here)- but it is pretty expensive to make at home too if you get good quality cheeses (and you need a lot of pots if you want cheese, oil, and dessert).  But I think it would be beneficial, if people wanted different cheese mixtures, to not have to buy and make ALL of that.

The thing that gets me is the 'grill your own steak' places.  I fail to see how that differentiates from grilling at home.  But I know people WHO love it.  It's like a steakhouse, but they let you cook your own steak.  um, What? 
I guess it saves you from having to make side dishes?  The idea baffles me.

Ghzbani

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Re: Overheard at Work
« Reply #8274 on: May 19, 2015, 08:49:29 AM »
Different kind of crazy: I had a co-worker who inherited a condo in NYC, plus a bunch of money.  I mean millions of dollars.  She worked this miserable job and always working extra OT.  One day I went to borrow a pen from her and what did i see in her drawer?  Probably $40,000 worth of uncashed paychecks.  She said she was "saving them for a rainy day".  Far as I know, she died saving for a rainy day.  Good frugality IQ, terrible quality of life filter.

Uhm, Is that allowed? I was under the impression that checks went bad after a specific time, ("stale" I think is the word our payroll uses). Additionally, I know alot of companies set up specific accounts to do paychecks out of. Won't there be a delay when she tries to cash those all at once since the bank will probably want to double-check with the issuer due to their size and age?

Kind of defeats the point of a rainy-day fund if she has to wait for the checks to clear, doesn't it?

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Re: Overheard at Work
« Reply #8275 on: May 19, 2015, 09:13:11 AM »
Different kind of crazy: I had a co-worker who inherited a condo in NYC, plus a bunch of money.  I mean millions of dollars.  She worked this miserable job and always working extra OT.  One day I went to borrow a pen from her and what did i see in her drawer?  Probably $40,000 worth of uncashed paychecks.  She said she was "saving them for a rainy day".  Far as I know, she died saving for a rainy day.  Good frugality IQ, terrible quality of life filter.

Uhm, Is that allowed? I was under the impression that checks went bad after a specific time, ("stale" I think is the word our payroll uses). Additionally, I know alot of companies set up specific accounts to do paychecks out of. Won't there be a delay when she tries to cash those all at once since the bank will probably want to double-check with the issuer due to their size and age?

Kind of defeats the point of a rainy-day fund if she has to wait for the checks to clear, doesn't it?

Also, what's the harm in cashing them and keeping them in your bank for that rainy day? You wouldn't get much interest, if any, but at least the money is yours and if under 250k, FDIC protected.

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Re: Overheard at Work
« Reply #8276 on: May 19, 2015, 09:17:16 AM »
It is just a complete misunderstanding of how money works.

MgoSam

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Re: Overheard at Work
« Reply #8277 on: May 19, 2015, 09:19:24 AM »
The thing that gets me is the 'grill your own steak' places.  I fail to see how that differentiates from grilling at home.  But I know people WHO love it.  It's like a steakhouse, but they let you cook your own steak.  um, What? 
I guess it saves you from having to make side dishes?  The idea baffles me.

Never heard of this concept, is it just a normal steak that they provide to you to grill?

RunHappy

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Re: Overheard at Work
« Reply #8278 on: May 19, 2015, 09:56:41 AM »
The thing that gets me is the 'grill your own steak' places.  I fail to see how that differentiates from grilling at home.  But I know people WHO love it.  It's like a steakhouse, but they let you cook your own steak.  um, What? 
I guess it saves you from having to make side dishes?  The idea baffles me.

Never heard of this concept, is it just a normal steak that they provide to you to grill?

Hate those places....if I wanted too cook I'd stay home!!!

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Re: Overheard at Work
« Reply #8279 on: May 19, 2015, 10:11:23 AM »
The thing that gets me is the 'grill your own steak' places.  I fail to see how that differentiates from grilling at home.  But I know people WHO love it.  It's like a steakhouse, but they let you cook your own steak.  um, What? 
I guess it saves you from having to make side dishes?  The idea baffles me.

Never heard of this concept, is it just a normal steak that they provide to you to grill?

Just normal steak I would think (never went in, because the idea is ridiculous).  Is there any other type (I mean without getting into like Kobe beef or something)? I think anything a restaurant can get a good butcher could get. They do take care of trimming it.

http://www.theopenflame.com/?page_id=3
Add $3 if you want them to grill it.
Though there are apparently some places that don't have that option, based on this blog post: http://www.foodfightradio.com/claire-ification-cook-your-own-steak-restaurants/

dycker1978

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Re: Overheard at Work
« Reply #8280 on: May 19, 2015, 10:15:53 AM »
The thing that gets me is the 'grill your own steak' places.  I fail to see how that differentiates from grilling at home.  But I know people WHO love it.  It's like a steakhouse, but they let you cook your own steak.  um, What? 
I guess it saves you from having to make side dishes?  The idea baffles me.

Never heard of this concept, is it just a normal steak that they provide to you to grill?

Just normal steak I would think (never went in, because the idea is ridiculous).  Is there any other type (I mean without getting into like Kobe beef or something)? I think anything a restaurant can get a good butcher could get. They do take care of trimming it.

http://www.theopenflame.com/?page_id=3
Add $3 if you want them to grill it.
Though there are apparently some places that don't have that option, based on this blog post: http://www.foodfightradio.com/claire-ification-cook-your-own-steak-restaurants/

So let me get this strait.  You goto a restaurant, pay them more for a steak, and grill it yourself.  That is a brilliant business model. No overhead as far as cooks go.

Crazy to think people do this. Buy a steak grill it yourself at home and save some money... OMG

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Re: Overheard at Work
« Reply #8281 on: May 19, 2015, 10:24:39 AM »
The thing that gets me is the 'grill your own steak' places.  I fail to see how that differentiates from grilling at home.  But I know people WHO love it.  It's like a steakhouse, but they let you cook your own steak.  um, What? 
I guess it saves you from having to make side dishes?  The idea baffles me.

Never heard of this concept, is it just a normal steak that they provide to you to grill?
Oh gosh, my old quilting group loved our local "cook your own steak" place and wanted to go annually.  Seriously, if I wanted to cook my own steak, I would stay home and cook my own steak!! If I am going out, I want someone else cooking my steak!!

I like hot pot.  My good friend is Chinese, and she's had us over for it for New Year's a couple of times.  No idea how hard it is.

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Re: Overheard at Work
« Reply #8282 on: May 19, 2015, 10:32:47 AM »
The thing that gets me is the 'grill your own steak' places.  I fail to see how that differentiates from grilling at home.  But I know people WHO love it.  It's like a steakhouse, but they let you cook your own steak.  um, What? 
I guess it saves you from having to make side dishes?  The idea baffles me.

Never heard of this concept, is it just a normal steak that they provide to you to grill?

I've never been, and probably will never go to such a place. I imagine the appeal to some people is somewhat nicer cuts of steak than a supermarket and not having to clean off the grill afterwards.

frugalnacho

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Re: Overheard at Work
« Reply #8283 on: May 19, 2015, 10:41:51 AM »
The thing that gets me is the 'grill your own steak' places.  I fail to see how that differentiates from grilling at home.  But I know people WHO love it.  It's like a steakhouse, but they let you cook your own steak.  um, What? 
I guess it saves you from having to make side dishes?  The idea baffles me.

Never heard of this concept, is it just a normal steak that they provide to you to grill?

I've never been, and probably will never go to such a place. I imagine the appeal to some people is somewhat nicer cuts of steak than a supermarket and not having to clean off the grill afterwards.


cleaning the grill?  My grill cleaning consists of rubbing it with a wire brush for like 10 seconds once it's hot.

MgoSam

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Re: Overheard at Work
« Reply #8284 on: May 19, 2015, 10:42:56 AM »
The thing that gets me is the 'grill your own steak' places.  I fail to see how that differentiates from grilling at home.  But I know people WHO love it.  It's like a steakhouse, but they let you cook your own steak.  um, What? 
I guess it saves you from having to make side dishes?  The idea baffles me.

Never heard of this concept, is it just a normal steak that they provide to you to grill?

I've never been, and probably will never go to such a place. I imagine the appeal to some people is somewhat nicer cuts of steak than a supermarket and not having to clean off the grill afterwards.

The thing that gets me is the 'grill your own steak' places.  I fail to see how that differentiates from grilling at home.  But I know people WHO love it.  It's like a steakhouse, but they let you cook your own steak.  um, What? 
I guess it saves you from having to make side dishes?  The idea baffles me.

Never heard of this concept, is it just a normal steak that they provide to you to grill?

I've never been, and probably will never go to such a place. I imagine the appeal to some people is somewhat nicer cuts of steak than a supermarket and not having to clean off the grill afterwards.


cleaning the grill?  My grill cleaning consists of rubbing it with a wire brush for like 10 seconds once it's hot.

Looked it up and appears to be a concept that is growing.

http://www.nytimes.com/1989/05/17/garden/steakhouses-that-let-you-cook-as-well-as-pay.html

This isn't something for me, but I can see some of the appeal. I'm not a fan of grilling and generally prefer other dishes over steak, but for someone that enjoys both I can see them enjoying this.

arebelspy

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Re: Overheard at Work
« Reply #8285 on: May 19, 2015, 10:53:44 AM »
I could see taking someone there as a gift...say Father's Day?

If the dad really likes to grill for everyone, but then doesn't have to clean the grill, prepare things, etc.

(He may like that part too, but it could work for some people.)

In general though I wouldn't do this style for just steaks.
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Re: Overheard at Work
« Reply #8286 on: May 19, 2015, 10:58:21 AM »
cleaning the grill?  My grill cleaning consists of rubbing it with a wire brush for like 10 seconds once it's hot.

But that's like TEN SECONDS OF RUBBING

arebelspy

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Re: Overheard at Work
« Reply #8287 on: May 19, 2015, 11:04:56 AM »
cleaning the grill?  My grill cleaning consists of rubbing it with a wire brush for like 10 seconds once it's hot.

But that's like TEN SECONDS OF RUBBING

...that's what she said.
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You can also read my forum "Journal."

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Re: Overheard at Work
« Reply #8288 on: May 19, 2015, 11:14:42 AM »
cleaning the grill?  My grill cleaning consists of rubbing it with a wire brush for like 10 seconds once it's hot.

But that's like TEN SECONDS OF RUBBING

...that's what she said.

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Re: Overheard at Work
« Reply #8289 on: May 19, 2015, 12:06:19 PM »
The thing that gets me is the 'grill your own steak' places.  I fail to see how that differentiates from grilling at home.  But I know people WHO love it.  It's like a steakhouse, but they let you cook your own steak.  um, What? 
I guess it saves you from having to make side dishes?  The idea baffles me.

Never heard of this concept, is it just a normal steak that they provide to you to grill?
Oh gosh, my old quilting group loved our local "cook your own steak" place and wanted to go annually.  Seriously, if I wanted to cook my own steak, I would stay home and cook my own steak!! If I am going out, I want someone else cooking my steak!!

I like hot pot.  My good friend is Chinese, and she's had us over for it for New Year's a couple of times.  No idea how hard it is.

I have yet to have homemade hotpot that beats restaurant hotpot; nothing has ever even come close.

Hotpot is one of those things I would gladly pay for to have at a restaurant.

That and Pho...mmmm...delicious.

RyanAtTanagra

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Re: Overheard at Work
« Reply #8290 on: May 19, 2015, 12:36:30 PM »
I have yet to have homemade hotpot that beats restaurant hotpot; nothing has ever even come close.

Hotpot is one of those things I would gladly pay for to have at a restaurant.

That and Pho...mmmm...delicious.

And ramen.  Moving from Ohio to SF, when friends told me I had to try ramen I'd always say 'like those packets of noodles I used to buy in college for 16 cents?'.  Then I finally went to a real ramen restaurant and holy crap, that is now my favorite restaurant to go to here.  But making real ramen broth at home is quite the process.  I'd like to try it sometime, but I know it'll be a long time before I can come close to a good restaurant.

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Re: Overheard at Work
« Reply #8291 on: May 19, 2015, 12:59:40 PM »
I have yet to have homemade hotpot that beats restaurant hotpot; nothing has ever even come close.

Hotpot is one of those things I would gladly pay for to have at a restaurant.

That and Pho...mmmm...delicious.

And ramen.  Moving from Ohio to SF, when friends told me I had to try ramen I'd always say 'like those packets of noodles I used to buy in college for 16 cents?'.  Then I finally went to a real ramen restaurant and holy crap, that is now my favorite restaurant to go to here.  But making real ramen broth at home is quite the process.  I'd like to try it sometime, but I know it'll be a long time before I can come close to a good restaurant.

There's a guy in Japantown SF that makes his own noodles on a practically archaic noodle making machine in that sits in the window.  It's impressive.  Very tasty.

MgoSam

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Re: Overheard at Work
« Reply #8292 on: May 19, 2015, 01:07:23 PM »
I have yet to have homemade hotpot that beats restaurant hotpot; nothing has ever even come close.

Hotpot is one of those things I would gladly pay for to have at a restaurant.

That and Pho...mmmm...delicious.

And ramen.  Moving from Ohio to SF, when friends told me I had to try ramen I'd always say 'like those packets of noodles I used to buy in college for 16 cents?'.  Then I finally went to a real ramen restaurant and holy crap, that is now my favorite restaurant to go to here.  But making real ramen broth at home is quite the process.  I'd like to try it sometime, but I know it'll be a long time before I can come close to a good restaurant.

There's a guy in Japantown SF that makes his own noodles on a practically archaic noodle making machine in that sits in the window.  It's impressive.  Very tasty.

Yeah I was amazed the first time I tried proper ramen. My cousin ordered it at a Japanese restaurant we were at and I was like, "Why not order sushi since you can always make ramen at home," he smiled and offered me a bite when it came and I was silenced...

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Re: Overheard at Work
« Reply #8293 on: May 19, 2015, 01:21:58 PM »
A co-worker explained to me yesterday that he had to buy two cars for his two kids yesterday - because you can't just buy one, you have to get one for each of them. But the bank was able to do a signature loan for $10k for him, so he was able to pay cash for the cars.

Huh. Maybe buying with cash doesn't mean the same thing to everybody?

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Re: Overheard at Work
« Reply #8294 on: May 19, 2015, 01:25:22 PM »
A co-worker explained to me yesterday that he had to buy two cars for his two kids yesterday - because you can't just buy one, you have to get one for each of them. But the bank was able to do a signature loan for $10k for him, so he was able to pay cash for the cars.

Huh. Maybe buying with cash doesn't mean the same thing to everybody?
You mean you have to pay signature loans back?

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Re: Overheard at Work
« Reply #8295 on: May 19, 2015, 01:38:53 PM »
Maybe buying with cash doesn't mean the same thing to everybody?

I had a first-time customer that placed an order and called in to confirm it and pay it with a credit card and wanted a discount because, "I am paying with cash." My office manager told me he burst out laughing and told the guy to learn what the term means. The customer basically meant that he wasn't asking for terms and so he wanted a discount...he ended up paying full price and later we negotiated a 1% discount on future orders if he prepaid in actually cash.

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Re: Overheard at Work
« Reply #8296 on: May 19, 2015, 01:42:48 PM »
A co-worker explained to me yesterday that he had to buy two cars for his two kids yesterday - because you can't just buy one, you have to get one for each of them. But the bank was able to do a signature loan for $10k for him, so he was able to pay cash for the cars.

Huh. Maybe buying with cash doesn't mean the same thing to everybody?

Maybe he meant he didn't have liens against the titles... So much still wrong here though...

HairyUpperLip

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Re: Overheard at Work
« Reply #8297 on: May 19, 2015, 01:46:40 PM »

You mean you have to pay signature loans back?

You mean you have to pay loans back?

Pooperman

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Re: Overheard at Work
« Reply #8298 on: May 19, 2015, 01:47:28 PM »

You mean you have to pay signature loans back?

You mean you have to pay loans back?

Bankruptcy for everyone!

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Re: Overheard at Work
« Reply #8299 on: May 19, 2015, 03:16:53 PM »
Reposession for everyone :(