Author Topic: Overheard at Work  (Read 8911855 times)

Hedge_87

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Re: Overheard at Work
« Reply #7950 on: April 27, 2015, 03:54:28 PM »
I had a coworker assert that you should not hold any stocks in retirement. When I mentioned the Trinity Study he said he disagreed with it, though he clearly hadn't read anything about it.

This person goes out to eat for lunch every day and lives about 20 miles from work. We had a holiday that landed on a payday once and he had to come in to pick up his paycheck (I'm almost as surprised he hadn't set up direct deposit than I am about him not being about to go a weekend without being paid)... I'll be retired well before I reach his current age.
I can forgive ignorance, but I can't forgive blind confidence in one's own ignorance. Why is this world so full of people with smug opinions about shit they don't know anything about?
He's a really nice guy and pretty bright too so I thought he'd be more open to learning a bit. But he likened the stock market to gambling and made some comment about being burned before...

Reminds me of a guy at work. Good developer, smart, but ignorant. Like a the market to gambling and thinks that real estate is less risky and better performing. Wouldn't listen when I let him know that the returns are like 7% after inflation per year over the last 100 years where real estate is up 20% after inflation in total. Doesn't invest in his 401k, eats out every day...

Yea I've learned just to ignore some of the horrible investing strategies that some of my coworkers have. We have one guy at work who is an amazing saver. He is probably kicking my ass on his savings rate however he sticks it all in cds and money market accounts so he does "lose" any money lol

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Re: Overheard at Work
« Reply #7951 on: April 27, 2015, 03:58:17 PM »
A co-worker of mine (in his mid 20's who makes just north of $100K) who is up to his eyeballs in debt is taking a road trip from San Diego to Texas then up to Colorado and back down to San Diego. He just bought (financed) a new Prius two months and last month bought (financed) a $3K camera because he wants to make sure he takes good pictures along the way (???). He is telling me about the plans for his trip and I mention that he will have to keep track of his gas mileage with the Prius and report back what he gets. I then learn that he decided not to drive the Prius because he did not want to put on all of the extra miles on the car. He decided to rent a car instead. Not just any car but decides to get a full sized Chevy Tahoe SUV w/ 4-wheel drive (At this point I am thinking WTF?). The rental car alone will cost him $2K just for the rental period. Don't they get like low-to-mid teens in gas mileage??? He is traveling with his wife and 3 year old child. I get that he wants to rent a car but I had to ask why he needed such a large vehicle and why didn't he get something more economical. His reply was that he needed the extra space because of all of the extra stuff they are taking for the child and he wants to take his golf clubs too. I mention that he should have looked at a mini-van if he needed the extra space and it would get better MPG. He looked at me with a shocked look and stated he would never be caught dead driving a mini-van and chuckled when he indicated he wanted to "impress" his well-to-do relatives he was visiting. The next day he mentions that he was out looking for a potable DVD player and mounting hardware for the rental car so his child won't be bored on the trip. I mention that he could easily download some movies onto his tablet that he already owns and that should work fine. He states it was too much trouble. ....Wow.....    He is a nice guy but never gets the poor financial situation he puts himself into. When he gets back I am sure he will be looking for overtime opportunities to pay for the trip when his credit card statements comes in.

mlipps

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Re: Overheard at Work
« Reply #7952 on: April 27, 2015, 06:06:37 PM »
The part about the $3k camera makes me the saddest. Nothing more frustrating than seeing people with an expensive camera but they don't even know how to turn the flash off (or when they should!!!)

Kris

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Re: Overheard at Work
« Reply #7953 on: April 27, 2015, 06:16:17 PM »
A co-worker of mine (in his mid 20's who makes just north of $100K) who is up to his eyeballs in debt is taking a road trip from San Diego to Texas then up to Colorado and back down to San Diego. He just bought (financed) a new Prius two months and last month bought (financed) a $3K camera because he wants to make sure he takes good pictures along the way (???). He is telling me about the plans for his trip and I mention that he will have to keep track of his gas mileage with the Prius and report back what he gets. I then learn that he decided not to drive the Prius because he did not want to put on all of the extra miles on the car. He decided to rent a car instead. Not just any car but decides to get a full sized Chevy Tahoe SUV w/ 4-wheel drive (At this point I am thinking WTF?). The rental car alone will cost him $2K just for the rental period. Don't they get like low-to-mid teens in gas mileage??? He is traveling with his wife and 3 year old child. I get that he wants to rent a car but I had to ask why he needed such a large vehicle and why didn't he get something more economical. His reply was that he needed the extra space because of all of the extra stuff they are taking for the child and he wants to take his golf clubs too. I mention that he should have looked at a mini-van if he needed the extra space and it would get better MPG. He looked at me with a shocked look and stated he would never be caught dead driving a mini-van and chuckled when he indicated he wanted to "impress" his well-to-do relatives he was visiting. The next day he mentions that he was out looking for a potable DVD player and mounting hardware for the rental car so his child won't be bored on the trip. I mention that he could easily download some movies onto his tablet that he already owns and that should work fine. He states it was too much trouble. ....Wow.....    He is a nice guy but never gets the poor financial situation he puts himself into. When he gets back I am sure he will be looking for overtime opportunities to pay for the trip when his credit card statements comes in.

God, that whole thing... The thought processes that go through some people's heads...

Merrie

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Re: Overheard at Work
« Reply #7954 on: April 27, 2015, 06:19:42 PM »

He probably isn't able to have a checking account. If you screw up enough with overdrawing your account and writing bad checks, banks won't let you open an account anymore. So you have to take all your checks to check cashing services and pay a fee to get your paycheck cashed. The fact that he couldn't go a weekend without getting paid makes the possibility that he isn't able to open an account seem very likely.

This reminds me of a few years ago when my work still had paper checks. We got paid on Fridays. One Friday the guy delivering them came to the back door and nobody answered, so he left and didn't come back until Monday. I had one coworker selling stuff on CL to get through the weekend and another who almost didn't make it to work Monday because she came very close to running out of gas with no money for more.

paddedhat

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Re: Overheard at Work
« Reply #7955 on: April 28, 2015, 07:19:40 AM »

This reminds me of a few years ago when my work still had paper checks. We got paid on Fridays. One Friday the guy delivering them came to the back door and nobody answered, so he left and didn't come back until Monday. I had one coworker selling stuff on CL to get through the weekend and another who almost didn't make it to work Monday because she came very close to running out of gas with no money for more.

Back when I was supervising union construction work, the contract called for a paper check in hand, by the end of the work day, every Wednesday. During an occasional glitch, I had to waste my time with guys who would voluntarily sit in an office trailer for hours, after work, waiting for the check, even though the company guaranteed that the checks would be hand delivery by the start of work the next day. I also had a few occasions where guys would be in a panic if they thought a check had been mailed to their residence, when they were on vacation, for example. The horror was that their wife might discover that they made WAY more than they thought.  My BIL is the human resources director for a large state. Every few years the payroll gets delayed and he, and his staff, end up driving, sometimes in the dead of night, to hand deliver paychecks to prisons and hospitals. These include facilities that are hours from the capital, since there are staff members that can't go a day, or two, with a check.

merula

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Re: Overheard at Work
« Reply #7956 on: April 28, 2015, 08:14:21 AM »
Back when I was supervising union construction work, the contract called for a paper check in hand, by the end of the work day, every Wednesday. During an occasional glitch, I had to waste my time with guys who would voluntarily sit in an office trailer for hours, after work, waiting for the check, even though the company guaranteed that the checks would be hand delivery by the start of work the next day. I also had a few occasions where guys would be in a panic if they thought a check had been mailed to their residence, when they were on vacation, for example. The horror was that their wife might discover that they made WAY more than they thought.  My BIL is the human resources director for a large state. Every few years the payroll gets delayed and he, and his staff, end up driving, sometimes in the dead of night, to hand deliver paychecks to prisons and hospitals. These include facilities that are hours from the capital, since there are staff members that can't go a day, or two, with a check.

Wait, so they're hiding income from their wives? How? Why? Why would you marry someone you couldn't trust like that?

Candace

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Re: Overheard at Work
« Reply #7957 on: April 28, 2015, 08:17:30 AM »
I was just in the break room at my company and heard a young man talking about how his wedding is going to have a Disney theme. Apparently this is mostly a decorations theme. Different tables will be decorated according to different Disney movie themes. Another young man said his brother did that and they liked it.

Aside from the quote-unquote normal cost of weddings these days, I thought weddings were supposed to be when *adults* got married. I had to restrain myself from a spit take.

JLee

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Re: Overheard at Work
« Reply #7958 on: April 28, 2015, 08:20:39 AM »
I was just in the break room at my company and heard a young man talking about how his wedding is going to have a Disney theme. Apparently this is mostly a decorations theme. Different tables will be decorated according to different Disney movie themes. Another young man said his brother did that and they liked it.

Aside from the quote-unquote normal cost of weddings these days, I thought weddings were supposed to be when *adults* got married. I had to restrain myself from a spit take.
It's their wedding...if they like Disney, who cares?

frugalnacho

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Re: Overheard at Work
« Reply #7959 on: April 28, 2015, 08:33:07 AM »
I was just in the break room at my company and heard a young man talking about how his wedding is going to have a Disney theme. Apparently this is mostly a decorations theme. Different tables will be decorated according to different Disney movie themes. Another young man said his brother did that and they liked it.

Aside from the quote-unquote normal cost of weddings these days, I thought weddings were supposed to be when *adults* got married. I had to restrain myself from a spit take.
It's their wedding...if they like Disney, who cares?

By that logic, why are you even in this thread?  Everyone does what everyone likes and spends how they see fit, and who is anyone to judge anyone else?

Cookie78

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Re: Overheard at Work
« Reply #7960 on: April 28, 2015, 08:36:34 AM »
I was just in the break room at my company and heard a young man talking about how his wedding is going to have a Disney theme. Apparently this is mostly a decorations theme. Different tables will be decorated according to different Disney movie themes. Another young man said his brother did that and they liked it.

Aside from the quote-unquote normal cost of weddings these days, I thought weddings were supposed to be when *adults* got married. I had to restrain myself from a spit take.
It's their wedding...if they like Disney, who cares?

By that logic, why are you even in this thread?  Everyone does what everyone likes and spends how they see fit, and who is anyone to judge anyone else?

I thought this thread was to judge and ridicule bad financial decisions, not 'bad' decoration decisions.

frugalnacho

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Re: Overheard at Work
« Reply #7961 on: April 28, 2015, 08:46:59 AM »
I was just in the break room at my company and heard a young man talking about how his wedding is going to have a Disney theme. Apparently this is mostly a decorations theme. Different tables will be decorated according to different Disney movie themes. Another young man said his brother did that and they liked it.

Aside from the quote-unquote normal cost of weddings these days, I thought weddings were supposed to be when *adults* got married. I had to restrain myself from a spit take.
It's their wedding...if they like Disney, who cares?

By that logic, why are you even in this thread?  Everyone does what everyone likes and spends how they see fit, and who is anyone to judge anyone else?

I thought this thread was to judge and ridicule bad financial decisions, not 'bad' decoration decisions.

I would classify a disney themed wedding as a bad financial decision worthy of ridicule.  My sister in-law had a disney themed wedding. Massive waste of resources.

Cookie78

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Re: Overheard at Work
« Reply #7962 on: April 28, 2015, 08:54:18 AM »
I was just in the break room at my company and heard a young man talking about how his wedding is going to have a Disney theme. Apparently this is mostly a decorations theme. Different tables will be decorated according to different Disney movie themes. Another young man said his brother did that and they liked it.

Aside from the quote-unquote normal cost of weddings these days, I thought weddings were supposed to be when *adults* got married. I had to restrain myself from a spit take.
It's their wedding...if they like Disney, who cares?

By that logic, why are you even in this thread?  Everyone does what everyone likes and spends how they see fit, and who is anyone to judge anyone else?

I thought this thread was to judge and ridicule bad financial decisions, not 'bad' decoration decisions.

I would classify a disney themed wedding as a bad financial decision worthy of ridicule.  My sister in-law had a disney themed wedding. Massive waste of resources.

I have no idea. I've never been to one or paid for one or even heard of one. All that Candace said was tables would be decorated with themes from different movies. What kind of extra expenses are involved?

frugalnacho

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Re: Overheard at Work
« Reply #7963 on: April 28, 2015, 08:58:03 AM »
I was just in the break room at my company and heard a young man talking about how his wedding is going to have a Disney theme. Apparently this is mostly a decorations theme. Different tables will be decorated according to different Disney movie themes. Another young man said his brother did that and they liked it.

Aside from the quote-unquote normal cost of weddings these days, I thought weddings were supposed to be when *adults* got married. I had to restrain myself from a spit take.
It's their wedding...if they like Disney, who cares?

By that logic, why are you even in this thread?  Everyone does what everyone likes and spends how they see fit, and who is anyone to judge anyone else?

I thought this thread was to judge and ridicule bad financial decisions, not 'bad' decoration decisions.

I would classify a disney themed wedding as a bad financial decision worthy of ridicule.  My sister in-law had a disney themed wedding. Massive waste of resources.

I have no idea. I've never been to one or paid for one or even heard of one. All that Candace said was tables would be decorated with themes from different movies. What kind of extra expenses are involved?

For that wedding specifically? I don't know.  Even if it's just character themed decorations at each table and no added expense to the wedding I still find the idea totally ridiculous.

skunkfunk

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Re: Overheard at Work
« Reply #7964 on: April 28, 2015, 09:06:26 AM »
I had a coworker assert that you should not hold any stocks in retirement. When I mentioned the Trinity Study he said he disagreed with it, though he clearly hadn't read anything about it.

This person goes out to eat for lunch every day and lives about 20 miles from work. We had a holiday that landed on a payday once and he had to come in to pick up his paycheck (I'm almost as surprised he hadn't set up direct deposit than I am about him not being about to go a weekend without being paid)... I'll be retired well before I reach his current age.
I can forgive ignorance, but I can't forgive blind confidence in one's own ignorance. Why is this world so full of people with smug opinions about shit they don't know anything about?

A common bias.

Cookie78

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Re: Overheard at Work
« Reply #7965 on: April 28, 2015, 09:08:27 AM »
I was just in the break room at my company and heard a young man talking about how his wedding is going to have a Disney theme. Apparently this is mostly a decorations theme. Different tables will be decorated according to different Disney movie themes. Another young man said his brother did that and they liked it.

Aside from the quote-unquote normal cost of weddings these days, I thought weddings were supposed to be when *adults* got married. I had to restrain myself from a spit take.
It's their wedding...if they like Disney, who cares?

By that logic, why are you even in this thread?  Everyone does what everyone likes and spends how they see fit, and who is anyone to judge anyone else?

I thought this thread was to judge and ridicule bad financial decisions, not 'bad' decoration decisions.

I would classify a disney themed wedding as a bad financial decision worthy of ridicule.  My sister in-law had a disney themed wedding. Massive waste of resources.

I have no idea. I've never been to one or paid for one or even heard of one. All that Candace said was tables would be decorated with themes from different movies. What kind of extra expenses are involved?

For that wedding specifically? I don't know.  Even if it's just character themed decorations at each table and no added expense to the wedding I still find the idea totally ridiculous.

Honestly I find fancy weddings to be ridiculous in general. So there's no argument from me on that, though I do understand some people do like a big fancy dressed up day to celebrate. I just don't see what the type of decoration makes any difference. I am interested to find out what these particular theme decorations cost if anyone else knows. I can imagine some frugal Disney fans doing a good cheap job of theme decorations and having fun with it. Maybe I just (wrongly) tend to give people the benefit of doubt.

If Candace had said different movie theme decorations on each table and it cost $5000 extra then I'd have joined the mob with my pitchfork.

mtn

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Re: Overheard at Work
« Reply #7966 on: April 28, 2015, 09:33:52 AM »
Honestly, the Disney themed thing won't drive it up much--if they're having fun, wonderful. It will probably reduce it compared to a "normal" wedding since flowers are so stupidly expensive, and you can probably sell a lot of it later, or else keep some of the stuff. Good luck doing that with a tulip.

I guess I shouldn't talk, since I'm having a perfectly unmustachian wedding. Some of that is my fault, since I really wanted all my family there and it is a big family. Most of it is not--apparently you can't cheap out on the flowers. And we're NOT doing a buffet, that just won't fly. And that place was not nice enough, the carpets were old! and....

Thank God my fiance picked up her dads source of happiness and not her moms. But that really isn't fair, it really is not her fault.


Candace

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Re: Overheard at Work
« Reply #7967 on: April 28, 2015, 09:36:26 AM »
I was just in the break room at my company and heard a young man talking about how his wedding is going to have a Disney theme. Apparently this is mostly a decorations theme. Different tables will be decorated according to different Disney movie themes. Another young man said his brother did that and they liked it.

Aside from the quote-unquote normal cost of weddings these days, I thought weddings were supposed to be when *adults* got married. I had to restrain myself from a spit take.
It's their wedding...if they like Disney, who cares?

By that logic, why are you even in this thread?  Everyone does what everyone likes and spends how they see fit, and who is anyone to judge anyone else?

I thought this thread was to judge and ridicule bad financial decisions, not 'bad' decoration decisions.

I would classify a disney themed wedding as a bad financial decision worthy of ridicule.  My sister in-law had a disney themed wedding. Massive waste of resources.

I have no idea. I've never been to one or paid for one or even heard of one. All that Candace said was tables would be decorated with themes from different movies. What kind of extra expenses are involved?

For that wedding specifically? I don't know.  Even if it's just character themed decorations at each table and no added expense to the wedding I still find the idea totally ridiculous.

Honestly I find fancy weddings to be ridiculous in general. So there's no argument from me on that, though I do understand some people do like a big fancy dressed up day to celebrate. I just don't see what the type of decoration makes any difference. I am interested to find out what these particular theme decorations cost if anyone else knows. I can imagine some frugal Disney fans doing a good cheap job of theme decorations and having fun with it. Maybe I just (wrongly) tend to give people the benefit of doubt.

If Candace had said different movie theme decorations on each table and it cost $5000 extra then I'd have joined the mob with my pitchfork.

I don't know what "extra" costs are involved on top of the usual silly costs for fancy weddings. I just felt that the Disney theme added an extra level of silliness on top of the usual silliness of fancy and costly weddings. Some folks have said I should leave the folks' taste in decorations alone. I can see that as a valid criticism, and I suppose I was being snarky. However, I thought a certain amount of snarkiness was intrinsic to this thread.

Why did I think it worthy of posting? I guess the Disney theme, for me, reinforces the idea that I have that people think their weddings should play out some kind of fantasy. (It's Disney, for heaven's sake.) Then fantasy idea seems in turn to reinforce the idea that the occasion should cost tons of money. That being said, it's really a question of the bride and groom's taste in themes, and not money. I guess I really shouldn't have posted it.
« Last Edit: April 28, 2015, 09:40:43 AM by Candace »

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Re: Overheard at Work
« Reply #7968 on: April 28, 2015, 09:41:08 AM »
A co-worker of mine (in his mid 20's who makes just north of $100K) who is up to his eyeballs in debt is taking a road trip from San Diego to Texas then up to Colorado and back down to San Diego. He just bought (financed) a new Prius two months and last month bought (financed) a $3K camera because he wants to make sure he takes good pictures along the way (???). He is telling me about the plans for his trip and I mention that he will have to keep track of his gas mileage with the Prius and report back what he gets. I then learn that he decided not to drive the Prius because he did not want to put on all of the extra miles on the car. He decided to rent a car instead. Not just any car but decides to get a full sized Chevy Tahoe SUV w/ 4-wheel drive (At this point I am thinking WTF?). The rental car alone will cost him $2K just for the rental period. Don't they get like low-to-mid teens in gas mileage??? He is traveling with his wife and 3 year old child. I get that he wants to rent a car but I had to ask why he needed such a large vehicle and why didn't he get something more economical. His reply was that he needed the extra space because of all of the extra stuff they are taking for the child and he wants to take his golf clubs too. I mention that he should have looked at a mini-van if he needed the extra space and it would get better MPG. He looked at me with a shocked look and stated he would never be caught dead driving a mini-van and chuckled when he indicated he wanted to "impress" his well-to-do relatives he was visiting. The next day he mentions that he was out looking for a potable DVD player and mounting hardware for the rental car so his child won't be bored on the trip. I mention that he could easily download some movies onto his tablet that he already owns and that should work fine. He states it was too much trouble. ....Wow.....    He is a nice guy but never gets the poor financial situation he puts himself into. When he gets back I am sure he will be looking for overtime opportunities to pay for the trip when his credit card statements comes in.
What a @#$ing @##@%#@$%#$%#$.
I bought a 2010 Prius for my wife a couple of years ago. We drive the SHIT out of it. Why fly when you can drive 2,000 miles for 100 bucks? And they last forever... some of the very first ones are still on the road.
Road trip miles are usually the least damaging miles on a car anyway... by his idiot rationale, he should be renting a Tahoe ALL the time.

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Re: Overheard at Work
« Reply #7969 on: April 28, 2015, 09:43:50 AM »
Better Disney and expensive than boring and expensive! =o)

Kris

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Re: Overheard at Work
« Reply #7970 on: April 28, 2015, 10:03:12 AM »
This isn't all that unusual, but it's depressing.  A colleague of mine had her fuel pump go out on her car.  She says it's going to be at least $1,100 to fix.  "And it's not like I have that kind of money in savings."

She's almost sixty years old, and she is an instructor in my department.  And truth be told, I have a feeling her position is going to be eliminated in a year.  She was sort of lamenting with me and my program assistant that she's not very good with money. 

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Re: Overheard at Work
« Reply #7971 on: April 28, 2015, 10:11:14 AM »
This isn't all that unusual, but it's depressing.  A colleague of mine had her fuel pump go out on her car.  She says it's going to be at least $1,100 to fix.  "And it's not like I have that kind of money in savings."

She's almost sixty years old, and she is an instructor in my department.  And truth be told, I have a feeling her position is going to be eliminated in a year.  She was sort of lamenting with me and my program assistant that she's not very good with money.
Stories like this remind me of how glad I am that I do my own work...the last fuel pump I replaced cost me about $90!

Kris

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Re: Overheard at Work
« Reply #7972 on: April 28, 2015, 10:17:37 AM »
This isn't all that unusual, but it's depressing.  A colleague of mine had her fuel pump go out on her car.  She says it's going to be at least $1,100 to fix.  "And it's not like I have that kind of money in savings."

She's almost sixty years old, and she is an instructor in my department.  And truth be told, I have a feeling her position is going to be eliminated in a year.  She was sort of lamenting with me and my program assistant that she's not very good with money.
Stories like this remind me of how glad I am that I do my own work...the last fuel pump I replaced cost me about $90!

Yeah, I really think that car repair is one of the best badassity skills to have for FI.

Another sad thing about my colleague is that we are paid over nine months, not twelve (university teachers).  So you have to budget and put money in your savings for the three months you aren't paid during the summer. Well, she isn't good at that, so apparently she always falls short and ends up living the last couple of months on her credit card, which means then that she has to pay off that balance with her first couple of paychecks for the year, which then means she's short for those months… 

Ugh.  I just can't imagine living like that.  I have never had a problem taking out the amount of money I need for the summer and putting it in a reserve fund.

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Re: Overheard at Work
« Reply #7973 on: April 28, 2015, 11:32:10 AM »
I was just in the break room at my company and heard a young man talking about how his wedding is going to have a Disney theme. Apparently this is mostly a decorations theme. Different tables will be decorated according to different Disney movie themes. Another young man said his brother did that and they liked it.

Aside from the quote-unquote normal cost of weddings these days, I thought weddings were supposed to be when *adults* got married. I had to restrain myself from a spit take.
It's their wedding...if they like Disney, who cares?

By that logic, why are you even in this thread?  Everyone does what everyone likes and spends how they see fit, and who is anyone to judge anyone else?

I thought this thread was to judge and ridicule bad financial decisions, not 'bad' decoration decisions.

I would classify a disney themed wedding as a bad financial decision worthy of ridicule.  My sister in-law had a disney themed wedding. Massive waste of resources.

I have no idea. I've never been to one or paid for one or even heard of one. All that Candace said was tables would be decorated with themes from different movies. What kind of extra expenses are involved?

For that wedding specifically? I don't know.  Even if it's just character themed decorations at each table and no added expense to the wedding I still find the idea totally ridiculous.

Honestly I find fancy weddings to be ridiculous in general. So there's no argument from me on that, though I do understand some people do like a big fancy dressed up day to celebrate. I just don't see what the type of decoration makes any difference. I am interested to find out what these particular theme decorations cost if anyone else knows. I can imagine some frugal Disney fans doing a good cheap job of theme decorations and having fun with it. Maybe I just (wrongly) tend to give people the benefit of doubt.

If Candace had said different movie theme decorations on each table and it cost $5000 extra then I'd have joined the mob with my pitchfork.

I don't know what "extra" costs are involved on top of the usual silly costs for fancy weddings. I just felt that the Disney theme added an extra level of silliness on top of the usual silliness of fancy and costly weddings. Some folks have said I should leave the folks' taste in decorations alone. I can see that as a valid criticism, and I suppose I was being snarky. However, I thought a certain amount of snarkiness was intrinsic to this thread.

Why did I think it worthy of posting? I guess the Disney theme, for me, reinforces the idea that I have that people think their weddings should play out some kind of fantasy. (It's Disney, for heaven's sake.) Then fantasy idea seems in turn to reinforce the idea that the occasion should cost tons of money. That being said, it's really a question of the bride and groom's taste in themes, and not money. I guess I really shouldn't have posted it.

When I was getting married, my Mom suggested a Disney themed wedding, at Disneyworld.  I considered it - I often felt like Cinderella, lol!  Didn't take long for me to push it aside though.  No alcohol allowed at a Disney wedding, and even back then, they had a ridiculous minimum spend of $15K, something like that.  My plan was to keep it small if we did a destination wedding, and even if I ordered every food option and had every character show up at the reception, I wouldn't come close to that spend amount, due to the small guest list.

So, I totally understood what you were getting at with the Disney themed wedding tables!  I'm sure Disney will have a fool proof way to pad that wedding bill by quite a bit w/their themed stuff, and of course, fulfilling that fantasy that every bride is really just a Disney princess in disguise.  ;)

gimp

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Re: Overheard at Work
« Reply #7974 on: April 28, 2015, 12:21:55 PM »
A co-worker of mine (in his mid 20's who makes just north of $100K) who is up to his eyeballs in debt is taking a road trip from San Diego to Texas then up to Colorado and back down to San Diego. He just bought (financed) a new Prius two months and last month bought (financed) a $3K camera because he wants to make sure he takes good pictures along the way (???). He is telling me about the plans for his trip and I mention that he will have to keep track of his gas mileage with the Prius and report back what he gets. I then learn that he decided not to drive the Prius because he did not want to put on all of the extra miles on the car. He decided to rent a car instead. Not just any car but decides to get a full sized Chevy Tahoe SUV w/ 4-wheel drive (At this point I am thinking WTF?). The rental car alone will cost him $2K just for the rental period. Don't they get like low-to-mid teens in gas mileage??? He is traveling with his wife and 3 year old child. I get that he wants to rent a car but I had to ask why he needed such a large vehicle and why didn't he get something more economical. His reply was that he needed the extra space because of all of the extra stuff they are taking for the child and he wants to take his golf clubs too. I mention that he should have looked at a mini-van if he needed the extra space and it would get better MPG. He looked at me with a shocked look and stated he would never be caught dead driving a mini-van and chuckled when he indicated he wanted to "impress" his well-to-do relatives he was visiting. The next day he mentions that he was out looking for a potable DVD player and mounting hardware for the rental car so his child won't be bored on the trip. I mention that he could easily download some movies onto his tablet that he already owns and that should work fine. He states it was too much trouble. ....Wow.....    He is a nice guy but never gets the poor financial situation he puts himself into. When he gets back I am sure he will be looking for overtime opportunities to pay for the trip when his credit card statements comes in.

My favorite part:

He's going to take terrible pictures.

Seriously, a $3k camera is not something you just pick up and it works perfectly. It's the kind of camera you get if you want to invest serious time into learning how to use it properly. It's kind of like a really expensive sports car - if you don't learn how to use it, you'll just fuck everything up and have a worse experience than driving an econobox. Anyone shooting auto mode will get far better results out of a relatively inexpensive compact... or even an iphone.

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Re: Overheard at Work
« Reply #7975 on: April 28, 2015, 12:48:53 PM »
I was just in the break room at my company and heard a young man talking about how his wedding is going to have a Disney theme. Apparently this is mostly a decorations theme. Different tables will be decorated according to different Disney movie themes. Another young man said his brother did that and they liked it.

Aside from the quote-unquote normal cost of weddings these days, I thought weddings were supposed to be when *adults* got married. I had to restrain myself from a spit take.
It's their wedding...if they like Disney, who cares?

By that logic, why are you even in this thread?  Everyone does what everyone likes and spends how they see fit, and who is anyone to judge anyone else?

I thought this thread was to judge and ridicule bad financial decisions, not 'bad' decoration decisions.

I would classify a disney themed wedding as a bad financial decision worthy of ridicule.  My sister in-law had a disney themed wedding. Massive waste of resources.

You can do a Disney theme cheaply, if you are motivated.  It could cost far less than "regular" wedding decorations.  Send some cells to the laser printer,   get an old oil lamp from a garage sale for .50, etc...

Stop judging people for not being judgemental enough... You've been added to my List of judgement for that.

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Re: Overheard at Work
« Reply #7976 on: April 28, 2015, 12:58:41 PM »

I've never owned a 55" television, and only upgraded from a full size mattress when my wife and I first moved in together. Who buys this stuff for a kid in elementary school?

A 55" TV hurts my eyes if I'm not halfway across the room from it. I can't imagine this in a kids room.  It must be huge. Of course they do have a queen bed.


I have noticed most of my friends go from crib to full size bed.  They figure they will skip the expense of "toddler bed" and get the bed the kid will take with them to college.  (When I was a kid I had a twin until I was like 8 and then got a full. It did go to college with me.)

Hi, I'm 25 years old, 5'10" 210, and am living with my parents. I sleep on a twin sized bed. I didn't have anything bigger than a twinXL until a sublease during my internship when I had a queen. Then I was sharing a full. Then I had my own full. Then I was sharing a full again.

I'd rank the sleeping arrangements as follows: (KS:King, single sleeping; FD: Full, double sleeping)

KS=QS=FS>TS>KD>>QD>>FD>>>TD. I don't think most people realize that a king is only two twin XL's pushed together. So when I move out, I will settle for a Queen if space doesn't permit a king, but I am trying REALLY hard for a king. And there is no way I'm going back to a full. Ever.
Sleeping alone is one of my least favorite things to do. :P
Ha ha, not me!  Sharing a bed with a snoring husband and occasionally a kicking toddler - it's kind of nice to sleep alone, or on rare occasions, in a king bed on vacation.

mm1970

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Re: Overheard at Work
« Reply #7977 on: April 28, 2015, 01:11:12 PM »
A co-worker of mine (in his mid 20's who makes just north of $100K) who is up to his eyeballs in debt is taking a road trip from San Diego to Texas then up to Colorado and back down to San Diego. He just bought (financed) a new Prius two months and last month bought (financed) a $3K camera because he wants to make sure he takes good pictures along the way (???). He is telling me about the plans for his trip and I mention that he will have to keep track of his gas mileage with the Prius and report back what he gets. I then learn that he decided not to drive the Prius because he did not want to put on all of the extra miles on the car. He decided to rent a car instead. Not just any car but decides to get a full sized Chevy Tahoe SUV w/ 4-wheel drive (At this point I am thinking WTF?). The rental car alone will cost him $2K just for the rental period. Don't they get like low-to-mid teens in gas mileage??? He is traveling with his wife and 3 year old child. I get that he wants to rent a car but I had to ask why he needed such a large vehicle and why didn't he get something more economical. His reply was that he needed the extra space because of all of the extra stuff they are taking for the child and he wants to take his golf clubs too. I mention that he should have looked at a mini-van if he needed the extra space and it would get better MPG. He looked at me with a shocked look and stated he would never be caught dead driving a mini-van and chuckled when he indicated he wanted to "impress" his well-to-do relatives he was visiting. The next day he mentions that he was out looking for a potable DVD player and mounting hardware for the rental car so his child won't be bored on the trip. I mention that he could easily download some movies onto his tablet that he already owns and that should work fine. He states it was too much trouble. ....Wow.....    He is a nice guy but never gets the poor financial situation he puts himself into. When he gets back I am sure he will be looking for overtime opportunities to pay for the trip when his credit card statements comes in.

God, that whole thing... The thought processes that go through some people's heads...
It's like watching a train wreck in slow mo

MgoSam

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Re: Overheard at Work
« Reply #7978 on: April 28, 2015, 01:15:49 PM »
I was just in the break room at my company and heard a young man talking about how his wedding is going to have a Disney theme. Apparently this is mostly a decorations theme. Different tables will be decorated according to different Disney movie themes. Another young man said his brother did that and they liked it.

Aside from the quote-unquote normal cost of weddings these days, I thought weddings were supposed to be when *adults* got married. I had to restrain myself from a spit take.
It's their wedding...if they like Disney, who cares?

By that logic, why are you even in this thread?  Everyone does what everyone likes and spends how they see fit, and who is anyone to judge anyone else?

I thought this thread was to judge and ridicule bad financial decisions, not 'bad' decoration decisions.

I would classify a disney themed wedding as a bad financial decision worthy of ridicule.  My sister in-law had a disney themed wedding. Massive waste of resources.

You can do a Disney theme cheaply, if you are motivated.  It could cost far less than "regular" wedding decorations.  Send some cells to the laser printer,   get an old oil lamp from a garage sale for .50, etc...

Stop judging people for not being judgemental enough... You've been added to my List of judgement for that.

Seriously, some of these comments are just stupid imo. Do you know for a fact that a "Disney themed wedding" is a "bad financial decision?" As opposed to what, getting married at a court house and then going to McDonald's for the reception?

GuitarStv

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Re: Overheard at Work
« Reply #7979 on: April 28, 2015, 01:18:52 PM »
As opposed to what, getting married at a court house and then going to McDonald's for the reception?

Ahhh . . .  young Mustachian love . . . it's a beautiful thing.  Imagine love being the focus of the day, rather than frivolous expenses and fantasies that have been pushed at you by advertisers your whole life.

frugalnacho

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Re: Overheard at Work
« Reply #7980 on: April 28, 2015, 01:25:54 PM »
Seriously, some of these comments are just stupid imo. Do you know for a fact that a "Disney themed wedding" is a "bad financial decision?" As opposed to what, getting married at a court house and then going to McDonald's for the reception?

Yes I do.

MgoSam

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Re: Overheard at Work
« Reply #7981 on: April 28, 2015, 01:27:59 PM »

I've never owned a 55" television, and only upgraded from a full size mattress when my wife and I first moved in together. Who buys this stuff for a kid in elementary school?

A 55" TV hurts my eyes if I'm not halfway across the room from it. I can't imagine this in a kids room.  It must be huge. Of course they do have a queen bed.


I have noticed most of my friends go from crib to full size bed.  They figure they will skip the expense of "toddler bed" and get the bed the kid will take with them to college.  (When I was a kid I had a twin until I was like 8 and then got a full. It did go to college with me.)

Hi, I'm 25 years old, 5'10" 210, and am living with my parents. I sleep on a twin sized bed. I didn't have anything bigger than a twinXL until a sublease during my internship when I had a queen. Then I was sharing a full. Then I had my own full. Then I was sharing a full again.

I'd rank the sleeping arrangements as follows: (KS:King, single sleeping; FD: Full, double sleeping)

KS=QS=FS>TS>KD>>QD>>FD>>>TD. I don't think most people realize that a king is only two twin XL's pushed together. So when I move out, I will settle for a Queen if space doesn't permit a king, but I am trying REALLY hard for a king. And there is no way I'm going back to a full. Ever.
Sleeping alone is one of my least favorite things to do. :P
Ha ha, not me!  Sharing a bed with a snoring husband and occasionally a kicking toddler - it's kind of nice to sleep alone, or on rare occasions, in a king bed on vacation.

I still don't own a 55" TV. My roommate has a 50" TV or something like that in the main room that I use.

Pooperman

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Re: Overheard at Work
« Reply #7982 on: April 28, 2015, 01:39:47 PM »

I've never owned a 55" television, and only upgraded from a full size mattress when my wife and I first moved in together. Who buys this stuff for a kid in elementary school?

A 55" TV hurts my eyes if I'm not halfway across the room from it. I can't imagine this in a kids room.  It must be huge. Of course they do have a queen bed.


I have noticed most of my friends go from crib to full size bed.  They figure they will skip the expense of "toddler bed" and get the bed the kid will take with them to college.  (When I was a kid I had a twin until I was like 8 and then got a full. It did go to college with me.)

Hi, I'm 25 years old, 5'10" 210, and am living with my parents. I sleep on a twin sized bed. I didn't have anything bigger than a twinXL until a sublease during my internship when I had a queen. Then I was sharing a full. Then I had my own full. Then I was sharing a full again.

I'd rank the sleeping arrangements as follows: (KS:King, single sleeping; FD: Full, double sleeping)

KS=QS=FS>TS>KD>>QD>>FD>>>TD. I don't think most people realize that a king is only two twin XL's pushed together. So when I move out, I will settle for a Queen if space doesn't permit a king, but I am trying REALLY hard for a king. And there is no way I'm going back to a full. Ever.
Sleeping alone is one of my least favorite things to do. :P
Ha ha, not me!  Sharing a bed with a snoring husband and occasionally a kicking toddler - it's kind of nice to sleep alone, or on rare occasions, in a king bed on vacation.

I still don't own a 55" TV. My roommate has a 50" TV or something like that in the main room that I use.

I think I've got a 42" (?) TV. It's flat. It's large. It's 4' from the couch. Any larger and you can't see the edges.

Travis

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Re: Overheard at Work
« Reply #7983 on: April 28, 2015, 01:42:40 PM »

I've never owned a 55" television, and only upgraded from a full size mattress when my wife and I first moved in together. Who buys this stuff for a kid in elementary school?

A 55" TV hurts my eyes if I'm not halfway across the room from it. I can't imagine this in a kids room.  It must be huge. Of course they do have a queen bed.


I have noticed most of my friends go from crib to full size bed.  They figure they will skip the expense of "toddler bed" and get the bed the kid will take with them to college.  (When I was a kid I had a twin until I was like 8 and then got a full. It did go to college with me.)

Hi, I'm 25 years old, 5'10" 210, and am living with my parents. I sleep on a twin sized bed. I didn't have anything bigger than a twinXL until a sublease during my internship when I had a queen. Then I was sharing a full. Then I had my own full. Then I was sharing a full again.

I'd rank the sleeping arrangements as follows: (KS:King, single sleeping; FD: Full, double sleeping)

KS=QS=FS>TS>KD>>QD>>FD>>>TD. I don't think most people realize that a king is only two twin XL's pushed together. So when I move out, I will settle for a Queen if space doesn't permit a king, but I am trying REALLY hard for a king. And there is no way I'm going back to a full. Ever.
Sleeping alone is one of my least favorite things to do. :P
Ha ha, not me!  Sharing a bed with a snoring husband and occasionally a kicking toddler - it's kind of nice to sleep alone, or on rare occasions, in a king bed on vacation.

I still don't own a 55" TV. My roommate has a 50" TV or something like that in the main room that I use.

I think I've got a 42" (?) TV. It's flat. It's large. It's 4' from the couch. Any larger and you can't see the edges.

Clearly you need to buy a bigger living room.

arebelspy

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Re: Overheard at Work
« Reply #7984 on: April 28, 2015, 02:01:35 PM »
Clearly you need to buy a bigger living room.

We are two former teachers who accumulated a bunch of real estate, retired at 29, and now travel the world full time with two kids.
If you want to know more about me, or how we did that, or see lots of pictures, this Business Insider profile tells our story pretty well.
We (occasionally) blog at AdventuringAlong.com.
You can also read my forum "Journal."

Dr.Vibrissae

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Re: Overheard at Work
« Reply #7985 on: April 28, 2015, 02:03:22 PM »
When it's hung PROPERLY it's MUCH easier to tear off the piece you need with one hand. When he hangs it the other way I need two hands. Totally messes up my efficiency OCD!
So what is that other hand so busy doing that it can't help tear off some TP? ;)

The next day he mentions that he was out looking for a potable DVD player and mounting hardware for the rental car so his child won't be bored on the trip. I mention that he could easily download some movies onto his tablet that he already owns and that should work fine. He states it was too much trouble. ....Wow.....   
How could driving around looking for a portable DVD player and then mounting it in a rental car possibly be less trouble than sitting in your house and downloading movies on a device you already own?  This is just a lazy excuse to purchase something you were eyeing anyways.

LennStar

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Re: Overheard at Work
« Reply #7986 on: April 28, 2015, 02:09:31 PM »
I was just in the break room at my company and heard a young man talking about how his wedding is going to have a Disney theme. Apparently this is mostly a decorations theme. Different tables will be decorated according to different Disney movie themes. Another young man said his brother did that and they liked it.

Aside from the quote-unquote normal cost of weddings these days, I thought weddings were supposed to be when *adults* got married. I had to restrain myself from a spit take.
It's their wedding...if they like Disney, who cares?

By that logic, why are you even in this thread?  Everyone does what everyone likes and spends how they see fit, and who is anyone to judge anyone else?

I thought this thread was to judge and ridicule bad financial decisions, not 'bad' decoration decisions.

I would classify a disney themed wedding as a bad financial decision worthy of ridicule.  My sister in-law had a disney themed wedding. Massive waste of resources.

I have no idea. I've never been to one or paid for one or even heard of one. All that Candace said was tables would be decorated with themes from different movies. What kind of extra expenses are involved?
Right, From the description it just loks like instead of white they will use Mickey Mouse. Should not be much more expensive (that is, Disney Corp... whatever)
Reall, the theme you use for your wedding (or any other event) is strictly personal choice and as long as it does not cost much more is nothing ridicule.
Please keep in mind that whatever is totally "in" today is hilarious in 30 years. And probably totally in again in 60.

The world would be a lot better if people would pass less judgement. Especially the kind of "what color is this?" or "how can you put #generic star (human) or star (astronomy)# on your wall!?!

FatCat

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Re: Overheard at Work
« Reply #7987 on: April 28, 2015, 02:13:21 PM »
When it's hung PROPERLY it's MUCH easier to tear off the piece you need with one hand. When he hangs it the other way I need two hands. Totally messes up my efficiency OCD!
So what is that other hand so busy doing that it can't help tear off some TP? ;)

The other hand feels entitled and considers itself above such degrading work.

frugalnacho

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Re: Overheard at Work
« Reply #7988 on: April 28, 2015, 02:22:05 PM »
When it's hung PROPERLY it's MUCH easier to tear off the piece you need with one hand. When he hangs it the other way I need two hands. Totally messes up my efficiency OCD!
So what is that other hand so busy doing that it can't help tear off some TP? ;)

The other hand feels entitled and considers itself above such degrading work.

Or maybe holding a sudoku book or phone.  Or does everyone just stare at the wall while doing their business?

Cookie78

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Re: Overheard at Work
« Reply #7989 on: April 28, 2015, 02:26:49 PM »
When it's hung PROPERLY it's MUCH easier to tear off the piece you need with one hand. When he hangs it the other way I need two hands. Totally messes up my efficiency OCD!
So what is that other hand so busy doing that it can't help tear off some TP? ;)

The other hand feels entitled and considers itself above such degrading work.

Or maybe holding a sudoku book or phone.  Or does everyone just stare at the wall while doing their business?

It's just annoying to have to twist my whole body so that both hands can reach the toilet paper when I know it's so much easier to put the roll on properly and to do it with just one hand. Maybe it's because of a neck injury. More likely it's just efficiency OCD.

SisterX

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Re: Overheard at Work
« Reply #7990 on: April 28, 2015, 03:23:43 PM »
When it's hung PROPERLY it's MUCH easier to tear off the piece you need with one hand. When he hangs it the other way I need two hands. Totally messes up my efficiency OCD!
So what is that other hand so busy doing that it can't help tear off some TP? ;)

The other hand feels entitled and considers itself above such degrading work.

Or maybe holding a sudoku book or phone.  Or does everyone just stare at the wall while doing their business?

A better question is, how the frick long does it take you to poop?  You might need to eat more fruits and vegetables, mate, if you have to bring distractions into the bathroom with you all the time.

dsmexpat

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Re: Overheard at Work
« Reply #7991 on: April 28, 2015, 03:31:41 PM »
Don't you ever just like to sit on the throne and contemplate?

frugalnacho

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Re: Overheard at Work
« Reply #7992 on: April 28, 2015, 06:30:03 PM »
When it's hung PROPERLY it's MUCH easier to tear off the piece you need with one hand. When he hangs it the other way I need two hands. Totally messes up my efficiency OCD!
So what is that other hand so busy doing that it can't help tear off some TP? ;)

The other hand feels entitled and considers itself above such degrading work.

Or maybe holding a sudoku book or phone.  Or does everyone just stare at the wall while doing their business?

A better question is, how the frick long does it take you to poop?  You might need to eat more fruits and vegetables, mate, if you have to bring distractions into the bathroom with you all the time.

I figured I should reply to this, seeing as how I'm sitting on the toilet.  It varies from only a few minutes up to maybe 30 minutes.  I poop like 6 times a day, every day.  I eat plenty of fruits and veggies, I just poop a lot.  The drs have no idea what's up.

Dr.Vibrissae

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Re: Overheard at Work
« Reply #7993 on: April 28, 2015, 08:15:02 PM »
When it's hung PROPERLY it's MUCH easier to tear off the piece you need with one hand. When he hangs it the other way I need two hands. Totally messes up my efficiency OCD!
So what is that other hand so busy doing that it can't help tear off some TP? ;)

The other hand feels entitled and considers itself above such degrading work.

Or maybe holding a sudoku book or phone.  Or does everyone just stare at the wall while doing their business?

A better question is, how the frick long does it take you to poop?  You might need to eat more fruits and vegetables, mate, if you have to bring distractions into the bathroom with you all the time.

I figured I should reply to this, seeing as how I'm sitting on the toilet.  It varies from only a few minutes up to maybe 30 minutes.  I poop like 6 times a day, every day.  I eat plenty of fruits and veggies, I just poop a lot.  The drs have no idea what's up.
Ok we're obviously coming at this with different experiences.  This is TMI, but it's late: I'm only on there EOD and it's doesn't take much longer than a regular pee break, so I guess I just don't have the incentive to really optimize that time.

TheBuddha

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Re: Overheard at Work
« Reply #7994 on: April 28, 2015, 11:27:44 PM »
I know you can subscribe to a thread by replying to it, but how do you unsubscribe?

dragoncar

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Re: Overheard at Work
« Reply #7995 on: April 28, 2015, 11:56:47 PM »
I know you can subscribe to a thread by replying to it, but how do you unsubscribe?


UnleashHell

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Re: Overheard at Work
« Reply #7996 on: April 29, 2015, 05:14:29 AM »
When it's hung PROPERLY it's MUCH easier to tear off the piece you need with one hand. When he hangs it the other way I need two hands. Totally messes up my efficiency OCD!
So what is that other hand so busy doing that it can't help tear off some TP? ;)

The other hand feels entitled and considers itself above such degrading work.

Or maybe holding a sudoku book or phone.  Or does everyone just stare at the wall while doing their business?

A better question is, how the frick long does it take you to poop?  You might need to eat more fruits and vegetables, mate, if you have to bring distractions into the bathroom with you all the time.

I have 3 kids. sometimes its the only peace and quiet I get. has to be said that they are much better now they are older...

ShoulderThingThatGoesUp

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Re: Overheard at Work
« Reply #7997 on: April 29, 2015, 07:02:09 AM »
I figured I should reply to this, seeing as how I'm sitting on the toilet.  It varies from only a few minutes up to maybe 30 minutes.  I poop like 6 times a day, every day.  I eat plenty of fruits and veggies, I just poop a lot.  The drs have no idea what's up.

Worth trying the Squatty Potty. It works, your mileage may vary.

Dr.Vibrissae

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Re: Overheard at Work
« Reply #7998 on: April 29, 2015, 07:34:59 AM »
I figured I should reply to this, seeing as how I'm sitting on the toilet.  It varies from only a few minutes up to maybe 30 minutes.  I poop like 6 times a day, every day.  I eat plenty of fruits and veggies, I just poop a lot.  The drs have no idea what's up.

Worth trying the Squatty Potty. It works, your mileage may vary.
When you start measuring it in miles, you know you have a problem.

skunkfunk

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Re: Overheard at Work
« Reply #7999 on: April 29, 2015, 07:40:19 AM »
I know you can subscribe to a thread by replying to it, but how do you unsubscribe?

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