Author Topic: Overheard at Work  (Read 6277155 times)

mm1970

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Re: Overheard at Work
« Reply #7700 on: April 07, 2015, 11:01:42 AM »
I'm SOOOO happy for the last few replies.

I've said on forums before that people don't really workout.  I've also described my "marathoner" friend who runs and runs but doesn't burn anything....she is so slow that I can walk next to her.  She is morbidly obese.    No, she doesn't get points for "trying" and I am not a total b for saying that.

I was jumped on by everyone and even cussed at.  You know what, it's true.  VERY few people REALLY workout.  They don't even know what hard work is in the gym.  I watch this day in and day out.  There is a reason fat people stay fat.  I go to the gym and bust my ass everyday.  I have the muscle and physique to show for it.  I'm a female and I squat more than everyone (except this one guy who was here TDY and squatted 450 for like 15 reps...it was awesome).   yesterday was leg day, I squatted only 225 pounds but guess what I did 15 sets of reps at declining numbers....so I did 15-14-13-12-11-10-9-8-7-6-5-4-3-2-1   That is 120 squats.  I never see people working like that.  Oh and then I jumped on the treadmill for 3 miles and then on the bike for another 20 mins. 

My husband and I are ripped.  There are no short cuts.  You want to be thin and in shape...you can't have cheat days and eat cake and bon bons.  There is no magic to this.  burn calories and eat good food.
Well, if she is a marathoner, it really doesn't matter how fast she is going, she *is* working out.

But I've learned a lot in the last few years about "working out" and what works.  Chronic cardio (can you tell that I read Mark's Daily Apple?) really isn't the best way to lose weight long term.  But for years, that's what we've told people, so that's what they do.  And they wonder why they can't take off 10 pounds when they spend 45 minutes on the elliptical.

However, "chronic cardio" is good for your heart and your body.  I used to train for 1/2 marathons and I tell you - my legs were ripped and my heart rate/ BP was never so good.  My joints?  Not so much.  So swimming (gentle) and walking are what I do - they are good for my body (which is meant to MOVE) and mind.

I read a comment on a blog once that "exercise is the junk food of fitness".  Meaning, your body is supposed to MOVE so if your method of being fit is just a short workout here and there, it defeats the purpose.

The good thing about having 2 kids and working full time is that I just don't HAVE time.  So I turned to shorter workouts, which are apparently pretty effective.  I do at home weight training workouts, at home body-weight yoga-type workouts (PiYo), and at home interval training workouts.  (In addition to just walking and such whenever I can.)  If you do it right you are SWEATING after only 15 minutes (which is sometimes the only amount of time I have!)  Never underestimate the effectiveness of 10 minutes of burpees.

MgoSam

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Re: Overheard at Work
« Reply #7701 on: April 07, 2015, 11:13:48 AM »
If you do it right you are SWEATING after only 15 minutes (which is sometimes the only amount of time I have!)  Never underestimate the effectiveness of 10 minutes of burpees.

Agreed! I am running a lot but that's because that is the only exercise I actually enjoy doing. I would like to lose weight, but that isn't the main motivation for exercise, for me it is relaxing and a great way to clear my mind of the outside world and remove stress. I do need to get back to doing HIIT type workouts for their fat burning properties. A workout I used to, and is great when staying at a hotel without a gym, is do to 10 burpees and then rest for 30 seconds, then 9, and work your way down to zero. It shouldn't take more than 10 minutes (if that) and if you are doing them even semi-correctly, you will be sweating!

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Re: Overheard at Work
« Reply #7702 on: April 07, 2015, 12:10:43 PM »
If you do it right you are SWEATING after only 15 minutes (which is sometimes the only amount of time I have!)  Never underestimate the effectiveness of 10 minutes of burpees.

Agreed! I am running a lot but that's because that is the only exercise I actually enjoy doing. I would like to lose weight, but that isn't the main motivation for exercise, for me it is relaxing and a great way to clear my mind of the outside world and remove stress. I do need to get back to doing HIIT type workouts for their fat burning properties. A workout I used to, and is great when staying at a hotel without a gym, is do to 10 burpees and then rest for 30 seconds, then 9, and work your way down to zero. It shouldn't take more than 10 minutes (if that) and if you are doing them even semi-correctly, you will be sweating!

Burpees are probably the best body weight workout you can do.
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Wings5

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Re: Overheard at Work
« Reply #7703 on: April 07, 2015, 03:19:55 PM »
Burpees are probably the best body weight workout you can do.

One legged, jumping to a one-arm pull-up, standing near a white board wearing neon clothing and knee socks in a box? I kid!

I agree burpees are legit, but damn do they hurt my joints. I actually prefer to hop into a pool wearing a 50 pound weight vest and tread water for 25 minutes. That's a rush!

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Re: Overheard at Work
« Reply #7704 on: April 07, 2015, 03:29:48 PM »
I had heard that if you eat an equal weight of dark chocolate and white chocolate they cancel each other out for a net of zero calories.  That HAS to be correct, right?  It is the only way to survive all the Easter chocolate.

This is true, but it's inherently dangerous to mix dark chocolate matter with white chocolate matter, as scientists posit that the calories are converted to pure energy, which may be released quite explosively.

Far better to eat a pound of pasta followed by a pound of antipasto; they simply cancel each other out.
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Elliot

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Re: Overheard at Work
« Reply #7705 on: April 07, 2015, 03:36:41 PM »
You guys kid, but when teaching diabetic education classes, I've encountered an astonishing number of people who think salt cancels out sugar.

dragoncar

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Re: Overheard at Work
« Reply #7706 on: April 07, 2015, 03:42:02 PM »
You guys kid, but when teaching diabetic education classes, I've encountered an astonishing number of people who think salt cancels out sugar.

It kinda does from a culinary standpoint.  PF Chang's used to be like "is this your first time dining with us? [I never understood that question at all the chains] well this is soy sauce, which is like the salt.  This is chili oil, which is like the pepper.  This vinegar can help if the pepper is too spicy."

Elliot

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Re: Overheard at Work
« Reply #7707 on: April 07, 2015, 03:44:01 PM »
Okay. Tell that to your Hb A1C.

geekette

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Re: Overheard at Work
« Reply #7708 on: April 07, 2015, 04:01:04 PM »
Okay. Tell that to your Hb A1C.
I hope you're better than the diabetes educator at my endo's office.  "I follow the low fat diet and my cholesterol is bad.  My dad eats anything he wants and his is good.  That's why you should follow this low fat diet".  Wait, what?

This was several years ago, but I still remember the screeeeeech! sound in my head when she said that.

My A1c bounces between 5.9 and 6.3 (and my cholesterol is fine).

Elliot

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Re: Overheard at Work
« Reply #7709 on: April 07, 2015, 04:15:41 PM »
Diabetic education isn't my primary job, but surely I can do better than that nonsense.

Cassie

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Re: Overheard at Work
« Reply #7710 on: April 07, 2015, 05:31:17 PM »
When you diet your Leptin decreases which slows down your metabolism. The cheat day ups your Leptin for 24 hours which helps with weight loss. I did not say binge eat on that day but eat more & maybe more higher calorie items then you normally would. For the people that say Google it-I suggest that you do the same so you know what you are talking about. I have now lost 30 lbs in 8 months doing this & often I go down the day after I eat more.  Exercise is also vital obviously.

CabinetGuy

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Re: Overheard at Work
« Reply #7711 on: April 07, 2015, 07:32:57 PM »
If you do it right you are SWEATING after only 15 minutes (which is sometimes the only amount of time I have!)  Never underestimate the effectiveness of 10 minutes of burpees.

Agreed! I am running a lot but that's because that is the only exercise I actually enjoy doing. I would like to lose weight, but that isn't the main motivation for exercise, for me it is relaxing and a great way to clear my mind of the outside world and remove stress. I do need to get back to doing HIIT type workouts for their fat burning properties. A workout I used to, and is great when staying at a hotel without a gym, is do to 10 burpees and then rest for 30 seconds, then 9, and work your way down to zero. It shouldn't take more than 10 minutes (if that) and if you are doing them even semi-correctly, you will be sweating!

Burpees are probably the best body weight workout you can do.

And they can tear your shoulders up...just ask me.

Love(d) doing them though.  Once did a workout to AC/DC's thunderstruck.  Every time they say tbunderstuck, you drop and do a burpee.  Never listen to that song the same again

myhotrs

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Re: Overheard at Work
« Reply #7712 on: April 07, 2015, 08:37:55 PM »
Sorry to interrupt... so on Monday, these two girls at work were going back and forth on who spent more the previous week. One went to to NY for work and apparently had a ton of shit shipped back. The other's hubby was upset his favorite team lost so she bought him a kegorator (with two taps).
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RyanAtTanagra

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Re: Overheard at Work
« Reply #7713 on: April 07, 2015, 09:16:47 PM »
The other's hubby was upset his favorite team lost so she bought him a kegorator (with two taps).

Nothing wrong with that! ;-)

mtn

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Re: Overheard at Work
« Reply #7714 on: April 08, 2015, 07:27:09 AM »
The other's hubby was upset his favorite team lost so she bought him a kegorator (with two taps).

Nothing wrong with that! ;-)

I was thinking the same thing!

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Re: Overheard at Work
« Reply #7715 on: April 08, 2015, 08:54:36 AM »
Sorry to interrupt...

LOL!!! This is way better than all those foamy posts!
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Re: Overheard at Work
« Reply #7716 on: April 08, 2015, 09:25:20 AM »
RyanAtTanagra, I love your handle!
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Hot_AZ

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Re: Overheard at Work
« Reply #7717 on: April 08, 2015, 09:35:54 AM »
my boss bought a new car this past weekend... because her 2013 vehicle got keyed along one door.  She bought the same vehicle only a few years newer.  this is family who just got out of a bankruptcy and finished paying everything back.  She bought it because "i never buy myself anything nice".  OMG. 

She pays for 2 kids in college and one youngster in private school.  She said she will always have a car payment because "what can you do"?  OMG.  Seriously? 

Mistah Cash Lion

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Re: Overheard at Work
« Reply #7718 on: April 08, 2015, 09:41:22 AM »
my boss bought a new car this past weekend... because her 2013 vehicle got keyed along one door.  She bought the same vehicle only a few years newer.  this is family who just got out of a bankruptcy and finished paying everything back.  She bought it because "i never buy myself anything nice".  OMG. 

She pays for 2 kids in college and one youngster in private school.  She said she will always have a car payment because "what can you do"?  OMG.  Seriously?

Wait isn't a 2013 pretty new/nice? 2013?  Pfft. So last year.
« Last Edit: April 08, 2015, 09:44:29 AM by Mistah Cash Lion »

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Re: Overheard at Work
« Reply #7719 on: April 08, 2015, 09:44:18 AM »
my boss bought a new car this past weekend... because her 2013 vehicle got keyed along one door.  She bought the same vehicle only a few years newer.
Uh oh time for an oil change. Might as well buy a new car instead of paying the $50 to get it changed at the dealer... I guess some people never learn!

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Re: Overheard at Work
« Reply #7720 on: April 08, 2015, 09:46:21 AM »
my boss bought a new car this past weekend... because her 2013 vehicle got keyed along one door.  She bought the same vehicle only a few years newer.  this is family who just got out of a bankruptcy and finished paying everything back.  She bought it because "i never buy myself anything nice".  OMG. 

She pays for 2 kids in college and one youngster in private school.  She said she will always have a car payment because "what can you do"?  OMG.  Seriously?

Wait isn't a 2013 pretty new/nice? 2013?  Pfft. So last year.

It's WAY nicer than my 2005 Honda CRV that has hail damage,  yes.  But wait...  I have money in the bank, she does not.... 

dragoncar

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Re: Overheard at Work
« Reply #7721 on: April 08, 2015, 11:06:18 AM »
my boss bought a new car this past weekend... because her 2013 vehicle got keyed along one door.  She bought the same vehicle only a few years newer.  this is family who just got out of a bankruptcy and finished paying everything back.  She bought it because "i never buy myself anything nice".  OMG. 

She pays for 2 kids in college and one youngster in private school.  She said she will always have a car payment because "what can you do"?  OMG.  Seriously?

Wait isn't a 2013 pretty new/nice? 2013?  Pfft. So last year.

Friend just got a 2016 model year so yeah

skunkfunk

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Re: Overheard at Work
« Reply #7722 on: April 08, 2015, 11:11:12 AM »
my boss bought a new car this past weekend... because her 2013 vehicle got keyed along one door.  She bought the same vehicle only a few years newer.
Uh oh time for an oil change. Might as well buy a new car instead of paying the $50 to get it changed at the dealer... I guess some people never learn!

Way, way upthread I posted about a coworker who replaced the car because the battery failed. "It only gets worse when your car starts having problems!"

MgoSam

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Re: Overheard at Work
« Reply #7723 on: April 08, 2015, 11:24:27 AM »
my boss bought a new car this past weekend... because her 2013 vehicle got keyed along one door.  She bought the same vehicle only a few years newer.
Uh oh time for an oil change. Might as well buy a new car instead of paying the $50 to get it changed at the dealer... I guess some people never learn!

Way, way upthread I posted about a coworker who replaced the car because the battery failed. "It only gets worse when your car starts having problems!"

Wouldn't it be amusing if she keyed her door to have an excuse of trading in for a nicer car. I know someone that has dropped their laptop to justify buying a new one.

Hot_AZ

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Re: Overheard at Work
« Reply #7724 on: April 08, 2015, 11:34:44 AM »
The justifications were making me cringe.  When i started my job, she was going over the "good" benefits and talked about the 401k.  She said, we have one, i don't know much about it though because I don't use it.  She's early 50's.  It's very motivating for me though, i WON'T be like that :)

RyanAtTanagra

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Re: Overheard at Work
« Reply #7725 on: April 08, 2015, 12:29:48 PM »
RyanAtTanagra, I love your handle!

;-)

MgoSam

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Re: Overheard at Work
« Reply #7726 on: April 08, 2015, 12:58:37 PM »
She's early 50's.  It's very motivating for me though, i WON'T be like that :)

Yeah, in my showroom in Chicago I see a ton of people in their 50's that are doing what I'm doing, and it is a good motivator for me. I don't want to wind up like them, but do value learning from their experience in our industry. I have also noticed that while I will just grab something like Chipotle for dinner, they will be talking up going out for a nice Italian meal.

solon

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Re: Overheard at Work
« Reply #7727 on: April 08, 2015, 02:22:16 PM »
RyanAtTanagra, I love your handle!

;-)

Good times! Just like shaka, when the walls fell!

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Re: Overheard at Work
« Reply #7728 on: April 08, 2015, 04:24:16 PM »
Talking to people at work about the fund lineup in the 401(k) plan and mentioned that we have some real stinkers. I pointed specifically to one with a total expense of 2.5% -I kid you not. To which, the Finance Director responded that he invests in that fund. I held it together and said, "oh?" and he doubled down by telling me (from his wisdom) that you don't pick a fund based on fees, because a good fund will have higher fees and will still earns higher total returns. He specifically said one of his reasons for investing in this fund is that it's "highly managed". Then he told me that it has performed very well for him. I checked, and this highly managed awfulness has managed to underperform the market on a 1-, 5-, and 10-year basis. Ouch ouch ouch.

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Re: Overheard at Work
« Reply #7729 on: April 08, 2015, 04:57:20 PM »
Quote
Once did a workout to AC/DC's thunderstruck.  Every time they say tbunderstuck, you drop and do a burpee.  Never listen to that song the same again

There's also a thunderstruck drinking game.

When you hear the word thunder, you start drinking. When you hear it again, you stop, and the next person in the circle starts.

Quote
Friend just got a 2016 model year so yeah

They already have 2016 models in April? I'm very curious which car. I thought they usually start going on sale around the end of the year, in the fall or later.

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Re: Overheard at Work
« Reply #7730 on: April 08, 2015, 06:36:59 PM »
Talking to people at work about the fund lineup in the 401(k) plan and mentioned that we have some real stinkers. I pointed specifically to one with a total expense of 2.5% -I kid you not. To which, the Finance Director responded that he invests in that fund. I held it together and said, "oh?" and he doubled down by telling me (from his wisdom) that you don't pick a fund based on fees, because a good fund will have higher fees and will still earns higher total returns. He specifically said one of his reasons for investing in this fund is that it's "highly managed". Then he told me that it has performed very well for him. I checked, and this highly managed awfulness has managed to underperform the market on a 1-, 5-, and 10-year basis. Ouch ouch ouch.

Oh brother. Don't pick a fund based on one of the most important factors...SMH  Maybe you can shed some light?


It was close to lunch time the other day at work and one of my coworkers told me he was waiting for the checks to be ready so he could buy lunch because he had 'like zero dollars to my name'.  Yikes.

I would venture to say that out of the 8 other people I work with there may be one other person who brings their lunch to work on a regular basis.  Everyone else gets in their car to pick something up somewhere.

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Re: Overheard at Work
« Reply #7731 on: April 08, 2015, 08:16:29 PM »
    I had lunch today with four of my former co-workers, two of whom are retired like me.  We got talking about other people, past and present, at the old salt mine. One of them mentioned two people who had refused to contribute to the Thrift Savings Plan because "they didn't trust the government".  They are out now and primarily getting by on...wait for it....Social Security.  One of my fellow retirees mentioned he's waiting until 70 to make withdrawals, the other didn't say anything about her finances but was trying to get me to join her and her husband on a July cruise.

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Re: Overheard at Work
« Reply #7732 on: April 08, 2015, 08:32:36 PM »
Talking to people at work about the fund lineup in the 401(k) plan and mentioned that we have some real stinkers. I pointed specifically to one with a total expense of 2.5% -I kid you not. To which, the Finance Director responded that he invests in that fund. I held it together and said, "oh?" and he doubled down by telling me (from his wisdom) that you don't pick a fund based on fees, because a good fund will have higher fees and will still earns higher total returns. He specifically said one of his reasons for investing in this fund is that it's "highly managed". Then he told me that it has performed very well for him. I checked, and this highly managed awfulness has managed to underperform the market on a 1-, 5-, and 10-year basis. Ouch ouch ouch.

Highly managed = fund manager who lacks direction.  He isn't willing to actually commit when he buys things and second guesses himself a lot.  Oh, and also expensive, horribly tax inefficient, etc.

If he cares about performance show him this...
https://personal.vanguard.com/us/insights/article/fund-performance-022015

Just scroll straight down to the graph halfway down the page.  93% outperform AND they are cheap.  Your finance director's head will explode.... and then maybe he will be open to switching. :)


I once had a manager who invest 100% of his 401k in the company stock... and this was a finance related job.  He should have known better.  He bragged once that the stock did go up 22%.  I pointed out the S&P was up 24% for the same time period, and that since it went up 22% right now was probably a great time to diversify.  I don't know if he ever changed, but the funny part was he was really pessimistic about the company and thought it was going in the wrong direction.

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Re: Overheard at Work
« Reply #7733 on: April 09, 2015, 04:06:37 AM »
I didn't mean to imply that everyone should train hard or try and get ripped.  I just get a bit annoyed when I hear folks tell me how "lucky" I am to be in such good shape or how much time I must have to workout that they clearly do not. 

Just like how lucky I am to have a paid off house and cars.

We all know it isn't luck and it negates the actual work we put in.

Warning.
Humblebrag alert.
Sometimes nothing can be a real cool hand

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Re: Overheard at Work
« Reply #7734 on: April 09, 2015, 05:31:20 AM »
My work colleague told me today when she's on holidays she and her husband and son has to go back to India for a minimum of 4 weeks, about every second year. So far, so good. Them she tells me they have to spend all their time there visiting relatives. Then give all the relatives gifts. Apparently the gifts costs something in the order of 15k. Whatttt?...

Ps. Her son just started school, he's five, but needs everything. Asks for everything. She's thinking of buying him an iPhone5 or 6, and everytime she goes to the shops it sounds like he asks for something and she can rarely say no. Omg..... I'd be saying no.

Anyway, they are out looking to buy a home.... Sydney is very challenging atm...

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Re: Overheard at Work
« Reply #7735 on: April 09, 2015, 08:58:53 AM »
I didn't mean to imply that everyone should train hard or try and get ripped.  I just get a bit annoyed when I hear folks tell me how "lucky" I am to be in such good shape or how much time I must have to workout that they clearly do not. 

Just like how lucky I am to have a paid off house and cars.

We all know it isn't luck and it negates the actual work we put in.

Warning.
Humblebrag alert.


hahaha   A paid off house is NOT AT ALL a humblebrag on this forum.  I'm 40 and I work for the man full time.  That's actually rather low performance in this neck of the woods.

A humblebrag would be....."just turned 12 and hit FI.  Need to reign in my spending so I can FIRE before I'm 15 years old.  Living in a cardboard box and all but still have three bicycles.  should sell at least two of these useless assets."






« Last Edit: April 09, 2015, 09:00:30 AM by Giro »

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Re: Overheard at Work
« Reply #7736 on: April 09, 2015, 11:54:40 AM »
My favorite that I personally overheard at work -- over 10 years ago now, but I can remember it like yesterday --

This was in late December or early January, after busting my ass all year long for slightly-below-market pay:

Boss: we can't pay much in bonuses this year, since the company didn't do that well this year.  (Turns, exits building, drives away in brand new Suburban that he just bought.)

Boss's wife - shortly afterwards also shows up at building in new, expensive car.

Clean Shaven: gives notice and quits about 2 months later, after spending that time job searching. 

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Re: Overheard at Work
« Reply #7737 on: April 09, 2015, 12:13:10 PM »
My favorite that I personally overheard at work -- over 10 years ago now, but I can remember it like yesterday --

This was in late December or early January, after busting my ass all year long for slightly-below-market pay:

Boss: we can't pay much in bonuses this year, since the company didn't do that well this year.  (Turns, exits building, drives away in brand new Suburban that he just bought.)

Boss's wife - shortly afterwards also shows up at building in new, expensive car.

Clean Shaven: gives notice and quits about 2 months later, after spending that time job searching.

I'm sure he was leasing them!
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Re: Overheard at Work
« Reply #7738 on: April 09, 2015, 12:17:07 PM »
My work colleague told me today when she's on holidays she and her husband and son has to go back to India for a minimum of 4 weeks, about every second year. So far, so good. Them she tells me they have to spend all their time there visiting relatives. Then give all the relatives gifts. Apparently the gifts costs something in the order of 15k. Whatttt?...

Ps. Her son just started school, he's five, but needs everything. Asks for everything. She's thinking of buying him an iPhone5 or 6, and everytime she goes to the shops it sounds like he asks for something and she can rarely say no. Omg..... I'd be saying no.

Anyway, they are out looking to buy a home.... Sydney is very challenging atm...
We go to India every two years but use our credit card points to pay for tickets. And the max we've spent on gifts is $300 (chocolates, nuts, toys for kids, that sort of things). I can't imagine spending 15k every two years... They are enabling that behavior among relatives.

Sadly, the entire time visiting relatives is true :(

MgoSam

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Re: Overheard at Work
« Reply #7739 on: April 09, 2015, 12:45:51 PM »
My work colleague told me today when she's on holidays she and her husband and son has to go back to India for a minimum of 4 weeks, about every second year. So far, so good. Them she tells me they have to spend all their time there visiting relatives. Then give all the relatives gifts. Apparently the gifts costs something in the order of 15k. Whatttt?...

Ps. Her son just started school, he's five, but needs everything. Asks for everything. She's thinking of buying him an iPhone5 or 6, and everytime she goes to the shops it sounds like he asks for something and she can rarely say no. Omg..... I'd be saying no.

Anyway, they are out looking to buy a home.... Sydney is very challenging atm...
We go to India every two years but use our credit card points to pay for tickets. And the max we've spent on gifts is $300 (chocolates, nuts, toys for kids, that sort of things). I can't imagine spending 15k every two years... They are enabling that behavior among relatives.

Sadly, the entire time visiting relatives is true :(

I know that my mom gets stressed each time she goes back home. She'll of course ask if anyone wants anything from America, and in the past decades there have been reasonable requests, but the last few times someone asked for Ipads and the like, which my mom declined to do. They sell Ipads in India, in reality it was someone wanting it as a "gift."

Grid

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Re: Overheard at Work
« Reply #7740 on: April 09, 2015, 01:30:29 PM »
A coworker of mine makes a combined household income of $60k with her spouse.  She buys 4 packs of cigarettes each day on her way home for her husband and herself, costing $24 each day.  I showed her that she's eating up 15% of her household income in just cigarettes.  Addiction scares me.

She often complains about not being able to get ahead or save any money, but fellow coworkers and I have suggested alternatives to some of her problems.  Unfortunately her response is that she's fine with things the way they are.  Why complain, then?  What purpose does it serve to voice your problems if you are not looking for solutions?  I'd like to know if anyone has insight into the psychology behind it.
« Last Edit: April 09, 2015, 01:46:44 PM by Grid »
Journal, so I can find it later:  Living off the Grid

tarheeldan

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Re: Overheard at Work
« Reply #7741 on: April 09, 2015, 01:39:51 PM »
She buys 4 packs of cigarettes each day on her way home for her husband and herself, costing $24 each day. 

This kind of short-sightedness is a bad symptom. She could at least buy cartons instead? I knew someone who did things like that, always buying just the minimum amount of something even though it was more costly per unit and in terms of time.

I think it could have something to do with paying as little as possible now, even though it costs more overall. This also implies a very high subjective rate of time preference - $1 tomorrow is worth much less than $1 today.

MgoSam

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Re: Overheard at Work
« Reply #7742 on: April 09, 2015, 01:51:29 PM »

I think it could have something to do with paying as little as possible now, even though it costs more overall. This also implies a very high subjective rate of time preference - $1 tomorrow is worth much less than $1 today.

What is this, the Weimar Republic? I suppose we should all order two pints at a time, cause the second one might cost more by the time we finish the first one.

BlueHouse

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Re: Overheard at Work
« Reply #7743 on: April 09, 2015, 02:10:31 PM »
She buys 4 packs of cigarettes each day on her way home for her husband and herself, costing $24 each day. 

This kind of short-sightedness is a bad symptom. She could at least buy cartons instead? I knew someone who did things like that, always buying just the minimum amount of something even though it was more costly per unit and in terms of time.

I think it could have something to do with paying as little as possible now, even though it costs more overall. This also implies a very high subjective rate of time preference - $1 tomorrow is worth much less than $1 today.

As a former smoker, I usually didn't want to stock up on packs.  I always wanted to be ready to quit and if I had an extra pack, I wouldn't quit until I was done with that pack.  Not saying it makes sense, but it's the way I looked at it, and I know a lot of other people did too.
Quote

Warning.
Humblebrag alert.
hahaha   A paid off house is NOT AT ALL a humblebrag on this forum.  I'm 40 and I work for the man full time.  That's actually rather low performance in this neck of the woods.

A humblebrag would be....."just turned 12 and hit FI.  Need to reign in my spending so I can FIRE before I'm 15 years old.  Living in a cardboard box and all but still have three bicycles.  should sell at least two of these useless assets."
Yeah, there's no better place to humblebrag about a paid off house, FI, etc than here.  I was really referring to the complaints that people are complimenting us because we're so ripped, and rich, and our SO is so ripped, and etc etc?

This subject has been debated before, but when people use the words "you're so lucky", just accept it for the compliment it is.  They admire you and may not know enough of the details of your life or may just not know how to express "good for you" other than to say "you're lucky". 
But complaining because people think your life is great is a total humblebrag.  Poor me, people think I just fell into this fantastic life and they don't realize it takes hard work to be perfect!  LOL!

Sometimes nothing can be a real cool hand

tarheeldan

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Re: Overheard at Work
« Reply #7744 on: April 09, 2015, 02:15:57 PM »
What is this, the Weimar Republic?

LOL! There are more recent examples

but I think you know tomorrow wasn't meant literally :P

As a former smoker, I usually didn't want to stock up on packs.  I always wanted to be ready to quit and if I had an extra pack, I wouldn't quit until I was done with that pack.  Not saying it makes sense, but it's the way I looked at it, and I know a lot of other people did too.

I'm a former smoker too! But I used to buy cartons from eastern Europe and sell them locally at a mark-up (but below market), which paid for the ones I kept and smoked.

RFAAOATB

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Re: Overheard at Work
« Reply #7745 on: April 09, 2015, 05:53:10 PM »
I'm a former smoker too! But I used to buy cartons from eastern Europe and sell them locally at a mark-up (but below market), which paid for the ones I kept and smoked.

Any recommendation for a good site to order from?  Cigarettes are expensive and taxes just went up.  If I make an order I don't want it held up in customs or something.

tarheeldan

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Re: Overheard at Work
« Reply #7746 on: April 09, 2015, 06:50:43 PM »
Any recommendation for a good site to order from?  Cigarettes are expensive and taxes just went up.  If I make an order I don't want it held up in customs or something.

Well, the sites I used were in an, ahem, gray area legally - I think for tax reasons. I believe each parcel could contain 2 cartons maximum for this reason. Anyway I used sites like cigoutlet..one could do a Google search for cheap online cigarettes. Looks like prices are still about 50% of the US prices.

Torran

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Re: Overheard at Work
« Reply #7747 on: April 10, 2015, 05:32:51 AM »
Completely off topic, because not money related, but I just overheard from a conversation at the next desk:
In quick sucession:
"Do you ever wonder what it would be like if dinosaurs still existed?'
'Do you think there's someone in the world who knows all the information?'
And then the enigmatic, 'What if aliens...' which just trailed off into silence.
Slow day at the office. It's a beautiful sunny day outside. I am 100% aware of how awesome it must be to be retired.

Megma

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Re: Overheard at Work
« Reply #7748 on: April 10, 2015, 07:59:38 AM »
I suggested to a coworker whom I'm friendly with to try Mint to track her spending, she responded that maybe she will try it in a few months because she has been spending too much and she doesn't want it to tell her she's over budget.
Get cash back on your online shopping from Mr Rebates (hotels, flights, ebay, groupon and more): http://www.mrrebates.com?refid=453502 (referral link, thank you!)

dsmexpat

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Re: Overheard at Work
« Reply #7749 on: April 10, 2015, 08:14:06 AM »
Completely off topic, because not money related, but I just overheard from a conversation at the next desk:
In quick sucession:
"Do you ever wonder what it would be like if dinosaurs still existed?'
'Do you think there's someone in the world who knows all the information?'
And then the enigmatic, 'What if aliens...' which just trailed off into silence.
Slow day at the office. It's a beautiful sunny day outside. I am 100% aware of how awesome it must be to be retired.
Birds are dinosaurs in every meaningful sense.