CW: I'm gonna get a dog this weekend!
Me: Oh wow, that's fun! What kind?
CW: [tells me the breed but I didn't recognize it but I don't know breeds, so nbd]
Me: Nice! You're all ready to take care of it? (Single guy, so can't be sure)
CW: Well sure, I just gotta get some paperwork so the bank will approve me so I can get the dog.
Me: Wait, why does a bank have the dog you want?
CW: No, I need a loan for the dog.
Me: How much is this dog?!?
CW: $1500, down from $2200, getting to be a good deal. But the bank has to let me get that much.
Me: That's a really expensive dog; and what will you do if it needs to go to the vet b/c it's injured or sick? That gets expensive really fast! Idk if you can buy a dog with a loan?
CW: I'm not sure. But I really want this dog.
WHAT. I know some dogs are that expensive, but not one that will just be a pleasure dog (no hunting, no work of any sort, no shows). We just got a puppy; I tried to warn him that it's several hundred dollars in vet visits the first few months. And I've never heard of taking out a loan to get a puppy! Can they repossess the dog if you don't pay on time? Poor little guy! The CW in question makes approx. $12/hr. He's not rolling in dough, nor saving at the moment, so idk how he'd handle a vet bill. Insanity.