Author Topic: Overheard at Work  (Read 5895601 times)

gimp

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Re: Overheard at Work
« Reply #6500 on: January 21, 2015, 11:43:17 AM »
I was dreaming out loud about a full size pick up to a coworker, who chimined in yea those are spendy! I said, right?? They want $27k for a 4x4 crew cab f150, crazy. He said ohh it's more than that, I always get a higher package with leather , radio, and an upgraded horsepower engine etc...more like $55k. His current truck is a Nissan Frontier, basically a jalopy for broke contractors, that he has leather in! And the upgraded radio! Said he doesn't want to regret the better options down the road. Best part, he lives in attached housing with no yard and has been and will be a desk jockey paper pusher his whole life. wtf??

1. How can they charge double for basically adding lipstick?
2. Wtf I though girls were crazy spending on clothes, but $20k on a truck in the city??

Yup. So if you're going to spend that much on a pickup to look cool, at least get a raptor. Then you look 'cool.' Or get an actually fun car, that isn't a fucking pickup truck, because you'll at least get some enjoyment out of it.

I mean, or don't spend nearly that much, but if you are... why the fuck would you get an f150?

gimp

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Re: Overheard at Work
« Reply #6501 on: January 21, 2015, 11:43:59 AM »
Yeah, I have 27 paychecks this year I think. Slightly higher taxes this, slightly less next, I don't give a fuck.

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Re: Overheard at Work
« Reply #6502 on: January 21, 2015, 11:47:59 AM »
"It's so expensive to eat healthy. It's cheap to eat unhealthy."

The same person, minutes later...

"I've never eaten raw green beans before! I didn't know you even could eat raw green beans..."

johnny847

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Re: Overheard at Work
« Reply #6503 on: January 21, 2015, 12:04:26 PM »
Yeah, I have 27 paychecks this year I think. Slightly higher taxes this, slightly less next, I don't give a fuck.
I think you're missing the point that I was trying to make. Using a biweekly system for hourly paid jobs raises taxes once every X years compared to a semimonthly or monthly pay cycle.

MgoSam

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Re: Overheard at Work
« Reply #6504 on: January 21, 2015, 12:07:48 PM »
"It's so expensive to eat healthy. It's cheap to eat unhealthy."

The same person, minutes later...

"I've never eaten raw green beans before! I didn't know you even could eat raw green beans..."

Eating healthy doesn't necessarily need to be expensive nor difficult, I do recommend trying to encourage ways for her to be healthy.

gimp

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Re: Overheard at Work
« Reply #6505 on: January 21, 2015, 01:16:15 PM »
I agreed with your point, actually. I just added that I am happy to be in a position where it doesn't affect me materially.

fantabulous

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Re: Overheard at Work
« Reply #6506 on: January 21, 2015, 01:19:46 PM »
I was dreaming out loud about a full size pick up to a coworker, who chimined in yea those are spendy! I said, right?? They want $27k for a 4x4 crew cab f150, crazy. He said ohh it's more than that, I always get a higher package with leather , radio, and an upgraded horsepower engine etc...more like $55k. His current truck is a Nissan Frontier, basically a jalopy for broke contractors, that he has leather in! And the upgraded radio! Said he doesn't want to regret the better options down the road. Best part, he lives in attached housing with no yard and has been and will be a desk jockey paper pusher his whole life. wtf??

1. How can they charge double for basically adding lipstick?
2. Wtf I though girls were crazy spending on clothes, but $20k on a truck in the city??

Yup. So if you're going to spend that much on a pickup to look cool, at least get a raptor. Then you look 'cool.' Or get an actually fun car, that isn't a fucking pickup truck, because you'll at least get some enjoyment out of it.

I mean, or don't spend nearly that much, but if you are... why the fuck would you get an f150?

I've always wondered why Ford doesn't just sell F150 strapons for the men who are insecure in their masculinity and seek out a truck based on their insecurity.

johnny847

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Re: Overheard at Work
« Reply #6507 on: January 21, 2015, 01:20:32 PM »
I agreed with your point, actually. I just added that I am happy to be in a position where it doesn't affect me materially.
Ah gotcha.

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Re: Overheard at Work
« Reply #6508 on: January 21, 2015, 02:25:16 PM »
1. How can they charge double for basically adding lipstick?
2. Wtf I though girls were crazy spending on clothes, but $20k on a truck in the city??

You would be amazed at how many trucks I see that are lifted, with expensive off-road tires and blinged out on a daily basis.  Supposedly you're cool if you have one of these.  I think I'll keep my money and remain uncool.
oh yeah. that's a really big thing here. a lot of them barely fit in our parking garage.
Bama here. My office is full of people who drive full-size trucks and SUVs long distances carrying only themselves - and maybe a laptop - just to park at the office and sit in front of a computer all day. I don't get it. Some of them occasionally do outdoorsy stuff but most are sedentary retirees on their second career. Maybe they all make enough that gas doesn't figure in their equations, but every day when I walk in I just visualize huge piles of dollars going up in smoke.
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Bobberth

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Re: Overheard at Work
« Reply #6509 on: January 21, 2015, 02:36:34 PM »
My coworker has spent the last 8 weeks shopping for a car while at work.  I'm not sure what kind she finally settled on but it's a "good deal" for $38,600.  Talking to her during these last 2 months of shopping, and hearing about how stressful this search was, she mentioned one time they would have a baby in the next 1-2 years and another time a baby in 3-4 years and then at that point she would need to upgrade to a SUV for safety.  So sometime in the next 1-4 years, she will need to sell this car and buy a new expensive SUV.  I tried to talk her into keeping her current car-2009 VW Jetta with only 50k miles on it-until she has a baby and is ready to upgrade as it would relieve the stress and save money.  "I don't like to run my cars into the ground," was her response.

She also mentioned how she was going to go for the longer financing term because, "What if something comes up for $200, that lower payment can make a real difference."

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Re: Overheard at Work
« Reply #6510 on: January 21, 2015, 02:47:58 PM »
" that lower payment can make a real difference."

I suppose for her it would.
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Re: Overheard at Work
« Reply #6511 on: January 21, 2015, 04:54:00 PM »
When I first heard people talking about k-cups, I thought it was a new larger size of designer fake boobs. Larger than a D-cup, which is already larger than I find attractive.

You realize that K is already a size? Not a particularly uncommon one, relegated to Penthouse spreads?

No, but that sounds unappealing.

trailrated

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Re: Overheard at Work
« Reply #6512 on: January 21, 2015, 05:43:09 PM »
Just mentioned this guy in a new thread I started about tax returns... but same guy that maxed out his credit cards to buy a tactical fanny pack, knife, and few hundred dollar watch (that broke after a week on the job) went out and bough an AR-15 and two separate scopes for it... then was complaining that he had to wait two paychecks to afford bullets to go shooting (one paycheck went to the deposit to hold the gun, the next went to the other half of the gun....and the one he is waiting on will buy the bullets.
"What matters most is how well you walk through the fire. "

trailrated

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Re: Overheard at Work
« Reply #6513 on: January 21, 2015, 06:01:53 PM »
He needed the deluxe version because.... it is more tactical?
"What matters most is how well you walk through the fire. "

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Re: Overheard at Work
« Reply #6514 on: January 21, 2015, 06:45:35 PM »
CW was asking how I eat the same thing so many days in a row (my lovely girlfriend made some delicious homemade barbacoa). The same CW went to the Chipotle across the street 5/5 days for the same order.
« Last Edit: January 22, 2015, 07:52:27 AM by BryStache »

Wings5

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Re: Overheard at Work
« Reply #6515 on: January 21, 2015, 07:53:08 PM »

Bama here. My office is full of people who drive full-size trucks and SUVs long distances carrying only themselves - and maybe a laptop - just to park at the office and sit in front of a computer all day. I don't get it. Some of them occasionally do outdoorsy stuff but most are sedentary retirees on their second career. Maybe they all make enough that gas doesn't figure in their equations, but every day when I walk in I just visualize huge piles of dollars going up in smoke.

Yep, I work with a few people who own lifted full-size trucks to tow their boat. Then, they buy something else for around $10k that "gets good gas mileage and keeps mileage off my truck".

Gilead1986

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Re: Overheard at Work
« Reply #6516 on: January 22, 2015, 06:16:38 AM »
Just mentioned this guy in a new thread I started about tax returns... but same guy that maxed out his credit cards to buy a tactical fanny pack, knife, and few hundred dollar watch (that broke after a week on the job) went out and bough an AR-15 and two separate scopes for it... then was complaining that he had to wait two paychecks to afford bullets to go shooting (one paycheck went to the deposit to hold the gun, the next went to the other half of the gun....and the one he is waiting on will buy the bullets.

One of my co-workers does the same thing.  When I told him that he should be putting money into retirement or saving for his kid, he says "what's the point, the worlds going to end soon anyways, may as well buy guns, ammunition and knives now".  With the money he's spent on guns he'll never use he could have bought a lathe and made as many guns as he wanted, and a belt grinder to make as many knives as he wanted.   

Apples

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Re: Overheard at Work
« Reply #6517 on: January 22, 2015, 07:11:01 AM »
We're attempting to add direct deposit capabilities to our payroll, and I was discussing it with our employees (8 guys, all h.s. educated but not much if any more).  While talking about their pay just being deposited each week and receiving a paper showing your 401k deduction and taxes paid each week instead, the boss mentioned the possibility of changing to paying biweekly.  One guy says "well the paycheck will be bigger, so the government will take more taxes out, and I'll get less money".  I explained how our payroll systems takes the amount of any one week check, figures out how much this would be over a year, and that same tax rate would be applied to a paycheck over two weeks.  Nope, he's convinced a biweekly paycheck would mean less net pay because the government is evil. Oy.
I've pretty much given up arguing with people who reject such irrefutably simple math+logic arguments. There's something going on behind the face there that will drive you crazy if you try to reason with it.
Yea you can't really reason with the doesn't want to learn crowd.

Though I will mention there is actually an interesting corner case where switching to biweekly can cause an increase in taxes. Apparently this occurs once every five years or so? but it is possible to have 27 biweekly paychecks in a calendar year, instead of 26, since 52*7 = 364 =/= 365. This year is such an example - for those whose biweekly paychecks start 1/1 or 1/2. For those who start 1/1, they will get a 27th paycheck on 12/31. For those who start 1/2, they would get a paycheck on 1/1/2016, but some employers will issue a paycheck one day early in the case of a bank holiday. I'm paid biweekly and got my first paycheck on 1/2, so I may end up in this situation this year. I won't know until my employer publishes their pay schedule for the next fiscal year, which ends in June, not December.
Hence, once every 5(?) years, more of your income will be subject to your marginal rate, and hence, you will pay more in taxes.

But obviously, that's not what Apples's coworkers were talking about.

They have 53 paychecks a year more often than the biweekly crowd has 27 paychecks a year, so this phenomenon happens to them more often than the office worker crowd that's getting all worked up about it this year (painting broad strokes here-not everyone cares/is getting worked up about it).  All but one are thrilled with their sizeable refunds each spring, so they probably don't notice the slightly higher effective tax rate.  But like zephyr said above, it's impossible to reason with people who don't want to learn and don' think this is a logical system that can be learned because the government is just out to take all their money.  So I just turn to this thread and share my frustrations with all of you enlightened folks :)

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Re: Overheard at Work
« Reply #6518 on: January 22, 2015, 07:52:13 AM »
"It's so expensive to eat healthy. It's cheap to eat unhealthy."

The same person, minutes later...

"I've never eaten raw green beans before! I didn't know you even could eat raw green beans..."

I didn't eat vegetables until I was out of college. It can happen. I really didn't like them at all and still don't love a lot of them. Peppers, onions, mushrooms, and sweet potatoes. That's all I'm comfortable with now. I'll eat pan fried green beans but they're not my top choice.

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rocksinmyhead

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Re: Overheard at Work
« Reply #6519 on: January 22, 2015, 08:18:53 AM »
"It's so expensive to eat healthy. It's cheap to eat unhealthy."

The same person, minutes later...

"I've never eaten raw green beans before! I didn't know you even could eat raw green beans..."

I didn't eat vegetables until I was out of college. It can happen. I really didn't like them at all and still don't love a lot of them. Peppers, onions, mushrooms, and sweet potatoes. That's all I'm comfortable with now. I'll eat pan fried green beans but they're not my top choice.

I feel like I have a pretty varied palate but I've never eaten raw green beans. I always cook them. Is that weird?

Pooperman

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Re: Overheard at Work
« Reply #6520 on: January 22, 2015, 08:26:29 AM »
"It's so expensive to eat healthy. It's cheap to eat unhealthy."

The same person, minutes later...

"I've never eaten raw green beans before! I didn't know you even could eat raw green beans..."

I didn't eat vegetables until I was out of college. It can happen. I really didn't like them at all and still don't love a lot of them. Peppers, onions, mushrooms, and sweet potatoes. That's all I'm comfortable with now. I'll eat pan fried green beans but they're not my top choice.

I feel like I have a pretty varied palate but I've never eaten raw green beans. I always cook them. Is that weird?

Not weird. So long as they aren't limp I'm ok eating cooked vegetables. My mother hates cooked carrots, and another family member will only eat them cooked.

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Re: Overheard at Work
« Reply #6521 on: January 22, 2015, 08:37:38 AM »
"It's so expensive to eat healthy. It's cheap to eat unhealthy."

The same person, minutes later...

"I've never eaten raw green beans before! I didn't know you even could eat raw green beans..."

I didn't eat vegetables until I was out of college. It can happen. I really didn't like them at all and still don't love a lot of them. Peppers, onions, mushrooms, and sweet potatoes. That's all I'm comfortable with now. I'll eat pan fried green beans but they're not my top choice.

I feel like I have a pretty varied palate but I've never eaten raw green beans. I always cook them. Is that weird?

It's not weird, but you're missing out. :) Raw green beans picked out of the garden are my second favorite thing. Most favorite is fresh peas out of the garden.

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Re: Overheard at Work
« Reply #6522 on: January 22, 2015, 09:00:55 AM »
Just mentioned this guy in a new thread I started about tax returns... but same guy that maxed out his credit cards to buy a tactical fanny pack, knife, and few hundred dollar watch (that broke after a week on the job) went out and bough an AR-15 and two separate scopes for it... then was complaining that he had to wait two paychecks to afford bullets to go shooting (one paycheck went to the deposit to hold the gun, the next went to the other half of the gun....and the one he is waiting on will buy the bullets.

One of my co-workers does the same thing.  When I told him that he should be putting money into retirement or saving for his kid, he says "what's the point, the worlds going to end soon anyways, may as well buy guns, ammunition and knives now".  With the money he's spent on guns he'll never use he could have bought a lathe and made as many guns as he wanted, and a belt grinder to make as many knives as he wanted.

It's pretty disturbing that people who think like this are so heavily armed.

johnny847

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Re: Overheard at Work
« Reply #6523 on: January 22, 2015, 09:09:52 AM »
They have 53 paychecks a year more often than the biweekly crowd has 27 paychecks a year, so this phenomenon happens to them more often than the office worker crowd that's getting all worked up about it this year (painting broad strokes here-not everyone cares/is getting worked up about it).  All but one are thrilled with their sizeable refunds each spring, so they probably don't notice the slightly higher effective tax rate. 
Haha oh yea I forgot that there are weekly pay schedules. I didn't realize that until I was looking up the withholding tables that employers use, and saw there was a chart for a weekly pay cycle.

But like zephyr said above, it's impossible to reason with people who don't want to learn and don' think this is a logical system that can be learned because the government is just out to take all their money.  So I just turn to this thread and share my frustrations with all of you enlightened folks :)
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« Last Edit: January 22, 2015, 09:16:55 AM by johnny847 »

Gilead1986

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Re: Overheard at Work
« Reply #6524 on: January 22, 2015, 09:10:45 AM »
Just mentioned this guy in a new thread I started about tax returns... but same guy that maxed out his credit cards to buy a tactical fanny pack, knife, and few hundred dollar watch (that broke after a week on the job) went out and bough an AR-15 and two separate scopes for it... then was complaining that he had to wait two paychecks to afford bullets to go shooting (one paycheck went to the deposit to hold the gun, the next went to the other half of the gun....and the one he is waiting on will buy the bullets.

One of my co-workers does the same thing.  When I told him that he should be putting money into retirement or saving for his kid, he says "what's the point, the worlds going to end soon anyways, may as well buy guns, ammunition and knives now".  With the money he's spent on guns he'll never use he could have bought a lathe and made as many guns as he wanted, and a belt grinder to make as many knives as he wanted.

It's pretty disturbing that people who think like this are so heavily armed.



Considering that he hasn't focused on any of the real aspects of survival like toughening your body,going without, farming, or knowledge and skills acquisition I'd say that's a fair assessment. 

trailrated

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Re: Overheard at Work
« Reply #6525 on: January 22, 2015, 09:22:51 AM »
Just mentioned this guy in a new thread I started about tax returns... but same guy that maxed out his credit cards to buy a tactical fanny pack, knife, and few hundred dollar watch (that broke after a week on the job) went out and bough an AR-15 and two separate scopes for it... then was complaining that he had to wait two paychecks to afford bullets to go shooting (one paycheck went to the deposit to hold the gun, the next went to the other half of the gun....and the one he is waiting on will buy the bullets.

One of my co-workers does the same thing.  When I told him that he should be putting money into retirement or saving for his kid, he says "what's the point, the worlds going to end soon anyways, may as well buy guns, ammunition and knives now".  With the money he's spent on guns he'll never use he could have bought a lathe and made as many guns as he wanted, and a belt grinder to make as many knives as he wanted.

It's pretty disturbing that people who think like this are so heavily armed.



Considering that he hasn't focused on any of the real aspects of survival like toughening your body,going without, farming, or knowledge and skills acquisition I'd say that's a fair assessment.

When I asked him why he needed the AR-15/knife etc. he said "for protection" and I asked, "What are you protecting? Your maxed out credit card?" He laughed and said it wouldn't be maxed out when he got his tax return. I give it two weeks tops
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Re: Overheard at Work
« Reply #6526 on: January 22, 2015, 11:52:35 AM »

Pooperman

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Re: Overheard at Work
« Reply #6527 on: January 22, 2015, 12:08:24 PM »
So a guy at work got into a car accident. T-boned a guy, everyone was ok. Says he's T-boned a guy every 4 years in the winter (3 times now, fairly consistent). Says he's gonna get a new car on lease to replace the old one (that was also on lease). I asked if he'd consider a used car, and he told me he's done that and hates having to pay for repairs. I said he's paying more on lease to avoid repairs than I have ever owning my car (10 years almost). He wouldn't hear it. He lives in NYC and honestly wouldn't need a car. At least it's going to be a car (civic kinda thing). Best quote of all of this: "at least the insurance will cover the rest of the lease so I can get a new one". I shudder to think what he pays in insurance on top of the lease price.

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Re: Overheard at Work
« Reply #6528 on: January 22, 2015, 12:13:13 PM »


Basic gun safety fail...  Finger should be off the trigger. 

trailrated

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Re: Overheard at Work
« Reply #6529 on: January 22, 2015, 01:30:23 PM »
I think it is trying to hide in the hole so he doesn't eat it too
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Re: Overheard at Work
« Reply #6530 on: January 22, 2015, 01:35:13 PM »
"It's so expensive to eat healthy. It's cheap to eat unhealthy."

The same person, minutes later...

"I've never eaten raw green beans before! I didn't know you even could eat raw green beans..."

I didn't eat vegetables until I was out of college. It can happen. I really didn't like them at all and still don't love a lot of them. Peppers, onions, mushrooms, and sweet potatoes. That's all I'm comfortable with now. I'll eat pan fried green beans but they're not my top choice.

I feel like I have a pretty varied palate but I've never eaten raw green beans. I always cook them. Is that weird?

It's not weird, but you're missing out. :) Raw green beans picked out of the garden are my second favorite thing. Most favorite is fresh peas out of the garden.

QFT... I love picking and eating a few fresh out of the garden here and there while I'm harvesting!

enigmaT120

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Re: Overheard at Work
« Reply #6531 on: January 22, 2015, 01:54:55 PM »
It's not weird, but you're missing out. :) Raw green beans picked out of the garden are my second favorite thing. Most favorite is fresh peas out of the garden.

QFT... I love picking and eating a few fresh out of the garden here and there while I'm harvesting!
[/quote]

When I was in high school I had a summer job moving irrigation pipe for a near-by farmer (work white people won't do, I'm told now) and he raised green beans, sweet corn, and dicing carrots, the big fat ones.  I was always surprised he had anything left to sell to the cannery, I ate so much.  Maybe constantly starving teenagers shouldn't work around food.

Now I inspect the canned and frozen vegetables for a living.  I tell people I only eat vegetables if I'm paid to, but it's just a joke.

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Re: Overheard at Work
« Reply #6532 on: January 22, 2015, 02:28:14 PM »
I think it is trying to hide in the hole so he doesn't eat it too
You are more dangerous then this guy. That nearly chocked me to death by laughing.

greenmimama

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Re: Overheard at Work
« Reply #6533 on: January 22, 2015, 02:34:11 PM »


Basic gun safety fail...  Finger should be off the trigger.

My DH is always telling the TV how unsafe their gun practices are, when we are watching a movie or show. It's pretty scary because watching on people on TV is about all the gun knowledge most people have.

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Re: Overheard at Work
« Reply #6534 on: January 22, 2015, 07:25:33 PM »
When I first heard people talking about k-cups, I thought it was a new larger size of designer fake boobs. Larger than a D-cup, which is already larger than I find attractive.

You realize that K is already a size? Not a particularly uncommon one, relegated to Penthouse spreads?

A friend of mine who is a petite size 10 normally breast fed triplets. She had to get her M cup breastfeeding bra imported from the UK.

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Re: Overheard at Work
« Reply #6535 on: January 22, 2015, 08:23:58 PM »
When I first heard people talking about k-cups, I thought it was a new larger size of designer fake boobs. Larger than a D-cup, which is already larger than I find attractive.

You realize that K is already a size? Not a particularly uncommon one, relegated to Penthouse spreads?

A friend of mine who is a petite size 10 normally breast fed triplets. She had to get her M cup breastfeeding bra imported from the UK.

Right? Cup size is simply the difference between rib measurement above the waist, right under the breast tissue and bust (roughly around the nipple line) measurement. Each inch goes up a letter. So a 32K would have a 32 inch rib cage and a 43 inch bust measurement. Not freakish at all, especially for a larger frame or a taller person.

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Re: Overheard at Work
« Reply #6536 on: January 22, 2015, 09:39:07 PM »
Later we were talking about stocks, and he unimpressed that I don't have anything that's up 4000% this year (not that he does either, all his cash flow goes to sports car payments at 8% interest.)  I tried to explain dividends and compounding and tax efficiency, but, he started to zone out.

That in a nutshell is a huge reason why many professional athletes are broke. I finally watched the 30 for 30 documentary "Broke," on this and they interviewed a few investment planners that stated that almost none of the athletes would touch mutual funds. They wanted sexy investments like restaurants, and things that would have a 400% investment.

I think I read a story recently about Carmelo hiring a "financial planner" that said they were looking at business plans that would produce a "10,000% ROI." I think the investments also came with snake oil... Not sure though.

Grid

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Re: Overheard at Work
« Reply #6537 on: January 23, 2015, 10:38:53 AM »
Later we were talking about stocks, and he unimpressed that I don't have anything that's up 4000% this year (not that he does either, all his cash flow goes to sports car payments at 8% interest.)  I tried to explain dividends and compounding and tax efficiency, but, he started to zone out.

That in a nutshell is a huge reason why many professional athletes are broke. I finally watched the 30 for 30 documentary "Broke," on this and they interviewed a few investment planners that stated that almost none of the athletes would touch mutual funds. They wanted sexy investments like restaurants, and things that would have a 400% investment.

I think I read a story recently about Carmelo hiring a "financial planner" that said they were looking at business plans that would produce a "10,000% ROI." I think the investments also came with snake oil... Not sure though.

We've got a thread going on about that specific story:  http://forum.mrmoneymustache.com/antimustachian-wall-of-shame-and-comedy/nba-player-looking-for-10-000-roi/msg527031
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vivophoenix

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Re: Overheard at Work
« Reply #6538 on: January 23, 2015, 11:29:18 AM »
So a guy at work got into a car accident. T-boned a guy, everyone was ok. Says he's T-boned a guy every 4 years in the winter (3 times now, fairly consistent). Says he's gonna get a new car on lease to replace the old one (that was also on lease). I asked if he'd consider a used car, and he told me he's done that and hates having to pay for repairs. I said he's paying more on lease to avoid repairs than I have ever owning my car (10 years almost). He wouldn't hear it. He lives in NYC and honestly wouldn't need a car. At least it's going to be a car (civic kinda thing). Best quote of all of this: "at least the insurance will cover the rest of the lease so I can get a new one". I shudder to think what he pays in insurance on top of the lease price.

gap insurance( the difference between the value of the car and how much you owed the leasing company)  should be build into the price of the lease, or the financing, and its like 500 bucks max.

Sibley

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Re: Overheard at Work
« Reply #6539 on: January 23, 2015, 11:40:03 AM »
Two CWs, both want puppies. I'm all for rescue. We're in Chicago, Illinois.

CW1: I've been thinking of getting a puppy for a while now. I found a breeder in Arizona, the puppies are {insert very expensive breed, I have no memory} are $1250 each. But they have this adorable brother and sister pair, and if I get two then I get a discount on the 2nd.
Me: They're in Arizona, right? How do they get here safely?
CW1: Oh they'll send them on a plane. Both and travel costs are only $5k.
Me: Wouldn't it be a lot cheaper to go to the shelters and find a puppy you like?
CW1: But shelter dogs have so many problems, I really want a pure bred.
CW2: I'm also getting a puppy. I found a breeder in Iowa, they have {insert very expensive breed}, and there's one that's so cute. Only $1000, and that includes transportation.
Me: [unable to process the waste and shame, there's a high probability that these are puppy mills]. ....

Great thoughts right here. Purebreds never have any health problems...

Right. We have rescued every animal we have ever owned, and they have turned out to be the best pets I've ever seen.  Smart, good tempered, kind, etc.  Also, from everything I've seen... breeder dogs have had way more problems than mutts we have found.
I've seen a lot of purebred animals in shelters, why would anyone believe that rescues are always mixed?

Because generally they are, also there are some people for whom when they state "purebred," they are referring to the dog also have a pedigree and papers. I don't know enough, but maybe that is what people are thinking about? In general when I was looking to adopt a dog, I was looking for mixed breeds as I assumed that nearly any purebred would be from a mill and that while a mixed breed dog likely is, I figured that the dog would have less of a risk of hereditary disease. Not sure if I was right in my assumptions, but that was my reasoning.

Haven't been here in a while... anyway update on the 3 puppies. All are very cute (I've seen many pictures). 2 had health problems when she got them, so put in god knows how much money with the vet. She got them healthy, then they promptly ate something they shouldn't have and required more vet trips. They've been good for a while now, so hopefully she's good to go.

The 3rd has been fine.

Pooperman

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Re: Overheard at Work
« Reply #6540 on: January 23, 2015, 12:14:40 PM »
So a guy at work got into a car accident. T-boned a guy, everyone was ok. Says he's T-boned a guy every 4 years in the winter (3 times now, fairly consistent). Says he's gonna get a new car on lease to replace the old one (that was also on lease). I asked if he'd consider a used car, and he told me he's done that and hates having to pay for repairs. I said he's paying more on lease to avoid repairs than I have ever owning my car (10 years almost). He wouldn't hear it. He lives in NYC and honestly wouldn't need a car. At least it's going to be a car (civic kinda thing). Best quote of all of this: "at least the insurance will cover the rest of the lease so I can get a new one". I shudder to think what he pays in insurance on top of the lease price.

gap insurance( the difference between the value of the car and how much you owed the leasing company)  should be build into the price of the lease, or the financing, and its like 500 bucks max.
Had no idea what that was, so I was actually referring to the fact that he's totaled 3 cars in 12 years and can't use the mustachian liability only method. He's a guy under 30. It can't be cheap. I figure it's somewhere in the $200-$300/month range on top of leasing (another $200-$300/month I think). So before gas he's probably paying over $500 just to have a car.

Sibley

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Re: Overheard at Work
« Reply #6541 on: January 23, 2015, 12:29:36 PM »
Asked a coworker what he was up to for the weekend. He told me that he was actually going on vacation the next week.

When I pressed for details, I learned that he was flying across the country to Portland OR to go car shopping with his 30-yo married daughter and buy her a car!

We're in engineering, and I'm sure he makes decent money, but wow. Way to set your daughter up to succeed on her own.

I have a friend in similar situation, but the receiver end, will call her 'A'. A is 29, has a useless college degree in terms of defining a clear career path. Mommy and daddy: buy her clothes; paid for college; pay for 98% of her HORSE expenses; bought her a brand new Prius; and just recently basically told her that if she wanted to quit her current (sucky) job, they'd pay her living expenses and pay for more education if she wanted to. Until I started encouraging her to basically act like a grown up, she allowed her dad to handle all her finances. He still does at least 50% of it. She doesn't even get most of the bank statements - they all go to her parent's house.

If I didn't see evidence of progress, I'd be completely disgusted with her. Moral of story: people, please act like responsible parents. They came close to ruining this girl, and they don't seem to even see it.

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Re: Overheard at Work
« Reply #6542 on: January 23, 2015, 12:57:22 PM »
They have 53 paychecks a year more often than the biweekly crowd has 27 paychecks a year, so this phenomenon happens to them more often than the office worker crowd that's getting all worked up about it this year (painting broad strokes here-not everyone cares/is getting worked up about it).  All but one are thrilled with their sizeable refunds each spring, so they probably don't notice the slightly higher effective tax rate. 
Haha oh yea I forgot that there are weekly pay schedules. I didn't realize that until I was looking up the withholding tables that employers use, and saw there was a chart for a weekly pay cycle.

Hahahaha and I didn't really know people had biweekly pay schedules until college when I got paid on one!  I generally knew, theoretically, that people that had salaries usually got paid every other week.  But kind of in the way you know there's a rain forest in Central America, though you've never actually seen it or dealt with it, and maybe some of the people you know have visited there (or get paid biweekly) but you've not seen it with your own eyes.  If that makes sense.  There would be a mutiny if we ever tried to switch to biweekly, which was the point of my post waaaay back on the last page that started this whole taxation thing.

mm1970

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Re: Overheard at Work
« Reply #6543 on: January 23, 2015, 01:03:16 PM »
They have 53 paychecks a year more often than the biweekly crowd has 27 paychecks a year, so this phenomenon happens to them more often than the office worker crowd that's getting all worked up about it this year (painting broad strokes here-not everyone cares/is getting worked up about it).  All but one are thrilled with their sizeable refunds each spring, so they probably don't notice the slightly higher effective tax rate. 
Haha oh yea I forgot that there are weekly pay schedules. I didn't realize that until I was looking up the withholding tables that employers use, and saw there was a chart for a weekly pay cycle.

Hahahaha and I didn't really know people had biweekly pay schedules until college when I got paid on one!  I generally knew, theoretically, that people that had salaries usually got paid every other week.  But kind of in the way you know there's a rain forest in Central America, though you've never actually seen it or dealt with it, and maybe some of the people you know have visited there (or get paid biweekly) but you've not seen it with your own eyes.  If that makes sense.  There would be a mutiny if we ever tried to switch to biweekly, which was the point of my post waaaay back on the last page that started this whole taxation thing.
my husband gets paid monthly!

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Re: Overheard at Work
« Reply #6544 on: January 23, 2015, 02:07:59 PM »
It's not weird, but you're missing out. :) Raw green beans picked out of the garden are my second favorite thing. Most favorite is fresh peas out of the garden.

Raw green beans + homemade ranch dressing = tasty crunchy snack.

I have several coworkers who consider themselves "cooks."  I put the word in quotes because all I hear is "oh, I got this great recipe off of (processed crap food)'s website!"  I'll look it up for shits and giggles, and basically the recipe's along the lines of "open this can.  Open this box.  Mix together.  Bake" and it looks like someone puked in a casserole dish.     
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Re: Overheard at Work
« Reply #6545 on: January 23, 2015, 02:25:04 PM »
When I first heard people talking about k-cups, I thought it was a new larger size of designer fake boobs. Larger than a D-cup, which is already larger than I find attractive.

You realize that K is already a size? Not a particularly uncommon one, relegated to Penthouse spreads?

A friend of mine who is a petite size 10 normally breast fed triplets. She had to get her M cup breastfeeding bra imported from the UK.

Right? Cup size is simply the difference between rib measurement above the waist, right under the breast tissue and bust (roughly around the nipple line) measurement. Each inch goes up a letter. So a 32K would have a 32 inch rib cage and a 43 inch bust measurement. Not freakish at all, especially for a larger frame or a taller person.

Um, yeah. Bravissimo sells up to an L cup (there's a KK in between K and L, too): http://www.bravissimo.com/products/lingerie/

A small frame is even more likely to give you a high-letter cup size; if your rib cage is small, especially if you have some body fat (the support comes from the band, so you need it snug), your band size can get pretty low, so unless you have small breasts, you're probably not going to wear a B cup. My tiny big sister is just under 5 feet, looks perfectly in proportion, and wears an E cup.

dragoncar

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Re: Overheard at Work
« Reply #6546 on: January 23, 2015, 02:52:41 PM »
When I first heard people talking about k-cups, I thought it was a new larger size of designer fake boobs. Larger than a D-cup, which is already larger than I find attractive.

You realize that K is already a size? Not a particularly uncommon one, relegated to Penthouse spreads?

A friend of mine who is a petite size 10 normally breast fed triplets. She had to get her M cup breastfeeding bra imported from the UK.

Right? Cup size is simply the difference between rib measurement above the waist, right under the breast tissue and bust (roughly around the nipple line) measurement. Each inch goes up a letter. So a 32K would have a 32 inch rib cage and a 43 inch bust measurement. Not freakish at all, especially for a larger frame or a taller person.

Um, yeah. Bravissimo sells up to an L cup (there's a KK in between K and L, too): http://www.bravissimo.com/products/lingerie/

A small frame is even more likely to give you a high-letter cup size; if your rib cage is small, especially if you have some body fat (the support comes from the band, so you need it snug), your band size can get pretty low, so unless you have small breasts, you're probably not going to wear a B cup. My tiny big sister is just under 5 feet, looks perfectly in proportion, and wears an E cup.

TTIUWP

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Re: Overheard at Work
« Reply #6547 on: January 23, 2015, 03:09:46 PM »
Hahahaha and I didn't really know people had biweekly pay schedules until college when I got paid on one!  I generally knew, theoretically, that people that had salaries usually got paid every other week.  But kind of in the way you know there's a rain forest in Central America, though you've never actually seen it or dealt with it, and maybe some of the people you know have visited there (or get paid biweekly) but you've not seen it with your own eyes.  If that makes sense.  There would be a mutiny if we ever tried to switch to biweekly, which was the point of my post waaaay back on the last page that started this whole taxation thing.
Haha and then it got better for me when I learned of semimonthly vs biweekly. Seems oh so similar, but one has 24 paychecks a year, guaranteed, and the other has 26 most of the time.
Sometimes I mistakenly say bimonthly instead of semimonthly....if any average American actually got paid bimonthly, they would probably run out of money around 6 weeks in =P

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Re: Overheard at Work
« Reply #6548 on: January 23, 2015, 03:18:58 PM »
They have 53 paychecks a year more often than the biweekly crowd has 27 paychecks a year, so this phenomenon happens to them more often than the office worker crowd that's getting all worked up about it this year (painting broad strokes here-not everyone cares/is getting worked up about it).  All but one are thrilled with their sizeable refunds each spring, so they probably don't notice the slightly higher effective tax rate. 
Haha oh yea I forgot that there are weekly pay schedules. I didn't realize that until I was looking up the withholding tables that employers use, and saw there was a chart for a weekly pay cycle.

Hahahaha and I didn't really know people had biweekly pay schedules until college when I got paid on one!  I generally knew, theoretically, that people that had salaries usually got paid every other week.  But kind of in the way you know there's a rain forest in Central America, though you've never actually seen it or dealt with it, and maybe some of the people you know have visited there (or get paid biweekly) but you've not seen it with your own eyes.  If that makes sense.  There would be a mutiny if we ever tried to switch to biweekly, which was the point of my post waaaay back on the last page that started this whole taxation thing.
my husband gets paid monthly!

As an academic, I get paid once a month, for nine months only (no paycheck July, August, or September).
Please note: Libertarian4321 did not vote for either Hillary or Trump. He voted for Gary Johnson, who was the Libertarian candidate.

dragoncar

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Re: Overheard at Work
« Reply #6549 on: January 23, 2015, 03:39:05 PM »
They have 53 paychecks a year more often than the biweekly crowd has 27 paychecks a year, so this phenomenon happens to them more often than the office worker crowd that's getting all worked up about it this year (painting broad strokes here-not everyone cares/is getting worked up about it).  All but one are thrilled with their sizeable refunds each spring, so they probably don't notice the slightly higher effective tax rate. 
Haha oh yea I forgot that there are weekly pay schedules. I didn't realize that until I was looking up the withholding tables that employers use, and saw there was a chart for a weekly pay cycle.

Hahahaha and I didn't really know people had biweekly pay schedules until college when I got paid on one!  I generally knew, theoretically, that people that had salaries usually got paid every other week.  But kind of in the way you know there's a rain forest in Central America, though you've never actually seen it or dealt with it, and maybe some of the people you know have visited there (or get paid biweekly) but you've not seen it with your own eyes.  If that makes sense.  There would be a mutiny if we ever tried to switch to biweekly, which was the point of my post waaaay back on the last page that started this whole taxation thing.
my husband gets paid monthly!

As an academic, I get paid once a month, for nine months only (no paycheck July, August, or September).

Hey, you guys get paid?  No fair!