Author Topic: Overheard at Work  (Read 13252485 times)

MikeBear

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Re: Overheard at Work
« Reply #4750 on: October 16, 2014, 02:58:07 PM »
Around here in my area in mid Michigan, you can buy a very good livable house for a total mortgage payment of 1/2 of what the same house would rent for. $100k or less. You could also pay crazy prices if you have more money than brains.

It might not be a "dream house", but it wouldn't be a junker or chicken house either.

mm1970

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Re: Overheard at Work
« Reply #4751 on: October 16, 2014, 03:20:05 PM »

Overheard at work:

Multiple coworkers have said to me, "Oooh you're a doctor's wife now! He'll have to buy you some nice jewellery, a nice big rock... Etc."

I never anticipated being defined in this away by my husband's career. Apparently there is a whole way a doctor's wife is supposed to live, act, dress...

*facepalm*

You have to start wearing a bedazzled stethoscope, right?

No, I'm not quite sure you get it... HE would wear the bedazzled stethoscope, I would wear jewels around my ears, neck, wrist, and fingers. ;)

Not to mention the fact that now we have to buy a giant house! Darn.
Don't forget his and hers BMWs.

My dentist and my OB/GYN both drive them.

Then again, my GP rides his bike to work.

Malaysia41

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Re: Overheard at Work
« Reply #4752 on: October 16, 2014, 06:46:13 PM »
Overheard at work:

Multiple coworkers have said to me, "Oooh you're a doctor's wife now! He'll have to buy you some nice jewellery, a nice big rock... Etc."

I never anticipated being defined in this away by my husband's career. Apparently there is a whole way a doctor's wife is supposed to live, act, dress...

*facepalm*

When I find myself in a group of expat ladies, the first question they usually ask is, "so, tell us, what does your husband do?"

Even as I answer, the whole time I'm thinking, 'why is this even relevant?  He's not ever here!  However I'm here so how about you ask me to tell you about me?'

Yeah - it's the whole defined by SO's career thing.  I know just how that feels now.

lifejoy

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Re: Overheard at Work
« Reply #4753 on: October 16, 2014, 06:48:35 PM »

Overheard at work:

Multiple coworkers have said to me, "Oooh you're a doctor's wife now! He'll have to buy you some nice jewellery, a nice big rock... Etc."

I never anticipated being defined in this away by my husband's career. Apparently there is a whole way a doctor's wife is supposed to live, act, dress...

*facepalm*

When I find myself in a group of expat ladies, the first question they usually ask is, "so, tell us, what does your husband do?"

Even as I answer, the whole time I'm thinking, 'why is this even relevant?  He's not ever here!  However I'm here so how about you ask me to tell you about me?'

Yeah - it's the whole defined by SO's career thing.  I know just how that feels now.

It's bizarre! But it's just another reason to achieve FIRE as soon as possible. What do people expect of unemployed (aka FIRE'd)  people? 8D Win.

plainjane

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Re: Overheard at Work
« Reply #4754 on: October 17, 2014, 06:03:21 AM »
Coworker1 - this is why I can't save money, because I keep on going to the slots
Coworker2 - sometimes you win a lot, so you're probably at par
Coworker1 - yeah

(last night after a work event they went to the casino, CW1 lost 120, CW2 won 130)

odput

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Re: Overheard at Work
« Reply #4755 on: October 17, 2014, 06:59:25 AM »
Coworker1 - this is why I can't save money, because I keep on going to the slots
Coworker2 - sometimes you win a lot, so you're probably at par
Coworker1 - yeah

(last night after a work event they went to the casino, CW1 lost 120, CW2 won 130)

Sounds like CW2 needs a lesson in statistics...

AlanStache

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Re: Overheard at Work
« Reply #4756 on: October 17, 2014, 08:27:10 AM »
Coworker1 - this is why I can't save money, because I keep on going to the slots
Coworker2 - sometimes you win a lot, so you're probably at par
Coworker1 - yeah

(last night after a work event they went to the casino, CW1 lost 120, CW2 won 130)

Sounds like CW2 needs a lesson in statistics...

I always loved the slots, mainly because often casinos will advertise that you will lose 0.03$ per 1.0$ played, as if this was a good thing.  (I do play some blackjack to be social on work trips but I fully understand that I am down relative the house.)

RWD

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Re: Overheard at Work
« Reply #4757 on: October 17, 2014, 08:44:35 AM »
Coworker1 - this is why I can't save money, because I keep on going to the slots
Coworker2 - sometimes you win a lot, so you're probably at par
Coworker1 - yeah

(last night after a work event they went to the casino, CW1 lost 120, CW2 won 130)

Sounds like CW2 needs a lesson in statistics...

I always loved the slots, mainly because often casinos will advertise that you will lose 0.03$ per 1.0$ played, as if this was a good thing.  (I do play some blackjack to be social on work trips but I fully understand that I am down relative the house.)

It is possible to not lose money at the casino (or even come out ahead) on average if you don't play the wrong games and take advantage of promotional deals. See Casino Gambling for Dummies. I don't recommend gambling in general, but if you are going to do it on occasion then it's best to be informed.

VirginiaBob

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Re: Overheard at Work
« Reply #4758 on: October 17, 2014, 08:45:30 AM »
Coworker1 - this is why I can't save money, because I keep on going to the slots
Coworker2 - sometimes you win a lot, so you're probably at par
Coworker1 - yeah

(last night after a work event they went to the casino, CW1 lost 120, CW2 won 130)

Sounds like CW2 needs a lesson in statistics...

I always loved the slots, mainly because often casinos will advertise that you will lose 0.03$ per 1.0$ played, as if this was a good thing.  (I do play some blackjack to be social on work trips but I fully understand that I am down relative the house.)

My parents are the worst offenders.  Huge gamblers and always complaining about money and asking thier kids for handouts.  Always report the nights they come out ahead, but never discuss the nights they lose.

Pooperman

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Re: Overheard at Work
« Reply #4759 on: October 17, 2014, 08:56:39 AM »
Coworker1 - this is why I can't save money, because I keep on going to the slots
Coworker2 - sometimes you win a lot, so you're probably at par
Coworker1 - yeah

(last night after a work event they went to the casino, CW1 lost 120, CW2 won 130)

Sounds like CW2 needs a lesson in statistics...

I always loved the slots, mainly because often casinos will advertise that you will lose 0.03$ per 1.0$ played, as if this was a good thing.  (I do play some blackjack to be social on work trips but I fully understand that I am down relative the house.)

My parents are the worst offenders.  Huge gamblers and always complaining about money and asking thier kids for handouts.  Always report the nights they come out ahead, but never discuss the nights they lose.

SO's mother is very much the same way. She likes to pull that arm. SO and I have been gambling a combined 5 times or so. About $20 up between us give or take, but we don't enjoy it so we don't go. Super boring when the thrill isn't there (if you act like an adult, not a child). I'd like to try poker when my company takes a trip to atlantic city next year more for the experience than anything else.

AgileTurtle

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Re: Overheard at Work
« Reply #4760 on: October 17, 2014, 09:28:25 AM »
a while back when I was moving a coworker asked if I was getting movers or just going to buy new stuff. I said neither, I am taking my current things and moving them myself to the new place. He was amazed. He said he sometimes has movers move the stuff he still likes but usally buys new things once he gets to the new place. That way they will deliver them and set it up for him.


Travis

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Re: Overheard at Work
« Reply #4761 on: October 17, 2014, 10:00:11 AM »
From a book of Murphy's Laws: Gambling - A tax on people who are bad at math. See also "lottery."

jda1984

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Re: Overheard at Work
« Reply #4762 on: October 17, 2014, 10:38:25 AM »
a while back when I was moving a coworker asked if I was getting movers or just going to buy new stuff. I said neither, I am taking my current things and moving them myself to the new place. He was amazed. He said he sometimes has movers move the stuff he still likes but usally buys new things once he gets to the new place. That way they will deliver them and set it up for him.

Wow!  What does he do with the stuff he doesn't like?  Just leave it there for the landlord (or new owners) to take care of (and deduct from his deposit)?  I hope I don't have him for a tenant.

dragoncar

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Re: Overheard at Work
« Reply #4763 on: October 17, 2014, 10:51:47 AM »
a while back when I was moving a coworker asked if I was getting movers or just going to buy new stuff. I said neither, I am taking my current things and moving them myself to the new place. He was amazed. He said he sometimes has movers move the stuff he still likes but usally buys new things once he gets to the new place. That way they will deliver them and set it up for him.

Wow!  What does he do with the stuff he doesn't like?  Just leave it there for the landlord (or new owners) to take care of (and deduct from his deposit)?  I hope I don't have him for a tenant.

Yeah but free stuff.  Just craigslist it

VirginiaBob

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Re: Overheard at Work
« Reply #4764 on: October 17, 2014, 11:00:30 AM »
LOL - We are actually in the camp of throwing stuff out instead of moving it.  Just the rental fees of the truck and gas expense is  worth way more than the old bachelor furniture we currently have.

AgileTurtle

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Re: Overheard at Work
« Reply #4765 on: October 17, 2014, 11:35:22 AM »
LOL - We are actually in the camp of throwing stuff out instead of moving it.  Just the rental fees of the truck and gas expense is  worth way more than the old bachelor furniture we currently have.

How do you get diffrent stuff to the new place then without moving it? You toss out your old stuff. You get to the new place now what?

VirginiaBob

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Re: Overheard at Work
« Reply #4766 on: October 17, 2014, 11:52:36 AM »
LOL - We are actually in the camp of throwing stuff out instead of moving it.  Just the rental fees of the truck and gas expense is  worth way more than the old bachelor furniture we currently have.

How do you get diffrent stuff to the new place then without moving it? You toss out your old stuff. You get to the new place now what?

The plan is to take out a very high interest loan and buy a bunch of stuff for the new house from the highest end stores in town.  Then I will make the minimum payments on that high interest loan.  I will delay buying this stuff  for months though so that we can eat out at restarants every day instead of utizing our kitchen.

dragoncar

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Re: Overheard at Work
« Reply #4767 on: October 17, 2014, 12:10:23 PM »
LOL - We are actually in the camp of throwing stuff out instead of moving it.  Just the rental fees of the truck and gas expense is  worth way more than the old bachelor furniture we currently have.

How do you get diffrent stuff to the new place then without moving it? You toss out your old stuff. You get to the new place now what?

The plan is to take out a very high interest loan and buy a bunch of stuff for the new house from the highest end stores in town.  Then I will make the minimum payments on that high interest loan.  I will delay buying this stuff  for months though so that we can eat out at restarants every day instead of utizing our kitchen.

This is stupid.  I suggest rent-to-own instead.

skunkfunk

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Re: Overheard at Work
« Reply #4768 on: October 17, 2014, 12:23:35 PM »
LOL - We are actually in the camp of throwing stuff out instead of moving it.  Just the rental fees of the truck and gas expense is  worth way more than the old bachelor furniture we currently have.

How do you get diffrent stuff to the new place then without moving it? You toss out your old stuff. You get to the new place now what?

The plan is to take out a very high interest loan and buy a bunch of stuff for the new house from the highest end stores in town.  Then I will make the minimum payments on that high interest loan.  I will delay buying this stuff  for months though so that we can eat out at restarants every day instead of utizing our kitchen.

This is stupid.  I suggest rent-to-own instead.

Why the hell would you do that?? You'll get repo'd on a rent-to-own once you default! When I default on the credit card it just goes to stupid collections and I get to keep the stuff.

AgileTurtle

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Re: Overheard at Work
« Reply #4769 on: October 17, 2014, 12:23:42 PM »
LOL - We are actually in the camp of throwing stuff out instead of moving it.  Just the rental fees of the truck and gas expense is  worth way more than the old bachelor furniture we currently have.

How do you get diffrent stuff to the new place then without moving it? You toss out your old stuff. You get to the new place now what?

The plan is to take out a very high interest loan and buy a bunch of stuff for the new house from the highest end stores in town.  Then I will make the minimum payments on that high interest loan.  I will delay buying this stuff  for months though so that we can eat out at restarants every day instead of utizing our kitchen.

This is stupid.  I suggest rent-to-own instead.

I make my rent to own payments with cash advance money.

frugalnacho

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Re: Overheard at Work
« Reply #4770 on: October 17, 2014, 12:23:58 PM »
a while back when I was moving a coworker asked if I was getting movers or just going to buy new stuff. I said neither, I am taking my current things and moving them myself to the new place. He was amazed. He said he sometimes has movers move the stuff he still likes but usally buys new things once he gets to the new place. That way they will deliver them and set it up for him.

Wow!  What does he do with the stuff he doesn't like?  Just leave it there for the landlord (or new owners) to take care of (and deduct from his deposit)?  I hope I don't have him for a tenant.

Yeah but free stuff.  Just craigslist it

Or charge him a removal/disposal fee, and also list it on craigslist.  It's win-win.

skunkfunk

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Re: Overheard at Work
« Reply #4771 on: October 17, 2014, 12:25:29 PM »
I make my rent to own payments with cash advance money.

Then how do you pay the mortgage?

Threshkin

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Re: Overheard at Work
« Reply #4772 on: October 17, 2014, 12:49:11 PM »
LOL - We are actually in the camp of throwing stuff out instead of moving it.  Just the rental fees of the truck and gas expense is  worth way more than the old bachelor furniture we currently have.

How do you get diffrent stuff to the new place then without moving it? You toss out your old stuff. You get to the new place now what?

The plan is to take out a very high interest loan and buy a bunch of stuff for the new house from the highest end stores in town.  Then I will make the minimum payments on that high interest loan.  I will delay buying this stuff  for months though so that we can eat out at restarants every day instead of utizing our kitchen.

This is stupid.  I suggest rent-to-own instead.

Why the hell would you do that?? You'll get repo'd on a rent-to-own once you default! When I default on the credit card it just goes to stupid collections and I get to keep the stuff.

I just rent-to-own.  Then when I have to move for non-payment of rent I don't need to move all that crap.  I just stop paying and let them repo it.  Moving problem solved!

jinga nation

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Re: Overheard at Work
« Reply #4773 on: October 17, 2014, 01:04:42 PM »
Overheard at work:

Multiple coworkers have said to me, "Oooh you're a doctor's wife now! He'll have to buy you some nice jewellery, a nice big rock... Etc."

I never anticipated being defined in this away by my husband's career. Apparently there is a whole way a doctor's wife is supposed to live, act, dress...

*facepalm*

When I find myself in a group of expat ladies, the first question they usually ask is, "so, tell us, what does your husband do?"

Even as I answer, the whole time I'm thinking, 'why is this even relevant?  He's not ever here!  However I'm here so how about you ask me to tell you about me?'

Yeah - it's the whole defined by SO's career thing.  I know just how that feels now.

I can't speak for Western cultures, but in many Asian and African cultures, a woman is defined by her husband's profession, especially in the upper/uppity class. I learnt this in Anthropology class and in the last 16 years in the USA, have seen it firsthand.
Within my family, my aunt is defined as a Gastro-doc's wife within her Indian circle of friends. My sister-in-law (Vietnamese) is defined as a Oral Surgeon's (with MD/DDS degrees) wife, even though she is a dentist. One cousin is a MD and his wife (HongKongese) is a pediatrician, yet she is a doctor's wife.
On the flip side, my parents are working class so my mother doesn't get labeled. Neither does my wife (CPA) even though she's married to Mr. thrifty engineer (your's truly).
My grandparents' generation would frequently tell unmarried girls to choose wisely by saying "You are who you marry" and "You are defined by the family you marry into".

AgileTurtle

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Re: Overheard at Work
« Reply #4774 on: October 17, 2014, 01:22:38 PM »
LOL - We are actually in the camp of throwing stuff out instead of moving it.  Just the rental fees of the truck and gas expense is  worth way more than the old bachelor furniture we currently have.

How do you get diffrent stuff to the new place then without moving it? You toss out your old stuff. You get to the new place now what?

The plan is to take out a very high interest loan and buy a bunch of stuff for the new house from the highest end stores in town.  Then I will make the minimum payments on that high interest loan.  I will delay buying this stuff  for months though so that we can eat out at restarants every day instead of utizing our kitchen.

This is stupid.  I suggest rent-to-own instead.

Why the hell would you do that?? You'll get repo'd on a rent-to-own once you default! When I default on the credit card it just goes to stupid collections and I get to keep the stuff.

I just rent-to-own.  Then when I have to move for non-payment of rent I don't need to move all that crap.  I just stop paying and let them repo it.  Moving problem solved!

A truly top down integrated approach.  I like it. Also with a new address a new cable package. Why yes, I would like ALL the channels on all 4 TVs, put those HD 3D DVR no wire high output HDMI TV to good use.

ketchup

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Re: Overheard at Work
« Reply #4775 on: October 17, 2014, 02:20:10 PM »
LOL - We are actually in the camp of throwing stuff out instead of moving it.  Just the rental fees of the truck and gas expense is  worth way more than the old bachelor furniture we currently have.

How do you get diffrent stuff to the new place then without moving it? You toss out your old stuff. You get to the new place now what?

The plan is to take out a very high interest loan and buy a bunch of stuff for the new house from the highest end stores in town.  Then I will make the minimum payments on that high interest loan.  I will delay buying this stuff  for months though so that we can eat out at restarants every day instead of utizing our kitchen.

This is stupid.  I suggest rent-to-own instead.

Why the hell would you do that?? You'll get repo'd on a rent-to-own once you default! When I default on the credit card it just goes to stupid collections and I get to keep the stuff.

I just rent-to-own.  Then when I have to move for non-payment of rent I don't need to move all that crap.  I just stop paying and let them repo it.  Moving problem solved!

A truly top down integrated approach.  I like it. Also with a new address a new cable package. Why yes, I would like ALL the channels on all 4 TVs, put those HD 3D DVR no wire high output HDMI TV to good use.
The TVs of course all need the best HDMI cables money can buy: http://www.amazon.com/Diamond-Digital-Audio-Ethernet-Connection/dp/B003CT2A6I/ref=cm_cr_pr_product_top

sneeria

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Re: Overheard at Work
« Reply #4776 on: October 17, 2014, 02:31:15 PM »
The reviews are priceless! !

Pooperman

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Re: Overheard at Work
« Reply #4777 on: October 17, 2014, 02:32:38 PM »


100 Pages! Foamy Celebration!

Almost 750,000 views (I could FIRE on that!)
« Last Edit: October 17, 2014, 02:35:53 PM by Pooperman »

senecando

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Re: Overheard at Work
« Reply #4778 on: October 17, 2014, 02:36:51 PM »
What a time to be alive.

galliver

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Re: Overheard at Work
« Reply #4779 on: October 17, 2014, 04:56:18 PM »
LOL - We are actually in the camp of throwing stuff out instead of moving it.  Just the rental fees of the truck and gas expense is  worth way more than the old bachelor furniture we currently have.

How do you get diffrent stuff to the new place then without moving it? You toss out your old stuff. You get to the new place now what?

The plan is to take out a very high interest loan and buy a bunch of stuff for the new house from the highest end stores in town.  Then I will make the minimum payments on that high interest loan.  I will delay buying this stuff  for months though so that we can eat out at restarants every day instead of utizing our kitchen.

This is stupid.  I suggest rent-to-own instead.

Why the hell would you do that?? You'll get repo'd on a rent-to-own once you default! When I default on the credit card it just goes to stupid collections and I get to keep the stuff.

I just rent-to-own.  Then when I have to move for non-payment of rent I don't need to move all that crap.  I just stop paying and let them repo it.  Moving problem solved!

A truly top down integrated approach.  I like it. Also with a new address a new cable package. Why yes, I would like ALL the channels on all 4 TVs, put those HD 3D DVR no wire high output HDMI TV to good use.
The TVs of course all need the best HDMI cables money can buy: http://www.amazon.com/Diamond-Digital-Audio-Ethernet-Connection/dp/B003CT2A6I/ref=cm_cr_pr_product_top

You all need to take a break from reading this thread. It is clearly seeping into your consciousness. ;) (j/k)

LennStar

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Re: Overheard at Work
« Reply #4780 on: October 18, 2014, 01:10:33 AM »
It is possible to not lose money at the casino (or even come out ahead) on average if you don't play the wrong games and take advantage of promotional deals. See Casino Gambling for Dummies. I don't recommend gambling in general, but if you are going to do it on occasion then it's best to be informed.
If i remember correctly (never gamble, hope I do not confuse the names lol) Black Jack is the only casino game where the bank is in disadvantage bc the dealer has to make a move. There are certain techniques to use this - and if you use them and win, you get thrown out ;)

Melody

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Re: Overheard at Work
« Reply #4781 on: October 18, 2014, 08:49:56 AM »
Poker you can count cards and will win something like 51% of the time if you do... but of course the house doesn't let you win, they kick you out. if I am not allowed to play to win why would I play?

RWD

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Re: Overheard at Work
« Reply #4782 on: October 18, 2014, 10:50:50 AM »
It is possible to not lose money at the casino (or even come out ahead) on average if you don't play the wrong games and take advantage of promotional deals. See Casino Gambling for Dummies. I don't recommend gambling in general, but if you are going to do it on occasion then it's best to be informed.
If i remember correctly (never gamble, hope I do not confuse the names lol) Black Jack is the only casino game where the bank is in disadvantage bc the dealer has to make a move. There are certain techniques to use this - and if you use them and win, you get thrown out ;)

Depending on the rule set you can have a slight edge in Black Jack by counting cards. Casinos love people who think they can count cards because most of them either can't or will blow their winnings on something else. Though if you are a serious and successful card counter and the casino figures it out they can ask you to leave (casinos are private property).

There are a decent number of games that with proper strategy you can keep your losses to a minimum. Combine that with getting comp'd (casino pays for your room and/or meals) or other promotions (e.g. join our club and get $200 in free money) and you can break even or make a small profit. That said, I hate casinos and would never recommend gambling. Just if you're going to do it anyway you might as well do it right.

I know the author of the book I linked personally which is why I know as much as I do about gambling. He is actually fairly Mustachian. He bikes around town, doesn't buy much consumerism junk, buys things in bulk when they are on sale, etc. He made most his money counting cards in Black Jack. At one point he had been kicked out of every casino in Las Vegas. He also dabbled in various other business ventures, including real estate. I estimate he was FI somewhere around age 40 or so.


Poker you can count cards and will win something like 51% of the time if you do... but of course the house doesn't let you win, they kick you out. if I am not allowed to play to win why would I play?

Pretty sure counting cards doesn't help you in Poker (I think they reshuffle every hand, though it might depend on the variant), it's more about proper strategy. Also, if you play Poker at a table at the casino you are typically playing against other players and not the casino. So the casino doesn't care how much you win (they just take a cut) and won't kick you out unless you are cheating.

boarder42

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Re: Overheard at Work
« Reply #4783 on: October 18, 2014, 12:31:35 PM »
Poker you can't count cards you can figure your odds vs what you think the other guy may have. Poker is more about understanding odds and people than counting cards in fact you don't count at all. I've made lots of money playing poker and you don't count cards

Cinder

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Re: Overheard at Work
« Reply #4784 on: October 18, 2014, 04:14:21 PM »
I think my Probability professor said without counting cards or anything, your best odds in a casino are with http://en.wikipedia.org/wiki/Craps

RWD

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Re: Overheard at Work
« Reply #4785 on: October 18, 2014, 04:23:38 PM »
I think my Probability professor said without counting cards or anything, your best odds in a casino are with http://en.wikipedia.org/wiki/Craps

If you go for the right bets Craps aren't horrible. They have terrible odds otherwise though.

Psychstache

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Re: Overheard at Work
« Reply #4786 on: October 18, 2014, 05:28:27 PM »
Craps has an even money bet or two.  Blackjack is positive EV when you play perfect basic strategy and having counting skills, but that ain't easy and you could get thrown out.  Poker had the best odds as long as you know what you are doing since it is a skill game against other players.

Primm

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Re: Overheard at Work
« Reply #4787 on: October 18, 2014, 06:17:28 PM »
It is possible to not lose money at the casino (or even come out ahead) on average if you don't play the wrong games and take advantage of promotional deals. See Casino Gambling for Dummies. I don't recommend gambling in general, but if you are going to do it on occasion then it's best to be informed.
If i remember correctly (never gamble, hope I do not confuse the names lol) Black Jack is the only casino game where the bank is in disadvantage bc the dealer has to make a move. There are certain techniques to use this - and if you use them and win, you get thrown out ;)

My son and 3 of his mates got black banned from a casino in our state for playing Black Jack. They made $25k between them in a couple of hours, on a $4k investment. They did spend some months planning the event, but pulled the "we've all just turned 18, this is our first visit to a casino, we didn't know it was illegal". 2/3 ain't bad. It's a self-limiting game though, there are only so many casinos you can do that to before you get too old / people start to know you.

LennStar

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Re: Overheard at Work
« Reply #4788 on: October 19, 2014, 02:49:25 AM »
It is possible to not lose money at the casino (or even come out ahead) on average if you don't play the wrong games and take advantage of promotional deals. See Casino Gambling for Dummies. I don't recommend gambling in general, but if you are going to do it on occasion then it's best to be informed.
If i remember correctly (never gamble, hope I do not confuse the names lol) Black Jack is the only casino game where the bank is in disadvantage bc the dealer has to make a move. There are certain techniques to use this - and if you use them and win, you get thrown out ;)

My son and 3 of his mates got black banned from a casino in our state for playing Black Jack. They made $25k between them in a couple of hours, on a $4k investment. They did spend some months planning the event, but pulled the "we've all just turned 18, this is our first visit to a casino, we didn't know it was illegal". 2/3 ain't bad. It's a self-limiting game though, there are only so many casinos you can do that to before you get too old / people start to know you.
Well, it isnt illegal, right? I cant think of a law that would make the use of math in your head illegal.
Then again, its the states, so who knows?

Primm

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Re: Overheard at Work
« Reply #4789 on: October 19, 2014, 03:10:21 AM »
Australia here, not the states. And while card counting itself isn't illegal here, it is if you use an external aid (and other people are included in this definition). So no apps or partners. It wasn't the counting as such as much as the fact that they were doing it in a team.

Melody

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Re: Overheard at Work
« Reply #4790 on: October 19, 2014, 06:06:03 AM »
I think its more like a nighclub... here they can kick you up for no reason, and I think the rules are the same in casinos...

StacheinTX

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Re: Overheard at Work
« Reply #4791 on: October 19, 2014, 08:34:16 AM »
My DW tells me today that one of her co-workers bought a $2800 Louis Vuitton purse. Another co-worker and her were talking about it and DW says she thinks its crazy. The other co-worker says she would probably do it if she had the money. DW just laughs and says well when you are all still working at 65 and I've been retired well before, I hope you still have that purse! These people only make $40,000/year and are spending 7% of their income on purses. SMH.

Melody

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Re: Overheard at Work
« Reply #4792 on: October 19, 2014, 05:19:59 PM »
$2800 purse on a $40,000 wage... that's crazy! It's crazy enough when my co-workers on $150K salaries (who still have mortgages) do it, but this is just nuts?!

gimp

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Re: Overheard at Work
« Reply #4793 on: October 20, 2014, 12:09:31 PM »
Counting cards isn't illegal, but a casino will throw you out because they don't like to lose. Throwing you out also isn't illegal.

Also, that is hilarious about the purse. Who does that?

skunkfunk

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Re: Overheard at Work
« Reply #4794 on: October 20, 2014, 01:17:58 PM »
LOL - We are actually in the camp of throwing stuff out instead of moving it.  Just the rental fees of the truck and gas expense is  worth way more than the old bachelor furniture we currently have.

How do you get diffrent stuff to the new place then without moving it? You toss out your old stuff. You get to the new place now what?

The plan is to take out a very high interest loan and buy a bunch of stuff for the new house from the highest end stores in town.  Then I will make the minimum payments on that high interest loan.  I will delay buying this stuff  for months though so that we can eat out at restarants every day instead of utizing our kitchen.

This is stupid.  I suggest rent-to-own instead.

Why the hell would you do that?? You'll get repo'd on a rent-to-own once you default! When I default on the credit card it just goes to stupid collections and I get to keep the stuff.

I just rent-to-own.  Then when I have to move for non-payment of rent I don't need to move all that crap.  I just stop paying and let them repo it.  Moving problem solved!

A truly top down integrated approach.  I like it. Also with a new address a new cable package. Why yes, I would like ALL the channels on all 4 TVs, put those HD 3D DVR no wire high output HDMI TV to good use.
The TVs of course all need the best HDMI cables money can buy: http://www.amazon.com/Diamond-Digital-Audio-Ethernet-Connection/dp/B003CT2A6I/ref=cm_cr_pr_product_top

You all need to take a break from reading this thread. It is clearly seeping into your consciousness. ;) (j/k)

Yeah I got a break from it when they repo'd my computer this weekend, but now I'm back with a new one from Aaron's that I got by selling my only bicycle.

mydogismyheart

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Re: Overheard at Work
« Reply #4795 on: October 21, 2014, 12:53:00 PM »
My co-worker just bought a $2,000 Michele watch. I'm not quite sure what her husband makes so they may or may not have the money for it, but I still just can't fathom owing a $2,000 watch, I know they're not rich but they may make around $100K/year. I just think it's completely stupid, but I guess one must own a fancy pants watch. Sad thing is, yesterday she wasn't even wearing it...she's owned it a week and I have yet to see it...

Cinder

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Re: Overheard at Work
« Reply #4796 on: October 21, 2014, 01:05:19 PM »
Sad thing is, yesterday she wasn't even wearing it...she's owned it a week and I have yet to see it...

It reminds me of people who buy really fancy, new cars, and never drive them because they want them to stay nice....

frugalnacho

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Re: Overheard at Work
« Reply #4797 on: October 21, 2014, 01:09:12 PM »
Poker you can count cards and will win something like 51% of the time if you do... but of course the house doesn't let you win, they kick you out. if I am not allowed to play to win why would I play?

Counting cards can give you the edge in black jack (not poker).  It's not illegal, but highly frowned upon by all casinos and they will kick you out and ban you if they catch you.  They like to keep the edge in their favor.

You don't count cards in poker.  You also don't play against the casino (you play against other poker players).  The casino will either charge you a set amount of money per hour to use the seat, or they will take a small percentage (called a rake) of each pot.  The casino gets paid regardless of who wins at poker.  Poker is the only game (with the exception of black jack - if you count cards) that you can actually win money in the long term.  All other casino games the house has the edge and you will lose money if you keep playing - that is how casinos make money.

[edited to add - If you are dominating a poker room and it's causing other players to leave then the casino might be losing money and they can kick you out for that.  as long as people are still playing and dumping money though the casino is getting theirs and they don't care if you win.  This is why there are professional poker players, but no professional slots/craps/roulette players]


Why would you continue to play?  You either

1. acknowledge that you are going to lose money and are willing to pay that cost in exchange for entertainment
2. don't acknowledge that as fact and keep playing thinking you will win money (but you won't), or
3. you are addicted and have a gambling problem.
« Last Edit: October 21, 2014, 01:12:21 PM by frugalnacho »

Jags4186

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Re: Overheard at Work
« Reply #4798 on: October 22, 2014, 07:11:47 AM »
Poker you can count cards and will win something like 51% of the time if you do... but of course the house doesn't let you win, they kick you out. if I am not allowed to play to win why would I play?

Counting cards can give you the edge in black jack (not poker).  It's not illegal, but highly frowned upon by all casinos and they will kick you out and ban you if they catch you.  They like to keep the edge in their favor.

You don't count cards in poker.  You also don't play against the casino (you play against other poker players).  The casino will either charge you a set amount of money per hour to use the seat, or they will take a small percentage (called a rake) of each pot.  The casino gets paid regardless of who wins at poker.  Poker is the only game (with the exception of black jack - if you count cards) that you can actually win money in the long term.  All other casino games the house has the edge and you will lose money if you keep playing - that is how casinos make money.

[edited to add - If you are dominating a poker room and it's causing other players to leave then the casino might be losing money and they can kick you out for that.  as long as people are still playing and dumping money though the casino is getting theirs and they don't care if you win.  This is why there are professional poker players, but no professional slots/craps/roulette players]


Why would you continue to play?  You either

1. acknowledge that you are going to lose money and are willing to pay that cost in exchange for entertainment
2. don't acknowledge that as fact and keep playing thinking you will win money (but you won't), or
3. you are addicted and have a gambling problem.

If you play perfect by the book 7 deck shoe blackjack you should win theoretically I think like 50.1% of the time.  The problem is that many casinos have slightly changed the rules.  For example if you wander onto a table that pays 5:4 or 7:5  instead of 3:2 on blackjack, you found a loser table.  The best way to play blackjack is to play perfect by the book and have as many complimentary drinks as possible.  Your .1% loss should be less than the free beverages :-).

Melody

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Re: Overheard at Work
« Reply #4799 on: October 22, 2014, 07:54:57 AM »
Lots of people have picked up on my lack of gambling understanding he he he. Can you tell I avoid casinos? Easy to do when the only one within less than a 30 hour drive is owned by someone I don't like (packer jnr).

 

Wow, a phone plan for fifteen bucks!