Author Topic: Overheard at Work  (Read 8053442 times)

viper155

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Re: Overheard at Work
« Reply #4300 on: September 24, 2014, 08:51:23 PM »
I agree with number three...those two characteristics are, statistically, the least likely to be up to no good.

Hooray for racial profiling!

You, sir, are a racist.  Congratulations!

I didn't bring it up...the other guy did. Do you deny that is not true? Call me what you want, it's true. IDGAS

Zamboni

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Re: Overheard at Work
« Reply #4301 on: September 24, 2014, 09:14:09 PM »
Quote
those two characteristics are, statistically, the least likely to be up to no good.

Statistically the most likely to be a serial killer.  By a large margin.  Creepy.

Back on topic:
On MONDAY one of my youngest colleagues saw me taking a photo with my phone and said incredulously "is that an iphone 3?" to me.  Of course he had the 6plus already.  Egad!  I then got to compare the size, shape and weight of his new toy to my phone; liked mine better.  I explained the $10/month concept and how the airvoice card fits so nicely in the iphone3, which is now nearly free on ebay (a decorative protective case in the color and design of your choice will set you back another $1 to $5 dollars.)  The other guy there seemed to know about the card and said there is a youtube for cutting it for the newer phones.  First guy was truly baffled that I had such an ancient device; I think he has rich parents, though.  At least I hope so, for his sake, at the rate he spends.

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Re: Overheard at Work
« Reply #4302 on: September 24, 2014, 09:32:39 PM »
^ what he said.

Tell the exact truth, have your ducks in a row, and border crossing is a breeze. At least it has been for me each of the dozens of times I've crossed.

They stop being nice once you say you're coming into Canada to conduct business instead of for tourism. 

austin

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Re: Overheard at Work
« Reply #4303 on: September 24, 2014, 09:41:00 PM »
Mods, or for that mater MMM himself, do you folks tolerate the type of open racism that the poster viper155 is displaying above?

sol

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Re: Overheard at Work
« Reply #4304 on: September 24, 2014, 10:03:03 PM »
Mods, or for that mater MMM himself, do you folks tolerate the type of open racism that the poster viper155 is displaying above?

Yes, they do.  This has been openly discussed on a number of occasions on this forum.  There is no administrative effort to silence anyone, even if a person makes racist comments, threatens another person's life, or deliberately spreads false or dangerous information.  You can use this forum to plan your next KKK rally and no one will bother you.
« Last Edit: May 26, 2017, 07:01:53 AM by FrugalToque »

Cressida

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Re: Overheard at Work
« Reply #4305 on: September 24, 2014, 10:58:50 PM »
Mods, or for that mater MMM himself, do you folks tolerate the type of open racism that the poster viper155 is displaying above?
Yes, they do.  This has been openly discussed on a number of occasions on this forum.  There is no administrative effort to silence anyone, even if a person makes racist comments, threatens another person's life, or deliberately spreads false or dangerous information.  You can use this forum to plan your next KKK rally and no one will bother you.

In fairness to the mods, they won't notice unless we report it. I just did. Anyone else who is offended, I encourage you to do the same. (I've complained about viper155 before - maybe they'll get banned if we make an effort.) That's the best we can do.

dragoncar

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Re: Overheard at Work
« Reply #4306 on: September 24, 2014, 11:02:08 PM »
Quote
those two characteristics are, statistically, the least likely to be up to no good.

Statistically the most likely to be a serial killer.  By a large margin.  Creepy.

Back on topic:
On MONDAY one of my youngest colleagues saw me taking a photo with my phone and said incredulously "is that an iphone 3?" to me.  Of course he had the 6plus already.  Egad!  I then got to compare the size, shape and weight of his new toy to my phone; liked mine better.  I explained the $10/month concept and how the airvoice card fits so nicely in the iphone3, which is now nearly free on ebay (a decorative protective case in the color and design of your choice will set you back another $1 to $5 dollars.)  The other guy there seemed to know about the card and said there is a youtube for cutting it for the newer phones.  First guy was truly baffled that I had such an ancient device; I think he has rich parents, though.  At least I hope so, for his sake, at the rate he spends.

Did you compare bendiness?

Mods, or for that mater MMM himself, do you folks tolerate the type of open racism that the poster viper155 is displaying above?

Yes, they do.  This has been openly discussed on a number of occasions on this forum.  There is no administrative effort to silence anyone, even if a person makes racist comments, threatens another person's life, or deliberately spreads false or dangerous information.  You can use this forum to plan your next KKK rally and no one will bother you. 

Truth.  Just don't disparage indexed annuities.

edit: for the record, I don't think viper should be banned, I just think he's an ass.

arebelspy

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Re: Overheard at Work
« Reply #4307 on: September 24, 2014, 11:08:34 PM »
Mods, or for that mater MMM himself, do you folks tolerate the type of open racism that the poster viper155 is displaying above?

MOD NOTE: I can't speak for MMM, but we encourage open discourse here on the forums.

That means you have to take the good with the bad.

It's pretty difficult to draw lines, but the clear one we have on this forum is: don't directly attack other posters (be a jerk to them).  Other than that, we try to have a pretty light touch when it comes to moderating.

In general, I think it's better to leave someone's opinion showing them as a racist, or misogynist, or whatever, so everyone knows that's what they are.  If we delete their post, there's no record of it for other people to be able to discard what they're saying.

I myself have argued against some pretty racist posts (and subsequently gotten treated in a fairly hostile manner by that poster) , but in now way would I support just deleting or censoring their post.  I'm a fan of John Stuart Mill's theory that the truth wins out in the end.

So, bottom line, while it's unfortunate some people are *, unless you want me randomly deleting things I don't agree with, it's an unfortunate fact that we'll have to see some things we don't disagree with. Luckily we're all grown ups, can look at someone's misguided opinion, shake our heads, and move on, without being harmed.

And Cressida is 100% correct, we'd never notice this if it's not reported. If you want us to take a look, please do click the "report to moderator" button on the bottom right of the post.  We may just leave it, but we'll also have a record so if it is a pattern of behavior of someone contributing negatively over time we can decide to ban them, so even if it seems like we aren't doing anything at the moment, that's not necessarily going to remain the case.
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arebelspy

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Re: Overheard at Work
« Reply #4308 on: September 24, 2014, 11:10:22 PM »
Also... dammit.  I've purposefully not responded to this ridiculously long thread (90 pages and counting as of this writing) because I didn't want it popping up in my unread replies posts over and over all the time.  Now I was forced to, as a mod.

Thanks a lot, viper.  BANNED!  :P
We are two former teachers who accumulated a bunch of real estate, retired at 29, and now travel the world full time with two kids.
If you want to know more about me, or how we did that, or see lots of pictures, this Business Insider profile tells our story pretty well.
We (occasionally) blog at AdventuringAlong.com.
You can also read my forum "Journal."

dragoncar

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Re: Overheard at Work
« Reply #4309 on: September 24, 2014, 11:47:55 PM »
Also... dammit.  I've purposefully not responded to this ridiculously long thread (90 pages and counting as of this writing) because I didn't want it popping up in my unread replies posts over and over all the time.  Now I was forced to, as a mod.

Thanks a lot, viper.  BANNED!  :P

You should have used ghost mod

LennStar

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Re: Overheard at Work
« Reply #4310 on: September 25, 2014, 01:48:06 AM »
Also... dammit.  I've purposefully not responded to this ridiculously long thread (90 pages and counting as of this writing) because I didn't want it popping up in my unread replies posts over and over all the time.  Now I was forced to, as a mod.

Thanks a lot, viper.  BANNED!  :P
Just thought the same about my (not trolling) question.
To answer: The last time I was at a border were they would search you I was twelve. Beeing a EU citizen has some benefits ;)

eyePod

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Re: Overheard at Work
« Reply #4311 on: September 25, 2014, 10:49:27 AM »
Not at work, but over the fence from the neighbor:

Next door neighbors are splitting and the wife decided this week to move out of state to live with her new man friend. In one ten minute conversation she told me that:

They are upside down on the house by $100,000, so they are walking away and letting the bank repossess. They are filing for bankruptcy -yay! No kidding, she is euphoric about getting out of house, out of debt, out of her marriage, and out of Maryland.

She is taking dog and moving to another state to live with new man. She is leaving her 25 year old unemployed son in the house until the bank tells him to get out. We are just thrilled since that means that he and his slacker druggie friends can build bonfires in the yard and sit out there smoking reefer and drinking beer EVERY NIGHT.

How long does it take for a bank to repossess and ask you to leave?

LOL Maybe he's actually FIREd!
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eyePod

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Re: Overheard at Work
« Reply #4312 on: September 25, 2014, 10:53:54 AM »
I've gotten my car searched three times (once by Canada, twice by the US) , and the second two times, they told me precisely why: young male, traveling alone, talks of very long distances yet isn't flying; it raises suspicions. I don't care, it's just an hour of my time wasted at most. They're quite polite even in searching the car. But they will want you to unlock any electronics so they can check out your laptop / phone / camera / etc (they're looking for child porn, they don't really care about anything else unless you have blatantly obvious schematics for explosives or some such bullshit.)

Yeah, there's no way that I'm unlocking my electronic device. Oh, you don't have probable cause or a warrant? No thanks!
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dragoncar

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Re: Overheard at Work
« Reply #4313 on: September 25, 2014, 11:45:04 AM »
I've gotten my car searched three times (once by Canada, twice by the US) , and the second two times, they told me precisely why: young male, traveling alone, talks of very long distances yet isn't flying; it raises suspicions. I don't care, it's just an hour of my time wasted at most. They're quite polite even in searching the car. But they will want you to unlock any electronics so they can check out your laptop / phone / camera / etc (they're looking for child porn, they don't really care about anything else unless you have blatantly obvious schematics for explosives or some such bullshit.)

Yeah, there's no way that I'm unlocking my electronic device. Oh, you don't have probable cause or a warrant? No thanks!

Don't bring your electronic device on international travel then.  Seriously.  I've considered sending my hard drive separately, as US border agents can still mirror the drive if you refuse to unlock the computer.  Assuming they don't just take it (sure you'll get it back.... Eventually.... Probably...)

Bigote

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Re: Overheard at Work
« Reply #4314 on: September 25, 2014, 11:46:50 AM »
Also... dammit.  I've purposefully not responded to this ridiculously long thread (90 pages and counting as of this writing) because I didn't want it popping up in my unread replies posts over and over all the time.  Now I was forced to, as a mod.

Thanks a lot, viper.  BANNED!  :P

Wait a day or two so your posts get read, then delete them.   

AH013

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Re: Overheard at Work
« Reply #4315 on: September 25, 2014, 11:48:12 AM »
I've gotten my car searched three times (once by Canada, twice by the US) , and the second two times, they told me precisely why: young male, traveling alone, talks of very long distances yet isn't flying; it raises suspicions. I don't care, it's just an hour of my time wasted at most. They're quite polite even in searching the car. But they will want you to unlock any electronics so they can check out your laptop / phone / camera / etc (they're looking for child porn, they don't really care about anything else unless you have blatantly obvious schematics for explosives or some such bullshit.)

Yeah, there's no way that I'm unlocking my electronic device. Oh, you don't have probable cause or a warrant? No thanks!

Don't bring your electronic device on international travel then.  Seriously.  I've considered sending my hard drive separately, as US border agents can still mirror the drive if you refuse to unlock the computer.  Assuming they don't just take it (sure you'll get it back.... Eventually.... Probably...)

I'd love to see them try to unlock my electronics.  With a 256-bit encryption and a triple cipher I doubt they could even log in to any of them, much less access any of the files equally encrypted on a different 256-bit encryption & 3-cipher scheme.  Well...maybe their great-great-great-great-grand-kids will eventually crack it open after I've been rotting in the ground for 100 years.

gimp

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Re: Overheard at Work
« Reply #4316 on: September 25, 2014, 11:53:18 AM »
I've gotten my car searched three times (once by Canada, twice by the US) , and the second two times, they told me precisely why: young male, traveling alone, talks of very long distances yet isn't flying; it raises suspicions. I don't care, it's just an hour of my time wasted at most. They're quite polite even in searching the car. But they will want you to unlock any electronics so they can check out your laptop / phone / camera / etc (they're looking for child porn, they don't really care about anything else unless you have blatantly obvious schematics for explosives or some such bullshit.)

Yeah, there's no way that I'm unlocking my electronic device. Oh, you don't have probable cause or a warrant? No thanks!

Let me re-iterate - this is not a traffic stop, it's a border crossing. You have rights at a border crossing. They have the right to deny you entry. Show off your rights and they'll show off theirs. If you don't unlock a laptop, you don't get in. Don't want to unlock a laptop? Don't bring it with you.

Quote
as US border agents can still mirror the drive if you refuse to unlock the computer.

That's what encryption is for, if you want to get fancy. If your device is properly shut off and has full disk encryption (one verified by the international cryptography community, not some random shit), and the key is not stored on the disk, computer forensics people often don't even bother trying (past some basics like a dictionary attack.) They know there's not enough energy in the universe to crack certain types of encryption through brute force. (Attacking the algorithm with math is another thing entirely - if someone very large wants to get data, they usually will; either with math, backdoors, or a crescent wrench upside your head until you talk.)

Quote
I'd love to see them try to unlock my electronics.  With a 256-bit encryption and a triple cipher I doubt they could even log in to any of them, much less access any of the files equally encrypted on a different 256-bit encryption & 3-cipher scheme.  Well...maybe their great-great-great-great-grand-kids will eventually crack it open after I've been rotting in the ground for 100 years.

Yep, so that thing I said before. They will not be able to unlock your electronics. They will be able to turn you around and tell you not to come back. Don't bring your electronics on vacation.

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Re: Overheard at Work
« Reply #4317 on: September 25, 2014, 01:59:33 PM »
Because I was inexperienced with border crossings, I basically thought for a second, that she was trying to make small-talk, like a cashier. I forgot about the whole questioning thing. And that's not because I live under a rock and never heard anything about border crossings, it's just because I was on autopilot, and it was a brain fart.

Yep. My girlfriend and I recently crossed into Canada on our bicycles, in the middle of a bike trip from Chicago to upstate New York. The Canadian agent asks "Where are you going?", and my girlfriend, used to answering this question countless times from curious people seeing our loaded bikes, delightedly launches into her spiel: "We're riding to upstate New York! To visit my dad! We've come all the way from Chicago, so we're almost there!" Canadian agent, who gives not one single fuck about her dad or how far we've rode, sternly cuts her off: "Where are you going in Canada?" Oh. Yeah. Ahem. I guess not everyone who asks where we're going is simply curious to hear travelers' tales!

Luckily her autopilot didn't tell any lies, so we were quickly on our way after a few more questions. Especially lucky since our westward detour into Canada was somewhat suspicious, as it's not exactly the shortest route between Chicago and New York! (we were visiting Niagara Falls).

Ok, that wasn't very Antimustachian, but it was something both shameful and comedic that the border agent overheard at work, so it's not completely off-topic, right?

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Re: Overheard at Work
« Reply #4318 on: September 25, 2014, 02:08:36 PM »
I just crossed over the US/Canadian border each way in Niagara, and both were honestly a breeze (we're US citizens). At the border into Canada, we were asked where we were from, what were we doing, did we already have reservations, and how long we were staying. He asked the questions at a rapidfire pace (I assume to see if we would trip up - we were simply going on vacation). Coming back into the States I assumed it would be a lot more difficult, but it was quicker! He studied our passports a bit closer than coming into Canada and asked us what our citizenship was, and that was it! We were in a heavy tourist area, and we were tourists, so they get people like us a lot, but I was honestly surprised how easy it was both ways.

A few years ago I discovered that through my bloodline, I was eligible to claim citizenship of Italy, so I'd be a dual US/Italy citizen. I did all the legwork to have it recognized which culminated in a trip to the Italian consulate (there are 10-15 of them around the US) nearest to me.

So one day last year I took off work and headed up to Detroit from OH. I got all my business taken care of at the consulate and I had some time to kill. I took in a few sights in Downtown Detroit and toured the Renaissance Center before deciding to head into Canada to check out Windsor.

I went through the tunnel and came up the other side. Keep in mind, the only other times I've ever left the US were twice... to Niagara Falls, as a child with my parents. So I don't know how this all works. She starts asking me the rapidfire questions:

Quote
Canadian: So what brings ya to Canada today eh?
Me: Oh, I was in Detroit for the day and I thought I'd just come over for a few hours and check out the riverfront and the casino, see what the city has to offer.
Canadian: Oh, that's nice. What are you doing in Michigan?

At this point, I didn't really feel like getting into the whole Italian citizenship thing. Not only did I feel they might think it was shady, I just didn't want to explain it again... over the past week, all my family, friends, coworkers, everyone had been asking me about it, and I just didn't want to have to explain it again. So that's when I decided to tell a white lie. The kind of white lie I'd tell anyone, when I didn't want to get into a certain topic. But border agents aren't anyone.

Quote
Canadian, without missing a beat: Who's your friend?
Me, realizing how big of a mistake I just made: Uh, I gotta be honest with you, I just lied, I'm not visiting a friend.

I go into the Italian citizenship thing now, sounding like a total fool. I then explain to her why I lied... I just didn't want to get into all that again. She thinks I'm a moron.

Quote
Canadian: So, let me ask you again, do you have any firearms in the car?
Me: No.
Canadian: Are you sure?
Me: Yes, you can search it if you want.
Canadian: Oh, don't worry, we will.

So, they tore my car apart while I went inside and told my life story in rapidfire to three separate agents who came in one after the other. The whole time, I'm thinking "I'm sorry that I ever wanted to leave you, America, sweet land of liberty. Please let me get back to America... America, I'll never say anything bad about you ever again, your healthcare system is way better than Canada's, I didn't mean it, I swear, and your foreign policy isn't that bad, I was just having a bad day. Please let me get back to America, sweet sweet America. I shall kiss your fertile soils upon my return and I'll never leave again, never ever again."

Finally, they let me in.

I was so anxious from the whole situation that all I really wanted to do was go back home. But, I spent about 30 minutes calming down and walking the riverfront, before heading back over that magnificent bridge, back to the land of the free, my beautiful, sweet, sweet stars and stripes.

And that is why I'm not sure I should ever go to Canada ever again.


“When I was crossing the border into Canada, they asked if I had any firearms with me. I said, "Well, what do you need?”


― Steven Wright
FIRE'd and loving it.

Timmmy

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Re: Overheard at Work
« Reply #4319 on: September 25, 2014, 03:08:06 PM »
I just crossed over the US/Canadian border each way in Niagara, and both were honestly a breeze (we're US citizens). At the border into Canada, we were asked where we were from, what were we doing, did we already have reservations, and how long we were staying. He asked the questions at a rapidfire pace (I assume to see if we would trip up - we were simply going on vacation). Coming back into the States I assumed it would be a lot more difficult, but it was quicker! He studied our passports a bit closer than coming into Canada and asked us what our citizenship was, and that was it! We were in a heavy tourist area, and we were tourists, so they get people like us a lot, but I was honestly surprised how easy it was both ways.

A few years ago I discovered that through my bloodline, I was eligible to claim citizenship of Italy, so I'd be a dual US/Italy citizen. I did all the legwork to have it recognized which culminated in a trip to the Italian consulate (there are 10-15 of them around the US) nearest to me.

So one day last year I took off work and headed up to Detroit from OH. I got all my business taken care of at the consulate and I had some time to kill. I took in a few sights in Downtown Detroit and toured the Renaissance Center before deciding to head into Canada to check out Windsor.

I went through the tunnel and came up the other side. Keep in mind, the only other times I've ever left the US were twice... to Niagara Falls, as a child with my parents. So I don't know how this all works. She starts asking me the rapidfire questions:

Quote
Canadian: So what brings ya to Canada today eh?
Me: Oh, I was in Detroit for the day and I thought I'd just come over for a few hours and check out the riverfront and the casino, see what the city has to offer.
Canadian: Oh, that's nice. What are you doing in Michigan?

At this point, I didn't really feel like getting into the whole Italian citizenship thing. Not only did I feel they might think it was shady, I just didn't want to explain it again... over the past week, all my family, friends, coworkers, everyone had been asking me about it, and I just didn't want to have to explain it again. So that's when I decided to tell a white lie. The kind of white lie I'd tell anyone, when I didn't want to get into a certain topic. But border agents aren't anyone.

Quote
Canadian, without missing a beat: Who's your friend?
Me, realizing how big of a mistake I just made: Uh, I gotta be honest with you, I just lied, I'm not visiting a friend.

I go into the Italian citizenship thing now, sounding like a total fool. I then explain to her why I lied... I just didn't want to get into all that again. She thinks I'm a moron.

Quote
Canadian: So, let me ask you again, do you have any firearms in the car?
Me: No.
Canadian: Are you sure?
Me: Yes, you can search it if you want.
Canadian: Oh, don't worry, we will.

So, they tore my car apart while I went inside and told my life story in rapidfire to three separate agents who came in one after the other. The whole time, I'm thinking "I'm sorry that I ever wanted to leave you, America, sweet land of liberty. Please let me get back to America... America, I'll never say anything bad about you ever again, your healthcare system is way better than Canada's, I didn't mean it, I swear, and your foreign policy isn't that bad, I was just having a bad day. Please let me get back to America, sweet sweet America. I shall kiss your fertile soils upon my return and I'll never leave again, never ever again."

Finally, they let me in.

I was so anxious from the whole situation that all I really wanted to do was go back home. But, I spent about 30 minutes calming down and walking the riverfront, before heading back over that magnificent bridge, back to the land of the free, my beautiful, sweet, sweet stars and stripes.

And that is why I'm not sure I should ever go to Canada ever again.


“When I was crossing the border into Canada, they asked if I had any firearms with me. I said, "Well, what do you need?”


― Steven Wright

Years ago (when the exchange was very favorable) on my way in to Canada I was asked if I had more than 10K in Canadian currency.  I chuckled and said "not sure, I haven't counted up the change in the ash tray".  That got me a lengthy stop and search... 

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Re: Overheard at Work
« Reply #4320 on: September 25, 2014, 03:11:27 PM »
Not at work, but over the fence from the neighbor:

Next door neighbors are splitting and the wife decided this week to move out of state to live with her new man friend. In one ten minute conversation she told me that:

They are upside down on the house by $100,000, so they are walking away and letting the bank repossess. They are filing for bankruptcy -yay! No kidding, she is euphoric about getting out of house, out of debt, out of her marriage, and out of Maryland.

She is taking dog and moving to another state to live with new man. She is leaving her 25 year old unemployed son in the house until the bank tells him to get out. We are just thrilled since that means that he and his slacker druggie friends can build bonfires in the yard and sit out there smoking reefer and drinking beer EVERY NIGHT.

How long does it take for a bank to repossess and ask you to leave?

LOL Maybe he's actually FIREd!

Hahahahahaha.(Wiping away tears of mirth.) This kid has not held a job for more than 4 or 5 months at a time since he graduated from high school six years ago. He spends most of his time walking up and down the roads in the neighborhood with his girlfriend of the moment, smoking cigarettes and talking on his cell phone. I think he does pick up some money selling weed out of the storage shed behind his parents' house...

He's one of these people who doesn't want to work hard at anything. His MOTHER used to mow the lawn the two or three times a year they mowed it

If I had a 25 year old layabout son, he'd at least be doing all the heavy lifting for me at home. But since his parents are idiotic about money, maybe they didn't know how to teach him to work hard and save his pennies. Whenever he quit another job, his mother always told us, with a straight face, "They didn't treat him right," or "They tried to cheat him," or some such nonsense. Ah... love may be blind, but mother love seems to be blind, deaf, and stupid in this case.

I tell you one thing, if he does start back up with the all night reefer party/bonfires, I am calling the police EVERY time. I'm sick of having this trash live next door. They are completely trifling.

And another thing, if y'all want to argue about crossing the US / Canadian border, start your own damn thread. This is where we complain about stupid things we hear about money.

Edited to fix spelling.
« Last Edit: September 25, 2014, 03:13:42 PM by CU Tiger »
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Re: Overheard at Work
« Reply #4321 on: September 25, 2014, 03:34:59 PM »
And another thing, if y'all want to argue about crossing the US / Canadian border, start your own damn thread. This is where we complain about stupid things we hear about money.

Thank you!

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Re: Overheard at Work
« Reply #4322 on: September 25, 2014, 03:38:49 PM »
I tell you one thing, if he does start back up with the all night reefer party/bonfires, I am calling the police EVERY time. I'm sick of having this trash live next door. They are completely trifling.

Agreed. You have every right.

And another thing, if y'all want to argue about crossing the US / Canadian border, start your own damn thread. This is where we complain about stupid things we hear about money.

Yes please. Back on topic!

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Re: Overheard at Work
« Reply #4323 on: September 25, 2014, 04:00:06 PM »
I've gotten my car searched three times (once by Canada, twice by the US) , and the second two times, they told me precisely why: young male, traveling alone, talks of very long distances yet isn't flying; it raises suspicions. I don't care, it's just an hour of my time wasted at most. They're quite polite even in searching the car. But they will want you to unlock any electronics so they can check out your laptop / phone / camera / etc (they're looking for child porn, they don't really care about anything else unless you have blatantly obvious schematics for explosives or some such bullshit.)

Yeah, there's no way that I'm unlocking my electronic device. Oh, you don't have probable cause or a warrant? No thanks!

Don't bring your electronic device on international travel then.  Seriously.  I've considered sending my hard drive separately, as US border agents can still mirror the drive if you refuse to unlock the computer.  Assuming they don't just take it (sure you'll get it back.... Eventually.... Probably...)

I'd love to see them try to unlock my electronics.  With a 256-bit encryption and a triple cipher I doubt they could even log in to any of them, much less access any of the files equally encrypted on a different 256-bit encryption & 3-cipher scheme.  Well...maybe their great-great-great-great-grand-kids will eventually crack it open after I've been rotting in the ground for 100 years.

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Re: Overheard at Work
« Reply #4324 on: September 25, 2014, 05:19:53 PM »
Not at work, but over the fence from the neighbor:

Next door neighbors are splitting and the wife decided this week to move out of state to live with her new man friend. In one ten minute conversation she told me that:

They are upside down on the house by $100,000, so they are walking away and letting the bank repossess. They are filing for bankruptcy -yay! No kidding, she is euphoric about getting out of house, out of debt, out of her marriage, and out of Maryland.

She is taking dog and moving to another state to live with new man. She is leaving her 25 year old unemployed son in the house until the bank tells him to get out. We are just thrilled since that means that he and his slacker druggie friends can build bonfires in the yard and sit out there smoking reefer and drinking beer EVERY NIGHT.

How long does it take for a bank to repossess and ask you to leave?

LOL Maybe he's actually FIREd!

Hahahahahaha.(Wiping away tears of mirth.) This kid has not held a job for more than 4 or 5 months at a time since he graduated from high school six years ago. He spends most of his time walking up and down the roads in the neighborhood with his girlfriend of the moment, smoking cigarettes and talking on his cell phone. I think he does pick up some money selling weed out of the storage shed behind his parents' house...

He's one of these people who doesn't want to work hard at anything. His MOTHER used to mow the lawn the two or three times a year they mowed it

If I had a 25 year old layabout son, he'd at least be doing all the heavy lifting for me at home. But since his parents are idiotic about money, maybe they didn't know how to teach him to work hard and save his pennies. Whenever he quit another job, his mother always told us, with a straight face, "They didn't treat him right," or "They tried to cheat him," or some such nonsense. Ah... love may be blind, but mother love seems to be blind, deaf, and stupid in this case.

I tell you one thing, if he does start back up with the all night reefer party/bonfires, I am calling the police EVERY time. I'm sick of having this trash live next door. They are completely trifling.

And another thing, if y'all want to argue about crossing the US / Canadian border, start your own damn thread. This is where we complain about stupid things we hear about money.

Edited to fix spelling.

Lol back on topic?  Remind me how you are on topic

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Re: Overheard at Work
« Reply #4325 on: September 25, 2014, 06:31:46 PM »
I crossed the border into Canada from Washington once in 2009. I crossed the border into Mexico from San Diego like 50 times from 1998-2006. I was surprised that the Mexico border was more friendly. However, I only did the Canada border once.   
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dragoncar

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Re: Overheard at Work
« Reply #4326 on: September 25, 2014, 09:20:21 PM »
I crossed the border into Canada from Washington once in 2009. I crossed the border into Mexico from San Diego like 50 times from 1998-2006. I was surprised that the Mexico border was more friendly. However, I only did the Canada border once.

You are surprised that an economically disadvantaged country is nicer to the relatively prosperous foreigner coming to spend money in their country?

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Re: Overheard at Work
« Reply #4327 on: September 26, 2014, 12:02:52 AM »
Today the owner of the company called to ask if I was interested in some extra work.  He is building himself a reef tank which as far as I can gather is a $10,000 - $20,000 fish tank depending on the coral and fish he picks for it.  To keep things going and automated while he's away for weeks to months he has bought a controller for just under $1k  but needs a programmer to get things setup and running.  Reading through the specs It can simulate the sunrise/set and moonrise/set anywhere in the world on any day as well as automatically top up the water, control temperature, automatically feed the fish, inject chemicals, monitor temperature, conductivity, dissolved oxygen, use multiple pumps to make waves...   all controllable from anywhere in the world.  It'll email or text you if something goes wrong.    I'm pretty impressed with the tech but holy fuck it costs the same as a modest sedan and it's to keep fish alive in his living room.

Anyways he'll pay hourly so yeah I'll do it.

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Re: Overheard at Work
« Reply #4328 on: September 26, 2014, 12:42:11 AM »
Today the owner of the company called to ask if I was interested in some extra work.  He is building himself a reef tank which as far as I can gather is a $10,000 - $20,000 fish tank depending on the coral and fish he picks for it.  To keep things going and automated while he's away for weeks to months he has bought a controller for just under $1k  but needs a programmer to get things setup and running.  Reading through the specs It can simulate the sunrise/set and moonrise/set anywhere in the world on any day as well as automatically top up the water, control temperature, automatically feed the fish, inject chemicals, monitor temperature, conductivity, dissolved oxygen, use multiple pumps to make waves...   all controllable from anywhere in the world.  It'll email or text you if something goes wrong.    I'm pretty impressed with the tech but holy fuck it costs the same as a modest sedan and it's to keep fish alive in his living room.

Anyways he'll pay hourly so yeah I'll do it.

Beware - it's a slippery slope from working on a home fish tank to a side-hustle as a gigolo. http://www.youtube.com/watch?v=rEljuM4CwI4  and then before you know it, you're wearing a peach polyester button down and picking up the next jane ... http://www.youtube.com/watch?v=AnKnjXUe3Uw Careful out there my friend.
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Re: Overheard at Work
« Reply #4329 on: September 26, 2014, 06:38:54 AM »
Not at work, but over the fence from the neighbor:

Next door neighbors are splitting and the wife decided this week to move out of state to live with her new man friend. In one ten minute conversation she told me that:

They are upside down on the house by $100,000, so they are walking away and letting the bank repossess. They are filing for bankruptcy -yay! No kidding, she is euphoric about getting out of house, out of debt, out of her marriage, and out of Maryland.

She is taking dog and moving to another state to live with new man. She is leaving her 25 year old unemployed son in the house until the bank tells him to get out. We are just thrilled since that means that he and his slacker druggie friends can build bonfires in the yard and sit out there smoking reefer and drinking beer EVERY NIGHT.

How long does it take for a bank to repossess and ask you to leave?

LOL Maybe he's actually FIREd!

Hahahahahaha.(Wiping away tears of mirth.) This kid has not held a job for more than 4 or 5 months at a time since he graduated from high school six years ago. He spends most of his time walking up and down the roads in the neighborhood with his girlfriend of the moment, smoking cigarettes and talking on his cell phone. I think he does pick up some money selling weed out of the storage shed behind his parents' house...

He's one of these people who doesn't want to work hard at anything. His MOTHER used to mow the lawn the two or three times a year they mowed it

If I had a 25 year old layabout son, he'd at least be doing all the heavy lifting for me at home. But since his parents are idiotic about money, maybe they didn't know how to teach him to work hard and save his pennies. Whenever he quit another job, his mother always told us, with a straight face, "They didn't treat him right," or "They tried to cheat him," or some such nonsense. Ah... love may be blind, but mother love seems to be blind, deaf, and stupid in this case.

I tell you one thing, if he does start back up with the all night reefer party/bonfires, I am calling the police EVERY time. I'm sick of having this trash live next door. They are completely trifling.

And another thing, if y'all want to argue about crossing the US / Canadian border, start your own damn thread. This is where we complain about stupid things we hear about money.

Edited to fix spelling.

I wonder how it would work if you put a lock on the house when he wasn't in it. Then called the cops for breaking and entering. Just trying to figure out a way for you to not have him around. Maybe start calling them every time he lights one up in the back?
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Re: Overheard at Work
« Reply #4330 on: September 26, 2014, 06:43:00 AM »
Today the owner of the company called to ask if I was interested in some extra work.  He is building himself a reef tank which as far as I can gather is a $10,000 - $20,000 fish tank depending on the coral and fish he picks for it.  To keep things going and automated while he's away for weeks to months he has bought a controller for just under $1k  but needs a programmer to get things setup and running.  Reading through the specs It can simulate the sunrise/set and moonrise/set anywhere in the world on any day as well as automatically top up the water, control temperature, automatically feed the fish, inject chemicals, monitor temperature, conductivity, dissolved oxygen, use multiple pumps to make waves...   all controllable from anywhere in the world.  It'll email or text you if something goes wrong.    I'm pretty impressed with the tech but holy fuck it costs the same as a modest sedan and it's to keep fish alive in his living room.

Anyways he'll pay hourly so yeah I'll do it.

Beware - it's a slippery slope from working on a home fish tank to a side-hustle as a gigolo. http://www.youtube.com/watch?v=rEljuM4CwI4  and then before you know it, you're wearing a peach polyester button down and picking up the next jane ... http://www.youtube.com/watch?v=AnKnjXUe3Uw Careful out there my friend.

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seanc0x0

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Re: Overheard at Work
« Reply #4331 on: September 26, 2014, 08:49:04 AM »

Years ago (when the exchange was very favorable) on my way in to Canada I was asked if I had more than 10K in Canadian currency.  I chuckled and said "not sure, I haven't counted up the change in the ash tray".  That got me a lengthy stop and search...

We traveled a lot when I was younger, and one thing my parents drilled into my mind very forcefully was to never joke with the border guards.  Just answer their questions with the minimum required info and move along.

I've never had any problems in the past, though now that I've renounced my US citizenship it'll be interesting to see what happens next time.

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Re: Overheard at Work
« Reply #4332 on: September 26, 2014, 09:10:57 AM »
CW:
"the decent cheap tires for my van are $80"
"but the high-performance tires are $120, marked down from $200!"
"So I'll get the high-performance tires, because it's such a good deal!"

LOL!!
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Re: Overheard at Work
« Reply #4333 on: September 26, 2014, 10:53:07 AM »
A CW and her husband just purchased one of those super-high-tech bass boats--financed of course.  The other day she was on the phone getting snippy with the boat insurance company ... because the payment was THIRTY-FIVE DOLLARS higher than what she claimed to have been told.  An actual quote from her--"This is gonna wreck our budget!"  No, honey, you already did that.
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Re: Overheard at Work
« Reply #4334 on: September 26, 2014, 11:00:08 AM »
A CW and her husband just purchased one of those super-high-tech bass boats--financed of course.  The other day she was on the phone getting snippy with the boat insurance company ... because the payment was THIRTY-FIVE DOLLARS higher than what she claimed to have been told.  An actual quote from her--"This is gonna wreck our budget!"  No, honey, you already did that.

I've financed a boat.  Why? b/c i could buy it super cheap in the fall ... wait til spring and sell my old one for 25% more.  never go into boat ownership expecting a loan though.  i consider doing it every year and i'm always watching the market to see if there is a dollar to be made storing one over the winter.
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Re: Overheard at Work
« Reply #4335 on: September 26, 2014, 11:17:36 AM »
A CW and her husband just purchased one of those super-high-tech bass boats--financed of course.  The other day she was on the phone getting snippy with the boat insurance company ... because the payment was THIRTY-FIVE DOLLARS higher than what she claimed to have been told.  An actual quote from her--"This is gonna wreck our budget!"  No, honey, you already did that.

I've financed a boat.  Why? b/c i could buy it super cheap in the fall ... wait til spring and sell my old one for 25% more.  never go into boat ownership expecting a loan though.  i consider doing it every year and i'm always watching the market to see if there is a dollar to be made storing one over the winter.

That's a new one for me. Timing the boating market?
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strider3700

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Re: Overheard at Work
« Reply #4336 on: September 26, 2014, 11:27:25 AM »
Same thing with RV's.   If they didn't get used much during the summer and winter storage fees are coming up people will dump them in the fall.   In spring everyone and their dog wants to go camping so prices are higher.

Travis

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Re: Overheard at Work
« Reply #4337 on: September 26, 2014, 11:31:34 AM »
A CW and her husband just purchased one of those super-high-tech bass boats--financed of course.  The other day she was on the phone getting snippy with the boat insurance company ... because the payment was THIRTY-FIVE DOLLARS higher than what she claimed to have been told.  An actual quote from her--"This is gonna wreck our budget!"  No, honey, you already did that.

I've financed a boat.  Why? b/c i could buy it super cheap in the fall ... wait til spring and sell my old one for 25% more.  never go into boat ownership expecting a loan though.  i consider doing it every year and i'm always watching the market to see if there is a dollar to be made storing one over the winter.

That's a new one for me. Timing the boating market?

I caught an episode of some reality show on the History channel about a car dealership in hat wearing, whiskey drinking, cigar smoking, heart of Texas (that might have even been the title).  One of the employees calls the boss to inform him he took a boat as a trade-in at the dealership.  The owner is perturbed, but the employee said "you said we'd take anything!"  The owner's response was "yeah, but not a boat in February!"
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Re: Overheard at Work
« Reply #4338 on: September 26, 2014, 11:33:11 AM »
CW:
"the decent cheap tires for my van are $80"
"but the high-performance tires are $120, marked down from $200!"
"So I'll get the high-performance tires, because it's such a good deal!"

LOL!!

Don't cheap out on tires, that's my philosophy. I gladly spend an extra 50% to get double the life out of them, plus a higher speed rating, better grip... and you better believe me, I use the hell out of their higher ratings.

So this guy may have accidentally saved $40/each in the medium term, but spending $40/each more today.

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Re: Overheard at Work
« Reply #4339 on: September 26, 2014, 12:16:06 PM »
So let me get this right... you lied to a border agent, then got upset by them questioning you... sounds like a you problem not a Canadian problem.

^ what he said.

Tell the exact truth, have your ducks in a row, and border crossing is a breeze. At least it has been for me each of the dozens of times I've crossed.

And he have them permission to search.  I mean, they can search without consent, but offering is just asking for a long detention

Just wondering...if he'd said something like "I needed to visit the Italian consulate" would they have pressed much further? Because I think that would have been my approach, but I've never experienced a border crossing of this nature. I'd like to go to Canada or Mexico in the future, though, and since such interactions make me nervous, I'm curious how much probing to expect.

I've been to Mexico a lot, and never get any questions at all.  Canada is a different animal. They are really strict.  I do, however, always get questioned when returning to the U.S. -- usually, the  "how long were you there/business or leisure" question.

AH013

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Re: Overheard at Work
« Reply #4340 on: September 26, 2014, 12:21:40 PM »
@Work.  Standard phone upgrade non-sense.

CW1:  "I just upgraded to the iPhone 6, got the 64GB version.  It only cost me $175."
CW2:  "Whoa, I thought they were $299? (How does everyone automatically know this price?  Is the 16GB version for $199 no longer considered entry-level enough?)  How did you score that deal?"
CW1:  "It was easy, I just gave them my old phone (iPhone 5) and they gave me this gold one."
CW2:  "Cool.  I think I just threw my old 3 and 4 in a drawer somewhere.  I'm going to do that deal too!"

What deal?  Trading in a device with a base street value of $300 ($225 if you're too busy to market it yourself and just give it to a usell/gazelle), and getting only $175 off* full MSRP for an iPhone 6 as you lock yourself into a 2-year contract?  How is that a deal?  While we're at it, why don't you give me the 3 or 4 or both you have sitting in a drawer if you don't want to use them or sell them?  Must be nice to watch about $500 in value depreciate in your dresser to have 2 backup phones in the event you lose your 5 6.

Face-punch worthiness diminished by the fact that company fully pays for cell phone with uber voice/text/data plan (though many employees pay extra out of pocket to upgrade to unlimited).  While a subsidy is offered in lieu of having the company put you on their plan, it is not enough money for what normal people would consider "sufficient" service, so most employees pick a latest gen phone and let the company pay the 2-year contract.  I take the monthly subsidy, use a MVNO & Wifi on a perfectly fine last gen phone, and pocket about $400 tax-free a year.

*$50 extra due to sales tax.

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Re: Overheard at Work
« Reply #4341 on: September 26, 2014, 12:29:11 PM »
Same thing with RV's.   If they didn't get used much during the summer and winter storage fees are coming up people will dump them in the fall.   In spring everyone and their dog wants to go camping so prices are higher.

Motorcycles too.  If you live in the north where no one can ride in the winter, look for motorcycles on craigslist around Christmas time.  People needing to make some extra cash for presents, or moving (I had to sell a motorcycle in January for a February move across the country.  Sucked.)  Then sell in the late spring/early summer.

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Re: Overheard at Work
« Reply #4342 on: September 26, 2014, 01:01:21 PM »
A CW and her husband just purchased one of those super-high-tech bass boats--financed of course.  The other day she was on the phone getting snippy with the boat insurance company ... because the payment was THIRTY-FIVE DOLLARS higher than what she claimed to have been told.  An actual quote from her--"This is gonna wreck our budget!"  No, honey, you already did that.

I've financed a boat.  Why? b/c i could buy it super cheap in the fall ... wait til spring and sell my old one for 25% more.  never go into boat ownership expecting a loan though.  i consider doing it every year and i'm always watching the market to see if there is a dollar to be made storing one over the winter.

That's a new one for me. Timing the boating market?

It works for lots of things - probably convertible cars.  Just like out of season clothes, I try to buy horse blankets in early summer, before anyone is thinking about cold weather.  I'll pick up deals on tack on Ebay right after Christmas when all the holiday spending is done, and people haven't started thinking about the next show season yet.  OTOH, I try to avoid selling unused gear during those times.  Ski gear is the opposite, which reminds me, I have a pair of fancy goggles I ought to look at selling in the next month or two.

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Re: Overheard at Work
« Reply #4343 on: September 27, 2014, 05:25:31 PM »
My friend at work said the most ridiculous thing... She got a notice that her rent was going up next year -- by $17/month. She's convinced she can't absorb it into her budget. So her proposed solution was... to buy a house instead of renting!

Her father offered to pay the increase just to calm her down and ensure she didn't actually move again. She moved last year (for reasons having nothing to do with finances) and I think her father helped her out with her moving expenses.

I'm sure she would have seen reason pretty quickly about the possibility of buying a house instead of paying such a small amount for a rent increase... but it was completely over the top that she gave it any thought and said it out loud with some degree of seriousness attached. (The only flaw in the plan she mentioned out loud was that she didn't have a down payment.)

She is funny with money but does have some legitimate difficulties like being underemployed and having unavoidable medical expenses.

She also has a rich fantasy life, with plans to ride a whale to Hawaii and live on the beach, off of washed in coconuts. So maybe knew the house-buying-plan was of the same ilk...

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Re: Overheard at Work
« Reply #4344 on: September 28, 2014, 05:29:13 AM »
A CW and her husband just purchased one of those super-high-tech bass boats--financed of course.  The other day she was on the phone getting snippy with the boat insurance company ... because the payment was THIRTY-FIVE DOLLARS higher than what she claimed to have been told.  An actual quote from her--"This is gonna wreck our budget!"  No, honey, you already did that.

I've financed a boat.  Why? b/c i could buy it super cheap in the fall ... wait til spring and sell my old one for 25% more.  never go into boat ownership expecting a loan though.  i consider doing it every year and i'm always watching the market to see if there is a dollar to be made storing one over the winter.

That's a new one for me. Timing the boating market?

Its not like trying to time the stock market it is a simple thing to do. You know your exact profit for the most part within a couple grand. BC you know purchase price taxes and storage fees.  And if you've been around them enough. Ballpark sales price at peak season in spring.
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Re: Overheard at Work
« Reply #4345 on: September 28, 2014, 10:34:38 AM »
FinCon14 attracted over 500 bloggers and a large host of sponsors as well as PR staff.

A number of the bloggers are so frugal that Amy Dacyczyn would weep with envy.  But this post is not about the frugalistas.

Every morning during the conference, our breakfast buffet was hosted by a sponsor.  It was the same setup every day, and the food & drink was all-you-can-eat free.  This included a half-dozen coffee dispensers prominently marked with the Starbucks logo, next to Starbucks cups, with Starbucks cardboard sleeves & lids, and stacks of the usual coffee additives.  It was on the second floor of the hotel, right next to the escalator, and almost directly above the Starbucks in the downstairs lobby.

Each morning I'd sit at a table eating my breakfast and watching FinCon attendees come into the buffet area.  They'd walk past the coffee tables, take the escalator down to the lobby, and return a few minutes later holding a Starbucks coffee product.  Then they'd walk by the coffee tables again to choose their breakfast food.

Maybe the lattes, cappuccinos, espressos, and frappes taste better than the plain ol' coffee.  Or maybe they feel that they're saving so much on food expenses that they should splurge for the caffeinated beverage of their choice?
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Re: Overheard at Work
« Reply #4346 on: September 28, 2014, 10:46:14 AM »
My friend at work said the most ridiculous thing... She got a notice that her rent was going up next year -- by $17/month. She's convinced she can't absorb it into her budget.

I'm thinking she must not have any type of emergency fund if she can't handle a $17 monthly budget increase "crisis" lol.:D

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Re: Overheard at Work
« Reply #4347 on: September 28, 2014, 11:09:21 AM »
I went from working at a small non-profit where everyone brought their lunch to work and carpooled (and rarely complained about money) to working with a bunch of attorneys who live in huge houses, drive financed cars, send their kids to private schools, and go out to eat for lunch EVERY DAY. The stuff I've heard here has been crazy: 

One of the higher paid attorneys at my work was looking notably down in the dumps, so I asked her if she was okay. Her response: "My student loan officer called me. My monthly payment is increasing from $565/mo to $925/mo. There's no way we can afford that! I'm going to have to sell my house!" She looked like she was about to cry. Not only does she go out to eat every day, but she's in her mid 40s and is still paying on her law school loan that she took out when she was 22!

I heard another attorney say, "Money's been tight lately. At the end of the month, there's nothing left. It started to get bad when I bought the new KIA. Then, of course, my wife was jealous that I got a new car so I had to get her the new Honda CRV. You know how it goes..."

JetBlast

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Re: Overheard at Work
« Reply #4348 on: September 28, 2014, 11:22:44 AM »
Heard this gem yesterday:

"I need to put in for some vacation.  I just spent $20,000 on a Wyndham time share. Time to start using my investment."

mm1970

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Re: Overheard at Work
« Reply #4349 on: September 28, 2014, 01:12:50 PM »
I went from working at a small non-profit where everyone brought their lunch to work and carpooled (and rarely complained about money) to working with a bunch of attorneys who live in huge houses, drive financed cars, send their kids to private schools, and go out to eat for lunch EVERY DAY. The stuff I've heard here has been crazy: 

One of the higher paid attorneys at my work was looking notably down in the dumps, so I asked her if she was okay. Her response: "My student loan officer called me. My monthly payment is increasing from $565/mo to $925/mo. There's no way we can afford that! I'm going to have to sell my house!" She looked like she was about to cry. Not only does she go out to eat every day, but she's in her mid 40s and is still paying on her law school loan that she took out when she was 22!

I heard another attorney say, "Money's been tight lately. At the end of the month, there's nothing left. It started to get bad when I bought the new KIA. Then, of course, my wife was jealous that I got a new car so I had to get her the new Honda CRV. You know how it goes..."
Ouch, but at least they were Kia and Honda, not BMW and Lexus?