Author Topic: Overheard at Work  (Read 4746830 times)

odput

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Re: Overheard at Work
« Reply #3450 on: July 25, 2014, 11:23:46 AM »
Wow. I mean, I'm a car guy and fiddling with cars is my primary hobby (and hopefully eventual main hustle), and we just have 4- all of which are very differently suited. 12 (though I do note 3 of those are motorcycles...) especially TWO nearly identical trucks- is just insane for someone who's not a mega-millionaire

That last bit is not necessary

Lis

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Re: Overheard at Work
« Reply #3451 on: July 25, 2014, 11:30:10 AM »
(was caught drinking a beer in his parked car at a park a block away from his house),
Where you live its illegal to drink in a parked car? I should think you can do whatever you want in your car. (esp. if you are in the US). Of course, when he is driving after drinking... (here in germany thats mostly defined as "engine running", which is very logical, because then the car could move of its own.)

I'm assuming it was the age of the kid relative to legal drinking age in that area that was the issue more than the parked car.  Not everyone gets to live in Germany :p

Underage is definitely an issue, as is having an open container inside a car. The laws may be bent when you're tailgating, but he got hit pretty hard.

At least in my state, it's illegal to have any alcohol (closed included) within arms reach of the driver. My friend was pulled over for rolling through a stop sign while driving home from grocery shopping. She had all of her groceries in the front seat, including the (still very closed) six pack she just bought. The cop told her that was illegal, and she technically should have received a ticket for that. Luckily the cop was cool and rolled his eyes about that, but he warned her to put all alcohol in the trunk when transporting it just to be safe.

But we're getting off topic here. Sorry!

edit: I used "technically" three times in two sentences. That's technically pretty dumb of me.
« Last Edit: July 25, 2014, 12:16:17 PM by Lis »

hermoninny

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Re: Overheard at Work
« Reply #3452 on: July 25, 2014, 12:10:25 PM »

12 (though I do note 3 of those are motorcycles...) especially TWO nearly identical trucks- is just insane for someone who's not a mega-millionaire


Precisely why he has two cars instead of 12.  :)

We live near where Jay Leno keeps his garage.  Before he retired, we regularly saw him driving around town in one of his many cars.  My husband dreams of being wealthy enough to be able to justify owning that many cars.  It doesn't mean he ever will (or would, if we did become that wealthy).  Right now he'd settle for a tour of the garage!

Off the top of my head, I know he would love to have (all classic cars, nothing modern):

1. a truck

2. a 50-something Dodge something or other (I pay attention, can you tell?)

3. a vintage Beetle (this one would actually be my car)

4. a station wagon for a family car

5. his model A

6. a muscle car.  I really tune out when he starts talking about these.

So we're at six.  I'm sure he could name more.  But, again, it's not a reality world, just a dream.  It's what he loves.  And it's also his hobby.  He knows his model A inside and out, and has built it from nothing.  He even learned how to weld as part of building it. 
« Last Edit: July 25, 2014, 12:14:58 PM by hermoninny »

CommonCents

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Re: Overheard at Work
« Reply #3453 on: July 25, 2014, 12:18:56 PM »
While not 12 cars for 2 people, I visited my high school friends recently for a wedding and discovered one of them owns 5 cars.  He's single.  He has: 3 porsche (I understand 2 are old - say ~1940/1950s that he rebuilt), 1 BMW, and 1 truck.  He started off a few sentences with how he hates to admit X because it makes him sound like self-entitled over-privileged etc... 

otherbarry

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Re: Overheard at Work
« Reply #3454 on: July 25, 2014, 12:57:03 PM »
Coworkers were talking about how they spend money and one guy went, "I want the last check I write before I die to bounce."

sol

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Re: Overheard at Work
« Reply #3455 on: July 25, 2014, 01:17:04 PM »
OTOH, I didn't even know we had a pension benefit for the first several years I was working.  I thought it was just TSP and Social Security.  Now I'm kind of confused about what I'm supposed to do with a 1.8 million + TSP account

Keep in mind that the federal pension is only 1% of your salary times your years of service, and is not inflation adjusted between retiring and collecting it.  That means that if you work 10 years in your federal job and retire at 30, they will determine the dollar amount of your pension as 10% of today's salary, and you will get that amount of dollars when you start drawing your pension in 30 more years.  The lack of an inflation adjustment coupled to the rising payout per year that you work means that the pension is a terrible deal for early retirees.  You'd be much better off just having your pension contributions back and investing them in a taxable account.

Ashyukun

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Re: Overheard at Work
« Reply #3456 on: July 25, 2014, 01:24:59 PM »
Precisely why he has two cars instead of 12.  :)

We live near where Jay Leno keeps his garage.  Before he retired, we regularly saw him driving around town in one of his many cars.  My husband dreams of being wealthy enough to be able to justify owning that many cars.  It doesn't mean he ever will (or would, if we did become that wealthy).  Right now he'd settle for a tour of the garage!

Off the top of my head, I know he would love to have (all classic cars, nothing modern):

1. a truck

2. a 50-something Dodge something or other (I pay attention, can you tell?)

3. a vintage Beetle (this one would actually be my car)

4. a station wagon for a family car

5. his model A

6. a muscle car.  I really tune out when he starts talking about these.

So we're at six.  I'm sure he could name more.  But, again, it's not a reality world, just a dream.  It's what he loves.  And it's also his hobby.  He knows his model A inside and out, and has built it from nothing.  He even learned how to weld as part of building it.

Oh, I've definitely got a list of cars I'd love to own too- though likely not all at the same time since we have a hard enough time parking just what we currently have. :P If the Saturn does get sold and the Elky is done I'll likely be on the prowl for a later-production Corvair convertible to restore as a fun summer car since we both miss having a convertible.

My wife once told me when I got to talking about something technical on the cars that when I did that it may as well have sounded the same as the teachers on Charlie Brown that were 'voiced' by trombones because it was about as comprehensible to her. She does enjoy the cars though as well as my being able to work on them and save us money on repairs.

boyerbt

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Re: Overheard at Work
« Reply #3457 on: July 25, 2014, 02:27:11 PM »
Coworkers were talking about how they spend money and one guy went, "I want the last check I write before I die to bounce."

Wow...that is all...
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Re: Overheard at Work
« Reply #3458 on: July 25, 2014, 02:33:42 PM »
Coworkers were talking about how they spend money and one guy went, "I want the last check I write before I die to bounce."

Wow...that is all...

Hopefully that's not the check to the funeral home.

hermoninny

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Re: Overheard at Work
« Reply #3459 on: July 25, 2014, 02:49:28 PM »

Oh, I've definitely got a list of cars I'd love to own too- though likely not all at the same time since we have a hard enough time parking just what we currently have. :P If the Saturn does get sold and the Elky is done I'll likely be on the prowl for a later-production Corvair convertible to restore as a fun summer car since we both miss having a convertible.

My wife once told me when I got to talking about something technical on the cars that when I did that it may as well have sounded the same as the teachers on Charlie Brown that were 'voiced' by trombones because it was about as comprehensible to her. She does enjoy the cars though as well as my being able to work on them and save us money on repairs.

Yes!  The knowing about cars has helped a lot.  Mostly for my mom, though, which is awesome as she nears retirement without much savings and constantly worries about having to buy a new car.  He's kept her from having expensive A/C repairs by topping up the freon (admittedly learned from his 4-runner and not the model A) and also replaced her door lock mechanism with one he found at a junkyard when she couldn't lock her door. 

And I relate very much to your wife.  He goes into technical detail ALL THE TIME.  I once asked him what he would think if I started going into the technical and mathematical details of my knitting.  He replied that knitting wasn't going to save his life like brakes on the car would.  I told him that may be true, but I didn't need to know precisely HOW the brakes work, just that when I push the brake pedal the car will stop.  I don't think he thought it was as funny as I did!  :)

okashira

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Re: Overheard at Work
« Reply #3460 on: July 25, 2014, 04:03:50 PM »
Coworkers were talking about how they spend money and one guy went, "I want the last check I write before I die to bounce."
I must be the only one who thought this might actually be mustachian.
This forum has become way too soft with the surge in popularity. I try to keep it real and hold no facepunches.

Hedge_87

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Re: Overheard at Work
« Reply #3461 on: July 25, 2014, 04:45:08 PM »
So I guess I get a face punch for the day, because I went out to eat with coworkers for lunch. I thought it would be nice to have a conversation over lunch but boy was I wrong. It started out with me talking about a house DW and I are looking at buying (we went and looked at it last night and people where curious what we thought). After that one coworker went on a mini rant about why he will never be able to buy a house because
A) who can save up 20%
B) his truck payment alone is $600
C) insurance is $200 a month for the truck
D) gas for the truck is $400 a month

The list went on to include utilities and the cost of food and all the material crap that you HAVE to buy and TAXES. It was the most miserable sob story I've ever had to listen to. I could barely hold the face punches back. I did however offer to help him set up a budget and get him on the right track (with the disclaimer that he would not like my advice).
There are two types of people in this world. Those who think they can and those who think they can't. They are both right. - Henry ford

GrayGhost

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Re: Overheard at Work
« Reply #3462 on: July 25, 2014, 05:13:03 PM »
I did however offer to help him set up a budget and get him on the right track (with the disclaimer that he would not like my advice).

I can appreciate that you wanted to help the man, but giving unsolicited financial advice, or even offering it, may not be good for your social standing or your stress levels. MMM himself has said, IIRC, that he made this website because he wanted a place to say what he normally has to stop himself from saying.

I understand you want to help people, but it's honestly a thankless job that doesn't manifest itself in actual results most of the time, in this case.
Student of Mustachianism since 2013

AlanStache

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Re: Overheard at Work
« Reply #3463 on: July 25, 2014, 05:30:05 PM »
I did however offer to help him set up a budget and get him on the right track (with the disclaimer that he would not like my advice).

I can appreciate that you wanted to help the man, but giving unsolicited financial advice, or even offering it, may not be good for your social standing or your stress levels. MMM himself has said, IIRC, that he made this website because he wanted a place to say what he normally has to stop himself from saying.

I understand you want to help people, but it's honestly a thankless job that doesn't manifest itself in actual results most of the time, in this case.

^yep but if He With Truck comes back in a day or two and asked for help I would bet against it going bad for the social position especially if kept low key.  HWT taking the advice might be a different story.
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Hedge_87

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Re: Overheard at Work
« Reply #3464 on: July 25, 2014, 05:47:26 PM »
I know what you mean GrayGhost. He is just such a good kid I can't watch the downward spiral. I feel strange saying this but I think I am kind of a "role model" in this kids mind. If he does take me up on the offer I'm not going to start throwing face punches right off the bat or anything because I know they wouldn't be received well. 
There are two types of people in this world. Those who think they can and those who think they can't. They are both right. - Henry ford

horsepoor

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Re: Overheard at Work
« Reply #3465 on: July 25, 2014, 05:57:41 PM »
OTOH, I didn't even know we had a pension benefit for the first several years I was working.  I thought it was just TSP and Social Security.  Now I'm kind of confused about what I'm supposed to do with a 1.8 million + TSP account

Keep in mind that the federal pension is only 1% of your salary times your years of service, and is not inflation adjusted between retiring and collecting it.  That means that if you work 10 years in your federal job and retire at 30, they will determine the dollar amount of your pension as 10% of today's salary, and you will get that amount of dollars when you start drawing your pension in 30 more years.  The lack of an inflation adjustment coupled to the rising payout per year that you work means that the pension is a terrible deal for early retirees.  You'd be much better off just having your pension contributions back and investing them in a taxable account.

But no one's retiring early in this scenario.  1.8M is about what I'll have if I work until age 57.5 and max my TSP contribution, at which point I'll have 32 years of service in, so 32% of my high three, then social security at age 62.  With even the minimum contribution for matching, I come up with more than I need if I work until 57.5.  My coworker will have 30 years in, I believe, when she hits age 57, which is her full retirement age.

Eric

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Re: Overheard at Work
« Reply #3466 on: July 25, 2014, 06:24:21 PM »
So I guess I get a face punch for the day, because I went out to eat with coworkers for lunch. I thought it would be nice to have a conversation over lunch but boy was I wrong. It started out with me talking about a house DW and I are looking at buying (we went and looked at it last night and people where curious what we thought). After that one coworker went on a mini rant about why he will never be able to buy a house because
A) who can save up 20%
B) his truck payment alone is $600
C) insurance is $200 a month for the truck
D) gas for the truck is $400 a month

The list went on to include utilities and the cost of food and all the material crap that you HAVE to buy and TAXES. It was the most miserable sob story I've ever had to listen to. I could barely hold the face punches back. I did however offer to help him set up a budget and get him on the right track (with the disclaimer that he would not like my advice).

Wow - his truck is costing him $1200/month (not counting maintenance) = $14400. Some people here live a whole year on that.


Maybe he's always out there Rollin Coal
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BlueHouse

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Re: Overheard at Work
« Reply #3467 on: July 25, 2014, 06:52:14 PM »
I did however offer to help him set up a budget and get him on the right track (with the disclaimer that he would not like my advice).

I can appreciate that you wanted to help the man, but giving unsolicited financial advice, or even offering it, may not be good for your social standing or your stress levels. MMM himself has said, IIRC, that he made this website because he wanted a place to say what he normally has to stop himself from saying.

I understand you want to help people, but it's honestly a thankless job that doesn't manifest itself in actual results most of the time, in this case.
Thanks for the advice.
Sometimes nothing can be a real cool hand

GrayGhost

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Re: Overheard at Work
« Reply #3468 on: July 25, 2014, 06:54:28 PM »
I know what you mean GrayGhost. He is just such a good kid I can't watch the downward spiral. I feel strange saying this but I think I am kind of a "role model" in this kids mind. If he does take me up on the offer I'm not going to start throwing face punches right off the bat or anything because I know they wouldn't be received well.

Well, if this kid really likes you and takes what you say seriously, you could try sitting down with him for a while and showing him some of MMM's math-heavy posts. For me, the most astonishing one was the Shockingly Simple Math to Early Retirement, because it is a simple graph that shows you the results of saving.

And you can also point out that you don't have to give up real luxuries in order to retire early. You can still live in an awesome house, have great food, friends, a car, running water, and other stuff. You can even travel, eat out, and engage in other things like that--just not to excess. You can also point out that the law of diminishing returns very much applies to cars and houses and stuff like that.

I guess a real problem with Mustachianism is that it's so hard to spread. Isn't that strange? It's relatively easy to convince people to vote one way or the other, you just have to employ some flash rhetoric and a few snazzy photos, but if you want them to live happier, safer, more sustainable lives, it's like pulling teeth!
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NoraLenderbee

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Re: Overheard at Work
« Reply #3469 on: July 25, 2014, 10:39:12 PM »

We were talking this morning in the coffee room, and he casuly mentioned(this actually blew my mind a little) that him and his girl have to buy a new vehicle like a $50000 lexus becuase the driveway at their new house is steep and they may have issues driving the 2013 4x4 for explorer up the drive way... WTF HUH??

During the conversation on the explorer he explained that none of the other 12 cars they had between the two of them would work(12 cars two people what).  He also mentioned that the "spare" tire inventory for the cars was 34 tires.  He was also saying that maybe they should bite the bullett and but a Corvette annivery edition... he found one with less then 50000km for only 125000...


You win the Internet today. This is incredible.

Primm

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Re: Overheard at Work
« Reply #3470 on: July 26, 2014, 04:26:23 AM »
3- Exotic (1983 DMC-12): Car I'd wanted all my life and is fun through and through, gets driven sparingly but a lot more than people expect.


If you ever want to sell it... :)

lizfish

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Overheard at Work
« Reply #3471 on: July 27, 2014, 03:56:55 AM »
I just want to say how much I love this thread. It's a guilty pleasure because it's surely not right to mock our fellow humans. But man, some of 'em make it really hard not too.

Sadly haven't got any good stories to share, partially because I'm self employed and my clients don't see me enough to divulge much of their financial wisdom. But I live in hope.

Edited for drunk spelling.

TheNorwegianGuy

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Re: Overheard at Work
« Reply #3472 on: July 27, 2014, 04:58:39 AM »
Not from work, but from a gathering of friends last night. One of my friends I have almost not seen the last 6 month because she have worked so much and also earned equally much. So I figured she at this time had saved up a crap load of money, but to my surprise she suddenly blurted out:

"I have a really hard time getting ends to meet. I work and earn very much, but the money just seem to disappear"

We were all kind of shocked, as she lives for free in a family appartment, do not have a car or any other big expenses. But later the answer to this mystery started to emerge as she started talking about all the travelling she have done and things she have bought

- An upcoming (luxury) trip of 10 days where the living expenses (including her boyfriend) alone is at $ 6000 !!!! (I did not know that was even possible). She said they got their plane tickets for free (bonus points) so they could upgrade the hotel budget.
- A brand new TV costing $ 4000
- A new purse costing $ 1000

I was so baffled I just had nothing to ad or say other than: "I can see why your ends are not meeting" But I do offered to take a look at her personal finance to help her out getting an overview and she actually said yes :). Maybe I can give her an awakening

Then she took a taxi home costing her almost $ 100 (Even though the public transport was right next door, goes every 10 minutes and straight home to her and I would not cost her anything as she have a public transport card).
« Last Edit: July 27, 2014, 05:10:50 AM by TheNorwegianGuy »

EricL

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Re: Overheard at Work
« Reply #3473 on: July 27, 2014, 01:21:07 PM »
OMG, that car clown is AWESOME. They really exist, these people!?!
How about building an underground parking lot? Then its not so steep :D:D:D

(was caught drinking a beer in his parked car at a park a block away from his house),
Where you live its illegal to drink in a parked car? I should think you can do whatever you want in your car. (esp. if you are in the US). Of course, when he is driving after drinking... (here in germany thats mostly defined as "engine running", which is very logical, because then the car could move of its own.)

Germany's pretty cool about drinking.  (I think one of the reasons they don't have many alcohol issues is they don't give it the mystique Americans do by making it verboten.). But there are still issues.  Anytime a cop, even the Polizei, find you sitting in a functioning car drinking it's not a stretch for them to assume you may have driven there while drinking or intended to commit a DUI.  For Germany in particular you never want to grab a drink after a fender bender until well afterwards.  The Polizei were known to go to to a residence to conduct a breathalyzer test shortly after an accident and blowing the test to them was blowing the test. 
« Last Edit: July 27, 2014, 01:23:05 PM by EricL »
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Re: Overheard at Work
« Reply #3474 on: July 27, 2014, 04:39:07 PM »
I just want to say how much I love this thread. It's a guilty pleasure because it's surely not right to mock our fellow humans. But man, some of 'em make it really hard not too.

Sadly haven't got any good stories to share, partially because I'm self employed and my clients don't see me enough to divulge much of their financial wisdom. But I live in hope.

Edited for drunk spelling.

I hear ya. This is always the first thread I check every day!

Ashyukun

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Re: Overheard at Work
« Reply #3475 on: July 28, 2014, 09:48:28 AM »
3- Exotic (1983 DMC-12): Car I'd wanted all my life and is fun through and through, gets driven sparingly but a lot more than people expect.


If you ever want to sell it... :)

Heh. When I take it to car shows (rarer these days since I've got lots else on my plate and free Saturdays are a sparse) it's pretty much a given that someone will, whether jokingly or seriously, ask what I'd want for it. My stock answer is about $100k- which to my great amusement is often met by a response of, "Wow, that little?" The amusing thing is that I arrived at that $100k number by taking what it's likely worth (or would cost to replace)- about $25k- and mutliplying it by 4 so I'd have enough to buy another one in at least as good of shape, outfit it to my tastes, and still have a good bit of money left over. :P

FunkyStickman

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Re: Overheard at Work
« Reply #3476 on: July 28, 2014, 10:58:30 AM »
3- Exotic (1983 DMC-12): Car I'd wanted all my life and is fun through and through, gets driven sparingly but a lot more than people expect.


If you ever want to sell it... :)

Heh. When I take it to car shows (rarer these days since I've got lots else on my plate and free Saturdays are a sparse) it's pretty much a given that someone will, whether jokingly or seriously, ask what I'd want for it. My stock answer is about $100k- which to my great amusement is often met by a response of, "Wow, that little?" The amusing thing is that I arrived at that $100k number by taking what it's likely worth (or would cost to replace)- about $25k- and mutliplying it by 4 so I'd have enough to buy another one in at least as good of shape, outfit it to my tastes, and still have a good bit of money left over. :P
Deloreans aren't as rare or as expensive as people think... guy down the street has one, I've seen them on Ebay for $15K-$20K. I'd buy a basketcase one and do an engine swap to make it fast, too. All the style and speed of a $200K supercar, for a fraction of the cost.
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Ashyukun

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Re: Overheard at Work
« Reply #3477 on: July 28, 2014, 11:37:48 AM »
Deloreans aren't as rare or as expensive as people think... guy down the street has one, I've seen them on Ebay for $15K-$20K. I'd buy a basketcase one and do an engine swap to make it fast, too. All the style and speed of a $200K supercar, for a fraction of the cost.
Yup. Even the 'new build' ones DMCH was putting out for a while (haven't checked to see if they still do or not) were only around $50k. But most people don't have a clue as to what they're actually worth and assume it's worth far more than what it actually is. The $100k number is more a 'I have no interest at all in selling it, but if someone actually gave me it I'd take it and be far better off' number than something I expect anyone to pay. ;)

FunkyStickman

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Re: Overheard at Work
« Reply #3478 on: July 28, 2014, 08:10:50 PM »
I know it's off topic, but... neighbor's DMC tech day. Four Deloreans, I got to help work on them. Two were converted to carbs. None of them were worth more than $25K.

"There is no dignity quite so impressive, and no one independence quite so important, as living within your means." -Calvin Coolidge

"Civilization is the limitless multiplication of unnecessary necessities." - Mark Twain

dragoncar

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Re: Overheard at Work
« Reply #3479 on: July 28, 2014, 08:55:24 PM »
I know it's off topic, but... neighbor's DMC tech day. Four Deloreans, I got to help work on them. Two were converted to carbs. None of them were worth more than $25K.


Only 4?



nikki

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Re: Overheard at Work
« Reply #3480 on: July 28, 2014, 11:18:01 PM »

Then she took a taxi home costing her almost $ 100 (Even though the public transport was right next door, goes every 10 minutes and straight home to her and I would not cost her anything as she have a public transport card).

Of all the things you listed, this is the one I have the hardest time understanding. ...why?!

Ashyukun

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Re: Overheard at Work
« Reply #3481 on: July 29, 2014, 08:07:16 AM »
I know it's off topic, but... neighbor's DMC tech day. Four Deloreans, I got to help work on them. Two were converted to carbs. None of them were worth more than $25K.



Interesting! Especially the fact two were carbureted conversions, given I converted mine over to carbed while restoring it too. The only time I've ever seen another carbed one has been at the 2 DeLorean Car Shows I've been to where there were 40+ cars total and still only 2 or 3 of us running carbs. There were more engine-swapped cars than carbureted, including one awesome LS-4 swap. Honestly, the only time I see another one AT ALL is when I'm at a specific meetup for them- there are supposedly 3 or 4 around Central KY, but mine is the only one most people say they've ever actually seen.

Ashyukun

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Re: Overheard at Work
« Reply #3482 on: July 29, 2014, 08:09:55 AM »
Only 4?



Is that first picture from the Indy St. Pat's parade, where they take them all out to the Speedway? I've wanted to get to that for a while but never have made it. The D-Rex (monster truck DeLorean) is a standard fixture at DeLorean Car Shows. Have only seen the DeLorean Limo the same guy is (or at least was) working on at one show.

FunkyStickman

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Re: Overheard at Work
« Reply #3483 on: July 29, 2014, 01:23:08 PM »
Interesting! Especially the fact two were carbureted conversions, given I converted mine over to carbed while restoring it too. The only time I've ever seen another carbed one has been at the 2 DeLorean Car Shows I've been to where there were 40+ cars total and still only 2 or 3 of us running carbs. There were more engine-swapped cars than carbureted, including one awesome LS-4 swap. Honestly, the only time I see another one AT ALL is when I'm at a specific meetup for them- there are supposedly 3 or 4 around Central KY, but mine is the only one most people say they've ever actually seen.

A lot of D owners just don't drive them. To hard to fix them if something breaks, maybe? I don't know. Don't have much use for a car I can't drive.
"There is no dignity quite so impressive, and no one independence quite so important, as living within your means." -Calvin Coolidge

"Civilization is the limitless multiplication of unnecessary necessities." - Mark Twain

robotclown

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Re: Overheard at Work
« Reply #3484 on: July 29, 2014, 11:03:48 PM »
People at work talking about how they aren't "broke" because they have 200 dollars and payday is only three days away, so it's fine. 

Nudelkopf

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Re: Overheard at Work
« Reply #3485 on: July 30, 2014, 01:20:31 AM »
"I want to buy a really awesome watch. Like, a $5000 watch. But I can't buy it this year because I'm saving my whole wage for my wedding at the end of the year".

This lady at work is seriously saving her entire $60,000/yr teacher's wage on her wedding. She said they're living off her fiance's pay this year for all their expenses, and her's is going straight to the wedding. Oh man.

nikki

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Re: Overheard at Work
« Reply #3486 on: July 30, 2014, 01:24:09 AM »
"I want to buy a really awesome watch. Like, a $5000 watch. But I can't buy it this year because I'm saving my whole wage for my wedding at the end of the year".

This lady at work is seriously saving her entire $60,000/yr teacher's wage on her wedding. She said they're living off her fiance's pay this year for all their expenses, and her's is going straight to the wedding. Oh man.

Imagine if all of her salary were going toward investments instead...

Hedge_87

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Re: Overheard at Work
« Reply #3487 on: July 30, 2014, 05:46:06 AM »
So I'm really getting tired of being called a tight ass at work for not buying my wife a newer car. We are in the process of buying a house that will put us a very walkable 1 block from her work and 7 blocks from mine. I don't see the need to pour a crap load of money into a new fancy pants car that will just sit in the garage. I don't see why that is so hard to understand. He also asked what she is going to do in the winter... I simply said wear more clothes. She would have almost as far to walk from the parking lot as she would the front door.
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Joggernot

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Re: Overheard at Work
« Reply #3488 on: July 30, 2014, 06:17:10 AM »
So I'm really getting tired of being called a tight ass at work for not buying my wife a newer car.
I was called "cheap" by two people at work who bought new gadgets as they came out and new trucks (totally unneeded because they did no hauling) every three years.  One of them died a couple weeks ago while working.  The other is still working.  I retired semi-early and started doing more fun things with my life.

dragoncar

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Re: Overheard at Work
« Reply #3489 on: July 30, 2014, 06:38:05 AM »
I was called "cheap" by two people at work who bought new gadgets as they came out and new trucks (totally unneeded because they did no hauling) every three years.  One of them died a couple weeks ago while working.

Ha... ha?

Cinder

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Re: Overheard at Work
« Reply #3490 on: July 30, 2014, 07:33:29 AM »
So I'm really getting tired of being called a tight ass at work for not buying my wife a newer car.

I posted earlier about a mom yelling at her grown daughter that she was cheap for not spending 'only' 5k more for the option on her car that would tell her where she parked it...

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Re: Overheard at Work
« Reply #3491 on: July 30, 2014, 07:43:21 AM »
"I want to buy a really awesome watch. Like, a $5000 watch. But I can't buy it this year because I'm saving my whole wage for my wedding at the end of the year".

This lady at work is seriously saving her entire $60,000/yr teacher's wage on her wedding. She said they're living off her fiance's pay this year for all their expenses, and her's is going straight to the wedding. Oh man.

Imagine if all of her salary were going toward investments instead...

Yes - this could be a positive, they will obviously learn that they can live on just her fiance's pay, so maybe after the wedding they will start investing that 60K per year.  Or maybe the conclusion will be they can afford to buy brand new cars every single year.  Keep us posted Nudelkopf.
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Ashyukun

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Re: Overheard at Work
« Reply #3492 on: July 30, 2014, 08:09:19 AM »
A lot of D owners just don't drive them. To hard to fix them if something breaks, maybe? I don't know. Don't have much use for a car I can't drive.
Yup, that's been my experience too. I ALWAYS hear of someone who has one in their garage but never drives it. An ex-GF had a neighbor who had one that just sat, half taken apart, under a car cover in their garage. She told them I'd be more than happy to look it over and give them some help in getting it together and roadworthy, but they were content to just have it sitting there.

Parts aren't a problem- 99% of the parts on the car, I can have a replacement (usually New Old Stock, but for common wear items they still have them made) at my door in 24 hours if I'm willing to pay for overnight shipping. Finding a shop that you trust to work on one if you don't live near one of the official DMC shops though can be a challenge- but I've long been of the mind that you shouldn't own a classic car if you're not capable of doing at least a majority of the work to maintain it mechanically yourself, so I do all the work on mine myself outside of things like swapping tires. The K-Jet system can be a pain when something goes wrong, which is a large part of why I (and many of the others who have done so as well) converted it over to a carb which, while still not perfect, is a LOT simpler and has more people and resources available to work on than the K-Jet.

When I first bought it mine wasn't running and needed a lot of work, and I got asked ALL the time when people heard about it, "What are you going to do with it when you're done?" to which I'd usually look at them like they'd grown a third eye and answer, "Drive it." Right now it's my main car (though as I noted I ride my bike way more than driving at the moment) since my usual daily driver, the Saturn, has some issues I need to resolve before it can be safely driven. It has its quirks- I've never managed to track down the bad ground that means even with the battery cut-off switch that I'll have to have the battery charged back up every other month or so- but otherwise it's a great car to drive around.

FunkyStickman

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Re: Overheard at Work
« Reply #3493 on: July 30, 2014, 08:42:46 AM »
When I first bought it mine wasn't running and needed a lot of work, and I got asked ALL the time when people heard about it, "What are you going to do with it when you're done?" to which I'd usually look at them like they'd grown a third eye and answer, "Drive it." Right now it's my main car (though as I noted I ride my bike way more than driving at the moment) since my usual daily driver, the Saturn, has some issues I need to resolve before it can be safely driven. It has its quirks- I've never managed to track down the bad ground that means even with the battery cut-off switch that I'll have to have the battery charged back up every other month or so- but otherwise it's a great car to drive around.

A few guys ran 1/2" ground cables to fix those weird grounding issues... apparently the frame doesn't make a good ground.

Also, +1 for Saturns. I have an Ion Red Line. It's actually faster and rarer than a Delorean, but not nearly as cool.
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Brad_H

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Re: Overheard at Work
« Reply #3494 on: July 30, 2014, 09:32:01 AM »
I was called "cheap" by two people at work who bought new gadgets as they came out and new trucks (totally unneeded because they did no hauling) every three years.  One of them died a couple weeks ago while working.

Ha... ha?

It's not really funny but it is a cause for celebration; I have heard around here several times someone who plans to work until they die, and to see someone set a life-long goal and to nail it with such precision is outstanding. We should all be so tenacious.

Ashyukun

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Re: Overheard at Work
« Reply #3495 on: July 30, 2014, 09:39:16 AM »
A few guys ran 1/2" ground cables to fix those weird grounding issues... apparently the frame doesn't make a good ground.

Also, +1 for Saturns. I have an Ion Red Line. It's actually faster and rarer than a Delorean, but not nearly as cool.
Mine has something similar, a new ground line that runs from the battery to the frame (rear trailing arm bolt) and then over to the transmission. It's never been a problem with things not getting enough power but just that the battery will invariably drain down when it sits even when I've used the battery cut-off to disconnect all but the radio from the battery. I really should find a way to keep the radio settings from getting lost from an alternate power source so I can totally disconnect the battery when it's sitting. It will become less of an issue when I get the garage cleared out and I can have it in the garage hooked up to a battery tender.

Being faster than a DeLorean isn't a particularly hefty feat, but the Ion Red Line is a very nice car. I personally have always wanted (and still kind of do, though it's completely impractical) a Saturn Sky and was rather disappointed when DMC's attempt at buying the factory & production line fell through. My S-Series has been a great car for the last 14 years and will hopefully continue to be for a while to come- though ironically it would probably be the vehicle I'd be most likely to sell if my bike commuting works out well over the winter months.

Hadilly

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Re: Overheard at Work
« Reply #3496 on: July 30, 2014, 09:52:06 AM »
And, combining DeLoreans and personal finance a little bit more... The teller at my bank asked if we were planning on buying a house because of the large balance in the account. I said no, I had a large credit card bill coming (medical expenses). (Anyway, not the smartest guy because the amount in questions is about 5% of what you'd need for a down payment around here, but whatever) He sympathized and said that he had just finished paying off the 30K it took to restore his DeLorean which was now worth 60K. I suggested that this would be a great time to sell and put the money in investments. He said no, he was waiting MJ Fox to die and would necroprofit then. I didn't feel like talking about compounding, etc.

Ashyukun

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Re: Overheard at Work
« Reply #3497 on: July 30, 2014, 12:17:49 PM »
And, combining DeLoreans and personal finance a little bit more... The teller at my bank asked if we were planning on buying a house because of the large balance in the account. I said no, I had a large credit card bill coming (medical expenses). (Anyway, not the smartest guy because the amount in questions is about 5% of what you'd need for a down payment around here, but whatever) He sympathized and said that he had just finished paying off the 30K it took to restore his DeLorean which was now worth 60K. I suggested that this would be a great time to sell and put the money in investments. He said no, he was waiting MJ Fox to die and would necroprofit then. I didn't feel like talking about compounding, etc.

Ouch. 30K is more- close to the order of twice to be exact- than I spent buying and fixing mine up to where it is now, I can't IMAGINE spending 30K to restore it! And I suspect that he's going to be rather shocked when he does indeed decide to sell it- there are VERY few DMC-12 that would sell for that much money- usually I believe just the ones that have some kind of unique history to them that make them stand out (like the one Johnny Carson owned). I've seen people trying to sell DeLorean Time Machine conversion cars for upwards of 50k, but very rarely actually selling them at that price since it's a very niche market (and in many places I believe it can't be driven normally on the roads...).

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Re: Overheard at Work
« Reply #3498 on: July 30, 2014, 12:39:49 PM »
A lot of D owners just don't drive them. To hard to fix them if something breaks, maybe? I don't know. Don't have much use for a car I can't drive.

Jerry Seinfeld drove a Delorean on the Patton Oswalt episode of Comedians in Cars Getting Coffee and it broke down within seconds of picking Oswalt up - http://comediansincarsgettingcoffee.com/patton-oswalt-how-would-you-kill-superman

Eric

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Re: Overheard at Work
« Reply #3499 on: July 30, 2014, 02:24:59 PM »
Ouch. 30K is more- close to the order of twice to be exact- than I spent buying and fixing mine up to where it is now, I can't IMAGINE spending 30K to restore it!

I bet he added a flux capacitor.  I hear those are pretty spendy.
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