Author Topic: Overheard at Work  (Read 6041282 times)

Goldielocks

  • Magnum Stache
  • ******
  • Posts: 4567
  • Location: BC
Re: Overheard at Work
« Reply #3400 on: July 19, 2014, 07:59:16 PM »
We just got back from a fabulous "fancy backpacking" (carrying all our stuff in backpacks rather than suitcases, but renting private apartments rather than hostels) trip to Budapest, Vienna, Zurich, and Paris. We travel frequently, but don't spend that much since we rent cheap apartments with kitchens and cook, plan trips around sales, don't have luggage, don't buy stuff, etc.



Geez... We do have electrical power and washing machines here in Europe. Our kitchens have everything you need to cook and eat, even plates, imaging this!
Is it antimustachian if you really have to go to the bathroom to pay 0.5 EUR?
Value for money is always MMM.  Using a toilet when you need one is very high value in my book.  :-)

Nords

  • Magnum Stache
  • ******
  • Posts: 3001
  • Age: 57
  • Location: Oahu
    • Military Retirement & Financial Independence blog
Re: Overheard at Work
« Reply #3401 on: July 19, 2014, 11:07:40 PM »
Quote
Is it antimustachian if you really have to go to the bathroom to pay 0.5 EUR?

One of the things about Europe that irritates us the most. We've gotten better at it over the years, and now typically only end up paying two or three times a trip in genuine emergencies. We've been known to dig through the trash cans in McDonalds to find the bathroom code on receipts, or just walk in if there's no code (note - don't try this in Guatemala, where they have heavily armed guards posted outside the bathrooms). In Paris, the Japanese cultural center is right next to the Eiffel tower and has free bathrooms, if you want to go through a scanner and pretend to look at art for a bit. Zurich was nice though - public toilets everywhere that only have a suggested donation amount, but let you in free (and look like some sort of engineering marvel when they flush, like a combination of a roller coaster and a vortex).
I guess it means that you're literally just pissing away your money...
Author of "The Military Guide to Financial Independence and Retirement".   All royalties (and writing revenue) donated to military charities.
I don't read every post, so please PM or e-mail me to get my attention...

Christof

  • Bristles
  • ***
  • Posts: 493
  • Age: 41
  • Location: Germany
Re: Overheard at Work
« Reply #3402 on: July 20, 2014, 05:45:09 AM »
Is it antimustachian if you really have to go to the bathroom to pay 0.5 EUR?

In Germany these paid bathrooms are usually in touristy places, so another reason to avoid them.... Malls have free bathrooms as well as department stores. Museums, gas stations, public buildings and all big chain hotels have free publically accessible bathrooms, too. Finally, you could also get a free Regus Gold Card through one of the many offers and visit the Business Lounge in any of their office buildings that are in every major city in the US and Europe. Free bath room, and free refill in form of coffee, tea and water.

The most expensive bathroom I ever encountered was in Northern Germany in what looked like a temporary washroom in a trailer. They charged 1 Euro ten years ago.

Latwell

  • Stubble
  • **
  • Posts: 137
Re: Overheard at Work
« Reply #3403 on: July 20, 2014, 05:11:55 PM »
Are there actually public toilets in big American cities (other than airports and railway stations)? I've traveled quite a bit there, but can't really remember…

Yes, they're very common - any sort of mall or large store will have them in abundance, as well as gas stations, parks, beaches, and any sort of public venues or events.

Or you can go into any one of the gazillion fast food places in American.

eyePod

  • Pencil Stache
  • ****
  • Posts: 964
    • Flipping A Dollar
Re: Overheard at Work
« Reply #3404 on: July 20, 2014, 05:29:03 PM »
Apparently, the local credit union (they have an office on site) recommends no less than a 45% total debt-to-income ratio for people buying mortgages.

Which is pretty mindblowing if you are at that percentage, not going to lie. I didn't dare ask pre/post tax income vs debt, though the slides made it seem like pretax.

Do they mean that your cash flow per month should be about half going to mortgage? That's crazy. We're at ~33% post tax but putting away a good amount (13%) to 401k pre-tax, so I can get that # a lot higher. And then you think about the house being included with car payments and whatever else payments. Just amazing to have that level of stress attached to you having a paycheck.
I blog on items flipped for a profit on eBay:
Flipping A Dollar

I made 6.5k in profits in 2015!

AlanStache

  • Handlebar Stache
  • *****
  • Posts: 1608
  • Age: 38
  • Location: South East Virginia
Re: Overheard at Work
« Reply #3405 on: July 20, 2014, 05:43:19 PM »
Quote
And then you think about the house being included with car payments and whatever else payments. Just amazing to have that level of stress attached to you having a paycheck.

Yep that stress makes up about 1/4 of the new stories in this thread.  Removable of that stress is a huge draw for me here, and ER is a really nice side effect!  Have seen to many people that make ok money or better get stressed and upset from a modest unexpected expense, is no way to live.
Be the person Mr. Rogers knows you can be.

Kansaslover5

  • 5 O'Clock Shadow
  • *
  • Posts: 56
  • Location: California
Re: Overheard at Work
« Reply #3406 on: July 21, 2014, 02:28:37 AM »
Quote
The only thing that made me a little sad is that he said he didn't want to get married or have children since it would derail his financial plans. I just nodded sympathetically, but damn dude, you really can have both! But I can see how someone would think that, looking at the world around them. For the record, I don't want kids myself, but I would still feel that way if I had all the money in the world.

Tell him that some women (assuming he is a breeder) pull their own weight and might even accelerate FIRE.

He alluded to getting burned pretty bad in some past relationships. If I knew any mustachian single women, I would set him up in a heartbeat, he seems like a really nice guy! But alas, I have an excess supply of nice, single guy friends, and a dearth of female ones.

That being said, I should totally tell him about this website, and the "singles" section!

I'm in the same boat as your friend and I agree with him at this point in my life.

Mike2

  • 5 O'Clock Shadow
  • *
  • Posts: 36
  • Location: St. Louis
    • Puma Plow Productions
Re: Overheard at Work
« Reply #3407 on: July 21, 2014, 09:22:31 PM »
Two stories.  First is the lady who complains she can't put food on the table for her kids but takes at least one girls weekend a month to the local lake resort and second is the lady who is going to cash out her 401k to buy her spoiled daughter a car.  Great decisions all around.

AlmostIndependent

  • Pencil Stache
  • ****
  • Posts: 521
  • Age: 36
  • Location: Anchorage, AK
Re: Overheard at Work
« Reply #3408 on: July 21, 2014, 09:31:51 PM »
the lady who is going to cash out her 401k to buy her spoiled daughter a car

Awesome. I don't understand how people like this make it through life.
In the path of our happiness shall we find the learning for which we have chosen this lifetime.

Mike2

  • 5 O'Clock Shadow
  • *
  • Posts: 36
  • Location: St. Louis
    • Puma Plow Productions
Re: Overheard at Work
« Reply #3409 on: July 21, 2014, 09:44:05 PM »
the lady who is going to cash out her 401k to buy her spoiled daughter a car

Awesome. I don't understand how people like this make it through life.
Agreed.  She is a good friend so I told her she was being a fool for doing that but to no avail.

viper155

  • Bristles
  • ***
  • Posts: 258
Re: Overheard at Work
« Reply #3410 on: July 22, 2014, 06:35:23 AM »
the lady who is going to cash out her 401k to buy her spoiled daughter a car

Awesome. I don't understand how people like this make it through life.

I do....those of us who "do" have our wealth redistributed to those who "won't" by politicians I certainly didn't vote for.

Winston

  • Stubble
  • **
  • Posts: 185
  • Age: 39
  • Location: Houston, TX
Re: Overheard at Work
« Reply #3411 on: July 22, 2014, 06:42:23 AM »
I do....those of us who "do" have our wealth redistributed to those who "won't" by politicians I certainly didn't vote for.

Just stop. Not what this thread is for.

Cheddar Stacker

  • Magnum Stache
  • ******
  • Posts: 3759
  • Age: 39
  • Location: USA
Re: Overheard at Work
« Reply #3412 on: July 22, 2014, 08:31:13 AM »
CW:
Quote
Why did the alterations on my dress cost $50 when the alterations on my husbands new suit were only $30? I guess it doesn't matter anyway since we receive $100 alterations credit at Nordstrom's every year so we're not really paying for the alterations anyway.
Me: Huh? Stunned. No response at all.
Indecision may or may not be my problem.

Zoot

  • Stubble
  • **
  • Posts: 217
  • Location: Atlanta (OTP)
Re: Overheard at Work
« Reply #3413 on: July 22, 2014, 10:02:51 AM »
Overheard as I went to retrieve my lunch from the fridge in the breakroom of a company from which I semi-FIRE'd a few months ago (I'm back to help out with a big project as a contractor for a few months):

"...unless you just want to work for personal fulfillment and not worry about the money you get from it.  But NOBODY could EVER do THAT."

I got my lunch and kept my mouth shut. :)

zt

nawhite

  • Handlebar Stache
  • *****
  • Posts: 1015
  • Location: An RV somewhere in the West
    • The Reckless Choice
Re: Overheard at Work
« Reply #3414 on: July 22, 2014, 10:07:12 AM »
CW:
Quote
Why did the alterations on my dress cost $50 when the alterations on my husbands new suit were only $30? I guess it doesn't matter anyway since we receive $100 alterations credit at Nordstrom's every year so we're not really paying for the alterations anyway.
Me: Huh? Stunned. No response at all.

I have to say, getting alterations to clothing from a thrift shop is actually a pretty great way to go in my opinion (granted this is very different than buying clothes from Nordstoms and getting those altered). A $5 button down shirt from Goodwill and a $15 tailoring turns it into a shirt that looks like it is worth $100.

Tailoring (at your local neighborhood tailor) is a very cheap way to make just about any article of clothing look way better on you.
We live in an RV full time while still working remotely. Check it out at http://therecklesschoice.com

MrsPotts

  • Stubble
  • **
  • Posts: 134
Re: Overheard at Work
« Reply #3415 on: July 23, 2014, 07:59:43 PM »
Coworker is very stressed and bored and deserves a break so she is going to move in with her 21 year old daughter in Vegas and live there for a year on her credit cards so she can party and meet a rich sugar daddy. 

Goldielocks

  • Magnum Stache
  • ******
  • Posts: 4567
  • Location: BC
Re: Overheard at Work
« Reply #3416 on: July 23, 2014, 08:28:41 PM »
Coworker is very stressed and bored and deserves a break so she is going to move in with her 21 year old daughter in Vegas and live there for a year on her credit cards so she can party and meet a rich sugar daddy.
What do rich sugar daddies in Vegas look like?

EricL

  • Pencil Stache
  • ****
  • Posts: 668
Re: Overheard at Work
« Reply #3417 on: July 23, 2014, 09:57:32 PM »
Coworker is very stressed and bored and deserves a break so she is going to move in with her 21 year old daughter in Vegas and live there for a year on her credit cards so she can party and meet a rich sugar daddy.
What do rich sugar daddies in Vegas look like?

Let's just say the qualities relied upon for meeting women they lean most heavily on are being rich sugar daddies. 

And Vegas on credit cards?  For a year?  That's nuts.
Gentleman of Leisure

AlmostIndependent

  • Pencil Stache
  • ****
  • Posts: 521
  • Age: 36
  • Location: Anchorage, AK
Re: Overheard at Work
« Reply #3418 on: July 23, 2014, 10:20:58 PM »
This has long been one of my favorite threads on the forum. Out of curiosity/boredom I went back and started reading the very beginning of the thread. This, Reply #2, is one of my favorite posts thus far.

I once made a "...but I'll be retired by then" comment to an acquaintance at work (during a discussion about the far future).  His bushy, bushy eyebrows shot up into his even bushier hair and he asked, "Really?  Are you independently wealthy or something?"

No, dumbass, but I have a $100k+/year job and I do math for a living.  And so do you.  Why are you not retired yet?

I want to say things like this at work so bad. It warms the cockles of my heart to know that there are people out there who feel the same way I do when it comes to less-than-genius co-workers.

I guess what I'm trying to say is; thank you fellow mustachians, you make my life much easier.
In the path of our happiness shall we find the learning for which we have chosen this lifetime.

horsepoor

  • Magnum Stache
  • ******
  • Posts: 2652
  • Location: Boise, ID
  • Growing a Pony 'Stache
Re: Overheard at Work
« Reply #3419 on: July 23, 2014, 10:22:54 PM »
Today I overheard my co-worker saying on the phone that she is eligible to retire in 3 years, but who can afford that with our crappy 30% pension?  Then she said, "well, I guess we get that gap-pay until Social Security kicks in, but still, I'll have to keep working."  We're Federal employees, so she should have been paying into TSP for the last few decades as well.  For anyone who doesn't know, we actually get a pretty good benefit to fill the gap between retirement age (57) and Social Security eligibility too.  Her husband just retired with a great pension, but she recently financed a $30K car, goes out to eat all the time, has been on a ton of trips this year (Alaska, Prague, Costa Rica), and has a huge cell phone plan and pays for stuff like pesticide and lawn services.

dude

  • Handlebar Stache
  • *****
  • Posts: 1805
Re: Overheard at Work
« Reply #3420 on: July 24, 2014, 08:57:41 AM »
Today I overheard my co-worker saying on the phone that she is eligible to retire in 3 years, but who can afford that with our crappy 30% pension?  Then she said, "well, I guess we get that gap-pay until Social Security kicks in, but still, I'll have to keep working."  We're Federal employees, so she should have been paying into TSP for the last few decades as well.  For anyone who doesn't know, we actually get a pretty good benefit to fill the gap between retirement age (57) and Social Security eligibility too.  Her husband just retired with a great pension, but she recently financed a $30K car, goes out to eat all the time, has been on a ton of trips this year (Alaska, Prague, Costa Rica), and has a huge cell phone plan and pays for stuff like pesticide and lawn services.

Yeah, "crappy 30% pension" which will likely cover 50% or more of her pre-retirement expenses.  And of course, would have covered significantly more than that had one of her expenses been a $17,500 annual contribution to her TSP!  In my case, I've calculated that my pension + FERS Supp will cover 82% of my pre-retirement expenses.  This co-worker needs to be face-punched for frittering away what is quite possibly the best retirement scheme in the entire western world -- FERS.

enigmaT120

  • Bristles
  • ***
  • Posts: 389
  • Location: Falls City, OR
Re: Overheard at Work
« Reply #3421 on: July 24, 2014, 09:53:56 AM »
Today I overheard my co-worker saying on the phone that she is eligible to retire in 3 years, but who can afford that with our crappy 30% pension?  Then she said, "well, I guess we get that gap-pay until Social Security kicks in, but still, I'll have to keep working."  We're Federal employees, so she should have been paying into TSP for the last few decades as well.  For anyone who doesn't know, we actually get a pretty good benefit to fill the gap between retirement age (57) and Social Security eligibility too.  Her husband just retired with a great pension, but she recently financed a $30K car, goes out to eat all the time, has been on a ton of trips this year (Alaska, Prague, Costa Rica), and has a huge cell phone plan and pays for stuff like pesticide and lawn services.

I do hope they don't yank that gap-pay out from under our feet in the next 5 years.  If not I don't expect to start pulling from the TSP until 591/2 or maybe even 62 when the gap-pay stops. 

Joggernot

  • Pencil Stache
  • ****
  • Posts: 510
  • Age: 71
  • Location: Gulf Coast, TX
Re: Overheard at Work
« Reply #3422 on: July 24, 2014, 11:38:57 AM »
Coworker is very stressed and bored and deserves a break so she is going to move in with her 21 year old daughter in Vegas and live there for a year on her credit cards so she can party and meet a rich sugar daddy.
What do rich sugar daddies in Vegas look like?
Elvis

(sorry, couldn't resist; the force is strong)

galaxie

  • Bristles
  • ***
  • Posts: 370
Re: Overheard at Work
« Reply #3423 on: July 24, 2014, 12:11:51 PM »
This has long been one of my favorite threads on the forum. Out of curiosity/boredom I went back and started reading the very beginning of the thread. This, Reply #2, is one of my favorite posts thus far.

I once made a "...but I'll be retired by then" comment to an acquaintance at work (during a discussion about the far future).  His bushy, bushy eyebrows shot up into his even bushier hair and he asked, "Really?  Are you independently wealthy or something?"

No, dumbass, but I have a $100k+/year job and I do math for a living.  And so do you.  Why are you not retired yet?

I want to say things like this at work so bad. It warms the cockles of my heart to know that there are people out there who feel the same way I do when it comes to less-than-genius co-workers.

I guess what I'm trying to say is; thank you fellow mustachians, you make my life much easier.

Aw, shucks!  I am glad it cheered you up. 

It's funny, because I just mentioned this to a work friend the other day: "Why are there so many old-timers here?  We have great retirement benefits, and everyone does math for a living.  They could all retire!"  She is new here, and I think I convinced her to max out her 401k contribution.

I, on the other hand, am leaving  for my lower-paying dream job because of MMM.  High fives all around!

EricL

  • Pencil Stache
  • ****
  • Posts: 668
Re: Overheard at Work
« Reply #3424 on: July 24, 2014, 03:23:46 PM »
Coworker is very stressed and bored and deserves a break so she is going to move in with her 21 year old daughter in Vegas and live there for a year on her credit cards so she can party and meet a rich sugar daddy.
What do rich sugar daddies in Vegas look like?
Elvis

(sorry, couldn't resist; the force is strong)

Yeah, Vegas Elvis if he hadn't died - older, fatter, more wrinkled, bald.  Lots of dough though.
Gentleman of Leisure

Threshkin

  • Pencil Stache
  • ****
  • Posts: 774
  • Location: Colorado
    • My Journal
Re: Overheard at Work
« Reply #3425 on: July 24, 2014, 03:58:47 PM »
Coworker is very stressed and bored and deserves a break so she is going to move in with her 21 year old daughter in Vegas and live there for a year on her credit cards so she can party and meet a rich sugar daddy.
What do rich sugar daddies in Vegas look like?
Elvis

(sorry, couldn't resist; the force is strong)

Yeah, Vegas Elvis if he hadn't died - older, fatter, more wrinkled, bald.  Lots of dough though.
Elvis is dead?

AlmostIndependent

  • Pencil Stache
  • ****
  • Posts: 521
  • Age: 36
  • Location: Anchorage, AK
Re: Overheard at Work
« Reply #3426 on: July 24, 2014, 10:21:01 PM »
This has long been one of my favorite threads on the forum. Out of curiosity/boredom I went back and started reading the very beginning of the thread. This, Reply #2, is one of my favorite posts thus far.

I once made a "...but I'll be retired by then" comment to an acquaintance at work (during a discussion about the far future).  His bushy, bushy eyebrows shot up into his even bushier hair and he asked, "Really?  Are you independently wealthy or something?"

No, dumbass, but I have a $100k+/year job and I do math for a living.  And so do you.  Why are you not retired yet?

I want to say things like this at work so bad. It warms the cockles of my heart to know that there are people out there who feel the same way I do when it comes to less-than-genius co-workers.

I guess what I'm trying to say is; thank you fellow mustachians, you make my life much easier.

Aw, shucks!  I am glad it cheered you up. 

It's funny, because I just mentioned this to a work friend the other day: "Why are there so many old-timers here?  We have great retirement benefits, and everyone does math for a living.  They could all retire!"  She is new here, and I think I convinced her to max out her 401k contribution.

I, on the other hand, am leaving  for my lower-paying dream job because of MMM.  High fives all around!

I too am preparing to take a lower paying dream job. I am so freaking excited I can't sit still when I think about it.
In the path of our happiness shall we find the learning for which we have chosen this lifetime.

MikeBear

  • Bristles
  • ***
  • Posts: 390
  • Age: 58
  • Location: Michigan
Re: Overheard at Work
« Reply #3427 on: July 24, 2014, 11:32:55 PM »
Coworker is very stressed and bored and deserves a break so she is going to move in with her 21 year old daughter in Vegas and live there for a year on her credit cards so she can party and meet a rich sugar daddy.
What do rich sugar daddies in Vegas look like?
Elvis

(sorry, couldn't resist; the force is strong)

Yeah, Vegas Elvis if he hadn't died - older, fatter, more wrinkled, bald.  Lots of dough though.
Elvis is dead?

He sure is, I saw his skeleton in Robocop 2. lol

rocksinmyhead

  • Handlebar Stache
  • *****
  • Posts: 1525
  • Location: Oklahoma
Re: Overheard at Work
« Reply #3428 on: July 25, 2014, 06:49:50 AM »
This has long been one of my favorite threads on the forum. Out of curiosity/boredom I went back and started reading the very beginning of the thread. This, Reply #2, is one of my favorite posts thus far.

I once made a "...but I'll be retired by then" comment to an acquaintance at work (during a discussion about the far future).  His bushy, bushy eyebrows shot up into his even bushier hair and he asked, "Really?  Are you independently wealthy or something?"

No, dumbass, but I have a $100k+/year job and I do math for a living.  And so do you.  Why are you not retired yet?

I want to say things like this at work so bad. It warms the cockles of my heart to know that there are people out there who feel the same way I do when it comes to less-than-genius co-workers.

I guess what I'm trying to say is; thank you fellow mustachians, you make my life much easier.

Aw, shucks!  I am glad it cheered you up. 

It's funny, because I just mentioned this to a work friend the other day: "Why are there so many old-timers here?  We have great retirement benefits, and everyone does math for a living.  They could all retire!"  She is new here, and I think I convinced her to max out her 401k contribution.

I, on the other hand, am leaving  for my lower-paying dream job because of MMM.  High fives all around!

I too am preparing to take a lower paying dream job. I am so freaking excited I can't sit still when I think about it.

congrats!!!! this is my goal too, instead of ER (well maybe slightly early but not like MMM early), so y'all are very inspirational!! :)

Liberty Stache

  • Pencil Stache
  • ****
  • Posts: 657
  • Location: Boston, Massachusetts
Re: Overheard at Work
« Reply #3429 on: July 25, 2014, 08:12:31 AM »
I have two stories:

1) A higher level employee in my organization is single in their late 30's and lives in a $800K, 2,000 sqft condo with $500+ HOA fees.
2) We recently had a single, junior employee move across the country to take on a new job. I tried to convince him about Boston traffic and to live close to work. He decided to live 20 miles away (45 minute commute). Oh well, at least I tried.
"Sloth, like rust, consumes faster than labor wears, while the used key is always bright" ~Benjamin Franklin, The Way to Wealth

frugledoc

  • Bristles
  • ***
  • Posts: 474
Re: Overheard at Work
« Reply #3430 on: July 25, 2014, 08:20:45 AM »
I have two stories:

1) A higher level employee in my organization is single in their late 30's and lives in a $800K, 2,000 sqft condo with $500+ HOA fees.
2) We recently had a single, junior employee move across the country to take on a new job. I tried to convince him about Boston traffic and to live close to work. He decided to live 20 miles away (45 minute commute). Oh well, at least I tried.

No problem living in an 800 k condo if it's within budget.

horsepoor

  • Magnum Stache
  • ******
  • Posts: 2652
  • Location: Boise, ID
  • Growing a Pony 'Stache
Re: Overheard at Work
« Reply #3431 on: July 25, 2014, 08:47:11 AM »
Today I overheard my co-worker saying on the phone that she is eligible to retire in 3 years, but who can afford that with our crappy 30% pension?  Then she said, "well, I guess we get that gap-pay until Social Security kicks in, but still, I'll have to keep working."  We're Federal employees, so she should have been paying into TSP for the last few decades as well.  For anyone who doesn't know, we actually get a pretty good benefit to fill the gap between retirement age (57) and Social Security eligibility too.  Her husband just retired with a great pension, but she recently financed a $30K car, goes out to eat all the time, has been on a ton of trips this year (Alaska, Prague, Costa Rica), and has a huge cell phone plan and pays for stuff like pesticide and lawn services.

Yeah, "crappy 30% pension" which will likely cover 50% or more of her pre-retirement expenses.  And of course, would have covered significantly more than that had one of her expenses been a $17,500 annual contribution to her TSP!  In my case, I've calculated that my pension + FERS Supp will cover 82% of my pre-retirement expenses.  This co-worker needs to be face-punched for frittering away what is quite possibly the best retirement scheme in the entire western world -- FERS.

Yep.  To be fair to her, she doesn't complain about having to work, and her ex husband did screw up their finances.  On the other hand, I just don't see much of any inclination to rein in spending to get expenses in line with what she *could* have coming in at minimum retirement age.  Partly she's bitter that she got talked into switching from CSRS, which does sound like it was a sweeter deal. 

Another fed I know is retiring *this year* and doesn't even know exactly what he'll be getting and is purposely sticking his head in the sand.  He currently lives paycheck-to-paycheck, supports his wife, mother, and to some extent his grown son and his grandkid, yet doesn't know what he'll be getting and doesn't have the cash saved for the gap between stopping work and starting to get the pension payments and whatever else.  I'm not even mustashian and my blood pressure skyrockets every time I hear anything about it.

OTOH, I didn't even know we had a pension benefit for the first several years I was working.  I thought it was just TSP and Social Security.  Now I'm kind of confused about what I'm supposed to do with a 1.8 million + TSP account, much less a ROTH if I work until full retirement age.  I'll have close to a million if I ratchet back to just getting the match.

LennStar

  • Pencil Stache
  • ****
  • Posts: 884
Re: Overheard at Work
« Reply #3432 on: July 25, 2014, 08:55:11 AM »
Also, I had a coworker openly admit that he spends $800/month on weed. (And by the way lives paycheck to paycheck)
Ahh!! There the saying about smoking your retirement away comes from...

Miamoo

  • Stubble
  • **
  • Posts: 234
  • Location: Somewhere near Chicago
Re: Overheard at Work
« Reply #3433 on: July 25, 2014, 09:05:05 AM »

Quote from: goldielocks on July 23, 2014, 08:28:41 PM

    Quote from: MrsPotts on July 23, 2014, 07:59:43 PM

        Coworker is very stressed and bored and deserves a break so she is going to move in with her 21 year old daughter in Vegas and live there for a year on her credit cards so she can party and meet a rich sugar daddy.

    What do rich sugar daddies in Vegas look like?

Elvis

(sorry, couldn't resist; the force is strong)


Or the ever so attractive Wayne Newton - or has he moved on to Branson?  I forget.

dycker1978

  • Pencil Stache
  • ****
  • Posts: 718
  • Age: 39
  • Location: Regina, Saskatchewan, Canada
Re: Overheard at Work
« Reply #3434 on: July 25, 2014, 09:17:10 AM »
Well... I just got a doozy.  My co-worker, who is my supervisor, just said told me how broke he was.  I know that he makes at lease 80K a year.  Anyways to the point of my story.

Him and his girlfriend just bought their third house.  They are both in there mid 50's and have been married a few times, so marriage is not in the future for them.  Anyways they just bought the third house, which would be great, if they rented two, but he lives in his house, she and hers, while the spend money to revovate the new house so they can move in, which he has stated will cost about 150000, and he paid over 500000 for this house, because it has his dream garage.

He is leaving on holidays to sturgus for the bike convention.  So he had to spend $6000 getting his $35000 Harley tricked out for the trip, so it looks good, because he just doesnt have enought time to do it(he is a mechinical engineer, so the work would have been something he is capable of).

We were talking this morning in the coffee room, and he casuly mentioned(this actually blew my mind a little) that him and his girl have to buy a new vehicle like a $50000 lexus becuase the driveway at their new house is steep and they may have issues driving the 2013 4x4 for explorer up the drive way... WTF HUH??

During the conversation on the explorer he explained that none of the other 12 cars they had between the two of them would work(12 cars two people what).  He also mentioned that the "spare" tire inventory for the cars was 34 tires.  He was also saying that maybe they should bite the bullett and but a Corvette annivery edition... he found one with less then 50000km for only 125000...

He then complains that he cant figure out why he is so broke, or where all his money is going.... he just stuck his head in my office and asked if I wanted to go for breakfast this morning...OMG.

Numbers Man

  • Guest
Re: Overheard at Work
« Reply #3435 on: July 25, 2014, 09:27:39 AM »
 ^  You must be a good listener, lol.

dycker1978

  • Pencil Stache
  • ****
  • Posts: 718
  • Age: 39
  • Location: Regina, Saskatchewan, Canada
Re: Overheard at Work
« Reply #3436 on: July 25, 2014, 09:33:06 AM »
This has been over several days...  I sit quietly and chuckle to me self.

boyerbt

  • Stubble
  • **
  • Posts: 246
  • Location: Ohio
Re: Overheard at Work
« Reply #3437 on: July 25, 2014, 09:47:01 AM »

During the conversation on the explorer he explained that none of the other 12 cars they had between the two of them would work(12 cars two people what).  He also mentioned that the "spare" tire inventory for the cars was 34 tires.  He was also saying that maybe they should bite the bullett and but a Corvette annivery edition... he found one with less then 50000km for only 125000...


Can we get a list of the 12 cars? I don't understand how or why anyone would want this many vehicles?
Act. Your. Wage.

There are no secrets to success. It is the result of preparation, hard work and learning from failure

solon

  • Handlebar Stache
  • *****
  • Posts: 1028
  • Age: 1817
  • Location: CO
Re: Overheard at Work
« Reply #3438 on: July 25, 2014, 09:52:30 AM »
This has been over several days...  I sit quietly and chuckle to me self.

I don't know if I could chuckle. This might have risen to the level of requiring an intervention.

dragoncar

  • Walrus Stache
  • *******
  • Posts: 7290
  • Registered member
Re: Overheard at Work
« Reply #3439 on: July 25, 2014, 09:52:36 AM »

During the conversation on the explorer he explained that none of the other 12 cars they had between the two of them would work(12 cars two people what).  He also mentioned that the "spare" tire inventory for the cars was 34 tires.  He was also saying that maybe they should bite the bullett and but a Corvette annivery edition... he found one with less then 50000km for only 125000...


Can we get a list of the 12 cars? I don't understand how or why anyone would want this many vehicles?

Hopefully the garage is at the bottom of the steep driveway?

AlanStache

  • Handlebar Stache
  • *****
  • Posts: 1608
  • Age: 38
  • Location: South East Virginia
Re: Overheard at Work
« Reply #3440 on: July 25, 2014, 09:57:35 AM »

During the conversation on the explorer he explained that none of the other 12 cars they had between the two of them would work(12 cars two people what).  He also mentioned that the "spare" tire inventory for the cars was 34 tires.  He was also saying that maybe they should bite the bullett and but a Corvette annivery edition... he found one with less then 50000km for only 125000...


Can we get a list of the 12 cars? I don't understand how or why anyone would want this many vehicles?

Hopefully the garage is at the bottom of the steep driveway?

He may need to hire a guy to build a continuous garage all the way up one side of the driveway.  I hope they are not all titled/insured.
Be the person Mr. Rogers knows you can be.

dycker1978

  • Pencil Stache
  • ****
  • Posts: 718
  • Age: 39
  • Location: Regina, Saskatchewan, Canada
Re: Overheard at Work
« Reply #3441 on: July 25, 2014, 09:57:49 AM »
I have hears some of them...

He has a:
1986 fiero
1967 GTO
1967 Mecaidies
2013 chev 1/2 tonne
2012 chev 1/2 tonne - this is his 4x4 truck - can drive it all the time because it is too hard on gas
2012 Harley
2000 Harley
1999 Honda gold wing

She has:
2013 explorer
1976 Corvette


I also know that his new place had to have a 3 car attached garage, for their daily commuters(3 commuters and two people) and we live in a small city where you can easily bike anywhere in it in 20-30 minutes and also had to have a 30 x 40 garage in the back.  He was very happy that he could have all of the cars at his place instead of having to store them at his parents and his brothers places.

dycker1978

  • Pencil Stache
  • ****
  • Posts: 718
  • Age: 39
  • Location: Regina, Saskatchewan, Canada
Re: Overheard at Work
« Reply #3442 on: July 25, 2014, 09:59:38 AM »
He has them insured and drives them once a month because they just detirate if you dont

hermoninny

  • Stubble
  • **
  • Posts: 221
  • Age: 37
  • Location: Los Angeles, CA
Re: Overheard at Work
« Reply #3443 on: July 25, 2014, 10:06:19 AM »

During the conversation on the explorer he explained that none of the other 12 cars they had between the two of them would work(12 cars two people what).  He also mentioned that the "spare" tire inventory for the cars was 34 tires.  He was also saying that maybe they should bite the bullett and but a Corvette annivery edition... he found one with less then 50000km for only 125000...


Can we get a list of the 12 cars? I don't understand how or why anyone would want this many vehicles?

My husband could easily name 12 cars that he would love to own.  But he's a classic car buff.  In reality, he drives a 20-yr old 4-Runner with 280k miles and *almost* has his 32 Model A road-worthy.  It's not pretty yet, but it will be street legal.

Lis

  • Pencil Stache
  • ****
  • Posts: 725
Re: Overheard at Work
« Reply #3444 on: July 25, 2014, 10:40:08 AM »
A coworker of mine's recently-turned 18 year old son made some pretty stupid decisions after graduating high school last month (was caught drinking a beer in his parked car at a park a block away from his house), so now they have all sorts of court and legal fees to deal with. She was also complaining how her washer is leaking all over the place, her dishwasher hasn't worked in months, and the door to her minivan won't stay shut. Ouch. But...

- She just bought a $700 trampoline because she doesn't want her other kids to suffer
- Is currently on a week long vacation camping in NC. We don't live anywhere near NC.
- Planning a long weekend getaway in August

Also, she just received a $7,000 cut (granted, before taxes) as part of our company's sort of profit sharing program. No idea where the post tax money went, but given the amount of complaining she's done about the lawyer's fee...

Ashyukun

  • Bristles
  • ***
  • Posts: 270
Re: Overheard at Work
« Reply #3445 on: July 25, 2014, 10:44:55 AM »

During the conversation on the explorer he explained that none of the other 12 cars they had between the two of them would work(12 cars two people what).  He also mentioned that the "spare" tire inventory for the cars was 34 tires.  He was also saying that maybe they should bite the bullett and but a Corvette annivery edition... he found one with less then 50000km for only 125000...


Can we get a list of the 12 cars? I don't understand how or why anyone would want this many vehicles?

My husband could easily name 12 cars that he would love to own.  But he's a classic car buff.  In reality, he drives a 20-yr old 4-Runner with 280k miles and *almost* has his 32 Model A road-worthy.  It's not pretty yet, but it will be street legal.

Wow. I mean, I'm a car guy and fiddling with cars is my primary hobby (and hopefully eventual main hustle), and we just have 4- all of which are very differently suited. 12 (though I do note 3 of those are motorcycles...) especially TWO nearly identical trucks- is just insane for someone who's not a mega-millionaire

1- Small, efficient sedan (2000 Saturn): Has been my primary vehicle but has sad largely idle for the last few months as I've taken to bike commuting hardcore after our move. If I can continue to commute on the bike year-round will likely be sold as it won't be needed.

2- Small SUV (2008 Mercury Mariner): Wife's car she's had for a few years from before we got together. Somewhat larger than necessary, but the cargo space DOES get used a lot since we regularly scour local thrift stores for furniture for her to refinish and sell.

3- Exotic (1983 DMC-12): Car I'd wanted all my life and is fun through and through, gets driven sparingly but a lot more than people expect.

4- Race car/parts hauler (1979 El Camino): Project car still in work, being primarily built for a budget car building/racing competition but will be kept around for me to use to make salvage yard runs


LennStar

  • Pencil Stache
  • ****
  • Posts: 884
Re: Overheard at Work
« Reply #3446 on: July 25, 2014, 11:05:36 AM »
OMG, that car clown is AWESOME. They really exist, these people!?!
How about building an underground parking lot? Then its not so steep :D:D:D

(was caught drinking a beer in his parked car at a park a block away from his house),
Where you live its illegal to drink in a parked car? I should think you can do whatever you want in your car. (esp. if you are in the US). Of course, when he is driving after drinking... (here in germany thats mostly defined as "engine running", which is very logical, because then the car could move of its own.)

Donovan

  • Stubble
  • **
  • Posts: 185
  • Location: Indiana
Re: Overheard at Work
« Reply #3447 on: July 25, 2014, 11:11:22 AM »
(was caught drinking a beer in his parked car at a park a block away from his house),
Where you live its illegal to drink in a parked car? I should think you can do whatever you want in your car. (esp. if you are in the US). Of course, when he is driving after drinking... (here in germany thats mostly defined as "engine running", which is very logical, because then the car could move of its own.)

I'm assuming it was the age of the kid relative to legal drinking age in that area that was the issue more than the parked car.  Not everyone gets to live in Germany :p
This is not us against them, it’s us for us.

odput

  • Bristles
  • ***
  • Posts: 414
  • Age: 32
  • "I reject your reality and substitute my own"
Re: Overheard at Work
« Reply #3448 on: July 25, 2014, 11:23:46 AM »
Wow. I mean, I'm a car guy and fiddling with cars is my primary hobby (and hopefully eventual main hustle), and we just have 4- all of which are very differently suited. 12 (though I do note 3 of those are motorcycles...) especially TWO nearly identical trucks- is just insane for someone who's not a mega-millionaire

That last bit is not necessary

Lis

  • Pencil Stache
  • ****
  • Posts: 725
Re: Overheard at Work
« Reply #3449 on: July 25, 2014, 11:30:10 AM »
(was caught drinking a beer in his parked car at a park a block away from his house),
Where you live its illegal to drink in a parked car? I should think you can do whatever you want in your car. (esp. if you are in the US). Of course, when he is driving after drinking... (here in germany thats mostly defined as "engine running", which is very logical, because then the car could move of its own.)

I'm assuming it was the age of the kid relative to legal drinking age in that area that was the issue more than the parked car.  Not everyone gets to live in Germany :p

Underage is definitely an issue, as is having an open container inside a car. The laws may be bent when you're tailgating, but he got hit pretty hard.

At least in my state, it's illegal to have any alcohol (closed included) within arms reach of the driver. My friend was pulled over for rolling through a stop sign while driving home from grocery shopping. She had all of her groceries in the front seat, including the (still very closed) six pack she just bought. The cop told her that was illegal, and she technically should have received a ticket for that. Luckily the cop was cool and rolled his eyes about that, but he warned her to put all alcohol in the trunk when transporting it just to be safe.

But we're getting off topic here. Sorry!

edit: I used "technically" three times in two sentences. That's technically pretty dumb of me.
« Last Edit: July 25, 2014, 12:16:17 PM by Lis »