Author Topic: Overheard at Work  (Read 8752814 times)

dragoncar

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Re: Overheard at Work
« Reply #2850 on: June 06, 2014, 10:50:18 AM »
Quote from: Harvey Danger
If you're bored then you're boring
The agony in the irony is killing me.

This is the age of the internet

Quote from: Dave Gorman
The internet contains everything in the whole wide world ever

Im glad I struck a chord here...From reading MMM, which, I really ascribe to and enjoy, I get the impression that a lot of people here think that retirement is all Hawaiian shirts and sunny skies. Now, you guys that are aspiring to this but are not there yet, great! Just be forewarned that it is not as great as you think it is. It was at first but it wears off. You will see. Enjoy!

Surely you can find something interesting to read/learn on the cold and shitty days

Interesting perspective and thanks for the civil discourse on what is obviously the core topic of the whole community...I've seen less important topics degrade pretty quickly when opposing views come to a head.  I guess all we can say is that each of us will discover what it is like when we get there, and it is important to know that not everyday is sunshine and rainbows.

In an attempt to get back on topic, I can only add that I have very little to add...in my current workplace everyone here is pretty frugal with the office kitchen tables being crowded at lunch time most days and nary a car fancier than a Honda CRV in the parking lot.

Anyone else feel left out of this thread because they work with reasonable people?

I agree -- in fact I was entertaining the thought that viper may be a troll until this post.  I don't like to throw that term around lightly, but there was also that Dave Ramsey thread where he seemed a bit too antagonistic.  But I'm glad it's just a real difference of opinion, and hopefully we keep the discussion as rational as it's been.

And yes, I suspect most of my coworkers closet Mustachians (but of course we are in a bad situation with housing costs here in SF)

prudence

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Re: Overheard at Work
« Reply #2851 on: June 06, 2014, 11:09:08 AM »
We had a payroll glitch here at work this week, resulting in payroll hitting peoples bank accounts one day late. We are paid biweekly. The uproar it caused was eye opening. So much bitching and moaning of not being able to pay bills etc.  The company has been offering to pay everyone's overdraft fees and late fees incurred as a result, and today they had lunch brought in for the whole company. I'm grateful for the lunch, but disturbed by how much of an issue it is for so many people if their pay arrives one day later than usual.

T-Rex

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Re: Overheard at Work
« Reply #2852 on: June 06, 2014, 11:53:51 AM »
Back story:
I am with a couple Marines. The Ellen Show is on, featuring a woman that has children and needs to get food from a food bank. Ellen presents her with a $10,000 check.

Marine: "What do you want to bet that she still goes to the food bank? I want to write to Ellen and say that I'm a deployed and making less than the average American and she should give me $10,000."

Same guy, a minute later:
"Getting married for the money is stupid! I have a $41,000 car and I'm only a few thousand from paying it off."
Me: "$41,000? What kind of car is it?"
Marine: "A Dodge Challenger, it's good because it has a HEMI."

He has been in about 2 years. If the above statement is true, that means he has spent the majority of the money he has earned in the military on his car and car related costs.

warfreak2

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Re: Overheard at Work
« Reply #2853 on: June 06, 2014, 11:55:29 AM »
how much of an issue it is for so many people if their pay arrives one day later than usual.
I have a paycheck still waiting from April. (Apparently I did too much overtime and they have to amend my contract. Also, they just asked me to do more overtime.) I'll get it sooner or later, so no big deal. Also, something like 80% of the country earns more than me.

T-Rex

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Re: Overheard at Work
« Reply #2854 on: June 06, 2014, 11:56:00 AM »
This is OT, but I need to vent:

Coworker 1: Okay, I'm not South American like you.
Coworker 2: I'm Mexican!
Coworker 1: ....
Coworker 3: Mexico isn't in South America.
Coworker 1: So what? I don't study geometry.

*brain explodes*

T-Rex, I assume they are in the military as well?  If so please reassure me that there are safe guards between them and all nuclear weapons.  Also does CW1 drive an F150 or a Mustang?

Don't worry, he is nowhere near doing anything important. I think he drives a lifted pickup truck.

Cheddar Stacker

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Re: Overheard at Work
« Reply #2855 on: June 06, 2014, 01:11:24 PM »
Back story:
I am with a couple Marines. The Ellen Show is on, featuring a woman that has children and needs to get food from a food bank. Ellen presents her with a $10,000 check.

Marine: "What do you want to bet that she still goes to the food bank? I want to write to Ellen and say that I'm a deployed and making less than the average American and she should give me $10,000."

Same guy, a minute later:
"Getting married for the money is stupid! I have a $41,000 car and I'm only a few thousand from paying it off."
Me: "$41,000? What kind of car is it?"
Marine: "A Dodge Challenger, it's good because it has a HEMI."

He has been in about 2 years. If the above statement is true, that means he has spent the majority of the money he has earned in the military on his car and car related costs.

Aren't you currently deployed? If so, that means he spent most of his 2 years of wages on a vehicle that is 10,000 miles away from where he is currently working. WOW.

Frugal Father

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Re: Overheard at Work
« Reply #2856 on: June 06, 2014, 02:02:22 PM »
We had a payroll glitch here at work this week, resulting in payroll hitting peoples bank accounts one day late. We are paid biweekly. The uproar it caused was eye opening. So much bitching and moaning of not being able to pay bills etc.  The company has been offering to pay everyone's overdraft fees and late fees incurred as a result, and today they had lunch brought in for the whole company. I'm grateful for the lunch, but disturbed by how much of an issue it is for so many people if their pay arrives one day later than usual.

My wife and I are constantly dumbfounded by the number of people that live paycheck to paycheck and "NEED" to get their paycheck on time. It's just absurd. They all need good MMM punches to the face.

dragoncar

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Re: Overheard at Work
« Reply #2857 on: June 06, 2014, 02:42:35 PM »
We had a payroll glitch here at work this week, resulting in payroll hitting peoples bank accounts one day late. We are paid biweekly. The uproar it caused was eye opening. So much bitching and moaning of not being able to pay bills etc.  The company has been offering to pay everyone's overdraft fees and late fees incurred as a result, and today they had lunch brought in for the whole company. I'm grateful for the lunch, but disturbed by how much of an issue it is for so many people if their pay arrives one day later than usual.

My wife and I are constantly dumbfounded by the number of people that live paycheck to paycheck and "NEED" to get their paycheck on time. It's just absurd. They all need good MMM punches to the face.

Eh, you might hear me complaining if my deposit came late.  I usually structure my financial life expecting those payments (reasonably, given that my employer is obligated to make those payments at that time).  Sure, I could move some stuff around to juggle a missed payment, but I might incur an overdraft fee somewhere and it's kinda a pain in the ass.  So in a sense, I NEED that payment.

lsaurus

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Re: Overheard at Work
« Reply #2858 on: June 06, 2014, 03:26:45 PM »
I'm the new girl at work (county government, engineering department). I've gone out to lunch with my co-workers twice. I'm still getting to know my fellow engineers so I don't know all the back stories but one co-worker (CW1) tells some concerning stories about her finances. She is 50ish, single, no kids, engineering manager (she is probably making 95k plus)

First time we went out to lunch we rode in her car.  It's a new, cute, shiny, convertible VW something and she mentioned that she borrowed from her retirement accounts to pay for it.  I don't get it, she lives blocks from me and I don't even have a car, I ride my bike or take the bus.

The second time we went to lunch another co-worker (CW2) told a story about how upset her mom was that she couldn't reconcile her budget so CW2 suggested to her mom that she just add a reconcile line item, her mom was horrified at the suggestion.  I understand the feeling :), it drives me batty when my budget doesn't reconcile.  Anyway, CW1 tells us that she sat down last night to work through all her finances because she was getting sick of living paycheck to paycheck. She is an engineer, simple budget math should be well within her skill set. It's great she is looking at her finances but it has to be discouraging to have worked in engineering for 25+ years and still be living paycheck to paycheck.

Latwell

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Re: Overheard at Work
« Reply #2859 on: June 06, 2014, 03:53:47 PM »
We had a payroll glitch here at work this week, resulting in payroll hitting peoples bank accounts one day late. We are paid biweekly. The uproar it caused was eye opening. So much bitching and moaning of not being able to pay bills etc.  The company has been offering to pay everyone's overdraft fees and late fees incurred as a result, and today they had lunch brought in for the whole company. I'm grateful for the lunch, but disturbed by how much of an issue it is for so many people if their pay arrives one day later than usual.

My wife and I are constantly dumbfounded by the number of people that live paycheck to paycheck and "NEED" to get their paycheck on time. It's just absurd. They all need good MMM punches to the face.

Eh, you might hear me complaining if my deposit came late.  I usually structure my financial life expecting those payments (reasonably, given that my employer is obligated to make those payments at that time).  Sure, I could move some stuff around to juggle a missed payment, but I might incur an overdraft fee somewhere and it's kinda a pain in the ass.  So in a sense, I NEED that payment.

My company doesn't offer direct deposit. We have two teams. Each team is at a different client each week. Because we don't have direct deposit, our paychecks are often given to us later than the day we are suppose to be paid. When I first started working for the company, I wasn't aware of this and would get really frustrated. But now I just expect it and don't rely on it. When we hire new employees, I make sure to point out to them that their paychecks will often be given to them a day or two later than the date on the check so plan accordingly.

randymarsh

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Re: Overheard at Work
« Reply #2860 on: June 06, 2014, 04:50:56 PM »
Eh, you might hear me complaining if my deposit came late.  I usually structure my financial life expecting those payments (reasonably, given that my employer is obligated to make those payments at that time).  Sure, I could move some stuff around to juggle a missed payment, but I might incur an overdraft fee somewhere and it's kinda a pain in the ass.  So in a sense, I NEED that payment.

Wouldn't it be safer to keep a few thousand or a month or 2 worth of expenses in checking? I don't see a large benefit to keeping your finances so "tight".

dragoncar

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Re: Overheard at Work
« Reply #2861 on: June 06, 2014, 05:14:50 PM »
Eh, you might hear me complaining if my deposit came late.  I usually structure my financial life expecting those payments (reasonably, given that my employer is obligated to make those payments at that time).  Sure, I could move some stuff around to juggle a missed payment, but I might incur an overdraft fee somewhere and it's kinda a pain in the ass.  So in a sense, I NEED that payment.

Wouldn't it be safer to keep a few thousand or a month or 2 worth of expenses in checking? I don't see a large benefit to keeping your finances so "tight".

There's also no downside... never been a problem in many years.  Even if it happened once, the $15 overdraft would be far less than the opportunity cost of a few thousand over all the years it never happened.  Of course, the timing would have to coincide perfectly... the above is not to say I keep exactly $1 in checking at all times.

trailrated

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Re: Overheard at Work
« Reply #2862 on: June 06, 2014, 05:25:31 PM »
I have a CW that just bought a pick up. Jacked up, leather seats, big rims, new tires, tv monitors.... His payments on it are $600/month and the kicker, he got it with 100,000 miles already on it.

Boggles the mind.

sol

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Re: Overheard at Work
« Reply #2863 on: June 06, 2014, 05:58:49 PM »
a lot of people I know who think Federal employees are all overpaid. Most aren't, if you look at what they could make in the private sector, especially any employee with a professional degree. Some are (secretarial work pays much better if you work for the Federal government)

Interesting that you bring this up.  I also work in a federal facility, and the only blinged out SUV in the parking garage belongs to one of our newly hired clerical people.  All of the old 50-something PhDs making 90k/year bike or bus to work.

SwordGuy

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Re: Overheard at Work
« Reply #2864 on: June 06, 2014, 06:51:01 PM »
My federal parking lot is chock full of big gas-guzzling trucks.

mm1970

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Re: Overheard at Work
« Reply #2865 on: June 06, 2014, 07:41:19 PM »
I read this entire thread. It is sad and funny at the same time. I retired 4 years ago at the age of 51. I have a sweet pension, an almost paid off house, 2 college educations paid for in cash and zero debt. I have a great wife and two awesome kids. I have news for all of you with aspirations of early retirement. It is not nearly as easy and fun as you think. When the weather is cold or rainy I am bored shitless. I know, I know..."I wont be bored, I'm different" BULLSHIT! You will be bored.
    You will not do all this budget traveling. You wont fix everything in your house. Life still gets in the way....Do yourselves a huge favor. Find work that matters and focus on that. It will be all rosy fo a while until you realize just how important work is to your well being. And guess what? The only one happy that I am home every day is my dog!
    I wish you all luck.

Ah, yes.  Everyone's retirement will be exactly like mine.  At least you're in the right forum section!

ETA -- I'm sorry you're bored, but don't project your boredom on everyone else.  What instrument(s) do you play?  What languages do you speak?  What gourmet food do you cook?  What tricks can your dog do?  Where do you volunteer?

 To answer your question...Guitar. English.Accomplished cook.My dog is old and dying.  Volunteer Fire Dept. - And I wasn't trying to project negativity. Just reality. Retirement is not all fun. It is a learned behavior. I'm well traveled, rode a bicycle from Newfoundland to Palm Beach and was an adrenaline junkie fireman in NYC for over 20 years. I kayak fish in the ocean, at night and can probably, at my middle age, still kick some ass. And I'm telling you retirement is not all its cracked up to be and people should be prepared for that.
I think this speaks more to your personality than anything.  My stepfather retired at 55.  He's 67, blissfully happy.  (At least he was until my mother died.)

Personally, I plan to work for a very long time, because I worry about boredom.  I have plenty of hobbies, etc.  But I still like to work!  Or maybe I'll retire and just be a grandma (but only if my kids don't wait as long as I do!  Will be 60 when the youngest finishes HS).

mm1970

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Re: Overheard at Work
« Reply #2866 on: June 06, 2014, 07:45:44 PM »
About coworkers and cars...three quick scenarios;

1. Our admin assistant (makes about $60k/yr and drives a three series bmw while paying $1500/month in rent) and I were on a plane for a biz trip. The stewardess tells her to put her uber-designer bag on the floor under the seat in front of her to prepare for landing. The admin says to me, "this PURSE cost $4,000... UGH!!!!" To which without missing a beat knowing that I make several times her salary, "OMG! Your handbag is worth more than my CAR!!! (2000 avalon, 153k miles, goin strong) She was horrified at my *impoverished* vehicle and I was just laughing and laughing.

2. My junior coworker used to drive a very posh Mustang that was only a few years old but was always breaking down. She told me she bought a new car and was proud cuz she bought it used (late model VW Taureg). She said she got a great deal and I was like, cool! How much was it? Over $25K + extended warranty for $4k BECAUSE IT ALREADY BROKE DOWN FOUR TIMES in the three months she's owned it. OMG, omg, omg!! And this lovely lady who I adore owes almost $150K in student loans for 2 masters degrees... Btw, I really, respect grad school stuff for those who enjoy school (and paying for higher learning), but I get a lot of mileage (bad pun intended) in my prof with a simple bachelors degree. This is someone who is saving to buy a house in Redondo Beach, CA = OMG expensive + >40 miles from work!...

3. Another junior coworker bought a new car: five series BMW fully loaded = >$80k. OMG!!! whaaaaat?!?! And, wait for it... financed the thing!!!  She saw me blanch and reach for the wall cuz I was basically gobsmacked to which she said, "yeh, I have a really long commute so I wanted to enjoy the drive.... "

They all think I'm insane. I just don't understand what they are thinking. Granted, I'm older than all three by a few years (I'm 40) but wth, people!!!?? I live 5 miles from the office, drive a 14 yr old car that feels uber posh to me, and dress modestly meaning, I buy nice work blouses, slacks and sweaters (thank God I rarely need to wear a suit) on clearance at the local outlet then proceed to wear them out before I replace them whilst they shop their hearts out on haute couture (which, btw, I really enjoy seeing. They all look fab! But, shopping for clothes makes me shudder. I successfully avoid the activity the high, high majority of the time.  Can't even tell you the last time I walked into a mall because they fill me with dread... They are like massive 'thing' mausoleums built in such a way that it feels like you just can't get out....)

Anyway, wooohooo to freedom from pricey cars, student loans and *price couture*!!!
Ouch, this makes me cringe!  I'd say it's an "age" thing (I'm almost 44), but most of my female coworkers who are 24-26 bring their lunches, drive old cars, dress casually, and are frugal!  Ok, I am an engineer, but the receptionist isn't and she's the same way.

randymarsh

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Re: Overheard at Work
« Reply #2867 on: June 06, 2014, 08:20:24 PM »
My federal parking lot is chock full of big gas-guzzling trucks.

A reflection of location? Trucks are probably more of a "thing" in the midwest and south.

AlanStache

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Re: Overheard at Work
« Reply #2868 on: June 06, 2014, 08:37:42 PM »
Eh, you might hear me complaining if my deposit came late.  I usually structure my financial life expecting those payments (reasonably, given that my employer is obligated to make those payments at that time).  Sure, I could move some stuff around to juggle a missed payment, but I might incur an overdraft fee somewhere and it's kinda a pain in the ass.  So in a sense, I NEED that payment.

Wouldn't it be safer to keep a few thousand or a month or 2 worth of expenses in checking? I don't see a large benefit to keeping your finances so "tight".

Yeah, I messed up recently and over paid a cc (to have a credit), no problem as I had 'slop' in the checking till next payday.  Stuff happens, but I guess is all individual and specific to your situation; to each hi(s/r) own.  Also I sleep better knowing something is always there.

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Re: Overheard at Work
« Reply #2869 on: June 06, 2014, 08:40:53 PM »
a lot of people I know who think Federal employees are all overpaid. Most aren't, if you look at what they could make in the private sector, especially any employee with a professional degree. Some are (secretarial work pays much better if you work for the Federal government)

Interesting that you bring this up.  I also work in a federal facility, and the only blinged out SUV in the parking garage belongs to one of our newly hired clerical people.  All of the old 50-something PhDs making 90k/year bike or bus to work.

At the engineering company I work for the biggest truck in the parking lot belonged to the janitor for many years.

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Re: Overheard at Work
« Reply #2870 on: June 06, 2014, 09:15:28 PM »
I read this entire thread. It is sad and funny at the same time. I retired 4 years ago at the age of 51. I have a sweet pension, an almost paid off house, 2 college educations paid for in cash and zero debt. I have a great wife and two awesome kids. I have news for all of you with aspirations of early retirement. It is not nearly as easy and fun as you think. When the weather is cold or rainy I am bored shitless. I know, I know..."I wont be bored, I'm different" BULLSHIT! You will be bored.
    You will not do all this budget traveling. You wont fix everything in your house. Life still gets in the way....Do yourselves a huge favor. Find work that matters and focus on that. It will be all rosy fo a while until you realize just how important work is to your well being. And guess what? The only one happy that I am home every day is my dog!
    I wish you all luck.

Ah, yes.  Everyone's retirement will be exactly like mine.  At least you're in the right forum section!

ETA -- I'm sorry you're bored, but don't project your boredom on everyone else.  What instrument(s) do you play?  What languages do you speak?  What gourmet food do you cook?  What tricks can your dog do?  Where do you volunteer?

 To answer your question...Guitar. English.Accomplished cook.My dog is old and dying.  Volunteer Fire Dept. - And I wasn't trying to project negativity. Just reality. Retirement is not all fun. It is a learned behavior. I'm well traveled, rode a bicycle from Newfoundland to Palm Beach and was an adrenaline junkie fireman in NYC for over 20 years. I kayak fish in the ocean, at night and can probably, at my middle age, still kick some ass. And I'm telling you retirement is not all its cracked up to be and people should be prepared for that.
I think this speaks more to your personality than anything.  My stepfather retired at 55.  He's 67, blissfully happy.  (At least he was until my mother died.)

Personally, I plan to work for a very long time, because I worry about boredom.  I have plenty of hobbies, etc.  But I still like to work!  Or maybe I'll retire and just be a grandma (but only if my kids don't wait as long as I do!  Will be 60 when the youngest finishes HS).

Yeah I quite like working too.  I figure after I reach FI I'll work part time somewhere.

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Re: Overheard at Work
« Reply #2871 on: June 06, 2014, 09:29:19 PM »
My manager and coworker #1 are trying to convince coworker #2 to buy a new car. They are basically harassing this guy to buy a new car. It's always the same stupid conversation too.
Misery loves company.

I hadn't thought of it like that, but I had a friend who constantly leased cars (since he updates every couple of years anyway *eye roll*), and tried to convince me to do the same. I remember asking him about how awesome it would be to not have a car payment. His response was so fatalistic, it freaked me out a bit:

I'm always going to have a car payment, so might as well get a new car out of it every couple of years.

Personally, I remember how it felt the first time I paid off a car I bought. Holy crap! It was like winning the lottery!! Now I know even more, so my fun little build thread gives me joy.

I read this entire thread. It is sad and funny at the same time. I retired 4 years ago at the age of 51. I have a sweet pension, an almost paid off house, 2 college educations paid for in cash and zero debt. I have a great wife and two awesome kids. I have news for all of you with aspirations of early retirement. It is not nearly as easy and fun as you think. When the weather is cold or rainy I am bored shitless. I know, I know..."I wont be bored, I'm different" BULLSHIT! You will be bored.
    You will not do all this budget traveling. You wont fix everything in your house. Life still gets in the way....Do yourselves a huge favor. Find work that matters and focus on that. It will be all rosy fo a while until you realize just how important work is to your well being. And guess what? The only one happy that I am home every day is my dog!
    I wish you all luck.

Funny that. My dad has been retired for about a decade, and he's not bored. He's busy and he's enjoying life. And since he's retired longer than you have, I could say that his experience trumps yours. Or, just, maybe, you know... acknowledge that people are different? :)

I'm going to go ahead and just assume that it was a warning based on his own experience. Viper mentioned that they weren't trying to be negative, just giving a head's up. That would be an interesting journey to follow though.

Hey Viper: What would you say to starting a thread in either the journal's section or the Ask a Mustachian section, documenting your efforts to get rid of that annoying boredom you are experiencing. I'd definitely be interested in that!!

I guess that because being retired bores me instead of doing meaningful work that I loved...well I guess I'm just a loser. To each his own...what do I know?

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Re: Overheard at Work
« Reply #2872 on: June 06, 2014, 10:03:02 PM »
...Retirement is not all fun. It is a learned behavior. I'm well traveled, rode a bicycle from Newfoundland to Palm Beach and was an adrenaline junkie fireman in NYC for over 20 years. I kayak fish in the ocean, at night and can probably, at my middle age, still kick some ass. And I'm telling you retirement is not all its cracked up to be and people should be prepared for that.

Emphasis mine.

Viper, I appreciate your persepctive on this. However, I would never describe myself as an adrenaline junkie. I have also never in my life kicked some ass.

My point is you sound like a very different person than me - I might even say polar opposite. I've yearned for a nice quiet life for a long time. The closer I get to that, the more at peace I become. I'm truly happier when I'm less busy, when I have time to make a nice breakfast, mow the lawn, take a walk, sip coffee. I don't like to be rushed. Boredom can also be very blissful at times, but I know I will have plenty to keep me busy.

And by the way, boredom is the absolute best adjective to describe my job, so I don't think keeping my job could be any better than ER.

annann

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Re: Overheard at Work
« Reply #2873 on: June 07, 2014, 12:19:09 PM »
I read this entire thread. It is sad and funny at the same time. I retired 4 years ago at the age of 51. I have a sweet pension, an almost paid off house, 2 college educations paid for in cash and zero debt. I have a great wife and two awesome kids. I have news for all of you with aspirations of early retirement. It is not nearly as easy and fun as you think. When the weather is cold or rainy I am bored shitless. I know, I know..."I wont be bored, I'm different" BULLSHIT! You will be bored.
    You will not do all this budget traveling. You wont fix everything in your house. Life still gets in the way....Do yourselves a huge favor. Find work that matters and focus on that. It will be all rosy fo a while until you realize just how important work is to your well being. And guess what? The only one happy that I am home every day is my dog!
    I wish you all luck.

I retired 19 years ago at age 48.  I am not bored and never have been.  I did a bit of consulting the first few years but stopped when the money was not worth the stress.  DH and I live in an over 55 community where we stay so busy I wonder frequently how I ever found time to work.  If you are bored and you really need to work to be happy, go and get a job.  No one is forcing you to be bored.  I will agree with you that many folks retire without a plan of how to stay active and socially engaged and they get bored and boring but it is not a given and it is fixable.

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Re: Overheard at Work
« Reply #2874 on: June 07, 2014, 02:05:09 PM »
I have heard very similar lines from CWs about the cost of fresh produce.  I think the people that say this are just trying to justify not eating healthily.  GF and I eat very little that is packaged (frozen berries and oats come in packages but that's a grey area to me.) and while we do spend quite a bit on groceries we both feel we are eating a ton of very high quality, delicious, healthy, fresh food.  I think the health benefit easily offsets the labor cost of slicing up my veggies! =)

I have found that many of these people are the same ones that eat out all of the time. I always counter back with "well the good produce is expensive, but it's still cheaper than eating out." They usually nod in agreement.

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Re: Overheard at Work
« Reply #2875 on: June 07, 2014, 03:02:24 PM »
I've often heard "It's too expensive to buy vegetables because they just go bad and it's a waste."  Umm, yes, if you don't EAT them, which is kind of the whole point.

warfreak2

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Re: Overheard at Work
« Reply #2876 on: June 07, 2014, 03:05:01 PM »
It's too expensive to go to the movies, because you buy a ticket and then you don't watch the movie and it was a waste.

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Re: Overheard at Work
« Reply #2877 on: June 07, 2014, 03:30:19 PM »
I have heard very similar lines from CWs about the cost of fresh produce.  I think the people that say this are just trying to justify not eating healthily.  GF and I eat very little that is packaged (frozen berries and oats come in packages but that's a grey area to me.) and while we do spend quite a bit on groceries we both feel we are eating a ton of very high quality, delicious, healthy, fresh food.  I think the health benefit easily offsets the labor cost of slicing up my veggies! =)

I have found that many of these people are the same ones that eat out all of the time. I always counter back with "well the good produce is expensive, but it's still cheaper than eating out." They usually nod in agreement.

Where I work pretty much everybody packs there lunch. Not really to save money it's just that we are mobile and you might end up in bfe around lunch time where it is not feasible to go out to eat. But anyway I pack a lot of fresh veggies and fruits with my lunch especially in the summer. I'm always getting asked "how's that rabbit food?" Or "hey where's the beef" or something similar.  I normally have some form of meat in my lunch but it's always around 5 Oz (I do blocks). They also comment on how much our grocery bill must be buying all that produce while they are Sucking down 1000's of empty calories in processed foods (I'm guessing they don't eat for ~$300 a month) I just tell them to try it for a month and see how they like it. Have yet to get any takers

jordanread

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Re: Overheard at Work
« Reply #2878 on: June 07, 2014, 03:42:26 PM »

I'm going to go ahead and just assume that it was a warning based on his own experience. Viper mentioned that they weren't trying to be negative, just giving a head's up. That would be an interesting journey to follow though.

Hey Viper: What would you say to starting a thread in either the journal's section or the Ask a Mustachian section, documenting your efforts to get rid of that annoying boredom you are experiencing. I'd definitely be interested in that!!

I guess that because being retired bores me instead of doing meaningful work that I loved...well I guess I'm just a loser. To each his own...what do I know?

That's kind of what I was trying to figure out. I don't hear often from those who get bored in retirement. I was merely suggesting that some may find value in how you can beat those feelings, and it would be a journal thing I would read.
The caveat being that there would need to be some desire to address (or look into) the boredom instead of complaining about it and projecting your experiences onto everyone else.

Let me know if you do that though, otherwise best of luck with the rest of your retirement.

dragoncar

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Re: Overheard at Work
« Reply #2879 on: June 07, 2014, 04:13:28 PM »

I'm going to go ahead and just assume that it was a warning based on his own experience. Viper mentioned that they weren't trying to be negative, just giving a head's up. That would be an interesting journey to follow though.

Hey Viper: What would you say to starting a thread in either the journal's section or the Ask a Mustachian section, documenting your efforts to get rid of that annoying boredom you are experiencing. I'd definitely be interested in that!!

I guess that because being retired bores me instead of doing meaningful work that I loved...well I guess I'm just a loser. To each his own...what do I know?

That's kind of what I was trying to figure out. I don't hear often from those who get bored in retirement. I was merely suggesting that some may find value in how you can beat those feelings, and it would be a journal thing I would read.
The caveat being that there would need to be some desire to address (or look into) the boredom instead of complaining about it and projecting your experiences onto everyone else.

Let me know if you do that though, otherwise best of luck with the rest of your retirement.

You don't need to "beat those feelings."  If you are bored, go back to the fulfilling work that you loved.  Or complain on the internet all day, that's what works for me.

jordanread

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Re: Overheard at Work
« Reply #2880 on: June 07, 2014, 05:09:35 PM »
You don't need to "beat those feelings."  If you are bored, go back to the fulfilling work that you loved.  Or complain on the internet all day, that's what works for me.

Ah. I couldn't figure out how I was coming across that was causing the type of responses I was getting. I should have been more clear. By beat the feelings, I meant a way to not be bored, which sounded in this case like going back to work that he found meaningful. It would be an interesting read. Someone who caught FIRE, and decided it wasn't for them, or took another route than the usual stuff we see around these parts. I'm not affiliated with the retirement police, nor do I donate when they call. :-).
Also, it looks like I missed a page of the conversation... Still hate navigating this site on a phone. :P

I missed the post where he clarified this wasn't just complaining and being negative. Now I'd really like to see a journal or something. Sorry for addressing something that had been answered already.

« Last Edit: June 08, 2014, 12:49:07 PM by jordanread »

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Re: Overheard at Work
« Reply #2881 on: June 08, 2014, 12:42:59 AM »
Last week I was sitting with all of my tupperware like pots at the table, having the biggest lunch of the whole table. I think that day it was chopped veggies, potato salad, grapes and bread. One of my colleagues actually complimented me with having a lunch consisting from a lot of different things. Well he was right from everyone on the table I was having the healthiest lunch. The sad part is that but one, all of the other people on the table are overweight and trying to lose weight.

I have heard very similar lines from CWs about the cost of fresh produce.  I think the people that say this are just trying to justify not eating healthily.  GF and I eat very little that is packaged (frozen berries and oats come in packages but that's a grey area to me.) and while we do spend quite a bit on groceries we both feel we are eating a ton of very high quality, delicious, healthy, fresh food.  I think the health benefit easily offsets the labor cost of slicing up my veggies! =)

I have found that many of these people are the same ones that eat out all of the time. I always counter back with "well the good produce is expensive, but it's still cheaper than eating out." They usually nod in agreement.

Where I work pretty much everybody packs there lunch. Not really to save money it's just that we are mobile and you might end up in bfe around lunch time where it is not feasible to go out to eat. But anyway I pack a lot of fresh veggies and fruits with my lunch especially in the summer. I'm always getting asked "how's that rabbit food?" Or "hey where's the beef" or something similar.  I normally have some form of meat in my lunch but it's always around 5 Oz (I do blocks). They also comment on how much our grocery bill must be buying all that produce while they are Sucking down 1000's of empty calories in processed foods (I'm guessing they don't eat for ~$300 a month) I just tell them to try it for a month and see how they like it. Have yet to get any takers

iris lily

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Re: Overheard at Work
« Reply #2882 on: June 08, 2014, 06:22:53 AM »
Anyone else feel left out of this thread because they work with reasonable people?

lol, yes, that's why I posted a positive story above, about an attempt to go thrift store shopping with a coworker for our first "non-work" activity.  Some of my coworkers are a little nutty - just learned one coworker has *three* houses (even if at least 1, maybe more are in cheap areas), and while he's in the twilight of his career, he's akin to a paralegal, working for the state, so not that rich and wealthy.  But most are reasonable, with a few more MMM than me, biking every day, bringing food every day, and thrift shopping all furniture purchases, living in smaller spaces, etc.

Several people I work with do not have cable tv. A couple are purposely unplugged at home. Cars are just cars to them.

The high rollers are many around here.

lisahi

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Re: Overheard at Work
« Reply #2883 on: June 09, 2014, 11:46:44 AM »
My federal parking lot is chock full of big gas-guzzling trucks.

A reflection of location? Trucks are probably more of a "thing" in the midwest and south.

The parking lot at my building (federal offices) is definitely a reflection of location--Texas, specifically. Lots of trucks. It's a way of life. That said, there are folks in my particular office driving older, economy cars with no car payments. And I do get a lot of compliments for biking to work. Nobody yet has decided to do the same, but at least folks don't think it's weird.

ketchup

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Re: Overheard at Work
« Reply #2884 on: June 09, 2014, 06:29:50 PM »
1. Our admin assistant (makes about $60k/yr and drives a three series bmw while paying $1500/month in rent) and I were on a plane for a biz trip. The stewardess tells her to put her uber-designer bag on the floor under the seat in front of her to prepare for landing. The admin says to me, "this PURSE cost $4,000... UGH!!!!" To which without missing a beat knowing that I make several times her salary, "OMG! Your handbag is worth more than my CAR!!! (2000 avalon, 153k miles, goin strong) She was horrified at my *impoverished* vehicle and I was just laughing and laughing.
This reminds me of when I talk about my (photographer) girlfriend taking my car to a photoshoot and I say "putting her camera on the passenger seat triples the value of the car".  People don't always get it right away.  My car's worth about a grand, and she's usually got about two grand in camera equipment on her.  When you're a photographer, having a fantastic camera is important.  Having fancy car is not.  People don't get that, and sometimes don't even spend where they think their priorities are.

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Re: Overheard at Work
« Reply #2885 on: June 10, 2014, 11:45:47 AM »
As I was leaving work last night, I overheard this conversation.  All three are engineers, with 1-2 kids each.  Having a stay at home wife is a status symbol around here, all three follow that logic too.  This conversation was about home buying.

CW1: I really need at least a 4 BR home, plus an office.
CW 2:  Or you can get a 5 BR and convert one into an office.  then you'd have an extra closet to store stuff.
CW 3: Don't forget, you need at least one extra room to store all the kids toys!

I think I began convulsing as I walked past this conversation...

A few weeks ago, one very young and loud co-worker talking to a peer:

Young CW 1:  If you see our dept manager, please let me know, he's been avoiding me and I really need to talk to him!

CW2: Why do you think he's avoiding you?

Young CW 1: Well, I asked (another peer) to let him know I needed to talk to him.  I didn't buy a home warranty program when I bought my former rental a few months ago, b/c my friends did and they had horrible experiences with the warranty program.  My central air unit just died, and I need to finance a new one now, b/c I don't have any money, so I need to talk to our dept manager to get a raise.

Since this Young co-worker advertises everything she does very loudly, I know that she bought the house from her former landlord, it's her first purchase, and it needs work.  She thinks she got a good deal, but she didn't shop anywhere else, b/c moving is too expensive.  She figures in a few years she can sell it and move to a bigger, better house anyway.  Then she proceeded to spend $2,300 on a scratch & dent SS fridge, b/c it was one of those french door ones and the original price was $3K, so it was a good deal!  Yes, this was a financed purchase as well, barely a week after closing.  She drives a late model Honda Accord, also financed.  Her role is hourly, not salary, and the benefits package is much leaner for hourly employees.  The hourly rates are not high at all, probably $15/hr.  She leaves early on Fridays all the time.

Her peers all support her decisions, and loudly comment back on the good deals and what else she should spend money on.  Money she clearly does not have!  Wish I could have heard the conversation w/her boss about that raise.  The company is notoriously stingy on raises, and hourly employees do not qualify for the bonus plan.  Not to mention that we don't live in a world where you get a raise b/c an unplanned expense popped up!

okashira

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Re: Overheard at Work
« Reply #2886 on: June 10, 2014, 12:11:08 PM »
As I was leaving work last night, I overheard this conversation.  All three are engineers, with 1-2 kids each.  Having a stay at home wife is a status symbol around here, all three follow that logic too.  This conversation was about home buying.

CW1: I really need at least a 4 BR home, plus an office.
CW 2:  Or you can get a 5 BR and convert one into an office.  then you'd have an extra closet to store stuff.
CW 3: Don't forget, you need at least one extra room to store all the kids toys!

I think I began convulsing as I walked past this conversation...

A few weeks ago, one very young and loud co-worker talking to a peer:

Young CW 1:  If you see our dept manager, please let me know, he's been avoiding me and I really need to talk to him!

CW2: Why do you think he's avoiding you?

Young CW 1: Well, I asked (another peer) to let him know I needed to talk to him.  I didn't buy a home warranty program when I bought my former rental a few months ago, b/c my friends did and they had horrible experiences with the warranty program.  My central air unit just died, and I need to finance a new one now, b/c I don't have any money, so I need to talk to our dept manager to get a raise.

Since this Young co-worker advertises everything she does very loudly, I know that she bought the house from her former landlord, it's her first purchase, and it needs work.  She thinks she got a good deal, but she didn't shop anywhere else, b/c moving is too expensive.  She figures in a few years she can sell it and move to a bigger, better house anyway.  Then she proceeded to spend $2,300 on a scratch & dent SS fridge, b/c it was one of those french door ones and the original price was $3K, so it was a good deal!  Yes, this was a financed purchase as well, barely a week after closing.  She drives a late model Honda Accord, also financed.  Her role is hourly, not salary, and the benefits package is much leaner for hourly employees.  The hourly rates are not high at all, probably $15/hr.  She leaves early on Fridays all the time.

Her peers all support her decisions, and loudly comment back on the good deals and what else she should spend money on.  Money she clearly does not have!  Wish I could have heard the conversation w/her boss about that raise.  The company is notoriously stingy on raises, and hourly employees do not qualify for the bonus plan.  Not to mention that we don't live in a world where you get a raise b/c an unplanned expense popped up!

LMAO. Need 911? On 2nd thought, I'll drive you to the hospital. No need to cough up $1000 for a taxi ride.

Waternstone

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Re: Overheard at Work
« Reply #2887 on: June 10, 2014, 12:19:04 PM »
Young CW 1: Well, I asked (another peer) to let him know I needed to talk to him.  I didn't buy a home warranty program when I bought my former rental a few months ago, b/c my friends did and they had horrible experiences with the warranty program.  My central air unit just died, and I need to finance a new one now, b/c I don't have any money, so I need to talk to our dept manager to get a raise.

Since this Young co-worker advertises everything she does very loudly, I know that she bought the house from her former landlord, it's her first purchase, and it needs work.  She thinks she got a good deal, but she didn't shop anywhere else, b/c moving is too expensive.  She figures in a few years she can sell it and move to a bigger, better house anyway.  Then she proceeded to spend $2,300 on a scratch & dent SS fridge, b/c it was one of those french door ones and the original price was $3K, so it was a good deal!  Yes, this was a financed purchase as well, barely a week after closing.  She drives a late model Honda Accord, also financed.  Her role is hourly, not salary, and the benefits package is much leaner for hourly employees.  The hourly rates are not high at all, probably $15/hr.  She leaves early on Fridays all the time.

Her peers all support her decisions, and loudly comment back on the good deals and what else she should spend money on.  Money she clearly does not have!  Wish I could have heard the conversation w/her boss about that raise.  The company is notoriously stingy on raises, and hourly employees do not qualify for the bonus plan.  Not to mention that we don't live in a world where you get a raise b/c an unplanned expense popped up!

That is completely insane! I'm amazed they approved her for a mortgage and car loan based on her wages and apparent debt!!!

KingMe

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Re: Overheard at Work
« Reply #2888 on: June 10, 2014, 07:13:04 PM »
A CW is into gold. Really into gold. All his money was put into gold and gold-related stocks. He has never been married/divorced or had kids and has worked his entire life and isn't extravagant, so he should have a gigantic stash.  BUT he borrowed money to invest more in gold-related stocks. The stocks are in the crapper, and gold prices are down, so he's working to pay off his loans.

ketchup

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Re: Overheard at Work
« Reply #2889 on: June 10, 2014, 10:56:44 PM »
I walked out of my meeting today with 401(k) plan lady and a coworker jokingly asked "Did she say you'll be able to retire when you're 90?"  I stumbled for a second, considered a really snarky dickish reply, then recovered and laughed it off and said "No, when I'm 190!"  He'd have skipped a beat if I'd said 30, maybe 35, but I don't need that assault.  He's the up-to-eyeballs-in-debt-at-37-and-two-kids, and I truly feel bad for him.  He'd get too defensive and rationalizing.

Yooper

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Re: Overheard at Work
« Reply #2890 on: June 11, 2014, 06:44:35 AM »
On my way to work this morning I saw some guy pass me in the fast lane. His license plate said something like "WORKSUX" and he was driving a big Ford 4x4. I just judged until I couldn't see him anymore.

HairyUpperLip

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Re: Overheard at Work
« Reply #2891 on: June 11, 2014, 07:47:53 AM »
On my way to work this morning I saw some guy pass me in the fast lane. His license plate said something like "WORKSUX" and he was driving a big Ford 4x4. I just judged until I couldn't see him anymore.

I wouldn't want him to be my employee if his negative attitude is that apparent...

Insanity

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Re: Overheard at Work
« Reply #2892 on: June 11, 2014, 07:48:33 AM »
On my way to work this morning I saw some guy pass me in the fast lane. His license plate said something like "WORKSUX" and he was driving a big Ford 4x4. I just judged until I couldn't see him anymore.

I wouldn't want him to be my employee if his negative attitude is that apparent...

He could work with Vacuums and it could be a play on words..

AlanStache

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Re: Overheard at Work
« Reply #2893 on: June 11, 2014, 08:23:21 AM »
On my way to work this morning I saw some guy pass me in the fast lane. His license plate said something like "WORKSUX" and he was driving a big Ford 4x4. I just judged until I couldn't see him anymore.

I wouldn't want him to be my employee if his negative attitude is that apparent...

He could work with Vacuums and it could be a play on words..

Or he works at Sioux Gateway Airport.

CarDude

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Re: Overheard at Work
« Reply #2894 on: June 11, 2014, 10:15:00 AM »
On my way to work this morning I saw some guy pass me in the fast lane. His license plate said something like "WORKSUX" and he was driving a big Ford 4x4. I just judged until I couldn't see him anymore.

Made me LOL.

MidwestGal

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Re: Overheard at Work
« Reply #2895 on: June 11, 2014, 10:20:47 AM »
"...but I NEED my 4x4 (Suburban) to get around in the winter."

skunkfunk

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Re: Overheard at Work
« Reply #2896 on: June 11, 2014, 12:47:32 PM »
"...but I NEED my 4x4 (Suburban) to get around in the winter."

I know many people that need a 4x4 to get around in the winter. Or the spring or fall or summer, for that matter. But then again, I know many people who live and work on farms with a dirt road if you're lucky.

Do you haul cattle or something?

Albert

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Re: Overheard at Work
« Reply #2897 on: June 11, 2014, 12:49:52 PM »
My co-workers are mostly normal. Not particularly frugal, but no amazing stories like some of you are telling here either. Some co-workers are into expensive jewellery and/or designer clothes, but all of them also earn 100k+ and retirement savings are mandatory here. A friend at work just bought a vacation home in the mountains for half a million. Sounds crazy at the first glance, but then she is married and I'd estimate their combined yearly income at ca 300k. It might even be a good investment as prices for homes in ski resorts tend to go only up.

MidwestGal

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Re: Overheard at Work
« Reply #2898 on: June 11, 2014, 04:20:07 PM »
I know many people that need a 4x4 to get around in the winter. Or the spring or fall or summer, for that matter. But then again, I know many people who live and work on farms with a dirt road if you're lucky.

Do you haul cattle or something?

Nope, we're all office jockeys.  And the only 'hills' around here are enough to be a moderate workout to bicyclists, but almost unnoticeable to gas-powered vehicles.  Thankfully, most folks at the office drive moderate cars.  I've gotten around in a small FWD car just fine, with what seems like laser-thin tires.  You'd have to drive for quite a bit to get to a dirt road from here in any direction.

The coworker I was referring to drives that monster vehicle with no family to truck around.

zataks

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Re: Overheard at Work
« Reply #2899 on: June 11, 2014, 06:47:33 PM »
Not really an "overheard" but I a brief conversation with a senior engineer hear today:

CW: So do you have any big plans for all the over time you've been working? (he likely doesn't know exact numbers just that my partner and I have been working TONS; this pay period is over 40 hours of over-time.)
Me: (with some laughter) Retiring at 15 years!
CW: That's the smart answer!