Author Topic: Overheard at Work  (Read 5459437 times)

Vitai Slade

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Re: Overheard at Work
« Reply #2450 on: April 19, 2014, 12:23:16 PM »
So this one happened last night at work:

CW #1: ....and it cost her $40,000 to put in the pool.

Me: $40,000 for a backyard pool?! Is the neighborhood pool right down the street that you pay the HOA fees for not good enough?

CW #2: Yeah, I'd love a pool in my backyard.

Me: I'd rather the $40,000 in my bank account.

CW #1: What good is money if you don't spend it and enjoy it?

Me: It's good for making you even more money so that eventually you don't have to work anymore.

CW #1: How is that? Interest in a bank account isn't going to make you anything.

Me: The stock market.

CW #1: That's gambling.

Me: Yes, there's risk, but it's far from what most people would consider gambling.

CW #1: You're not guaranteed to make money. It's gambling.

Me: Uhh, what do you think your 401k is then?

CW #1: -Awkward silence-

warfreak2

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Re: Overheard at Work
« Reply #2451 on: April 19, 2014, 12:28:15 PM »
CW #1: How is that? Interest in a bank account isn't going to make you anything.

It's incredible how many people will readily believe that pensions are financially impossible.
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Pave

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Re: Overheard at Work
« Reply #2452 on: April 20, 2014, 12:19:59 AM »

Our company is going through restructuring, and people keep guessing what's going to happen...

CW1: They're going to cut some projects.
Me: Aha.
CW1: But they wouldn't cut your project. You're safe.
Me: I don't want to be safe. I'd prefer the (severance) package.
CW2: Yea, you could have a long holiday and then start looking for a new job.
Me: I could start with 10 or 20 years.
CW1: Seriously, you got enough savings for 20 years?
Me: If I move to low cost area and don't increase my spending, I never need to find another job.
CW1&CW2: *silence*


Trouble

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Re: Overheard at Work
« Reply #2453 on: April 20, 2014, 06:57:11 AM »
I caught up with an old friend this weekend, he's been in Financial Planning for about 10 years now (he and I both just turned 30).
He's earning definitely over $100k, although probably not too much over.

I love talking about money with anyone, so as a good friend I asked him "so you've been doing this gig for 10 years now, when are you going to retire?"

His response "oh well I probably won't retire until I'm about 55" (granted that is 10 years before normal here in Australia).
WTF dude? You've been helping people plan their financial lives for 10 years and you don't think you'll be able to retire for another 25 years? He also said "I like my job, and what would I do with all that spare time anyway!"

I'm not FI, not even close (am a SAHM) but man when I was working I was ploughing all my money into the mortgage with the intention of saving A LOT.

T-Rex

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Re: Overheard at Work
« Reply #2454 on: April 21, 2014, 01:05:16 AM »
Update... The guy with $200,000 in his checking account listened to me and put money in stocks.

However he only put in $2,500 and checks it daily, gloating "I made $100 in one day".
"The APR is only 45.9% ... I'm already paying it off with my new credit cards!"

AlanStache

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Re: Overheard at Work
« Reply #2455 on: April 21, 2014, 03:56:27 AM »
Quote
Update... The guy with $200,000 in his checking account listened to me and put money in stocks.

This could have easily been me, can be hard to give up the 'certainty' of cash in a checking account for the 'uncertainty' of investments.  I hope he at least has no debt? 

Am working on a guy at work now and trying to get him to read up on investing.  He has relatively little invested (most all in 401k) but is aggressively paying down debt (after taking more on to buy some wicked cool toys) and is looking to buy a home in a year or so.  So not being in the market is probably not the worst thing but still something he should educate himself on.
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T-Rex

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Re: Overheard at Work
« Reply #2456 on: April 21, 2014, 07:35:20 AM »
$200K bought his $2500 in stocks from some place that charges 1% fees, and said he will put more money in stocks... only if his money does well the next couple months.
"The APR is only 45.9% ... I'm already paying it off with my new credit cards!"

dragoncar

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Re: Overheard at Work
« Reply #2457 on: April 21, 2014, 10:47:59 AM »
$200K bought his $2500 in stocks from some place that charges 1% fees, and said he will put more money in stocks... only if his money does well the next couple months.

Let it go man, you don't want to be "responsible" when the next 20% correction comes and he freaks out.

dan@themadrealworld

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Re: Overheard at Work
« Reply #2458 on: April 21, 2014, 08:13:17 PM »
I had a coworker telling me how he needed his tax return to hit his bank account because he had bills to pay.  I saw him after he got his return and he was telling me how he bought a new TV and he was telling me he paid some crazy amount for an HDMI cable-like $100.

FYI- most people probably already know this but you should pretty much buy the cheapest HDMI cable you can. No difference in quality.  They work or they don't.

This guy was whining about needing his return to pay bills and then goes and blows it on a new TV and a $100 HDMI cable.

T-Rex

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Re: Overheard at Work
« Reply #2459 on: April 22, 2014, 02:01:54 AM »
$200K bought his $2500 in stocks from some place that charges 1% fees, and said he will put more money in stocks... only if his money does well the next couple months.

Let it go man, you don't want to be "responsible" when the next 20% correction comes and he freaks out.

Yeah... A month ago he was asking about stocks. I explained the basic idea and strategy of investing and gave him a link to a Vanguard PDF about retirement and investing. I think he is just going to buy a condo for himself with the majority of the cash and start over at square one putting money in his bank account because he doesn't understand the long game.
"The APR is only 45.9% ... I'm already paying it off with my new credit cards!"

Ayanka

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Re: Overheard at Work
« Reply #2460 on: April 22, 2014, 03:02:58 AM »
T-Rex: investing is not for everyone, if you freak out completely when a 10% correction happens, it might not be a good idea for you. This guy might be better off in an "investment" that is not in the stock market (eg: Real Estate). Just my opinion.

T-Rex

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Re: Overheard at Work
« Reply #2461 on: April 22, 2014, 08:27:35 AM »
T-Rex: investing is not for everyone, if you freak out completely when a 10% correction happens, it might not be a good idea for you. This guy might be better off in an "investment" that is not in the stock market (eg: Real Estate). Just my opinion.

Yeah. It's good he didn't put much in because he would probably yank it all out at the first dip. It's still mind boggling to me that he has accumulated enough money at a young age that he could retire early if he played his cards right, but has no idea how to do it.
"The APR is only 45.9% ... I'm already paying it off with my new credit cards!"

S0VERE1GN

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Re: Overheard at Work
« Reply #2462 on: April 22, 2014, 08:46:41 AM »
My Boss attempting to convince me to trade my fairly fuel efficient hyundai for a truck with payments because "now you're  a homeowner, you'll need it"

i kindly informed him of the cost of a trailer and hitch.

warfreak2

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Re: Overheard at Work
« Reply #2463 on: April 22, 2014, 08:57:04 AM »
My Boss attempting to convince me to trade my fairly fuel efficient hyundai for a truck with payments
Misery loves company.
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ketchup

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Re: Overheard at Work
« Reply #2464 on: April 22, 2014, 10:47:58 AM »
Overheard someone turning down lunch out saying "It's just too expensive."

"....got to pay off all those skybox seats." 

warfreak2

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Re: Overheard at Work
« Reply #2465 on: April 22, 2014, 11:53:16 AM »
Even Captain Picard thinks skybox seats are a huge waste of money, and he drives to work in a spaceship.
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abuzzyisawesome

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Re: Overheard at Work
« Reply #2466 on: April 22, 2014, 12:01:21 PM »
I try to avoid finance conversations at my office - put sometimes it happens. We have two older cars, completely paid for. They are about 10-15 years old, standard replacement costs at this point. Belt breaking, new brake pads, struts...that sort of thing. Every time they see my husband and I carpooling or heaven forbid I mention a repair - I get the standard response: "Why don't you both just buy a new car?"

Side note - we are a yearly contract shop - and rumors are that we may not get renewed next year. My goal has been to eliminate all debt and build a nice-sized emergency fund by  the end of our fiscal year. Everyone here is in the exact same position. When I mention this fact: "Oh, it's never certain if you have a job, you may as well buy one. I've decided I'm just going to have a car payment the rest of my life."  Um, yeah. It is never completely certain anyone will keep a job, but I sure as hell am not going to get a $400 a month car payment while I wait to see if I still have a job next year!
« Last Edit: April 22, 2014, 03:02:43 PM by abuzzyisawesome »

CommonCents

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Re: Overheard at Work
« Reply #2467 on: April 22, 2014, 12:28:01 PM »
Even Captain Picard thinks skybox seats are a huge waste of money, and he drives to work in a spaceship.

lol :)

the fixer

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Re: Overheard at Work
« Reply #2468 on: April 22, 2014, 01:21:53 PM »
Technically he commutes in a Turbolift... driving the spaceship is his job, not his commute.

mgarl10024

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Re: Overheard at Work
« Reply #2469 on: April 24, 2014, 04:16:11 AM »
FYI- most people probably already know this but you should pretty much buy the cheapest HDMI cable you can. No difference in quality.  They work or they don't.

But what about the gold plated connections?!

warfreak2

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Re: Overheard at Work
« Reply #2470 on: April 24, 2014, 05:01:42 AM »
FYI- most people probably already know this but you should pretty much buy the cheapest HDMI cable you can. No difference in quality.  They work or they don't.

But what about the gold plated connections?!
An HDMI cable carries digital data, so it either works perfectly or doesn't work at all. You don't pay extra for gold connectors on USB cables or network cables, either.
I am a mathematician who teaches computer science, makes music and plays Go.

Fonzico

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Re: Overheard at Work
« Reply #2471 on: April 24, 2014, 08:40:21 AM »
Sadly, I've got one to add.

Fellow at work, in his early 30s, up to his eyeballs in debt. I know for a fact that he is still making car payments for a car he doesn't have, on top of the ones for his current car, both to one of those predatory dealership for people with bad credit. I'm confident that's just the tip of the iceberg, as far as debt goes.

Anyhow, yesterday he requested to take out some of his vacation pay so he can put new speakers into his car. How is this a priority?! It's so sad. And not the first time he's done this either, and then been upset when he didn't have enough vacation hours to actually take a vacation. Sigh.

sherr

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Re: Overheard at Work
« Reply #2472 on: April 24, 2014, 09:01:24 AM »
FYI- most people probably already know this but you should pretty much buy the cheapest HDMI cable you can. No difference in quality.  They work or they don't.

But what about the gold plated connections?!
An HDMI cable carries digital data, so it either works perfectly or doesn't work at all. You don't pay extra for gold connectors on USB cables or network cables, either.

As an Electrical Engineer perhaps I can elaborate.

High-quality connectors are important for analog signals - where the information is transmitted as an electrical "wave" where the amplitude (height), frequency (length), and exact shape of the wave all carry information that must be retained in order to reproduce the original signal most accurately. Bad connectors / cables can affect analog signals either by smoothing out things that should not be smoothed out or by adding noise that introduce things that were not originally there. Either way this would make the received signal not quite the same as the transmitted signal, which will lower the quality of the reproduction. Examples of information stored or transmitted analogly are vinyl records, old-style TV channels, the RCA cable format, and two-wire speaker cables.

Digital signals transmit information differently. On digital signals information is transmitted either as a high voltage, a "1", or a low voltage, a "0". There must be some form of tiny computer at each end to encode / decode the information into / from the stream of 1's and 0's. There can be almost any amount of noise introduced along the way; as long as the receiving computer is able to distinguish between a 1 or a 0 then no information is lost or added. High-quality connectors and cables are not important for digital signals; either the amount of noise is large enough that it overwrites the signal (in which case nothing will work) or it's not (in which case everything will work perfectly). Examples of digital signals are CD / DVD / Blu-ray, HDMI or DVI cables, digital TV channels, USB, Ethernet, optical sound cables, and pretty much every other form of computer cable.

This is why CDs do not wear down and their sound quality doesn't degrade over time, like records do. Either the CD perfectly (up to the format's limits) reproduces the sound or it's scratched and can't be read at all. Either the video / sound quality from a digital TV channel is perfect, or it's completely messed up as long as the branch (or whatever) is blocking the signal. There's no fuzzy sound or fuzzy picture like their use to be for analog TV channels with less-than-perfect reception.

If a $5 HDMI cable works at all then it will produce exactly the same picture quality as a $100 HDMI cable. The marketing people are merely lying and scamming you. This is why James Randi is offering $1 Million to anyone who can demonstrate the superiority of their expensive digital cables over cheap ones, and why no one has taken him up on it yet.

ketchup

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Re: Overheard at Work
« Reply #2473 on: April 24, 2014, 10:11:19 AM »
And gold-plated connections don't conduct any better.  In fact, they conduct worse, but are more corrosion resistant, which is their only potential benefit.  But the only reason anyone buys them is because they think they look fancy.

Wiggle

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Re: Overheard at Work
« Reply #2474 on: April 24, 2014, 11:28:50 AM »
And gold-plated connections don't conduct any better.  In fact, they conduct worse, but are more corrosion resistant, which is their only potential benefit.  But the only reason anyone buys them is because they think they look fancy.

Yep, gold is more resistant to wear and tear but it is not as good a conductor as silver and copper.

rocksinmyhead

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Re: Overheard at Work
« Reply #2475 on: April 24, 2014, 11:58:37 AM »
sherr, thank you for that amazingly clear explanation for the layperson!

BlueHouse

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Re: Overheard at Work
« Reply #2476 on: April 24, 2014, 01:24:00 PM »
This is why James Randi is offering $1 Million to anyone who can demonstrate the superiority of their expensive digital cables over cheap ones, and why no one has taken him up on it yet.
I love James Randi.  Ever see his TV specials on pseudo-sciences, astrology, ESP, etc?  Fantastic. 

Back to topic, I worked with a girl who got stuck making monthly payments for her husband's ex-wife's engagement ring.  Honestly, she knew what she was getting into with him.  A few days before her wedding she admitted that she no longer wanted to marry him, but she decided to just go through with it and then divorce him "in about a year".  That wedding must have cost over $80K, and it was a great party, but I just couldn't really enjoy myself because I knew she wasn't going to be happy after that day. 
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FrozenBits

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Re: Overheard at Work
« Reply #2477 on: April 24, 2014, 01:32:32 PM »
This is why James Randi is offering $1 Million to anyone who can demonstrate the superiority of their expensive digital cables over cheap ones, and why no one has taken him up on it yet.
I love James Randi.  Ever see his TV specials on pseudo-sciences, astrology, ESP, etc?  Fantastic. 

Back to topic, I worked with a girl who got stuck making monthly payments for her husband's ex-wife's engagement ring.  Honestly, she knew what she was getting into with him.  A few days before her wedding she admitted that she no longer wanted to marry him, but she decided to just go through with it and then divorce him "in about a year".  That wedding must have cost over $80K, and it was a great party, but I just couldn't really enjoy myself because I knew she wasn't going to be happy after that day.

8-0

That's so messed up...

ichangedmyname

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Re: Overheard at Work
« Reply #2478 on: April 24, 2014, 01:37:20 PM »
In a meeting one of our managers mentioned our 401k and asked if anyone's participating. A few people including me raised our hands. Probably 5 out of 30 people. The manager urged the rest to start because it's free money. I agreed.

One guy sitting close to me said in a whisper, "My paycheck would be less. I fail to see how that is free money."
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frugledoc

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Re: Overheard at Work
« Reply #2479 on: April 24, 2014, 01:57:11 PM »
This is why James Randi is offering $1 Million to anyone who can demonstrate the superiority of their expensive digital cables over cheap ones, and why no one has taken him up on it yet.
I love James Randi.  Ever see his TV specials on pseudo-sciences, astrology, ESP, etc?  Fantastic. 

Back to topic, I worked with a girl who got stuck making monthly payments for her husband's ex-wife's engagement ring.  Honestly, she knew what she was getting into with him.  A few days before her wedding she admitted that she no longer wanted to marry him, but she decided to just go through with it and then divorce him "in about a year".  That wedding must have cost over $80K, and it was a great party, but I just couldn't really enjoy myself because I knew she wasn't going to be happy after that day.

What a bxxch

wauske

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Re: Overheard at Work
« Reply #2480 on: April 24, 2014, 02:04:40 PM »
Digital signals transmit information differently. On digital signals information is transmitted either as a high voltage, a "1", or a low voltage, a "0". There must be some form of tiny computer at each end to encode / decode the information into / from the stream of 1's and 0's. There can be almost any amount of noise introduced along the way; as long as the receiving computer is able to distinguish between a 1 or a 0 then no information is lost or added. High-quality connectors and cables are not important for digital signals; either the amount of noise is large enough that it overwrites the signal (in which case nothing will work) or it's not (in which case everything will work perfectly). Examples of digital signals are CD / DVD / Blu-ray, HDMI or DVI cables, digital TV channels, USB, Ethernet, optical sound cables, and pretty much every other form of computer cable.

This is why CDs do not wear down and their sound quality doesn't degrade over time, like records do. Either the CD perfectly (up to the format's limits) reproduces the sound or it's scratched and can't be read at all. Either the video / sound quality from a digital TV channel is perfect, or it's completely messed up as long as the branch (or whatever) is blocking the signal. There's no fuzzy sound or fuzzy picture like their use to be for analog TV channels with less-than-perfect reception.

If a $5 HDMI cable works at all then it will produce exactly the same picture quality as a $100 HDMI cable. The marketing people are merely lying and scamming you. This is why James Randi is offering $1 Million to anyone who can demonstrate the superiority of their expensive digital cables over cheap ones, and why no one has taken him up on it yet.

What you say is correct but not entirely complete, a low quality cable can also suffer from noise and/or crosstalk which may degrade signal quality. Correction may be applied up to a point but when noise is too great you may experience that the picture/audio is jittery. Also, it is quite possible that only lower resolutions can be displayed due to the fact that higher displays demand higher throughput which cannot be achieved.
Low quality cables can especially be a problem for longer distances (10ft or more). So if you have the chance, buy a cable with money back guarantee so that you can test it!

On topic:
I met an engineer who was performing maintenance at our site. We got talking about kids and finances and eventually the topic of mortgages came up. He appeared to be like minded so I told him how far I was with paying it down. It was quite annoying when he said that his mortgage was about half of mine :D
Everything I say is my personal opinion which is based on my subjective experience.

BlueHouse

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Re: Overheard at Work
« Reply #2481 on: April 24, 2014, 02:31:24 PM »
What a bxxch
I didn't think so.  I thought it was a misguided way to avoid conflict and to save the embarrassment of telling everyone the wedding was cancelled.  After all, the guy came out WAY ahead -- his debt was paid off by the girl's father, and I'm pretty sure her dad ended up giving him money to walk away.  Perhaps you assumed the guy made more than she did and she was making the decision based on money?   

Or did you mean me for attending a sham wedding? 
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the fixer

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Re: Overheard at Work
« Reply #2482 on: April 24, 2014, 02:48:13 PM »
wauske is right. If cable quality didn't matter, data centers would be using Category 3 ethernet cabling, non-twisted-pair, everywhere instead of 5a/6/fiber. On the receiving end of a cable, you either get a 1 or a 0, but it might not be the same thing that the sender tried to transmit for various reasons (EMI, crosstalk). In most cables this happens randomly, not for every bit, and this leads to a nonzero error rate. There are more than two states for a cable: it can work perfectly, it can be totally useless, or it can be somewhere in between with an error rate. There are ways to design digital cables to lessen interference and crosstalk, which in turn reduces error rates at a given data transfer rate.

In practice, most cables are made to conform to specific standards that have been found to provide good performance at normal cable lengths without an unacceptably high rate of errors. HDMI cables fall into this category; a manufacturer cannot call a cable an HDMI cable unless they meet the standard and pass certain testing the standards body requires. So yes, there is no appreciable difference between HDMI cables. But no, in the general case any cable won't always do when it comes to digital signals.

dragoncar

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Re: Overheard at Work
« Reply #2483 on: April 24, 2014, 03:11:31 PM »
wauske is right. If cable quality didn't matter, data centers would be using Category 3 ethernet cabling, non-twisted-pair, everywhere instead of 5a/6/fiber. On the receiving end of a cable, you either get a 1 or a 0, but it might not be the same thing that the sender tried to transmit for various reasons (EMI, crosstalk). In most cables this happens randomly, not for every bit, and this leads to a nonzero error rate. There are more than two states for a cable: it can work perfectly, it can be totally useless, or it can be somewhere in between with an error rate. There are ways to design digital cables to lessen interference and crosstalk, which in turn reduces error rates at a given data transfer rate.

In practice, most cables are made to conform to specific standards that have been found to provide good performance at normal cable lengths without an unacceptably high rate of errors. HDMI cables fall into this category; a manufacturer cannot call a cable an HDMI cable unless they meet the standard and pass certain testing the standards body requires. So yes, there is no appreciable difference between HDMI cables. But no, in the general case any cable won't always do when it comes to digital signals.

In  other words, get the 50-cent cable from monoprice.  If, and only if, the stars align such that you see artifacts, consider upgrading to a better cable.

jordanread

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Re: Overheard at Work
« Reply #2484 on: April 24, 2014, 05:11:00 PM »
When it comes to cables, I always think of this fun little test that was done between high end Monster Cables vs a Coat Hanger

http://gizmodo.com/363154/audiophile-deathmatch-monster-cables-vs-a-coat-hanger
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aetherie

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Re: Overheard at Work
« Reply #2485 on: April 24, 2014, 05:43:38 PM »
With regards to a friend who's trying to get a job in India so she can live with her boyfriend there:

Roommate 1: "Why doesn't she just, you know, go to India?"
Roommate 2: "With what money?"
Roommate 1: "Loans! That's what Americans do."

dragoncar

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Re: Overheard at Work
« Reply #2486 on: April 24, 2014, 06:13:49 PM »
When it comes to cables, I always think of this fun little test that was done between high end Monster Cables vs a Coat Hanger

http://gizmodo.com/363154/audiophile-deathmatch-monster-cables-vs-a-coat-hanger

That's mostly proof that most "audiophiles" are full of crap.  Love me some ABX testing.

the fixer

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Re: Overheard at Work
« Reply #2487 on: April 24, 2014, 06:22:18 PM »
It's only proof that speaker cable doesn't make much difference. That's not true of all types of cables. Try using two coat hangers to connect your TV or cable modem.

Bigote

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Re: Overheard at Work
« Reply #2488 on: April 24, 2014, 06:32:41 PM »
Back to topic, I worked with a girl who got stuck making monthly payments for her husband's ex-wife's engagement ring. 


Ok, let's declare this thread over.   You win.   :)

Insanity

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Re: Overheard at Work
« Reply #2489 on: April 24, 2014, 07:11:08 PM »
The marketing people are merely lying and scamming you.

Marketing people would never be that dishonest............................

notquitefrugal

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Re: Overheard at Work
« Reply #2490 on: April 24, 2014, 08:00:31 PM »
In  other words, get the 50-cent cable from monoprice.  If, and only if, the stars align such that you see artifacts, consider upgrading to a better cable.

I saw some weird pixellation when using an inexpensive, no-name 15-20' HDMI cable I bought. I bought another inexpensive, no-name 15-20' cable. Problem solved, and I still came out way ahead of buying the expensive one!

sheepstache

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Re: Overheard at Work
« Reply #2491 on: April 24, 2014, 08:12:53 PM »
Ok, I was pretty shocked at someone who's doing a 3-day raw food cleanse/detox, which--no, okay, let me not even get into that, but this service delivers a box of all the food you're supposed to eat during it.  Each day you get three juices, a snack, an entree, and a dessert.  It costs $72 a day.  To eat.  Less than you would normally.

http://coolercleanse.com/cleanse/raw
In case anyone is interested.

sunnyca

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Re: Overheard at Work
« Reply #2492 on: April 24, 2014, 08:47:32 PM »
Ok, I was pretty shocked at someone who's doing a 3-day raw food cleanse/detox, which--no, okay, let me not even get into that, but this service delivers a box of all the food you're supposed to eat during it.  Each day you get three juices, a snack, an entree, and a dessert.  It costs $72 a day.  To eat.  Less than you would normally.

http://coolercleanse.com/cleanse/raw
In case anyone is interested.

LOL- my neighbor did this cleanse (the juice only one)When I asked him why he didn't just blend/juice his own drinks, his explanation was that the juices from the cleanse were somehow "special."

horsepoor

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Re: Overheard at Work
« Reply #2493 on: April 24, 2014, 09:04:44 PM »
Ok, I was pretty shocked at someone who's doing a 3-day raw food cleanse/detox, which--no, okay, let me not even get into that, but this service delivers a box of all the food you're supposed to eat during it.  Each day you get three juices, a snack, an entree, and a dessert.  It costs $72 a day.  To eat.  Less than you would normally.

http://coolercleanse.com/cleanse/raw
In case anyone is interested.

LOL- my neighbor did this cleanse (the juice only one)When I asked him why he didn't just blend/juice his own drinks, his explanation was that the juices from the cleanse were somehow "special."

You could buy a nice-ass, brand new juicer for the price of 3 days of that!

dragoncar

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Re: Overheard at Work
« Reply #2494 on: April 24, 2014, 09:10:39 PM »
Ok, I was pretty shocked at someone who's doing a 3-day raw food cleanse/detox, which--no, okay, let me not even get into that, but this service delivers a box of all the food you're supposed to eat during it.  Each day you get three juices, a snack, an entree, and a dessert.  It costs $72 a day.  To eat.  Less than you would normally.

http://coolercleanse.com/cleanse/raw
In case anyone is interested.

LOL- my neighbor did this cleanse (the juice only one)When I asked him why he didn't just blend/juice his own drinks, his explanation was that the juices from the cleanse were somehow "special."

You could buy a nice-ass, brand new juicer for the price of 3 days of that!

Mmm... ass juicer...

Daisy

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Re: Overheard at Work
« Reply #2495 on: April 24, 2014, 09:39:46 PM »
Ok, I was pretty shocked at someone who's doing a 3-day raw food cleanse/detox, which--no, okay, let me not even get into that, but this service delivers a box of all the food you're supposed to eat during it.  Each day you get three juices, a snack, an entree, and a dessert.  It costs $72 a day.  To eat.  Less than you would normally.

http://coolercleanse.com/cleanse/raw
In case anyone is interested.

I posted earlier on this thread of a coworker that did the same. I didn't ask the cost though. Now I know...amazing....

Thanks for the link. Now I have some ideas on new things to cook myself. :-)
« Last Edit: April 24, 2014, 09:48:26 PM by Daisy »

Daisy

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Re: Overheard at Work
« Reply #2496 on: April 24, 2014, 09:45:14 PM »
I heard two good ones today at the company picnic. By good I mean surprisingly Mustachian. I guess it helps that I work with engineers.

CW1 accepted a severance package last year but they asked her to stay on until mid-year this year to finish a project. She's about to leave in a month. She shared that she's 46 and it's time for a break. She has plans to see her daughter off to college, teach dance classes, etc. She and her husband have been conservative with their finances their whole lives. She stated she's done everything right and by the book up until now and she's just going to enjoy this time. I could have said the same exact words! Unfortunately, she's not ready for ER yet.

CW2 and I were talking about potential upcoming severance packages and he's all ready to accept it as I am. He wants to slow travel to Europe with his wife and parents. He is also mid-40s.

They both mentioned that we are in our 40s and are tired of doing the same thing. So it looks like being financially prepared gives you options in life. I was very impressed!

Squirrel away

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Re: Overheard at Work
« Reply #2497 on: April 25, 2014, 01:51:14 AM »
In a meeting one of our managers mentioned our 401k and asked if anyone's participating. A few people including me raised our hands. Probably 5 out of 30 people. The manager urged the rest to start because it's free money. I agreed.

One guy sitting close to me said in a whisper, "My paycheck would be less. I fail to see how that is free money."

OMG, that is sad really.

mgarl10024

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Re: Overheard at Work
« Reply #2498 on: April 25, 2014, 04:37:42 AM »
FYI- most people probably already know this but you should pretty much buy the cheapest HDMI cable you can. No difference in quality.  They work or they don't.

But what about the gold plated connections?!

I *really* should have wrapped this comment in <sarcasm> tags.  :-)

Jack

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Re: Overheard at Work
« Reply #2499 on: April 25, 2014, 06:52:43 AM »
You could buy a nice-ass, brand new juicer for the price of 3 days of that!

Mmm... ass juicer...

Obligatory XKCD