Author Topic: Overheard at Work  (Read 5493995 times)

Zikoris

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Re: Overheard at Work
« Reply #2400 on: April 16, 2014, 09:17:34 AM »
Girlfriend told me that someone at her work said they do not have money to buy food from the grocery store until payday. So instead they go out to eat at restaurants until payday.

What? How does this make sense to anyone?

I think this sort of stuff usually falls under the "I can't possibly get together 100 bucks for groceries, but I can scrounge for 5-10 bucks for lunch each day" kind of logic that works for so many other 'expensive' needs.

This! A few years ago I had a co-worker who was injured and off work for about a month, during which time he ran out of money (I think his insurance claim got delayed or something, he eventually got some money, but not as much as regular pay). In Vancouver you have three options for transit - monthly pass, book of 10 tickets, or individual tickets. Obviously individual tickets are the most expensive. He was buying individual tickets both ways every day, came in with Starbucks coffee and a pastry every day, and talking constantly about how he couldn't afford groceries, of even a book of 10 bus tickets. Got a co-worker to pick up some fancy cut of meat for him from a specialty store for $20 or something, but had to transfer money around from multiple accounts to be able to pay her for it. Obviously a smoker as well, etc etc.

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FreeBy45

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Re: Overheard at Work
« Reply #2401 on: April 16, 2014, 09:31:44 AM »
My CW over the cube was telling my other coworkers that he just switched to Republic Wireless and was telling them about what a great deal it is. The other coworkers with their expensive Iphone plans dismissed it as a scam and said he better watch his credit card closely because he will probably start seeing fraudulent charges.

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Re: Overheard at Work
« Reply #2402 on: April 16, 2014, 09:51:30 AM »
My CW over the cube was telling my other coworkers that he just switched to Republic Wireless and was telling them about what a great deal it is. The other coworkers with their expensive Iphone plans dismissed it as a scam and said he better watch his credit card closely because he will probably start seeing fraudulent charges.

I tried explaining Republic Wireless to someone on the train the other day and she just refused to believe it because her new ATT family plan cost $160/month and that was "the best deal ANYONE is offering right now." When I got to explaining that she could get unlimited talk and text to her kids for $10/month with Republic, she just sat there like a fish with her mouth open for a couple seconds. I thought I had broken her brain.
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Gen Y Finance Journey

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Re: Overheard at Work
« Reply #2403 on: April 16, 2014, 10:10:48 AM »
My CW over the cube was telling my other coworkers that he just switched to Republic Wireless and was telling them about what a great deal it is. The other coworkers with their expensive Iphone plans dismissed it as a scam and said he better watch his credit card closely because he will probably start seeing fraudulent charges.

I tried explaining Republic Wireless to someone on the train the other day and she just refused to believe it because her new ATT family plan cost $160/month and that was "the best deal ANYONE is offering right now." When I got to explaining that she could get unlimited talk and text to her kids for $10/month with Republic, she just sat there like a fish with her mouth open for a couple seconds. I thought I had broken her brain.

I think it's a case of "sounds-too-good-to-be-true". We're (rightfully) wary of things that are so far better than every other available option because we assume there has to be a catch.

dragoncar

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Re: Overheard at Work
« Reply #2404 on: April 16, 2014, 10:19:58 AM »
My CW over the cube was telling my other coworkers that he just switched to Republic Wireless and was telling them about what a great deal it is. The other coworkers with their expensive Iphone plans dismissed it as a scam and said he better watch his credit card closely because he will probably start seeing fraudulent charges.

I tried explaining Republic Wireless to someone on the train the other day and she just refused to believe it because her new ATT family plan cost $160/month and that was "the best deal ANYONE is offering right now." When I got to explaining that she could get unlimited talk and text to her kids for $10/month with Republic, she just sat there like a fish with her mouth open for a couple seconds. I thought I had broken her brain.

I think it's a case of "sounds-too-good-to-be-true". We're (rightfully) wary of things that are so far better than every other available option because we assume there has to be a catch.

That and not wanting to admit you didn't get the best deal.  If I heard about republic from somewhere else, without the benefit of the countless endorsements on this forum, I would be wary too.  Probably not rude as above, but silently wary.  Iran I've never heard of the company outside this forum!

mpbaker22

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Re: Overheard at Work
« Reply #2405 on: April 16, 2014, 10:32:45 AM »
My CW over the cube was telling my other coworkers that he just switched to Republic Wireless and was telling them about what a great deal it is. The other coworkers with their expensive Iphone plans dismissed it as a scam and said he better watch his credit card closely because he will probably start seeing fraudulent charges.

I tried explaining Republic Wireless to someone on the train the other day and she just refused to believe it because her new ATT family plan cost $160/month and that was "the best deal ANYONE is offering right now." When I got to explaining that she could get unlimited talk and text to her kids for $10/month with Republic, she just sat there like a fish with her mouth open for a couple seconds. I thought I had broken her brain.

I think it's a case of "sounds-too-good-to-be-true". We're (rightfully) wary of things that are so far better than every other available option because we assume there has to be a catch.

But it's not that much better than other deals.  For example, I have Virgin Mobile which is less than half the price of a comparable plan at a major carrier.  My service isn't as good, but it's more than half as good.

I haven't had time to look into Republic Wireless, but the point is that there are options all the way down the scale.  It's not a straight $160 vs $10.  It just happens to be that everyone does what they know and are comfortable with.  I'm the same way; I haven't had time to look into Republic Wireless.

the fixer

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Re: Overheard at Work
« Reply #2406 on: April 16, 2014, 11:01:56 AM »
The people on the $160 AT&T plans would consider the cheaper plans to have plenty of catches. Republic Wireless: you can't get an iPhone. Airvoice: the $10 plan will cut off service if you run down your balance. None of these MVNOs have roaming agreements with other carriers (to my knowledge). Some of these companies' websites and phone support leave much to be desired.

To us these sorts of things aren't a big deal, but other people are used to the cushiness of the Big 4 and arguing purely based on price won't get you anywhere. You first have to convince people that the things that differentiate the Big 4 from the cheap players don't have much value, then the alternatives will seem appealing.

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Re: Overheard at Work
« Reply #2407 on: April 16, 2014, 11:29:51 AM »
I'm buying a house with cash on Thursday.  I told my manager I had to leave early to go to the closing.  He said something like, "Are you getting a thirty year note?"  I didn't want to tell him I was paying with cash, so I gave an awkward answer that was neither yes nor no.  Then he said something like, "welcome to the life of American debt."

Thought it was just a pretty funny interaction.

Yeah we sold a condo with no mortgage (bought w/o one).  Briefly had two places and a coworker was commiserating saying how we must be so happy to get rid of the mortgage bill.  I evaded, and said, yes, we'd be happy to not have two sets of bills, like utilities, etc.

AlanStache

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Re: Overheard at Work
« Reply #2408 on: April 16, 2014, 12:08:45 PM »
The people on the $160 AT&T plans would consider the cheaper plans to have plenty of catches. Republic Wireless: you can't get an iPhone. Airvoice: the $10 plan will cut off service if you run down your balance. None of these MVNOs have roaming agreements with other carriers (to my knowledge). Some of these companies' websites and phone support leave much to be desired.

To us these sorts of things aren't a big deal, but other people are used to the cushiness of the Big 4 and arguing purely based on price won't get you anywhere. You first have to convince people that the things that differentiate the Big 4 from the cheap players don't have much value, then the alternatives will seem appealing.

Roaming, international agreements and data tethering can be compelling reasons to stick with the big 4 for some people.  It is all about seeing your options and knowing what choices can be made and what those choices cost.  But yes 160$/month should be reexamined.
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Re: Overheard at Work
« Reply #2409 on: April 16, 2014, 12:38:53 PM »
The people on the $160 AT&T plans would consider the cheaper plans to have plenty of catches. Republic Wireless: you can't get an iPhone. Airvoice: the $10 plan will cut off service if you run down your balance. None of these MVNOs have roaming agreements with other carriers (to my knowledge). Some of these companies' websites and phone support leave much to be desired.

To us these sorts of things aren't a big deal, but other people are used to the cushiness of the Big 4 and arguing purely based on price won't get you anywhere. You first have to convince people that the things that differentiate the Big 4 from the cheap players don't have much value, then the alternatives will seem appealing.

And this is exactly why I'm so picky about which MVNOs I namecheck in the guide. Roaming agreements aren't that big a deal if you know what sort of coverage is actually available, but customer support and reasonable terms of service go a long way towards end users.

I would also say that Republic has far more catches than most people here realize as well. There is such a thing as caring too much about getting the cheapest monthly deal that you start entering into contracts that you probably shouldn't and ignore the very real added cost of being able to do business at that price in the first place.
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skunkfunk

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Re: Overheard at Work
« Reply #2410 on: April 16, 2014, 02:17:43 PM »
The people on the $160 AT&T plans would consider the cheaper plans to have plenty of catches. Republic Wireless: you can't get an iPhone. Airvoice: the $10 plan will cut off service if you run down your balance. None of these MVNOs have roaming agreements with other carriers (to my knowledge). Some of these companies' websites and phone support leave much to be desired.

To us these sorts of things aren't a big deal, but other people are used to the cushiness of the Big 4 and arguing purely based on price won't get you anywhere. You first have to convince people that the things that differentiate the Big 4 from the cheap players don't have much value, then the alternatives will seem appealing.

And this is exactly why I'm so picky about which MVNOs I namecheck in the guide. Roaming agreements aren't that big a deal if you know what sort of coverage is actually available, but customer support and reasonable terms of service go a long way towards end users.

I would also say that Republic has far more catches than most people here realize as well. There is such a thing as caring too much about getting the cheapest monthly deal that you start entering into contracts that you probably shouldn't and ignore the very real added cost of being able to do business at that price in the first place.

I've had great luck with Ting. You can have almost any phone you want, roam on Verizon's network, and customer support has a no waiting and no computer systems policy (they pick up the phone).

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Re: Overheard at Work
« Reply #2411 on: April 16, 2014, 08:12:05 PM »
Girlfriend told me that someone at her work said they do not have money to buy food from the grocery store until payday. So instead they go out to eat at restaurants until payday.

What? How does this make sense to anyone?
Did she specify who was buying?  It's not uncommon to go out to ladies' nights and other happy hour events for free food when you know someone will buy drinks for you.  I've gone out to eat many times because I didn't have food at home.  Doesn't mean I paid.  I used to do this a lot when I was in college (a long time ago)  Not sure if the world still works this way.
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nikki

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Re: Overheard at Work
« Reply #2412 on: April 16, 2014, 10:29:57 PM »
Co-worker said she was interested in saving money, too (it always comes up when I interact with new people--saying "no" to going out all the time usually requires a polite explanation). Cool. So why do you get coffee and cake out at least once a day? Why do you go out to eat at Western restaurants (more expensive) several times a week? Why do you pay someone else to clean up your 225ish sq. ft. apartment? Why do you pay someone else to walk your dog when you work less than 20 hours a week? Siiiigh...

We meet at a coffee shop every Friday in a reflective practices group. Even when I announce that I'm bringing muffins, cookies, whatever, she has a slice of ~$4 cake and a coffee when I show up. I know it's not an anti-home-baking thing because she eats my goodies, too. But seriously--why buy it if you know something to eat is on its way?

She also just got a scooter. It takes about 15 minutes to walk from one end of our campus to the other, but there are hills and stairs everywhere. I see it as a built-in workout!

I mentioned that I found a puppy pee pad when I moved in and offered to give it to her. She said her dog doesn't use them anymore. Well, he does, actually. Several a day. She lied because she didn't want to walk to my apartment (2 buildings away from hers) to pick it up, even though it would save her a bit of money. As soon as I had plans to visit others in her building, she asked if I'd bring it.

But she sure did walk over here to get a carrot cake cupcake Sunday night.

I just don't understand this woman.

Also: her dog sucks. Worst behaved dog I've ever met.

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Re: Overheard at Work
« Reply #2413 on: April 16, 2014, 11:10:30 PM »
We meet at a coffee shop every Friday in a reflective practices group. Even when I announce that I'm bringing muffins, cookies, whatever, she has a slice of ~$4 cake and a coffee when I show up. I know it's not an anti-home-baking thing because she eats my goodies, too. But seriously--why buy it if you know something to eat is on its way?

But she sure did walk over here to get a carrot cake cupcake Sunday night.


I think some people are uncomfortable entering business places, using the space, and not buying anything.  I used to be this way. 


nikki

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Re: Overheard at Work
« Reply #2414 on: April 16, 2014, 11:19:01 PM »
We meet at a coffee shop every Friday in a reflective practices group. Even when I announce that I'm bringing muffins, cookies, whatever, she has a slice of ~$4 cake and a coffee when I show up. I know it's not an anti-home-baking thing because she eats my goodies, too. But seriously--why buy it if you know something to eat is on its way?

But she sure did walk over here to get a carrot cake cupcake Sunday night.


I think some people are uncomfortable entering business places, using the space, and not buying anything.  I used to be this way.

Ya, I get the drink part. I personally don't order coffee when we meet, but I'm an ass and don't care. The part I don't get is adding the unnecessary $4 cake to the order.

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Re: Overheard at Work
« Reply #2415 on: April 16, 2014, 11:47:21 PM »
It's funny seeing so many similarities with expat teachers at my school as well. Constant meals out, maids for tiny one-bedroom apartments, $500 electric vespas that never go beyond the campus gate, and of course, predictable complaints regarding money by the end of every month.

AlanStache

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Re: Overheard at Work
« Reply #2416 on: April 17, 2014, 02:04:24 AM »
Co-worker said she was interested in saving money, too (it always comes up when I interact with new people--saying "no" to going out all the time usually requires a polite explanation). Cool. So why do you get coffee and cake out at least once a day? Why do you go out to eat at Western restaurants (more expensive) several times a week? Why do you pay someone else to clean up your 225ish sq. ft. apartment? Why do you pay someone else to walk your dog when you work less than 20 hours a week? Siiiigh...

We meet at a coffee shop every Friday in a reflective practices group. Even when I announce that I'm bringing muffins, cookies, whatever, she has a slice of ~$4 cake and a coffee when I show up. I know it's not an anti-home-baking thing because she eats my goodies, too. But seriously--why buy it if you know something to eat is on its way?

She also just got a scooter. It takes about 15 minutes to walk from one end of our campus to the other, but there are hills and stairs everywhere. I see it as a built-in workout!

I mentioned that I found a puppy pee pad when I moved in and offered to give it to her. She said her dog doesn't use them anymore. Well, he does, actually. Several a day. She lied because she didn't want to walk to my apartment (2 buildings away from hers) to pick it up, even though it would save her a bit of money. As soon as I had plans to visit others in her building, she asked if I'd bring it.

But she sure did walk over here to get a carrot cake cupcake Sunday night.

I just don't understand this woman.

Also: her dog sucks. Worst behaved dog I've ever met.

Sounds more like laziness than anything else.  And yeah if I am going to meet in some commercial place I am going to buy something.  Some people dont like exercise.
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Nudelkopf

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Re: Overheard at Work
« Reply #2417 on: April 17, 2014, 05:12:11 AM »
I was commenting to a coworker that I have no idea when I'm going to get Easter dinner made, and she said I should cater it because, "it was just as cheap." In what universe? My mother is doing the lamb roast, I'm making whipped potatoes, asparagus and some kind of dessert. Oh, and a cheese board. The whole affair should set me back less than $40, with a lavish cheeseboard.
Easter dinner is a thing?? I'm clearly missing out. Also.. Cheese platters are just about the best thing that's ever been invented!

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Re: Overheard at Work
« Reply #2418 on: April 17, 2014, 06:19:53 AM »
It's only a facepalm if the said soon to be retired co-worker can't afford all those purchases.

I disagree.  A cottage is nearly always a tremendous financial drain for no good reason.  You want to vacation somewhere in the woods for a few weeks a year?  Rent a cottage.  You're not tied to the same tiny plot of land so you can experience different places, don't have to pay for the maintenance, taxes, and upkeep on a building that you're not living in for more than half the year, and can probably afford to rent for a short period a much fancier place than you could afford to buy.

I spent the last seven years building fairly modest vacation cottages in a local resort, and currently live in one as my primary, only, paid cash for, residence. One of life's unexpected lessons was starting this adventure with absolutely zero expectation that most of my buyers would be making extraordinarily bad financial decisions when they bought one of my homes. With little exception, these folks are middle age to early AARP, middle class, and insist on creating a massive drain on their financial future by satisfying a 100% "want" which they have zero need for.

My typical customer spent $140-180K for a new home. They are a mix of those that needed various levels of financing, to ones that drain their retirement savings to pay cash. On the financed side, I had two that borrowed 100%  to close the deal. One used FHA, needed sale price inflated seller's assist to cover the 3% down, and wrote less than $400 in checks at the table to cover small fees. Another got a 1st for 90%, and a co-signed super high rate second to cover the remainder, including all closing costs. On the cash down side, one guy emptied his small retirement account, (after losing half of it at the bottom of the market) and threw his $60K total savings at the deal, he then financed with BOA. Oven the next few years the home declined in value by 10-15% and, so far, there has been almost zero appreciation.

These homes typically have a $2800-$3000 yearly tax bill, an annual $400 HOA Fee, and at least $1500-1800 in utilities, minimum. A typical buyer drops $5-10K on interior furnishings and often an equal amount in landscaping.

The story got even more interesting when I developed a relationship with a Real Estate broker who had been doing business in the neighborhood for many decades. She told me that, absent the ongoing recession, a typical second home property in the area will turn over every five years, on average. Her personal record was selling the same home five times, since the 1980s. This is particularly horrifying once you factor in the fact that a five year old home will bring roughly 80% of the sale price. ( one of my customers recently sold a place that was $189K new, in 2004, he got $150K) When you add up all the closing costs X2, fees, taxes, expenses, improvements, interest, depreciation, etc... I could easily see one of my customers selling their home in five years at an out of pocket loss of $60-80K.  I'm sure there are dumber moves to be made, but WOW, when it comes to the stupid Olympics, buying a vacation home can earn you a gold medal.

kimmarg

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Re: Overheard at Work
« Reply #2419 on: April 17, 2014, 09:02:18 AM »
I was commenting to a coworker that I have no idea when I'm going to get Easter dinner made, and she said I should cater it because, "it was just as cheap." In what universe? My mother is doing the lamb roast, I'm making whipped potatoes, asparagus and some kind of dessert. Oh, and a cheese board. The whole affair should set me back less than $40, with a lavish cheeseboard.
Easter dinner is a thing?? I'm clearly missing out. Also.. Cheese platters are just about the best thing that's ever been invented!

Hmmm didn't realize Easter dinner was NOT a thing some places! :) here in the Northeast US it's pretty common. Not as big a deal as Thanksgiving and Christmas, but all our stores will close Easter Sunday. Ham is the sterotypical choice. Sometimes it's Easter brunch rather than dinner with quiche, ham, pasteries etc. I'll be making a 2 hr drive to eat with my family, however when I lived a plane ride away I typically didn't go home.

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Re: Overheard at Work
« Reply #2420 on: April 17, 2014, 09:09:45 AM »
One of life's unexpected lessons was starting this adventure with absolutely zero expectation that most of my buyers would be making extraordinarily bad financial decisions when they bought one of my homes.

You should see some of the seller financing agreements that I see. They are typically set up as "lease option" agreements with a 10-20% down payment, 15-30 year amortization, 8-10% interest, and a balloon payment due in about 5 years. Like a buy here, pay here car lot, I've seen the same property given back to the original owner and resold multiple times. It's expensive to be poor.

BlueHouse

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Re: Overheard at Work
« Reply #2421 on: April 17, 2014, 09:19:32 AM »
Easter dinner is a thing?? I'm clearly missing out.
Please tell me that the Easter Bunny visits you.  This is not only a thing here in the US, it's huge.  And as much as I hate over-commercialization, I never turn my nose up at my Easter Basket. 
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Re: Overheard at Work
« Reply #2422 on: April 17, 2014, 10:11:25 AM »
Easter dinner is a thing?? I'm clearly missing out.
Please tell me that the Easter Bunny visits you.  This is not only a thing here in the US, it's huge.  And as much as I hate over-commercialization, I never turn my nose up at my Easter Basket.

The best is the Easter bunny on the ski slopes, scattering chocolate as s/he skies!

Yes, it's not as widely celebrated (as um, not as many are Christian as are American celebrating Thanksgiving...or just like presents at Christmas and heck, even more Christians celebrate Christmas than Easter), but yes, a chunk still do Easter dinner.  I am not particularly religious although my family is, so we do it.  My old church pastor used to call folks who only showed up on Easter and Christmas the "Lily and Pointsetta crowd". 

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Re: Overheard at Work
« Reply #2423 on: April 17, 2014, 10:25:08 AM »
Easter dinner is a thing?? I'm clearly missing out.
Please tell me that the Easter Bunny visits you.  This is not only a thing here in the US, it's huge.  And as much as I hate over-commercialization, I never turn my nose up at my Easter Basket.

Damn, you gotta get on it, Nudelkopf.  I'm agnostic, but I'll feast just about anything: Easter, Passover, Christmas, Thanksgiving, Canadian Thanksgivingm you name it!  Wine and cheese every day!

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Re: Overheard at Work
« Reply #2424 on: April 17, 2014, 05:51:09 PM »
Easter dinner is a thing?? I'm clearly missing out.
Please tell me that the Easter Bunny visits you.  This is not only a thing here in the US, it's huge.  And as much as I hate over-commercialization, I never turn my nose up at my Easter Basket.
When I was a kid, we used to have chocolate eggs hidden around the yard & we'd have to find them. Buut.. Then it was a normal day. Actually, my bootcamp instructor gave me a chocolate rabbit yesterday at the end of training, which was pretty awesome. But I've never heard of people having an Easter dinner, similar to a Christmas or Thanksgiving dinner! That's cool!

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Re: Overheard at Work
« Reply #2425 on: April 17, 2014, 06:01:23 PM »
Easter dinner is a thing?? I'm clearly missing out.
Please tell me that the Easter Bunny visits you.  This is not only a thing here in the US, it's huge.  And as much as I hate over-commercialization, I never turn my nose up at my Easter Basket.
When I was a kid, we used to have chocolate eggs hidden around the yard & we'd have to find them. Buut.. Then it was a normal day. Actually, my bootcamp instructor gave me a chocolate rabbit yesterday at the end of training, which was pretty awesome. But I've never heard of people having an Easter dinner, similar to a Christmas or Thanksgiving dinner! That's cool!

Easter dinner is definitely big here in western new york! My grandmother always makes a ham, and we have Butter Lambs. I didn't realize until recently that butter lambs are only a thing HERE. :-)
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Re: Overheard at Work
« Reply #2426 on: April 17, 2014, 06:27:10 PM »
My family does Easter brunch. unfortunately I live several states away from them now, I don't really go to church anymore and my boyfriend is very non-religious... but you bet I'm still making my Grandma's egg bake on Sunday!!! god damn it is so good. definitely one of my favorite foods of all time. I mean, when you combine a dozen eggs, a pint of cottage cheese, a pound of monterey jack, and a healthy portion of diced ham... how can you go wrong?!?

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Re: Overheard at Work
« Reply #2427 on: April 17, 2014, 06:33:33 PM »
Coworker A to Coworker B: I can't believe co-worker C spent $9,000 just on his wedding photographer. Our whole wedding only cost that much!
Me [silently in my head]: WTF???? (Or as Co-worker A put it, you can have a really fancy pants wedding for $9k. I've been to 3K and 5K weddings and they were still pretty good - especially the 5k one, it didn't feel like a "budget wedding" at all.)

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Re: Overheard at Work
« Reply #2428 on: April 17, 2014, 06:55:38 PM »
Coworker A to Coworker B: I can't believe co-worker C spent $9,000 just on his wedding photographer. Our whole wedding only cost that much!
Me [silently in my head]: WTF???? (Or as Co-worker A put it, you can have a really fancy pants wedding for $9k. I've been to 3K and 5K weddings and they were still pretty good - especially the 5k one, it didn't feel like a "budget wedding" at all.)
I'm not sure, as I really hope I misheard it, but I think a coworker spent $1800 on her photographer. I really really hope that she said "18 hundred" and not the "18 thousand" that I thought I heard, which I was too nervous what the answer would be to query what she actually said.

BlueHouse

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Re: Overheard at Work
« Reply #2429 on: April 17, 2014, 07:06:05 PM »
Easter dinner is definitely big here in western new york! My grandmother always makes a ham, and we have Butter Lambs. I didn't realize until recently that butter lambs are only a thing HERE. :-)
What is a butter lamb?  Never heard of it.  Easter Dinner is such a big thing where I'm from (Northeast US), that most schools used to get "Easter Monday" off.  To this day, my mom still exclaims "you have to work on Easter Monday?" When I say I have to leave.
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renaite

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Re: Overheard at Work
« Reply #2430 on: April 17, 2014, 07:13:35 PM »
Easter dinner is definitely big here in western new york! My grandmother always makes a ham, and we have Butter Lambs. I didn't realize until recently that butter lambs are only a thing HERE. :-)
What is a butter lamb?  Never heard of it.  Easter Dinner is such a big thing where I'm from (Northeast US), that most schools used to get "Easter Monday" off.  To this day, my mom still exclaims "you have to work on Easter Monday?" When I say I have to leave.
I know there have been explanations of how to insert an image, but I am not figuring it out right now. But these are butter lambs! http://www.buffalobutterlambs.com/ 
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BlueHouse

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Re: Overheard at Work
« Reply #2431 on: April 17, 2014, 07:56:38 PM »
I know there have been explanations of how to insert an image, but I am not figuring it out right now. But these are butter lambs! http://www.buffalobutterlambs.com/
my god, those butter lambs are huge!  Is it solid butter?  I love the idea, but that looks like a square foot of solid butter.  How many people attend Polish Easter dinner?  Or does it last all year?
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dragoncar

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Re: Overheard at Work
« Reply #2432 on: April 17, 2014, 08:01:29 PM »
My family does Easter brunch. unfortunately I live several states away from them now, I don't really go to church anymore and my boyfriend is very non-religious... but you bet I'm still making my Grandma's egg bake on Sunday!!! god damn it is so good. definitely one of my favorite foods of all time. I mean, when you combine a dozen eggs, a pint of cottage cheese, a pound of monterey jack, and a healthy portion of diced ham... how can you go wrong?!?

Want... can we get a recipe up in here?  The first few google hits did not include cottage cheese.

rocksinmyhead

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Re: Overheard at Work
« Reply #2433 on: April 17, 2014, 08:24:33 PM »
My family does Easter brunch. unfortunately I live several states away from them now, I don't really go to church anymore and my boyfriend is very non-religious... but you bet I'm still making my Grandma's egg bake on Sunday!!! god damn it is so good. definitely one of my favorite foods of all time. I mean, when you combine a dozen eggs, a pint of cottage cheese, a pound of monterey jack, and a healthy portion of diced ham... how can you go wrong?!?

Want... can we get a recipe up in here?  The first few google hits did not include cottage cheese.

I'm out of town but when I get home I'll totally post it. the only copy I have is in my church cookbook :) forgot to add it also includes a stick of butter... it's a real artery-clogger BUT SO GOOD

Squirrel away

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Re: Overheard at Work
« Reply #2434 on: April 18, 2014, 04:16:33 AM »
We used to have ham at Easter dinner and my family is Irish Catholic.

Coworker A to Coworker B: I can't believe co-worker C spent $9,000 just on his wedding photographer. Our whole wedding only cost that much!
Me [silently in my head]: WTF???? (Or as Co-worker A put it, you can have a really fancy pants wedding for $9k. I've been to 3K and 5K weddings and they were still pretty good - especially the 5k one, it didn't feel like a "budget wedding" at all.)

My sister-in-law spent about 30,000 on her wedding, I could probably write a whole thread about her spending!

ender

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Re: Overheard at Work
« Reply #2435 on: April 18, 2014, 07:44:12 AM »
More of a positive story, was talking to an older coworker and somehow the conversation about our companies retirement program came up.

Basically, unless they change it, I have stellar benefits - a generous 401k match to a 401k with great options. We also have a pension which you become vested in after a few years which costs me nothing.

In this conversation, we talked about how important saving is - it gives you so much flexibility when you get to be his age. It was nice to have someone else at work at least seem positive about saving in your 20s/30s. Though... I didn't tell him just how much I am saving :)

MsSindy

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Re: Overheard at Work
« Reply #2436 on: April 18, 2014, 08:26:52 AM »
Background: I worked for one of the big consulting firms, as did my "old boss".  I now work for my client with my "new boss" - but we all still work on the same floor together and have known each other for years.

My New Boss tells me that Old Boss has just announced that he is retiring next month at 42! ...and he can't understand how that is possible and that the Consulting Firm must pay extremely well.

Me: Well, actually you guys make about the same amount.  But think about Old Boss, he doesn't have children, he doesn't dress fancy, no fancy cars, normal size house, and other than a few wine trips out West, he doesn't do fancy vacations - he's kind of a no-nonsense guy.  His only vice is that he buys lunch in the Cafe everyday (of course, this is completely opposite to how my New Boss lives, he's bought into the upscale lifestyle).

New Boss - Hmm, what about you?  You don't have kids, don't buy lunch, and I know you do a lot of that 'gardening stuff'

Me: (grinning) Yeah, and have you seen the 12 year old car that I drive?    ....and then I walk away before I boldly announce that I only have a couple more years and then I too, will be just like Old Boss!!

So happy for Old Boss.  I understand that he and his wife are going to 'slow travel' to various vineyards both here in the US and abroad.

CommonCents

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Re: Overheard at Work
« Reply #2437 on: April 18, 2014, 08:52:07 AM »
We used to have ham at Easter dinner and my family is Irish Catholic.

Coworker A to Coworker B: I can't believe co-worker C spent $9,000 just on his wedding photographer. Our whole wedding only cost that much!
Me [silently in my head]: WTF???? (Or as Co-worker A put it, you can have a really fancy pants wedding for $9k. I've been to 3K and 5K weddings and they were still pretty good - especially the 5k one, it didn't feel like a "budget wedding" at all.)

My sister-in-law spent about 30,000 on her wedding, I could probably write a whole thread about her spending!

$30k (not pounds) is the average wedding here in the US, up from $25k about 2 years ago.  It's seen as a sign that the economy is recovering.

The photographer costs are pretty crazy.  When we looked, we discovered that $2k was the start for a "wedding photographer."  (We opted instead to go with a friendor instead - still paying more than I'd have liked though.)  The sister of a friend of mine spent $9k on a photographer.  She's a doctor, he's a hostage negotiator.

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Re: Overheard at Work
« Reply #2438 on: April 18, 2014, 09:00:07 AM »
$30k (not pounds) is the average wedding here in the US, up from $25k about 2 years ago.  It's seen as a sign that the economy is recovering.

The photographer costs are pretty crazy.  When we looked, we discovered that $2k was the start for a "wedding photographer."  (We opted instead to go with a friendor instead - still paying more than I'd have liked though.)  The sister of a friend of mine spent $9k on a photographer.  She's a doctor, he's a hostage negotiator.
Emphasis mine
I'm so glad my wedding was last minute, I think everything combined was less than $2k.
You'd think he could have negotiated a better price :D

Setruss

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Re: Overheard at Work
« Reply #2439 on: April 18, 2014, 09:47:51 AM »
Not overheard at work, but I have a lot of stories of my housemates.

One such gem:

I wake up at 6:30 am to go to work (usually to beat people to the bathroom and kitchen). 7:00am rolls around and one of my working housemates isn't up...

I come back from a full day of work to find her dining on fine cheese, bread, meat and wine, celebrating her quitting her terrible job (that she's worked in for all of 1 week and barely finished training).

Too bad she has a $1,200 college debt payment due, plus ~$500 due to various sources... all due soon. She has $26 left in her checking and savings accounts. All of her credit cards are maxed out. And no income at all. Her poor parents...

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Re: Overheard at Work
« Reply #2440 on: April 18, 2014, 10:12:27 AM »
Listening to co-worker in front of me telling everyone how he got a great deal on antigravity recliner. They are normally $2,500 each but my friend cut me a deal to get TWO for $2,500. This guy lives by himself...

No wonder why I always wear my headphones. Engineers who got their way through college paid for waste their money to no end. It literally puts a pit in my stomach every time I listen to them talk about the latest crap they got.

CommonCents

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Re: Overheard at Work
« Reply #2441 on: April 18, 2014, 12:24:38 PM »
$30k (not pounds) is the average wedding here in the US, up from $25k about 2 years ago.  It's seen as a sign that the economy is recovering.

The photographer costs are pretty crazy.  When we looked, we discovered that $2k was the start for a "wedding photographer."  (We opted instead to go with a friendor instead - still paying more than I'd have liked though.)  The sister of a friend of mine spent $9k on a photographer.  She's a doctor, he's a hostage negotiator.
Emphasis mine
I'm so glad my wedding was last minute, I think everything combined was less than $2k.
You'd think he could have negotiated a better price :D

hahaha.  Good point.  :)  There's a great story actually, about him meeting the three big male cousins that are all police officers and them trying to "interogate" him to see if he was good enough for their cousin.  Needless to say, it didn't phase him that they "subtly" sat and exposed their guns for the conversation, etc.

In this case though, the story I heard was that the bride *really* wanted this photographer.  Can't say if he negotiated them down on price at all, but he may have at least opted for hiring them in order to have a happy wife (and happy life thereafter)...

eil

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Re: Overheard at Work
« Reply #2442 on: April 18, 2014, 02:02:19 PM »
I tried explaining Republic Wireless to someone on the train the other day and she just refused to believe it because her new ATT family plan cost $160/month and that was "the best deal ANYONE is offering right now." When I got to explaining that she could get unlimited talk and text to her kids for $10/month with Republic, she just sat there like a fish with her mouth open for a couple seconds. I thought I had broken her brain.

Hope this post isn't too old to dredge up (only a few days!), but I just had to give it my thumbs up.

Most of the time, when I tell people that my phone on Ting costs less than $14 per month, all I get is dead air. No reponse at all... Not even a patronizing hand-waving acknowledgement. It's like speaking those words causes me to cease to exist and the universe forgets I'm there for the five seconds it takes to say them.

It's not often that I volunteer my frugality techniques to people, but I wonder if I wouldn't fit in better with the rest of society if I just made up stories about how much debt I'm in and complained about how expensive necessities like SUVs and televisions are these days.

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Re: Overheard at Work
« Reply #2443 on: April 18, 2014, 05:10:39 PM »
Easter dinner is a thing?? I'm clearly missing out.
Please tell me that the Easter Bunny visits you.  This is not only a thing here in the US, it's huge.  And as much as I hate over-commercialization, I never turn my nose up at my Easter Basket.
When I was a kid, we used to have chocolate eggs hidden around the yard & we'd have to find them. Buut.. Then it was a normal day. Actually, my bootcamp instructor gave me a chocolate rabbit yesterday at the end of training, which was pretty awesome. But I've never heard of people having an Easter dinner, similar to a Christmas or Thanksgiving dinner! That's cool!


This thread was the first I'd ever heard of a specific Easter Dinner, too, though I was aware that a lot of people eat ham. New Easter clothes are a thing here, and egg hunts.

SweetLife

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Re: Overheard at Work
« Reply #2444 on: April 18, 2014, 06:17:18 PM »
Easter dinner is a thing?? I'm clearly missing out.
Damn, you gotta get on it, Nudelkopf.  I'm agnostic, but I'll feast just about anything: Easter, Passover, Christmas, Thanksgiving, Canadian Thanksgivingm you name it!  Wine and cheese every day!

Ha ha ha .... wine and cheese ... you have these things down pat!!! :)

renaite

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Re: Overheard at Work
« Reply #2445 on: April 18, 2014, 06:40:51 PM »
I know there have been explanations of how to insert an image, but I am not figuring it out right now. But these are butter lambs! http://www.buffalobutterlambs.com/
my god, those butter lambs are huge!  Is it solid butter?  I love the idea, but that looks like a square foot of solid butter.  How many people attend Polish Easter dinner?  Or does it last all year?

BlueHouse, the funniest part is that my grandmother always has a butter lamb there but we're never allowed to use it - she has sticks of butter for the rolls! It just sits there and looks at us through dinner, being decorative. Those ones are giant but the ones she gets are more like maybe 1 cup of butter. They are solid butter though.

... And we're not even Polish. I think you've inspired me to ask how this thing became a "tradition" at our Easter dinner in the first place. My family is Irish!
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PMG

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Re: Overheard at Work
« Reply #2446 on: April 18, 2014, 07:18:09 PM »
I know there have been explanations of how to insert an image, but I am not figuring it out right now. But these are butter lambs! http://www.buffalobutterlambs.com/
my god, those butter lambs are huge!  Is it solid butter?  I love the idea, but that looks like a square foot of solid butter.  How many people attend Polish Easter dinner?  Or does it last all year?

BlueHouse, the funniest part is that my grandmother always has a butter lamb there but we're never allowed to use it - she has sticks of butter for the rolls! It just sits there and looks at us through dinner, being decorative. Those ones are giant but the ones she gets are more like maybe 1 cup of butter. They are solid butter though.

... And we're not even Polish. I think you've inspired me to ask how this thing became a "tradition" at our Easter dinner in the first place. My family is Irish!

I bet it's the same lamb, year after year.  She freezes it... very mustachian. ;-)

In my family Easter dinner stems from the increased mobility that cars brought and families moving farther from each other.  It's not a holiday that seems to inspire long distance travel, but semi local family (or the black sheep of the family who abandoned religion) head to the family church Easter morning, then back to Grandma's for Easter dinner.

We had a butter sculpture one year, perhaps a swan?  I don't think it was a lamb.  I think it was a mini trend (with grandma and friends at least) in the 90s.  I almost think grandma had a mold that she melted and made her own...

The youngest grandchild is 21 and we only just convinced Grandma that she didn't have to have an egg hunt...

renaite

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Re: Overheard at Work
« Reply #2447 on: April 18, 2014, 07:47:25 PM »
I bet it's the same lamb, year after year.  She freezes it... very mustachian. ;-)

Ha!

We had a butter sculpture one year, perhaps a swan?  I don't think it was a lamb.  I think it was a mini trend (with grandma and friends at least) in the 90s.  I almost think grandma had a mold that she melted and made her own...

That's awesome too!

I didn't realize butter lambs were so compelling that they would hijack the thread a bit. :-P I feel like I should share an "overheard at work" story to make up for it but I just don't have one. I guess that's a good thing to be able to say!
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Tempe

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Re: Overheard at Work
« Reply #2448 on: April 18, 2014, 10:59:16 PM »
The day I compared loudoun virginia to my hometown with this made me shake my head. http://www.costofwedding.com Couples that live in or travel to Loudoun, VA (County) spend between $31,283 and $52,139 on average for their wedding. However, most couples spend between $10,000 - $19,999.
My hometown in MN  spend between $15,548 and $25,914 on average for their wedding. However, most couples spend less than $10,000.

I had some 2 cousins spend 10k on weddings at the same venue with plated food when they had no money or 30k in student debt, and their parents didn't fund the wedding. My stepdad spent maaaybe 1k on the wedding, most of it on alcohol and my brothers suit. Mom's wedding outfit was 100$. The cake cost 100$ or so including the pans. He overbought the marshmallows and some other stuff when he bought ingredients. The cake pans and stand were 80$ish (I made the cake, chocolate with white fondant) Though it was so inexpensive because mom put her foot down on crazy weddings stuff, and we had a potluck brought by my family. I also made some birthday cakes and pans of brownies for that day as well. It was a multi celebration.

For an actual overheard at work, my coworkers were recently lamenting the cost of cars and how the payments were so expensive, and that leasing a car could be a very good monthly deal, uh wth. What kind of cars do they finance? .o.

PMG

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Re: Overheard at Work
« Reply #2449 on: April 19, 2014, 02:34:47 AM »
I've got a coworker...

Last week as I walked by her she started singing "Oh I am so miserable, miserable...."

Later that day she told me "ugh.  I saw that the dogwoods are blooming and I just know I'm going to be miserable for the next two weeks..."

Sure enough, she is.  Allergies aren't fun but wow, her projections of misery made me pity her.  Life is what you make it and she is not very happy.