Author Topic: Overheard at Work  (Read 8278412 times)

joleran

  • Stubble
  • **
  • Posts: 139
Re: Overheard at Work
« Reply #20100 on: April 27, 2018, 03:06:35 PM »
Tax story...

My husband got a bonus from his company. It was just every employee got $500.  He never got it.  He called HR to find out why, and it turns out they treated it like a regular paycheck.  Well, he has his paychecks set to have an extra withholding, and he also pulls a high dollar amount (not percentage) from the paychecks for retirement savings.  Between those two- every dollar of the bonus was pulled.

OK then... we of course got the taxes back at the end of the year, and then he had to readjust his 401k withholdings to not go over the max.

Just a heads up, every company that's not a couple steps away from keeping their books on tally sticks will stop your 401k contributions exactly at the IRS max.  It's like HR 101 stuff.

honeybbq

  • Pencil Stache
  • ****
  • Posts: 998
  • Location: Seattle
Re: Overheard at Work
« Reply #20101 on: April 27, 2018, 03:12:49 PM »
Overheard coworkers phone call to order a 30 yd dumpster to clean out home over the weekend.  Holy crap.

This might be face punch worthy but I could probably fill a huge dumpster of crap with stuff in my house that I don't want any more.

First off, I have an approx 2' x 3' trash can that I'm allowed to dispose of weekly and our trash bill is $80/month for this tiny square (second smallest one we can get). THANKS SEATTLE. So any time I want to trash something that's bigger than that... you have to take it to the dump (costs per carload) or pay a $25+ excess fee.

I could get rid of all the smelly old dog beds that need replacing but couldn't fit in the trash
Carpet remnants that were left in the house that no one wants
packing peanuts (why do these still exist?)
My husband's old recliner - I want it to DIE
Filing cabinet. Nobody wants it, nobody will take it. Even goodwill won't take it.
Weird broken shit that's laying around - like an old wooden handrail that got replaced. (maybe I can put this in lawn recycling?)
10000 things that are in my husband's part of the garage. I don't even know what that stuff is but it can GO

I would seriously love to supermarket sweep my house and throw everything away. It would be rad.

RyanAtTanagra

  • Pencil Stache
  • ****
  • Posts: 931
  • Location: SF Bay, CA
Re: Overheard at Work
« Reply #20102 on: April 27, 2018, 03:19:44 PM »
10000 things that are in my husband's part of the garage. I don't even know what that stuff is but it can GO

Does he get to throw away all of your things that he doesn't know what they are? ;-P

honeybbq

  • Pencil Stache
  • ****
  • Posts: 998
  • Location: Seattle
Re: Overheard at Work
« Reply #20103 on: April 27, 2018, 03:23:50 PM »
10000 things that are in my husband's part of the garage. I don't even know what that stuff is but it can GO

Does he get to throw away all of your things that he doesn't know what they are? ;-P

My stuff is organized neatly and I like to get rid of stuff.

He's the (admitted) sentimental hoarder.

He has some good stuff in there, but I believe if it's really of value, it shouldn't be stashed in a half smooshed box in the back of your garage.

AMandM

  • Pencil Stache
  • ****
  • Posts: 508
Re: Overheard at Work
« Reply #20104 on: April 27, 2018, 04:03:56 PM »
I could get rid of all the smelly old dog beds that need replacing but couldn't fit in the trash
Carpet remnants that were left in the house that no one wants
packing peanuts (why do these still exist?)
My husband's old recliner - I want it to DIE
Filing cabinet. Nobody wants it, nobody will take it. Even goodwill won't take it.
Weird broken shit that's laying around - like an old wooden handrail that got replaced. (maybe I can put this in lawn recycling?)

It would be a bit of a pain and time-consuming, but a lot of this (carpet, dog beds, handrail) could be chopped up into smaller pieces that fit in the can.  Where I live, packing stores will accept styrofoam peanuts and lots of guys with pickups will collect steel trash for the scrap value.

Not to say I don't feel for you!

Roadrunner53

  • Handlebar Stache
  • *****
  • Posts: 1293
Re: Overheard at Work
« Reply #20105 on: April 27, 2018, 04:21:41 PM »
My Hub, for years, has chopped up stuff and slowly fed it into the garbage can. Even if you can just do a small amount a week it will get done over time. WOW, $80 a month! I thought my bill was bad at approx. $35 a month and get billed quarterly.

Sometimes people will buy some of your crap for hobby type things on ebay. See what you might have like the stuffing from the dog beds...after you wash them and see if people are looking for stuffing.

You could advertise the recliner on Craigslist. Or you could start ripping it apart, piece by piece and feed the garbage can! My hub has a Sawzall and will cut up just about anything with it.

Zaga

  • Handlebar Stache
  • *****
  • Posts: 1599
  • Age: 38
  • Location: North of Pittsburgh, PA
    • A Wall of Hats
Re: Overheard at Work
« Reply #20106 on: April 27, 2018, 07:29:52 PM »
Wow, we are ridiculously lucky with our trash payment, we pay per bag.  It's $1.60 to buy a bag, we can put up to 60 pounds in it and they will take it. 

We probably put out one bag every other week most week, but when we were renovating we put out quite a few more but it was still super cheap compared to what you guys are charged!

savedough

  • Stubble
  • **
  • Posts: 128
Re: Overheard at Work
« Reply #20107 on: April 28, 2018, 12:28:13 PM »
Overheard coworkers phone call to order a 30 yd dumpster to clean out home over the weekend.  Holy crap.

This might be face punch worthy but I could probably fill a huge dumpster of crap with stuff in my house that I don't want any more.

First off, I have an approx 2' x 3' trash can that I'm allowed to dispose of weekly and our trash bill is $80/month for this tiny square (second smallest one we can get). THANKS SEATTLE. So any time I want to trash something that's bigger than that... you have to take it to the dump (costs per carload) or pay a $25+ excess fee.

I could get rid of all the smelly old dog beds that need replacing but couldn't fit in the trash
Carpet remnants that were left in the house that no one wants
packing peanuts (why do these still exist?)
My husband's old recliner - I want it to DIE
Filing cabinet. Nobody wants it, nobody will take it. Even goodwill won't take it.
Weird broken shit that's laying around - like an old wooden handrail that got replaced. (maybe I can put this in lawn recycling?)
10000 things that are in my husband's part of the garage. I don't even know what that stuff is but it can GO

I would seriously love to supermarket sweep my house and throw everything away. It would be rad.

Try your local Buy Nothing Group!   You would be amazed what people have uses for. And most of the time, they will come pick it up.   I have given away old fence posts, carpet remnants (used for something with horses), dog beds, file cabinets, light bulbs after I switched to LEDs.   I often ask if anyone has fruit rotting on trees and people are more than happy to let me pick it!

LennStar

  • Handlebar Stache
  • *****
  • Posts: 1024
Re: Overheard at Work
« Reply #20108 on: April 30, 2018, 07:28:47 AM »
On the offshore vessel I work on
...
Gave me a little faith in humanity that there are bubbles of sanity lost in the ocean of stupid.
Not much faith though when these bubbles are literally lost in the ocean.

ROFL
YMMD

I don't really know why but I find that incredibly hilarious. Must be my writer soul resonating here to the picture.

kaypinkHH

  • Pencil Stache
  • ****
  • Posts: 826
  • Location: North by North East (CAN)
    • My first Journal!
Re: Overheard at Work
« Reply #20109 on: April 30, 2018, 09:54:08 AM »
All my coworkers seem to be obsessed with the meal prep boxes (where you order food, it appears, but you still need to do the cooking).

Recipes are boringly simple, and all for a low low price of $10 a serving!! I calculated what I would spend to make a sample recipe myself, and I'm looking at $2/serving max.

I guess it is better than take out food...but really all this saves is 1 hr/week grocery shopping. I just don't get it.

JLee

  • Magnum Stache
  • ******
  • Posts: 4816
Re: Overheard at Work
« Reply #20110 on: April 30, 2018, 10:01:57 AM »
All my coworkers seem to be obsessed with the meal prep boxes (where you order food, it appears, but you still need to do the cooking).

Recipes are boringly simple, and all for a low low price of $10 a serving!! I calculated what I would spend to make a sample recipe myself, and I'm looking at $2/serving max.

I guess it is better than take out food...but really all this saves is 1 hr/week grocery shopping. I just don't get it.

I don't buy those either, but if you factor in meal planning, grocery shopping, and food prep (the boxes come with predefined portions/etc) I expect the time involved is more than an hour.  You also have consistent variety and don't end up with a large quantity of any particular ingredient which then either goes bad or needs to be used for something else.

I basically live off of rice, chicken, and vegetables so repetition is fine for me. :P

turketron

  • Bristles
  • ***
  • Posts: 351
  • Age: 32
  • Location: WI
Re: Overheard at Work
« Reply #20111 on: April 30, 2018, 10:15:46 AM »
I think the meal prep boxes can make a lot of sense for specific types of people. If you're not a very adventurous eater and/or don't want to spend money on meals/ingredients that you're not sure you're going to like, or if you're not a very experienced cook, or don't know where to find more "unusual" ingredients that your local wal-mart may not stock.

These boxes are a great way to expose people to new recipes/ingredients/ideas/techniques that they might not otherwise be willing to try. I think they make sense for that purpose, but then the logical extension of that would be to progress towards making these types of dishes on your own without the meal prep service, for a fraction of the cost, albeit with a little more time and effort. If you only do this a few times until you're comfortable with it that would be money well spent. However, if you rely on this endlessly, yeah it's a waste of money past a certain point.

9-Volt

  • 5 O'Clock Shadow
  • *
  • Posts: 35
  • Location: Vancouver B.C.
Re: Overheard at Work
« Reply #20112 on: April 30, 2018, 10:17:12 AM »
Overheard coworkers phone call to order a 30 yd dumpster to clean out home over the weekend.  Holy crap.

This might be face punch worthy but I could probably fill a huge dumpster of crap with stuff in my house that I don't want any more.

First off, I have an approx 2' x 3' trash can that I'm allowed to dispose of weekly and our trash bill is $80/month for this tiny square (second smallest one we can get). THANKS SEATTLE. So any time I want to trash something that's bigger than that... you have to take it to the dump (costs per carload) or pay a $25+ excess fee.

I could get rid of all the smelly old dog beds that need replacing but couldn't fit in the trash
Carpet remnants that were left in the house that no one wants
packing peanuts (why do these still exist?)
My husband's old recliner - I want it to DIE
Filing cabinet. Nobody wants it, nobody will take it. Even goodwill won't take it.
Weird broken shit that's laying around - like an old wooden handrail that got replaced. (maybe I can put this in lawn recycling?)
10000 things that are in my husband's part of the garage. I don't even know what that stuff is but it can GO

I would seriously love to supermarket sweep my house and throw everything away. It would be rad.

Try your local Buy Nothing Group!   You would be amazed what people have uses for. And most of the time, they will come pick it up.   I have given away old fence posts, carpet remnants (used for something with horses), dog beds, file cabinets, light bulbs after I switched to LEDs.   I often ask if anyone has fruit rotting on trees and people are more than happy to let me pick it!

You know that things don't need to go in the trash in one piece, right?
Dog bed & carpet- cut them up and put them in the trash over a few weeks
Packing peanuts- small bag at a time
Recliner- break it up into its pieces and put the cover/ foam in the trash and the wood frame in the lawn recycling with the handrail.

I've done exactly this. It doesn't happen over night, but mix this with the buy nothing group and eventually it is gone and no longer a problem.

TheGrimSqueaker

  • Handlebar Stache
  • *****
  • Posts: 1967
  • Location: A desert wasteland, where none but the weird survive
  • www.theliveinlandlord.com
    • The Live-In Landlord
Re: Overheard at Work
« Reply #20113 on: April 30, 2018, 10:21:21 AM »
Overheard coworkers phone call to order a 30 yd dumpster to clean out home over the weekend.  Holy crap.

This might be face punch worthy but I could probably fill a huge dumpster of crap with stuff in my house that I don't want any more.

First off, I have an approx 2' x 3' trash can that I'm allowed to dispose of weekly and our trash bill is $80/month for this tiny square (second smallest one we can get). THANKS SEATTLE. So any time I want to trash something that's bigger than that... you have to take it to the dump (costs per carload) or pay a $25+ excess fee.

I could get rid of all the smelly old dog beds that need replacing but couldn't fit in the trash
Carpet remnants that were left in the house that no one wants
packing peanuts (why do these still exist?)
My husband's old recliner - I want it to DIE
Filing cabinet. Nobody wants it, nobody will take it. Even goodwill won't take it.
Weird broken shit that's laying around - like an old wooden handrail that got replaced. (maybe I can put this in lawn recycling?)
10000 things that are in my husband's part of the garage. I don't even know what that stuff is but it can GO

I would seriously love to supermarket sweep my house and throw everything away. It would be rad.

Try your local Buy Nothing Group!   You would be amazed what people have uses for. And most of the time, they will come pick it up.   I have given away old fence posts, carpet remnants (used for something with horses), dog beds, file cabinets, light bulbs after I switched to LEDs.   I often ask if anyone has fruit rotting on trees and people are more than happy to let me pick it!

You know that things don't need to go in the trash in one piece, right?
Dog bed & carpet- cut them up and put them in the trash over a few weeks
Packing peanuts- small bag at a time
Recliner- break it up into its pieces and put the cover/ foam in the trash and the wood frame in the lawn recycling with the handrail.

I've done exactly this. It doesn't happen over night, but mix this with the buy nothing group and eventually it is gone and no longer a problem.

If I ever need to dispose of an inconvenient body, I'm going to call you guys.

Dabnasty

  • Pencil Stache
  • ****
  • Posts: 989
  • Age: 29
  • Location: North Carolina
Re: Overheard at Work
« Reply #20114 on: April 30, 2018, 10:25:10 AM »
All my coworkers seem to be obsessed with the meal prep boxes (where you order food, it appears, but you still need to do the cooking).

Recipes are boringly simple, and all for a low low price of $10 a serving!! I calculated what I would spend to make a sample recipe myself, and I'm looking at $2/serving max.

I guess it is better than take out food...but really all this saves is 1 hr/week grocery shopping. I just don't get it.

I don't buy those either, but if you factor in meal planning, grocery shopping, and food prep (the boxes come with predefined portions/etc) I expect the time involved is more than an hour.  You also have consistent variety and don't end up with a large quantity of any particular ingredient which then either goes bad or needs to be used for something else.

I basically live off of rice, chicken, and vegetables so repetition is fine for me. :P

It may save on wasted food but whether you want to avoid waste for financial or environmental reasons, the boxes aren't really helping. All the tiny little bottles and packages for each ingredient and the insulated boxes and ice packs are far worse than wasting a little food. Even with products in grocery stores, the cost (dollar and environmental) of the packaging can outweigh the cost of the product. I'm all for reducing food waste but exchanging it for plastic waste isn't much of a solution.

I haven't found a good assessment of the real impact of the packaging and shipping used for these services but If anyone else has, I'd be interested. Most articles hand wave certain aspects without numbers or use wild estimates like this one:

https://www.motherjones.com/environment/2017/06/meal-kit-freezer-packs-blue-apron-hello-fresh/

But they're still worth a read to help take all of the different aspects into account.

I'll concede that it may work out differently in HCOLA's where I'm not as familiar with grocery costs or if you only compare to restaurant costs.
« Last Edit: April 30, 2018, 10:27:16 AM by Dabnasty »

Samuel

  • Stubble
  • **
  • Posts: 169
  • Location: the slippery slope
Re: Overheard at Work
« Reply #20115 on: April 30, 2018, 12:16:31 PM »
Tax story...

My husband got a bonus from his company. It was just every employee got $500.  He never got it.  He called HR to find out why, and it turns out they treated it like a regular paycheck.  Well, he has his paychecks set to have an extra withholding, and he also pulls a high dollar amount (not percentage) from the paychecks for retirement savings.  Between those two- every dollar of the bonus was pulled.

OK then... we of course got the taxes back at the end of the year, and then he had to readjust his 401k withholdings to not go over the max.

Just a heads up, every company that's not a couple steps away from keeping their books on tally sticks will stop your 401k contributions exactly at the IRS max.  It's like HR 101 stuff.

Not mine. Once you hit the IRS pretax limit they continue pulling the same percentage, just as post tax contributions. I want to do post tax investing at Vanguard, not in my 401k, so I have to keep an eye on it. Super annoying.

grandep

  • Stubble
  • **
  • Posts: 107
  • Location: New Mexico
Re: Overheard at Work
« Reply #20116 on: April 30, 2018, 12:59:44 PM »
Tax story...

My husband got a bonus from his company. It was just every employee got $500.  He never got it.  He called HR to find out why, and it turns out they treated it like a regular paycheck.  Well, he has his paychecks set to have an extra withholding, and he also pulls a high dollar amount (not percentage) from the paychecks for retirement savings.  Between those two- every dollar of the bonus was pulled.

OK then... we of course got the taxes back at the end of the year, and then he had to readjust his 401k withholdings to not go over the max.

Just a heads up, every company that's not a couple steps away from keeping their books on tally sticks will stop your 401k contributions exactly at the IRS max.  It's like HR 101 stuff.

Not mine. Once you hit the IRS pretax limit they continue pulling the same percentage, just as post tax contributions. I want to do post tax investing at Vanguard, not in my 401k, so I have to keep an eye on it. Super annoying.

Same here, I actually contacted my HR department to ask about this and they confirmed it.

honeybbq

  • Pencil Stache
  • ****
  • Posts: 998
  • Location: Seattle
Re: Overheard at Work
« Reply #20117 on: April 30, 2018, 01:29:39 PM »


Try your local Buy Nothing Group!   You would be amazed what people have uses for. And most of the time, they will come pick it up.   I have given away old fence posts, carpet remnants (used for something with horses), dog beds, file cabinets, light bulbs after I switched to LEDs.   I often ask if anyone has fruit rotting on trees and people are more than happy to let me pick it!

I do use it religiously. Both giving and taking. Anything that is remotely acceptable for human use gets offered.




You know that things don't need to go in the trash in one piece, right?
Dog bed & carpet- cut them up and put them in the trash over a few weeks
Packing peanuts- small bag at a time
Recliner- break it up into its pieces and put the cover/ foam in the trash and the wood frame in the lawn recycling with the handrail.

I've done exactly this. It doesn't happen over night, but mix this with the buy nothing group and eventually it is gone and no longer a problem.

It would take about 2 years to break down the recliner and get it in the trash and gone. And the large pieces of metal wouldn't fit anyways. The lid has to be on. This is a challenging problem....  Don't forget, we have our regular trash to put into our tiny canister as well. (two dogs worth of dog sh*t every week). We do cram as much in there as we can. I'm just saying, it would be fun to be like WHEEEEEE trash! Instead of calculating and doing tetris to get everything to fit. I've thought about ordering a bigger size trash but for weeks we don't need it is seems like such a waste.

And there's no freaking way I'm cutting open that dog bed. Nope. Stinky fuzz everywhere??? No way. Not worth it. I'll pay the extra for them to haul it away.

I actually looked. It's the "mini can".

15"W x 16"D x 21"H
30 lb. weight limit

*and correction, I guess it's $80 every 2 months. So not quite so nutso.



VaCPA

  • Stubble
  • **
  • Posts: 219
Re: Overheard at Work
« Reply #20118 on: April 30, 2018, 01:39:43 PM »
All my coworkers seem to be obsessed with the meal prep boxes (where you order food, it appears, but you still need to do the cooking).

Recipes are boringly simple, and all for a low low price of $10 a serving!! I calculated what I would spend to make a sample recipe myself, and I'm looking at $2/serving max.

I guess it is better than take out food...but really all this saves is 1 hr/week grocery shopping. I just don't get it.

I don't buy those either, but if you factor in meal planning, grocery shopping, and food prep (the boxes come with predefined portions/etc) I expect the time involved is more than an hour.  You also have consistent variety and don't end up with a large quantity of any particular ingredient which then either goes bad or needs to be used for something else.

I basically live off of rice, chicken, and vegetables so repetition is fine for me. :P

I highlighted 2 key points. It definitely is cheaper to make your own meals, especially if you make pretty simple stuff with very few ingredients. I could live like this to keep the grocery bills as low as possible but my wife cannot and needs variety. When we make our own meals we end up with a lot of ingredients that are bought for one recipe and go bad before we end up using again. Waste of money and just wasteful in general. She's been doing the meal kits the last couple of weeks because she had a coupon for them and they aren't bad. I don't think the food is great but we have 3 kids and it helps her out a lot. Cost is about $8.50 per serving.

kaypinkHH

  • Pencil Stache
  • ****
  • Posts: 826
  • Location: North by North East (CAN)
    • My first Journal!
Re: Overheard at Work
« Reply #20119 on: April 30, 2018, 02:43:02 PM »
I'm confused, this is the antimustacian wall of shame right?? This is a place where we all get together and chuckle at other people's non-frugal life choices because we get the side eye IRL when we mention thrift store shopping and packing our lunches, and biking to work, and not buying coffee?? If I'm in the wrong place let me know! /s

I guess it is my own fault, when I wrote "I don't get it" on my original post, I do get it. Like most non mustachian things, it is easier. And there are times and places where easier is 100% OK! (Ie 3 kids at home, trying to get back into a cooking routine). But we can't sit here and pretend that spending $8.50-$11/meal is a "mustachian" win.

And yes, meal planning and grocery shopping for 3 simple meals like what they are getting would take me 1hr (and my coworker, we live in the same area).

Prepping the food takes about the same amount of time (you still have to cut up everything yourself), so 1hr per week saves me ~$50 comparative to the meal boxes. I'll take that rate of return any week!

Xlar

  • Stubble
  • **
  • Posts: 124
Re: Overheard at Work
« Reply #20120 on: April 30, 2018, 02:43:32 PM »
Tax story...

My husband got a bonus from his company. It was just every employee got $500.  He never got it.  He called HR to find out why, and it turns out they treated it like a regular paycheck.  Well, he has his paychecks set to have an extra withholding, and he also pulls a high dollar amount (not percentage) from the paychecks for retirement savings.  Between those two- every dollar of the bonus was pulled.

OK then... we of course got the taxes back at the end of the year, and then he had to readjust his 401k withholdings to not go over the max.

Just a heads up, every company that's not a couple steps away from keeping their books on tally sticks will stop your 401k contributions exactly at the IRS max.  It's like HR 101 stuff.

Not mine. Once you hit the IRS pretax limit they continue pulling the same percentage, just as post tax contributions. I want to do post tax investing at Vanguard, not in my 401k, so I have to keep an eye on it. Super annoying.

Same here, I actually contacted my HR department to ask about this and they confirmed it.

My employer does the same thing. My wife's on the other hand... If the last payment will put you over the limit they will not contribute anything at all! Super annoying. And they won't let you contribute up to the limit faster. If your contribution amount x the number of pay periods in the year is greater than the limit they will reject your form. Yes, even if you started part way through the year and want to catch up!

Cali

  • Stubble
  • **
  • Posts: 136
  • Location: SoCal
Re: Overheard at Work
« Reply #20121 on: May 01, 2018, 12:35:55 AM »
We got raises today. I’m investing mine. Coworker was already planning all the things she’s going to buy to furnish the new apartment she doesn’t
have yet. All new of course.

dragoncar

  • Walrus Stache
  • *******
  • Posts: 7967
  • Registered member
Re: Overheard at Work
« Reply #20122 on: May 01, 2018, 04:03:52 AM »
Error page 404 found

craiglepaige

  • Handlebar Stache
  • *****
  • Posts: 1167
  • Location: Ohio
Re: Overheard at Work
« Reply #20123 on: May 01, 2018, 04:22:32 AM »
I'm confused, this is the antimustacian wall of shame right?? This is a place where we all get together and chuckle at other people's non-frugal life choices because we get the side eye IRL when we mention thrift store shopping and packing our lunches, and biking to work, and not buying coffee?? If I'm in the wrong place let me know! /s

I guess it is my own fault, when I wrote "I don't get it" on my original post, I do get it. Like most non mustachian things, it is easier. And there are times and places where easier is 100% OK! (Ie 3 kids at home, trying to get back into a cooking routine). But we can't sit here and pretend that spending $8.50-$11/meal is a "mustachian" win.

And yes, meal planning and grocery shopping for 3 simple meals like what they are getting would take me 1hr (and my coworker, we live in the same area).

Prepping the food takes about the same amount of time (you still have to cut up everything yourself), so 1hr per week saves me ~$50 comparative to the meal boxes. I'll take that rate of return any week!


Thank you. I was losing my mind reading others approve of meal boxes. Biggest bullshit right now.

VaCPA

  • Stubble
  • **
  • Posts: 219
Re: Overheard at Work
« Reply #20124 on: May 01, 2018, 07:10:15 AM »
The meal boxes aren't a "mustachian win". But in the pantheon of "antimustachian things" I think they have more merit than other stuff people waste money on which are posted here, for various reasons already pointed out. The whole time=money concept. Everything you do costs time or money, we're all just trying to maximize them both. Even the most staunch mustachians choose time over money at times during their day. Half the reason I come to this thread is to chuckle at the ridiculous links/anecdotes about people wasting money but the other half is to chuckle at the mustachians "losing their mind" over things like prepared meals.

Hula Hoop

  • Pencil Stache
  • ****
  • Posts: 598
  • Location: Europe
Re: Overheard at Work
« Reply #20125 on: May 01, 2018, 07:29:28 AM »
The meal boxes aren't a "mustachian win". But in the pantheon of "antimustachian things" I think they have more merit than other stuff people waste money on which are posted here, for various reasons already pointed out. The whole time=money concept. Everything you do costs time or money, we're all just trying to maximize them both. Even the most staunch mustachians choose time over money at times during their day. Half the reason I come to this thread is to chuckle at the ridiculous links/anecdotes about people wasting money but the other half is to chuckle at the mustachians "losing their mind" over things like prepared meals.

Full disclosure - I've never used a meal box as they don't have them here in Italy as far as I know.  However, aren't they the antithesis of mustachianism as they don't save you much time (ie you still need to chop and cook - you just don't need to shop) and they use a ton of packaging from what I've heard.

Of course, there is no mustachian police but the time=money concept could be used to justify all kinds of things - cleaners and gardeners to take care of your home instead of doing it yourself, driving to the supermarket instead of cycling/walking, bedpans and catheters.

ysette9

  • Magnum Stache
  • ******
  • Posts: 3002
  • Location: Bay Area, CA
Re: Overheard at Work
« Reply #20126 on: May 01, 2018, 09:08:44 AM »
Overheard while filling up my water bottle this morning.

“We met with a financial guy and he told us we could stop working right now. It’s a good feeling.”

Cool! Except, why are you still here then....?

Prairie Stash

  • Handlebar Stache
  • *****
  • Posts: 1499
Re: Overheard at Work
« Reply #20127 on: May 01, 2018, 02:35:21 PM »


Try your local Buy Nothing Group!   You would be amazed what people have uses for. And most of the time, they will come pick it up.   I have given away old fence posts, carpet remnants (used for something with horses), dog beds, file cabinets, light bulbs after I switched to LEDs.   I often ask if anyone has fruit rotting on trees and people are more than happy to let me pick it!

I do use it religiously. Both giving and taking. Anything that is remotely acceptable for human use gets offered.




You know that things don't need to go in the trash in one piece, right?
Dog bed & carpet- cut them up and put them in the trash over a few weeks
Packing peanuts- small bag at a time
Recliner- break it up into its pieces and put the cover/ foam in the trash and the wood frame in the lawn recycling with the handrail.

I've done exactly this. It doesn't happen over night, but mix this with the buy nothing group and eventually it is gone and no longer a problem.

It would take about 2 years to break down the recliner and get it in the trash and gone. And the large pieces of metal wouldn't fit anyways. The lid has to be on. This is a challenging problem....  Don't forget, we have our regular trash to put into our tiny canister as well. (two dogs worth of dog sh*t every week). We do cram as much in there as we can. I'm just saying, it would be fun to be like WHEEEEEE trash! Instead of calculating and doing tetris to get everything to fit. I've thought about ordering a bigger size trash but for weeks we don't need it is seems like such a waste.

And there's no freaking way I'm cutting open that dog bed. Nope. Stinky fuzz everywhere??? No way. Not worth it. I'll pay the extra for them to haul it away.

I actually looked. It's the "mini can".

15"W x 16"D x 21"H
30 lb. weight limit

*and correction, I guess it's $80 every 2 months. So not quite so nutso.
I'm lazy, I had a matress to dispose of. I took my Utility knife and cut all the way around it, it was pretty fast. I  then ripped the cloth and foam off, about five minutes and a bag of garbage was made. I then had some springs left over, far too bulky for the garbage of course. So I made a load in my small utility trailer to the metal recycling depot (seattle has several as well, metal recycling is a thriving industry) and tossed it out for free. By cutting it up it made it easier to toss, it was actually less work than hauling it (I could have hauled it to the dump, that would have taken longer). I was impressed with myself, a small amount of "giving it a try" saved me a lot of work.

The same applies to recliners. Once you take a knife to a chair, there's very little there. Give it a try, If I'm wrong, its still going into the trash. If I'm correct, problem solved. Take the metal, along with the filing cabinet and all the other metal junk you have, to the free drop off. If you don't have a truck, people in my area will haul stuff for $20, I find them on Kijiji (CDN Craigs list). If you have high value metal (copper, brass, aluminum, lead battteries are $10 each around here) you can get them to haul it for free, they'll get paid on the other end.

Metal is the easiest product to recycle, don't put it in the trash.

Dragonswan

  • Stubble
  • **
  • Posts: 238
  • Location: Between realms
Re: Overheard at Work
« Reply #20128 on: May 01, 2018, 02:46:19 PM »
I'm confused, this is the antimustacian wall of shame right?? This is a place where we all get together and chuckle at other people's non-frugal life choices because we get the side eye IRL when we mention thrift store shopping and packing our lunches, and biking to work, and not buying coffee?? If I'm in the wrong place let me know! /s

I guess it is my own fault, when I wrote "I don't get it" on my original post, I do get it. Like most non mustachian things, it is easier. And there are times and places where easier is 100% OK! (Ie 3 kids at home, trying to get back into a cooking routine). But we can't sit here and pretend that spending $8.50-$11/meal is a "mustachian" win.

And yes, meal planning and grocery shopping for 3 simple meals like what they are getting would take me 1hr (and my coworker, we live in the same area).

Prepping the food takes about the same amount of time (you still have to cut up everything yourself), so 1hr per week saves me ~$50 comparative to the meal boxes. I'll take that rate of return any week!


Thank you. I was losing my mind reading others approve of meal boxes. Biggest bullshit right now.
Yeah, even I think this is bad.  Might as well eat out or take out and then at least there's no clean up. Nnot that heading to the restaurant is mustachian, but if we're talking time and money and all that, the meal boxes still lose compared to other unmustachian options.

FireHiker

  • Pencil Stache
  • ****
  • Posts: 761
  • Location: So Cal
Re: Overheard at Work
« Reply #20129 on: May 01, 2018, 03:56:04 PM »
We did one of those meal prep places, gosh, several years ago now, early in our marriage. It was one of the places where you pick which meals you want to prep and then you go to the shop and assemble everything there and take it home; like Dream Dinners, only a cheaper one that isn't around anymore, at least not locally. It was actually the thing that spurred my husband on to become the primary cook in our house; it was like something clicked for him on the creative front. At the time it was definitely worthwhile as it gave us several ideas for things we could make at home, which he has since adapted. It didn't have some of the downsides that I think Blue Apron might have (although I have not tried BA): no chopping, no wasted packaging for each ingredient. We wouldn't do it now as we are much more confident in the kitchen and able to follow and adapt recipes much better now. We really liked how it spurred us on to try making new things in the kitchen though.

On a related note, since this IS the "overheard at work" thread, I have a co-worker who recently spent hundreds of dollars at Dream Dinners, despite the fact that her husband doesn't work and their kids are all grown. I can see MAYBE if you're looking for a couple new ideas, or have two very high incomes without a lot of free time, but they barely make ends meet. I think he just sleeps all day?

Hula Hoop

  • Pencil Stache
  • ****
  • Posts: 598
  • Location: Europe
Re: Overheard at Work
« Reply #20130 on: May 01, 2018, 04:04:34 PM »
My husband was also not terribly confident in the kitchen when we first met.  Since we both work FT and he has more flexible hours, he has ended up doing a lot of the cooking.  What really helped him were various online cooking websites (free) with step by step tutorials in how to cook basic dishes.  Some of them also include videos. 


La Bibliotecaria Feroz

  • Magnum Stache
  • ******
  • Posts: 3540
Re: Overheard at Work
« Reply #20131 on: May 01, 2018, 05:10:09 PM »
The meal boxes aren't a "mustachian win". But in the pantheon of "antimustachian things" I think they have more merit than other stuff people waste money on which are posted here, for various reasons already pointed out. The whole time=money concept. Everything you do costs time or money, we're all just trying to maximize them both. Even the most staunch mustachians choose time over money at times during their day. Half the reason I come to this thread is to chuckle at the ridiculous links/anecdotes about people wasting money but the other half is to chuckle at the mustachians "losing their mind" over things like prepared meals.

Full disclosure - I've never used a meal box as they don't have them here in Italy as far as I know.  However, aren't they the antithesis of mustachianism as they don't save you much time (ie you still need to chop and cook - you just don't need to shop) and they use a ton of packaging from what I've heard.

Of course, there is no mustachian police but the time=money concept could be used to justify all kinds of things - cleaners and gardeners to take care of your home instead of doing it yourself, driving to the supermarket instead of cycling/walking, bedpans and catheters.

I think they can be a route to frugal win for someone with little experience cooking and shopping. Trying to learn to do both at once might be daunting and I could see finding it helpful to TEMPORARILY use a meal service to get some ideas and build a little confidence.

nnls

  • Handlebar Stache
  • *****
  • Posts: 1092
  • Location: Perth, AU
Re: Overheard at Work
« Reply #20132 on: May 01, 2018, 07:45:13 PM »
The meal boxes aren't a "mustachian win". But in the pantheon of "antimustachian things" I think they have more merit than other stuff people waste money on which are posted here, for various reasons already pointed out. The whole time=money concept. Everything you do costs time or money, we're all just trying to maximize them both. Even the most staunch mustachians choose time over money at times during their day. Half the reason I come to this thread is to chuckle at the ridiculous links/anecdotes about people wasting money but the other half is to chuckle at the mustachians "losing their mind" over things like prepared meals.

Full disclosure - I've never used a meal box as they don't have them here in Italy as far as I know.  However, aren't they the antithesis of mustachianism as they don't save you much time (ie you still need to chop and cook - you just don't need to shop) and they use a ton of packaging from what I've heard.

Of course, there is no mustachian police but the time=money concept could be used to justify all kinds of things - cleaners and gardeners to take care of your home instead of doing it yourself, driving to the supermarket instead of cycling/walking, bedpans and catheters.

I think they can be a route to frugal win for someone with little experience cooking and shopping. Trying to learn to do both at once might be daunting and I could see finding it helpful to TEMPORARILY use a meal service to get some ideas and build a little confidence.

my aunt paid for my cousin to get one of these for a month or maybe 2, he had been doing take out every night and now he cooks most week nights. He did it while his mum paid, kept the recipe cards and it gave him some ideas. So it can change habits and inspire people to cook.

DutchGirl

  • 5 O'Clock Shadow
  • *
  • Posts: 37
  • Age: 39
  • Location: The Netherlands
Re: Overheard at Work
« Reply #20133 on: May 02, 2018, 01:37:09 AM »
At my workplace, you can work extra hours and then either have them paid out or add them to your vacation hours (to be used sometime this year or next year).

Yesterday, we were offered the option to work a few extra hours this week.

Colleague: "We can only have 40 extra vacation hours."
Me: "Oh, is that true? This company only allows us to have up to one workweek of extra vacation hours? I didn't know." (Because I always have these hours paid out to me, and then I invest the money...).
Colleague: "Yes, you can have 40 extra vacation hours, but if you work more extra hours than that, they will pay them out to you. So I'm not going to work extra hours this week, because I already have those 40 extra vacation hours."

I'm guessing she values her free time more than she values the bigger paycheck. But I thought it quite hilarious how she looked really disgusted by the idea of a bigger paycheck next month...

Dragonswan

  • Stubble
  • **
  • Posts: 238
  • Location: Between realms
Re: Overheard at Work
« Reply #20134 on: May 02, 2018, 11:18:09 AM »
The meal boxes aren't a "mustachian win". But in the pantheon of "antimustachian things" I think they have more merit than other stuff people waste money on which are posted here, for various reasons already pointed out. The whole time=money concept. Everything you do costs time or money, we're all just trying to maximize them both. Even the most staunch mustachians choose time over money at times during their day. Half the reason I come to this thread is to chuckle at the ridiculous links/anecdotes about people wasting money but the other half is to chuckle at the mustachians "losing their mind" over things like prepared meals.
Under these circumstances I could see the value in it. But only temporarily while learning a few skills.

Full disclosure - I've never used a meal box as they don't have them here in Italy as far as I know.  However, aren't they the antithesis of mustachianism as they don't save you much time (ie you still need to chop and cook - you just don't need to shop) and they use a ton of packaging from what I've heard.

Of course, there is no mustachian police but the time=money concept could be used to justify all kinds of things - cleaners and gardeners to take care of your home instead of doing it yourself, driving to the supermarket instead of cycling/walking, bedpans and catheters.

I think they can be a route to frugal win for someone with little experience cooking and shopping. Trying to learn to do both at once might be daunting and I could see finding it helpful to TEMPORARILY use a meal service to get some ideas and build a little confidence.

my aunt paid for my cousin to get one of these for a month or maybe 2, he had been doing take out every night and now he cooks most week nights. He did it while his mum paid, kept the recipe cards and it gave him some ideas. So it can change habits and inspire people to cook.

a286

  • 5 O'Clock Shadow
  • *
  • Posts: 28
Re: Overheard at Work
« Reply #20135 on: May 02, 2018, 11:46:00 AM »
At work the other day, I overheard a coworker talking to another about pet food. This coworker was saying how Particular Senior Food Product was such a great product for senior pets, and how she would love to feed it to her pet but because it's such a great product it's very expensive she can't afford it... so she mixes it with Same Company's Basic/Cheapest Food Product.

I happen to be pretty familiar with the products she was talking about, and pricing, etc. So quick math works out that it would be maybe $18 more a month to feed her pet only the Senior Food. Of course I've made some assumptions, but I really feel that estimate is high based on the amount the pet should be fed. I think the only way my estimate would be low is if she is mixing in the Senior Product at really low amounts, and at that point why bother mixing?

What struck me is just knowing a few of her spendy habits (coffee, just finished large remodel, drinks out with friends) plus her work (steady office job with decent pay, position above me, been here 5xs longer, and was just promoted to management level a few months back), and you could tell she feels that that product is the very best thing for her pet and she should be getting it... but she just can't manage to find another $20 a month anywhere!

ketchup

  • Magnum Stache
  • ******
  • Posts: 3394
  • Age: 27
Re: Overheard at Work
« Reply #20136 on: May 02, 2018, 12:00:43 PM »
At work the other day, I overheard a coworker talking to another about pet food. This coworker was saying how Particular Senior Food Product was such a great product for senior pets, and how she would love to feed it to her pet but because it's such a great product it's very expensive she can't afford it... so she mixes it with Same Company's Basic/Cheapest Food Product.

I happen to be pretty familiar with the products she was talking about, and pricing, etc. So quick math works out that it would be maybe $18 more a month to feed her pet only the Senior Food. Of course I've made some assumptions, but I really feel that estimate is high based on the amount the pet should be fed. I think the only way my estimate would be low is if she is mixing in the Senior Product at really low amounts, and at that point why bother mixing?

What struck me is just knowing a few of her spendy habits (coffee, just finished large remodel, drinks out with friends) plus her work (steady office job with decent pay, position above me, been here 5xs longer, and was just promoted to management level a few months back), and you could tell she feels that that product is the very best thing for her pet and she should be getting it... but she just can't manage to find another $20 a month anywhere!
Some of it is just that it's a more visible cost.  Like how people will bitch about gas prices going up that mean spending is $20/mo higher, but they might not blink if their car insurance goes up $30/mo.

Rosy

  • Handlebar Stache
  • *****
  • Posts: 1703
  • Location: Florida
Re: Overheard at Work
« Reply #20137 on: May 02, 2018, 12:34:37 PM »
All my coworkers seem to be obsessed with the meal prep boxes (where you order food, it appears, but you still need to do the cooking).

Recipes are boringly simple, and all for a low low price of $10 a serving!! I calculated what I would spend to make a sample recipe myself, and I'm looking at $2/serving max.

I guess it is better than take out food...but really all this saves is 1 hr/week grocery shopping. I just don't get it.

I don't buy those either, but if you factor in meal planning, grocery shopping, and food prep (the boxes come with predefined portions/etc) I expect the time involved is more than an hour.  You also have consistent variety and don't end up with a large quantity of any particular ingredient which then either goes bad or needs to be used for something else.

I basically live off of rice, chicken, and vegetables so repetition is fine for me. :P

It may save on wasted food but whether you want to avoid waste for financial or environmental reasons, the boxes aren't really helping. All the tiny little bottles and packages for each ingredient and the insulated boxes and ice packs are far worse than wasting a little food. Even with products in grocery stores, the cost (dollar and environmental) of the packaging can outweigh the cost of the product. I'm all for reducing food waste but exchanging it for plastic waste isn't much of a solution.

I haven't found a good assessment of the real impact of the packaging and shipping used for these services but If anyone else has, I'd be interested. Most articles hand wave certain aspects without numbers or use wild estimates like this one:

https://www.motherjones.com/environment/2017/06/meal-kit-freezer-packs-blue-apron-hello-fresh/

But they're still worth a read to help take all of the different aspects into account.

I'll concede that it may work out differently in HCOLA's where I'm not as familiar with grocery costs or if you only compare to restaurant costs.

It's trendy because young working families just don't have the time and energy to shop for and cook healthy food after an exhausting day. Yet, surprisingly, they will chop and cook the ingredients in a box, sent through the mail - amazing.
It certainly could, upon reflection, teach you to cook - never considered that angle before.

However, I noticed a Publix (grocery store) food delivery ad, prepared fresh then delivered to your door - a healthy, delicious looking dinner for two, $20 - just heat in oven for 30 min. Hmm, I think I'll use that $10 coupon we got in the mail and see how good and how fresh it really is.
Beats pizza night:)


a286

  • 5 O'Clock Shadow
  • *
  • Posts: 28
Re: Overheard at Work
« Reply #20138 on: May 02, 2018, 12:56:04 PM »
At work the other day, I overheard a coworker talking to another about pet food. This coworker was saying how Particular Senior Food Product was such a great product for senior pets, and how she would love to feed it to her pet but because it's such a great product it's very expensive she can't afford it... so she mixes it with Same Company's Basic/Cheapest Food Product.

I happen to be pretty familiar with the products she was talking about, and pricing, etc. So quick math works out that it would be maybe $18 more a month to feed her pet only the Senior Food. Of course I've made some assumptions, but I really feel that estimate is high based on the amount the pet should be fed. I think the only way my estimate would be low is if she is mixing in the Senior Product at really low amounts, and at that point why bother mixing?

What struck me is just knowing a few of her spendy habits (coffee, just finished large remodel, drinks out with friends) plus her work (steady office job with decent pay, position above me, been here 5xs longer, and was just promoted to management level a few months back), and you could tell she feels that that product is the very best thing for her pet and she should be getting it... but she just can't manage to find another $20 a month anywhere!
Some of it is just that it's a more visible cost.  Like how people will bitch about gas prices going up that mean spending is $20/mo higher, but they might not blink if their car insurance goes up $30/mo.
So true, I didn't think of it like that. I was irritated with her already that day so it got to me more than it should have. I may have gone home and ranted to my husband about it...

a286

  • 5 O'Clock Shadow
  • *
  • Posts: 28
Re: Overheard at Work
« Reply #20139 on: May 02, 2018, 01:12:09 PM »
And while I'm here, you get to hear about husband's ex coworker. Married four times, five kids, lives with current in-laws with wife and two kids. So they can save to buy a house. Goes out and buys a brand new jeep, everything on it, immediately takes it four wheeling and scratches the hell out of it and breaks off a mirror. Before he's made the first payment. Also has student loans, though he never said how much. Was always giving my husband "advice" on credit and credit cards. One example, he tells my husband how every year, he buys a computer on his Dell credit card, makes the payments over the year, and then buys a new one! I can't remember what he did with the old one then. He explained to my husband, he was building credit and equity! Because you have to carry a balance to build credit, obviously! And then you could buy a nicer computer each year! I'm not sure how this made sense in his head, but from what my husband relayed to me it sounded like how some people roll car loans. He was horribly offended when he wanted to buy a $600k house with no money down, and the bank told them they needed to pay off debt and save up a 20% down payment before they'd consider a mortgage for them.

Roadrunner53

  • Handlebar Stache
  • *****
  • Posts: 1293
Re: Overheard at Work
« Reply #20140 on: May 02, 2018, 01:50:12 PM »
And while I'm here, you get to hear about husband's ex coworker. Married four times, five kids, lives with current in-laws with wife and two kids. So they can save to buy a house. Goes out and buys a brand new jeep, everything on it, immediately takes it four wheeling and scratches the hell out of it and breaks off a mirror. Before he's made the first payment. Also has student loans, though he never said how much. Was always giving my husband "advice" on credit and credit cards. One example, he tells my husband how every year, he buys a computer on his Dell credit card, makes the payments over the year, and then buys a new one! I can't remember what he did with the old one then. He explained to my husband, he was building credit and equity! Because you have to carry a balance to build credit, obviously! And then you could buy a nicer computer each year! I'm not sure how this made sense in his head, but from what my husband relayed to me it sounded like how some people roll car loans. He was horribly offended when he wanted to buy a $600k house with no money down, and the bank told them they needed to pay off debt and save up a 20% down payment before they'd consider a mortgage for them.

Wow, what a looser jerk this guy is! How can he manage having to pay child support for his 3 other kids from the other marriages, buy cars, computers and expects to buy a $600K house? How much money does this guy and wife make a year?

fantabulous

  • Bristles
  • ***
  • Posts: 280
    • My Crappy Little Blog
Re: Overheard at Work
« Reply #20141 on: May 02, 2018, 02:21:34 PM »
And while I'm here, you get to hear about husband's ex coworker. Married four times, five kids, lives with current in-laws with wife and two kids. So they can save to buy a house. Goes out and buys a brand new jeep, everything on it, immediately takes it four wheeling and scratches the hell out of it and breaks off a mirror. Before he's made the first payment. Also has student loans, though he never said how much. Was always giving my husband "advice" on credit and credit cards. One example, he tells my husband how every year, he buys a computer on his Dell credit card, makes the payments over the year, and then buys a new one! I can't remember what he did with the old one then. He explained to my husband, he was building credit and equity! Because you have to carry a balance to build credit, obviously! And then you could buy a nicer computer each year! I'm not sure how this made sense in his head, but from what my husband relayed to me it sounded like how some people roll car loans. He was horribly offended when he wanted to buy a $600k house with no money down, and the bank told them they needed to pay off debt and save up a 20% down payment before they'd consider a mortgage for them.

Wow, what a looser jerk this guy is! How can he manage having to pay child support for his 3 other kids from the other marriages, buy cars, computers and expects to buy a $600K house? How much money does this guy and wife make a year?

I'm guessing either garnishment or refusing to pay child support.

Step37

  • Bristles
  • ***
  • Posts: 352
  • Age: 44
  • Location: AB, Canada
Re: Overheard at Work
« Reply #20142 on: May 02, 2018, 02:23:00 PM »
And while I'm here, you get to hear about husband's ex coworker. Married four times, five kids, lives with current in-laws with wife and two kids. So they can save to buy a house. Goes out and buys a brand new jeep, everything on it, immediately takes it four wheeling and scratches the hell out of it and breaks off a mirror. Before he's made the first payment. Also has student loans, though he never said how much. Was always giving my husband "advice" on credit and credit cards. One example, he tells my husband how every year, he buys a computer on his Dell credit card, makes the payments over the year, and then buys a new one! I can't remember what he did with the old one then. He explained to my husband, he was building credit and equity! Because you have to carry a balance to build credit, obviously! And then you could buy a nicer computer each year! I'm not sure how this made sense in his head, but from what my husband relayed to me it sounded like how some people roll car loans. He was horribly offended when he wanted to buy a $600k house with no money down, and the bank told them they needed to pay off debt and save up a 20% down payment before they'd consider a mortgage for them.

Wow, what a looser jerk this guy is! How can he manage having to pay child support for his 3 other kids from the other marriages, buy cars, computers and expects to buy a $600K house? How much money does this guy and wife make a year?

Also, how the HELL do you still have student loans once you’re onto wife #4? Those are some speedy relationships! (Obviously the dude is comfortable, VERY comfortable, with debt and probably only doing minimum student loan payments so he can afford his Jeep payments and Dell payments... gah.)

Just Joe

  • Handlebar Stache
  • *****
  • Posts: 1994
Re: Overheard at Work
« Reply #20143 on: May 02, 2018, 02:33:25 PM »
I have heard stories of brand new 4WD owners trashing their new vehicles on the first outing. I have no idea why they wouldn't buy a $2K rusty 4WD wonder to bash through the woods with instead.

Imma

  • Handlebar Stache
  • *****
  • Posts: 1081
  • Location: Europe
Re: Overheard at Work
« Reply #20144 on: May 02, 2018, 03:14:00 PM »
At my workplace, you can work extra hours and then either have them paid out or add them to your vacation hours (to be used sometime this year or next year).

Yesterday, we were offered the option to work a few extra hours this week.

Colleague: "We can only have 40 extra vacation hours."
Me: "Oh, is that true? This company only allows us to have up to one workweek of extra vacation hours? I didn't know." (Because I always have these hours paid out to me, and then I invest the money...).
Colleague: "Yes, you can have 40 extra vacation hours, but if you work more extra hours than that, they will pay them out to you. So I'm not going to work extra hours this week, because I already have those 40 extra vacation hours."

I'm guessing she values her free time more than she values the bigger paycheck. But I thought it quite hilarious how she looked really disgusted by the idea of a bigger paycheck next month...

It's probably because of that old Dutch myth that any overtime is taxed at 100%.

I've worked 30 hours of overtime this month and I always have them paid out the next month as well.

Coworker: but what if you want to go on a really long trip next year ?  Then you'd have no extra vacation hours saved up.
Me: I could take unpaid leave?

For some reason, coworker seems to believe that any money paid to you is suddenly gone the minute it's in your pocket. The idea that overtime payment might still be there, somewhere, a year after it was earned? Mind = blown.

Rowellen

  • Bristles
  • ***
  • Posts: 426
  • Location: Australia
Re: Overheard at Work
« Reply #20145 on: May 02, 2018, 03:55:46 PM »
I have heard stories of brand new 4WD owners trashing their new vehicles on the first outing. I have no idea why they wouldn't buy a $2K rusty 4WD wonder to bash through the woods with instead.

But but. It just wouldn't have that new car smell.

/s

mm1970

  • Walrus Stache
  • *******
  • Posts: 5581
Re: Overheard at Work
« Reply #20146 on: May 02, 2018, 03:57:40 PM »
I'm confused, this is the antimustacian wall of shame right?? This is a place where we all get together and chuckle at other people's non-frugal life choices because we get the side eye IRL when we mention thrift store shopping and packing our lunches, and biking to work, and not buying coffee?? If I'm in the wrong place let me know! /s

I guess it is my own fault, when I wrote "I don't get it" on my original post, I do get it. Like most non mustachian things, it is easier. And there are times and places where easier is 100% OK! (Ie 3 kids at home, trying to get back into a cooking routine). But we can't sit here and pretend that spending $8.50-$11/meal is a "mustachian" win.

And yes, meal planning and grocery shopping for 3 simple meals like what they are getting would take me 1hr (and my coworker, we live in the same area).

Prepping the food takes about the same amount of time (you still have to cut up everything yourself), so 1hr per week saves me ~$50 comparative to the meal boxes. I'll take that rate of return any week!


Thank you. I was losing my mind reading others approve of meal boxes. Biggest bullshit right now.
Yeah, even I think this is bad.  Might as well eat out or take out and then at least there's no clean up. Nnot that heading to the restaurant is mustachian, but if we're talking time and money and all that, the meal boxes still lose compared to other unmustachian options.
I know some people who do the meal kit boxes, and others who do the "snack" boxes, where you get a box of treats every month.

Most of them have decent incomes and no kids, so lots of disposable income and time.  They also vacation a lot and eat out a lot.

I can see the point that others have made though, about variety and waste.  I've been working on my grocery budget for over a decade now, so I've got it mostly nailed down.  How to shop, how to not waste food, etc.  I've moved on a bit to reducing plastic - so now my grocery bill is higher than it could be, because often times I opt for the plastic-less, but more expensive option.

I have to say though - I've got a FT job and 2 elementary aged kids.  So, we're busy.  My job has changed recently to now I end up working late several days a week.  Before, I'd only work late 1 or 2x.  So, it's not that the husband can't cook, but he cooks differently.  As in: find a cookbook, choose a recipe, shop for the ingredients, and cook it.  This is not conducive to mid-week cooking at all.  I just wing it and throw things together with what we have.  And: I do the grocery shopping.

My method to surviving right now is to cook 2 big meals on the weekend, enough for 3 nights each.  So Sat meal gets eaten on Mon and Wed.  Sunday's meal gets eaten on Tues and Thurs.  We make a new veg each night.  Friday is frozen pizza.  I eat salad for lunch every day and we make something for hubby to eat, either sandwiches or burritos or whatever.

I'm getting bored.  I have a regular rotation of spaghetti and meatballs, mac and cheese, beans and rice, chili, curried lentils, lentil soup, fried rice, chicken enchilada, chicken soup.  The kids are way over it - they hate eating the same things 3x a week, but I tell them they can eat something else when they start cooking.  Back when I got home earlier, I was a bit more inventive - and I didn't necessarily have to cook something in bulk.  I could cook enough for one dinner and maybe a lunch.

I also run out of veg by Weds.  We get a large box of fruit and veg delivered by a service that shops at the farmer's market (so no waste - boxes get reused and the baby greens come in a compostable bag.  Everything else in there is loose.)

bluebelle

  • Stubble
  • **
  • Posts: 199
  • Location: Toronto
Re: Overheard at Work
« Reply #20147 on: May 02, 2018, 04:33:14 PM »
The meal boxes aren't a "mustachian win". But in the pantheon of "antimustachian things" I think they have more merit than other stuff people waste money on which are posted here, for various reasons already pointed out. The whole time=money concept. Everything you do costs time or money, we're all just trying to maximize them both. Even the most staunch mustachians choose time over money at times during their day. Half the reason I come to this thread is to chuckle at the ridiculous links/anecdotes about people wasting money but the other half is to chuckle at the mustachians "losing their mind" over things like prepared meals.


Full disclosure - I've never used a meal box as they don't have them here in Italy as far as I know.  However, aren't they the antithesis of mustachianism as they don't save you much time (ie you still need to chop and cook - you just don't need to shop) and they use a ton of packaging from what I've heard.

Of course, there is no mustachian police but the time=money concept could be used to justify all kinds of things - cleaners and gardeners to take care of your home instead of doing it yourself, driving to the supermarket instead of cycling/walking, bedpans and catheters.

I think they can be a route to frugal win for someone with little experience cooking and shopping. Trying to learn to do both at once might be daunting and I could see finding it helpful to TEMPORARILY use a meal service to get some ideas and build a little confidence.

my aunt paid for my cousin to get one of these for a month or maybe 2, he had been doing take out every night and now he cooks most week nights. He did it while his mum paid, kept the recipe cards and it gave him some ideas. So it can change habits and inspire people to cook.
that's what I was thinking - make it a short term solution for someone who never learned to cook, and wanted/needed to have their hand held while they learned (although with you-tube, it seems unnecessary).  Back in the stone age, before the internet, I remember someone in my first year of unniversary complaining about trying to learn to cook....he thought the instruction 'brown meat' was confusing, he thought the meat was already brown!

Roadrunner53

  • Handlebar Stache
  • *****
  • Posts: 1293
Re: Overheard at Work
« Reply #20148 on: May 02, 2018, 04:36:25 PM »
Here are a few ideas for something to add into to your dinner repertoire. I have a recipe for inside out stuffed peppers. What it is basically is all the ingredients, rice, cooked hamburger, mushrooms, sliced up peppers, onions and tomato sauce and diced tomatoes. Plus, add some cheese on the top. The good thing is that you can cook up the hamburger ahead of time, cook up the rice ahead of time and freeze them ziplock bags FLAT. Then when  you want to make the casserole, you can take the ziplocks out of the freezer and let them thaw over night or defrost in the freezer. You can slap this together pretty quickly. I usually cook the onions with the hamburger and buy the pre sliced frozen tri color peppers. A big can of tomato sauce. Just mix it all up in a big bowl and plop in a casserole topped with mozzarella cheese or cheese of your choice. Bake!

You could also buy some other pasta other than spaghetti like rigatoni (with lines). Then buy Ragu Alfredo sauce or any Alfredo sauce. I buy the lower calorie one. You could add ham chunks, or chicken chunks, or sausage chunks. Add some drained diced tomatoes and sprinkle some italian seasoning into it.

The beauty of pasta and rice is that you can cook it and freeze it. I always undercook the pasta by a few minutes, drain it and rinse with cold water. Then the trick is to douse it lightly with olive oil in a ziplock bag. Squish it around to coat it all. Freeze flat.

Rice (not instant) can be cooked, cooled and put in a ziplock. You could add a little butter while it is still hot and stir it up. Once in a ziplock flatten the bag and freeze it. You can always have a quick meal with either the pasta or the rice. So versitile.

I made a crockpot chicken terriyaki recently and it made a lot. That can be served over rice with broccoli. It was shredded so you will have a LOT. Look up a recipe on the internet. That is where I got mine.

My hub and I buy premade hamburgers. The ones we get a a little thicker than normal. He cooks all of them up and then puts American cheese on top. I let them cool and freeze them in individual sandwich ziplock bags then freeze. We pull them out and defrost and heat them up in just minutes. Put them on a bun then add a side or two and a quickie dinner.

Hope this might help the doldrums of dinnertime!

grandep

  • Stubble
  • **
  • Posts: 107
  • Location: New Mexico
Re: Overheard at Work
« Reply #20149 on: May 02, 2018, 04:41:37 PM »
I'm getting bored.  I have a regular rotation of spaghetti and meatballs, mac and cheese, beans and rice, chili, curried lentils, lentil soup, fried rice, chicken enchilada, chicken soup.  The kids are way over it - they hate eating the same things 3x a week, but I tell them they can eat something else when they start cooking.  Back when I got home earlier, I was a bit more inventive - and I didn't necessarily have to cook something in bulk.  I could cook enough for one dinner and maybe a lunch.

Compared to my typical dinner rotation this is mouth-watering extravagance! Every day I eat oatmeal for breakfast, rice & beans for lunch, and either baked chicken, eggs, or pasta with some assortment of veggies. Try switching to that for a week or two and then your kids will appreciate all your variety! I know I would.