I joined the forum just so I could post these. :)
From my last job:
CW #1 & CW #2 are married. Someone asked CW #1 if she was going to join CW #2 on his upcoming week long business trip to Italy (her only cost would be airfare and meals). She said "No, I can't afford it and I don't have enough time off."
The time off excuse was bogus. She could have easily gotten it off.
The two of them combined make $200K+ in our LCOLA. CW #1's career area? Finance.
The cobbler's children have no shoes.
She could have been hedging. Just like mustachians here talk about a 38k$ payment on a car (a.k.a., just buying it with cash and none of that loan business) and then covering it by making up fake numbers of payments.
So, maybe she just didn't want to go? They could have been plotting their retirement in a year!
It's possible, but I doubt it. I was in HR so I knew things like:
- CW#1 had done a $50K 401(k) hardship withdrawl in recent years
- CW#2 had done one for an unknown amount before that
- CW #2 contributed nothing to his 401(k) though he was eligible for an immediately vested 75% match on the first 10% that he contributed
They have 2 kids in an expensive private school, she drives an enormous SUV, he just bought a huge new truck, and they have a boat and a camper. Nothing wrong with any of these, but taken together I'd say they are just cash poor.
The trip was to Parma. Several coworkers went, and they had a great time.