Author Topic: Overheard at Work  (Read 7815996 times)

RyanAtTanagra

  • Pencil Stache
  • ****
  • Posts: 914
  • Location: SF Bay, CA
Re: Overheard at Work
« Reply #19500 on: January 03, 2018, 11:32:11 AM »
Coworker stops by this morn. Wants to replace his well worn pickup which is getting the job done but needing a repair here and there.

He's truck shopping. Wants a new heavy duty 4WD truck to use on the farm feeding animals, going to the hardware store, towing a utility trailer and basically doing all things dirty with it. $60K+.

Coworker makes ~$35K/yr. 
Can you get a $60k car loan if you make $35k/year?!

there are now 84 month car loans

There have been 10 year car loans for a long time.  There are 12-year ones now.

Metta

  • Pencil Stache
  • ****
  • Posts: 648
Re: Overheard at Work
« Reply #19501 on: January 03, 2018, 11:41:22 AM »
While visiting with a friend from my previous job I asked after someone I knew (call her Mary) who was having a tough time. When I last heard from Mary, she had realized that buying a 5000 sq. ft. house that they could only afford as long as both her and her husband were working might be a dubious idea. Her husband had just been diagnosed with cancer (which might have metastasized, they weren't sure) and Mary was afraid that he would die. Not only was she sad that she would be alone without him, but her monthly expenses (and lack of savings) meant that she couldn't afford their way of life and she was overcome with financial stress. I gently recommended that they sell the large house since 5000 sq. ft. for two people was probably also hard to keep up. Mary agreed but said they had to concentrate on medical issues. That was about a year ago.

I asked my friend how Mary and her husband were doing now. The husband has been under treatment and is doing much better. Not only haven't they sold the enormous house, they have leased two new BMWs and just bought a vacation home in addition to their primary home. (This is not income property.)

Apparently the lesson she took away from this scare was YOLO and you need to spend it now. I feel so sad for her.

tinylittlemonkey

  • 5 O'Clock Shadow
  • *
  • Posts: 59
Re: Overheard at Work
« Reply #19502 on: January 03, 2018, 11:44:57 AM »
I overheard a coworker say they use a Christmas tree delivery company every year and pay $250 but "it's totally worth it!"

The same coworker and I were talking about when I got laid off in July and she had panic on her face and she asked what I did. I was like, "well, I used my severance package and unemployment until I found a job I wanted." She responded with "OMG, husband and I are a 2 income house and we live like it!"

Her purse costs the same as 6 months of my mortgage so that explained a lot about how they are. Nothing will surprise me about them anymore.

ysette9

  • Magnum Stache
  • ******
  • Posts: 2817
  • Location: Bay Area, CA
Re: Overheard at Work
« Reply #19503 on: January 03, 2018, 12:06:49 PM »
I can’t even imagine a purse like that. How is anything so expensive, or do you live in a $20k mobile home that was financed over 30 years?
"It'll be great!"

vivophoenix

  • Bristles
  • ***
  • Posts: 425
Re: Overheard at Work
« Reply #19504 on: January 03, 2018, 12:17:10 PM »
Coworker stops by this morn. Wants to replace his well worn pickup which is getting the job done but needing a repair here and there.

He's truck shopping. Wants a new heavy duty 4WD truck to use on the farm feeding animals, going to the hardware store, towing a utility trailer and basically doing all things dirty with it. $60K+.

Coworker makes ~$35K/yr. 
Can you get a $60k car loan if you make $35k/year?!

there are now 84 month car loans

There have been 10 year car loans for a long time.  There are 12-year ones now.


84 months= 7 years

apologies
« Last Edit: January 03, 2018, 12:34:40 PM by vivophoenix »

craiglepaige

  • Handlebar Stache
  • *****
  • Posts: 1036
  • Location: Ohio
Re: Overheard at Work
« Reply #19505 on: January 03, 2018, 12:26:13 PM »
Coworker stops by this morn. Wants to replace his well worn pickup which is getting the job done but needing a repair here and there.

He's truck shopping. Wants a new heavy duty 4WD truck to use on the farm feeding animals, going to the hardware store, towing a utility trailer and basically doing all things dirty with it. $60K+.

Coworker makes ~$35K/yr. 
Can you get a $60k car loan if you make $35k/year?!

there are now 84 month car loans

There have been 10 year car loans for a long time.  There are 12-year ones now.


84 months= 12 years


Wait, am I missing something?

84/12 = 7

12×12 = 144
-The conqueror will always become a slave to his conquest.

- Eres Un Esclavo Financiero
https://youtu.be/GO1Fsp4cUTQ

RyanAtTanagra

  • Pencil Stache
  • ****
  • Posts: 914
  • Location: SF Bay, CA
Re: Overheard at Work
« Reply #19506 on: January 03, 2018, 12:27:40 PM »
Coworker stops by this morn. Wants to replace his well worn pickup which is getting the job done but needing a repair here and there.

He's truck shopping. Wants a new heavy duty 4WD truck to use on the farm feeding animals, going to the hardware store, towing a utility trailer and basically doing all things dirty with it. $60K+.

Coworker makes ~$35K/yr. 
Can you get a $60k car loan if you make $35k/year?!

there are now 84 month car loans

There have been 10 year car loans for a long time.  There are 12-year ones now.


84 months= 12 years

wouldn't 12 years be 144 months and 84 months be 7 years?

this is why i never understood why loans are discussed in months when they're always whole-year intervals and people general think in years.  why the needless math?

MgoSam

  • Magnum Stache
  • ******
  • Posts: 3611
  • Location: Minnesota
Re: Overheard at Work
« Reply #19507 on: January 03, 2018, 12:32:39 PM »
Coworker stops by this morn. Wants to replace his well worn pickup which is getting the job done but needing a repair here and there.

He's truck shopping. Wants a new heavy duty 4WD truck to use on the farm feeding animals, going to the hardware store, towing a utility trailer and basically doing all things dirty with it. $60K+.

Coworker makes ~$35K/yr. 
Can you get a $60k car loan if you make $35k/year?!

there are now 84 month car loans

There have been 10 year car loans for a long time.  There are 12-year ones now.


84 months= 12 years

wouldn't 12 years be 144 months and 84 months be 7 years?

this is why i never understood why loans are discussed in months when they're always whole-year intervals and people general think in years.  why the needless math?

Why does flammable and inflammable mean the same thing?

marcela

  • Pencil Stache
  • ****
  • Posts: 537
Re: Overheard at Work
« Reply #19508 on: January 03, 2018, 12:35:23 PM »
I can’t even imagine a purse like that. How is anything so expensive, or do you live in a $20k mobile home that was financed over 30 years?

We SIL bought herself one of the Chanel Lucky purses because "She deserved it". The cheapest I found it for online when she told me was $7K. I don't get it.

MgoSam

  • Magnum Stache
  • ******
  • Posts: 3611
  • Location: Minnesota
Re: Overheard at Work
« Reply #19509 on: January 03, 2018, 12:37:52 PM »
I can’t even imagine a purse like that. How is anything so expensive, or do you live in a $20k mobile home that was financed over 30 years?

We SIL bought herself one of the Chanel Lucky purses because "She deserved it". The cheapest I found it for online when she told me was $7K. I don't get it.

I don't know if Chanel does, but I've read that some purses appreciate decently.

http://www.independent.co.uk/life-style/fashion/hermes-birkin-bag-better-investment-stocks-gold-why-explained-a7651936.html

LennStar

  • Pencil Stache
  • ****
  • Posts: 989
Re: Overheard at Work
« Reply #19510 on: January 03, 2018, 01:17:05 PM »
Why does flammable and inflammable mean the same thing?
Maybe they don't?

I am not sure about English, but in German there is a similar thing. One thing can get into burning from normal conditions (friction induced or whatever), the other needs an open fire put to it. We also have "schwer entflammbar" meaning hard (in)flammable. On normal conditions it goes out again, but a hefty drafty air might make it continue burning.


Rowellen

  • Bristles
  • ***
  • Posts: 425
  • Location: Australia
Re: Overheard at Work
« Reply #19511 on: January 03, 2018, 01:36:11 PM »
Coworker stops by this morn. Wants to replace his well worn pickup which is getting the job done but needing a repair here and there.

He's truck shopping. Wants a new heavy duty 4WD truck to use on the farm feeding animals, going to the hardware store, towing a utility trailer and basically doing all things dirty with it. $60K+.

Coworker makes ~$35K/yr. 
Can you get a $60k car loan if you make $35k/year?!

there are now 84 month car loans

There have been 10 year car loans for a long time.  There are 12-year ones now.


84 months= 12 years

wouldn't 12 years be 144 months and 84 months be 7 years?

this is why i never understood why loans are discussed in months when they're always whole-year intervals and people general think in years.  why the needless math?

Marketing. Only 84 months sounds less than 7 freaking years. Until you work it out. But apparently most people don't bother. We are a weird bunch at MMM.

frugalnacho

  • Magnum Stache
  • ******
  • Posts: 3137
  • Age: 35
  • Location: Madison Heights, Michigan
Re: Overheard at Work
« Reply #19512 on: January 03, 2018, 02:03:29 PM »
Why does flammable and inflammable mean the same thing?

Inflammable means flammable?! What a country!

https://www.youtube.com/watch?v=Q8mD2hsxrhQ

faithless

  • 5 O'Clock Shadow
  • *
  • Posts: 74
Re: Overheard at Work
« Reply #19513 on: January 03, 2018, 02:56:53 PM »
I can’t even imagine a purse like that. How is anything so expensive, or do you live in a $20k mobile home that was financed over 30 years?

We SIL bought herself one of the Chanel Lucky purses because "She deserved it". The cheapest I found it for online when she told me was $7K. I don't get it.

I don't know if Chanel does, but I've read that some purses appreciate decently.

http://www.independent.co.uk/life-style/fashion/hermes-birkin-bag-better-investment-stocks-gold-why-explained-a7651936.html

The thing I don't get is even if that model maintains its value or appreciates, they need to be kept in basically perfect condition to do that - so you can't really use it as a bag without constantly worry where you're putting it down, what you're putting in it etc - eg doubt you'd dare carry pens or a bottle of water in case they leaked.

oldladystache

  • Bristles
  • ***
  • Posts: 341
  • Age: 73
  • Location: coastal southern california
Re: Overheard at Work
« Reply #19514 on: January 03, 2018, 04:10:54 PM »
Why does flammable and inflammable mean the same thing?

Inflammable means flammable?! What a country!

https://www.youtube.com/watch?v=Q8mD2hsxrhQ

Same reason ravel and unravel mean the same thing.

mustachepungoeshere

  • Handlebar Stache
  • *****
  • Posts: 2226
  • Location: Sydney, Oz
Re: Overheard at Work
« Reply #19515 on: January 03, 2018, 04:20:06 PM »
I knew my colleagues were spendy but a brief exchange yesterday still surprised me.

We recently moved offices within our building, and found two boxes of envelopes (240 per box) that the previous team had left in a cupboard.

Colleague: Shall we throw them out?
Me: ... why don't we just keep them and use them? It will save us a few dollars off our next stationery order. And it's better than putting them in the bin.

She gave me a look like I was an alien for even considering our team's budget. I suppose we're even because I thought she was from another planet for automatically wanting to throw them out.

It's not like it's a bottle of milk. They're envelopes - they don't have an expiration date!

shelivesthedream

  • Magnum Stache
  • ******
  • Posts: 3307
  • Location: London, UK
Re: Overheard at Work
« Reply #19516 on: January 04, 2018, 02:15:33 AM »
I can’t even imagine a purse like that. How is anything so expensive, or do you live in a $20k mobile home that was financed over 30 years?

We SIL bought herself one of the Chanel Lucky purses because "She deserved it". The cheapest I found it for online when she told me was $7K. I don't get it.

I don't know if Chanel does, but I've read that some purses appreciate decently.

http://www.independent.co.uk/life-style/fashion/hermes-birkin-bag-better-investment-stocks-gold-why-explained-a7651936.html

High fashion *could* be a genuine investment vehicle, a little like wine. For example, anyone who bought anything from John Galliano's graduate collection is presumably sitting on a tidy sum of money right now. But in terms of certainty it's even worse than stock picking. You've got to predict in advance who is going to be worth the money in the future, you've it to predict which items are going to appreciate (how many handbags has Hermes released? How many are enduring classics?) and got to buy them before anyone else notices, but then you've also got to hang onto them until the perfect time to sell. John Galliano accused of being an anti-Semitic arse? Oops, that original dress just tanked in value. Alexander McQueen dies? Damn! If only you hadn't sold that coat last year! Plus you've got to store everything in the meantime. And it's not like art where you could make enough on one lucky purchase to sustain you for life and cover all the bad choices. Fashion does have a ceiling price because it's "just clothes". So even if you do make a couple of thousand on one piece, you're going to have to keep doing it. Buying new fashion pieces as a financial investment is a mug's game. If only there were a fashion index fund!

It is very possible to make a living buying underpriced vintage designer clothing and cleaning up and reselling, but it's a full time job. Again, you might strike gold one day (60s Chanel suit for 99p at a car boot sale kind of thing) but it's only going to be a modest amount of gold, never enough to set you up for life.
Journal: http://forum.mrmoneymustache.com/journals/young-uk-little-money-lots-of-dreams/

Do I seem curt or like I've missed the point? Please forgive me - I've probably been typing attached to a baby.

merula

  • Pencil Stache
  • ****
  • Posts: 988
Re: Overheard at Work
« Reply #19517 on: January 04, 2018, 07:14:39 AM »
Why does flammable and inflammable mean the same thing?
Maybe they don't?

I am not sure about English, but in German there is a similar thing. One thing can get into burning from normal conditions (friction induced or whatever), the other needs an open fire put to it. We also have "schwer entflammbar" meaning hard (in)flammable. On normal conditions it goes out again, but a hefty drafty air might make it continue burning.

In English, flammable and inflammable do mean the same thing, and both can mean the same as either brennbar (though "combustible" would be a better translation), or feuergefährlich.

http://grammarist.com/usage/flammable-inflammable/

I don't know of any other examples of words that are synonyms with the word that should be its antonym, but there's a somewhat similar concept with a lot of examples of words that are their own antonym. Like "cleave", which can either mean to separate or to combine.

https://en.wikipedia.org/wiki/Auto-antonym

/grammar foam

frugalnacho

  • Magnum Stache
  • ******
  • Posts: 3137
  • Age: 35
  • Location: Madison Heights, Michigan
Re: Overheard at Work
« Reply #19518 on: January 04, 2018, 08:04:40 AM »
Why does flammable and inflammable mean the same thing?
Maybe they don't?

I am not sure about English, but in German there is a similar thing. One thing can get into burning from normal conditions (friction induced or whatever), the other needs an open fire put to it. We also have "schwer entflammbar" meaning hard (in)flammable. On normal conditions it goes out again, but a hefty drafty air might make it continue burning.

In English, flammable and inflammable do mean the same thing, and both can mean the same as either brennbar (though "combustible" would be a better translation), or feuergefährlich.

http://grammarist.com/usage/flammable-inflammable/

I don't know of any other examples of words that are synonyms with the word that should be its antonym, but there's a somewhat similar concept with a lot of examples of words that are their own antonym. Like "cleave", which can either mean to separate or to combine.

https://en.wikipedia.org/wiki/Auto-antonym

/grammar foam

thaw and unthaw

ambimammular

  • Bristles
  • ***
  • Posts: 358
  • Age: 41
  • Location: Indiana
Re: Overheard at Work
« Reply #19519 on: January 04, 2018, 11:40:53 AM »
Coworker stops by this morn. Wants to replace his well worn pickup which is getting the job done but needing a repair here and there.

He's truck shopping. Wants a new heavy duty 4WD truck to use on the farm feeding animals, going to the hardware store, towing a utility trailer and basically doing all things dirty with it. $60K+.

Coworker makes ~$35K/yr. 
Can you get a $60k car loan if you make $35k/year?!

there are now 84 month car loans

There have been 10 year car loans for a long time.  There are 12-year ones now.


84 months= 12 years

wouldn't 12 years be 144 months and 84 months be 7 years?

this is why i never understood why loans are discussed in months when they're always whole-year intervals and people general think in years.  why the needless math?

Marketing. Only 84 months sounds less than 7 freaking years. Until you work it out. But apparently most people don't bother. We are a weird bunch at MMM.

I hate when parents do this with their kidlets' ages. After a year and a half don't tell me how old they are in months.

Dabnasty

  • Pencil Stache
  • ****
  • Posts: 778
  • Age: 28
  • Location: North Carolina
Re: Overheard at Work
« Reply #19520 on: January 04, 2018, 11:46:26 AM »
Why does flammable and inflammable mean the same thing?
Maybe they don't?

I am not sure about English, but in German there is a similar thing. One thing can get into burning from normal conditions (friction induced or whatever), the other needs an open fire put to it. We also have "schwer entflammbar" meaning hard (in)flammable. On normal conditions it goes out again, but a hefty drafty air might make it continue burning.

In English, flammable and inflammable do mean the same thing, and both can mean the same as either brennbar (though "combustible" would be a better translation), or feuergefährlich.

http://grammarist.com/usage/flammable-inflammable/

I don't know of any other examples of words that are synonyms with the word that should be its antonym, but there's a somewhat similar concept with a lot of examples of words that are their own antonym. Like "cleave", which can either mean to separate or to combine.

https://en.wikipedia.org/wiki/Auto-antonym

/grammar foam

thaw and unthaw

And unthaw meets both of these descriptions. It means thaw and also yet to be thawed. but it never means freeze, which it should. Of course that would be redundant.

MgoSam

  • Magnum Stache
  • ******
  • Posts: 3611
  • Location: Minnesota
Re: Overheard at Work
« Reply #19521 on: January 04, 2018, 12:03:52 PM »
I've always wondered why corn refers to the pieces of it while "corn on the cob" is the entire stalk. Shouldn't it be 'corn off the cob,' and just corn for when you're eating the whole sucker?

frugalnacho

  • Magnum Stache
  • ******
  • Posts: 3137
  • Age: 35
  • Location: Madison Heights, Michigan
Re: Overheard at Work
« Reply #19522 on: January 04, 2018, 10:09:34 PM »
I've always wondered why corn refers to the pieces of it while "corn on the cob" is the entire stalk. Shouldn't it be 'corn off the cob,' and just corn for when you're eating the whole sucker?

You know they call corn-on-the-cob "corn-on-the-cob," right? But that's how it comes out of the ground, man. They should call that "corn", and they should call every other version "corn-off-the-cob." It's not like if you cut off my arm you would call my arm "Mitch", but then reattach it and call it "Mitch-all-together."

-Mitch Hedberg

dragoncar

  • Walrus Stache
  • *******
  • Posts: 7821
  • Registered member
Re: Overheard at Work
« Reply #19523 on: January 04, 2018, 11:30:10 PM »
I've always wondered why corn refers to the pieces of it while "corn on the cob" is the entire stalk. Shouldn't it be 'corn off the cob,' and just corn for when you're eating the whole sucker?

You know they call corn-on-the-cob "corn-on-the-cob," right? But that's how it comes out of the ground, man. They should call that "corn", and they should call every other version "corn-off-the-cob." It's not like if you cut off my arm you would call my arm "Mitch", but then reattach it and call it "Mitch-all-together."

-Mitch Hedberg

F

barbaz

  • Stubble
  • **
  • Posts: 177
Re: Overheard at Work
« Reply #19524 on: January 05, 2018, 12:58:34 AM »
I've always wondered why corn refers to the pieces of it while "corn on the cob" is the entire stalk. Shouldn't it be 'corn off the cob,' and just corn for when you're eating the whole sucker?

You know they call corn-on-the-cob "corn-on-the-cob," right? But that's how it comes out of the ground, man. They should call that "corn", and they should call every other version "corn-off-the-cob." It's not like if you cut off my arm you would call my arm "Mitch", but then reattach it and call it "Mitch-all-together."

-Mitch Hedberg
It‘s more like calling it “arm” and “arm on the Mitch”, respectively. The word corn used to mean cereal or grain, the plant is maize. Maize corns, on the cob, makes perfect sense. Around 200 years ago the meaning of corn changed but was not updated consistently.

Playing with Fire UK

  • Handlebar Stache
  • *****
  • Posts: 2212
Re: Overheard at Work
« Reply #19525 on: January 05, 2018, 01:18:06 AM »
I don't know of any other examples of words that are synonyms with the word that should be its antonym, but there's a somewhat similar concept with a lot of examples of words that are their own antonym. Like "cleave", which can either mean to separate or to combine.

Habitable and inhabitable. I overheard this at work.

dragoncar

  • Walrus Stache
  • *******
  • Posts: 7821
  • Registered member
Re: Overheard at Work
« Reply #19526 on: January 05, 2018, 01:25:11 AM »
I don't know of any other examples of words that are synonyms with the word that should be its antonym, but there's a somewhat similar concept with a lot of examples of words that are their own antonym. Like "cleave", which can either mean to separate or to combine.

Habitable and inhabitable. I overheard this at work.

Tuitive and intuitive

Incidentally, all round tuits are intuitive

Roadrunner53

  • Handlebar Stache
  • *****
  • Posts: 1076
Overheard at Work
« Reply #19527 on: January 05, 2018, 04:32:37 AM »
There is a woman who recently got divorced and has two children. She and her hub owned a mobile home she and the kids lived in. I think the hub legally owned it. She was paying around $500 a month lot rent and was months behind and that started the eviction process. She found an apartment at $1,000 a month and didn't even have enough for a down payment. She played the landlord for over a month. I think he let her move in because she gave him some story about having the money in a few weeks. Well, in the meantime, she hoodwinked her church for money. The agreement was that she was to bring her kids to church each week which she didn't. Then she hoodwinked her employer to give her money. They have some kind of funds for employees that are in need of help. She was almost evicted from her apartment and was taken to court but finally money funneled in from these two sources. She paid her rent and so far, has not been evicted. Now, during this time she is corresponding with some guy from Africa who is 'in love' with her. She starts sending him money thru Western Union and her employer catches wind of it. So, then she starts buying I-Tune cards to send to this guy. She barely comes to work and uses her kids mental health as an excuse. There is so much more it is pathetic. Oh and lover boy from Africa was supposed to fly to USA a few months ago and they were going to get married and he was going to build her a house. He never made it to USA. No idea how she paid the second months rent!

CU Tiger

  • Bristles
  • ***
  • Posts: 457
  • Location: Mid-Atlantic USA
Re: Overheard at Work
« Reply #19528 on: January 05, 2018, 04:49:13 AM »
There is a woman who recently got divorced and has two children. She and her hub owned a mobile home she and the kids lived in. I think the hub legally owned it. She was paying around $500 a month lot rent and was months behind and that started the eviction process. She found an apartment at $1,000 a month and didn't even have enough for a down payment. She played the landlord for over a month. I think he let her move in because she gave him some story about having the money in a few weeks. Well, in the meantime, she hoodwinked her church for money. The agreement was that she was to bring her kids to church each week which she didn't. Then she hoodwinked her employer to give her money. They have some kind of funds for employees that are in need of help. She was almost evicted from her apartment and was taken to court but finally money funneled in from these two sources. She paid her rent and so far, has not been evicted. Now, during this time she is corresponding with some guy from Africa who is 'in love' with her. She starts sending him money thru Western Union and her employer catches wind of it. So, then she starts buying I-Tune cards to send to this guy. She barely comes to work and uses her kids mental health as an excuse. There is so much more it is pathetic. Oh and lover boy from Africa was supposed to fly to USA a few months ago and they were going to get married and he was going to build her a house. He never made it to USA. No idea how she paid the second months rent!

Wow! Talk about someone who lives at the corner of Shame and Comedy.

When I hear stories like this I feel sorry for her kids. How can they have any kind of chance ?
There are two ways to get enough: one is to continue to accumulate more and more. The other is to desire less. - G.K. Chesterton

cerat0n1a

  • Handlebar Stache
  • *****
  • Posts: 1038
  • Location: England
Re: Overheard at Work
« Reply #19529 on: January 05, 2018, 04:56:34 AM »
I don't know of any other examples of words that are synonyms with the word that should be its antonym, but there's a somewhat similar concept with a lot of examples of words that are their own antonym. Like "cleave", which can either mean to separate or to combine.

Habitable and inhabitable. I overheard this at work.

And similarly, I overheard at work a long time ago, a discussion of "razing" (demolish something) vs "raising" (building something) a barn. At least the spelling is different.

Roadrunner53

  • Handlebar Stache
  • *****
  • Posts: 1076
Overheard at Work
« Reply #19530 on: January 05, 2018, 05:05:10 AM »
Her kids are a whole other story. The boy refused to go to school and that created tons of problems. The girl and the boy have both threatened suicide. I think it is mostly threats and she told her employer her kids have had psychiatric care. To get the money from her employer and to prove she is taking so much time off to get them help the employer asked for proof of doctor visits. She didn't have any! Then I think she did admit them to some facility so she had proof. They were only there a short while. That is when she managed to get the money from the employer. I cannot see how this story will ever have a happy ending. The woman is supposed to get a portion of her hubs retirement savings. You can imagine what will happen to that money. It will all be blown one way or another.

Pioneerw2b

  • 5 O'Clock Shadow
  • *
  • Posts: 19
Re: Overheard at Work
« Reply #19531 on: January 05, 2018, 06:57:12 AM »
I can’t even imagine a purse like that. How is anything so expensive, or do you live in a $20k mobile home that was financed over 30 years?



I too cannot grasp the expensive purse concept. I have a friend who is a bit materialistic and wants only Coach purses...another friend has multiple Vera Bradley purses. A lady I work with has a thing for expensive purses. After hearing someone compliment her about a purse she had that day she said, "Oh I love my expensive purses. I would rather not eat for a week so I can have money for a purse !"

I could go get any of those purses, but being the practical and frugal being that I am, I just WON'T.  I did find a Vera Bradley wallet at a garage sale with the tags still on it.....I cannot remember the full price but I got it for $1.00. My DH jokingly asked me later why I didn't try for 75 cents.

Megma

  • Pencil Stache
  • ****
  • Posts: 610
Re: Overheard at Work
« Reply #19532 on: January 05, 2018, 08:04:19 AM »
I can’t even imagine a purse like that. How is anything so expensive, or do you live in a $20k mobile home that was financed over 30 years?



I too cannot grasp the expensive purse concept. I have a friend who is a bit materialistic and wants only Coach purses...another friend has multiple Vera Bradley purses. A lady I work with has a thing for expensive purses. After hearing someone compliment her about a purse she had that day she said, "Oh I love my expensive purses. I would rather not eat for a week so I can have money for a purse !"

I could go get any of those purses, but being the practical and frugal being that I am, I just WON'T.  I did find a Vera Bradley wallet at a garage sale with the tags still on it.....I cannot remember the full price but I got it for $1.00. My DH jokingly asked me later why I didn't try for 75 cents.

Over Christmas my aunt offered me a choice 3 Vera Bradley purses for free and I didn't even take on then because I didn't need it.

For the record, this is a frugal aunt who had gotten said purses from a neighbor who was decluttering and had a large stash of Vera Bradley purses. I believe the neighbor gave them to my aunt for free, but my aunt might have paid $1-2 for them. The Neighbor apparently had about 15 she was getting rid of!

CptCool

  • Stubble
  • **
  • Posts: 186
Re: Overheard at Work
« Reply #19533 on: January 05, 2018, 08:40:33 AM »
I can’t even imagine a purse like that. How is anything so expensive, or do you live in a $20k mobile home that was financed over 30 years?



I too cannot grasp the expensive purse concept. I have a friend who is a bit materialistic and wants only Coach purses...another friend has multiple Vera Bradley purses. A lady I work with has a thing for expensive purses. After hearing someone compliment her about a purse she had that day she said, "Oh I love my expensive purses. I would rather not eat for a week so I can have money for a purse !"

I could go get any of those purses, but being the practical and frugal being that I am, I just WON'T.  I did find a Vera Bradley wallet at a garage sale with the tags still on it.....I cannot remember the full price but I got it for $1.00. My DH jokingly asked me later why I didn't try for 75 cents.

Something tells me that this lady has never gone a week without food before. Probably not even 24 hours

kayvent

  • Pencil Stache
  • ****
  • Posts: 645
  • Location: Canada
Re: Overheard at Work
« Reply #19534 on: January 05, 2018, 08:56:48 AM »
There is a woman who recently got divorced and has two children. She and her hub owned a mobile home she and the kids lived in. I think the hub legally owned it. She was paying around $500 a month lot rent and was months behind and that started the eviction process. She found an apartment at $1,000 a month and didn't even have enough for a down payment. She played the landlord for over a month. I think he let her move in because she gave him some story about having the money in a few weeks. Well, in the meantime, she hoodwinked her church for money. The agreement was that she was to bring her kids to church each week which she didn't. Then she hoodwinked her employer to give her money. They have some kind of funds for employees that are in need of help. She was almost evicted from her apartment and was taken to court but finally money funneled in from these two sources. She paid her rent and so far, has not been evicted. Now, during this time she is corresponding with some guy from Africa who is 'in love' with her. She starts sending him money thru Western Union and her employer catches wind of it. So, then she starts buying I-Tune cards to send to this guy. She barely comes to work and uses her kids mental health as an excuse. There is so much more it is pathetic. Oh and lover boy from Africa was supposed to fly to USA a few months ago and they were going to get married and he was going to build her a house. He never made it to USA. No idea how she paid the second months rent!

"Boyfriends from Africa" are the worse. They are the new "Nigerian princes". My grandmother spent tens of thousands of dollars on her "African boyfriend" before she died. Catfishing is a terrible thing.

Just Joe

  • Handlebar Stache
  • *****
  • Posts: 1866
Re: Overheard at Work
« Reply #19535 on: January 05, 2018, 09:06:47 AM »
Her kids are a whole other story. The boy refused to go to school and that created tons of problems. The girl and the boy have both threatened suicide. I think it is mostly threats and she told her employer her kids have had psychiatric care. To get the money from her employer and to prove she is taking so much time off to get them help the employer asked for proof of doctor visits. She didn't have any! Then I think she did admit them to some facility so she had proof. They were only there a short while. That is when she managed to get the money from the employer. I cannot see how this story will ever have a happy ending. The woman is supposed to get a portion of her hubs retirement savings. You can imagine what will happen to that money. It will all be blown one way or another.

So she is sending money to a far away guy and he is supposedly able to afford a house in the USA when he gets here? Hmmm... I think SHE might need some psych care.

MgoSam

  • Magnum Stache
  • ******
  • Posts: 3611
  • Location: Minnesota
Re: Overheard at Work
« Reply #19536 on: January 05, 2018, 09:16:58 AM »
Her kids are a whole other story. The boy refused to go to school and that created tons of problems. The girl and the boy have both threatened suicide. I think it is mostly threats and she told her employer her kids have had psychiatric care. To get the money from her employer and to prove she is taking so much time off to get them help the employer asked for proof of doctor visits. She didn't have any! Then I think she did admit them to some facility so she had proof. They were only there a short while. That is when she managed to get the money from the employer. I cannot see how this story will ever have a happy ending. The woman is supposed to get a portion of her hubs retirement savings. You can imagine what will happen to that money. It will all be blown one way or another.

So she is sending money to a far away guy and he is supposedly able to afford a house in the USA when he gets here? Hmmm... I think SHE might need some psych care.

I don't know if it is psych care but more being lonely and finding someone that seems to care about you. This is something I worry about with an aging population. I've heard of some nursing homes building an elementary school section so kids can spend time there with the elderly and I think it could be a great thing for everyone.

ysette9

  • Magnum Stache
  • ******
  • Posts: 2817
  • Location: Bay Area, CA
Re: Overheard at Work
« Reply #19537 on: January 05, 2018, 11:22:17 AM »
It would be nice if that worked out but I am a little skeptical based on my own limited experience as a kid. In 5th grade our teacher used to bus my class over to an old folks’ home so we could sing songs to the gathered crowd as well as visit with one lady in particular my teacher had a relationship with. My memories are all of being slightly creeped out. The facility always smelled funny and the poor old people were kind of gross. Or perhaps that was just me finding out at a tender age that I needed to stay as far away from any type of nursing/caring career as possible .
"It'll be great!"

ysette9

  • Magnum Stache
  • ******
  • Posts: 2817
  • Location: Bay Area, CA
Re: Overheard at Work
« Reply #19538 on: January 05, 2018, 11:21:45 AM »
It would be nice if that worked out but I am a little skeptical based on my own limited experience as a kid. In 5th grade our teacher used to bus my class over to an old folks’ home so we could sing songs to the gathered crowd as well as visit with one lady in particular my teacher had a relationship with. My memories are all of being slightly creeped out. The facility always smelled funny and the poor old people were kind of gross. Or perhaps that was just me finding out at a tender age that I needed to stay as far away from any type of nursing/caring career as possible .
"It'll be great!"

FireHiker

  • Pencil Stache
  • ****
  • Posts: 697
  • Location: So Cal
Re: Overheard at Work
« Reply #19539 on: January 05, 2018, 11:58:11 AM »
I have one!

Walking through the lobby the other day I overheard part of the receptionist's phone call. Background: she has a super long commute and multiple expensive cars, most recently she bought a little Mercedes of some sort. I believe she does the car buying on her husband's salary? Anyway, the part of the conversation I hear was "Is it a good idea to refinance a car loan? How do I go about it? Ours isn't too bad, the rate is 5.9%".


jinga nation

  • Pencil Stache
  • ****
  • Posts: 892
  • Location: 'Murica's Wang
  • Left, Right, Peddlin' Shite
Re: Overheard at Work
« Reply #19540 on: January 05, 2018, 01:00:37 PM »
Her kids are a whole other story. The boy refused to go to school and that created tons of problems. The girl and the boy have both threatened suicide. I think it is mostly threats and she told her employer her kids have had psychiatric care. To get the money from her employer and to prove she is taking so much time off to get them help the employer asked for proof of doctor visits. She didn't have any! Then I think she did admit them to some facility so she had proof. They were only there a short while. That is when she managed to get the money from the employer. I cannot see how this story will ever have a happy ending. The woman is supposed to get a portion of her hubs retirement savings. You can imagine what will happen to that money. It will all be blown one way or another.

So she is sending money to a far away guy and he is supposedly able to afford a house in the USA when he gets here? Hmmm... I think SHE might need some psych care.

I don't know if it is psych care but more being lonely and finding someone that seems to care about you. This is something I worry about with an aging population. I've heard of some nursing homes building an elementary school section so kids can spend time there with the elderly and I think it could be a great thing for everyone.

#TradingSickies
Signature worthless. I'm worth more dead than alive. Wife and kids will collect. Or Uncle Sam will, you can rely on Him.

BDWW

  • Bristles
  • ***
  • Posts: 368
  • Location: MT
Re: Overheard at Work
« Reply #19541 on: January 05, 2018, 02:21:30 PM »
Her kids are a whole other story. The boy refused to go to school and that created tons of problems. The girl and the boy have both threatened suicide. I think it is mostly threats and she told her employer her kids have had psychiatric care. To get the money from her employer and to prove she is taking so much time off to get them help the employer asked for proof of doctor visits. She didn't have any! Then I think she did admit them to some facility so she had proof. They were only there a short while. That is when she managed to get the money from the employer. I cannot see how this story will ever have a happy ending. The woman is supposed to get a portion of her hubs retirement savings. You can imagine what will happen to that money. It will all be blown one way or another.

So she is sending money to a far away guy and he is supposedly able to afford a house in the USA when he gets here? Hmmm... I think SHE might need some psych care.

I don't know if it is psych care but more being lonely and finding someone that seems to care about you. This is something I worry about with an aging population. I've heard of some nursing homes building an elementary school section so kids can spend time there with the elderly and I think it could be a great thing for everyone.

#TradingSickies

Yes, I've taken more sicks days since we've had kids then the entirety of my career to that point. They're germ magnets, just the thing to expose the elderly to?

Imma

  • Pencil Stache
  • ****
  • Posts: 960
  • Location: Europe
Re: Overheard at Work
« Reply #19542 on: January 05, 2018, 02:50:45 PM »
Her kids are a whole other story. The boy refused to go to school and that created tons of problems. The girl and the boy have both threatened suicide. I think it is mostly threats and she told her employer her kids have had psychiatric care. To get the money from her employer and to prove she is taking so much time off to get them help the employer asked for proof of doctor visits. She didn't have any! Then I think she did admit them to some facility so she had proof. They were only there a short while. That is when she managed to get the money from the employer. I cannot see how this story will ever have a happy ending. The woman is supposed to get a portion of her hubs retirement savings. You can imagine what will happen to that money. It will all be blown one way or another.

So she is sending money to a far away guy and he is supposedly able to afford a house in the USA when he gets here? Hmmm... I think SHE might need some psych care.

I don't know if it is psych care but more being lonely and finding someone that seems to care about you. This is something I worry about with an aging population. I've heard of some nursing homes building an elementary school section so kids can spend time there with the elderly and I think it could be a great thing for everyone.

Our local care home has a day care facility on the ground floor, right next to the lounge / restaurant area of the care home. It's separated by a large glass wall so the residents can look at the children playing, and the children often visit the residents. It seems to work pretty well. Because it's not a one-off visit but lots of day-to-day contact, many children and residents really bond. They have joint activities like visiting a petting zoo or baking cookies. Last summer they organised a nostalgic carnival as a fundraiser event. It's basically like having 50 additional sets of grandparents.

I remember hating visiting my aunt in a care home, even though I loved her dearly. All these old people were wheeled into the lounge area every morning in front of the TV and they just sat there all day. She was the only person who had physical problems, I can't imagine how depressing it must be to sit there in a lounge every day with all these people that you can't even have a coherent conversation with. She had difficulty reading (she grew up in the 20s, her education was limited) but she still read the entire newspaper every morning, every single article, just because she had nothing else to do. Her generation didn't complain but it must have been awful.

Pioneerw2b

  • 5 O'Clock Shadow
  • *
  • Posts: 19
Re: Overheard at Work
« Reply #19543 on: January 06, 2018, 12:08:26 PM »
I can’t even imagine a purse like that. How is anything so expensive, or do you live in a $20k mobile home that was financed over 30 years?



I too cannot grasp the expensive purse concept. I have a friend who is a bit materialistic and wants only Coach purses...another friend has multiple Vera Bradley purses. A lady I work with has a thing for expensive purses. After hearing someone compliment her about a purse she had that day she said, "Oh I love my expensive purses. I would rather not eat for a week so I can have money for a purse !"

I could go get any of those purses, but being the practical and frugal being that I am, I just WON'T.  I did find a Vera Bradley wallet at a garage sale with the tags still on it.....I cannot remember the full price but I got it for $1.00. My DH jokingly asked me later why I didn't try for 75 cents.

Something tells me that this lady has never gone a week without food before. Probably not even 24 hours

Bingo !

Phenix

  • 5 O'Clock Shadow
  • *
  • Posts: 67
  • Location: Ohio
Re: Overheard at Work
« Reply #19544 on: January 06, 2018, 08:32:31 PM »
I have one!

Walking through the lobby the other day I overheard part of the receptionist's phone call. Background: she has a super long commute and multiple expensive cars, most recently she bought a little Mercedes of some sort. I believe she does the car buying on her husband's salary? Anyway, the part of the conversation I hear was "Is it a good idea to refinance a car loan? How do I go about it? Ours isn't too bad, the rate is 5.9%".

I worked with a guy like that.  Leased two luxury cars for himself and his wife (stay at home mom).  His back seat was a wreck from his kids, I can only imagine what his wife's car looked like.  He found it hard to believe anyone in their twenties could be maxing out their retirement contributions (of course I couldn't resist showing him my earnings statement so he actually believed me).  I truly believe he will work until the day he dies which is really sad considering he's only in his 30's.
"Where returns are concerned, time is your friend. But where costs are concerned, time is your enemy."
The Little Book of Common Sense Investing

“Building a portfolio around index funds isn’t really settling for the average. It’s just refusing to believe in magic.” -Bethany McLean

Just Joe

  • Handlebar Stache
  • *****
  • Posts: 1866
Re: Overheard at Work
« Reply #19545 on: January 08, 2018, 08:16:04 AM »
I can’t even imagine a purse like that. How is anything so expensive, or do you live in a $20k mobile home that was financed over 30 years?



I too cannot grasp the expensive purse concept. I have a friend who is a bit materialistic and wants only Coach purses...another friend has multiple Vera Bradley purses. A lady I work with has a thing for expensive purses. After hearing someone compliment her about a purse she had that day she said, "Oh I love my expensive purses. I would rather not eat for a week so I can have money for a purse !"

I could go get any of those purses, but being the practical and frugal being that I am, I just WON'T.  I did find a Vera Bradley wallet at a garage sale with the tags still on it.....I cannot remember the full price but I got it for $1.00. My DH jokingly asked me later why I didn't try for 75 cents.

Something tells me that this lady has never gone a week without food before. Probably not even 24 hours

Maybe she means a week without fancy restaurant food.

zolotiyeruki

  • Magnum Stache
  • ******
  • Posts: 2596
  • Location: State: Denial
Re: Overheard at Work
« Reply #19546 on: January 08, 2018, 08:06:30 PM »
One of my coworkers moved to another state, and now lives only about 30 minutes from his in-laws.  When they moved out of their house here, they did a very mustachian thing:  Anything that didn't fit in the 28-foot trailer wouldn't go, and would have to be thrown out or sold or donated.

So far so good.  They got rid of a ton of clutter, their new house is staying clean-ish, and they're only unpacking boxes as they need the contents.  Having just moved less than two weeks before Christmas, coworker and his wife kept their family's gift-giving to a fairly reasonable 2-3 gifts per child.  All was well--the kids unwrapped their present and played happily on Christmas morning.

Unfortunately, coworker's MIL (hereafter referred to as Grandma) has a love language of gift giving, and is VERY excited to have coworker's family nearby after 16 years of living a long way away.  So coworker and his family trekked over to Grandma's house for Round 2 of gift opening.  Now, I would be remiss if I didn't add that coworker's wife has two sisters, each married with their own kids, and all were invited to Grandma's house.  Grandma, being so excited to have coworker's family close again, went hog-wild with the gifts.  Round 2 turned into Round 3, and then Round 4, and then Round 5.  As my coworker described it, the kids were positively sick of opening gifts halfway through.  I asked coworker what kinds of gifts Grandma got him.  He said "a big bin's worth of crap.  It's as if she walked through Walmart and just pulled stuff off the shelf as it caught her eye."

Now, Grandma is a dear, sweet soul.  She's gracious, loving, and a wonderful mom.  I really feel for my coworker, though.  He and his wife put forth a ton of effort to declutter their old house in order to give themselves a chance to reduce the clutter in their new house.

Playing with Fire UK

  • Handlebar Stache
  • *****
  • Posts: 2212
Re: Overheard at Work
« Reply #19547 on: January 09, 2018, 01:01:27 AM »
That sounds ripe for "Grandma's presents stay at Grandma's house".
« Last Edit: January 09, 2018, 06:11:50 AM by Playing with Fire UK »

Dave1442397

  • Pencil Stache
  • ****
  • Posts: 718
  • Location: NJ
Re: Overheard at Work
« Reply #19548 on: January 09, 2018, 05:27:48 AM »
That sounds ripe for "Grandma's presents stay at Grandma's house".

Exactly. Let Grandma deal with the clutter and see how she likes it.

zolotiyeruki

  • Magnum Stache
  • ******
  • Posts: 2596
  • Location: State: Denial
Re: Overheard at Work
« Reply #19549 on: January 09, 2018, 05:43:19 AM »
That sounds ripe for "Grandma's presents stay and Grandma's house".
I don't know what kinds of gifts Grandma gave the kids, but she gave my coworker the kinds of things she guessed they didn't bring with them, and "needed" to replace