Author Topic: Overheard at Work  (Read 6415577 times)

BuffaloStache

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Re: Overheard at Work
« Reply #17750 on: May 31, 2017, 01:53:28 PM »
^still overall ridiculousness. Not to mention the loss of fitness from not mowing yourself. Mowing (gas powered mower) isn't the most intense workout, but it definitely is something
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mtn

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Re: Overheard at Work
« Reply #17751 on: May 31, 2017, 02:15:06 PM »
In related foam, my wife and I decided to give up on our old-school rotary power push mower. I loved the quietness, the lack of maintenance and gasoline, and the fact that you just picked it up and started using it. But it doesn't cut through dandelions, it doesn't get close enough to the edges, it misses quite a few blades, and you have to pick up every. single. twig. Sadly, it just ins't working very well.

We'll keep it for hitting the backyard every once in a while (grows faster than the front, less sticks), but it just won't work as the only solution.

marty998

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Re: Overheard at Work
« Reply #17752 on: June 01, 2017, 05:31:43 AM »
Bumped into an old school friend. Loves to talk - wonderful life yadda yadda. Married, 3 girls under 5. Wife wants to upgrade to a $2m waterfront property. He's a little unsure whether they can afford it.

I can't believe they're going to eat the $100k stamp duty on the purchase. He kinda intimated "that's why we work".

We were both similarly ambitious in high school... he told me that down the track he still harboured a desire to go further with his career and be a CFO or a senior consultant. I said "I always thought I'd do the same and get a good job, and get to the top but now... now, well... you've got 3 girls, you know there're more to life. If I'm not retired in 10 years I reckon I've done something wrong".

I hope it got him thinking.

cheapass

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Re: Overheard at Work
« Reply #17753 on: June 01, 2017, 08:07:54 AM »
Bumped into an old school friend. Loves to talk - wonderful life yadda yadda. Married, 3 girls under 5. Wife wants to upgrade to a $2m waterfront property. He's a little unsure whether they can afford it.

Gotta make sure those chains are firmly secured to his office desk - a mortgage on a $2M property will do that to you. God bless 'em, we need busy busy worker bees to keep these comapanies running so I can keep getting those dividend payments every quarter.
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BuffaloStache

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Re: Overheard at Work
« Reply #17754 on: June 01, 2017, 12:31:30 PM »
  If I'm not retired in 10 years I reckon I've done something wrong.

I might give myself 15, but this is definitely a great mantra to have.
"As a cure for worrying, work is better than whisky." -Thomas Edison

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paddedhat

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Re: Overheard at Work
« Reply #17755 on: June 01, 2017, 04:13:35 PM »
CW pays for a gardener to come by his house every other week to cut the grass (small tract home lawn) and use the edge trimmer on the bushes. Costs $100 a month. He says it's a good deal because it would take almost an hour to do the work himself! (Also note I estimate his gross wages are $30-$35 an hour and wife doesn't work).

He just bought a $500 lawn mower. "Just in case" they want to mow in between when the gardener comes. Mowing every single week?? I'm no lawn doctor but that is crazy, I mow when the lawn starts looking overgrown, where we live this is about once per month. Plus he says "if" they ever decide in the future to get rid of the gardener they will need to mow the lawn again themselves and would need a new mower because his wife had a hard time pushing the old one so they needed a new one. Plus they saved all this money using an old lawn mower for 2 years that it makes sense to buy a new one already.

Also needed to purchase a 3 year extended warranty on the mower they don't have solid plans on using. Because who wants to pay to get that fixed!!

LOL, in my area, once a month would require either a baler to harvest the tall straw, or renting a brush hog, since there is no standard mower getting through that much grass. In this weather, I do mine every 6-7 days and it looks presentable, but far from showplace grade. At that schedule it's too thick to be  mulched by the mower, since the mower clogs up. No matter how I do it, I end up with large clumps of excess grass all over the yard. I could easily do it every three to four days or so, like some of my retired, grass obsessed neighbors. 

LondonBorn

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Re: Overheard at Work
« Reply #17756 on: June 02, 2017, 01:58:36 AM »
Not an overheard as such but a bit about my boss which might be of interest... he gets into the office for 6am and leaves at around 18-18:30pm, when the working hours are 9:30-17:30. To help him do this he drinks an average of 5 coffees a day. Not instant or home brewed, paid for (on top of the 3 coffees he has at home before and after work). On top of this he smokes around 20 a day and buys lunch daily, so let's do some painful maths.

One coffee = 3
20 cigs = 11 ish
Lunch = 4
5 coffees = 15
Total daily outlay = 30
Monthly = 690
Yearly = 8,280

On top of having to commute to work which is around 2,000 a year, and not even taking into consideration the health problems this will cause, this makes for painful thinking.

Linda_Norway

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Re: Overheard at Work
« Reply #17757 on: June 02, 2017, 05:09:40 AM »
One of my colleagues brought a plastic bag with loose chocolates in it to work. He told me they are luxury chocolates from a large box of a well known Norwegian brand. His family doesn't want to eat it and he can't eat it all by himself. Therefore he brought it here to work. :-)

shelivesthedream

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Re: Overheard at Work
« Reply #17758 on: June 02, 2017, 05:22:30 AM »
Not an overheard as such but a bit about my boss which might be of interest... he gets into the office for 6am and leaves at around 18-18:30pm, when the working hours are 9:30-17:30. To help him do this he drinks an average of 5 coffees a day. Not instant or home brewed, paid for (on top of the 3 coffees he has at home before and after work). On top of this he smokes around 20 a day and buys lunch daily, so let's do some painful maths.

One coffee = 3
20 cigs = 11 ish
Lunch = 4
5 coffees = 15
Total daily outlay = 30
Monthly = 690
Yearly = 8,280

On top of having to commute to work which is around 2,000 a year, and not even taking into consideration the health problems this will cause, this makes for painful thinking.

Query: Is he making substantially more than 7.50/hr? Because if he works an extra 4 hours a day and spends 30 to do so, that's the break even point for just the money - not including the potential lung cancer and heart attack from the cigarettes, coffee, stress and lack of sleep.

LondonBorn

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Re: Overheard at Work
« Reply #17759 on: June 02, 2017, 07:36:11 AM »
Not an overheard as such but a bit about my boss which might be of interest... he gets into the office for 6am and leaves at around 18-18:30pm, when the working hours are 9:30-17:30. To help him do this he drinks an average of 5 coffees a day. Not instant or home brewed, paid for (on top of the 3 coffees he has at home before and after work). On top of this he smokes around 20 a day and buys lunch daily, so let's do some painful maths.

One coffee = 3
20 cigs = 11 ish
Lunch = 4
5 coffees = 15
Total daily outlay = 30
Monthly = 690
Yearly = 8,280

On top of having to commute to work which is around 2,000 a year, and not even taking into consideration the health problems this will cause, this makes for painful thinking.

Query: Is he making substantially more than 7.50/hr? Because if he works an extra 4 hours a day and spends 30 to do so, that's the break even point for just the money - not including the potential lung cancer and heart attack from the cigarettes, coffee, stress and lack of sleep.

Interesting point. Yes, I imagine he's earning in the region of 20-25/hr gross. He also takes cabs home from the station a few times a week just to add to the already expensive commuting costs. All that money wasted just contributing to an inevitable early decline in health.

cheapass

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Re: Overheard at Work
« Reply #17760 on: June 02, 2017, 07:44:31 AM »
he gets into the office for 6am and leaves at around 18-18:30pm, when the working hours are 9:30-17:30.

He must really hate being home with his family. I've noticed that many times workaholics like this are avoiding something at home - wife bitching all the time, kids being hellions, etc.
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Debts_of_Despair

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Re: Overheard at Work
« Reply #17761 on: June 02, 2017, 11:06:12 AM »
CW pays for a gardener to come by his house every other week to cut the grass (small tract home lawn) and use the edge trimmer on the bushes. Costs $100 a month. He says it's a good deal because it would take almost an hour to do the work himself! (Also note I estimate his gross wages are $30-$35 an hour and wife doesn't work).

He just bought a $500 lawn mower. "Just in case" they want to mow in between when the gardener comes. Mowing every single week?? I'm no lawn doctor but that is crazy, I mow when the lawn starts looking overgrown, where we live this is about once per month. Plus he says "if" they ever decide in the future to get rid of the gardener they will need to mow the lawn again themselves and would need a new mower because his wife had a hard time pushing the old one so they needed a new one. Plus they saved all this money using an old lawn mower for 2 years that it makes sense to buy a new one already.

Also needed to purchase a 3 year extended warranty on the mower they don't have solid plans on using. Because who wants to pay to get that fixed!!

LOL, in my area, once a month would require either a baler to harvest the tall straw, or renting a brush hog, since there is no standard mower getting through that much grass. In this weather, I do mine every 6-7 days and it looks presentable, but far from showplace grade. At that schedule it's too thick to be  mulched by the mower, since the mower clogs up. No matter how I do it, I end up with large clumps of excess grass all over the yard. I could easily do it every three to four days or so, like some of my retired, grass obsessed neighbors.

Same here.  You never want to remove more than 1/3 of the height of the grass.  My next door neighbor is on the once a month plan.  It looks like hell during every part of the cycle.  Beginning of the cycle it is scalped and brown with clipping windrows.  Mid cycle it looks ok but uneven.  End of cycle it is way too long.

solon

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Re: Overheard at Work
« Reply #17762 on: June 02, 2017, 03:11:46 PM »



Sent from my iPhone using Tapatalk

Well put!

Abo345

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Re: Overheard at Work
« Reply #17763 on: June 02, 2017, 03:25:05 PM »
CW pays for a gardener to come by his house every other week to cut the grass (small tract home lawn) and use the edge trimmer on the bushes. Costs $100 a month. He says it's a good deal because it would take almost an hour to do the work himself! (Also note I estimate his gross wages are $30-$35 an hour and wife doesn't work).

He just bought a $500 lawn mower. "Just in case" they want to mow in between when the gardener comes. Mowing every single week?? I'm no lawn doctor but that is crazy, I mow when the lawn starts looking overgrown, where we live this is about once per month. Plus he says "if" they ever decide in the future to get rid of the gardener they will need to mow the lawn again themselves and would need a new mower because his wife had a hard time pushing the old one so they needed a new one. Plus they saved all this money using an old lawn mower for 2 years that it makes sense to buy a new one already.

Also needed to purchase a 3 year extended warranty on the mower they don't have solid plans on using. Because who wants to pay to get that fixed!!

LOL, in my area, once a month would require either a baler to harvest the tall straw, or renting a brush hog, since there is no standard mower getting through that much grass. In this weather, I do mine every 6-7 days and it looks presentable, but far from showplace grade. At that schedule it's too thick to be  mulched by the mower, since the mower clogs up. No matter how I do it, I end up with large clumps of excess grass all over the yard. I could easily do it every three to four days or so, like some of my retired, grass obsessed neighbors.

Same here.  You never want to remove more than 1/3 of the height of the grass.  My next door neighbor is on the once a month plan.  It looks like hell during every part of the cycle.  Beginning of the cycle it is scalped and brown with clipping windrows.  Mid cycle it looks ok but uneven.  End of cycle it is way too long.

Wow, love how this all started into a debate about when to cut grass. Me and CW don't live in a particularly hospitable area of grass growth, so the only way it would grow enough to need to be cut more than every other week is if he is watering it a crap ton. I estimate the water bill between an OK lawn and "nice" lawn is minimum $40 a month additional for a teeny tiny lawn (not to mention the environmental impact).

I'm sure all of u would have a heart attack over my mediocre, once-a-month-cut little patch of front lawn. Not crazy and over grown, but it is not lush or overly green. Just enough to keep it alive and not a complete eyesore from across the street.  But I guess it's all a matter of opinion; I would rather save my money and my weekend time in exchange for a half assed tract home lawn.


RyanAtTanagra

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Re: Overheard at Work
« Reply #17764 on: June 02, 2017, 03:27:46 PM »
Wow, love how this all started into a debate about when to cut grass.

Yea, this is a very weird thing to debate.  It's so dependent on where you live...

BDWW

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Re: Overheard at Work
« Reply #17765 on: June 02, 2017, 04:31:01 PM »
CW pays for a gardener to come by his house every other week to cut the grass (small tract home lawn) and use the edge trimmer on the bushes. Costs $100 a month. He says it's a good deal because it would take almost an hour to do the work himself! (Also note I estimate his gross wages are $30-$35 an hour and wife doesn't work).

He just bought a $500 lawn mower. "Just in case" they want to mow in between when the gardener comes. Mowing every single week?? I'm no lawn doctor but that is crazy, I mow when the lawn starts looking overgrown, where we live this is about once per month. Plus he says "if" they ever decide in the future to get rid of the gardener they will need to mow the lawn again themselves and would need a new mower because his wife had a hard time pushing the old one so they needed a new one. Plus they saved all this money using an old lawn mower for 2 years that it makes sense to buy a new one already.

Also needed to purchase a 3 year extended warranty on the mower they don't have solid plans on using. Because who wants to pay to get that fixed!!

LOL, in my area, once a month would require either a baler to harvest the tall straw, or renting a brush hog, since there is no standard mower getting through that much grass. In this weather, I do mine every 6-7 days and it looks presentable, but far from showplace grade. At that schedule it's too thick to be  mulched by the mower, since the mower clogs up. No matter how I do it, I end up with large clumps of excess grass all over the yard. I could easily do it every three to four days or so, like some of my retired, grass obsessed neighbors.

Same here.  You never want to remove more than 1/3 of the height of the grass.  My next door neighbor is on the once a month plan.  It looks like hell during every part of the cycle.  Beginning of the cycle it is scalped and brown with clipping windrows.  Mid cycle it looks ok but uneven.  End of cycle it is way too long.

Wow, love how this all started into a debate about when to cut grass. Me and CW don't live in a particularly hospitable area of grass growth, so the only way it would grow enough to need to be cut more than every other week is if he is watering it a crap ton. I estimate the water bill between an OK lawn and "nice" lawn is minimum $40 a month additional for a teeny tiny lawn (not to mention the environmental impact).

I'm sure all of u would have a heart attack over my mediocre, once-a-month-cut little patch of front lawn. Not crazy and over grown, but it is not lush or overly green. Just enough to keep it alive and not a complete eyesore from across the street.  But I guess it's all a matter of opinion; I would rather save my money and my weekend time in exchange for a half assed tract home lawn.

Sounds similar to my strategy; we water just enough to keep the lawn on the ragged edge of alive/dead. We shoot for once a month cuttings. Still too much water in my opinion, because we live in the bottom of valley filled with gravel (literally a gravel mine a mile away).

Debts_of_Despair

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Re: Overheard at Work
« Reply #17766 on: June 02, 2017, 07:56:02 PM »
Wow, love how this all started into a debate about when to cut grass.

Yea, this is a very weird thing to debate.  It's so dependent on where you live...

For me it's basically a low cost hobby that adds value to my home.  A little extra care goes a long way.

RetiredAt63

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Re: Overheard at Work
« Reply #17767 on: June 03, 2017, 08:06:30 AM »

Sounds similar to my strategy; we water just enough to keep the lawn on the ragged edge of alive/dead. We shoot for once a month cuttings. Still too much water in my opinion, because we live in the bottom of valley filled with gravel (literally a gravel mine a mile away).

Depending on what grass you are growing,you may not need to water at all.  The grasses we have here go totally dormant in a dry summer.  They look dead, but come back when the fall rains arrive.  Then they grow madly until it gets cold.  No growth in winter, under the snow.  NO grass cutting!  (of course there is snow to clear).
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Taran Wanderer

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Re: Overheard at Work
« Reply #17768 on: June 03, 2017, 03:39:33 PM »
Mowing every single week?? I'm no lawn doctor but that is crazy...

Where we live, if you don't mow at once a week in the spring and early summer, you're asking for a shaggy yard and a lot more work.  Some weeks at the height of the growing season, I could easily mow twice a week.  This slows down to twice a month in the summer as the rain drops off, then picks up again in the fall to weekly mowings.  In the winter, once a month is usually adequate if you can find a time to mow when it's not wet.

This schedule assumes no sprinklers or artificial irrigation.  If you water, it would be weekly mowing (or more) eight months a year.

Mowing schedule is very much dependent on where you live.
« Last Edit: June 06, 2017, 11:19:44 PM by Taran Wanderer »
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marty998

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Re: Overheard at Work
« Reply #17769 on: June 03, 2017, 06:01:52 PM »
Maybe it's like beards - the more you mow it the more it grows.

I shaved daily for 10 years. Let the thing grow on holiday for 4 weeks. Now I have a 3 day growth that took 7 days to grow.

AnnaGrowsAMustache

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Re: Overheard at Work
« Reply #17770 on: June 04, 2017, 12:19:05 AM »
Years ago I worked a part time office job while I was at university. My take home pay from that job was $100 a week. I was approached by the office manager and asked if I'd like to come along to a local show the whole office was going to see, tickets $90 or so. She was shocked at my reaction to the cost, and that fact I turned down the opportunity to see this particular show. Her face when my mouth dropped at the cost was hilarious. She thought it was very reasonable for a silly local show. This woman paid my wages every month so knew exactly how much I was taking home.

Now I make a lot more, but it would still have to be a pretty damn good show for me to pay $90! Cirque Du Soleil? Yes. Some local troupe of Players production of a murder mystery? Hell no.

paddedhat

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Re: Overheard at Work
« Reply #17771 on: June 04, 2017, 01:20:05 PM »

Wow, love how this all started into a debate about when to cut grass. Me and CW don't live in a particularly hospitable area of grass growth, so the only way it would grow enough to need to be cut more than every other week is if he is watering it a crap ton. I estimate the water bill between an OK lawn and "nice" lawn is minimum $40 a month additional for a teeny tiny lawn (not to mention the environmental impact).

I'm sure all of u would have a heart attack over my mediocre, once-a-month-cut little patch of front lawn. Not crazy and over grown, but it is not lush or overly green. Just enough to keep it alive and not a complete eyesore from across the street.  But I guess it's all a matter of opinion; I would rather save my money and my weekend time in exchange for a half assed tract home lawn.

Oh, I'm far from a lawn fetishist. I just happen to live in extremely fertile farm country, when everything grows like it's on steroids.  Unless I was about to lose the yard to a drought, I wouldn't spend a dime on water either, and even then it would be the absolute minimum needed to get through. No weed n' feed either, this shit needs no encouragement.

RetiredAt63

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Re: Overheard at Work
« Reply #17772 on: June 04, 2017, 03:47:52 PM »

Wow, love how this all started into a debate about when to cut grass. Me and CW don't live in a particularly hospitable area of grass growth, so the only way it would grow enough to need to be cut more than every other week is if he is watering it a crap ton. I estimate the water bill between an OK lawn and "nice" lawn is minimum $40 a month additional for a teeny tiny lawn (not to mention the environmental impact).

I'm sure all of u would have a heart attack over my mediocre, once-a-month-cut little patch of front lawn. Not crazy and over grown, but it is not lush or overly green. Just enough to keep it alive and not a complete eyesore from across the street.  But I guess it's all a matter of opinion; I would rather save my money and my weekend time in exchange for a half assed tract home lawn.

Oh, I'm far from a lawn fetishist. I just happen to live in extremely fertile farm country, when everything grows like it's on steroids.  Unless I was about to lose the yard to a drought, I wouldn't spend a dime on water either, and even then it would be the absolute minimum needed to get through. No weed n' feed either, this shit needs no encouragement.

You must live near me, that describes my lawn this year perfectly.  Cool wet spring, grass is in heaven.
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Feivel2000

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Re: Overheard at Work
« Reply #17773 on: June 04, 2017, 05:11:09 PM »
To limit uncontrolled growth in my garden, I use plenty of foam. You should try it too.


Psychstache

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Re: Overheard at Work
« Reply #17774 on: June 04, 2017, 06:56:33 PM »
To limit uncontrolled growth in my garden, I use plenty of foam. You should try it too.

Is your foam lawn orange or black?

:)

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Re: Overheard at Work
« Reply #17775 on: June 04, 2017, 07:04:54 PM »
Had a lady neighbor who was mowing her yard on her riding lawnmower 3 (or more!) times a week.

I told my wife I wanted to buy the woman a vibrator so I didn't have to listen to the damn mower every day.

My wife said no.  :(

paddedhat

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Re: Overheard at Work
« Reply #17776 on: June 04, 2017, 08:44:53 PM »
Had a lady neighbor who was mowing her yard on her riding lawnmower 3 (or more!) times a week.

I told my wife I wanted to buy the woman a vibrator so I didn't have to listen to the damn mower every day.

My wife said no.  :(

I have an OCD neighbor, and he fixates on the lawn. Totally sweet elderly guy who is losing his wife to liver cancer. He literally does things like mowing every other day, and sweeps the street in front of the house, no matter what time it is. He admits it keeps his mind off of the inevitable. I awoke at 3 AM recently to a repetitive  swooshing sound out the window. Creepy AF until I was fully awake and able to process. Just my old neighbor, with his damn corn broom, sweeping the street in front of my house, in total darkness, at 3 AM, no worries. Last weekend he scared my daughter so bad, she had to muffle a scream. She didn't know his story, and she and her boyfriend returned late from a night out. She opened her door first, as the car stopped, heard the sweeping, but it was too dark to see where it was coming from. She jumped into the car and told her boyfriend to get out, walk to her side and escort her to the door. She later told him that if it was some sort of broom wielding reaper, she was cool with sacrificing a boyfriend, LOL.

paddedhat

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Re: Overheard at Work
« Reply #17777 on: June 04, 2017, 08:51:29 PM »
Had a lady neighbor who was mowing her yard on her riding lawnmower 3 (or more!) times a week.

I told my wife I wanted to buy the woman a vibrator so I didn't have to listen to the damn mower every day.

My wife said no.  :(

Reminds me of a great old joke:

Two nuns were riding their bikes to the church. The nun in the lead says that she knows a shortcut, and turns down a steep cobblestone street.  As they vibrate down the hill the second nun says, "Oh my, I've never come this way before." The other nun replied, "No worries dear, it's just the cobblestones". 

JAYSLOL

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Re: Overheard at Work
« Reply #17778 on: June 05, 2017, 07:35:10 AM »
Mowing every single week?? I'm no lawn doctor but that is crazy...

Where we live, if you don't mow at once a week in the spring and early summer, you're asking for a shaggy hard and a lot more work.  Some weeks at the height of the growing season, I could easily mow twice a week.  This slows down to twice a month in the summer as the rain drops off, then picks up again in the fall to weekly mowings.  In the winter, once a month is usually adequate if you can find a time to mow when it's not wet.

This schedule assumes no sprinklers or artificial irrigation.  If you water, it would be weekly mowing (or more) eight months a year.

Mowing schedule is very much dependent on where you live.

I AM a lawn doctor, and anywhere around here mowing less than once a week will turn nasty very quickly in the spring and summer.  At my house, I have never watered or fertilized the lawn and it is currently growing at about 10" a week.  Yep, 1 - 2" a day.  I left one area for 3 weeks and it had to be cut with an actual farm tractor, not just a ride on. 

BuffaloStache

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Re: Overheard at Work
« Reply #17779 on: June 05, 2017, 03:48:24 PM »
At my house, I have never watered or fertilized the lawn and it is currently growing at about 10" a week.  Yep, 1 - 2" a day.  I left one area for 3 weeks and it had to be cut with an actual farm tractor, not just a ride on.

Where do you live, the jungle?
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JAYSLOL

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Re: Overheard at Work
« Reply #17780 on: June 05, 2017, 10:42:52 PM »
At my house, I have never watered or fertilized the lawn and it is currently growing at about 10" a week.  Yep, 1 - 2" a day.  I left one area for 3 weeks and it had to be cut with an actual farm tractor, not just a ride on.

Where do you live, the jungle?

Some days it feels like it.  But no, it's a rural area in the bottom of a valley where everyone around me irrigates and fertilizes like crazy, so I suspect we get extra growth because the water and nutrients seep through the ground into my yard. 

RyanAtTanagra

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Re: Overheard at Work
« Reply #17781 on: June 06, 2017, 12:06:04 AM »
At my house, I have never watered or fertilized the lawn and it is currently growing at about 10" a week.  Yep, 1 - 2" a day.  I left one area for 3 weeks and it had to be cut with an actual farm tractor, not just a ride on.

Where do you live, the jungle?

Some days it feels like it.  But no, it's a rural area in the bottom of a valley where everyone around me irrigates and fertilizes like crazy, so I suspect we get extra growth because the water and nutrients seep through the ground into my yard.

You seriously need to get rid of the yard, sounds like you could have crazy-productive gardens.

BuffaloStache

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Re: Overheard at Work
« Reply #17782 on: June 06, 2017, 10:29:03 AM »
You seriously need to get rid of the yard, sounds like you could have crazy-productive gardens.

This is an excellent point. Could be growing tons of things with that growth rate on grass.
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ysette9

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Re: Overheard at Work
« Reply #17783 on: June 06, 2017, 10:36:33 AM »
Another one chiming in to agree. I basically find any front yard grass that isn't covered in kids' play equipment or toys to be a sad, sad space where tomatoes or something else delicious should be growing. If you aren't into growing things to eat then how about at least some flowering plants so there is something pretty to look at?
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Re: Overheard at Work
« Reply #17784 on: June 06, 2017, 12:03:48 PM »
I was talking to a coworker about his weekend at the Casino. He was comparing people who "bet" on the stock market with people who bet on horses. Let's see if you can guess which he thought was foolish.

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Re: Overheard at Work
« Reply #17785 on: June 06, 2017, 01:08:19 PM »
I was talking to a coworker about his weekend at the Casino. He was comparing people who "bet" on the stock market with people who bet on horses. Let's see if you can guess which he thought was foolish.

I wonder if he thinks owning a company is foolish. Or owning thousands of companies.
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Re: Overheard at Work
« Reply #17786 on: June 06, 2017, 02:58:30 PM »
I was talking to a coworker about his weekend at the Casino. He was comparing people who "bet" on the stock market with people who bet on horses. Let's see if you can guess which he thought was foolish.

I wonder if he thinks owning a company is foolish. Or owning thousands of companies.

My guess is that someone told him a horror story about losing their ass on an individual stock and he never looked into it enough to know that index funds exist.

CptCool

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Re: Overheard at Work
« Reply #17787 on: June 07, 2017, 08:22:50 AM »
Lots of people realize index funds exist, they just don't think it's worth their time to only match the market. They're out there to get rich because they heard on the news that this stock or this industry is going to be big

JordanOfGilead

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Re: Overheard at Work
« Reply #17788 on: June 07, 2017, 08:32:40 AM »
I figure this would be a thread appreciative of this particular SMBC comic.

http://www.smbc-comics.com/comic/a-joke-2

Inaya

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Re: Overheard at Work
« Reply #17789 on: June 07, 2017, 08:43:41 AM »
Not really antimustachian, but mind boggling nonetheless. At a volunteer event for work yesterday I accidentally sat at the same lunch table as some senior VPs and at least one C-level. Nice guys, but I couldn't relate to their conversation.

VP1: "Now the big thing is to rent a private jet and travel the world."
VP2: "I've thought about a timeshare on a jet."
VP3: "I don't think I could do that."
VP2: "Why not? You've got four houses. Just sell a couple and get a plane."
VP3: "Nah. I'm going to sell some houses and get a boat."

I suspect by "boat" he meant "yacht."  I can't even imagine what it would be like to have that kind of money. If they can afford it, cheers to them. When I sat down I heard something about, "and I paid in cash. 485." Given the context, I think he was paying $485,000 in cash on a house. Good on him if that's the case!
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Re: Overheard at Work
« Reply #17790 on: June 07, 2017, 08:44:51 AM »
Lots of people realize index funds exist, they just don't think it's worth their time to only match the market. They're out there to get rich because they heard on the news that this stock or this industry is going to be big

I've heard someone say they don't use index funds because they "track the market." Apparently the guy was only interested in trying to beat it. I didn't know him, but I would have loved to hear about his track record in beating the market.

JanF

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Re: Overheard at Work
« Reply #17791 on: June 07, 2017, 08:46:37 AM »
"I'm sick of my Lexus and want to upgrade to an Audi. It's only an extra 200/month if I upgrade!"
- Coworker who complains about not having enough money to make repairs to her house

Good news might be that she realizes that it's a stupid waste of money but she might end up doing it anyway if she gets raise/promotion!

slugline

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Re: Overheard at Work
« Reply #17792 on: June 07, 2017, 09:28:35 AM »
"I'm sick of my Lexus and want to upgrade to an Audi. It's only an extra 200/month if I upgrade!"
- Coworker who complains about not having enough money to make repairs to her house

Good news might be that she realizes that it's a stupid waste of money but she might end up doing it anyway if she gets raise/promotion!

This sounds like a clear case of Tiny Details Exaggeration Syndrome!

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Re: Overheard at Work
« Reply #17793 on: June 07, 2017, 09:50:50 AM »
I think I freaked out someone at work when discussing our pension plan. We have government jobs with a fairly generous pension plan (the higher of defined benefit vs defined contribution, calculated each year in retirement). I just said that I am not counting on it being the way it is now when I draw from it. She just said, "it better be because people are counting on it! It's not like I have any RRSPs."

Yikes. I suppose if there are any changes in the future we might be grandfathered in, but silly me never really considered that people working here would have NO OTHER retirement plans. This colleague definitely does not know about my plans. No one at work really does, except one temp who is 25 and I vaguely talked about frugality and early retirement. I recommended they read The Millionaire Teacher. Perhaps I should tell that to the 45 year old without a backup plan too...

Uturn

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Re: Overheard at Work
« Reply #17794 on: June 07, 2017, 02:17:32 PM »
coworker actually said this today "I'm 63 and starting to worry about retirement."  He makes around $130k/yr, it's not a stretch to believe that his inflation adjusted salary has been in that range for decades. 
It's not about money, it's about mindset

BuffaloStache

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Re: Overheard at Work
« Reply #17795 on: June 07, 2017, 02:35:15 PM »
coworker actually said this today "I'm 63 and starting to worry about retirement."  He makes around $130k/yr, it's not a stretch to believe that his inflation adjusted salary has been in that range for decades.

One of my key drivers to force me to look into financial independence/personal finance was a conversation I had with my mom. She was slightly younger than 63, but said the same thing about being worried about retirement. It amazes me...
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BDWW

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Re: Overheard at Work
« Reply #17796 on: June 07, 2017, 03:33:50 PM »
coworker actually said this today "I'm 63 and starting to worry about retirement."  He makes around $130k/yr, it's not a stretch to believe that his inflation adjusted salary has been in that range for decades.

One of my key drivers to force me to look into financial independence/personal finance was a conversation I had with my mom. She was slightly younger than 63, but said the same thing about being worried about retirement. It amazes me...

One of the perhaps understressed boons of mustachian/frugality. I'm not all that close to FI, but by my math, I could stop contributing entirely and still retire comfortably at 65.
Maybe there should be a slogan: Just try it for a few years, and then you can give up go back to your spendypants ways, and you'll still retire well. (Assuming they can keep their hands out of the cookie jar.)

shanghaiMMM

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Re: Overheard at Work
« Reply #17797 on: June 07, 2017, 05:07:58 PM »
coworker actually said this today "I'm 63 and starting to worry about retirement."  He makes around $130k/yr, it's not a stretch to believe that his inflation adjusted salary has been in that range for decades.

One of my key drivers to force me to look into financial independence/personal finance was a conversation I had with my mom. She was slightly younger than 63, but said the same thing about being worried about retirement. It amazes me...

One of the perhaps understressed boons of mustachian/frugality. I'm not all that close to FI, but by my math, I could stop contributing entirely and still retire comfortably at 65.
Maybe there should be a slogan: Just try it for a few years, and then you can give up go back to your spendypants ways, and you'll still retire well. (Assuming they can keep their hands out of the cookie jar.)

A great point, one I've been thinking about a lot regarding saving now and then maybe going part time in the future.

Some basic examples:

Save $100,000 by 30, stop saving altogether, by 65 it's worth $1,150,615.
Even save $100,000 by 40, stop saving, by 65 it's worth $572,541.

Both amounts would ease a lot of minds regarding retirement I'd bet!
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Rife

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Re: Overheard at Work
« Reply #17798 on: June 07, 2017, 06:57:34 PM »
Generally, my co-workers do only expensive hobbies like skiing and golfing, but sometimes cheap hobbies threaten their social order and results in comments like this: "She (girlfriend) initially just wanted a Walmart bike, but then she came out with us one day and saw what we all have. Now she is up to the big boy prices."

I always find it especially impressive when people spend thousands on what could otherwise be very economical. I will give him that he is at least helping her get the pricey bike secondhand for much less than it could have been.
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Debts_of_Despair

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Re: Overheard at Work
« Reply #17799 on: June 07, 2017, 07:05:23 PM »
I think I freaked out someone at work when discussing our pension plan. We have government jobs with a fairly generous pension plan (the higher of defined benefit vs defined contribution, calculated each year in retirement). I just said that I am not counting on it being the way it is now when I draw from it. She just said, "it better be because people are counting on it! It's not like I have any RRSPs."

Yikes. I suppose if there are any changes in the future we might be grandfathered in, but silly me never really considered that people working here would have NO OTHER retirement plans. This colleague definitely does not know about my plans. No one at work really does, except one temp who is 25 and I vaguely talked about frugality and early retirement. I recommended they read The Millionaire Teacher. Perhaps I should tell that to the 45 year old without a backup plan too...

That is the norm at my govt employer.  Sad.