Author Topic: Overheard at Work  (Read 8614408 times)

BrightFIRE

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I can't believe no one will go shopping!
« Reply #17200 on: April 07, 2017, 11:06:43 AM »
Co-worker noticed a nearby housewares store having a 50% off sale. She asked me and another co-worker if we wanted to go over at lunch. Co-worker 2 said maybe. I said no. She was like, "Oh, come on, it'll be fun." Co-worker 2 wavered. I said, "I don't think I need anything, thanks." Her response was, "I don't need anything either." (!)

When I continued to decline, co-worker 2 toughened up and said she would also skip it. Co-worker then said, "I can't believe I can't get anyone to go shopping with me. That's sad!" She's always complaining about money. Yes, I'm the one who's sad. :-/

This was one of the most surreal conversations I've ever been a part of.

Playing with Fire UK

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Re: Overheard at Work
« Reply #17201 on: April 07, 2017, 03:25:58 PM »
I have a work issue today.  After reading about all the shame and comedy when employees complain that their paychecks are late, I feel a bit selfish for this...

I quit work on March 10th, last day, with over 6 weeks of notice given.   HR has failed to enter my final paperwork twice now, so that I have have to wait an extra 4 (FOUR!) weeks to get my vacation payout.   This was intended to be my self-created severance pay, representing 5 weeks of work.


Am I crazy to feel put out that they made mistakes and delaying payout by 4 weeks?   I don't NEED the money today.  I would just sleep better if I had control over it.

While it is sad when a delayed check completely screws up someone's life because they are so financially on the edge, I don't think it's non-Mustachian to complain when a paycheck it late.  An employer expects the employees to be on time (or have projects in on time if they work from home).  Employees should expect to be paid on time.  In general the pay schedule to explained during orientation or in the employee manual.

This.  It appears that within the next 30 days 537 babies (I count the executive branch too) may cause me to get an IOU instead of a paycheck because the can't pass a fucking budget.  I bitch just as much as my paycheck to paycheck co-workers.  Why the fuck should I have to move money from my savings, or delay a scheduled investment movement because they haven't done their job that should have been done 9 months ago.  Just because I have an emergency fund does not mean I want to use it.  I do enjoy the "we swear neverrun has a job that will pay her at some point" letter they give me to provide to creditors.

Do you get the pay for the days during the baby-throwing-things-out-the-pram phase neverrun? I never fully understood that? Also, good luck and I hope the babies sort things out quickly.

Dollar Slice

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Re: Overheard at Work
« Reply #17202 on: April 07, 2017, 03:51:55 PM »
Me and my co-workers became eligible to sign up for a 401(k) plan today. I was formerly the HR/benefits person so my co-workers still tend to ask me questions about stuff like this. One of them was filling it out and asked me one or two things, then wondered aloud about whether it would accept a percentage lower than 1%, because it said you could fill in a number from 1 to 100. I'm hoping it was a hypothetical/rhetorical question, but I was afraid to ask. :-/ 

Marty

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Re: Overheard at Work
« Reply #17203 on: April 07, 2017, 04:30:09 PM »
As soon as I walked into work to start my 12 hour shift today I experienced something noteworthy for this discussion!  My two coworkers know that I ride motorcycles and so do they.  CW1 yells my name and excitedly asks if I want to ride to the BMW dealership this weekend with him and CW2 so they can both buy BMW S1000RRs ($19,000 brand new).  I politely decline saying I have to work noon to midnight on Saturday and Sunday (truth).  They’ve been talking about getting new motorcycles for the past week and even tried getting me to buy a new one with them.  I’m perfectly happy with my $6000 bike that I paid for in cash :)

What makes this even worse is that CW1 had his motorcycle stolen a few months ago and never reported the incident to his insurance company because he owes more on the bike than it’s worth.  So he is still paying insurance/payments on his stolen motorcycle.  CW2 was freaking out last year about his re-enlistment (we’re in the Marine Corps) taking longer than it should and how he can’t afford to be out for even a week because he lives paycheck to paycheck and wouldn’t be able to afford his mortgage payment.  On top of that, CW2 just recently bought (financed) a brand new $14,000 Harley-Davidson about 5 months ago and is already “bored” of it so he is willing to trade it in to the BMW dealership and roll his negative equity into the new motorcycle.  FML this is why the military gets a bad rep when it comes to personal finance and buying flashy vehicles with deployment money, re-enlistment money, or flat-out no money.

stoaX

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Re: Overheard at Work
« Reply #17204 on: April 07, 2017, 04:59:46 PM »
As soon as I walked into work to start my 12 hour shift today I experienced something noteworthy for this discussion!  My two coworkers know that I ride motorcycles and so do they.  CW1 yells my name and excitedly asks if I want to ride to the BMW dealership this weekend with him and CW2 so they can both buy BMW S1000RRs ($19,000 brand new).  I politely decline saying I have to work noon to midnight on Saturday and Sunday (truth).  They’ve been talking about getting new motorcycles for the past week and even tried getting me to buy a new one with them.  I’m perfectly happy with my $6000 bike that I paid for in cash :)

What makes this even worse is that CW1 had his motorcycle stolen a few months ago and never reported the incident to his insurance company because he owes more on the bike than it’s worth.  So he is still paying insurance/payments on his stolen motorcycle.  CW2 was freaking out last year about his re-enlistment (we’re in the Marine Corps) taking longer than it should and how he can’t afford to be out for even a week because he lives paycheck to paycheck and wouldn’t be able to afford his mortgage payment.  On top of that, CW2 just recently bought (financed) a brand new $14,000 Harley-Davidson about 5 months ago and is already “bored” of it so he is willing to trade it in to the BMW dealership and roll his negative equity into the new motorcycle.  FML this is why the military gets a bad rep when it comes to personal finance and buying flashy vehicles with deployment money, re-enlistment money, or flat-out no money.

"..roll negative equity into the new motorcycle..."   So sad.

Debts_of_Despair

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Re: Overheard at Work
« Reply #17205 on: April 07, 2017, 06:47:45 PM »
Financing a motorcycle... I seriously feel bad for those people.  On a similar note, some of the people I ride bikes with have $10k+ bicycles.  I have a hunch that some of them were financed.  Just brutal.

SwordGuy

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Re: Overheard at Work
« Reply #17206 on: April 07, 2017, 09:57:06 PM »
Overheard in the hallway at work:

"I guess I'll have to sell my AR-15 to pay for the car repair."


Paul der Krake

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Re: Overheard at Work
« Reply #17207 on: April 07, 2017, 10:50:48 PM »
Overheard in the hallway at work:

"I guess I'll have to sell my AR-15 to pay for the car repair."
I have heard that January-February is a great time to find deals on firearms, because people are overextended from Christmas and still need to pay their rent before their tax refunds arrive.

LennStar

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Re: Overheard at Work
« Reply #17208 on: April 08, 2017, 02:58:13 AM »
Overheard in the hallway at work:

"I guess I'll have to sell my AR-15 to pay for the car repair."
I have heard that January-February is a great time to find deals on firearms, because people are overextended from Christmas and still need to pay their rent before their tax refunds arrive.
I guess its also a great time to shop for "slightly used" household items.

Playing with Fire UK

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Re: Overheard at Work
« Reply #17209 on: April 08, 2017, 06:56:02 AM »
Overheard in the hallway at work:

"I guess I'll have to sell my AR-15 to pay for the car repair."
I have heard that January-February is a great time to find deals on firearms, because people are overextended from Christmas and still need to pay their rent before their tax refunds arrive.
I guess its also a great time to shop for "slightly used" household items.

This is incredibly sad.

Tom Bri

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Re: Overheard at Work
« Reply #17210 on: April 08, 2017, 09:49:48 PM »

[/quote]
You're killing yourself, but you're doing it frugally? #Getthefuckouttahere!
[/quote]

I grow my own tobacco, and roll cigars and chew some of it.

lifejoy

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Re: Overheard at Work
« Reply #17211 on: April 10, 2017, 06:15:04 AM »
"I'm so tired of people shitting on me! If I didn't need this job, I would be SO out of here!!"

Don't worry, she probably only has to work 25 more years.

(This quote makes me feel bad for her and her inability to quit, but also motivates ME so I don't have to be around people like her who turn everything into a "poor me" sob-fest).

Playing with Fire UK

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Re: Overheard at Work
« Reply #17212 on: April 10, 2017, 06:49:30 AM »
"I'm so tired of people shitting on me! If I didn't need this job, I would be SO out of here!!"

Don't worry, she probably only has to work 25 more years.

(This quote makes me feel bad for her and her inability to quit, but also motivates ME so I don't have to be around people like her who turn everything into a "poor me" sob-fest).

But the sad thing is it is most likely your CW's choices that had led to needing the job. And I bet they don't see it that way.

Spiffy

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Re: Overheard at Work
« Reply #17213 on: April 10, 2017, 10:31:08 AM »
I have two overheard at work stories today!
1. I was talking to my co worker last week about my upcoming trip to Italy (I'm so excited!). I wasn't even bragging about the great deals I got on our hotel or about how much "free money" I will get to use from credit card rewards. We were just talking about the sites to see and she volunteered that she is still paying off her trip to Europe from last year. I was shocked. She is married to a military vet, so they have three paychecks between them and no kids to support (though I am pretty sure she pays for a lot of stuff for her grown children and grandchildren). But this is the same person who recently asked if I had done my Easter shopping so maybe I shouldn't be surprised.
2. A married couple that we work with recently bought a house to fix up in a town that is 30 miles away from where we all work. I thought that since they both work at the same place, at least they could drive in together. Just found out that, Nope, they each take their own car because one drives home in the middle of the day to let their little dog out.

Reynold

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Re: Overheard at Work
« Reply #17214 on: April 10, 2017, 01:18:44 PM »
2. A married couple that we work with recently bought a house to fix up in a town that is 30 miles away from where we all work. I thought that since they both work at the same place, at least they could drive in together. Just found out that, Nope, they each take their own car because one drives home in the middle of the day to let their little dog out.

Assuming that person doesn't then stay home all afternoon and just work half a day, couldn't they still share a car?  The one staying at work while the car is round tripping wouldn't need it while working, unless they are a delivery person or something.  Alternatively, maybe it would save them money to put in a climate conditioned dog house? :)

cheapass

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Re: Overheard at Work
« Reply #17215 on: April 10, 2017, 02:06:18 PM »
But the sad thing is it is most likely your CW's choices that had led to needing the job. And I bet they don't see it that way.

If you're able to mentally decouple actions from consequences, and maybe blame it on "the economy" or "the rich" or whatever scapegoat is convenient at the time, then you don't have to take any responsibility or change any behaviors! YOLO!!!

BDWW

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Re: Overheard at Work
« Reply #17216 on: April 10, 2017, 04:23:56 PM »
2. A married couple that we work with recently bought a house to fix up in a town that is 30 miles away from where we all work. I thought that since they both work at the same place, at least they could drive in together. Just found out that, Nope, they each take their own car because one drives home in the middle of the day to let their little dog out.

Assuming that person doesn't then stay home all afternoon and just work half a day, couldn't they still share a car?  The one staying at work while the car is round tripping wouldn't need it while working, unless they are a delivery person or something.  Alternatively, maybe it would save them money to put in a climate conditioned dog house? :)

My thoughts too, isn't the whole reason to live that far away from work... space? i.e. suburbia? Just leave the dog outside! I suppose there's a few places/dog combinations where that might not work, but that probably indicates you have the wrong dog(chihuahua in alaska, or husky in fl/az).

HappierAtHome

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Re: Overheard at Work
« Reply #17217 on: April 11, 2017, 12:04:41 AM »
"I'm so tired of people shitting on me! If I didn't need this job, I would be SO out of here!!"

Don't worry, she probably only has to work 25 more years.

Depressing.

paddedhat

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Re: Overheard at Work
« Reply #17218 on: April 11, 2017, 06:47:21 AM »
As soon as I walked into work to start my 12 hour shift today I experienced something noteworthy for this discussion!  My two coworkers know that I ride motorcycles and so do they.  CW1 yells my name and excitedly asks if I want to ride to the BMW dealership this weekend with him and CW2 so they can both buy BMW S1000RRs ($19,000 brand new).  I politely decline saying I have to work noon to midnight on Saturday and Sunday (truth).  They’ve been talking about getting new motorcycles for the past week and even tried getting me to buy a new one with them.  I’m perfectly happy with my $6000 bike that I paid for in cash :)

What makes this even worse is that CW1 had his motorcycle stolen a few months ago and never reported the incident to his insurance company because he owes more on the bike than it’s worth.  So he is still paying insurance/payments on his stolen motorcycle.  CW2 was freaking out last year about his re-enlistment (we’re in the Marine Corps) taking longer than it should and how he can’t afford to be out for even a week because he lives paycheck to paycheck and wouldn’t be able to afford his mortgage payment.  On top of that, CW2 just recently bought (financed) a brand new $14,000 Harley-Davidson about 5 months ago and is already “bored” of it so he is willing to trade it in to the BMW dealership and roll his negative equity into the new motorcycle.  FML this is why the military gets a bad rep when it comes to personal finance and buying flashy vehicles with deployment money, re-enlistment money, or flat-out no money.


Coworker's older teenage son shows up at home with a brand new crotch rocket. He tells dad, "no worries, it's only $100 a month". Problem #1, it's a teaser rate, and jumps several hundred a month in a year. Problem #2, there is no full coverage insurance that the kid can afford, since he is a punk with a shit driving record, and he isn't even an adult yet. The only reason this stupidity was even possible is that the manufacturer was also the lender. Problem #3 the kid is an award winning motocross racer who isn't smart enough to not end up dead, or in a wheelchair, while operating a street bike that can go in excess of 160MPH.  Problem #4, dad quickly has enough of this crap, and tells son that it's getting sold,and dad will come up with the cash to bridge the deficit, and make this horror story go away. Shit deal for dad, but better than a late night trip to the morgue. Final problem, when selling a fairly new crotch rocket, you will not only lose your ass, but you will attract a universe worth of dreamers, idiots, and liars.

     "Dude, I can spot you $2000 down, if you can do a personal loan for the balance. I'm solid, YO"

   " Dude, my student loan comes through in a few weeks, can I give you a hundred to hold it"

   "Will you take a trade? I have an Xbox and a 400 YZ that's totally badass. That cool bro.?

It was painful to watch. The bike was finally liquidated, and dad was out $4k.   

Playing with Fire UK

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Re: Overheard at Work
« Reply #17219 on: April 11, 2017, 07:10:26 AM »
It was painful to watch. The bike was finally liquidated, and dad was out $4k.

Brutal, but a bargain as it avoids the trip to the morgue.

Malum Prohibitum

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Re: Overheard at Work
« Reply #17220 on: April 11, 2017, 07:25:14 AM »
Coworker's older teenage son shows up at home with a brand new crotch rocket. He tells dad, "no worries, it's only $100 a month". Problem #1, it's a teaser rate, and jumps several hundred a month in a year. Problem #2, there is no full coverage insurance that the kid can afford, since he is a punk with a shit driving record, and he isn't even an adult yet.
  In what legal jurisdiction can a person who is not yet an adult contract for goods (the motorcycle) and financial services (the loan)?

zephyr911

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Re: Overheard at Work
« Reply #17221 on: April 11, 2017, 07:32:27 AM »

I babysit occasionally for friends of mine with 4 kids.  I know they buy lots of junk food, toys, and of course, have the expenses of 4 kids.  They laugh about the expense of groceries and how it matches their mortgage payments.... she works a government job in accounting or something related and he is a school teacher.

He has (at last count) 3 utility shelves (the metal/garage style ones) filled FULL (think, stacked from shelf to the bottom of the next shelf)  of Jordans and fancy Nike shoes.  The top of their wall length closet is also packed from shelf to ceiling with such shoes.  They are still in the boxes, he rotates wearing them, and if it rains, he has a back up pair of "crappy" (aka, normal) shoes to wear instead, and carries his Jordans in his backpack.

He likely has over 300 pairs of these things.  And he is over 6 foot, so I'm sure his size is unusual and potentially more expensive (I wouldn't know...I've never bought Jordans). 

If that were all, I'd be like "whatever, thats his thing".  NOPE.  He also has almost a full basement (2 small rooms are kids rooms, that main living space and extra room in the basement are his) FULL of cardinal baseball stuff.

Collectibles, signed stuff, autographed balls, etc.  FULL, as in, no wall space, most of the floor space taken up with the displays....shelves everywhere full.

The amount of money spent on his "collections" makes me wince...particularly since I get their mail for them too, and I know they still owe on student loans, and they are in their early/mid 30s.

That's some straight-up Imelda Marcos shit right there... xD

Just Joe

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Re: Overheard at Work
« Reply #17222 on: April 11, 2017, 07:34:15 AM »
The ridiculous part is that I see nice bikes around here for less than $4K all the time. Not the fastest or coolest bikes but plenty of fun.

jinga nation

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Re: Overheard at Work
« Reply #17223 on: April 11, 2017, 07:44:51 AM »

I babysit occasionally for friends of mine with 4 kids.  I know they buy lots of junk food, toys, and of course, have the expenses of 4 kids.  They laugh about the expense of groceries and how it matches their mortgage payments.... she works a government job in accounting or something related and he is a school teacher.

He has (at last count) 3 utility shelves (the metal/garage style ones) filled FULL (think, stacked from shelf to the bottom of the next shelf)  of Jordans and fancy Nike shoes.  The top of their wall length closet is also packed from shelf to ceiling with such shoes.  They are still in the boxes, he rotates wearing them, and if it rains, he has a back up pair of "crappy" (aka, normal) shoes to wear instead, and carries his Jordans in his backpack.

He likely has over 300 pairs of these things.  And he is over 6 foot, so I'm sure his size is unusual and potentially more expensive (I wouldn't know...I've never bought Jordans). 

If that were all, I'd be like "whatever, thats his thing".  NOPE.  He also has almost a full basement (2 small rooms are kids rooms, that main living space and extra room in the basement are his) FULL of cardinal baseball stuff.

Collectibles, signed stuff, autographed balls, etc.  FULL, as in, no wall space, most of the floor space taken up with the displays....shelves everywhere full.

The amount of money spent on his "collections" makes me wince...particularly since I get their mail for them too, and I know they still owe on student loans, and they are in their early/mid 30s.

That's some straight-up Imelda Marcos shit right there... xD
Dang Zephyr! I thought I was the only one who equated a shoe collecting fetish with The Imelda.

Collections... for what? To sit and stare at? Fuck that, that's the equivalent of a garage queen that is never taken out for a spin.

I think collecting is an American illness. Pairs well with Diabeetus. http://knowyourmeme.com/memes/diabeetus

Abooki

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Re: Overheard at Work
« Reply #17224 on: April 11, 2017, 08:19:22 AM »
"I'm so tired of people shitting on me! If I didn't need this job, I would be SO out of here!!"


I can't count how many times I have heard this. And everytime I have heard this from my colleagues I try to introduce them to the concept of FIRE and all they say "that is stupid". We are all in our early- late 20s - they have time to change things over but most likely won't

craiglepaige

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Re: Overheard at Work
« Reply #17225 on: April 11, 2017, 08:42:29 AM »
My mid twenties co-worker has a baby on the way and told me yesterday he and his wife(they kinda got married just cause the baby but whatever) are going to be trading in both their cars. Car number one is a 2013 Mazda 3 with 70k miles, the other a 2015 Ford Focus with 12k miles. They'll be traded on a Subaru WRX/FullCab Sierra and a Toyota RAV4, respectively. 

Reason why? Safety and space. They want their baby to be safe and need the space to haul him/stuff around.

I would guess he makes about $45-55k a year. I don't know what she makes but from the conversations we have had, I believe she has a receptionist job.

And he also told me he got a quote over the weekend of $200 for landscaping work around his house. 

WTF???

I laughed when he said that because on my lunch break I went to Lowe's and bought 15 bags of mulch for the front flower bed. It cost $41 and took me less than an hour to lay it all down last night.

RetiredAt63

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Re: Overheard at Work
« Reply #17226 on: April 11, 2017, 09:34:15 AM »
My mid twenties co-worker has a baby on the way and told me yesterday he and his wife(they kinda got married just cause the baby but whatever) are going to be trading in both their cars. Car number one is a 2013 Mazda 3 with 70k miles,

I have a 2010 Mazda3 hatchback.  Plenty of room for a baby seat.  Of course if they have a sedan instead of a hatchback they won't have as much room for "stuff" but they will still have lots. If this were a third baby I could maybe see the need but for the first?

seanc0x0

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Re: Overheard at Work
« Reply #17227 on: April 11, 2017, 09:53:09 AM »
My mid twenties co-worker has a baby on the way and told me yesterday he and his wife(they kinda got married just cause the baby but whatever) are going to be trading in both their cars. Car number one is a 2013 Mazda 3 with 70k miles,

I have a 2010 Mazda3 hatchback.  Plenty of room for a baby seat.  Of course if they have a sedan instead of a hatchback they won't have as much room for "stuff" but they will still have lots. If this were a third baby I could maybe see the need but for the first?

No kidding.  We took a trip to the coast (1500km away) and back with our Honda Fit and 2 kids. Only problem was going up a few steep mountain hills, where the car was a bit underpowered. No problem with space, and my wife doesn't really do 'packing light'.

cheapass

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Re: Overheard at Work
« Reply #17228 on: April 11, 2017, 09:59:22 AM »
"I'm so tired of people shitting on me! If I didn't need this job, I would be SO out of here!!"

Reminds me of a quote from the movie BASEketball.

"Dude, I swear, you guys rip on me like 13 or 14 more times and I'm outta here!"

"Yeah, whatever ya 'lil bitch."

gReed Smith

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Re: Overheard at Work
« Reply #17229 on: April 11, 2017, 10:11:02 AM »
Coworker's older teenage son shows up at home with a brand new crotch rocket. He tells dad, "no worries, it's only $100 a month". Problem #1, it's a teaser rate, and jumps several hundred a month in a year. Problem #2, there is no full coverage insurance that the kid can afford, since he is a punk with a shit driving record, and he isn't even an adult yet.
  In what legal jurisdiction can a person who is not yet an adult contract for goods (the motorcycle) and financial services (the loan)?

Under 18 and the kid could most likely have repudiated the contract.

Debts_of_Despair

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Re: Overheard at Work
« Reply #17230 on: April 11, 2017, 10:13:04 AM »
"I'm so tired of people shitting on me! If I didn't need this job, I would be SO out of here!!"

Don't worry, she probably only has to work 25 more years.

(This quote makes me feel bad for her and her inability to quit, but also motivates ME so I don't have to be around people like her who turn everything into a "poor me" sob-fest).

The other version of this that I frequently hear is "as soon as I win the lottery I am out of here!"

Playing with Fire UK

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Re: Overheard at Work
« Reply #17231 on: April 11, 2017, 10:15:56 AM »
"I'm so tired of people shitting on me! If I didn't need this job, I would be SO out of here!!"
Don't worry, she probably only has to work 25 more years.
(This quote makes me feel bad for her and her inability to quit, but also motivates ME so I don't have to be around people like her who turn everything into a "poor me" sob-fest).
The other version of this that I frequently hear is "as soon as I win the lottery I am out of here!"

I hear this as they are turning down the offer of a pensions seminar. It burns my ears.

conpewter

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Re: Overheard at Work
« Reply #17232 on: April 11, 2017, 10:32:56 AM »
craiglepaige, keep an eye out in your area for free mulch.  Several cities I live in/near have a pile of free mulch all year long

craiglepaige

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Re: Overheard at Work
« Reply #17233 on: April 11, 2017, 10:36:59 AM »
craiglepaige, keep an eye out in your area for free mulch.  Several cities I live in/near have a pile of free mulch all year long

Hmmm interesting. I had no idea, I'll make sure to keep an eye out for it.

I thought about getting a used wood chipper and making my own since I have enough land/trees but I didn't find cheap chippers. I also like black mulch, so I need to figure out how to tint my own.

infogoon

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Re: Overheard at Work
« Reply #17234 on: April 11, 2017, 11:32:26 AM »
craiglepaige, keep an eye out in your area for free mulch.  Several cities I live in/near have a pile of free mulch all year long

That's what my city does with the Christmas trees they collect.

LennStar

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Re: Overheard at Work
« Reply #17235 on: April 11, 2017, 12:15:48 PM »
"I'm so tired of people shitting on me! If I didn't need this job, I would be SO out of here!!"
Don't worry, she probably only has to work 25 more years.
(This quote makes me feel bad for her and her inability to quit, but also motivates ME so I don't have to be around people like her who turn everything into a "poor me" sob-fest).
The other version of this that I frequently hear is "as soon as I win the lottery I am out of here!"
Yeah and then they aren't even trying.
I mean its a shit strategy to aim for a big lottery win, but if you do, WTF aren't you putting in 500$+ every month and only buy one ticket each weekend???

Quote
I also like black mulch, so I need to figure out how to tint my own.
A small fire can do wonders.
I don't know how you make this stuff, but I would not be surprised if that is actually what they do. Half-charred charcoal.

Joggernot

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Re: Overheard at Work
« Reply #17236 on: April 11, 2017, 01:08:47 PM »
craiglepaige, keep an eye out in your area for free mulch.  Several cities I live in/near have a pile of free mulch all year long
We get free mulch and composted mulch from the transfer station (dump) in our area. 

CptCool

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Re: Overheard at Work
« Reply #17237 on: April 11, 2017, 01:10:16 PM »
craiglepaige, keep an eye out in your area for free mulch.  Several cities I live in/near have a pile of free mulch all year long

Isn't the mulch you buy usually non-organic material, or at least something that doesn't break down into soil? I thought the purpose of the mulch was to discourage growth in the area it was placed so only the intended plants grow instead of weeds?

mtn

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Re: Overheard at Work
« Reply #17238 on: April 11, 2017, 01:22:12 PM »
craiglepaige, keep an eye out in your area for free mulch.  Several cities I live in/near have a pile of free mulch all year long

Isn't the mulch you buy usually non-organic material, or at least something that doesn't break down into soil? I thought the purpose of the mulch was to discourage growth in the area it was placed so only the intended plants grow instead of weeds?

Not quite. It is all organic material (at least in my experience), and its intent is to suppress weed growth. It also theoretically will trap moisture.

Since it is organic, it does eventually break down and become part of the soil.

BTDretire

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Re: Overheard at Work
« Reply #17239 on: April 11, 2017, 02:03:56 PM »

I babysit occasionally for friends of mine with 4 kids.  I know they buy lots of junk food, toys, and of course, have the expenses of 4 kids.  They laugh about the expense of groceries and how it matches their mortgage payments.... she works a government job in accounting or something related and he is a school teacher.

He has (at last count) 3 utility shelves (the metal/garage style ones) filled FULL (think, stacked from shelf to the bottom of the next shelf)  of Jordans and fancy Nike shoes.  The top of their wall length closet is also packed from shelf to ceiling with such shoes.  They are still in the boxes, he rotates wearing them, and if it rains, he has a back up pair of "crappy" (aka, normal) shoes to wear instead, and carries his Jordans in his backpack.

He likely has over 300 pairs of these things.  And he is over 6 foot, so I'm sure his size is unusual and potentially more expensive (I wouldn't know...I've never bought Jordans). 

If that were all, I'd be like "whatever, thats his thing".  NOPE.  He also has almost a full basement (2 small rooms are kids rooms, that main living space and extra room in the basement are his) FULL of cardinal baseball stuff.

Collectibles, signed stuff, autographed balls, etc.  FULL, as in, no wall space, most of the floor space taken up with the displays....shelves everywhere full.

The amount of money spent on his "collections" makes me wince...particularly since I get their mail for them too, and I know they still owe on student loans, and they are in their early/mid 30s.

That's some straight-up Imelda Marcos shit right there... xD
  My 20's something kids camera phoned me this weekend, we talked and then one of their mothers collections came up, I refererenced, we should just call her Imelda, both kids were clueless. Of course one of them Googled it.
It clicked when they read 3000 pairs...

BTDretire

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Re: Overheard at Work
« Reply #17240 on: April 11, 2017, 02:04:12 PM »

I babysit occasionally for friends of mine with 4 kids.  I know they buy lots of junk food, toys, and of course, have the expenses of 4 kids.  They laugh about the expense of groceries and how it matches their mortgage payments.... she works a government job in accounting or something related and he is a school teacher.

He has (at last count) 3 utility shelves (the metal/garage style ones) filled FULL (think, stacked from shelf to the bottom of the next shelf)  of Jordans and fancy Nike shoes.  The top of their wall length closet is also packed from shelf to ceiling with such shoes.  They are still in the boxes, he rotates wearing them, and if it rains, he has a back up pair of "crappy" (aka, normal) shoes to wear instead, and carries his Jordans in his backpack.

He likely has over 300 pairs of these things.  And he is over 6 foot, so I'm sure his size is unusual and potentially more expensive (I wouldn't know...I've never bought Jordans). 

If that were all, I'd be like "whatever, thats his thing".  NOPE.  He also has almost a full basement (2 small rooms are kids rooms, that main living space and extra room in the basement are his) FULL of cardinal baseball stuff.

Collectibles, signed stuff, autographed balls, etc.  FULL, as in, no wall space, most of the floor space taken up with the displays....shelves everywhere full.

The amount of money spent on his "collections" makes me wince...particularly since I get their mail for them too, and I know they still owe on student loans, and they are in their early/mid 30s.

That's some straight-up Imelda Marcos shit right there... xD
  My 20's something kids camera phoned me this weekend, we talked and then one of their mothers collections came up, I refererenced, we should just call her Imelda, both kids were clueless. Of course one of them Googled it.
It clicked when they read 3000 pairs...

zephyr911

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Re: Overheard at Work
« Reply #17241 on: April 11, 2017, 02:59:16 PM »
Dang Zephyr! I thought I was the only one who equated a shoe collecting fetish with The Imelda.

Collections... for what? To sit and stare at? Fuck that, that's the equivalent of a garage queen that is never taken out for a spin.

I think collecting is an American illness. Pairs well with Diabeetus. http://knowyourmeme.com/memes/diabeetus

I had a weird season and actually bought three new pairs of running shoes... apparently my feet are still growing here in my late 30s (??) so two pairs became unusable and the others just plain wore out. (three because I do enough trail running to have trail shoes, and it's better for both the shoes and the feet if you rotate your road shoes)
Then I realized that even as an aspiring millionaire, I should pay more attention to those things, because my shoes were all so thrashed that it was making running harder. While I plan to semi-FIRE this year, I have about five years till ANG retirement so that annual test is worth a lot of $$.

zolotiyeruki

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Re: Overheard at Work
« Reply #17242 on: April 11, 2017, 03:19:01 PM »
craiglepaige, keep an eye out in your area for free mulch.  Several cities I live in/near have a pile of free mulch all year long
That is certainly the case where I live--due to emerald ash borer, our local public works department has a HUGE pile of mulch that's free for the taking, as much and whenever you want.  It's not as "nice" as the retail packaged mulch, but after a year, you can't tell the difference :) (well, except for maybe the color)

paddedhat

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Re: Overheard at Work
« Reply #17243 on: April 11, 2017, 08:39:51 PM »
Coworker's older teenage son shows up at home with a brand new crotch rocket. He tells dad, "no worries, it's only $100 a month". Problem #1, it's a teaser rate, and jumps several hundred a month in a year. Problem #2, there is no full coverage insurance that the kid can afford, since he is a punk with a shit driving record, and he isn't even an adult yet.
  In what legal jurisdiction can a person who is not yet an adult contract for goods (the motorcycle) and financial services (the loan)?

Sorry, my comment about not being an adult is strictly addressing his insurance mess, as he was 18, and seven years away, assuming a greatly improved driving record, from qualifying for reasonable insurance rates for a crotch rocket in this state. Other than that the bike and the loan were perfectly legal and stupid.
« Last Edit: April 11, 2017, 08:44:48 PM by paddedhat »

mustachepungoeshere

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Re: Overheard at Work
« Reply #17244 on: April 12, 2017, 04:32:50 AM »
... But this is the same person who recently asked if I had done my Easter shopping so maybe I shouldn't be surprised.

My colleagues!

I work in a small team but the majority have done their Easter shopping at a specialty chocolate shop near our work.

One spent $300.

Another bought a $35 egg for her adult daughter and a smaller version ($27) for daughter's housemate. Daughter complained that the flatmate's egg was smaller and that it made her mother look cheap. :o

Marty

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Re: Overheard at Work
« Reply #17245 on: April 12, 2017, 11:30:17 AM »
As soon as I walked into work to start my 12 hour shift today I experienced something noteworthy for this discussion!  My two coworkers know that I ride motorcycles and so do they.  CW1 yells my name and excitedly asks if I want to ride to the BMW dealership this weekend with him and CW2 so they can both buy BMW S1000RRs ($19,000 brand new).  I politely decline saying I have to work noon to midnight on Saturday and Sunday (truth).  They’ve been talking about getting new motorcycles for the past week and even tried getting me to buy a new one with them.  I’m perfectly happy with my $6000 bike that I paid for in cash :)

What makes this even worse is that CW1 had his motorcycle stolen a few months ago and never reported the incident to his insurance company because he owes more on the bike than it’s worth.  So he is still paying insurance/payments on his stolen motorcycle.  CW2 was freaking out last year about his re-enlistment (we’re in the Marine Corps) taking longer than it should and how he can’t afford to be out for even a week because he lives paycheck to paycheck and wouldn’t be able to afford his mortgage payment.  On top of that, CW2 just recently bought (financed) a brand new $14,000 Harley-Davidson about 5 months ago and is already “bored” of it so he is willing to trade it in to the BMW dealership and roll his negative equity into the new motorcycle.  FML this is why the military gets a bad rep when it comes to personal finance and buying flashy vehicles with deployment money, re-enlistment money, or flat-out no money.


Coworker's older teenage son shows up at home with a brand new crotch rocket. He tells dad, "no worries, it's only $100 a month". Problem #1, it's a teaser rate, and jumps several hundred a month in a year. Problem #2, there is no full coverage insurance that the kid can afford, since he is a punk with a shit driving record, and he isn't even an adult yet. The only reason this stupidity was even possible is that the manufacturer was also the lender. Problem #3 the kid is an award winning motocross racer who isn't smart enough to not end up dead, or in a wheelchair, while operating a street bike that can go in excess of 160MPH.  Problem #4, dad quickly has enough of this crap, and tells son that it's getting sold,and dad will come up with the cash to bridge the deficit, and make this horror story go away. Shit deal for dad, but better than a late night trip to the morgue. Final problem, when selling a fairly new crotch rocket, you will not only lose your ass, but you will attract a universe worth of dreamers, idiots, and liars.

     "Dude, I can spot you $2000 down, if you can do a personal loan for the balance. I'm solid, YO"

   " Dude, my student loan comes through in a few weeks, can I give you a hundred to hold it"

   "Will you take a trade? I have an Xbox and a 400 YZ that's totally badass. That cool bro.?

It was painful to watch. The bike was finally liquidated, and dad was out $4k.

Those responses to the motorcycle ad are pretty accurate with most of the sportbike riding crowd, unfortunately.  Makes us look like we all have half a brain.  Sucks for the kid's dad though.  Btw, the one co-worker that had the Harley traded it in yesterday and purchased the brand new BMW S1000RR.  Sigh.
« Last Edit: April 12, 2017, 11:32:25 AM by Marty »

Kevin S.

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Re: Overheard at Work
« Reply #17246 on: April 12, 2017, 02:50:14 PM »
As soon as I walked into work to start my 12 hour shift today I experienced something noteworthy for this discussion!  My two coworkers know that I ride motorcycles and so do they.  CW1 yells my name and excitedly asks if I want to ride to the BMW dealership this weekend with him and CW2 so they can both buy BMW S1000RRs ($19,000 brand new).  I politely decline saying I have to work noon to midnight on Saturday and Sunday (truth).  They’ve been talking about getting new motorcycles for the past week and even tried getting me to buy a new one with them.  I’m perfectly happy with my $6000 bike that I paid for in cash :)

What makes this even worse is that CW1 had his motorcycle stolen a few months ago and never reported the incident to his insurance company because he owes more on the bike than it’s worth.  So he is still paying insurance/payments on his stolen motorcycle.  CW2 was freaking out last year about his re-enlistment (we’re in the Marine Corps) taking longer than it should and how he can’t afford to be out for even a week because he lives paycheck to paycheck and wouldn’t be able to afford his mortgage payment.  On top of that, CW2 just recently bought (financed) a brand new $14,000 Harley-Davidson about 5 months ago and is already “bored” of it so he is willing to trade it in to the BMW dealership and roll his negative equity into the new motorcycle.  FML this is why the military gets a bad rep when it comes to personal finance and buying flashy vehicles with deployment money, re-enlistment money, or flat-out no money.


Coworker's older teenage son shows up at home with a brand new crotch rocket. He tells dad, "no worries, it's only $100 a month". Problem #1, it's a teaser rate, and jumps several hundred a month in a year. Problem #2, there is no full coverage insurance that the kid can afford, since he is a punk with a shit driving record, and he isn't even an adult yet. The only reason this stupidity was even possible is that the manufacturer was also the lender. Problem #3 the kid is an award winning motocross racer who isn't smart enough to not end up dead, or in a wheelchair, while operating a street bike that can go in excess of 160MPH.  Problem #4, dad quickly has enough of this crap, and tells son that it's getting sold,and dad will come up with the cash to bridge the deficit, and make this horror story go away. Shit deal for dad, but better than a late night trip to the morgue. Final problem, when selling a fairly new crotch rocket, you will not only lose your ass, but you will attract a universe worth of dreamers, idiots, and liars.

     "Dude, I can spot you $2000 down, if you can do a personal loan for the balance. I'm solid, YO"

   " Dude, my student loan comes through in a few weeks, can I give you a hundred to hold it"

   "Will you take a trade? I have an Xbox and a 400 YZ that's totally badass. That cool bro.?

It was painful to watch. The bike was finally liquidated, and dad was out $4k.

Those responses to the motorcycle ad are pretty accurate with most of the sportbike riding crowd, unfortunately.  Makes us look like we all have half a brain.  Sucks for the kid's dad though.  Btw, the one co-worker that had the Harley traded it in yesterday and purchased the brand new BMW S1000RR.  Sigh.


Ugh...so very true. I had multiple stories like that when trying to sell my last motorcycle. The best one was what the bike was worth in stock in his "weed business" . I drove by his shop 2 months ago (one of the many on Colfax here) - sure enough it's closed up and currently has a lease sign on the front window haha. Turds...

Sad that your co worker bought that bmw. Cool motorcycle but you never finance a toy ! It's just asking for trouble - ask me how I know lol

SeaEhm

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Re: Overheard at Work
« Reply #17247 on: April 12, 2017, 08:35:55 PM »
My mid twenties co-worker has a baby on the way and told me yesterday he and his wife(they kinda got married just cause the baby but whatever) are going to be trading in both their cars. Car number one is a 2013 Mazda 3 with 70k miles, the other a 2015 Ford Focus with 12k miles. They'll be traded on a Subaru WRX/FullCab Sierra and a Toyota RAV4, respectively. 

Reason why? Safety and space. They want their baby to be safe and need the space to haul him/stuff around.

I would guess he makes about $45-55k a year. I don't know what she makes but from the conversations we have had, I believe she has a receptionist job.

And he also told me he got a quote over the weekend of $200 for landscaping work around his house. 

WTF???

I laughed when he said that because on my lunch break I went to Lowe's and bought 15 bags of mulch for the front flower bed. It cost $41 and took me less than an hour to lay it all down last night.

Bet your car smelled delicious after work, haha.  (Actually like the smell of manure/mulch for some odd reason)

So the couple makes maybe $100k and are upgrading their cars? Wow! I love hearing that story.  Helps me justify my next car purchase quite easily, haha.

craiglepaige

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Re: Overheard at Work
« Reply #17248 on: April 13, 2017, 01:42:17 PM »
My mid twenties co-worker has a baby on the way and told me yesterday he and his wife(they kinda got married just cause the baby but whatever) are going to be trading in both their cars. Car number one is a 2013 Mazda 3 with 70k miles, the other a 2015 Ford Focus with 12k miles. They'll be traded on a Subaru WRX/FullCab Sierra and a Toyota RAV4, respectively. 

Reason why? Safety and space. They want their baby to be safe and need the space to haul him/stuff around.

I would guess he makes about $45-55k a year. I don't know what she makes but from the conversations we have had, I believe she has a receptionist job.

And he also told me he got a quote over the weekend of $200 for landscaping work around his house. 

WTF???

I laughed when he said that because on my lunch break I went to Lowe's and bought 15 bags of mulch for the front flower bed. It cost $41 and took me less than an hour to lay it all down last night.

Bet your car smelled delicious after work, haha.  (Actually like the smell of manure/mulch for some odd reason)

So the couple makes maybe $100k and are upgrading their cars? Wow! I love hearing that story.  Helps me justify my next car purchase quite easily, haha.

Luckily it was a beautiful day in Cleveland (70's and sunny), so all the windows were down and the smell didn't "stick" for long lol.

I doubt they make that much money combined. I actually found out he makes $17 and hour plus a small commission from one of his coworkers. So maybe what, $45k a year? It's a stupid position in which he's putting himself.

Chris22

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Re: Overheard at Work
« Reply #17249 on: April 13, 2017, 02:53:25 PM »
Interested in what sort of landscaping one can get done for $200.  Around here, a couple yards of mulch delivered is probably $100+, or you can spend around the same buying it bag by bag.  I then have to pay $2/bag to have yard waste taken away (no place to dump it).  So $200 could be a really good deal depending on what was being done.  I'm pretty sure aside from just a pure mowing, I couldn't even get a landscaping crew to come out for a job that was only going to cost $200.