Author Topic: Overheard at Work  (Read 5656037 times)

Tasty Pinecones

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Re: Overheard at Work
« Reply #16900 on: February 16, 2017, 09:22:48 AM »
OTOH, I basically paid for my wife's engagement ring by staying with family during my last short stretch in the military and signing a lease with them where I paid $200/mo rent and received a ~$1k housing allowance from the military (all legal).  I actually paid the $200/mo, and my parents gave it all back to me when I left the military and moved out.  That plus the balance of the $1k/mo I had saved bought the engagement ring once I secured a civilian job and moved out.  But I have a great relationship with my parents.

Yeah - that was a great idea. I was never stationed anywhere near my family. And that was partially intentional. ;)

They were a part of why I joined the military in the first place... ;)

In some ways they were very much helicopter parents before that was a thing. When I returned the same rules I had in MS and HS went back into effect. I think their intentions were good but we had already been domestically incompatible for several years before the military. I made a plan and left again pretty quickly. Had a long time girlfriend at that point but that situation flamed out too within a few months.

With This Herring

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Re: Overheard at Work
« Reply #16901 on: February 16, 2017, 12:13:56 PM »
I walk away for two days, and look what I miss!

*snip*

And guys, I don't mind the correction, I just learned something new. For the people who think grammar is important, please note that it can be very important in more formal settings and correcting foreigners is fine. But unless you speak another language as fluent as them don't be a grammar nazi. It just doesn't make your true wonderful self come out as nicely ;).

I can tell you that I speak a tiny bit of Spanish and know a smattering of words in other languages.  It is obvious your polyglot skills far exceed mine.  :)  And I am endlessly grateful that I do not need to learn English as a second language, for it is full of a million rules that change for each circumstance.

Thanks for the defense, ormaybemidgets.  (You're a fan of a certain large-scale band, perhaps? *grin*)

No offense taken, Torran.

I do try not to correct the grammar of native English speakers or infrequent grammar issues.  It is a terrible habit and very rude.  Once someone knows and is accustomed to speaking with correct grammar, that person can choose for themselves whether or not to use it.  But, if such is not the case, that person has little or no control over others' perceptions. 

But, bringing this back around to Overheard at Work, some experiences that have led me to mention grammar issues to non-native speakers:
  • At OldFirm, I had a European coworker who is married to an American man.  She wanted to be able to speak English as correctly as possible, as a significant portion of our job required written communication with clients.  She saw that I was asked to proofread certain things that OldFirm sent out, and so she asked if I would pull her aside when I heard her consistently misusing words or grammar.  I did, and she appreciated it.  Her husband did not provide her the same service, as he thought her mistakes and misunderstandings were "cute."  She found this very frustrating.
  • Also at OldFirm, a Chinese coworker got confused with the axiom "It is what it is" and began say "What it is is what it is."  He went to another American coworker for help figuring out which one was correct, but that American coworker began to use the incorrect version instead.
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ariapluscat

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Re: Overheard at Work
« Reply #16902 on: February 16, 2017, 02:48:55 PM »
not quite overheard at work and cannot disclose much detail, but for a work project i'm going through old correspondence with the university i work at.
people who have money to donate to charity can have other strange financial goings on and also seemingly inordinate amounts of time to send corrections on university newsletters and magazines.

also tumblr grammar is it's own thing and i feel like there are internet dialects. i seem to come across as quite rude/informal here but on lj and now tumblr my writing style is just conversational. ╮(︶︿︶)╭

Just wanted to say, love your userpic! Although I was always a Rei Ayanami fan, myself. :)
Me too - and we all know that redhead can be a bit rude, so.... pft!

Asuka's got an attitude, but damn, is she hot.

^^this  \(★ω★)/ and she's a stellar fighter

Tasty Pinecones

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Re: Overheard at Work
« Reply #16903 on: February 16, 2017, 02:55:54 PM »
Care to define what "\(★ω★)/" means? Genuinely interested, computer challenged.

Chris22

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Re: Overheard at Work
« Reply #16904 on: February 16, 2017, 02:58:42 PM »
Care to define what "\(★ω★)/" means? Genuinely interested, computer challenged.

This ω looks like, ahem, a gentleman's coin purse.
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RyanAtTanagra

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Re: Overheard at Work
« Reply #16905 on: February 16, 2017, 03:10:10 PM »
Care to define what "\(★ω★)/" means? Genuinely interested, computer challenged.

Looks like a starry-eyed face

Inaya

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Re: Overheard at Work
« Reply #16906 on: February 16, 2017, 05:15:28 PM »
Care to define what "\(★ω★)/" means? Genuinely interested, computer challenged.

Looks like a starry-eyed face
Waving arms, starry-eyed, kissyface.
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Adventine

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Re: Overheard at Work
« Reply #16907 on: February 16, 2017, 10:28:30 PM »
not quite overheard at work and cannot disclose much detail, but for a work project i'm going through old correspondence with the university i work at.
people who have money to donate to charity can have other strange financial goings on and also seemingly inordinate amounts of time to send corrections on university newsletters and magazines.

also tumblr grammar is it's own thing and i feel like there are internet dialects. i seem to come across as quite rude/informal here but on lj and now tumblr my writing style is just conversational. ╮(︶︿︶)╭

Just wanted to say, love your userpic! Although I was always a Rei Ayanami fan, myself. :)
Me too - and we all know that redhead can be a bit rude, so.... pft!

Asuka's got an attitude, but damn, is she hot.

^^this  \(★ω★)/ and she's a stellar fighter

Yeah, Unit 02 has the most badass fight scenes!

Metric Mouse

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Re: Overheard at Work
« Reply #16908 on: February 16, 2017, 11:06:45 PM »
Care to define what "\(★ω★)/" means? Genuinely interested, computer challenged.

Looks like a starry-eyed face
Waving arms, starry-eyed, kissyface.
Those words do not seem to gain much meaning when put into that order...
Give me one fine day of plain sailing weather and I can mess up anything.

MustacheMathTM

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Re: Overheard at Work
« Reply #16909 on: February 17, 2017, 04:43:03 AM »
Care to define what "\(★ω★)/" means? Genuinely interested, computer challenged.

Looks like a starry-eyed face
Waving arms, starry-eyed, kissyface.
Those words do not seem to gain much meaning when put into that order...
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BTDretire

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Re: Overheard at Work
« Reply #16910 on: February 17, 2017, 10:47:00 AM »
The word "am" doesn't have contractions the way "are" and "is" do.  English is a silly language.
Yeah, I wish "amn't" was a more widely-accepted term. :(

Well, it ain't.

I'm just being argumentative on the internet today, so: I studied English grammar as part of an Eng lit/lang degree. Most grammar rules were made up in the 18th century to give English some sort of gravitas in line with Latin, instead of it being viewed as a mongrel language. People were quite anxious for English to be seen as a legitimate language, because of snobbery.

Since then a lot of grammar 'rules' have gradually come into being through common usage. A lot of the rules have vanished over time.

The only rule we were given as gospel was that *as long as* people understand your meaning, your grammar is fine.

So when correcting someone's grammar, you have no real basis for doing so. Grammar was not invented by some divine being, it's just trial and error. If enough people say amn't, it will come into being.

Right throw stuff at me if you want now.

I'll throw the first stone:  as someone from an Appalachian coal town, I can tell you that grammar and pronunciation matters.  I have a degree from a top law school and people still think I'm a dirty stupid hillbilly because my grammar isn't perfect and I can drift back into that old twang/slurred speech when I'm excited or feeling relaxed.  It's worth learning and following the "rules."
I moved from the North to the South, I worked with a physicist that grew up in the South. Even though he was extremely intelligent, he didn't like taking/making interstate phone calls because he thought he sounded like a hick. I didn't even notice any Southern drawl and certainly no poor grammar in his speech. I suspect his think was remnant of his early working life, from when he worked in California.

SweetLife

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Re: Overheard at Work
« Reply #16911 on: February 20, 2017, 12:52:28 PM »
CW #1 - Oh we should buy these cute little cups for our vacation
CW #2 - Yeah we can order them now and they will be in before we go.
CW #1 - OK we need to find someone with room left on their credit card I don't
CW #2 - Me neither ...

For a $6.99 cup ... $6.99!!!!!!!!!!!!!!!!!!
« Last Edit: February 20, 2017, 12:54:05 PM by SweetLife »
Typos will happen, corrections appreciated, or just ignore ;)

mustachepungoeshere

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Re: Overheard at Work
« Reply #16912 on: February 20, 2017, 06:39:37 PM »
I don't think my colleagues realise how much of a burden buying lunch has become for them.

Every day there are the discussions about who is having what.

CW1: I feel like Thai for lunch. Want to come with me?
CW2: No, I had Thai last night. Can we get Chinese instead?
CW1: No, I don't feel like Chinese? Italian?
CW2: We're have reservations at [Italian place] for dinner.
They were still debating it when they left the office.

***

CW3: What are you having?
CW4: Oh, it's a salad from such-and-such. It's not very good on it's own, so you have to ask for extra this and that. You have to pay extra, of course, but it makes it edible.

***

CW1: What did you end up getting?
CW3: Oh, I couldn't be bothered going over the road so I just got this (from nearest cafe). It's actually not very good.

***

CW4: Oh, they gave me the wrong thing.
CW2: *examines meal* No, they didn't. That's what you ordered.
CW4: Oh. Well, it's not what I wanted. I wanted the noodles, not the soup.

They complain about the lines, the service, having to pay with cash at some places...

Four are on diets, two have food allergies and intolerances, and one is supposed to be on a tight budget.

« Last Edit: February 20, 2017, 09:09:43 PM by mustachepungoeshere »

JAYSLOL

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Re: Overheard at Work
« Reply #16913 on: February 20, 2017, 09:02:34 PM »
CW #1 - Oh we should buy these cute little cups for our vacation
CW #2 - Yeah we can order them now and they will be in before we go.
CW #1 - OK we need to find someone with room left on their credit card I don't
CW #2 - Me neither ...

For a $6.99 cup ... $6.99!!!!!!!!!!!!!!!!!!


I came here hoping for some fresh Monday overheard at work material and this did not disappoint!  thank you

theadvicist

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Re: Overheard at Work
« Reply #16914 on: February 21, 2017, 04:21:08 AM »
Overheard from friends (yikes!):

Booked a spa day with three good friends. Yes, very indulgent, but I love these girls and they all have lots of kids so it's a great way to get some uninterrupted time to ourselves. It started like this:

Friend 1: Would anyone like to go to x spa? I got a gift voucher for Christmas and thought it would be more fun with a few other people. It's £70 which I know is a lot of money for one day, so no worries if you'd rather skip it! We'll catch up in March regardless.
Me: I would love to come! Thanks for thinking of me. I can do [these] dates
Friend 2: Yes! Count me in on that date, I need a day away from the kids!
Friend 1: Great! I'll book. It's payable upfront, is that ok?

[everyone says yes]. A few days later:

Friend 1: All booked, please could you transfer £70 to me.
Me: Done.
Friend 2: I need to wait to have some expenses paid back to me from work. I'll transfer ASAP after that though!
Friend 1: Thanks! Oh. Ok... just let me know.

[weeks go by]

Friend 2: I've paid!
-------
WHY ARE YOU BOOKING A SPA DAY if money is that tight? Seriously, it's madness. Friend 1 had been clear that it was expensive and payable up front, and was not pressuring anyone to go at all. Instead she got left floating friend 2! ARGH!

UKMustache

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Re: Overheard at Work
« Reply #16915 on: February 21, 2017, 04:30:57 AM »
Colleague remarks that this weekend was NEARLY fantastic because an accumulator bet (with odds of 1,000 to 1) almost came in.  In fact the first 6 scores were right, it was only the last 1 that was wrong (it's unlikely anyone will predict accurately all 7 games, hence the high odds). 

My colleague had put £10 on those odds.

Colleague then explained that the £10k winnings (would) have been enough to wipe out debts that they will never be able to clear without a windfall.

I don't know how frequently my coworker places these bets, but I'd presume fairly often as they didn't even watch the games.

ariapluscat

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Re: Overheard at Work
« Reply #16916 on: February 21, 2017, 07:58:55 AM »
Care to define what "\(★ω★)/" means? Genuinely interested, computer challenged.

Looks like a starry-eyed face
Waving arms, starry-eyed, kissyface.
any positive talk of asuka gets starry-eye kiss-smile-face  (♥‿♥)~♡

ariapluscat

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Re: Overheard at Work
« Reply #16917 on: February 21, 2017, 08:02:57 AM »
Colleague remarks that this weekend was NEARLY fantastic because an accumulator bet (with odds of 1,000 to 1) almost came in.  In fact the first 6 scores were right, it was only the last 1 that was wrong (it's unlikely anyone will predict accurately all 7 games, hence the high odds). 

My colleague had put £10 on those odds.

Colleague then explained that the £10k winnings (would) have been enough to wipe out debts that they will never be able to clear without a windfall.

I don't know how frequently my coworker places these bets, but I'd presume fairly often as they didn't even watch the games.

i'm not sure if this is the same kind of betting since i do none
but after complaining about money or pay issues, a coworker will stop by to get a lottery ticket or scratcher. it's not bad if it's once in a while but if it's very often then it can add up.

craiglepaige

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Re: Overheard at Work
« Reply #16918 on: February 21, 2017, 08:37:55 AM »
Mustachian co-worker and I are looking online and just baffled at the suggested price of the new iPhone 8 (over $1k) when another co-worker walks up, sees it and says, "I'll be getting one." 

I tell him it's over a thousand dollars, he just shrugs and says, "It'll be worth it," and walks off.

I know for a fact he has an iPhone 7 and considering we have known each other for over 10yrs, I know his finances are a total mess, mostly due to a previous drug problem, for which he wiped out his 401k/savings to pay for rehab a few years back.

Like, WTF?
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Tasty Pinecones

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Re: Overheard at Work
« Reply #16919 on: February 21, 2017, 08:43:49 AM »
I'm not sure that my bargain basement sub-$30 PAYG phone is worth it. Buy the phone and then pay $80 (Verizon) for service every month for the rest of my life???

Call me at my desk at work or speak to the answering machine at home. I'll call you back.

mm1970

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Re: Overheard at Work
« Reply #16920 on: February 21, 2017, 11:25:36 AM »
I don't think my colleagues realise how much of a burden buying lunch has become for them.

Every day there are the discussions about who is having what.

CW1: I feel like Thai for lunch. Want to come with me?
CW2: No, I had Thai last night. Can we get Chinese instead?
CW1: No, I don't feel like Chinese? Italian?
CW2: We're have reservations at [Italian place] for dinner.
They were still debating it when they left the office.

***

CW3: What are you having?
CW4: Oh, it's a salad from such-and-such. It's not very good on it's own, so you have to ask for extra this and that. You have to pay extra, of course, but it makes it edible.

***

CW1: What did you end up getting?
CW3: Oh, I couldn't be bothered going over the road so I just got this (from nearest cafe). It's actually not very good.

***

CW4: Oh, they gave me the wrong thing.
CW2: *examines meal* No, they didn't. That's what you ordered.
CW4: Oh. Well, it's not what I wanted. I wanted the noodles, not the soup.

They complain about the lines, the service, having to pay with cash at some places...

Four are on diets, two have food allergies and intolerances, and one is supposed to be on a tight budget.
ha ha ha ha

ah

this was so sad

BJacks

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Re: Overheard at Work
« Reply #16921 on: February 21, 2017, 11:31:08 AM »
Brand new to the forums. Just finished reading this entire thread over the last month or so and had to create an account in order to post.

CW1 recently told me that she was still paying of an impromptu road trip with her daughter that she put on a credit card six years ago. She said she was okay with it because Ďthe trip was really needed at the timeí.

Our company is doing a voluntary layoff right now and they sent out emails earlier this month. She was so happy when she got hers because she thought that meant that the company thought that she could afford to retire. When I told her that I got one as well she was genuinely confused and then upset.

She is dating the father of her first child and said that even when he moves in (dating less than a month mind you and the kid is 25) she wants him to keep his place because itís nice to have place for the weekend and the views are so awesome. This is an apartment that he is just renting.

CW2 is a hot mess.

She has three vehicles and a travel trailer all with payments on them. About 100k in vehicle debt as far as I can tell.
3 of the 4 were bought in the last year or so despite their other numerous debts which include lawyers, family, and the IRS.
They bought the suburban when I was out of maternity leave or I would have tried to talk her out of it. The idea was that it would tow their brand new trailer. Turns out it didnít have the right axels so her husband went out and bought a brand new truck.

She spent $1500 on a birth photographer when she had no money saved to get her through maternity leave and was calling all her different lenders to get payments deferred.

They are now selling their house to pay off some of their debts. To get their house ready for sale, since they didnít have the money upfront, they are working with a realtor whose husband is a contractor. The contractor is fronting the cost of the new flooring and will be paid out of the proceeds of the sale. To the tune of 14k. On top of regular realtor fees. She was being pressured into accepting an offer that was lower than she was comfortable with because the realtor wanted her money back. I donít think they got 14k more than they would have if they hadnít done the floors.

Sheís expecting to come out with about 50k from the sale when all is said and done. She is planning on paying off some of their non-vehicle debt and has recently began considering getting rid of the cheapest vehicle they own (10k). She is going to keep 15k to put down on the next house. They are looking in the 450k price range.

They are planning on renting until they find a new place because there isnít anything on the market that they like. She was considering a place on a lake that was $700 more a month than her mortgage. Now sheís considering a place thatís actually smaller than their current home but itís still over $200 more a month than the mortgage. They will be signing a year lease not sure how that will play out.

They go out to eat multiple times a week and at work she participates in the program where you scan your ID at the cafeteria and the money is taken out of your next check. Her breakfast will easily be $8.

Her step daughter asked why they didnít just pay off the lawyer and she said ĎPeople donít just pay off 30k in a yearí. She and her husband make about 150k a year base salary + overtime together.

wauske

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Re: Overheard at Work
« Reply #16922 on: February 21, 2017, 12:40:12 PM »
Brand new to the forums. Just finished reading this entire thread over the last month or so and had to create an account in order to post.

CW1 recently told me that she was still paying of an impromptu road trip with her daughter that she put on a credit card six years ago. She said she was okay with it because Ďthe trip was really needed at the timeí.

Our company is doing a voluntary layoff right now and they sent out emails earlier this month. She was so happy when she got hers because she thought that meant that the company thought that she could afford to retire. When I told her that I got one as well she was genuinely confused and then upset.

She is dating the father of her first child and said that even when he moves in (dating less than a month mind you and the kid is 25) she wants him to keep his place because itís nice to have place for the weekend and the views are so awesome. This is an apartment that he is just renting.

OK, run this by me again. She's dating the father of her first child for a month but the kid is 25 so they've been dating for 25 years now?

Mustachian co-worker and I are looking online and just baffled at the suggested price of the new iPhone 8 (over $1k) when another co-worker walks up, sees it and says, "I'll be getting one." 

I tell him it's over a thousand dollars, he just shrugs and says, "It'll be worth it," and walks off.

I know for a fact he has an iPhone 7 and considering we have known each other for over 10yrs, I know his finances are a total mess, mostly due to a previous drug problem, for which he wiped out his 401k/savings to pay for rehab a few years back.

Like, WTF?

Yeah, I'm a bit of a phone geek myself but at least I pay for the phone up front with a Ä3 per month subscription. Even being a phone geek I don't get people *needing* a new phone every year. The iPhone gets regular updates and at least 3 major updates so software wise it'll be nearly if not exactly the same as the current model for a couple of years. At work we still use the iPhone 5, admittedly they are starting to fall apart for mose (ab)users but mine is still fine albeit being slow.

I also tried to convince my sister it was cheaper to buy the phone up front with a sim-only subscription. I got told off because she wouldn't pay 500,- for a phone. But having a 2 year subscription of 50,- per month is fine, even when I explained she'll be paying the phone twice over...
In this regards it's a good thing we had a law change regarding phone's included in subscription. Companies are now obliged to register the cost of the included phone as a loan with a maximum 14% anual interest rate. One ad was recently checked and appearently the interest for that subscription with phone came in around 520%... Hopefully sheeple will start thinking twice about the true cost of a subscription with phone included.
Everything I say is my personal opinion which is based on my subjective experience.

pattycakepdx

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Re: Overheard at Work
« Reply #16923 on: February 21, 2017, 01:10:07 PM »
My coworkers aren't too bad compared to a lot of the others on this thread, but they have their moments...

One coworker was complaining to me about how she recently refi-ed her student loans and her monthly payment went up and now it's hard for her to afford. I'm not sure how much debt she has, but her loans are from undergrad and grad school, so I think it's significant. To be fair she is the lowest paid person in our department of the low-paying non-profit we work for. BUT in the same conversation, she was also telling me about 2 separate vacations that she has coming up! Both vacations will definitely involve air travel and a lot going out to eat and a "treat yo'self" type mentality. She also goes out for lunch way more often than she brings it in, and drives to work everyday even though she lives less than 2 miles from our office. Girl, if you can't afford the minimum payment on your student loans, you can't afford to take 2 fancypants vacations in 4 months!

She is also my cautionary tale about grad school. She's the only person in my department with a masters degree, but is the lowest ranking and lowest paid in the department. I love the idea of grad school because I like school, but career-wise, I don't feel like I can justify it and definitely wouldn't do it if it meant taking on any debt at all.

JordanOfGilead

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Re: Overheard at Work
« Reply #16924 on: February 21, 2017, 01:52:55 PM »
My coworkers aren't too bad compared to a lot of the others on this thread, but they have their moments...

One coworker was complaining to me about how she recently refi-ed her student loans and her monthly payment went up and now it's hard for her to afford. I'm not sure how much debt she has, but her loans are from undergrad and grad school, so I think it's significant. To be fair she is the lowest paid person in our department of the low-paying non-profit we work for. BUT in the same conversation, she was also telling me about 2 separate vacations that she has coming up! Both vacations will definitely involve air travel and a lot going out to eat and a "treat yo'self" type mentality. She also goes out for lunch way more often than she brings it in, and drives to work everyday even though she lives less than 2 miles from our office. Girl, if you can't afford the minimum payment on your student loans, you can't afford to take 2 fancypants vacations in 4 months!

She is also my cautionary tale about grad school. She's the only person in my department with a masters degree, but is the lowest ranking and lowest paid in the department. I love the idea of grad school because I like school, but career-wise, I don't feel like I can justify it and definitely wouldn't do it if it meant taking on any debt at all.
I was always taught that if you have to pay for grad school yourself (no scholarship or employer tuition pay) then it's not going to help your career and is a waste of money.

cheapass

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Re: Overheard at Work
« Reply #16925 on: February 21, 2017, 01:56:26 PM »
I was always taught that if you have to pay for grad school yourself (no scholarship or employer tuition pay) then it's not going to help your career and is a waste of money.

My wife paid for her MBA (~$40K) and it has propelled her career and salary much more quickly than if she had relied on her undergrad (marketing).

I think it probably makes sense in certain fields and from certain schools. For example, a Harvard MBA can come out of school earning $150K. Pretty quick to pay off student loan debt at that rate.
Every single decision you make with money either shortens or lengthens your working career.

mustachepungoeshere

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Re: Overheard at Work
« Reply #16926 on: February 21, 2017, 02:39:50 PM »
Our company is doing a voluntary layoff right now and they sent out emails earlier this month. She was so happy when she got hers because she thought that meant that the company thought that she could afford to retire. When I told her that I got one as well she was genuinely confused and then upset.

Now I'm genuinely confused.

That's not what it means?

/s

BJacks

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Re: Overheard at Work
« Reply #16927 on: February 22, 2017, 01:16:56 PM »
Brand new to the forums. Just finished reading this entire thread over the last month or so and had to create an account in order to post.

CW1 recently told me that she was still paying of an impromptu road trip with her daughter that she put on a credit card six years ago. She said she was okay with it because Ďthe trip was really needed at the timeí.

Our company is doing a voluntary layoff right now and they sent out emails earlier this month. She was so happy when she got hers because she thought that meant that the company thought that she could afford to retire. When I told her that I got one as well she was genuinely confused and then upset.

She is dating the father of her first child and said that even when he moves in (dating less than a month mind you and the kid is 25) she wants him to keep his place because itís nice to have place for the weekend and the views are so awesome. This is an apartment that he is just renting.

OK, run this by me again. She's dating the father of her first child for a month but the kid is 25 so they've been dating for 25 years now?

No, she had a kid with him 25 years ago and things didn't work out. She got married to another man, had another kid, got divorced, and recently started seeing her 1st child's father again.

mustachepungoeshere

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Re: Overheard at Work
« Reply #16928 on: February 22, 2017, 11:49:22 PM »
Colleague talking about a family she knows, divorced parents and teenage twins.

The twins just turned 16 and asked their dad for Macbooks.

Money has been tight since the divorce, so he gave them each sunglasses and $50 in a card, and said they would talk about computers later.

All my colleagues went on and on about how 16 is such an important birthday and the father is a cheapskate for not giving them what they wanted.

I was appalled at their interpretation.

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Re: Overheard at Work
« Reply #16929 on: February 23, 2017, 02:59:06 AM »
Not quite overheard but a conversation with a colleague.  Heís new and from the same town and also bikes to work. I thought we had a MM mindset in common but then we had this conversation:

Him: So, we just saved 8 bucks today by riding our bikes
Me: And had a good workout
Him: Now we can spend that on an extravagant big lunch!
Me: Or just save it
Him: But if you save money you spend it anyway, just later
Me: *puzzled look* Well, Iíd rather spend it on something I really think is important instead of a lunch at a restaurant that has no extra value to me
Him: But what are you saving for?
Me: Not something in particular, just nice to have something extra just in case something happens or if I donít want to work any more or work less. Iíd hate it of thatís what I wanted to do in the future and couldnít do it because I didnít have the money  (and gave an example of a girlfriend who recently had a baby and wanted to work less but couldnít because of their finances).
Him: (He obviously still didnít understand what I was going for) But that money isnít going to get you far

So itís okay to just spend all your money all the time because if you donít you just spend it anyway, just later??

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Re: Overheard at Work
« Reply #16930 on: February 23, 2017, 03:46:23 AM »
Sounds like you missed an opportunity.  Well, next time.  :)
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Re: Overheard at Work
« Reply #16931 on: February 23, 2017, 06:16:16 AM »
My coworkers aren't too bad compared to a lot of the others on this thread, but they have their moments...

One coworker was complaining to me about how she recently refi-ed her student loans and her monthly payment went up and now it's hard for her to afford. I'm not sure how much debt she has, but her loans are from undergrad and grad school, so I think it's significant. To be fair she is the lowest paid person in our department of the low-paying non-profit we work for. BUT in the same conversation, she was also telling me about 2 separate vacations that she has coming up! Both vacations will definitely involve air travel and a lot going out to eat and a "treat yo'self" type mentality. She also goes out for lunch way more often than she brings it in, and drives to work everyday even though she lives less than 2 miles from our office. Girl, if you can't afford the minimum payment on your student loans, you can't afford to take 2 fancypants vacations in 4 months!

She is also my cautionary tale about grad school. She's the only person in my department with a masters degree, but is the lowest ranking and lowest paid in the department. I love the idea of grad school because I like school, but career-wise, I don't feel like I can justify it and definitely wouldn't do it if it meant taking on any debt at all.
I was always taught that if you have to pay for grad school yourself (no scholarship or employer tuition pay) then it's not going to help your career and is a waste of money.

FWIW... I try to keep it a secret but I sort of have an MBA.   Technically what I have is an MPAcc (Master's of Professional Accountancy), but the only difference is one semester's worth of finance and accounting courses rather than one semester's worth of generic management and marketing courses.  That and you have to take Accounting and Finance to meet the prerequisites for that last semester: a generic MBA has no such requirements.  My alma mater considers the degrees so similar they will not let the same candidate be awarded both degrees.

Anyway for me it worked out because A) I specialised in skills there was a better market for and B) I didn't leave business school with any debt.  However I can safely say those who pursued generic marketing and management degrees tended to wind up selling cars or supervising fast food workers or other such jobs where one really does not need the degree to enter that field and I daresay the degree is both useless and a burden if it comes with onerous student debt.

You can do well with an MBA if you have a very specific niche opportunity or you go to a booty toity high falutin' school with a great recruitment program, but it's not a degree I recommend to the unwashed masses like myself unless you specialize in bean counting and come out of school Scot free.

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Re: Overheard at Work
« Reply #16932 on: February 23, 2017, 09:02:23 AM »

Thanks for the defense, ormaybemidgets.  (You're a fan of a certain large-scale band, perhaps? *grin*)


I've got a theory that ormaybemidgets is a fan of this: https://www.youtube.com/watch?v=88ZAuGkttzI

infogoon

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Re: Overheard at Work
« Reply #16933 on: February 23, 2017, 09:19:01 AM »
You can do well with an MBA if you have a very specific niche opportunity or you go to a booty toity high falutin' school with a great recruitment program, but it's not a degree I recommend to the unwashed masses like myself unless you specialize in bean counting and come out of school Scot free.

I think a lot of the utility of an MBA is also dependent on what undergraduate degree you pair it with. I was always surprised to see people in my classes who did an undergraduate degree in Business and then straight into an MBA -- it seemed like an old school video game. "Now do the exact same thing, just a little harder."

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Re: Overheard at Work
« Reply #16934 on: February 23, 2017, 09:51:12 AM »
I have this one coworker whom I really enjoy as a person, but is very bad with $.  She routinely says that she will work until she's 70. She and her husband together make at least $150K. She's just started weight watchers and through this realized that the drink she stops at Starbucks for every weekday morning is over half of her allotted daily points, so she decided to stop getting it. Great decision! However, then we had this conversation:

Her: Well, at least I won't be spending $ on that every day.
Me: Yeah, that's great! How much is it?
Her: 5 something.
Me: That's over $17,000 if you invested it for 10 years.
Her: What is it if I don't invest it?... cuz that's not happening.
Me: $1,200/year, still a good chunk of $.
Her: Yeah, that's not that much...I'm sure I'll spend that on something else

Unrelated to the coffee purchase: She has a financed Honda Pilot and has mentioned that she loves having 3 rows even though it's only her in the car 99% of the time and she's already planning on a new car once her loan is up in 3 years.  She's looking at ~$60K SUVs.

On top of all of this she and her DH go out at least once or twice/week for dinner and just this week in addition to their weekend going out plans she is going to 2 happy hours, one of which was over an hour away. 

*So. Many. Facepalms*

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Re: Overheard at Work
« Reply #16935 on: February 23, 2017, 11:14:28 AM »

Unrelated to the coffee purchase: She has a financed Honda Pilot and has mentioned that she loves having 3 rows even though it's only her in the car 99% of the time and she's already planning on a new car once her loan is up in 3 years.  She's looking at ~$60K SUVs.


I like having the extra rows for my imaginary friends and alternate personalities

Metric Mouse

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Re: Overheard at Work
« Reply #16936 on: February 23, 2017, 11:33:42 AM »

Unrelated to the coffee purchase: She has a financed Honda Pilot and has mentioned that she loves having 3 rows even though it's only her in the car 99% of the time and she's already planning on a new car once her loan is up in 3 years.  She's looking at ~$60K SUVs.


I like having the extra rows for my imaginary friends and alternate personalities
These are my exact thoughts everytime someone says "minivans are the best vehicles."
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Re: Overheard at Work
« Reply #16937 on: February 23, 2017, 11:42:23 AM »
I don't often post here because I feel it's unnecessarily mean... but I had an experience that needs sharing.

Coworker informed me that they're looking to sell their house and upgrade to a larger one (expensive in our area), because they're considering having a second child. Without provocation, I was informed that the house they currently own is a 4 bedroom, but they want each child to have their own room, have a dedicated guest room at all times, as well as have a home office (neither parent works from home on more than a once-in-a-blue moon basis) and thus need "at least" a 5 bedroom house.

While listening to this explanation, I realized I was watching a man enslave himself in real time.
It was surreal.
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Re: Overheard at Work
« Reply #16938 on: February 23, 2017, 11:55:07 AM »
I have this one coworker whom I really enjoy as a person, but is very bad with $.  She routinely says that she will work until she's 70. She and her husband together make at least $150K. She's just started weight watchers and through this realized that the drink she stops at Starbucks for every weekday morning is over half of her allotted daily points, so she decided to stop getting it. Great decision! However, then we had this conversation:

Her: Well, at least I won't be spending $ on that every day.
Me: Yeah, that's great! How much is it?
Her: 5 something.
Me: That's over $17,000 if you invested it for 10 years.
Her: What is it if I don't invest it?... cuz that's not happening.
Me: $1,200/year, still a good chunk of $.
Her: Yeah, that's not that much...I'm sure I'll spend that on something else

Unrelated to the coffee purchase: She has a financed Honda Pilot and has mentioned that she loves having 3 rows even though it's only her in the car 99% of the time and she's already planning on a new car once her loan is up in 3 years.  She's looking at ~$60K SUVs.

On top of all of this she and her DH go out at least once or twice/week for dinner and just this week in addition to their weekend going out plans she is going to 2 happy hours, one of which was over an hour away. 

*So. Many. Facepalms*

Switch that car for an Acura RDX, lower the combined income from $150K to (guessing) $100K, and you and I have the same co-worker.

My co-worker has also indicated that although she dumped $20K into a kitchen remodel a few years ago (gotta-have-granite-and-stainless!), she wants to move to a bigger house, because her current 3bd/2ba just isn't enough for her 3-person household.  Also has hinted that her entire retirement strategy consists of inheriting from her parents.  Last but not least, has taken at least one early 401k withdrawal, with penalty... IIRC, it was in order to fund a vacation.

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Re: Overheard at Work
« Reply #16939 on: February 23, 2017, 12:09:44 PM »

Thanks for the defense, ormaybemidgets.  (You're a fan of a certain large-scale band, perhaps? *grin*)


I've got a theory that ormaybemidgets is a fan of this: https://www.youtube.com/watch?v=88ZAuGkttzI

Haha, that's the one, Footsore Rambler. I'm actually not sure what With This Herring was referencing.

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Re: Overheard at Work
« Reply #16940 on: February 23, 2017, 12:32:15 PM »

Thanks for the defense, ormaybemidgets.  (You're a fan of a certain large-scale band, perhaps? *grin*)


I've got a theory that ormaybemidgets is a fan of this: https://www.youtube.com/watch?v=88ZAuGkttzI

Haha, that's the one, Footsore Rambler. I'm actually not sure what With This Herring was referencing.

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Re: Overheard at Work
« Reply #16941 on: February 23, 2017, 01:17:40 PM »
I don't often post here because I feel it's unnecessarily mean... but I had an experience that needs sharing.

Coworker informed me that they're looking to sell their house and upgrade to a larger one (expensive in our area), because they're considering having a second child. Without provocation, I was informed that the house they currently own is a 4 bedroom, but they want each child to have their own room, have a dedicated guest room at all times, as well as have a home office (neither parent works from home on more than a once-in-a-blue moon basis) and thus need "at least" a 5 bedroom house.

While listening to this explanation, I realized I was watching a man enslave himself in real time.
It was surreal.

... 2 kids = 5 bedroom house. Wow. Yeah, your last sentence sums it up.

Also, how many house guests do people actually HAVE? Because at a certain point, it's cheaper/more reasonable to either finish the basement and put in a wall-hung bed, or shuffle people around for a night or two to make room for guests, or, wtf, pay a few hundred a year to put guests up in a local hotel when absolutely needed.

Like, we stuck a guest room in the corner of our basement because my sister is over literally every weekend we don't have other house guests (she's my best friend, she and my husband get along super well, and she's close with our kid, so... ) but I'm assuming most people with guest rooms don't actually have them in use 1-2 nights per week?

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Re: Overheard at Work
« Reply #16942 on: February 23, 2017, 01:27:11 PM »
I don't often post here because I feel it's unnecessarily mean... but I had an experience that needs sharing.

Coworker informed me that they're looking to sell their house and upgrade to a larger one (expensive in our area), because they're considering having a second child. Without provocation, I was informed that the house they currently own is a 4 bedroom, but they want each child to have their own room, have a dedicated guest room at all times, as well as have a home office (neither parent works from home on more than a once-in-a-blue moon basis) and thus need "at least" a 5 bedroom house.

While listening to this explanation, I realized I was watching a man enslave himself in real time.
It was surreal.

... 2 kids = 5 bedroom house. Wow. Yeah, your last sentence sums it up.

Also, how many house guests do people actually HAVE? Because at a certain point, it's cheaper/more reasonable to either finish the basement and put in a wall-hung bed, or shuffle people around for a night or two to make room for guests, or, wtf, pay a few hundred a year to put guests up in a local hotel when absolutely needed.

Like, we stuck a guest room in the corner of our basement because my sister is over literally every weekend we don't have other house guests (she's my best friend, she and my husband get along super well, and she's close with our kid, so... ) but I'm assuming most people with guest rooms don't actually have them in use 1-2 nights per week?

I can't understand not having the office be the guest room. That's what we're doing.

And I actually have a use for an office too! (well, kinda)

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Re: Overheard at Work
« Reply #16943 on: February 23, 2017, 09:36:44 PM »
I used to teach training classes for the Federal government- three day classes. I had a student who cam in from out of town with a government credit  card but his supervisor had not set it up right - so it was not activated. He gets to his hotel (about $150 a night) and cannot check in. All his credit cards are maxed out- so he call his wife and is able to charge one night to his room. He comes to my first day of class and at lunch tells me that there is not enough credit on his wife's card to do the next night - so he's flying back home ( government buys his ticket direct- so nomout of pocket). Couldn't believe it.

arebelspy

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Re: Overheard at Work
« Reply #16944 on: February 24, 2017, 01:33:48 AM »
I don't often post here because I feel it's unnecessarily mean...

It may be in how you read the postings.  I almost never read this as mean.

Quote
It was surreal.

This is how I read them.  I wonder, and marvel.

I could totally see how one could read it in a nasty voice or something, but the voice I read it in is amazement.

Good story, thanks for sharing!   I love your recap line "I realized I was watching a man enslave himself in real time."

What a world we live in.  :)
We are two former teachers who accumulated a bunch of real estate, retired at 29, and now travel the world full time with a kid.
If you want to know more about me, or how we did that, or see lots of pictures, this Business Insider profile tells our story pretty well.
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You can also read my forum "Journal."

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Re: Overheard at Work
« Reply #16945 on: February 24, 2017, 05:39:08 AM »

Unrelated to the coffee purchase: She has a financed Honda Pilot and has mentioned that she loves having 3 rows even though it's only her in the car 99% of the time and she's already planning on a new car once her loan is up in 3 years.  She's looking at ~$60K SUVs.


I like having the extra rows for my imaginary friends and alternate personalities
These are my exact thoughts everytime someone says "minivans are the best vehicles."
"Me, Myself, and I can't get along so each of us needs our own row but we like to travel together, ALL THE TIME! It's my free group therapy session."
If I genuinely enjoy my profession and workplace, is there a reason to FIRE? Keep Calm and Carry On Milking.

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Re: Overheard at Work
« Reply #16946 on: February 24, 2017, 08:19:42 AM »
I used to teach training classes for the Federal government- three day classes. I had a student who cam in from out of town with a government credit  card but his supervisor had not set it up right - so it was not activated. He gets to his hotel (about $150 a night) and cannot check in. All his credit cards are maxed out- so he call his wife and is able to charge one night to his room. He comes to my first day of class and at lunch tells me that there is not enough credit on his wife's card to do the next night - so he's flying back home ( government buys his ticket direct- so nomout of pocket). Couldn't believe it.

I work for the federal government and finances like this are more common than they should be.  I understand it with people who work for certain agencies where their positions max out as a GS-7, but with other agencies that have decent salaries it's ridiculous.  *Also a side note: I run the training budget for my agency and most classes are quite expensive.  If we have someone who doesn't finish a class and get full credit for it, we make them pay it back.  So by not staying, he likely ended up paying even more out of pocket.

When I started my job I was in an intern position and I was still in school so at the end of the summer I switched from full-time to part-time.  But, unfortunately, HR still kept paying me for full time and full checks kept arriving.  After the first one I notified my boss, timekeeper, and HR, but it still took them 8 weeks to switch me to part-time.  I knew that the extra salary wasn't mine so I saved it to give back to them once they asked, but my boss made such a big deal out of how I couldn't be expected to pay it back in 1 lump sum, and that is too much money for anyone to keep laying around, and I was just an intern and a low GS level so it was really mean for them to ask me to pay back the almost $2k they had over-paid me.  I kept telling her it was no big deal, but she actually offered to lend me the money.  She just couldn't understand how I was able to save the extra money.  It blew my mind. 
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Re: Overheard at Work
« Reply #16947 on: February 24, 2017, 09:04:18 AM »
I don't often post here because I feel it's unnecessarily mean...

It may be in how you read the postings.  I almost never read this as mean.

Quote
It was surreal.

This is how I read them.  I wonder, and marvel.

I could totally see how one could read it in a nasty voice or something, but the voice I read it in is amazement.

Good story, thanks for sharing!   I love your recap line "I realized I was watching a man enslave himself in real time."

What a world we live in.  :)

I read them as reminders that without constant vigilance or practicing of good habits... I could totally wind up as a story in this thread! ;)
Friendly cautionary tales.

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Re: Overheard at Work
« Reply #16948 on: February 24, 2017, 04:42:16 PM »
My home office is also our guest room. It is probably used about once per month for guests.  Last summer I had 4 friends come for a week so we used the RV as a guest room too. I agree that most people don't have enough guests to have a dedicated room. When we were young and had a small car everyone started to say we needed a mini-van. No we didn't. Most of the time all 5 of us were not in the car at the same time.  Even when the kids got to be teens the 3 boys could still fit in the back seat. Just a waste to upgrade for stupid reasons. When all our kids were at home and we had guests we would have kids sleep on the floor in sleeping bags and the adults would get the beds. 

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Re: Overheard at Work
« Reply #16949 on: February 24, 2017, 06:21:58 PM »
When we were young and had a small car everyone started to say we needed a mini-van. No we didn't. Most of the time all 5 of us were not in the car at the same time.  Even when the kids got to be teens the 3 boys could still fit in the back seat. Just a waste to upgrade for stupid reasons.

We used to hear a lot of the, "but what will you do if they have a friend come over and you pick them all up after school?" We've survived it thus far.