Author Topic: Overheard at Work  (Read 7808305 times)

damend

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Re: Overheard at Work
« Reply #14250 on: July 27, 2016, 06:28:35 AM »
French Canadian here, you have not tasted a real poutine until you come to Quebec. I tried some in the US and in BC and Aberta, and I totally understand why people are disappointed. The cheese is the key, you can't make a poutine with regular cheese you need Cheese curd.

If your poutine don't look like this :
https://upload.wikimedia.org/wikipedia/commons/4/45/La_Banquise_Poutine.jpg
it's not a poutine (btw I have never been to this restaurant in particular its the first pic I found)

RetiredAt63

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Re: Overheard at Work
« Reply #14251 on: July 27, 2016, 06:42:39 AM »
I'll just leave this here: https://www.youtube.com/watch?v=qGCZwpIW_dU

Please provide subtitles.  (J/k)  I have no idea what I was listening to, but that was a trip!
Assuming I heard it properly
They are giving instructions - first do this, then that,  etc.
ajouter la sauce = add the gravy
squeeze squeeze - well there is some English in Quebec French, just like there is some French in Quebec English - think I'll go to the depanneur now.

Moi-meme, I like the old fashioned big thick Quebec fries, from potatoes peeled and soaked in salt water, then cut and fried in beef tallow.  Can't find them any more, all the chip stands use vegetable oil.
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Making Cookies

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Re: Overheard at Work
« Reply #14252 on: July 27, 2016, 08:20:52 AM »
Single Mom at work, raising her last child. Oldest graduated college and moved on to good fortune.

Next one has had trouble with police and drugs. Odd fellow. Won't lift a finger to help around the house apparently and when he does he makes juvenile mistakes. Kills the lawnmower by hitting rocks and stumps. Dishwashing liquid in the dishwasher = bubbles everywhere.

She has had come and go money woes. Does pretty good for what she is paid. Everything that happens to her is expensive though. I can't figure out if she defers maintenance so long that it becomes an expensive repair or the repair folks are taking advantage of her. I think it is the latter.

She tells a story about a porch problem. It is a basic porch. Porch supports the roof. Porch is settling. Cracks in brick, etc. Contractor comes out with an elaborate plan of jacks and concrete injection, etc. to raise the porch. Price quoted is similar to price of a nice car.

Quick numbers on a napkin shows that she could demolish the existing porch and pay someone to rebuild for much, much less.

Curious to see what she'll do. There are alot of choices made by her that could have kept more money in her pocket but she thinks she is doing the right thing to avoid expensive mistakes. She isn't a train wreck, just needs to optimize more.

Example: car more expensive than it needed to be but she hoped it would prevent the need for repairs. It hasn't. A car for half the price would have been a nice one still and probably not cost any more in repairs. 

Troubled son has been very expensive for her over the past few years. Rehab, lawyer bills, etc. He is a grown man. I'd let him pick his own destiny at this point and charge him rent or help him pack.

bebegirl

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Re: Overheard at Work
« Reply #14253 on: July 27, 2016, 10:50:36 AM »
CW: you paid your car 4 years ago?!
Me: yes, actually I combined my credit car debt and my car and went debt free in June 2012 to be precise (smile from ear to ear)
CW: nice, so it is time to upgrade your car then, how exciting!
Me: (puzzled) no, why? My civic is perfectly fine...(?!)
CW: looks puzzled

« Last Edit: July 27, 2016, 02:17:57 PM by bebegirl »

onlykelsey

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Re: Overheard at Work
« Reply #14254 on: July 27, 2016, 11:13:07 AM »
Troubled son has been very expensive for her over the past few years. Rehab, lawyer bills, etc. He is a grown man. I'd let him pick his own destiny at this point and charge him rent or help him pack.

The caretaking/enabling urge is so strong for some people.  I think especially women of the older generation towards their sons.  They're so much more likely to live at home and be getting financial transfusions than daughters are.  I hope that I don't engage in that level of enabling towards my kid(s) (regardless of their sex).

I have an aunt who is generally a straight shooting practical woman, whose 32 year old son has lived with her rent-free (with his now 12 year old) his entire life.  He earns enough money at his "job" to pay for his own car insurance, and that's it.  He's generally a nice enough guy, and isn't abusive or anything like that, but that is unfathomable to me!

HairyUpperLip

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Re: Overheard at Work
« Reply #14255 on: July 27, 2016, 11:24:50 AM »
I completely agree, after all my mom makes the best Indian food in the world and she lives in the suburbs!

Whoa, whoa, whoa --- hold the phone --- my Mom holds that same title...
..which she stole from my grandmother... how did your mom get it too?!?

MgoSam

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Re: Overheard at Work
« Reply #14256 on: July 27, 2016, 11:27:56 AM »
CW: you paid your car 4 years ago?!
Me: yes, actually I combined my credit car debt and my car and went dead free in June 2012 to be precise (smile from ear to ear)
CW: nice, so it is time to upgrade your car then, how exciting!
Me: (puzzled) no, why? My civic is perfectly fine...(?!)
CW: looks puzzled

Yeah it's attitudes like this that help me understand why so many Americans are under water.

My parents think it's crazy for me to drive my car because it is "unsafe and unreliable." I have given up on trying to explain to them that a 12 year old Toyota Camry with 150k miles on it is insanely reliable. The car has no major repairs needed nor any accidents (knock on wood for both).

My current plan is to get this car to 300k and by then I hope to buy a Model 3 or another electric car.

MgoSam

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Re: Overheard at Work
« Reply #14257 on: July 27, 2016, 11:34:40 AM »
I completely agree, after all my mom makes the best Indian food in the world and she lives in the suburbs!

Whoa, whoa, whoa --- hold the phone --- my Mom holds that same title...
..which she stole from my grandmother... how did your mom get it too?!?

By making the best butter chicken in the world.

bebegirl

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Re: Overheard at Work
« Reply #14258 on: July 27, 2016, 11:37:13 AM »

My current plan is to get this car to 300k 

My civic is 8 years old and has only 38K miles on it because I use a bus to get to work and bus pass is paid by employer.

By the way that CW with whom I work since 2007 upgrades her Audi on a regular basis.

Amazing what people do to their finances!

mtn

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Re: Overheard at Work
« Reply #14259 on: July 27, 2016, 12:03:16 PM »
I'm close enough to Wisconsin to appreciate poutine and cheese curds (especially fried ones!). But I have to shout out to the New Mexican equivalent: green chile cheese fries. Fries topped with roasted Hatch green chiles and melted Colby-jack, then topped with a couple shreds of lettuce and tomato to convince yourself you're eating something healthy.

Somehow managed to find a hole-in-the wall nearby that imports green chiles from Hatch for their fries. (Image below from the local college diner in Socorro, NM.)

Ok, I'll bite. Where is said local hole in the wall?

Inaya

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Re: Overheard at Work
« Reply #14260 on: July 27, 2016, 12:13:32 PM »
They don't have a website, so here's their Yelp page: www.yelp.com/biz/five-faces-ice-cream-shop-chicago . Hubs and I sometimes go there for lunch on Saturdays since we're in the area for the farmers market anyway.
ETA: Spoiler alert, they're not an ice cream shop.
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mm1970

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Re: Overheard at Work
« Reply #14261 on: July 27, 2016, 12:25:17 PM »
I completely agree, after all my mom makes the best Indian food in the world and she lives in the suburbs!

Whoa, whoa, whoa --- hold the phone --- my Mom holds that same title...
..which she stole from my grandmother... how did your mom get it too?!?

By making the best butter chicken in the world.
sigh.  Butter chicken.  I need to learn how to make it.  I had it at an Indian wedding over a decade ago.  It was so good.

HairyUpperLip

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Re: Overheard at Work
« Reply #14262 on: July 27, 2016, 12:47:18 PM »
I completely agree, after all my mom makes the best Indian food in the world and she lives in the suburbs!

Whoa, whoa, whoa --- hold the phone --- my Mom holds that same title...
..which she stole from my grandmother... how did your mom get it too?!?

By making the best butter chicken in the world.

Well then, apparently our moms need to have a butter chicken cook off and see who will really hold the belt.  :)

jinga nation

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Re: Overheard at Work
« Reply #14263 on: July 27, 2016, 01:03:36 PM »
CW: you paid your car 4 years ago?!
Me: yes, actually I combined my credit car debt and my car and went dead free in June 2012 to be precise (smile from ear to ear)
CW: nice, so it is time to upgrade your car then, how exciting!
Me: (puzzled) no, why? My civic is perfectly fine...(?!)
CW: looks puzzled
My mum keeps on saying that our 2006 Honda Accord and Civic need to be upgraded. She says "You're an Engineer and your wife is an Accountant, so you need a Lexus or BMW or something high-end."
I always resist and ask why since the Hondas are trouble-free and I maintain them well.
Lately, she says we should have an SUV because we have two little ones and since my brother bought a used Honda Pilot for his wife, who also has 2 little ones.
So now I say I'll drive one if she and my dad will buy us one. And I want a new one since I'm the first born. No hand-me downs or used vehicles (so that they can't force me to have my dad's 2014 Mazda CX-5).
Meanwhile, the autoshop mechanics at my work place are always asking to buy our cars. Those wrenches be savvy!
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MgoSam

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Re: Overheard at Work
« Reply #14264 on: July 27, 2016, 01:48:06 PM »
I completely agree, after all my mom makes the best Indian food in the world and she lives in the suburbs!

Whoa, whoa, whoa --- hold the phone --- my Mom holds that same title...
..which she stole from my grandmother... how did your mom get it too?!?

By making the best butter chicken in the world.

Well then, apparently our moms need to have a butter chicken cook off and see who will really hold the belt.  :)

I would be ok with this.

ShoulderThingThatGoesUp

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Re: Overheard at Work
« Reply #14265 on: July 27, 2016, 01:48:43 PM »
Can I be a judge at this butter chicken cookoff?

bebegirl

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Re: Overheard at Work
« Reply #14266 on: July 27, 2016, 02:15:26 PM »

My mum keeps on saying that our 2006 Honda Accord and Civic need to be upgraded. She says "You're an Engineer and your wife is an Accountant, so you need a Lexus or BMW or something high-end."

Your mom like any other person looks at what other people will say or think about you. This is the desire to look rich in front of others. I know personally very rich people who drive old Mercedes or old Volvo and do not care about car brand because they are excited for their life and success, for their families and friends and they do not need to show that to others. (Others see it anyway, lol)

You cannot reach the feeling of being successful by owning an expensive car.

Oh well..

RyanAtTanagra

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Re: Overheard at Work
« Reply #14267 on: July 27, 2016, 02:22:31 PM »
My mum keeps on saying that our 2006 Honda Accord and Civic need to be upgraded. She says "You're an Engineer and your wife is an Accountant, so you need a Lexus or BMW or something high-end."

My go-to response when people tell me I need to do/buy something is 'what will happen if I don't?', which is hard to counter since nothing will happen.  This worked for years when people told me I needed to buy a smartphone (until I finally had to get one for work, or I'd still be saying that).

MgoSam

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Re: Overheard at Work
« Reply #14268 on: July 27, 2016, 02:26:09 PM »
I completely agree, after all my mom makes the best Indian food in the world and she lives in the suburbs!

Whoa, whoa, whoa --- hold the phone --- my Mom holds that same title...
..which she stole from my grandmother... how did your mom get it too?!?

By making the best butter chicken in the world.

Well then, apparently our moms need to have a butter chicken cook off and see who will really hold the belt.  :)

Btw, my mom asked me to come over after work to help with a few things. She has butter chicken ready for me to eat for dinner!!!

Chris22

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Re: Overheard at Work
« Reply #14269 on: July 27, 2016, 02:28:29 PM »
s. I know personally very rich people who drive old Mercedes or old Volvo and do not care about car brand because they are excited for their life and success, for their families and friends and they do not need to show that to others. (Others see it anyway, lol)

How do you think rich people get old Mercedes and Volvos?  By buying new ones a long time ago.  My experience with old money/wealthy people, and I grew up in a place with lots of them, is that they would buy moderately expensive cars (think $50-75k in current money) and keep them like 10 years.  Lots of Mercedes and Volvos (esp. wagons in both brands), as well as high-end American cars and large American SUVs.  And Toyota Land Cruisers, stealthy rich people LOVE Land Cruisers. 
"If I could get all the money back I ever spent on cars, I'd spend it on cars." - Nick Mason

dragoncar

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Re: Overheard at Work
« Reply #14270 on: July 27, 2016, 03:18:02 PM »
I completely agree, after all my mom makes the best Indian food in the world and she lives in the suburbs!

Whoa, whoa, whoa --- hold the phone --- my Mom holds that same title...
..which she stole from my grandmother... how did your mom get it too?!?

By making the best butter chicken in the world.
sigh.  Butter chicken.  I need to learn how to make it.  I had it at an Indian wedding over a decade ago.  It was so good.

I use the nyt butter chicken recipe and I like it.  It's easy, you just need to get the spices.

MgoSam

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Re: Overheard at Work
« Reply #14271 on: July 27, 2016, 03:28:29 PM »
I completely agree, after all my mom makes the best Indian food in the world and she lives in the suburbs!

Whoa, whoa, whoa --- hold the phone --- my Mom holds that same title...
..which she stole from my grandmother... how did your mom get it too?!?

By making the best butter chicken in the world.
sigh.  Butter chicken.  I need to learn how to make it.  I had it at an Indian wedding over a decade ago.  It was so good.

I use the nyt butter chicken recipe and I like it.  It's easy, you just need to get the spices.

Yeah it's not a terrible difficult dish to make. I haven't seen the NYT recipe, but just in case, here are some things my mom does

1. Marinate chicken in yogurt
2. take chicken out and broil
3. Then add broiled chicken to the sauce
4. Add heavy whipping cream (believe this is her last step)

mm1970

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Re: Overheard at Work
« Reply #14272 on: July 27, 2016, 03:36:42 PM »
CW: you paid your car 4 years ago?!
Me: yes, actually I combined my credit car debt and my car and went dead free in June 2012 to be precise (smile from ear to ear)
CW: nice, so it is time to upgrade your car then, how exciting!
Me: (puzzled) no, why? My civic is perfectly fine...(?!)
CW: looks puzzled
My mum keeps on saying that our 2006 Honda Accord and Civic need to be upgraded. She says "You're an Engineer and your wife is an Accountant, so you need a Lexus or BMW or something high-end."
I always resist and ask why since the Hondas are trouble-free and I maintain them well.
Lately, she says we should have an SUV because we have two little ones and since my brother bought a used Honda Pilot for his wife, who also has 2 little ones.
So now I say I'll drive one if she and my dad will buy us one. And I want a new one since I'm the first born. No hand-me downs or used vehicles (so that they can't force me to have my dad's 2014 Mazda CX-5).
Meanwhile, the autoshop mechanics at my work place are always asking to buy our cars. Those wrenches be savvy!
My best friend had a ... 1993 Civic? Maybe 1994?  I can't remember.  Anyway: old.  She finally got rid of it when it was about 15-20 years old.  But for the last 5 years, the mechanics kept offering to buy it from her.

mm1970

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Re: Overheard at Work
« Reply #14273 on: July 27, 2016, 03:39:27 PM »
I completely agree, after all my mom makes the best Indian food in the world and she lives in the suburbs!

Whoa, whoa, whoa --- hold the phone --- my Mom holds that same title...
..which she stole from my grandmother... how did your mom get it too?!?

By making the best butter chicken in the world.
sigh.  Butter chicken.  I need to learn how to make it.  I had it at an Indian wedding over a decade ago.  It was so good.

I use the nyt butter chicken recipe and I like it.  It's easy, you just need to get the spices.
Thanks for the tip!  I have all those spices...just need to give it a shot!

mtn

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Re: Overheard at Work
« Reply #14274 on: July 27, 2016, 03:41:36 PM »
s. I know personally very rich people who drive old Mercedes or old Volvo and do not care about car brand because they are excited for their life and success, for their families and friends and they do not need to show that to others. (Others see it anyway, lol)

How do you think rich people get old Mercedes and Volvos?  By buying new ones a long time ago.  My experience with old money/wealthy people, and I grew up in a place with lots of them, is that they would buy moderately expensive cars (think $50-75k in current money) and keep them like 10 years.  Lots of Mercedes and Volvos (esp. wagons in both brands), as well as high-end American cars and large American SUVs.  And Toyota Land Cruisers, stealthy rich people LOVE Land Cruisers.

Bah, Land Cruisers gas mileage is atrocious. But yeah, everyone I knew who had one was wealthy but you wouldn't know it.

One of my favorite stories though is a coworker of my dads who had a 1980's Mercedes Diesel. When it cracked 300k miles she had it repainted.

bebegirl

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Re: Overheard at Work
« Reply #14275 on: July 27, 2016, 04:52:08 PM »

How do you think rich people get old Mercedes and Volvos?  By buying new ones a long time ago. 

Long time ago. Exactly. And I am talking about people who worth 7 digit numbers. Who earn themselves huge amounts of money and inherited a lot from their parents and grand parents and drive cars that are more than 10 years old. And I look at people who live from paycheck to paycheck and buy cars for 60K each and upgrade every 3 years.

That is why someone is rich and will be rich all their life and someone will have only one thing - car payments till they die, lol.

MgoSam

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Re: Overheard at Work
« Reply #14276 on: July 27, 2016, 06:45:57 PM »
I completely agree, after all my mom makes the best Indian food in the world and she lives in the suburbs!

Whoa, whoa, whoa --- hold the phone --- my Mom holds that same title...
..which she stole from my grandmother... how did your mom get it too?!?

By making the best butter chicken in the world.
sigh.  Butter chicken.  I need to learn how to make it.  I had it at an Indian wedding over a decade ago.  It was so good.

I use the nyt butter chicken recipe and I like it.  It's easy, you just need to get the spices.
Thanks for the tip!  I have all those spices...just need to give it a shot!

Let us know how it turns out.

Also, please bear in mind that it won't taste the same as you'll find in restaurants and at the wedding you went to. Most restaurants I've been to use way too much butter and cream.

dave3fl

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Re: Overheard at Work
« Reply #14277 on: July 27, 2016, 07:09:21 PM »
Former co-worker of mine had 2 cars, a ~5 year old BMW 3 series (making payments) and a late 90s or early 2000s Pontiac grand prix she owned free and clear.  The BMW was in the shop all the time and one day she mentioned that she couldn't afford it anymore and was going to get rid of it.  I replied with something along the lines of that's a good idea, sell the BMW and keep the Pontiac. 

Nope, she traded in the BMW for a brand new one and donated the Pontiac to charity...
« Last Edit: July 27, 2016, 07:11:01 PM by dave3fl »

Primm

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Re: Overheard at Work
« Reply #14278 on: July 27, 2016, 07:44:03 PM »

Thanks for the tip!  I have all those spices...just need to give it a shot!

Let us know how it turns out.

Also, please bear in mind that it won't taste the same as you'll find in restaurants and at the wedding you went to. Most restaurants I've been to use way too much just the right amount of butter and cream.

Fixed that for you...

SwordGuy

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Re: Overheard at Work
« Reply #14279 on: July 27, 2016, 07:45:54 PM »
s. I know personally very rich people who drive old Mercedes or old Volvo and do not care about car brand because they are excited for their life and success, for their families and friends and they do not need to show that to others. (Others see it anyway, lol)

How do you think rich people get old Mercedes and Volvos?  By buying new ones a long time ago.  My experience with old money/wealthy people, and I grew up in a place with lots of them, is that they would buy moderately expensive cars (think $50-75k in current money) and keep them like 10 years.  Lots of Mercedes and Volvos (esp. wagons in both brands), as well as high-end American cars and large American SUVs.  And Toyota Land Cruisers, stealthy rich people LOVE Land Cruisers.

$50,000 to $75,000 is MODERATELY expensive for a new car?  Really?

If it costs 4 to 6 times the price of a perfectly good new car, it's not moderately expensive in my book.  It's insanely expensive!

A $75,000 car for 10 years averages to $7,500 per year assuming a cash or 0% interest purchase.

I could buy a perfectly good new car for just 2 years of that cost and be investing $7,500 a year for the next 8 years!

At 8% compounded annually, that's about $79,776 in savings!

Or, to make it a more fair comparison, let's assume we have $75,000 in cash to buy the car and only spend $15,000, leaving $60,000 to invest.
In ten years we could expect that to be about $129,535.   

That's a darn expensive car!

Chris22

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Re: Overheard at Work
« Reply #14280 on: July 27, 2016, 09:58:23 PM »
s. I know personally very rich people who drive old Mercedes or old Volvo and do not care about car brand because they are excited for their life and success, for their families and friends and they do not need to show that to others. (Others see it anyway, lol)

How do you think rich people get old Mercedes and Volvos?  By buying new ones a long time ago.  My experience with old money/wealthy people, and I grew up in a place with lots of them, is that they would buy moderately expensive cars (think $50-75k in current money) and keep them like 10 years.  Lots of Mercedes and Volvos (esp. wagons in both brands), as well as high-end American cars and large American SUVs.  And Toyota Land Cruisers, stealthy rich people LOVE Land Cruisers.

$50,000 to $75,000 is MODERATELY expensive for a new car?  Really?

If it costs 4 to 6 times the price of a perfectly good new car, it's not moderately expensive in my book.  It's insanely expensive!

A $75,000 car for 10 years averages to $7,500 per year assuming a cash or 0% interest purchase.

I could buy a perfectly good new car for just 2 years of that cost and be investing $7,500 a year for the next 8 years!

At 8% compounded annually, that's about $79,776 in savings!

Or, to make it a more fair comparison, let's assume we have $75,000 in cash to buy the car and only spend $15,000, leaving $60,000 to invest.
In ten years we could expect that to be about $129,535.   

That's a darn expensive car!

Yes, moderately expensive. Given that we are talking about people with 7-8-9 figure net worths, $50-75k is a moderately expensive car. For instance, many of the wealthy I knew drove E-Class Mercedes, which is halfway up the MB prestige scale, and costs about 25-50% the most expensive models.
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mtn

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Re: Overheard at Work
« Reply #14281 on: July 27, 2016, 11:14:32 PM »
s. I know personally very rich people who drive old Mercedes or old Volvo and do not care about car brand because they are excited for their life and success, for their families and friends and they do not need to show that to others. (Others see it anyway, lol)

How do you think rich people get old Mercedes and Volvos?  By buying new ones a long time ago.  My experience with old money/wealthy people, and I grew up in a place with lots of them, is that they would buy moderately expensive cars (think $50-75k in current money) and keep them like 10 years.  Lots of Mercedes and Volvos (esp. wagons in both brands), as well as high-end American cars and large American SUVs.  And Toyota Land Cruisers, stealthy rich people LOVE Land Cruisers.

$50,000 to $75,000 is MODERATELY expensive for a new car?  Really?

If it costs 4 to 6 times the price of a perfectly good new car, it's not moderately expensive in my book.  It's insanely expensive!

A $75,000 car for 10 years averages to $7,500 per year assuming a cash or 0% interest purchase.

I could buy a perfectly good new car for just 2 years of that cost and be investing $7,500 a year for the next 8 years!

At 8% compounded annually, that's about $79,776 in savings!

Or, to make it a more fair comparison, let's assume we have $75,000 in cash to buy the car and only spend $15,000, leaving $60,000 to invest.
In ten years we could expect that to be about $129,535.   

That's a darn expensive car!

Yes, moderately expensive. Given that we are talking about people with 7-8-9 figure net worths, $50-75k is a moderately expensive car. For instance, many of the wealthy I knew drove E-Class Mercedes, which is halfway up the MB prestige scale, and costs about 25-50% the most expensive models.

And when you consider you can option a Camry up to $38k.

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Re: Overheard at Work
« Reply #14282 on: July 27, 2016, 11:50:42 PM »
My mum keeps on saying that our 2006 Honda Accord and Civic need to be upgraded. She says "You're an Engineer and your wife is an Accountant, so you need a Lexus or BMW or something high-end."

My go-to response when people tell me I need to do/buy something is 'what will happen if I don't?', which is hard to counter since nothing will happen.
That response is pure gold!
I refuse to let it slip away in to this wishy-washy foam of butter chicken and "reasonably priced" clown cars!

dragoncar

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Re: Overheard at Work
« Reply #14283 on: July 28, 2016, 01:48:00 AM »

Thanks for the tip!  I have all those spices...just need to give it a shot!

Let us know how it turns out.

Also, please bear in mind that it won't taste the same as you'll find in restaurants and at the wedding you went to. Most restaurants I've been to use way too much just the right amount of butter and cream.

Fixed that for you...

I only use 1 cup cream no matter how much I'm making because I get the shelf stable cream from trader joes (cheaper per oz than a fresh pint and can have on hand at random
Moments)

I also use boneless skinless chicken breast cut into tiny cubes instead of the bone-in thighs.  Just personal preference.  Small cubes cook much faster and have greater surface area per lb to absorb marinade

Kitsune

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Re: Overheard at Work
« Reply #14284 on: July 28, 2016, 07:22:54 AM »
I also use boneless skinless chicken breast cut into tiny cubes instead of the bone-in thighs.  Just personal preference.  Small cubes cook much faster and have greater surface area per lb to absorb marinade

Skinned and de-boned thighs, cut into cubes. All the flavour, none of the dryness. :)

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Re: Overheard at Work
« Reply #14285 on: July 28, 2016, 07:52:49 AM »
s. I know personally very rich people who drive old Mercedes or old Volvo and do not care about car brand because they are excited for their life and success, for their families and friends and they do not need to show that to others. (Others see it anyway, lol)

How do you think rich people get old Mercedes and Volvos?  By buying new ones a long time ago.  My experience with old money/wealthy people, and I grew up in a place with lots of them, is that they would buy moderately expensive cars (think $50-75k in current money) and keep them like 10 years.  Lots of Mercedes and Volvos (esp. wagons in both brands), as well as high-end American cars and large American SUVs.  And Toyota Land Cruisers, stealthy rich people LOVE Land Cruisers.

$50,000 to $75,000 is MODERATELY expensive for a new car?  Really?

If it costs 4 to 6 times the price of a perfectly good new car, it's not moderately expensive in my book.  It's insanely expensive!

A $75,000 car for 10 years averages to $7,500 per year assuming a cash or 0% interest purchase.

I could buy a perfectly good new car for just 2 years of that cost and be investing $7,500 a year for the next 8 years!

At 8% compounded annually, that's about $79,776 in savings!

Or, to make it a more fair comparison, let's assume we have $75,000 in cash to buy the car and only spend $15,000, leaving $60,000 to invest.
In ten years we could expect that to be about $129,535.   

That's a darn expensive car!

Moderately expensive compared to a Bugatti. Or Ferrari. ;)=

RWD

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Re: Overheard at Work
« Reply #14286 on: July 28, 2016, 08:04:27 AM »
s. I know personally very rich people who drive old Mercedes or old Volvo and do not care about car brand because they are excited for their life and success, for their families and friends and they do not need to show that to others. (Others see it anyway, lol)

How do you think rich people get old Mercedes and Volvos?  By buying new ones a long time ago.  My experience with old money/wealthy people, and I grew up in a place with lots of them, is that they would buy moderately expensive cars (think $50-75k in current money) and keep them like 10 years.  Lots of Mercedes and Volvos (esp. wagons in both brands), as well as high-end American cars and large American SUVs.  And Toyota Land Cruisers, stealthy rich people LOVE Land Cruisers.

$50,000 to $75,000 is MODERATELY expensive for a new car?  Really?

If it costs 4 to 6 times the price of a perfectly good new car, it's not moderately expensive in my book.  It's insanely expensive!

A $75,000 car for 10 years averages to $7,500 per year assuming a cash or 0% interest purchase.

I could buy a perfectly good new car for just 2 years of that cost and be investing $7,500 a year for the next 8 years!

At 8% compounded annually, that's about $79,776 in savings!

Or, to make it a more fair comparison, let's assume we have $75,000 in cash to buy the car and only spend $15,000, leaving $60,000 to invest.
In ten years we could expect that to be about $129,535.   

That's a darn expensive car!

Moderately expensive compared to a Bugatti. Ore Ferrari. ;)=

Or even just higher end luxury cars, doesn't even have to be something special. Examples: Audi A8 W12 - $138k, BMW 750I Xdrive - $97k, Cadillac Escalade ESV AWD Platinum - $95k, Lexus LS 600H - $120k, Mercedes S600 - $169k.

Chris22

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Re: Overheard at Work
« Reply #14287 on: July 28, 2016, 08:10:01 AM »
s. I know personally very rich people who drive old Mercedes or old Volvo and do not care about car brand because they are excited for their life and success, for their families and friends and they do not need to show that to others. (Others see it anyway, lol)

How do you think rich people get old Mercedes and Volvos?  By buying new ones a long time ago.  My experience with old money/wealthy people, and I grew up in a place with lots of them, is that they would buy moderately expensive cars (think $50-75k in current money) and keep them like 10 years.  Lots of Mercedes and Volvos (esp. wagons in both brands), as well as high-end American cars and large American SUVs.  And Toyota Land Cruisers, stealthy rich people LOVE Land Cruisers.

$50,000 to $75,000 is MODERATELY expensive for a new car?  Really?

If it costs 4 to 6 times the price of a perfectly good new car, it's not moderately expensive in my book.  It's insanely expensive!

A $75,000 car for 10 years averages to $7,500 per year assuming a cash or 0% interest purchase.

I could buy a perfectly good new car for just 2 years of that cost and be investing $7,500 a year for the next 8 years!

At 8% compounded annually, that's about $79,776 in savings!

Or, to make it a more fair comparison, let's assume we have $75,000 in cash to buy the car and only spend $15,000, leaving $60,000 to invest.
In ten years we could expect that to be about $129,535.   

That's a darn expensive car!

Moderately expensive compared to a Bugatti. Ore Ferrari. ;)=

Or even just higher end luxury cars, doesn't even have to be something special. Examples: Audi A8 W12 - $138k, BMW 750I Xdrive - $97k, Cadillac Escalade ESV AWD Platinum - $95k, Lexus LS 600H - $120k, Mercedes S600 - $169k.

Exactly.  Some dude worth high 7/low eight figures who chooses to drive an E-class Mercedes instead of an S600 or Maybach is the same, to me, as a $100k/yr "Mustachian" who choses a $12k Honda Fit instead of a $25k Accord or $35k Pilot.  No it's not the absolute cheapest option, but it's way under what they could afford to spend.
"If I could get all the money back I ever spent on cars, I'd spend it on cars." - Nick Mason

HairyUpperLip

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Re: Overheard at Work
« Reply #14288 on: July 28, 2016, 09:11:10 AM »
Me: We'll ride our bikes. It's only about 5 miles.
CW: But it might rain.
Me: So we'll get wet?

No matter how many times I use that line I still get a little thrill of being a laconic badass. It has that real "Then we'll fight in the shade" ring to it.


I get similar comments about rain every time I show up on a motorcycle.  Though I get to say "You may be right." and have Billy Joel playing in my head. :D

Taking my 2 year old out of the car in the rain with my MIL and FIL in the car too.

MIL - "Oh no, it's raining... She'll get wet. " (as I start to take out my daughter)
Me - "It's okay, we got one of the water proof kids."

HairyUpperLip

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Re: Overheard at Work
« Reply #14289 on: July 28, 2016, 09:23:38 AM »
I completely agree, after all my mom makes the best Indian food in the world and she lives in the suburbs!

Whoa, whoa, whoa --- hold the phone --- my Mom holds that same title...
..which she stole from my grandmother... how did your mom get it too?!?

By making the best butter chicken in the world.

Well then, apparently our moms need to have a butter chicken cook off and see who will really hold the belt.  :)

Btw, my mom asked me to come over after work to help with a few things. She has butter chicken ready for me to eat for dinner!!!

Lucky guy, living the good life. :)

HairyUpperLip

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Re: Overheard at Work
« Reply #14290 on: July 28, 2016, 09:25:04 AM »

Yeah it's not a terrible difficult dish to make. I haven't seen the NYT recipe, but just in case, here are some things my mom does

1. Marinate chicken in yogurt
2. take chicken out and broil
3. Then add broiled chicken to the sauce
4. Add heavy whipping cream (believe this is her last step)

Ahh, see - now I know my Mom's is better - Here is my Mom's steps -

1. Marinate chicken in yogurt
2. take chicken out and broil
3. Then add broiled chicken to the sauce
4. Add heavy whipping cream (believe this is her last step)
5. ADD LOTS OF PYAAR*!


*pyaar - hindi for love. Love is the key ingredient to a delicious meal! :)

Inaya

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Re: Overheard at Work
« Reply #14291 on: July 28, 2016, 09:42:25 AM »
Of course, getting drenched and then going into hyper-chilled work setting in wet clothes is no comfy. But that's what raincoats and umbrellas are for - I had neither ....
This, 1000 times. I keep spare clothes at work in case of office spills. But they don't help me at all until after the hour-long freezing-cold train ride. If it's rainy enough to get through my trench coat, an umbrella won't help. On these days, I take the long way to work (2 hours) because it's better than being soaking wet and cold for 90 minutes. (The commuter train station is a 20 minute walk, but the El station is only 2 blocks so I don't get nearly as wet if I run.)

Being desert-born and bred, I used to adore taking walks in the rain--the heavier the better. But that was when I could go right back inside and change and get all the way dry.
« Last Edit: July 28, 2016, 09:45:56 AM by Inaya »
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mtn

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Re: Overheard at Work
« Reply #14292 on: July 28, 2016, 09:46:14 AM »
Me: We'll ride our bikes. It's only about 5 miles.
CW: But it might rain.
Me: So we'll get wet?

No matter how many times I use that line I still get a little thrill of being a laconic badass. It has that real "Then we'll fight in the shade" ring to it.


I get similar comments about rain every time I show up on a motorcycle.  Though I get to say "You may be right." and have Billy Joel playing in my head. :D

Taking my 2 year old out of the car in the rain with my MIL and FIL in the car too.

MIL - "Oh no, it's raining... She'll get wet. " (as I start to take out my daughter)
Me - "It's okay, we got one of the water proof kids."

Good one. I sometimes wonder why we are so averse to being out in the rain. As an adult, it has usually been about how my hair will look post-rain. Of course, getting drenched and then going into hyper-chilled work setting in wet clothes is no comfy. But that's what raincoats and umbrellas are for - I had neither ....

Wet clothes is the answer. Unless they're wool, they're uncomfortable in most settings. Raincoats make me sweat. Umbrellas are good though.

BFGirl

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Re: Overheard at Work
« Reply #14293 on: July 28, 2016, 10:06:03 AM »
So I think that I may have the best story yet.

So I'm an attorney at a mid sized law firm in the US.  Today an attorney was fired after one of the partners learned that this attorney had been borrowing money (over one thousand dollars) from his paralegal over the last six months without ever paying her back.  Mind you, this guy was making close to $200k a year.  However, he would constantly complain of not having money and resorted to ask his paralegal for cash.  After months of her trying to get paid back, she took the matter up the chain of command.

His wife was a SAHM, they drove brand new Lexus, and owned a very nice beach front condo.

What a jerk!  Of course, I hope the paralegal will still have a job if her attorney is no longer there.

mm1970

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Re: Overheard at Work
« Reply #14294 on: July 28, 2016, 10:22:08 AM »

Thanks for the tip!  I have all those spices...just need to give it a shot!

Let us know how it turns out.

Also, please bear in mind that it won't taste the same as you'll find in restaurants and at the wedding you went to. Most restaurants I've been to use way too much just the right amount of butter and cream.

Fixed that for you...

I only use 1 cup cream no matter how much I'm making because I get the shelf stable cream from trader joes (cheaper per oz than a fresh pint and can have on hand at random
Moments)

I also use boneless skinless chicken breast cut into tiny cubes instead of the bone-in thighs.  Just personal preference.  Small cubes cook much faster and have greater surface area per lb to absorb marinade
What is this magic??

mm1970

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Re: Overheard at Work
« Reply #14295 on: July 28, 2016, 10:27:14 AM »
Quote
Exactly.  Some dude worth high 7/low eight figures who chooses to drive an E-class Mercedes instead of an S600 or Maybach is the same, to me, as a $100k/yr "Mustachian" who choses a $12k Honda Fit instead of a $25k Accord or $35k Pilot.  No it's not the absolute cheapest option, but it's way under what they could afford to spend.

This brings up an interesting question.

What about the "$100k/yr mustachian" who is worth 7 figures?

One refers to income, the other refers to net worth.

It's interesting to see what people think you should drive, based on how old you are, how much you make, and what your net worth is.

I'm sure most people think we should be driving *much* nicer cars, and these are people who have no idea of our net worth.

mtn

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Re: Overheard at Work
« Reply #14296 on: July 28, 2016, 10:31:35 AM »
Quote
Exactly.  Some dude worth high 7/low eight figures who chooses to drive an E-class Mercedes instead of an S600 or Maybach is the same, to me, as a $100k/yr "Mustachian" who choses a $12k Honda Fit instead of a $25k Accord or $35k Pilot.  No it's not the absolute cheapest option, but it's way under what they could afford to spend.

This brings up an interesting question.

What about the "$100k/yr mustachian" who is worth 7 figures?

One refers to income, the other refers to net worth.

It's interesting to see what people think you should drive, based on how old you are, how much you make, and what your net worth is.

I'm sure most people think we should be driving *much* nicer cars, and these are people who have no idea of our net worth.

The used E-class?

Or more likely, the used Lexus since it is more reliable.

Chris22

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Re: Overheard at Work
« Reply #14297 on: July 28, 2016, 10:57:52 AM »
Quote
Exactly.  Some dude worth high 7/low eight figures who chooses to drive an E-class Mercedes instead of an S600 or Maybach is the same, to me, as a $100k/yr "Mustachian" who choses a $12k Honda Fit instead of a $25k Accord or $35k Pilot.  No it's not the absolute cheapest option, but it's way under what they could afford to spend.

This brings up an interesting question.

What about the "$100k/yr mustachian" who is worth 7 figures?

One refers to income, the other refers to net worth.

It's interesting to see what people think you should drive, based on how old you are, how much you make, and what your net worth is.

I'm sure most people think we should be driving *much* nicer cars, and these are people who have no idea of our net worth.

I'm a huge car nut, so I think you should drive what makes you happy (within your reasonable means). 

I don't ascribe "good choice" or "bad choice" to cars, I ascribe it to situations and preferences.  I think an enthusiast who gets a lot of happiness from driving a $40k BMW 3-series is making a very good choice, and a person who is a status seeker and a "badge whore" who spends $40k to drive a BMW 3-series (while knowing nothing about the car beyond the badge) is making a very bad choice, even if their financial situations are identical.  The zillionaire who buys the latest Ferrari and drives it 500 miles and leaves it in his garage to collect dust is acting foolishly, while the guy who pours his heart and soul and scrimps and saves and sacrifices so he can have a ratty old Ferrari is maximizing his happiness (I see both daily on the FerrariChat web site).
"If I could get all the money back I ever spent on cars, I'd spend it on cars." - Nick Mason

plainjane

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Re: Overheard at Work
« Reply #14298 on: July 28, 2016, 11:14:35 AM »
I only use 1 cup cream no matter how much I'm making because I get the shelf stable cream from trader joes (cheaper per oz than a fresh pint and can have on hand at random
Moments)
I also use boneless skinless chicken breast cut into tiny cubes instead of the bone-in thighs.  Just personal preference.  Small cubes cook much faster and have greater surface area per lb to absorb marinade
What is this magic??

Welcome to the rest of the western world.  It's UHT. (If you are not familiar with UHT, once open, it needs to go in the fridge - which is a good reason to just use the whole container in this case.)
http://www.thekitchn.com/new-product-trader-joes-shelf-stable-whipping-cream-177946

Bringing back to the topic, UHT half&half at work is great, because then the office manager just buys in bulk and doesn't need to worry about keeping the fridge stocked on a weekly basis.
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SeaEhm

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Re: Overheard at Work
« Reply #14299 on: July 28, 2016, 11:41:09 AM »
They don't have a website, so here's their Yelp page: www.yelp.com/biz/five-faces-ice-cream-shop-chicago . Hubs and I sometimes go there for lunch on Saturdays since we're in the area for the farmers market anyway.
ETA: Spoiler alert, they're not an ice cream shop.

Will be in Chicago next month so I may have to stop by this place.

Regarding cars, some people think cars have one purpose - to get you from point A to point B.  Other people feel that cars provide more.  If people don't agree on what a car's purpose is, then it is challenging for them to agree on its value.


If I was worth 8 figures with a nice yearly income, I would have a ferrari to park in my garage.  I would go in the garage and stare at it everyday just as people stare at art that hangs on the wall.  I would just personally have this artwork sitting in the garage.

Some kids like to collect (not play with) Hot Wheels.  ;)
Just here to feel guilty about my purchases which are often irrational, wants, and in an atypical budget.