Author Topic: Overheard at Work  (Read 5656102 times)

MgoSam

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Re: Overheard at Work
« Reply #14200 on: July 22, 2016, 08:58:05 AM »
A colleague is finishing up today after being made redundant.

He will be 76 in October and the company has been waiting for him to bow out gracefully, but he just couldn't afford to retire.

He's on his fifth wife. Wears $15 shirts but gets them dry-cleaned. Buys two or three coffees a day. His wife is in her late 60 and she 'retired' for about six months and is now back at work.

They moved last year to a five-bedroom house "so we have room for the grandchildren when they visit". A colleague told me they are renting, estimated their rent at $950-$1150/week.

I've rolled my eyes a lot at this guy's behaviour over the years but now it's just ... sad.

Oh wow... that is really sad... almost $60,000 a year in rent! How on earth is he going to afford that now?

Yeah that is incredibly sad. It's always unfortunate when you see someone that has been working their entire life and still doesn't have much savings. A good friend of mine's parents are amazing, but it's crazy that he's still working at 65 after 40+ years of working and they have a house that has about 7 years of payments left, and they are still eating out and buying plenty of toys. My friend told me that they recently bought a friend's pontoon even though they already had one that was only a little bit smaller.

infogoon

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Re: Overheard at Work
« Reply #14201 on: July 22, 2016, 09:34:04 AM »
I am not at all frugal about eating out (I know, it's on me), but I will eat a protein bar on the way rather than ice cold nachos or an old hot dog at a sports game. Even in box seats at major NYC  games, I still haven't seen too much approaching actual food at games.

My personal weakness is for the poutine at the local minor league baseball stadium. I get it every time.

Frugal_NYC

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Re: Overheard at Work
« Reply #14202 on: July 22, 2016, 09:42:09 AM »
When new lunch places open up around my office (NYC) CWs have been coming back saying "yea it wasn't bad, and it was only about $10!"

I always want to reply, "yea, or only 3 grand a year!!"

hudsoncat

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Re: Overheard at Work
« Reply #14203 on: July 22, 2016, 09:49:01 AM »
I had this conversation today... it's not mind blowing like somethings on this thread, but it amused me. Because CW seems very suspicious of our lifestyle and loves to challenge me when we are "spending money" as if to prove we aren't as frugal as we appear (I feel I should note, I never actually bring up money with this particular person, she just really seems very interested in how I choose to spend my money since the time she over heard me talking about savings and retirement with someone who was genuinely interested and of a similar mindset of me)

CW: What are you doing tonight?
Me: Going to a baseball game.
CW: Oh, [Triple A team one hour away]? That's fun. But I thought you didn't spend money on things like that!
Me: No, [college league team in town]. The games are a lot fun and tickets are really cheap, even if DH hadn't gotten tonight's tickets free through work.
CW: Well you still have to drive there and pay for gas!
Me: We'll ride our bikes. It's only about 5 miles.
CW: But it might rain.
Me: So we'll get wet?
CW: Well you still have to eat supper at the park!
Me: We'll just eat at home before we go.
CW: That's just weird.

Just replying to add, we did in fact get wet. Didn't change our enjoyment of the game (or the lovely ride home). Also ate at home, because, like others have mentioned, the food is better there. But I did get ice cream at the park. They just have really ice cream.

zephyr911

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Re: Overheard at Work
« Reply #14204 on: July 22, 2016, 09:49:44 AM »
They just have really ice cream.
So cream. Very dairy. Wow.
I am not a cog. I am an organizational lubricant.

onlykelsey

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Re: Overheard at Work
« Reply #14205 on: July 22, 2016, 10:11:27 AM »
I am not at all frugal about eating out (I know, it's on me), but I will eat a protein bar on the way rather than ice cold nachos or an old hot dog at a sports game. Even in box seats at major NYC  games, I still haven't seen too much approaching actual food at games.

My personal weakness is for the poutine at the local minor league baseball stadium. I get it every time.

If there were poutine I might also be weak. $10 popcorn, not so much.  Although I do buy $10 beers, haha.

iowajes

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Re: Overheard at Work
« Reply #14206 on: July 22, 2016, 11:20:30 AM »

If there were poutine I might also be weak. $10 popcorn, not so much.  Although I do buy $10 beers, haha.

Man, benefit of living in the middle of nowhere.
12 oz beer at our minor league baseball game are only $1.50 on Thursdays.  Friday it's $5 for a 16 oz mug with $2.50 refills.

RyanAtTanagra

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Re: Overheard at Work
« Reply #14207 on: July 22, 2016, 11:29:28 AM »

If there were poutine I might also be weak. $10 popcorn, not so much.  Although I do buy $10 beers, haha.

Man, benefit of living in the middle of nowhere.
12 oz beer at our minor league baseball game are only $1.50 on Thursdays.  Friday it's $5 for a 16 oz mug with $2.50 refills.

Half price on refills?!  That's dangerous, the more I drink the less my price-pre-beer is!

BFGirl

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Re: Overheard at Work
« Reply #14208 on: July 22, 2016, 11:50:28 AM »
I had this conversation today... it's not mind blowing like somethings on this thread, but it amused me. Because CW seems very suspicious of our lifestyle and loves to challenge me when we are "spending money" as if to prove we aren't as frugal as we appear (I feel I should note, I never actually bring up money with this particular person, she just really seems very interested in how I choose to spend my money since the time she over heard me talking about savings and retirement with someone who was genuinely interested and of a similar mindset of me)

CW: What are you doing tonight?
Me: Going to a baseball game.
CW: Oh, [Triple A team one hour away]? That's fun. But I thought you didn't spend money on things like that!
Me: No, [college league team in town]. The games are a lot fun and tickets are really cheap, even if DH hadn't gotten tonight's tickets free through work.
CW: Well you still have to drive there and pay for gas!
Me: We'll ride our bikes. It's only about 5 miles.
CW: But it might rain.
Me: So we'll get wet?
CW: Well you still have to eat supper at the park!
Me: We'll just eat at home before we go.
CW: That's just weird.

TIL it is apparently weird to eat before attending a sports game.

I am not at all frugal about eating out (I know, it's on me), but I will eat a protein bar on the way rather than ice cold nachos or an old hot dog at a sports game. Even in box seats at major NYC  games, I still haven't seen too much approaching actual food at games.

For me, I kinda enjoy the bad junk food at the games.  It's part of the experience for me, but I appreciate that others don't see that as a good use of their money.

MgoSam

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Re: Overheard at Work
« Reply #14209 on: July 22, 2016, 11:53:47 AM »
I had this conversation today... it's not mind blowing like somethings on this thread, but it amused me. Because CW seems very suspicious of our lifestyle and loves to challenge me when we are "spending money" as if to prove we aren't as frugal as we appear (I feel I should note, I never actually bring up money with this particular person, she just really seems very interested in how I choose to spend my money since the time she over heard me talking about savings and retirement with someone who was genuinely interested and of a similar mindset of me)

CW: What are you doing tonight?
Me: Going to a baseball game.
CW: Oh, [Triple A team one hour away]? That's fun. But I thought you didn't spend money on things like that!
Me: No, [college league team in town]. The games are a lot fun and tickets are really cheap, even if DH hadn't gotten tonight's tickets free through work.
CW: Well you still have to drive there and pay for gas!
Me: We'll ride our bikes. It's only about 5 miles.
CW: But it might rain.
Me: So we'll get wet?
CW: Well you still have to eat supper at the park!
Me: We'll just eat at home before we go.
CW: That's just weird.

TIL it is apparently weird to eat before attending a sports game.

I am not at all frugal about eating out (I know, it's on me), but I will eat a protein bar on the way rather than ice cold nachos or an old hot dog at a sports game. Even in box seats at major NYC  games, I still haven't seen too much approaching actual food at games.

For me, I kinda enjoy the bad junk food at the games.  It's part of the experience for me, but I appreciate that others don't see that as a good use of their money.

Yeah, overall I don't find going to games to be a productive use of money so I rarely go to games. I went to one game last year, a minor league game. Tickets were $5 for outfield "seats" (grassy section that you can sit on). I did spend some coin on getting beer (have a ton of good beers there) and some food. I came out ahead a bit, as they were handing out free vouchers for Wendy's Baconator Jr and after I asked for one from a friend who's a vegetarian, everyone asked for one. I don't eat Wendy's, but that was 12 free Baconator Jrs for me, so that was 12 meals I didn't have to cook for.

LennStar

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Re: Overheard at Work
« Reply #14210 on: July 23, 2016, 11:24:10 AM »
Me: We'll ride our bikes. It's only about 5 miles.
CW: But it might rain.
Me: So we'll get wet?

No matter how many times I use that line I still get a little thrill of being a laconic badass. It has that real "Then we'll fight in the shade" ring to it.
Meh.
Your answer should be:
(It might rain!)
Then we will be singing in the rain.

kayvent

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Re: Overheard at Work
« Reply #14211 on: July 23, 2016, 07:58:39 PM »
A dear friend at work needs a second car for the family. From my understanding, the only use case is driving 15KM twice a workday with a one-year infant and their car seat in back. Their family had X thousand to spend on a vehicle's downpayment. One day, CW was talking about how they were going to look at some new <high-end SUV> to lease (spend X thousand upfront, pay sub 100/monthly for the lease, then planning to buy the vehicle after the lease). They wanted to do this so they wouldn't have two car payments simultaneously.

I wanted to speak up. I wanted someone to speak up. Someone. None of us did. Some of us talked about it later but none of use suggested that we should convince the colleague. The next day, an update on the car quest. An older CW rebukes the entire plan. Finally, sanity. The car expert then pipes up "Get the newest used Camry or Accord for X thousand that works best for you in a testdrive. Done." They have an discussion on why, logically, a lease is wrong and a Camry/Accord with no loan is best.

CW (hopefully) will save tens of thousands of dollars over the next few decades now. Horror story of clown-car clown debt averted.
« Last Edit: July 23, 2016, 08:01:26 PM by kayvent »

mustachepungoeshere

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Re: Overheard at Work
« Reply #14212 on: July 23, 2016, 10:38:04 PM »
My husband and his team have been working on a contract basis since January, and have not had tax withheld from their pay. Which led to this conversation.

CW1: I'm putting aside so much money.
CW2: Oh yeah? How much?
CW1: 10 per cent.
CW2: ... for tax or savings?
CW1: Both.
CW2: ...
CW1: Why, how much is tax?

This guy hadn't filed a tax return in five years.

MrRealEstate

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Re: Overheard at Work
« Reply #14213 on: July 24, 2016, 12:51:34 AM »
My husband and his team have been working on a contract basis since January, and have not had tax withheld from their pay. Which led to this conversation.

CW1: I'm putting aside so much money.
CW2: Oh yeah? How much?
CW1: 10 per cent.
CW2: ... for tax or savings?
CW1: Both.
CW2: ...
CW1: Why, how much is tax?

This guy hadn't filed a tax return in five years.

I don't understand how so many people don't understand taxes at a fundamental level. I have people who want to get preapproved for a loan, and when I say we'll need two years tax returns they just stare at me....

Then I have the ones that say they haven't filed for the current year yet... in July. and that they do this every year. These are not the uber rich people who wont notice a small fee from the IRS for an extension.

mustachepungoeshere

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Re: Overheard at Work
« Reply #14214 on: July 24, 2016, 01:12:33 AM »
My husband and his team have been working on a contract basis since January, and have not had tax withheld from their pay. Which led to this conversation.

CW1: I'm putting aside so much money.
CW2: Oh yeah? How much?
CW1: 10 per cent.
CW2: ... for tax or savings?
CW1: Both.
CW2: ...
CW1: Why, how much is tax?

This guy hadn't filed a tax return in five years.

I don't understand how so many people don't understand taxes at a fundamental level. I have people who want to get preapproved for a loan, and when I say we'll need two years tax returns they just stare at me....

Then I have the ones that say they haven't filed for the current year yet... in July. and that they do this every year. These are not the uber rich people who wont notice a small fee from the IRS for an extension.

Another guy just quit in favour of earning less as a FT employee. I understand wanting the security of a FT position, but it basically came down to the fact that he and his wife couldn't manage paying taxes, HECS, super, etc out of monthly contractor pay. The money would come in, they would spend it, and everything else would fall by the wayside. They opted for him take a pay cut on a FT position so someone else would take care of all that.

Shalamar

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Re: Overheard at Work
« Reply #14215 on: July 24, 2016, 09:44:06 AM »
Quote
What appeared to be the problem?

The battery wouldn't hold a charge.    I Googled replacing the battery, and a lot of the comments I read put me off - "it was really difficult, and the new battery doesn't hold a charge either!".   So, I figured since I qualified for a free upgrade, that's what I'd do.

LeRainDrop

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Re: Overheard at Work
« Reply #14216 on: July 24, 2016, 11:24:19 AM »
Quote
What appeared to be the problem?

The battery wouldn't hold a charge.    I Googled replacing the battery, and a lot of the comments I read put me off - "it was really difficult, and the new battery doesn't hold a charge either!".   So, I figured since I qualified for a free upgrade, that's what I'd do.

I bought my iPhone 5 in December 2013.  In October or November 2015, the phone stopped working, randomly shutting down and other such strangeness.  I brought it into the Apple store fearing the worst.  Quick diagnosis by the technicians that it had a "swollen battery," which was under the standard Apple warranty for 2 years.  So, about 1 year and 10-11 months into ownership, I qualified for a brand new replacement of the same model at absolutely no cost to me and no contract extension or other such nonsense.  That was pretty awesome, as it extended the length of time that I can keep the "same" phone by probably an extra 2 years.

kayvent

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Re: Overheard at Work
« Reply #14217 on: July 24, 2016, 12:05:44 PM »
My husband and his team have been working on a contract basis since January, and have not had tax withheld from their pay. Which led to this conversation.

CW1: I'm putting aside so much money.
CW2: Oh yeah? How much?
CW1: 10 per cent.
CW2: ... for tax or savings?
CW1: Both.
CW2: ...
CW1: Why, how much is tax?

This guy hadn't filed a tax return in five years.

I don't understand how so many people don't understand taxes at a fundamental level. I have people who want to get preapproved for a loan, and when I say we'll need two years tax returns they just stare at me....

Then I have the ones that say they haven't filed for the current year yet... in July. and that they do this every year. These are not the uber rich people who wont notice a small fee from the IRS for an extension.

Perhaps back in the day when personal rates were lower, computers took up rooms, and basic math skills and literacy qualified one to be a manager of 1000's of people, being late was something understandable. But tax returns nowadays (in Canada) for most people is just transferring the numbers from a T4 slip to a piece of software, filling out personal information, and hitting submit.

Not that I don't have equal faults but these people scare me. Especially when they are young (sub-40).
« Last Edit: July 24, 2016, 12:07:52 PM by kayvent »

Verdandi

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Re: Overheard at Work
« Reply #14218 on: July 24, 2016, 01:32:55 PM »
My colleague, who earns A LOT (guesstimate around 5-6k net a month), and who has already had seriouss medical problems, and 2 kids under 5:
One day: well, my husbad (who doesn't earn a lot) wanted a big Mercedes. So I told him, well, we have the money now, so we can spend it. We have a 700 per month car payment now, but we really enjoy the car.

Next day:
I tried to get life insurance with my children as beneficiaries, but couldn't get one due to my past medical problems. Man, if I could at least leave them something like 10k each if something happens to me. But who the hell has 10k lying around??

One week later:
We found a great house! With everything, only 750k!

Later:
For my new office (she will start her own business soon, which will be very profitable), I will buy 80k of office equipment.

So, she is 30 years old, will soon have 800k in debt, has bad health and 2 little ones. Is this just me, or does anyone else hear the bomb ticking??

markbike528CBX

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Re: Overheard at Work
« Reply #14219 on: July 24, 2016, 01:40:04 PM »
Is this just me, or does anyone else hear the bomb ticking??

Nope, just you.

The rest of us are deaf from the numerous mustachian heads exploding ( ours included ).

BlueHouse

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Re: Overheard at Work
« Reply #14220 on: July 24, 2016, 02:44:37 PM »
I had this conversation today... it's not mind blowing like somethings on this thread, but it amused me. Because CW seems very suspicious of our lifestyle and loves to challenge me when we are "spending money" as if to prove we aren't as frugal as we appear (I feel I should note, I never actually bring up money with this particular person, she just really seems very interested in how I choose to spend my money since the time she over heard me talking about savings and retirement with someone who was genuinely interested and of a similar mindset of me)

CW: What are you doing tonight?
Me: Going to a baseball game.
CW: Oh, [Triple A team one hour away]? That's fun. But I thought you didn't spend money on things like that!
Me: No, [college league team in town]. The games are a lot fun and tickets are really cheap, even if DH hadn't gotten tonight's tickets free through work.
CW: Well you still have to drive there and pay for gas!
Me: We'll ride our bikes. It's only about 5 miles.
CW: But it might rain.
Me: So we'll get wet?
CW: Well you still have to eat supper at the park!
Me: We'll just eat at home before we go.
CW: That's just weird.

TIL it is apparently weird to eat before attending a sports game.

I am not at all frugal about eating out (I know, it's on me), but I will eat a protein bar on the way rather than ice cold nachos or an old hot dog at a sports game. Even in box seats at major NYC  games, I still haven't seen too much approaching actual food at games.

I live a few blocks from a MLB ballpark.  I regularly go to the ticket window 1-2 hours before game time to request the $5 tickets.  This ballpark allows food to be brought in, so when groups of us go, I often bring snack bags of pistachios, swedish fish, and sometimes even make great sandwiches.  But when it's just me or just me and a friend, I LOVE the food they sell at the park. yes, it's gross, but you can't really get it anywhere  else and if you limit it to just the ballpark, then you're kind of okay. 
Sometimes nothing can be a real cool hand

BTDretire

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Re: Overheard at Work
« Reply #14221 on: July 24, 2016, 04:04:50 PM »
I am not at all frugal about eating out (I know, it's on me), but I will eat a protein bar on the way rather than ice cold nachos or an old hot dog at a sports game. Even in box seats at major NYC  games, I still haven't seen too much approaching actual food at games.

My personal weakness is for the poutine at the local minor league baseball stadium. I get it every time.
  I have never heard of poutine before, I looked it up and now wish I had a plate of it in front of me.

frugalparagon

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Re: Overheard at Work
« Reply #14222 on: July 24, 2016, 04:05:38 PM »
I am not at all frugal about eating out (I know, it's on me), but I will eat a protein bar on the way rather than ice cold nachos or an old hot dog at a sports game. Even in box seats at major NYC  games, I still haven't seen too much approaching actual food at games.

My personal weakness is for the poutine at the local minor league baseball stadium. I get it every time.
  I have never heard of poutine before, I looked it up and now wish I had a plate of it in front of me.

I've only had it once. It was so damn good. So good.
I blog about Mustachianism during the child-raising years at frugalparagon.com.

And I tell the real story in my journal, https://forum.mrmoneymustache.com/journals/still-living-well-in-the-living-room-but-what's-my-next-move/

SeaEhm

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Re: Overheard at Work
« Reply #14223 on: July 24, 2016, 05:03:24 PM »
[I am not at all frugal about eating out (I know, it's on me), but I will eat a protein bar on the way rather than ice cold nachos or an old hot dog at a sports game. Even in box seats at major NYC  games, I still haven't seen too much approaching actual food at games.

I am also more about value.  I'd rather starve for hours than pay money for some food items.  That doesn't mean that I won't pay $$$ for a meal.
Just here to feel guilty about my purchases which are often irrational, wants, and in an atypical budget.

MgoSam

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Re: Overheard at Work
« Reply #14224 on: July 24, 2016, 09:24:00 PM »
I am not at all frugal about eating out (I know, it's on me), but I will eat a protein bar on the way rather than ice cold nachos or an old hot dog at a sports game. Even in box seats at major NYC  games, I still haven't seen too much approaching actual food at games.

My personal weakness is for the poutine at the local minor league baseball stadium. I get it every time.
  I have never heard of poutine before, I looked it up and now wish I had a plate of it in front of me.

I've only had it once. It was so damn good. So good.

Love me some poutine!

dragoncar

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Re: Overheard at Work
« Reply #14225 on: July 25, 2016, 02:11:43 AM »
[I am not at all frugal about eating out (I know, it's on me), but I will eat a protein bar on the way rather than ice cold nachos or an old hot dog at a sports game. Even in box seats at major NYC  games, I still haven't seen too much approaching actual food at games.

I am also more about value.  I'd rather starve for hours than pay money for some food items.  That doesn't mean that I won't pay $$$ for a meal.

Haha!  I told my wife today that I refused to eat a tiny $5 hot dog on moral grounds.  It was like 5 pm and I hadn't eaten yet.  She was not amused.  Don't worry, I lived

infogoon

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Re: Overheard at Work
« Reply #14226 on: July 25, 2016, 08:18:51 AM »
I am not at all frugal about eating out (I know, it's on me), but I will eat a protein bar on the way rather than ice cold nachos or an old hot dog at a sports game. Even in box seats at major NYC  games, I still haven't seen too much approaching actual food at games.

My personal weakness is for the poutine at the local minor league baseball stadium. I get it every time.
  I have never heard of poutine before, I looked it up and now wish I had a plate of it in front of me.

Living in a suburb of Canada has its advantages.

MgoSam

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Re: Overheard at Work
« Reply #14227 on: July 25, 2016, 09:19:57 AM »
[I am not at all frugal about eating out (I know, it's on me), but I will eat a protein bar on the way rather than ice cold nachos or an old hot dog at a sports game. Even in box seats at major NYC  games, I still haven't seen too much approaching actual food at games.

I am also more about value.  I'd rather starve for hours than pay money for some food items.  That doesn't mean that I won't pay $$$ for a meal.

Haha!  I told my wife today that I refused to eat a tiny $5 hot dog on moral grounds.  It was like 5 pm and I hadn't eaten yet.  She was not amused.  Don't worry, I lived

I've learned that when people around me are insistent that I eat, regardless of the costs, it usually is because I'm HANGRY!

Kitsune

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Re: Overheard at Work
« Reply #14228 on: July 25, 2016, 09:28:25 AM »
[I am not at all frugal about eating out (I know, it's on me), but I will eat a protein bar on the way rather than ice cold nachos or an old hot dog at a sports game. Even in box seats at major NYC  games, I still haven't seen too much approaching actual food at games.

I am also more about value.  I'd rather starve for hours than pay money for some food items.  That doesn't mean that I won't pay $$$ for a meal.

Haha!  I told my wife today that I refused to eat a tiny $5 hot dog on moral grounds.  It was like 5 pm and I hadn't eaten yet.  She was not amused.  Don't worry, I lived

I've learned that when people around me are insistent that I eat, regardless of the costs, it usually is because I'm HANGRY!

Basically what I'd be telling my husband. 5$ for a hotdog is obscene. 5$ to not spend a few hours dealing with a cranky hangry husband is entirely reasonable. Depends what you're paying for. ;)

dragoncar

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Re: Overheard at Work
« Reply #14229 on: July 25, 2016, 10:46:31 AM »
[I am not at all frugal about eating out (I know, it's on me), but I will eat a protein bar on the way rather than ice cold nachos or an old hot dog at a sports game. Even in box seats at major NYC  games, I still haven't seen too much approaching actual food at games.

I am also more about value.  I'd rather starve for hours than pay money for some food items.  That doesn't mean that I won't pay $$$ for a meal.

Haha!  I told my wife today that I refused to eat a tiny $5 hot dog on moral grounds.  It was like 5 pm and I hadn't eaten yet.  She was not amused.  Don't worry, I lived

I've learned that when people around me are insistent that I eat, regardless of the costs, it usually is because I'm HANGRY!

Basically what I'd be telling my husband. 5$ for a hotdog is obscene. 5$ to not spend a few hours dealing with a cranky hangry husband is entirely reasonable. Depends what you're paying for. ;)

Perhaps I was a bit HANGRY

LeRainDrop

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Re: Overheard at Work
« Reply #14230 on: July 25, 2016, 01:50:01 PM »
One time I went to Chik-Fil-A with my wife and a friend.  We got to the counter and my wife ordered.  Once she finished, she goes, "what do you want?"  At that moment, I just didn't feel like spending $3 on a sandwich so I said that I won't be getting anything.  She wasn't too pleased as I was the one who chose Chik-Fil-A.

Oops!

Oops is right -- I'm on your wife's side for this one!

iris lily

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Re: Overheard at Work
« Reply #14231 on: July 25, 2016, 02:55:55 PM »
I am not at all frugal about eating out (I know, it's on me), but I will eat a protein bar on the way rather than ice cold nachos or an old hot dog at a sports game. Even in box seats at major NYC  games, I still haven't seen too much approaching actual food at games.

My personal weakness is for the poutine at the local minor league baseball stadium. I get it every time.
  I have never heard of poutine before, I looked it up and now wish I had a plate of it in front of me.

Omg poutine!!!

Last year we hosted a potluck birthday party for our friend who is French-Canadian. The food theme was "something Canadian." I made poutine and it was disgusting, , but some people liked it.

I'm suppose it is no different than melted velveeta on top of taco chips.

Dollar Slice

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Re: Overheard at Work
« Reply #14232 on: July 25, 2016, 03:02:06 PM »
Last year we hosted a potluck birthday party for our friend who is French-Canadian. The food theme was "something Canadian." I made poutine and it was disgusting, , but some people liked it.

I was always afraid of poutine after getting into a conversation with a group of Canadians about it. "It's got cheese curds and gravy on top!" "Gravy? Like... beef gravy?" "No, no, just...gravy." "But where does the gravy come from? Chicken? Beef? Turkey?" "It's gravy. It comes from a can. You know? Gravy!"
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mm1970

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Re: Overheard at Work
« Reply #14233 on: July 25, 2016, 03:05:25 PM »
One time I went to Chik-Fil-A with my wife and a friend.  We got to the counter and my wife ordered.  Once she finished, she goes, "what do you want?"  At that moment, I just didn't feel like spending $3 on a sandwich so I said that I won't be getting anything.  She wasn't too pleased as I was the one who chose Chik-Fil-A.

Oops!

Oops is right -- I'm on your wife's side for this one!
Me too.  Chik-fil-a sucks

kayvent

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Re: Overheard at Work
« Reply #14234 on: July 25, 2016, 03:19:21 PM »
Last year we hosted a potluck birthday party for our friend who is French-Canadian. The food theme was "something Canadian." I made poutine and it was disgusting, , but some people liked it.

I was always afraid of poutine after getting into a conversation with a group of Canadians about it. "It's got cheese curds and gravy on top!" "Gravy? Like... beef gravy?" "No, no, just...gravy." "But where does the gravy come from? Chicken? Beef? Turkey?" "It's gravy. It comes from a can. You know? Gravy!"

As a Maritimer, I can relate but from the other side. I was late into my teens when I discovered that there were such things as beef gravy, turkey gravy, or chicken gravy.

RyanAtTanagra

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Re: Overheard at Work
« Reply #14235 on: July 25, 2016, 03:28:16 PM »
Last year we hosted a potluck birthday party for our friend who is French-Canadian. The food theme was "something Canadian." I made poutine and it was disgusting, , but some people liked it.

I was always afraid of poutine after getting into a conversation with a group of Canadians about it. "It's got cheese curds and gravy on top!" "Gravy? Like... beef gravy?" "No, no, just...gravy." "But where does the gravy come from? Chicken? Beef? Turkey?" "It's gravy. It comes from a can. You know? Gravy!"

As a Maritimer, I can relate but from the other side. I was late into my teens when I discovered that there were such things as beef gravy, turkey gravy, or chicken gravy.

So what is non-beef/turkey/chicken gravy?  That's like just 'broth'.  Broth/gravy of what?

kayvent

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Re: Overheard at Work
« Reply #14236 on: July 25, 2016, 03:40:47 PM »
Last year we hosted a potluck birthday party for our friend who is French-Canadian. The food theme was "something Canadian." I made poutine and it was disgusting, , but some people liked it.

I was always afraid of poutine after getting into a conversation with a group of Canadians about it. "It's got cheese curds and gravy on top!" "Gravy? Like... beef gravy?" "No, no, just...gravy." "But where does the gravy come from? Chicken? Beef? Turkey?" "It's gravy. It comes from a can. You know? Gravy!"

As a Maritimer, I can relate but from the other side. I was late into my teens when I discovered that there were such things as beef gravy, turkey gravy, or chicken gravy.

So what is non-beef/turkey/chicken gravy?  That's like just 'broth'.  Broth/gravy of what?

Brown gravy. Light brown if you are feeling fancy.

human

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Re: Overheard at Work
« Reply #14237 on: July 25, 2016, 04:06:26 PM »
The thing with poutine is that you need those cheese curds, not mozzarella (like I got in Toronto once) or some other cheese. Go to Banquise in Montreal and order a chili poutine, smoked meat poutine, turkey poutine, pulled pork poutine . . . well the list is endless. Gravy is the classic poutine. I loooove poutine!

Edit to add, gravy should always be beef stock based.

When I worked at McD's here in Ontario their fries were cooked in beef shortening not vegetable shortening. Tons of vegetarians had no idea, when a vegetarian would ask "what besides the fries are vegetarian?" I would give them the surprise of their life "whaaaa no one ever told me!!!". I remember at the time the US had already switched to vegetable shortening for some years.

The irony was that the chicken products were cooked in vegetable shortening. I'm pretty sure the fries have switched over now.
« Last Edit: July 25, 2016, 04:21:12 PM by human »

Kitsune

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Re: Overheard at Work
« Reply #14238 on: July 25, 2016, 04:13:40 PM »
The thing with poutine is that you need those cheese curds, not mozzarella (like I got in Toronto once) or some other cheese. Go to Banquise in Montreal and order a chili poutine, smoked meat poutine, turkey poutine, pulled pork poutine . . . well the list is endless. Gravy is the classic poutine. I loooove poutine!

Nooooo. The one with the roasted peppers and onions and mushrooms, if you're going to La Banquise.

Moonwaves

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Re: Overheard at Work
« Reply #14239 on: July 26, 2016, 05:07:54 AM »
When I worked at McD's here in Ontario their fries were cooked in beef shortening not vegetable shortening. Tons of vegetarians had no idea, when a vegetarian would ask "what besides the fries are vegetarian?" I would give them the surprise of their life "whaaaa no one ever told me!!!". I remember at the time the US had already switched to vegetable shortening for some years.
I believe they got into lots of trouble in India for exactly that thing, what with most (or a lot of) people there not eating beef products of any kind for religious reasons. Can't remember now where I read about that but it was in something like Fast Food Nation or Supersize Me, I think. I read a whole lot of books like that around the same time nine or ten years ago.

MgoSam

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Re: Overheard at Work
« Reply #14240 on: July 26, 2016, 06:39:38 AM »
When I worked at McD's here in Ontario their fries were cooked in beef shortening not vegetable shortening. Tons of vegetarians had no idea, when a vegetarian would ask "what besides the fries are vegetarian?" I would give them the surprise of their life "whaaaa no one ever told me!!!". I remember at the time the US had already switched to vegetable shortening for some years.
I believe they got into lots of trouble in India for exactly that thing, what with most (or a lot of) people there not eating beef products of any kind for religious reasons. Can't remember now where I read about that but it was in something like Fast Food Nation or Supersize Me, I think. I read a whole lot of books like that around the same time nine or ten years ago.

Correct. They conducted a study to show that in India they were not using beef. I know that many of my relatives were very unhappy when they found out about their beloved fries.

MandalayVA

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Re: Overheard at Work
« Reply #14241 on: July 26, 2016, 07:07:25 AM »
I am not at all frugal about eating out (I know, it's on me), but I will eat a protein bar on the way rather than ice cold nachos or an old hot dog at a sports game. Even in box seats at major NYC  games, I still haven't seen too much approaching actual food at games.

My personal weakness is for the poutine at the local minor league baseball stadium. I get it every time.
  I have never heard of poutine before, I looked it up and now wish I had a plate of it in front of me.

I've only had it once. It was so damn good. So good.

Don't forget poutine's slutty American cousin, disco fries!  Instead of cheese curds, it's mozzarella.  Very popular at Jersey diners for after-clubbing drunk meals.
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Adventine

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Re: Overheard at Work
« Reply #14242 on: July 26, 2016, 07:18:14 AM »
I am not at all frugal about eating out (I know, it's on me), but I will eat a protein bar on the way rather than ice cold nachos or an old hot dog at a sports game. Even in box seats at major NYC  games, I still haven't seen too much approaching actual food at games.

My personal weakness is for the poutine at the local minor league baseball stadium. I get it every time.
  I have never heard of poutine before, I looked it up and now wish I had a plate of it in front of me.

I've only had it once. It was so damn good. So good.

Don't forget poutine's slutty American cousin, disco fries!  Instead of cheese curds, it's mozzarella.  Very popular at Jersey diners for after-clubbing drunk meals.

I just HAD to Google both types of fries after a virtuous healthy homecooked pasta salad dinner. Damn it!

rockstache

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Re: Overheard at Work
« Reply #14243 on: July 26, 2016, 07:53:23 AM »
Last year we hosted a potluck birthday party for our friend who is French-Canadian. The food theme was "something Canadian." I made poutine and it was disgusting, , but some people liked it.

I was always afraid of poutine after getting into a conversation with a group of Canadians about it. "It's got cheese curds and gravy on top!" "Gravy? Like... beef gravy?" "No, no, just...gravy." "But where does the gravy come from? Chicken? Beef? Turkey?" "It's gravy. It comes from a can. You know? Gravy!"

+1 Also, as an ignorant northeasterner, cheese curds sound like the part of the cheese that you skim off the top and throw away. What the heck is a curd? Yuck.

geekette

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Re: Overheard at Work
« Reply #14244 on: July 26, 2016, 08:06:47 AM »
As a not so ignorant southerner (who had Wisconsin relatives), cheese curds are fresh cheese!  When cheese is made from milk, the solids form curds, and the watery stuff is whey.  Curds and whey!

The curds are pressed together and aged, but fresh (squeaky!) cheese curds are delicious. 

infogoon

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Re: Overheard at Work
« Reply #14245 on: July 26, 2016, 08:34:37 AM »
The brilliance of using cheese curds instead of other cheese is that the curds don't melt in hot gravy, they just get soft and delicious.

MgoSam

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Re: Overheard at Work
« Reply #14246 on: July 26, 2016, 08:40:42 AM »
I was talking to my warehosue manager, who was asking about my house. I mentioned that I'm trying to pay it off in 15 years and he mentioned that when he first buoght a house he didn't know that you could pay more than the PITI. He's a good man, but I really didn't know what to say. He's fairly smart and looks stuff up all the time (we get some goofy producs in, so he'll Youtube them to see what they do) but I think his home owning days were pre-Internet.

jinga nation

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Re: Overheard at Work
« Reply #14247 on: July 26, 2016, 08:52:28 AM »
I was talking to my warehosue manager, who was asking about my house. I mentioned that I'm trying to pay it off in 15 years and he mentioned that when he first buoght a house he didn't know that you could pay more than the PITI. He's a good man, but I really didn't know what to say. He's fairly smart and looks stuff up all the time (we get some goofy producs in, so he'll Youtube them to see what they do) but I think his home owning days were pre-Internet.
He's not the first and won't be the last.
I have bought 9 properties since 2009. One is my house. Never once am I told that I can pay over the monthly PITI. Never.
I have co-workers who are planning on refinancing. But they're looking at going from 3.5% to 3.25 or 3.0%. I asked them if it was worth it paying refinancing costs versus paying a little extra every month. Showed them some online calculators. Those light bulbs went on and popped! These are IT/Engineering people.
People place the PITI in their budget, so any extras are usually spent. How many (outside this and similar forums) save that little extra and put it towards mortgage, paying off their debt, or placing it in a 401k or IRA?
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faithless

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Re: Overheard at Work
« Reply #14248 on: July 26, 2016, 09:47:19 AM »
Poutine looks amazing!
In the UK chip shops (as in 'fish and chip' shops) serve gravy and chips which sounds similar. Also curry and chips, which is horrid.

GatorNation

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Re: Overheard at Work
« Reply #14249 on: July 26, 2016, 10:51:36 AM »
So I think that I may have the best story yet.

So I'm an attorney at a mid sized law firm in the US.  Today an attorney was fired after one of the partners learned that this attorney had been borrowing money (over one thousand dollars) from his paralegal over the last six months without ever paying her back.  Mind you, this guy was making close to $200k a year.  However, he would constantly complain of not having money and resorted to ask his paralegal for cash.  After months of her trying to get paid back, she took the matter up the chain of command.

His wife was a SAHM, they drove brand new Lexus, and owned a very nice beach front condo.