Author Topic: Overheard at Work  (Read 8278416 times)

firelight

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Re: Overheard at Work
« Reply #14100 on: July 20, 2016, 12:54:57 PM »
I get a remark about once a week about my phone (an iphone 5, barely 3 years old)

So far i've been able to replace the battery, screen and charger port. The charger port I was told by apple that it was impossible to replace. $10 from amazon later it's good as new. I didn't realize how easy the iphones were to fix and tear down.

I too have the same phone and it's about the same age. It was handed down to me by a friend who's contract had ended. She was paying $65 a month for it and is now paying a similar amount for her iPhone 6. Meanwhile I have a 30 day rolling contract that allows me 125 minutes, 100MB of data and 500 texts, and it costs $6.50 per month. In a year's time her new contract would have ended, so I will probably get her iPhone 6. I can then sell the iPhone 5 and that will pay my monthly bill for at least 6 months.
CodAlmighty, what carrier do you have your cell phone plan on?

jinga nation

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Re: Overheard at Work
« Reply #14101 on: July 20, 2016, 01:14:27 PM »

I don't have the heart to tell her that she is very well off and she should sell everything and retire already!

How dare you, how could she possibly be happy rear-ending someone with something less than a $100k Lexus?  :)

Oh and what the hell kind of Lexus costs $100k?  I mean, I know Lexus can be some damn expensive cars Toyotas, but i wow, $100k is a whole new level of stupid.

Lexus LS 600h L, 2016 model starts at USD 120,400.
http://www.lexus.com/models/LS-hybrid

But they last a long time.

Depreciation is killer. $63k for this low mileage 2012 which according to the description had a new sticker price of $131k. That works out to $2.91/mile in deprecation alone!
The sweet spot is models that are 6 years old and the manuf warranties are expired. You can get 5-6 year old LS 460L for $mid-20s to $low-30s, mileage dependent. A 2011 model with 26500 miles is advertised for $35k. I'm not sold on the hybrid stuff.

Making Cookies

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Re: Overheard at Work
« Reply #14102 on: July 20, 2016, 03:13:54 PM »
That Lexus gets 23 MPG even with the hybrid equipment???

RWD

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Re: Overheard at Work
« Reply #14103 on: July 20, 2016, 04:04:27 PM »
That Lexus gets 23 MPG even with the hybrid equipment???

Same as the non-hybrid (AWD models) on the highway. The only improvement is with city economy, which goes from 16 mpg to 19 mpg. I'm guessing it still has to use the V8 at highway speeds. Also, it weighs 5,115 pounds!

terrier56

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Re: Overheard at Work
« Reply #14104 on: July 20, 2016, 04:31:11 PM »
Today I asked my boss what he was doing on the weekend. So he tells me the following:

boss: I am going on a bar tour
me: okay
boss: Only instead of a bus driving us to the bars it will be a helicopter
me: holy sh#$balls

Total cost is $750AUD plus alcohol. novelty can be expensive. Also there is 1 extra spot and if he doesn't fill it he will have to pay for that seat as well.

SoccerLounge

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Re: Overheard at Work
« Reply #14105 on: July 20, 2016, 06:44:53 PM »
The only improvement is with city economy, which goes from 16 mpg to 19 mpg.

Holy shit, hold the phone! Now get me Greenpeace on the line! I need to tell them how Lexus just saved the Goddamn Earth all by themselves!!! :D

JAYSLOL

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Re: Overheard at Work
« Reply #14106 on: July 20, 2016, 09:31:40 PM »
That Lexus gets 23 MPG even with the hybrid equipment???

Same as the non-hybrid (AWD models) on the highway. The only improvement is with city economy, which goes from 16 mpg to 19 mpg. I'm guessing it still has to use the V8 at highway speeds. Also, it weighs 5,115 pounds!

5115lbs!  Is it an armoured car or does it also do heavy excavation work?  (Yeah I know there are way heavier cars than even this, sadly). 

Metric Mouse

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Re: Overheard at Work
« Reply #14107 on: July 20, 2016, 10:59:03 PM »
That Lexus gets 23 MPG even with the hybrid equipment???

Same as the non-hybrid (AWD models) on the highway. The only improvement is with city economy, which goes from 16 mpg to 19 mpg. I'm guessing it still has to use the V8 at highway speeds. Also, it weighs 5,115 pounds!

5115lbs!  Is it an armoured car or does it also do heavy excavation work?  (Yeah I know there are way heavier cars than even this, sadly).

It's all the safety features.... if you believe the other flame/thread on the topic. :D

MrRealEstate

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Re: Overheard at Work
« Reply #14108 on: July 21, 2016, 01:03:40 AM »
I get a remark about once a week about my phone (an iphone 5, barely 3 years old)

So far i've been able to replace the battery, screen and charger port. The charger port I was told by apple that it was impossible to replace. $10 from amazon later it's good as new. I didn't realize how easy the iphones were to fix and tear down.

That's really good to hear. I've had my iPhone 4 screen shatter twice. Both times it was so bad I could not use the phone and it was when I was so busy I was like "I have to have this fixed RIGHT NOW, I cannot even wait a day for parts to come, let alone spend time fixing it", so I dashed to a high street repair shop. (I need emails on my phone all the time for work, and I'm self-employed.) But I'd like it to break one day when I have time to try out fixing it myself.

If you're the kinda person who breaks screens frequently and can't wait 24hours (amazon has same day shipping on iphone 5 screens in my area) it may be prudent to just have one handy since they are only $22. About a quarter of the price of having it repaired. Watch some of the "jerryrigeverything" youtubes and you'll be able to fix them easily in no time.

gimp

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Re: Overheard at Work
« Reply #14109 on: July 21, 2016, 02:13:31 AM »
Hybrid supercars use electric motors for low-end performance, not for efficiency. This shouldn't be a surprise.


Shalamar

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Re: Overheard at Work
« Reply #14110 on: July 21, 2016, 12:55:10 PM »
Speaking of iPhones, my 4S died recently and couldn't be fixed.   I qualified for a free upgrade to a 6, or - for a mere $50 - I could get a 6S.   I kept saying patiently "I want the free one, please."   The guy didn't give up until I said "Look - I loved my 4S.   The only reason why I'm here today for an upgrade is that it can't be fixed."

PencilThinStash

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Re: Overheard at Work
« Reply #14111 on: July 21, 2016, 01:21:13 PM »
The only improvement is with city economy, which goes from 16 mpg to 19 mpg.

Holy shit, hold the phone! Now get me Greenpeace on the line! I need to tell them how Lexus just saved the Goddamn Earth all by themselves!!! :D

It's not often that something on the internet actually makes me laugh out loud...

Well played.

hudsoncat

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Re: Overheard at Work
« Reply #14112 on: July 21, 2016, 02:44:24 PM »
I had this conversation today... it's not mind blowing like somethings on this thread, but it amused me. Because CW seems very suspicious of our lifestyle and loves to challenge me when we are "spending money" as if to prove we aren't as frugal as we appear (I feel I should note, I never actually bring up money with this particular person, she just really seems very interested in how I choose to spend my money since the time she over heard me talking about savings and retirement with someone who was genuinely interested and of a similar mindset of me)

CW: What are you doing tonight?
Me: Going to a baseball game.
CW: Oh, [Triple A team one hour away]? That's fun. But I thought you didn't spend money on things like that!
Me: No, [college league team in town]. The games are a lot fun and tickets are really cheap, even if DH hadn't gotten tonight's tickets free through work.
CW: Well you still have to drive there and pay for gas!
Me: We'll ride our bikes. It's only about 5 miles.
CW: But it might rain.
Me: So we'll get wet?
CW: Well you still have to eat supper at the park!
Me: We'll just eat at home before we go.
CW: That's just weird.

bebegirl

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Re: Overheard at Work
« Reply #14113 on: July 21, 2016, 02:44:36 PM »
CW, really nice lady, invited me and other colleagues to go to Starbucks (I generally drink Starbucks when join colleagues or friends). On our way we had a small talk and somehow ended up discussing Costco. I complained that every time my husband and I go there, we end up leaving a bunch of money there. Minimum $80. This happens because generally we eat quite pricy food because we love fruits, veggies, fish, cheese, and wine.

CW told that that was nothing because she and her husband leave there at least $800 each time they go..

I was so shocked that did not have time to ask how often they do this.

Holy-moly!

johnny847

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Re: Overheard at Work
« Reply #14114 on: July 21, 2016, 02:54:51 PM »
I had this conversation today... it's not mind blowing like somethings on this thread, but it amused me. Because CW seems very suspicious of our lifestyle and loves to challenge me when we are "spending money" as if to prove we aren't as frugal as we appear (I feel I should note, I never actually bring up money with this particular person, she just really seems very interested in how I choose to spend my money since the time she over heard me talking about savings and retirement with someone who was genuinely interested and of a similar mindset of me)

CW: What are you doing tonight?
Me: Going to a baseball game.
CW: Oh, [Triple A team one hour away]? That's fun. But I thought you didn't spend money on things like that!
Me: No, [college league team in town]. The games are a lot fun and tickets are really cheap, even if DH hadn't gotten tonight's tickets free through work.
CW: Well you still have to drive there and pay for gas!
Me: We'll ride our bikes. It's only about 5 miles.
CW: But it might rain.
Me: So we'll get wet?
CW: Well you still have to eat supper at the park!
Me: We'll just eat at home before we go.
CW: That's just weird.

TIL it is apparently weird to eat before attending a sports game.

onlykelsey

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Re: Overheard at Work
« Reply #14115 on: July 21, 2016, 03:02:14 PM »
I had this conversation today... it's not mind blowing like somethings on this thread, but it amused me. Because CW seems very suspicious of our lifestyle and loves to challenge me when we are "spending money" as if to prove we aren't as frugal as we appear (I feel I should note, I never actually bring up money with this particular person, she just really seems very interested in how I choose to spend my money since the time she over heard me talking about savings and retirement with someone who was genuinely interested and of a similar mindset of me)

CW: What are you doing tonight?
Me: Going to a baseball game.
CW: Oh, [Triple A team one hour away]? That's fun. But I thought you didn't spend money on things like that!
Me: No, [college league team in town]. The games are a lot fun and tickets are really cheap, even if DH hadn't gotten tonight's tickets free through work.
CW: Well you still have to drive there and pay for gas!
Me: We'll ride our bikes. It's only about 5 miles.
CW: But it might rain.
Me: So we'll get wet?
CW: Well you still have to eat supper at the park!
Me: We'll just eat at home before we go.
CW: That's just weird.

TIL it is apparently weird to eat before attending a sports game.

I am not at all frugal about eating out (I know, it's on me), but I will eat a protein bar on the way rather than ice cold nachos or an old hot dog at a sports game. Even in box seats at major NYC  games, I still haven't seen too much approaching actual food at games.

mustachepungoeshere

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Re: Overheard at Work
« Reply #14116 on: July 21, 2016, 03:24:24 PM »
...CW seems very suspicious of our lifestyle and loves to challenge me when we are "spending money" as if to prove we aren't as frugal as we appear

I guard against this by giving people way too much information. Even though friends/relatives don't question my spending, I still feel the need to share with them my entire rationale. A friend noticed that I was wearing a new cardigan.

Me: "I sold five things on eBay offset the cost!"
Her: "... I was just going to say it was pretty!"

Me, defensive much. :/

TallFrodo

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Re: Overheard at Work
« Reply #14117 on: July 21, 2016, 05:36:22 PM »
Me: We'll ride our bikes. It's only about 5 miles.
CW: But it might rain.
Me: So we'll get wet?

No matter how many times I use that line I still get a little thrill of being a laconic badass. It has that real "Then we'll fight in the shade" ring to it.

mm1970

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Re: Overheard at Work
« Reply #14118 on: July 21, 2016, 05:42:07 PM »
I had this conversation today... it's not mind blowing like somethings on this thread, but it amused me. Because CW seems very suspicious of our lifestyle and loves to challenge me when we are "spending money" as if to prove we aren't as frugal as we appear (I feel I should note, I never actually bring up money with this particular person, she just really seems very interested in how I choose to spend my money since the time she over heard me talking about savings and retirement with someone who was genuinely interested and of a similar mindset of me)

CW: What are you doing tonight?
Me: Going to a baseball game.
CW: Oh, [Triple A team one hour away]? That's fun. But I thought you didn't spend money on things like that!
Me: No, [college league team in town]. The games are a lot fun and tickets are really cheap, even if DH hadn't gotten tonight's tickets free through work.
CW: Well you still have to drive there and pay for gas!
Me: We'll ride our bikes. It's only about 5 miles.
CW: But it might rain.
Me: So we'll get wet?
CW: Well you still have to eat supper at the park!
Me: We'll just eat at home before we go.
CW: That's just weird.
I enjoyed this.

But I'm the weirdo who takes her kids to free concerts at the park instead of pay concerts.  Parks for free and walks a mile.  And eats before we go, and then packs water to drink.

Metric Mouse

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Re: Overheard at Work
« Reply #14119 on: July 21, 2016, 06:34:10 PM »
Me: We'll ride our bikes. It's only about 5 miles.
CW: But it might rain.
Me: So we'll get wet?

No matter how many times I use that line I still get a little thrill of being a laconic badass. It has that real "Then we'll fight in the shade" ring to it.

I get similar comments about rain every time I show up on a motorcycle.  Though I get to say "You may be right." and have Billy Joel playing in my head. :D

Greenway52

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Re: Overheard at Work
« Reply #14120 on: July 21, 2016, 07:32:42 PM »
From my colleague: "When are you gonna get a new car? It's so old! And, really, manual door locks??! You might as well be living in the 80s!"
Me: "You know what else my car has? No monthly payments, and low gas bills. I'll get rid of it when it falls apart on the highway."
*Silence*
Colleage: "HOW did you manage no car payments??!?! Did your parents buy you a car?"

Excuse me, I'm gonna go hit my head against the wall now.

For the record: I drive a  2011 Honda Fit that my husband and I bought new in 2011. It has no AC, manual locks, and is VERY reliable. We share the car, so we only HAVE one car to afford and maintain. And how we managed car payments: well, we bought a car after 5 years of working professional-level jobs in a city with excellent public transit, and we saved money instead of going out every night. That's how we afforded the car.

Parents, indeed *harumph* Honestly, I'm kind of insulted.

You bought a 2011 model that didn't have AC or auto locks...didn't know that was possible, my '99 toyota has both plus heated seats.  Don't tell me you have to manually roll down the windows too?

Yeah, my car, which is a '93 Accord also has Power Windows, Power Mirrors, auto locks, and AC (though the AC kind of sucks and I never turn it on cause it kills the mileage).

My colleagues also keep on asking me when I'm going to buy a new car. My standard response is I will buy one when my current car isn't doing its job anymore ... which is to get me from Point A to Point B.

mustachepungoeshere

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Re: Overheard at Work
« Reply #14121 on: July 21, 2016, 11:16:23 PM »
A colleague is finishing up today after being made redundant.

He will be 76 in October and the company has been waiting for him to bow out gracefully, but he just couldn't afford to retire.

He's on his fifth wife. Wears $15 shirts but gets them dry-cleaned. Buys two or three coffees a day. His wife is in her late 60 and she 'retired' for about six months and is now back at work.

They moved last year to a five-bedroom house "so we have room for the grandchildren when they visit". A colleague told me they are renting, estimated their rent at $950-$1150/week.

I've rolled my eyes a lot at this guy's behaviour over the years but now it's just ... sad.

KodeBlue

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Re: Overheard at Work
« Reply #14122 on: July 22, 2016, 12:24:21 AM »
I had this conversation today... it's not mind blowing like somethings on this thread, but it amused me. Because CW seems very suspicious of our lifestyle and loves to challenge me when we are "spending money" as if to prove we aren't as frugal as we appear (I feel I should note, I never actually bring up money with this particular person, she just really seems very interested in how I choose to spend my money since the time she over heard me talking about savings and retirement with someone who was genuinely interested and of a similar mindset of me)

CW: What are you doing tonight?
Me: Going to a baseball game.
CW: Oh, [Triple A team one hour away]? That's fun. But I thought you didn't spend money on things like that!
Me: No, [college league team in town]. The games are a lot fun and tickets are really cheap, even if DH hadn't gotten tonight's tickets free through work.
CW: Well you still have to drive there and pay for gas!
Me: We'll ride our bikes. It's only about 5 miles.
CW: But it might rain.
Me: So we'll get wet?
CW: Well you still have to eat supper at the park!
Me: We'll just eat at home before we go.
CW: That's just weird.
Me:Fuck you.
fixed it for you.

MrRealEstate

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Re: Overheard at Work
« Reply #14123 on: July 22, 2016, 03:44:10 AM »
Speaking of iPhones, my 4S died recently and couldn't be fixed.   I qualified for a free upgrade to a 6, or - for a mere $50 - I could get a 6S.   I kept saying patiently "I want the free one, please."   The guy didn't give up until I said "Look - I loved my 4S.   The only reason why I'm here today for an upgrade is that it can't be fixed."

What appeared to be the problem? All the components can be bought on amazon so it's very likely it could be fixed after watching a few youtubes. My latest issue was with the charging port, but have also swapped batteries and screens fairly quickly.

marty998

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Re: Overheard at Work
« Reply #14124 on: July 22, 2016, 06:55:32 AM »
A colleague is finishing up today after being made redundant.

He will be 76 in October and the company has been waiting for him to bow out gracefully, but he just couldn't afford to retire.

He's on his fifth wife. Wears $15 shirts but gets them dry-cleaned. Buys two or three coffees a day. His wife is in her late 60 and she 'retired' for about six months and is now back at work.

They moved last year to a five-bedroom house "so we have room for the grandchildren when they visit". A colleague told me they are renting, estimated their rent at $950-$1150/week.

I've rolled my eyes a lot at this guy's behaviour over the years but now it's just ... sad.

Oh wow... that is really sad... almost $60,000 a year in rent! How on earth is he going to afford that now?

MgoSam

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Re: Overheard at Work
« Reply #14125 on: July 22, 2016, 08:58:05 AM »
A colleague is finishing up today after being made redundant.

He will be 76 in October and the company has been waiting for him to bow out gracefully, but he just couldn't afford to retire.

He's on his fifth wife. Wears $15 shirts but gets them dry-cleaned. Buys two or three coffees a day. His wife is in her late 60 and she 'retired' for about six months and is now back at work.

They moved last year to a five-bedroom house "so we have room for the grandchildren when they visit". A colleague told me they are renting, estimated their rent at $950-$1150/week.

I've rolled my eyes a lot at this guy's behaviour over the years but now it's just ... sad.

Oh wow... that is really sad... almost $60,000 a year in rent! How on earth is he going to afford that now?

Yeah that is incredibly sad. It's always unfortunate when you see someone that has been working their entire life and still doesn't have much savings. A good friend of mine's parents are amazing, but it's crazy that he's still working at 65 after 40+ years of working and they have a house that has about 7 years of payments left, and they are still eating out and buying plenty of toys. My friend told me that they recently bought a friend's pontoon even though they already had one that was only a little bit smaller.

infogoon

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Re: Overheard at Work
« Reply #14126 on: July 22, 2016, 09:34:04 AM »
I am not at all frugal about eating out (I know, it's on me), but I will eat a protein bar on the way rather than ice cold nachos or an old hot dog at a sports game. Even in box seats at major NYC  games, I still haven't seen too much approaching actual food at games.

My personal weakness is for the poutine at the local minor league baseball stadium. I get it every time.

Frugal_NYC

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Re: Overheard at Work
« Reply #14127 on: July 22, 2016, 09:42:09 AM »
When new lunch places open up around my office (NYC) CWs have been coming back saying "yea it wasn't bad, and it was only about $10!"

I always want to reply, "yea, or only 3 grand a year!!"

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Re: Overheard at Work
« Reply #14128 on: July 22, 2016, 09:49:01 AM »
I had this conversation today... it's not mind blowing like somethings on this thread, but it amused me. Because CW seems very suspicious of our lifestyle and loves to challenge me when we are "spending money" as if to prove we aren't as frugal as we appear (I feel I should note, I never actually bring up money with this particular person, she just really seems very interested in how I choose to spend my money since the time she over heard me talking about savings and retirement with someone who was genuinely interested and of a similar mindset of me)

CW: What are you doing tonight?
Me: Going to a baseball game.
CW: Oh, [Triple A team one hour away]? That's fun. But I thought you didn't spend money on things like that!
Me: No, [college league team in town]. The games are a lot fun and tickets are really cheap, even if DH hadn't gotten tonight's tickets free through work.
CW: Well you still have to drive there and pay for gas!
Me: We'll ride our bikes. It's only about 5 miles.
CW: But it might rain.
Me: So we'll get wet?
CW: Well you still have to eat supper at the park!
Me: We'll just eat at home before we go.
CW: That's just weird.

Just replying to add, we did in fact get wet. Didn't change our enjoyment of the game (or the lovely ride home). Also ate at home, because, like others have mentioned, the food is better there. But I did get ice cream at the park. They just have really ice cream.

zephyr911

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Re: Overheard at Work
« Reply #14129 on: July 22, 2016, 09:49:44 AM »
They just have really ice cream.
So cream. Very dairy. Wow.

onlykelsey

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Re: Overheard at Work
« Reply #14130 on: July 22, 2016, 10:11:27 AM »
I am not at all frugal about eating out (I know, it's on me), but I will eat a protein bar on the way rather than ice cold nachos or an old hot dog at a sports game. Even in box seats at major NYC  games, I still haven't seen too much approaching actual food at games.

My personal weakness is for the poutine at the local minor league baseball stadium. I get it every time.

If there were poutine I might also be weak. $10 popcorn, not so much.  Although I do buy $10 beers, haha.

I'm a red panda

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Re: Overheard at Work
« Reply #14131 on: July 22, 2016, 11:20:30 AM »

If there were poutine I might also be weak. $10 popcorn, not so much.  Although I do buy $10 beers, haha.

Man, benefit of living in the middle of nowhere.
12 oz beer at our minor league baseball game are only $1.50 on Thursdays.  Friday it's $5 for a 16 oz mug with $2.50 refills.

RyanAtTanagra

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Re: Overheard at Work
« Reply #14132 on: July 22, 2016, 11:29:28 AM »

If there were poutine I might also be weak. $10 popcorn, not so much.  Although I do buy $10 beers, haha.

Man, benefit of living in the middle of nowhere.
12 oz beer at our minor league baseball game are only $1.50 on Thursdays.  Friday it's $5 for a 16 oz mug with $2.50 refills.

Half price on refills?!  That's dangerous, the more I drink the less my price-pre-beer is!

BFGirl

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Re: Overheard at Work
« Reply #14133 on: July 22, 2016, 11:50:28 AM »
I had this conversation today... it's not mind blowing like somethings on this thread, but it amused me. Because CW seems very suspicious of our lifestyle and loves to challenge me when we are "spending money" as if to prove we aren't as frugal as we appear (I feel I should note, I never actually bring up money with this particular person, she just really seems very interested in how I choose to spend my money since the time she over heard me talking about savings and retirement with someone who was genuinely interested and of a similar mindset of me)

CW: What are you doing tonight?
Me: Going to a baseball game.
CW: Oh, [Triple A team one hour away]? That's fun. But I thought you didn't spend money on things like that!
Me: No, [college league team in town]. The games are a lot fun and tickets are really cheap, even if DH hadn't gotten tonight's tickets free through work.
CW: Well you still have to drive there and pay for gas!
Me: We'll ride our bikes. It's only about 5 miles.
CW: But it might rain.
Me: So we'll get wet?
CW: Well you still have to eat supper at the park!
Me: We'll just eat at home before we go.
CW: That's just weird.

TIL it is apparently weird to eat before attending a sports game.

I am not at all frugal about eating out (I know, it's on me), but I will eat a protein bar on the way rather than ice cold nachos or an old hot dog at a sports game. Even in box seats at major NYC  games, I still haven't seen too much approaching actual food at games.

For me, I kinda enjoy the bad junk food at the games.  It's part of the experience for me, but I appreciate that others don't see that as a good use of their money.

MgoSam

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Re: Overheard at Work
« Reply #14134 on: July 22, 2016, 11:53:47 AM »
I had this conversation today... it's not mind blowing like somethings on this thread, but it amused me. Because CW seems very suspicious of our lifestyle and loves to challenge me when we are "spending money" as if to prove we aren't as frugal as we appear (I feel I should note, I never actually bring up money with this particular person, she just really seems very interested in how I choose to spend my money since the time she over heard me talking about savings and retirement with someone who was genuinely interested and of a similar mindset of me)

CW: What are you doing tonight?
Me: Going to a baseball game.
CW: Oh, [Triple A team one hour away]? That's fun. But I thought you didn't spend money on things like that!
Me: No, [college league team in town]. The games are a lot fun and tickets are really cheap, even if DH hadn't gotten tonight's tickets free through work.
CW: Well you still have to drive there and pay for gas!
Me: We'll ride our bikes. It's only about 5 miles.
CW: But it might rain.
Me: So we'll get wet?
CW: Well you still have to eat supper at the park!
Me: We'll just eat at home before we go.
CW: That's just weird.

TIL it is apparently weird to eat before attending a sports game.

I am not at all frugal about eating out (I know, it's on me), but I will eat a protein bar on the way rather than ice cold nachos or an old hot dog at a sports game. Even in box seats at major NYC  games, I still haven't seen too much approaching actual food at games.

For me, I kinda enjoy the bad junk food at the games.  It's part of the experience for me, but I appreciate that others don't see that as a good use of their money.

Yeah, overall I don't find going to games to be a productive use of money so I rarely go to games. I went to one game last year, a minor league game. Tickets were $5 for outfield "seats" (grassy section that you can sit on). I did spend some coin on getting beer (have a ton of good beers there) and some food. I came out ahead a bit, as they were handing out free vouchers for Wendy's Baconator Jr and after I asked for one from a friend who's a vegetarian, everyone asked for one. I don't eat Wendy's, but that was 12 free Baconator Jrs for me, so that was 12 meals I didn't have to cook for.

LennStar

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Re: Overheard at Work
« Reply #14135 on: July 23, 2016, 11:24:10 AM »
Me: We'll ride our bikes. It's only about 5 miles.
CW: But it might rain.
Me: So we'll get wet?

No matter how many times I use that line I still get a little thrill of being a laconic badass. It has that real "Then we'll fight in the shade" ring to it.
Meh.
Your answer should be:
(It might rain!)
Then we will be singing in the rain.

kayvent

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Re: Overheard at Work
« Reply #14136 on: July 23, 2016, 07:58:39 PM »
A dear friend at work needs a second car for the family. From my understanding, the only use case is driving 15KM twice a workday with a one-year infant and their car seat in back. Their family had X thousand to spend on a vehicle's downpayment. One day, CW was talking about how they were going to look at some new <high-end SUV> to lease (spend X thousand upfront, pay sub 100/monthly for the lease, then planning to buy the vehicle after the lease). They wanted to do this so they wouldn't have two car payments simultaneously.

I wanted to speak up. I wanted someone to speak up. Someone. None of us did. Some of us talked about it later but none of use suggested that we should convince the colleague. The next day, an update on the car quest. An older CW rebukes the entire plan. Finally, sanity. The car expert then pipes up "Get the newest used Camry or Accord for X thousand that works best for you in a testdrive. Done." They have an discussion on why, logically, a lease is wrong and a Camry/Accord with no loan is best.

CW (hopefully) will save tens of thousands of dollars over the next few decades now. Horror story of clown-car clown debt averted.
« Last Edit: July 23, 2016, 08:01:26 PM by kayvent »

mustachepungoeshere

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Re: Overheard at Work
« Reply #14137 on: July 23, 2016, 10:38:04 PM »
My husband and his team have been working on a contract basis since January, and have not had tax withheld from their pay. Which led to this conversation.

CW1: I'm putting aside so much money.
CW2: Oh yeah? How much?
CW1: 10 per cent.
CW2: ... for tax or savings?
CW1: Both.
CW2: ...
CW1: Why, how much is tax?

This guy hadn't filed a tax return in five years.

MrRealEstate

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Re: Overheard at Work
« Reply #14138 on: July 24, 2016, 12:51:34 AM »
My husband and his team have been working on a contract basis since January, and have not had tax withheld from their pay. Which led to this conversation.

CW1: I'm putting aside so much money.
CW2: Oh yeah? How much?
CW1: 10 per cent.
CW2: ... for tax or savings?
CW1: Both.
CW2: ...
CW1: Why, how much is tax?

This guy hadn't filed a tax return in five years.

I don't understand how so many people don't understand taxes at a fundamental level. I have people who want to get preapproved for a loan, and when I say we'll need two years tax returns they just stare at me....

Then I have the ones that say they haven't filed for the current year yet... in July. and that they do this every year. These are not the uber rich people who wont notice a small fee from the IRS for an extension.

mustachepungoeshere

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Re: Overheard at Work
« Reply #14139 on: July 24, 2016, 01:12:33 AM »
My husband and his team have been working on a contract basis since January, and have not had tax withheld from their pay. Which led to this conversation.

CW1: I'm putting aside so much money.
CW2: Oh yeah? How much?
CW1: 10 per cent.
CW2: ... for tax or savings?
CW1: Both.
CW2: ...
CW1: Why, how much is tax?

This guy hadn't filed a tax return in five years.

I don't understand how so many people don't understand taxes at a fundamental level. I have people who want to get preapproved for a loan, and when I say we'll need two years tax returns they just stare at me....

Then I have the ones that say they haven't filed for the current year yet... in July. and that they do this every year. These are not the uber rich people who wont notice a small fee from the IRS for an extension.

Another guy just quit in favour of earning less as a FT employee. I understand wanting the security of a FT position, but it basically came down to the fact that he and his wife couldn't manage paying taxes, HECS, super, etc out of monthly contractor pay. The money would come in, they would spend it, and everything else would fall by the wayside. They opted for him take a pay cut on a FT position so someone else would take care of all that.

Shalamar

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Re: Overheard at Work
« Reply #14140 on: July 24, 2016, 09:44:06 AM »
Quote
What appeared to be the problem?

The battery wouldn't hold a charge.    I Googled replacing the battery, and a lot of the comments I read put me off - "it was really difficult, and the new battery doesn't hold a charge either!".   So, I figured since I qualified for a free upgrade, that's what I'd do.

LeRainDrop

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Re: Overheard at Work
« Reply #14141 on: July 24, 2016, 11:24:19 AM »
Quote
What appeared to be the problem?

The battery wouldn't hold a charge.    I Googled replacing the battery, and a lot of the comments I read put me off - "it was really difficult, and the new battery doesn't hold a charge either!".   So, I figured since I qualified for a free upgrade, that's what I'd do.

I bought my iPhone 5 in December 2013.  In October or November 2015, the phone stopped working, randomly shutting down and other such strangeness.  I brought it into the Apple store fearing the worst.  Quick diagnosis by the technicians that it had a "swollen battery," which was under the standard Apple warranty for 2 years.  So, about 1 year and 10-11 months into ownership, I qualified for a brand new replacement of the same model at absolutely no cost to me and no contract extension or other such nonsense.  That was pretty awesome, as it extended the length of time that I can keep the "same" phone by probably an extra 2 years.

kayvent

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Re: Overheard at Work
« Reply #14142 on: July 24, 2016, 12:05:44 PM »
My husband and his team have been working on a contract basis since January, and have not had tax withheld from their pay. Which led to this conversation.

CW1: I'm putting aside so much money.
CW2: Oh yeah? How much?
CW1: 10 per cent.
CW2: ... for tax or savings?
CW1: Both.
CW2: ...
CW1: Why, how much is tax?

This guy hadn't filed a tax return in five years.

I don't understand how so many people don't understand taxes at a fundamental level. I have people who want to get preapproved for a loan, and when I say we'll need two years tax returns they just stare at me....

Then I have the ones that say they haven't filed for the current year yet... in July. and that they do this every year. These are not the uber rich people who wont notice a small fee from the IRS for an extension.

Perhaps back in the day when personal rates were lower, computers took up rooms, and basic math skills and literacy qualified one to be a manager of 1000's of people, being late was something understandable. But tax returns nowadays (in Canada) for most people is just transferring the numbers from a T4 slip to a piece of software, filling out personal information, and hitting submit.

Not that I don't have equal faults but these people scare me. Especially when they are young (sub-40).
« Last Edit: July 24, 2016, 12:07:52 PM by kayvent »

Verdandi

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Re: Overheard at Work
« Reply #14143 on: July 24, 2016, 01:32:55 PM »
My colleague, who earns A LOT (guesstimate around 5-6k net a month), and who has already had seriouss medical problems, and 2 kids under 5:
One day: well, my husbad (who doesn't earn a lot) wanted a big Mercedes. So I told him, well, we have the money now, so we can spend it. We have a 700 per month car payment now, but we really enjoy the car.

Next day:
I tried to get life insurance with my children as beneficiaries, but couldn't get one due to my past medical problems. Man, if I could at least leave them something like 10k each if something happens to me. But who the hell has 10k lying around??

One week later:
We found a great house! With everything, only 750k!

Later:
For my new office (she will start her own business soon, which will be very profitable), I will buy 80k of office equipment.

So, she is 30 years old, will soon have 800k in debt, has bad health and 2 little ones. Is this just me, or does anyone else hear the bomb ticking??

markbike528CBX

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Re: Overheard at Work
« Reply #14144 on: July 24, 2016, 01:40:04 PM »
Is this just me, or does anyone else hear the bomb ticking??

Nope, just you.

The rest of us are deaf from the numerous mustachian heads exploding ( ours included ).

BlueHouse

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Re: Overheard at Work
« Reply #14145 on: July 24, 2016, 02:44:37 PM »
I had this conversation today... it's not mind blowing like somethings on this thread, but it amused me. Because CW seems very suspicious of our lifestyle and loves to challenge me when we are "spending money" as if to prove we aren't as frugal as we appear (I feel I should note, I never actually bring up money with this particular person, she just really seems very interested in how I choose to spend my money since the time she over heard me talking about savings and retirement with someone who was genuinely interested and of a similar mindset of me)

CW: What are you doing tonight?
Me: Going to a baseball game.
CW: Oh, [Triple A team one hour away]? That's fun. But I thought you didn't spend money on things like that!
Me: No, [college league team in town]. The games are a lot fun and tickets are really cheap, even if DH hadn't gotten tonight's tickets free through work.
CW: Well you still have to drive there and pay for gas!
Me: We'll ride our bikes. It's only about 5 miles.
CW: But it might rain.
Me: So we'll get wet?
CW: Well you still have to eat supper at the park!
Me: We'll just eat at home before we go.
CW: That's just weird.

TIL it is apparently weird to eat before attending a sports game.

I am not at all frugal about eating out (I know, it's on me), but I will eat a protein bar on the way rather than ice cold nachos or an old hot dog at a sports game. Even in box seats at major NYC  games, I still haven't seen too much approaching actual food at games.

I live a few blocks from a MLB ballpark.  I regularly go to the ticket window 1-2 hours before game time to request the $5 tickets.  This ballpark allows food to be brought in, so when groups of us go, I often bring snack bags of pistachios, swedish fish, and sometimes even make great sandwiches.  But when it's just me or just me and a friend, I LOVE the food they sell at the park. yes, it's gross, but you can't really get it anywhere  else and if you limit it to just the ballpark, then you're kind of okay. 

BTDretire

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Re: Overheard at Work
« Reply #14146 on: July 24, 2016, 04:04:50 PM »
I am not at all frugal about eating out (I know, it's on me), but I will eat a protein bar on the way rather than ice cold nachos or an old hot dog at a sports game. Even in box seats at major NYC  games, I still haven't seen too much approaching actual food at games.

My personal weakness is for the poutine at the local minor league baseball stadium. I get it every time.
  I have never heard of poutine before, I looked it up and now wish I had a plate of it in front of me.

La Bibliotecaria Feroz

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Re: Overheard at Work
« Reply #14147 on: July 24, 2016, 04:05:38 PM »
I am not at all frugal about eating out (I know, it's on me), but I will eat a protein bar on the way rather than ice cold nachos or an old hot dog at a sports game. Even in box seats at major NYC  games, I still haven't seen too much approaching actual food at games.

My personal weakness is for the poutine at the local minor league baseball stadium. I get it every time.
  I have never heard of poutine before, I looked it up and now wish I had a plate of it in front of me.

I've only had it once. It was so damn good. So good.

SeaEhm

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Re: Overheard at Work
« Reply #14148 on: July 24, 2016, 05:03:24 PM »
[I am not at all frugal about eating out (I know, it's on me), but I will eat a protein bar on the way rather than ice cold nachos or an old hot dog at a sports game. Even in box seats at major NYC  games, I still haven't seen too much approaching actual food at games.

I am also more about value.  I'd rather starve for hours than pay money for some food items.  That doesn't mean that I won't pay $$$ for a meal.

MgoSam

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Re: Overheard at Work
« Reply #14149 on: July 24, 2016, 09:24:00 PM »
I am not at all frugal about eating out (I know, it's on me), but I will eat a protein bar on the way rather than ice cold nachos or an old hot dog at a sports game. Even in box seats at major NYC  games, I still haven't seen too much approaching actual food at games.

My personal weakness is for the poutine at the local minor league baseball stadium. I get it every time.
  I have never heard of poutine before, I looked it up and now wish I had a plate of it in front of me.

I've only had it once. It was so damn good. So good.

Love me some poutine!